Home > The Savings Bank of Rockland County > Income and Expense
The Savings Bank of Rockland County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,633,000 | 2,438 |
| Total interest expense | $6,083,000 | 2,135 |
| Net interest income | $6,550,000 | 2,748 |
| Provision for loan and lease losses | $1,970,000 | 825 |
| Total noninterest income | $1,131,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $465,000 | 3,001 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $666,000 | 2,682 |
| Total noninterest expense | $9,497,000 | 1,594 |
| Salaries and employee benefits | $2,992,000 | 2,222 |
| Premises and equipment expense | $877,000 | 2,329 |
| Additional noninterest expense | $5,628,000 | 1,152 |
| Pre-tax net operating income | $-3,786,000 | 13,156 |
| Securities gains (losses) | $501,000 | 894 |
| Applicable income taxes | $-120,000 | 12,978 |
| Income before extraordinary items | $-3,165,000 | 13,133 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-3,165,000 | 13,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,492,000 | 872 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,645,960 | 13,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,735,000 | 2,384 |
| Total interest expense | $8,157,000 | 2,087 |
| Net interest income | $6,578,000 | 2,785 |
| Provision for loan and lease losses | $1,938,000 | 1,183 |
| Total noninterest income | $1,324,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $445,000 | 3,157 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $879,000 | 2,177 |
| Total noninterest expense | $10,488,000 | 1,466 |
| Salaries and employee benefits | $2,883,000 | 2,259 |
| Premises and equipment expense | $899,000 | 2,311 |
| Additional noninterest expense | $6,706,000 | 1,047 |
| Pre-tax net operating income | $-4,524,000 | 13,771 |
| Securities gains (losses) | $174,000 | 2,214 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-4,350,000 | 13,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,350,000 | 13,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,459,000 | 843 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,524,000 | 13,749 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.