Home > The Savings Bank of Rockland County > Assets and Liabilities
The Savings Bank of Rockland County, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $179,106,000 | 2,590 |
| Cash and due from depository institutions | $8,075,000 | 2,603 |
| Interest-bearing balances | $2,530,000 | 2,078 |
| Securities | $31,382,000 | 4,316 |
| Federal funds sold & reverse repurchase agreements | $7,245,000 | 1,923 |
| Net loans & leases | $120,462,000 | 2,213 |
| Loan loss allowance | $2,392,000 | 1,797 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,614,000 | 2,009 |
| Other real estate owned | $4,369,000 | 2,603 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,959,000 | 1,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,106,000 | 2,590 |
| Total liabilities | $174,160,000 | 2,436 |
| Total deposits | $172,707,000 | 2,298 |
| Interest-bearing deposits | $159,375,000 | 2,163 |
| Deposits held in domestic offices | $172,707,000 | 2,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $724,000 | 3,013 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $729,000 | 4,016 |
| Total equity capital | $4,946,000 | 7,334 |
| Total bank equity capital | $4,946,000 | 7,334 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $650,000 | 5,243 |
| Surplus | $5,485,000 | 2,481 |
| Undivided profits | $-1,189,000 | 12,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,686,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,272,000 | 1,349 |
| Earning assets | $161,619,000 | 2,616 |
| Long-term assets (5+ years) | $47,047,000 | 1,262 |
| Average Assets, year-to-date | $187,873,000 | 2,403 |
| Average Assets, quarterly | $182,258,500 | 2,517 |
| Volatile liabilities | $7,441,000 | 5,058 |
| Insider loans | $3,182,000 | 1,301 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,211,000 | 2,669 |
| Tier 1 (core) risk-based capital | $5,206,000 | 6,962 |
| Tier 2 risk-based capital | $1,575,240 | 1,950 |
| Total risk weighted assets | $125,202,440 | 2,132 |
| Total unused commitments | $12,211,000 | 2,692 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $197,457,000 | 2,395 |
| Cash and due from depository institutions | $7,880,000 | 2,864 |
| Interest-bearing balances | $2,107,000 | 2,618 |
| Securities | $39,527,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $9,455,000 | 1,745 |
| Net loans & leases | $125,910,000 | 2,196 |
| Loan loss allowance | $1,914,000 | 2,199 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,580,000 | 2,050 |
| Other real estate owned | $6,946,000 | 2,864 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,159,000 | 1,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,457,000 | 2,395 |
| Total liabilities | $189,201,000 | 2,295 |
| Total deposits | $181,352,000 | 2,276 |
| Interest-bearing deposits | $168,164,000 | 2,148 |
| Deposits held in domestic offices | $181,352,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,304,000 | 1,924 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,900,000 | 1,338 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $645,000 | 4,738 |
| Total equity capital | $8,256,000 | 4,656 |
| Total bank equity capital | $8,256,000 | 4,656 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $650,000 | 5,510 |
| Surplus | $5,485,000 | 2,393 |
| Undivided profits | $2,121,000 | 7,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,715,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,176,000 | 1,650 |
| Earning assets | $176,999,000 | 2,433 |
| Long-term assets (5+ years) | $63,492,000 | 943 |
| Average Assets, year-to-date | $202,108,400 | 2,291 |
| Average Assets, quarterly | $199,180,500 | 2,355 |
| Volatile liabilities | $16,950,000 | 2,711 |
| Insider loans | $78,000 | 6,314 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,759,000 | 4,748 |
| Tier 1 (core) risk-based capital | $8,507,000 | 4,464 |
| Tier 2 risk-based capital | $1,687,430 | 1,876 |
| Total risk weighted assets | $134,767,830 | 2,071 |
| Total unused commitments | $4,759,000 | 4,776 |
| Derivatives | $0 | 651 |