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The Savings Bank and Trust Company, Total Unused Commitments

2003-06-30Rank
Total unused commitments$30,840,0002,081
Loan commitments-revolving, open-end lines secured by 1-4's$4,630,0001,704
Credit card lines$7,354,000357
Commercial real estate, construction & land development$169,0005,706
Commitments secured by real estate$169,0005,661
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$18,687,0001,421
Memoranda:
Commitments with an original maturity exceeding 1 yr$4,630,0001,957
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$30,892,0001,995
Loan commitments-revolving, open-end lines secured by 1-4's$4,725,0001,623
Credit card lines$7,229,000365
Commercial real estate, construction & land development$86,0005,849
Commitments secured by real estate$86,0005,794
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$18,852,0001,397
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$31,072,0001,913
Loan commitments-revolving, open-end lines secured by 1-4's$5,056,0001,492
Credit card lines$7,252,000362
Commercial real estate, construction & land development$258,0005,399
Commitments secured by real estate$258,0005,337
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$18,506,0001,350
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$28,992,0001,916
Loan commitments-revolving, open-end lines secured by 1-4's$4,719,0001,452
Credit card lines$7,282,000390
Commercial real estate, construction & land development$389,0005,076
Commitments secured by real estate$389,0005,007
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$16,602,0001,445
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$24,583,0002,017
Loan commitments-revolving, open-end lines secured by 1-4's$4,026,0001,462
Credit card lines$4,570,000584
Commercial real estate, construction & land development$379,0005,047
Commitments secured by real estate$379,0004,989
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$15,608,0001,425
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$25,527,0001,972
Loan commitments-revolving, open-end lines secured by 1-4's$4,053,0001,415
Credit card lines$5,805,000519
Commercial real estate, construction & land development$868,0004,259
Commitments secured by real estate$868,0004,191
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$14,801,0001,537
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$23,108,0002,036
Loan commitments-revolving, open-end lines secured by 1-4's$3,323,0001,510
Credit card lines$3,863,000721
Commercial real estate, construction & land development$329,0005,156
Commitments secured by real estate$329,0005,056
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$15,593,0001,371
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$17,638,0002,334
Loan commitments-revolving, open-end lines secured by 1-4's$2,614,0001,699
Credit card lines$4,232,000670
Commercial real estate, construction & land development$867,0004,013
Commitments secured by real estate$867,0003,916
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$9,925,0001,857
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$16,155,0002,407
Loan commitments-revolving, open-end lines secured by 1-4's$2,771,0001,646
Credit card lines$4,346,000718
Commercial real estate, construction & land development$282,0005,369
Commitments secured by real estate$282,0005,280
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$8,756,0002,085
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$16,307,0002,302
Loan commitments-revolving, open-end lines secured by 1-4's$1,943,0001,935
Credit card lines$3,120,000927
Commercial real estate, construction & land development$743,0004,103
Commitments secured by real estate$743,0004,023
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$10,501,0001,744
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$12,446,0002,699
Loan commitments-revolving, open-end lines secured by 1-4's$2,026,0001,908
Credit card lines$1,827,0001,290
Commercial real estate, construction & land development$167,0005,930
Commitments secured by real estate$167,0005,834
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$8,426,0001,966
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$10,094,0003,099
Loan commitments-revolving, open-end lines secured by 1-4's$1,846,0001,956
Credit card lines$1,665,0001,334
Commercial real estate, construction & land development$07,199
Commitments secured by real estate$07,093
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$6,583,0002,282
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$11,271,0002,727
Loan commitments-revolving, open-end lines secured by 1-4's$1,552,0002,084
Credit card lines$1,779,0001,276
Commercial real estate, construction & land development$290,0005,103
Commitments secured by real estate$290,0004,936
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$7,650,0001,934
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109