Home > The Savings Bank of Rockland County > Loan Charge- Offs and Recoveries
The Savings Bank of Rockland County, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,623,000 | 1,027 |
| Loans secured by real estate, total | $1,367,000 | 574 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,367,000 | 572 |
| Construction and land development | $253,000 | 401 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $326,000 | 657 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $788,000 | 436 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $233,000 | 1,796 |
| Loans to individuals | $23,000 | 5,757 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $23,000 | 5,272 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $131,000 | 2,571 |
| Loans secured by real estate, total | $72,000 | 1,291 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $72,000 | 1,291 |
| Construction and land development | $50,000 | 315 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,645 |
| Secured by multifamily residential properties | $16,000 | 287 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 7,761 |
| Loans to individuals | $57,000 | 1,799 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,614 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $1,492,000 | 872 |
| Loans secured by real estate, total | $1,295,000 | 522 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,295,000 | 521 |
| Construction and land development | $203,000 | 399 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $320,000 | 583 |
| Secured by multifamily residential properties | $-16,000 | 13,163 |
| Secured by nonfarm nonresidential properties | $788,000 | 390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $231,000 | 1,377 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-34,000 | 13,169 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-34,000 | 13,135 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,590,000 | 945 |
| Loans secured by real estate, total | $2,102,000 | 528 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,102,000 | 528 |
| Construction and land development | $398,000 | 442 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $396,000 | 641 |
| Secured by multifamily residential properties | $302,000 | 280 |
| Secured by nonfarm nonresidential properties | $1,006,000 | 479 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $349,000 | 1,831 |
| Loans to individuals | $139,000 | 2,421 |
| Credit card loan charge offs | $77,000 | 942 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $62,000 | 3,668 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $131,000 | 2,710 |
| Loans secured by real estate, total | $100,000 | 971 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 970 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $100,000 | 494 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $31,000 | 2,922 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $31,000 | 2,698 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $2,459,000 | 843 |
| Loans secured by real estate, total | $2,002,000 | 492 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,002,000 | 492 |
| Construction and land development | $398,000 | 421 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $396,000 | 559 |
| Secured by multifamily residential properties | $302,000 | 266 |
| Secured by nonfarm nonresidential properties | $906,000 | 464 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $349,000 | 1,531 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $108,000 | 2,230 |
| Credit card loan net charge offs | $77,000 | 870 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $31,000 | 4,254 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.