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The Savings Bank and Trust Company, Net Loans and Leases

2003-06-30Rank
Net loans and leases$109,299,0003,040
Loan loss allowance$2,094,0002,141
Total loans and leases$111,393,0003,024
Unearned income$02,713
Loans and leases, gross$111,393,0003,029
All real estate loans$39,130,0004,844
Real estate loans in domestic offices$39,130,0004,843
Construction and development loans$1,220,0005,468
Commercial RE$7,410,0005,309
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$5,413,0001,480
1-4 family residential loans$20,745,0004,179
Farmland loans$4,342,0002,037
Loans held in foreign officesNANA
Farm loans$6,844,0001,480
Commercial and industrial loans$31,931,0001,485
To non-U.S. addresseesNANA
Loans to individuals$32,923,000747
Credit card loans$1,094,000611
Related Plans$04,371
Consumer Loans - AutoNANA
Other loans to individuals$31,829,000677
All other loans & leases$565,0003,307
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$248,0002,486
Other loans$106,0003,110
Lease financing receivables$211,0001,133
Loans to depository institutions and acceptances of other banks$0407
Memoranda:
Loans not secured by real estate$01,193
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$1,679,000184
Non 1-4 family restructured loans & leases$1,679,000184
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,704,0002,253
Total loans and leasesNANA
2003-03-31Rank
Net loans and leases$114,587,0002,875
Loan loss allowance$1,790,0002,403
Total loans and leases$116,377,0002,871
Unearned income$02,814
Loans and leases, gross$116,377,0002,872
All real estate loans$41,287,0004,645
Real estate loans in domestic offices$41,287,0004,644
Construction and development loans$1,448,0005,168
Commercial RE$8,100,0005,115
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$4,156,0001,704
1-4 family residential loans$22,590,0003,947
Farmland loans$4,993,0001,807
Loans held in foreign officesNANA
Farm loans$6,124,0001,557
Commercial and industrial loans$33,292,0001,427
To non-U.S. addresseesNANA
Loans to individuals$34,157,000741
Credit card loans$1,065,000620
Related Plans$04,382
Consumer Loans - AutoNANA
Other loans to individuals$33,092,000667
All other loans & leases$1,517,0001,994
Loans to foreign governments and official institutions$064
Obligations of states and political subdivisions in U.S.$1,103,0001,246
Other loans$90,0003,240
Lease financing receivables$324,0001,017
Loans to depository institutions and acceptances of other banks$0418
Memoranda:
Loans not secured by real estate$01,211
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$1,258,000224
Non 1-4 family restructured loans & leases$1,258,000224
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,790,0002,119
Total loans and leasesNANA
2002-12-31Rank
Net loans and leases$117,674,0002,799
Loan loss allowance$1,548,0002,672
Total loans and leases$119,222,0002,802
Unearned income$02,902
Loans and leases, gross$119,222,0002,804
All real estate loans$42,275,0004,559
Real estate loans in domestic offices$42,275,0004,558
Construction and development loans$1,416,0005,235
Commercial RE$8,271,0005,031
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$4,182,0001,659
1-4 family residential loans$23,176,0003,897
Farmland loans$5,230,0001,697
Loans held in foreign officesNANA
Farm loans$6,978,0001,439
Commercial and industrial loans$32,196,0001,448
To non-U.S. addresseesNANA
Loans to individuals$36,066,000716
Credit card loans$1,111,000639
Related Plans$04,382
Consumer Loans - AutoNANA
Other loans to individuals$34,955,000637
All other loans & leases$1,707,0001,864
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$1,139,0001,224
Other loans$190,0002,534
Lease financing receivables$378,000992
Loans to depository institutions and acceptances of other banks$0424
Memoranda:
Loans not secured by real estate$01,229
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$1,205,000259
Non 1-4 family restructured loans & leases$1,205,000259
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,548,0002,392
Total loans and leasesNANA
2001-12-31Rank
Net loans and leases$112,783,0002,823
Loan loss allowance$1,505,0002,580
Total loans and leases$114,288,0002,823
Unearned income$03,287
Loans and leases, gross$114,288,0002,825
All real estate loans$39,382,0004,621
Real estate loans in domestic offices$39,382,0004,620
Construction and development loans$1,674,0004,904
Commercial RE$7,758,0004,923
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,823,0001,585
1-4 family residential loans$21,526,0004,091
Farmland loans$4,601,0001,786
Loans held in foreign officesNANA
Farm loans$6,102,0001,620
Commercial and industrial loans$28,335,0001,599
To non-U.S. addresseesNANA
Loans to individuals$38,821,000723
Credit card loans$1,107,000710
Related Plans$04,376
Consumer Loans - AutoNANA
Other loans to individuals$37,714,000647
All other loans & leases$1,648,0001,896
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$1,206,0001,101
Other loans$18,0005,356
Lease financing receivables$424,000973
Loans to depository institutions and acceptances of other banks$0450
Memoranda:
Loans not secured by real estate$01,287
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$984,000267
Non 1-4 family restructured loans & leases$984,000267
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$1,505,0002,311
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$110,679,0002,777
Loan loss allowance$1,378,0002,631
Total loans and leases$112,057,0002,776
Unearned income$03,634
Loans and leases, gross$112,057,0002,779
All real estate loans$34,736,0004,847
Real estate loans in domestic offices$34,736,0004,847
Construction and development loans$856,0005,686
Commercial RE$9,156,0004,404
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,266,0002,858
1-4 family residential loans$19,619,0004,349
Farmland loans$3,839,0002,032
Loans held in foreign officesNANA
Farm loans$5,406,0001,797
Commercial and industrial loans$20,762,0002,091
To non-U.S. addressees$0195
Loans to individuals$49,127,000628
Credit card loans$1,153,0001,176
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$47,974,000555
All other loans & leases$2,026,0001,638
Loans to foreign governments and official institutions$074
Obligations of states and political subdivisions in U.S.$1,265,0001,030
Other loans$61,0003,969
Lease financing receivables$700,000786
Loans to depository institutions and acceptances of other banks$0461
Memoranda:
Loans not secured by real estate$01,190
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,965
Non 1-4 family restructured loans & leases$01,965
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$93,886,0003,093
Loan loss allowance$1,303,0002,727
Total loans and leases$95,189,0003,090
Unearned income$03,913
Loans and leases, gross$95,189,0003,094
All real estate loans$32,658,0004,916
Real estate loans in domestic offices$32,658,0004,916
Construction and development loans$2,909,0003,592
Commercial RE$8,311,0004,469
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$242,0005,078
1-4 family residential loans$17,969,0004,502
Farmland loans$3,227,0002,315
Loans held in foreign officesNANA
Farm loans$5,050,0001,940
Commercial and industrial loans$15,511,0002,531
To non-U.S. addressees$0221
Loans to individuals$39,890,000792
Credit card loans$1,049,0001,300
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$38,841,000709
All other loans & leases$2,080,0001,602
Loans to foreign governments and official institutions$082
Obligations of states and political subdivisions in U.S.$900,0001,297
Other loans$185,0002,685
Lease financing receivables$995,000679
Loans to depository institutions and acceptances of other banks$0508
Memoranda:
Loans not secured by real estate$01,276
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,147
Non 1-4 family restructured loans & leases$02,147
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$88,444,0003,077
Loan loss allowance$1,220,0002,798
Total loans and leases$89,664,0003,072
Unearned income$04,250
Loans and leases, gross$89,664,0003,075
All real estate loans$29,314,0005,085
Real estate loans in domestic offices$29,314,0005,085
Construction and development loans$2,873,0003,338
Commercial RE$6,299,0004,868
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$66,0006,161
1-4 family residential loans$16,408,0004,678
Farmland loans$3,668,0001,944
Loans held in foreign officesNANA
Farm loans$4,470,0002,224
Commercial and industrial loans$12,365,0002,836
To non-U.S. addressees$0219
Loans to individuals$40,110,000791
Credit card loans$986,0001,413
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$39,124,000699
All other loans & leases$3,405,0001,124
Loans to foreign governments and official institutions$085
Obligations of states and political subdivisions in U.S.$900,0001,235
Other loans$321,0002,037
Lease financing receivables$1,184,000588
Loans to depository institutions and acceptances of other banks$1,000,000286
Memoranda:
Loans not secured by real estate$01,365
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,430
Non 1-4 family restructured loans & leases$02,430
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$88,587,0003,075
Loan loss allowance$1,030,0003,280
Total loans and leases$89,617,0003,083
Unearned income$04,740
Loans and leases, gross$89,617,0003,089
All real estate loans$29,213,0005,193
Real estate loans in domestic offices$29,213,0005,192
Construction and development loans$2,697,0003,418
Commercial RE$7,997,0004,350
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$791,0003,580
1-4 family residential loans$14,068,0005,283
Farmland loans$3,660,0001,898
Loans held in foreign officesNANA
Farm loans$4,654,0002,192
Commercial and industrial loans$14,749,0002,414
To non-U.S. addressees$0228
Loans to individuals$38,253,000882
Credit card loans$986,0001,529
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$37,267,000789
All other loans & leases$2,748,0001,288
Loans to foreign governments and official institutions$094
Obligations of states and political subdivisions in U.S.$925,0001,270
Other loans$158,0002,939
Lease financing receivables$665,000741
Loans to depository institutions and acceptances of other banks$1,000,000318
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$8,0002,666
Non 1-4 family restructured loans & leases$8,0002,666
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$84,727,0003,231
Loan loss allowance$900,0003,858
Total loans and leases$85,627,0003,232
Unearned income$06,436
Loans and leases, gross$85,627,0003,244
All real estate loans$30,171,0005,165
Real estate loans in domestic offices$30,171,0005,164
Construction and development loans$2,969,0003,337
Commercial RE$9,257,0003,998
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$846,0003,629
1-4 family residential loans$13,105,0005,601
Farmland loans$3,994,0001,670
Loans held in foreign officesNANA
Farm loans$5,119,0001,971
Commercial and industrial loans$13,918,0002,545
To non-U.S. addressees$0238
Loans to individuals$32,659,0001,154
Credit card loans$844,0001,835
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$31,815,0001,041
All other loans & leases$3,760,0001,098
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$950,0001,316
Other loans$372,0002,015
Lease financing receivables$438,000915
Loans to depository institutions and acceptances of other banks$2,000,000317
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$13,0002,913
Non 1-4 family restructured loans & leases$13,0002,913
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$75,649,0003,479
Loan loss allowance$763,0004,418
Total loans and leases$76,412,0003,496
Unearned income$1,0006,811
Loans and leases, gross$76,412,0003,511
All real estate loans$28,305,0005,359
Real estate loans in domestic offices$28,305,0005,359
Construction and development loans$2,188,0003,847
Commercial RE$8,379,0004,229
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,058,0003,354
1-4 family residential loans$12,561,0005,773
Farmland loans$4,119,0001,527
Loans held in foreign officesNANA
Farm loans$5,354,0001,864
Commercial and industrial loans$12,602,0002,642
To non-U.S. addressees$0259
Loans to individuals$28,566,0001,287
Credit card loans$672,0002,205
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$27,894,0001,173
All other loans & leases$1,586,0001,966
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$978,0001,359
Other loans$128,0003,469
Lease financing receivables$480,000860
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$16,0003,179
Non 1-4 family restructured loans & leases$16,0003,179
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$68,444,0003,752
Loan loss allowance$756,0004,545
Total loans and leases$69,200,0003,764
Unearned income$5,0007,174
Loans and leases, gross$69,200,0003,780
All real estate loans$25,985,0005,644
Real estate loans in domestic offices$25,985,0005,643
Construction and development loans$1,804,0004,138
Commercial RE$5,804,0005,222
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$943,0003,707
1-4 family residential loans$13,615,0005,613
Farmland loans$3,819,0001,599
Loans held in foreign officesNANA
Farm loans$4,420,0002,256
Commercial and industrial loans$10,290,0002,964
To non-U.S. addresseesNANA
Loans to individuals$26,759,0001,344
Credit card loans$624,0002,276
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$26,135,0001,236
All other loans & leases$1,751,0001,912
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$1,043,0001,374
Other loans$39,0005,436
Lease financing receivables$669,000737
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$20,0003,598
Non 1-4 family restructured loans & leases$20,0003,598
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$63,420,0003,939
Loan loss allowance$687,0005,040
Total loans and leases$64,107,0003,954
Unearned income$41,0006,682
Loans and leases, gross$64,107,0003,960
All real estate loans$26,620,0005,533
Real estate loans in domestic offices$26,620,0005,532
Construction and development loans$1,905,0003,864
Commercial RE$6,451,0004,972
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$880,0003,852
1-4 family residential loans$13,607,0005,730
Farmland loans$3,777,0001,471
Loans held in foreign officesNANA
Farm loans$3,845,0002,475
Commercial and industrial loans$10,846,0002,799
To non-U.S. addresseesNANA
Loans to individuals$20,860,0001,567
Credit card loans$634,0002,266
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$20,226,0001,440
All other loans & leases$1,977,0001,817
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$1,104,0001,392
Other loans$79,0004,454
Lease financing receivables$794,000647
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$58,738,0004,240
Loan loss allowance$584,0005,758
Total loans and leases$59,322,0004,271
Unearned income$274,0004,204
Loans and leases, gross$59,322,0004,281
All real estate loans$27,392,0005,451
Real estate loans in domestic offices$27,392,0005,450
Construction and development loans$1,344,0004,560
Commercial RE$6,086,0005,117
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$400,0005,257
1-4 family residential loans$15,915,0005,290
Farmland loans$3,647,0001,465
Loans held in foreign officesNANA
Farm loans$3,387,0002,661
Commercial and industrial loans$9,833,0003,103
To non-U.S. addresseesNANA
Loans to individuals$15,586,0002,049
Credit card loans$728,0002,114
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$14,858,0001,946
All other loans & leases$3,398,0001,380
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$1,166,0001,415
Other loans$331,0002,504
Lease financing receivables$901,000649
Loans to depository institutions and acceptances of other banks$1,000,000600
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA