Home > The Savings Bank > Income and Expense
The Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $8,701,000 | 1,406 |
| Total interest expense | $4,048,000 | 1,157 |
| Net interest income | $4,653,000 | 1,638 |
| Provision for loan and lease losses | $68,000 | 1,717 |
| Total noninterest income | $1,377,000 | 1,087 |
| Gross Fiduciary activities income | $960,000 | 351 |
| Service charges on deposit accounts | $111,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 1,970 |
| Total noninterest expense | $6,031,000 | 1,093 |
| Salaries and employee benefits | $3,514,000 | 1,072 |
| Premises and equipment expense | $753,000 | 912 |
| Additional noninterest expense | $306,000 | 1,970 |
| Pre-tax net operating income | $-69,000 | 4,287 |
| Securities gains (losses) | $343,000 | 62 |
| Applicable income taxes | $-9,000 | 4,244 |
| Income before extraordinary items | $283,000 | 3,351 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $283,000 | 3,383 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $283,000 | 3,351 |
| Net charge-offs | $18,000 | 1,466 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $-60,000 | 4,275 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $33,377,000 | 1,435 |
| Total interest expense | $16,752,000 | 1,173 |
| Net interest income | $16,625,000 | 1,698 |
| Provision for loan and lease losses | $156,000 | 2,224 |
| Total noninterest income | $5,430,000 | 1,119 |
| Gross Fiduciary activities income | $3,709,000 | 342 |
| Service charges on deposit accounts | $447,000 | 1,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,274,000 | 2,009 |
| Total noninterest expense | $23,232,000 | 1,109 |
| Salaries and employee benefits | $13,561,000 | 1,073 |
| Premises and equipment expense | $2,774,000 | 940 |
| Additional noninterest expense | $1,274,000 | 2,009 |
| Pre-tax net operating income | $-1,333,000 | 4,397 |
| Securities gains (losses) | $1,305,000 | 85 |
| Applicable income taxes | $-320,000 | 4,379 |
| Income before extraordinary items | $292,000 | 3,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $292,000 | 3,967 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $292,000 | 3,923 |
| Net charge-offs | $24,000 | 2,404 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $-738,950 | 4,361 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $24,598,000 | 1,447 |
| Total interest expense | $12,430,000 | 1,176 |
| Net interest income | $12,168,000 | 1,724 |
| Provision for loan and lease losses | $63,000 | 2,447 |
| Total noninterest income | $4,089,000 | 1,109 |
| Gross Fiduciary activities income | $2,751,000 | 349 |
| Service charges on deposit accounts | $334,000 | 1,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 1,950 |
| Total noninterest expense | $17,319,000 | 1,102 |
| Salaries and employee benefits | $10,094,000 | 1,074 |
| Premises and equipment expense | $2,107,000 | 929 |
| Additional noninterest expense | $1,004,000 | 1,950 |
| Pre-tax net operating income | $-1,125,000 | 4,444 |
| Securities gains (losses) | $2,317,000 | 59 |
| Applicable income taxes | $-6,000 | 4,269 |
| Income before extraordinary items | $1,198,000 | 2,961 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,198,000 | 2,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,198,000 | 2,964 |
| Net charge-offs | $19,000 | 2,132 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $-1,119,000 | 4,433 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,733,000 | 1,487 |
| Total interest expense | $3,946,000 | 1,186 |
| Net interest income | $3,787,000 | 1,806 |
| Provision for loan and lease losses | $-104,000 | 4,347 |
| Total noninterest income | $1,321,000 | 1,133 |
| Gross Fiduciary activities income | $895,000 | 327 |
| Service charges on deposit accounts | $119,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 1,950 |
| Total noninterest expense | $5,739,000 | 1,114 |
| Salaries and employee benefits | $3,317,000 | 1,098 |
| Premises and equipment expense | $713,000 | 938 |
| Additional noninterest expense | $307,000 | 1,950 |
| Pre-tax net operating income | $-527,000 | 4,495 |
| Securities gains (losses) | $649,000 | 67 |
| Applicable income taxes | $-66,000 | 4,442 |
| Income before extraordinary items | $188,000 | 3,561 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $188,000 | 3,598 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $188,000 | 3,562 |
| Net charge-offs | $4,000 | 1,808 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-461,000 | 4,484 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,626,000 | 1,452 |
| Total interest expense | $10,277,000 | 1,264 |
| Net interest income | $18,349,000 | 1,545 |
| Provision for loan and lease losses | $468,000 | 1,338 |
| Total noninterest income | $5,116,000 | 1,178 |
| Gross Fiduciary activities income | $3,385,000 | 318 |
| Service charges on deposit accounts | $464,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,267,000 | 2,042 |
| Total noninterest expense | $21,486,000 | 1,143 |
| Salaries and employee benefits | $12,066,000 | 1,154 |
| Premises and equipment expense | $2,746,000 | 945 |
| Additional noninterest expense | $1,267,000 | 2,042 |
| Pre-tax net operating income | $1,511,000 | 3,233 |
| Securities gains (losses) | $-722,000 | 4,249 |
| Applicable income taxes | $91,000 | 2,841 |
| Income before extraordinary items | $698,000 | 3,701 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $698,000 | 3,739 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $698,000 | 3,702 |
| Net charge-offs | $21,000 | 2,187 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,333,360 | 3,238 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,804,000 | 1,455 |
| Total interest expense | $6,805,000 | 1,290 |
| Net interest income | $13,999,000 | 1,533 |
| Provision for loan and lease losses | $167,000 | 1,812 |
| Total noninterest income | $3,861,000 | 1,173 |
| Gross Fiduciary activities income | $2,559,000 | 317 |
| Service charges on deposit accounts | $340,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $962,000 | 2,035 |
| Total noninterest expense | $15,942,000 | 1,155 |
| Salaries and employee benefits | $9,102,000 | 1,144 |
| Premises and equipment expense | $2,027,000 | 953 |
| Additional noninterest expense | $962,000 | 2,035 |
| Pre-tax net operating income | $1,751,000 | 2,850 |
| Securities gains (losses) | $-1,572,000 | 4,495 |
| Applicable income taxes | $-7,000 | 4,415 |
| Income before extraordinary items | $186,000 | 4,173 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $186,000 | 4,211 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $186,000 | 4,172 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,758,000 | 2,684 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,418,000 | 1,470 |
| Total interest expense | $3,893,000 | 1,327 |
| Net interest income | $9,525,000 | 1,525 |
| Provision for loan and lease losses | $162,000 | 1,479 |
| Total noninterest income | $2,492,000 | 1,137 |
| Gross Fiduciary activities income | $1,630,000 | 317 |
| Service charges on deposit accounts | $227,000 | 1,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 1,956 |
| Total noninterest expense | $10,553,000 | 1,153 |
| Salaries and employee benefits | $6,063,000 | 1,142 |
| Premises and equipment expense | $1,345,000 | 947 |
| Additional noninterest expense | $635,000 | 1,953 |
| Pre-tax net operating income | $1,302,000 | 2,741 |
| Securities gains (losses) | $-478,000 | 4,476 |
| Applicable income taxes | $178,000 | 2,198 |
| Income before extraordinary items | $646,000 | 3,357 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $646,000 | 3,390 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $646,000 | 3,356 |
| Net charge-offs | $3,000 | 2,145 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,023,620 | 2,857 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,413,000 | 1,502 |
| Total interest expense | $1,501,000 | 1,423 |
| Net interest income | $4,912,000 | 1,494 |
| Provision for loan and lease losses | $55,000 | 1,644 |
| Total noninterest income | $1,259,000 | 1,136 |
| Gross Fiduciary activities income | $844,000 | 322 |
| Service charges on deposit accounts | $116,000 | 1,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,004 |
| Total noninterest expense | $5,123,000 | 1,186 |
| Salaries and employee benefits | $2,910,000 | 1,209 |
| Premises and equipment expense | $673,000 | 969 |
| Additional noninterest expense | $299,000 | 2,004 |
| Pre-tax net operating income | $993,000 | 2,311 |
| Securities gains (losses) | $-271,000 | 4,482 |
| Applicable income taxes | $192,000 | 1,699 |
| Income before extraordinary items | $530,000 | 2,838 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $530,000 | 2,837 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $530,000 | 2,838 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $744,090 | 2,479 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,301,000 | 1,438 |
| Total interest expense | $1,725,000 | 1,761 |
| Net interest income | $20,576,000 | 1,396 |
| Provision for loan and lease losses | $681,000 | 1,037 |
| Total noninterest income | $5,202,000 | 1,180 |
| Gross Fiduciary activities income | $3,488,000 | 317 |
| Service charges on deposit accounts | $429,000 | 1,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,285,000 | 2,067 |
| Total noninterest expense | $20,730,000 | 1,153 |
| Salaries and employee benefits | $12,214,000 | 1,128 |
| Premises and equipment expense | $2,659,000 | 956 |
| Additional noninterest expense | $1,285,000 | 2,067 |
| Pre-tax net operating income | $4,367,000 | 2,187 |
| Securities gains (losses) | $561,000 | 65 |
| Applicable income taxes | $1,125,000 | 1,464 |
| Income before extraordinary items | $3,803,000 | 2,168 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,803,000 | 2,167 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,803,000 | 2,167 |
| Net charge-offs | $31,000 | 1,755 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,359,810 | 2,342 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,170,000 | 1,425 |
| Total interest expense | $1,013,000 | 1,745 |
| Net interest income | $15,157,000 | 1,403 |
| Provision for loan and lease losses | $365,000 | 1,127 |
| Total noninterest income | $3,961,000 | 1,176 |
| Gross Fiduciary activities income | $2,654,000 | 315 |
| Service charges on deposit accounts | $330,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 2,084 |
| Total noninterest expense | $15,349,000 | 1,167 |
| Salaries and employee benefits | $9,196,000 | 1,125 |
| Premises and equipment expense | $1,969,000 | 961 |
| Additional noninterest expense | $977,000 | 2,084 |
| Pre-tax net operating income | $3,404,000 | 2,130 |
| Securities gains (losses) | $-1,064,000 | 4,570 |
| Applicable income taxes | $570,000 | 1,747 |
| Income before extraordinary items | $1,770,000 | 2,731 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,770,000 | 2,729 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,770,000 | 2,730 |
| Net charge-offs | $27,000 | 1,480 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,610,560 | 2,290 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 1,424 |
| Total interest expense | $591,000 | 1,759 |
| Net interest income | $9,796,000 | 1,411 |
| Provision for loan and lease losses | $328,000 | 879 |
| Total noninterest income | $2,659,000 | 1,155 |
| Gross Fiduciary activities income | $1,816,000 | 279 |
| Service charges on deposit accounts | $221,000 | 1,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 2,158 |
| Total noninterest expense | $9,960,000 | 1,181 |
| Salaries and employee benefits | $5,852,000 | 1,154 |
| Premises and equipment expense | $1,362,000 | 924 |
| Additional noninterest expense | $2,746,000 | 1,245 |
| Pre-tax net operating income | $2,167,000 | 2,100 |
| Securities gains (losses) | $-95,000 | 4,365 |
| Applicable income taxes | $481,000 | 1,510 |
| Income before extraordinary items | $1,591,000 | 2,265 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,591,000 | 2,265 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,591,000 | 2,265 |
| Net charge-offs | $21,000 | 1,305 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,666,050 | 2,248 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 1,423 |
| Total interest expense | $284,000 | 1,750 |
| Net interest income | $4,754,000 | 1,412 |
| Provision for loan and lease losses | $81,000 | 1,080 |
| Total noninterest income | $1,360,000 | 1,142 |
| Gross Fiduciary activities income | $957,000 | 275 |
| Service charges on deposit accounts | $106,000 | 1,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,195 |
| Total noninterest expense | $5,028,000 | 1,165 |
| Salaries and employee benefits | $2,939,000 | 1,158 |
| Premises and equipment expense | $694,000 | 912 |
| Additional noninterest expense | $1,395,000 | 1,215 |
| Pre-tax net operating income | $1,005,000 | 2,087 |
| Securities gains (losses) | $595,000 | 44 |
| Applicable income taxes | $357,000 | 1,179 |
| Income before extraordinary items | $1,243,000 | 1,658 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,243,000 | 1,658 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,243,000 | 1,658 |
| Net charge-offs | $20,000 | 954 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $772,950 | 2,266 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,042,000 | 1,480 |
| Total interest expense | $1,635,000 | 1,554 |
| Net interest income | $18,407,000 | 1,467 |
| Provision for loan and lease losses | $180,000 | 1,802 |
| Total noninterest income | $5,315,000 | 1,265 |
| Gross Fiduciary activities income | $3,595,000 | 281 |
| Service charges on deposit accounts | $401,000 | 1,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,319,000 | 2,356 |
| Total noninterest expense | $20,399,000 | 1,146 |
| Salaries and employee benefits | $12,097,000 | 1,116 |
| Premises and equipment expense | $2,629,000 | 962 |
| Additional noninterest expense | $5,673,000 | 1,189 |
| Pre-tax net operating income | $3,143,000 | 2,633 |
| Securities gains (losses) | $1,550,000 | 169 |
| Applicable income taxes | $1,025,000 | 1,583 |
| Income before extraordinary items | $3,668,000 | 2,287 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,668,000 | 2,288 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,668,000 | 2,288 |
| Net charge-offs | $6,000 | 2,402 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,443,500 | 2,759 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,947,000 | 1,517 |
| Total interest expense | $1,311,000 | 1,558 |
| Net interest income | $13,636,000 | 1,502 |
| Provision for loan and lease losses | $13,000 | 2,800 |
| Total noninterest income | $3,969,000 | 1,297 |
| Gross Fiduciary activities income | $2,662,000 | 279 |
| Service charges on deposit accounts | $294,000 | 1,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,013,000 | 2,367 |
| Total noninterest expense | $14,841,000 | 1,186 |
| Salaries and employee benefits | $8,631,000 | 1,167 |
| Premises and equipment expense | $1,994,000 | 966 |
| Additional noninterest expense | $4,216,000 | 1,194 |
| Pre-tax net operating income | $2,751,000 | 2,545 |
| Securities gains (losses) | $575,000 | 286 |
| Applicable income taxes | $757,000 | 1,682 |
| Income before extraordinary items | $2,569,000 | 2,476 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,569,000 | 2,476 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,569,000 | 2,476 |
| Net charge-offs | $4,000 | 2,210 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,114,750 | 2,705 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 1,519 |
| Total interest expense | $927,000 | 1,546 |
| Net interest income | $8,910,000 | 1,506 |
| Provision for loan and lease losses | $213,000 | 1,144 |
| Total noninterest income | $2,573,000 | 1,302 |
| Gross Fiduciary activities income | $1,758,000 | 277 |
| Service charges on deposit accounts | $189,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,411 |
| Total noninterest expense | $9,840,000 | 1,176 |
| Salaries and employee benefits | $5,642,000 | 1,182 |
| Premises and equipment expense | $1,379,000 | 934 |
| Additional noninterest expense | $2,819,000 | 1,180 |
| Pre-tax net operating income | $1,430,000 | 2,832 |
| Securities gains (losses) | $828,000 | 185 |
| Applicable income taxes | $486,000 | 1,688 |
| Income before extraordinary items | $1,772,000 | 2,386 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,772,000 | 2,386 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,772,000 | 2,386 |
| Net charge-offs | $3,000 | 2,008 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,117,880 | 2,980 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 1,532 |
| Total interest expense | $547,000 | 1,419 |
| Net interest income | $4,382,000 | 1,519 |
| Provision for loan and lease losses | $108,000 | 1,202 |
| Total noninterest income | $1,273,000 | 1,312 |
| Gross Fiduciary activities income | $860,000 | 278 |
| Service charges on deposit accounts | $99,000 | 1,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 2,406 |
| Total noninterest expense | $4,764,000 | 1,182 |
| Salaries and employee benefits | $2,673,000 | 1,216 |
| Premises and equipment expense | $695,000 | 936 |
| Additional noninterest expense | $1,396,000 | 1,175 |
| Pre-tax net operating income | $783,000 | 2,696 |
| Securities gains (losses) | $607,000 | 162 |
| Applicable income taxes | $302,000 | 1,503 |
| Income before extraordinary items | $1,088,000 | 2,105 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,088,000 | 2,105 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,088,000 | 2,105 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $608,470 | 2,845 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,269,000 | 1,414 |
| Total interest expense | $3,593,000 | 1,283 |
| Net interest income | $17,676,000 | 1,433 |
| Provision for loan and lease losses | $852,000 | 1,773 |
| Total noninterest income | $5,985,000 | 1,125 |
| Gross Fiduciary activities income | $3,127,000 | 278 |
| Service charges on deposit accounts | $372,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,486,000 | 1,593 |
| Total noninterest expense | $19,724,000 | 1,131 |
| Salaries and employee benefits | $11,546,000 | 1,108 |
| Premises and equipment expense | $2,696,000 | 929 |
| Additional noninterest expense | $5,482,000 | 1,176 |
| Pre-tax net operating income | $3,085,000 | 2,393 |
| Securities gains (losses) | $-476,000 | 4,978 |
| Applicable income taxes | $569,000 | 1,850 |
| Income before extraordinary items | $2,040,000 | 2,802 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,040,000 | 2,800 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,040,000 | 2,802 |
| Net charge-offs | $11,000 | 3,000 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,416,040 | 2,546 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,188,000 | 1,398 |
| Total interest expense | $2,867,000 | 1,288 |
| Net interest income | $13,321,000 | 1,417 |
| Provision for loan and lease losses | $648,000 | 1,739 |
| Total noninterest income | $4,105,000 | 1,162 |
| Gross Fiduciary activities income | $2,285,000 | 276 |
| Service charges on deposit accounts | $271,000 | 2,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,549,000 | 1,709 |
| Total noninterest expense | $14,281,000 | 1,141 |
| Salaries and employee benefits | $8,132,000 | 1,157 |
| Premises and equipment expense | $1,995,000 | 931 |
| Additional noninterest expense | $4,154,000 | 1,151 |
| Pre-tax net operating income | $2,497,000 | 2,292 |
| Securities gains (losses) | $-910,000 | 5,004 |
| Applicable income taxes | $351,000 | 1,977 |
| Income before extraordinary items | $1,236,000 | 3,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,236,000 | 3,087 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,236,000 | 3,088 |
| Net charge-offs | $8,000 | 2,803 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,954,900 | 2,435 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,784,000 | 1,422 |
| Total interest expense | $2,041,000 | 1,295 |
| Net interest income | $8,743,000 | 1,438 |
| Provision for loan and lease losses | $557,000 | 1,539 |
| Total noninterest income | $2,705,000 | 1,111 |
| Gross Fiduciary activities income | $1,496,000 | 280 |
| Service charges on deposit accounts | $193,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,016,000 | 1,655 |
| Total noninterest expense | $9,489,000 | 1,135 |
| Salaries and employee benefits | $5,428,000 | 1,143 |
| Premises and equipment expense | $1,338,000 | 925 |
| Additional noninterest expense | $2,723,000 | 1,157 |
| Pre-tax net operating income | $1,402,000 | 2,490 |
| Securities gains (losses) | $-1,331,000 | 5,028 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $71,000 | 4,639 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $71,000 | 4,639 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $71,000 | 4,639 |
| Net charge-offs | $7,000 | 2,562 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,402,000 | 2,286 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 1,360 |
| Total interest expense | $1,104,000 | 1,328 |
| Net interest income | $4,523,000 | 1,365 |
| Provision for loan and lease losses | $156,000 | 1,613 |
| Total noninterest income | $1,250,000 | 1,108 |
| Gross Fiduciary activities income | $764,000 | 280 |
| Service charges on deposit accounts | $130,000 | 1,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 1,840 |
| Total noninterest expense | $4,857,000 | 1,127 |
| Salaries and employee benefits | $2,790,000 | 1,135 |
| Premises and equipment expense | $671,000 | 945 |
| Additional noninterest expense | $1,396,000 | 1,158 |
| Pre-tax net operating income | $760,000 | 2,227 |
| Securities gains (losses) | $-1,966,000 | 5,065 |
| Applicable income taxes | $-272,000 | 5,001 |
| Income before extraordinary items | $-934,000 | 5,000 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-934,000 | 5,001 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-934,000 | 5,000 |
| Net charge-offs | $5,000 | 2,107 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $619,140 | 2,320 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,705,000 | 1,364 |
| Total interest expense | $4,999,000 | 1,246 |
| Net interest income | $17,706,000 | 1,377 |
| Provision for loan and lease losses | $-124,000 | 4,999 |
| Total noninterest income | $5,126,000 | 1,116 |
| Gross Fiduciary activities income | $3,196,000 | 272 |
| Service charges on deposit accounts | $495,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,435,000 | 1,840 |
| Total noninterest expense | $19,406,000 | 1,115 |
| Salaries and employee benefits | $10,989,000 | 1,123 |
| Premises and equipment expense | $2,616,000 | 946 |
| Additional noninterest expense | $5,801,000 | 1,115 |
| Pre-tax net operating income | $3,550,000 | 2,218 |
| Securities gains (losses) | $2,539,000 | 128 |
| Applicable income taxes | $1,375,000 | 1,175 |
| Income before extraordinary items | $4,714,000 | 1,672 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,714,000 | 1,674 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,714,000 | 1,674 |
| Net charge-offs | $18,000 | 3,164 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,708,190 | 2,412 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,097,000 | 1,373 |
| Total interest expense | $3,769,000 | 1,240 |
| Net interest income | $13,328,000 | 1,385 |
| Provision for loan and lease losses | $-154,000 | 5,122 |
| Total noninterest income | $3,843,000 | 1,102 |
| Gross Fiduciary activities income | $2,387,000 | 272 |
| Service charges on deposit accounts | $367,000 | 1,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 1,813 |
| Total noninterest expense | $14,372,000 | 1,122 |
| Salaries and employee benefits | $8,008,000 | 1,145 |
| Premises and equipment expense | $1,978,000 | 946 |
| Additional noninterest expense | $4,386,000 | 1,104 |
| Pre-tax net operating income | $2,953,000 | 2,132 |
| Securities gains (losses) | $62,000 | 984 |
| Applicable income taxes | $705,000 | 1,529 |
| Income before extraordinary items | $2,310,000 | 2,310 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,310,000 | 2,311 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,310,000 | 2,311 |
| Net charge-offs | $11,000 | 2,925 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 585 |
| Net operating income | $2,261,020 | 2,309 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,408,000 | 1,368 |
| Total interest expense | $2,467,000 | 1,234 |
| Net interest income | $8,941,000 | 1,377 |
| Provision for loan and lease losses | $7,000 | 3,549 |
| Total noninterest income | $2,496,000 | 1,101 |
| Gross Fiduciary activities income | $1,623,000 | 270 |
| Service charges on deposit accounts | $239,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 1,956 |
| Total noninterest expense | $9,568,000 | 1,120 |
| Salaries and employee benefits | $5,258,000 | 1,159 |
| Premises and equipment expense | $1,349,000 | 928 |
| Additional noninterest expense | $2,961,000 | 1,103 |
| Pre-tax net operating income | $1,862,000 | 2,183 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $439,000 | 1,553 |
| Income before extraordinary items | $1,423,000 | 2,399 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,423,000 | 2,399 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,423,000 | 2,399 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 568 |
| Net operating income | $1,423,000 | 2,373 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 1,366 |
| Total interest expense | $1,192,000 | 1,241 |
| Net interest income | $4,486,000 | 1,374 |
| Provision for loan and lease losses | $32,000 | 2,376 |
| Total noninterest income | $1,232,000 | 1,074 |
| Gross Fiduciary activities income | $770,000 | 273 |
| Service charges on deposit accounts | $129,000 | 1,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 1,859 |
| Total noninterest expense | $4,723,000 | 1,127 |
| Salaries and employee benefits | $2,680,000 | 1,147 |
| Premises and equipment expense | $665,000 | 941 |
| Additional noninterest expense | $1,378,000 | 1,152 |
| Pre-tax net operating income | $963,000 | 2,102 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $231,000 | 1,467 |
| Income before extraordinary items | $732,000 | 2,304 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $732,000 | 2,303 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $732,000 | 2,303 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $732,000 | 2,282 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,819,000 | 1,391 |
| Total interest expense | $3,390,000 | 1,294 |
| Net interest income | $17,429,000 | 1,393 |
| Provision for loan and lease losses | $183,000 | 2,450 |
| Total noninterest income | $5,011,000 | 1,089 |
| Gross Fiduciary activities income | $3,194,000 | 272 |
| Service charges on deposit accounts | $500,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,317,000 | 1,933 |
| Total noninterest expense | $18,904,000 | 1,111 |
| Salaries and employee benefits | $10,976,000 | 1,093 |
| Premises and equipment expense | $2,575,000 | 952 |
| Additional noninterest expense | $5,353,000 | 1,179 |
| Pre-tax net operating income | $3,353,000 | 2,338 |
| Securities gains (losses) | $482,000 | 130 |
| Applicable income taxes | $877,000 | 1,496 |
| Income before extraordinary items | $2,958,000 | 2,342 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,958,000 | 2,341 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,958,000 | 2,341 |
| Net charge-offs | $11,000 | 3,326 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,577,220 | 2,540 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,315,000 | 1,393 |
| Total interest expense | $2,374,000 | 1,297 |
| Net interest income | $12,941,000 | 1,400 |
| Provision for loan and lease losses | $165,000 | 2,183 |
| Total noninterest income | $3,794,000 | 1,093 |
| Gross Fiduciary activities income | $2,440,000 | 269 |
| Service charges on deposit accounts | $372,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $982,000 | 1,964 |
| Total noninterest expense | $14,178,000 | 1,106 |
| Salaries and employee benefits | $8,187,000 | 1,101 |
| Premises and equipment expense | $1,936,000 | 945 |
| Additional noninterest expense | $4,055,000 | 1,170 |
| Pre-tax net operating income | $2,392,000 | 2,458 |
| Securities gains (losses) | $482,000 | 129 |
| Applicable income taxes | $645,000 | 1,571 |
| Income before extraordinary items | $2,229,000 | 2,349 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,229,000 | 2,348 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,229,000 | 2,348 |
| Net charge-offs | $9,000 | 3,032 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,848,220 | 2,639 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 1,407 |
| Total interest expense | $1,469,000 | 1,310 |
| Net interest income | $8,544,000 | 1,416 |
| Provision for loan and lease losses | $154,000 | 1,748 |
| Total noninterest income | $2,488,000 | 1,099 |
| Gross Fiduciary activities income | $1,630,000 | 271 |
| Service charges on deposit accounts | $252,000 | 1,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $606,000 | 2,049 |
| Total noninterest expense | $9,487,000 | 1,105 |
| Salaries and employee benefits | $5,484,000 | 1,095 |
| Premises and equipment expense | $1,286,000 | 949 |
| Additional noninterest expense | $2,717,000 | 1,164 |
| Pre-tax net operating income | $1,391,000 | 2,645 |
| Securities gains (losses) | $482,000 | 107 |
| Applicable income taxes | $422,000 | 1,559 |
| Income before extraordinary items | $1,451,000 | 2,359 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,451,000 | 2,358 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,451,000 | 2,358 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,070,220 | 2,845 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 1,413 |
| Total interest expense | $688,000 | 1,331 |
| Net interest income | $4,254,000 | 1,419 |
| Provision for loan and lease losses | $89,000 | 1,603 |
| Total noninterest income | $1,260,000 | 1,093 |
| Gross Fiduciary activities income | $830,000 | 266 |
| Service charges on deposit accounts | $130,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 2,025 |
| Total noninterest expense | $4,644,000 | 1,129 |
| Salaries and employee benefits | $2,660,000 | 1,137 |
| Premises and equipment expense | $640,000 | 965 |
| Additional noninterest expense | $1,344,000 | 1,169 |
| Pre-tax net operating income | $781,000 | 2,423 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $176,000 | 1,699 |
| Income before extraordinary items | $605,000 | 2,600 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $605,000 | 2,600 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $605,000 | 2,600 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $605,000 | 2,594 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,462,000 | 1,456 |
| Total interest expense | $2,299,000 | 1,376 |
| Net interest income | $16,163,000 | 1,446 |
| Provision for loan and lease losses | $482,000 | 1,486 |
| Total noninterest income | $5,002,000 | 1,115 |
| Gross Fiduciary activities income | $3,197,000 | 267 |
| Service charges on deposit accounts | $497,000 | 2,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,308,000 | 1,967 |
| Total noninterest expense | $18,157,000 | 1,147 |
| Salaries and employee benefits | $10,304,000 | 1,130 |
| Premises and equipment expense | $2,446,000 | 971 |
| Additional noninterest expense | $5,407,000 | 1,179 |
| Pre-tax net operating income | $2,526,000 | 2,739 |
| Securities gains (losses) | $628,000 | 192 |
| Applicable income taxes | $583,000 | 2,309 |
| Income before extraordinary items | $2,571,000 | 2,287 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,571,000 | 2,287 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,571,000 | 2,287 |
| Net charge-offs | $6,000 | 3,826 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 5,585 |
| Net operating income | $2,056,040 | 2,630 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,581,000 | 1,475 |
| Total interest expense | $1,629,000 | 1,419 |
| Net interest income | $11,952,000 | 1,469 |
| Provision for loan and lease losses | $461,000 | 1,212 |
| Total noninterest income | $3,726,000 | 1,140 |
| Gross Fiduciary activities income | $2,378,000 | 267 |
| Service charges on deposit accounts | $367,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $981,000 | 1,990 |
| Total noninterest expense | $13,547,000 | 1,156 |
| Salaries and employee benefits | $7,747,000 | 1,142 |
| Premises and equipment expense | $1,887,000 | 965 |
| Additional noninterest expense | $3,913,000 | 1,200 |
| Pre-tax net operating income | $1,670,000 | 2,983 |
| Securities gains (losses) | $430,000 | 234 |
| Applicable income taxes | $639,000 | 1,859 |
| Income before extraordinary items | $1,461,000 | 2,897 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,461,000 | 2,896 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,461,000 | 2,897 |
| Net charge-offs | $8,000 | 3,335 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,160,000 | 3,250 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,919,000 | 1,481 |
| Total interest expense | $1,025,000 | 1,453 |
| Net interest income | $7,894,000 | 1,467 |
| Provision for loan and lease losses | $336,000 | 1,108 |
| Total noninterest income | $2,476,000 | 1,141 |
| Gross Fiduciary activities income | $1,556,000 | 267 |
| Service charges on deposit accounts | $244,000 | 2,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 1,969 |
| Total noninterest expense | $9,151,000 | 1,145 |
| Salaries and employee benefits | $5,227,000 | 1,134 |
| Premises and equipment expense | $1,272,000 | 954 |
| Additional noninterest expense | $2,652,000 | 1,187 |
| Pre-tax net operating income | $883,000 | 3,328 |
| Securities gains (losses) | $320,000 | 206 |
| Applicable income taxes | $344,000 | 2,034 |
| Income before extraordinary items | $859,000 | 3,059 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $859,000 | 3,058 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $859,000 | 3,059 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $631,800 | 3,568 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 1,489 |
| Total interest expense | $507,000 | 1,444 |
| Net interest income | $3,902,000 | 1,483 |
| Provision for loan and lease losses | $34,000 | 2,359 |
| Total noninterest income | $1,243,000 | 1,130 |
| Gross Fiduciary activities income | $798,000 | 265 |
| Service charges on deposit accounts | $123,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 2,004 |
| Total noninterest expense | $4,564,000 | 1,153 |
| Salaries and employee benefits | $2,599,000 | 1,154 |
| Premises and equipment expense | $620,000 | 983 |
| Additional noninterest expense | $1,345,000 | 1,173 |
| Pre-tax net operating income | $547,000 | 2,941 |
| Securities gains (losses) | $109,000 | 225 |
| Applicable income taxes | $197,000 | 1,890 |
| Income before extraordinary items | $459,000 | 2,894 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $459,000 | 2,894 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $459,000 | 2,894 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $382,700 | 3,190 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,451,000 | 1,456 |
| Total interest expense | $2,117,000 | 1,346 |
| Net interest income | $15,334,000 | 1,467 |
| Provision for loan and lease losses | $-213,000 | 5,647 |
| Total noninterest income | $5,476,000 | 1,077 |
| Gross Fiduciary activities income | $3,051,000 | 262 |
| Service charges on deposit accounts | $419,000 | 2,379 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,006,000 | 1,601 |
| Total noninterest expense | $18,196,000 | 1,142 |
| Salaries and employee benefits | $10,517,000 | 1,101 |
| Premises and equipment expense | $2,472,000 | 967 |
| Additional noninterest expense | $5,207,000 | 1,216 |
| Pre-tax net operating income | $2,827,000 | 2,486 |
| Securities gains (losses) | $1,666,000 | 148 |
| Applicable income taxes | $1,419,000 | 1,316 |
| Income before extraordinary items | $3,074,000 | 2,065 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,074,000 | 2,064 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,074,000 | 2,064 |
| Net charge-offs | $-66,000 | 5,426 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,941,120 | 2,799 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,080,000 | 1,461 |
| Total interest expense | $1,590,000 | 1,344 |
| Net interest income | $11,490,000 | 1,466 |
| Provision for loan and lease losses | $-213,000 | 5,782 |
| Total noninterest income | $3,928,000 | 1,112 |
| Gross Fiduciary activities income | $2,264,000 | 265 |
| Service charges on deposit accounts | $317,000 | 2,372 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,347,000 | 1,696 |
| Total noninterest expense | $13,870,000 | 1,128 |
| Salaries and employee benefits | $8,175,000 | 1,072 |
| Premises and equipment expense | $1,881,000 | 960 |
| Additional noninterest expense | $3,814,000 | 1,246 |
| Pre-tax net operating income | $1,761,000 | 2,825 |
| Securities gains (losses) | $1,435,000 | 144 |
| Applicable income taxes | $1,042,000 | 1,367 |
| Income before extraordinary items | $2,154,000 | 2,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,154,000 | 2,219 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,154,000 | 2,220 |
| Net charge-offs | $-66,000 | 5,455 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,192,550 | 3,162 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,765,000 | 1,447 |
| Total interest expense | $1,059,000 | 1,343 |
| Net interest income | $7,706,000 | 1,472 |
| Provision for loan and lease losses | $-265,000 | 5,917 |
| Total noninterest income | $2,613,000 | 1,094 |
| Gross Fiduciary activities income | $1,503,000 | 267 |
| Service charges on deposit accounts | $222,000 | 2,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $888,000 | 1,687 |
| Total noninterest expense | $9,278,000 | 1,119 |
| Salaries and employee benefits | $5,424,000 | 1,080 |
| Premises and equipment expense | $1,259,000 | 971 |
| Additional noninterest expense | $2,595,000 | 1,232 |
| Pre-tax net operating income | $1,306,000 | 2,622 |
| Securities gains (losses) | $825,000 | 174 |
| Applicable income taxes | $713,000 | 1,336 |
| Income before extraordinary items | $1,418,000 | 2,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,418,000 | 2,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,418,000 | 2,218 |
| Net charge-offs | $-67,000 | 5,590 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $865,250 | 2,978 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 1,427 |
| Total interest expense | $524,000 | 1,355 |
| Net interest income | $3,902,000 | 1,447 |
| Provision for loan and lease losses | $-21,000 | 5,913 |
| Total noninterest income | $1,262,000 | 1,097 |
| Gross Fiduciary activities income | $762,000 | 264 |
| Service charges on deposit accounts | $118,000 | 2,158 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $382,000 | 1,803 |
| Total noninterest expense | $4,633,000 | 1,119 |
| Salaries and employee benefits | $2,669,000 | 1,102 |
| Premises and equipment expense | $643,000 | 962 |
| Additional noninterest expense | $1,321,000 | 1,212 |
| Pre-tax net operating income | $552,000 | 2,859 |
| Securities gains (losses) | $118,000 | 454 |
| Applicable income taxes | $207,000 | 1,808 |
| Income before extraordinary items | $463,000 | 2,870 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $463,000 | 2,869 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $463,000 | 2,870 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $381,580 | 3,152 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,955,000 | 1,456 |
| Total interest expense | $1,899,000 | 1,452 |
| Net interest income | $15,056,000 | 1,466 |
| Provision for loan and lease losses | $155,000 | 2,592 |
| Total noninterest income | $4,946,000 | 1,129 |
| Gross Fiduciary activities income | $2,902,000 | 273 |
| Service charges on deposit accounts | $485,000 | 2,189 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,559,000 | 1,808 |
| Total noninterest expense | $18,158,000 | 1,116 |
| Salaries and employee benefits | $10,567,000 | 1,070 |
| Premises and equipment expense | $2,330,000 | 1,028 |
| Additional noninterest expense | $5,261,000 | 1,218 |
| Pre-tax net operating income | $1,689,000 | 3,299 |
| Securities gains (losses) | $1,119,000 | 188 |
| Applicable income taxes | $773,000 | 1,837 |
| Income before extraordinary items | $2,035,000 | 2,702 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,035,000 | 2,703 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,035,000 | 2,704 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,229,320 | 3,541 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,583,000 | 1,480 |
| Total interest expense | $1,409,000 | 1,480 |
| Net interest income | $11,174,000 | 1,491 |
| Provision for loan and lease losses | $65,000 | 3,061 |
| Total noninterest income | $3,699,000 | 1,148 |
| Gross Fiduciary activities income | $2,180,000 | 273 |
| Service charges on deposit accounts | $368,000 | 2,182 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,151,000 | 1,845 |
| Total noninterest expense | $13,374,000 | 1,139 |
| Salaries and employee benefits | $7,801,000 | 1,089 |
| Premises and equipment expense | $1,729,000 | 1,051 |
| Additional noninterest expense | $3,844,000 | 1,254 |
| Pre-tax net operating income | $1,434,000 | 3,163 |
| Securities gains (losses) | $809,000 | 216 |
| Applicable income taxes | $614,000 | 1,826 |
| Income before extraordinary items | $1,629,000 | 2,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,629,000 | 2,628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,629,000 | 2,629 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,038,430 | 3,379 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,266,000 | 1,509 |
| Total interest expense | $921,000 | 1,509 |
| Net interest income | $7,345,000 | 1,518 |
| Provision for loan and lease losses | $142,000 | 1,882 |
| Total noninterest income | $2,478,000 | 1,147 |
| Gross Fiduciary activities income | $1,449,000 | 279 |
| Service charges on deposit accounts | $244,000 | 2,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $785,000 | 1,832 |
| Total noninterest expense | $8,795,000 | 1,150 |
| Salaries and employee benefits | $5,114,000 | 1,105 |
| Premises and equipment expense | $1,167,000 | 1,043 |
| Additional noninterest expense | $2,514,000 | 1,259 |
| Pre-tax net operating income | $886,000 | 3,293 |
| Securities gains (losses) | $528,000 | 242 |
| Applicable income taxes | $390,000 | 1,873 |
| Income before extraordinary items | $1,024,000 | 2,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,024,000 | 2,711 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,024,000 | 2,712 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $643,840 | 3,488 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 1,503 |
| Total interest expense | $448,000 | 1,552 |
| Net interest income | $3,693,000 | 1,503 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $1,272,000 | 1,086 |
| Gross Fiduciary activities income | $729,000 | 284 |
| Service charges on deposit accounts | $128,000 | 2,046 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $415,000 | 1,729 |
| Total noninterest expense | $4,425,000 | 1,155 |
| Salaries and employee benefits | $2,575,000 | 1,103 |
| Premises and equipment expense | $619,000 | 989 |
| Additional noninterest expense | $1,231,000 | 1,278 |
| Pre-tax net operating income | $480,000 | 3,089 |
| Securities gains (losses) | $290,000 | 273 |
| Applicable income taxes | $221,000 | 1,718 |
| Income before extraordinary items | $549,000 | 2,549 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $549,000 | 2,552 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $549,000 | 2,551 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $343,100 | 3,322 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,811,000 | 1,567 |
| Total interest expense | $1,517,000 | 1,867 |
| Net interest income | $14,294,000 | 1,549 |
| Provision for loan and lease losses | $557,000 | 1,359 |
| Total noninterest income | $5,957,000 | 963 |
| Gross Fiduciary activities income | $3,006,000 | 274 |
| Service charges on deposit accounts | $550,000 | 2,119 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,401,000 | 1,280 |
| Total noninterest expense | $18,598,000 | 1,088 |
| Salaries and employee benefits | $11,211,000 | 969 |
| Premises and equipment expense | $2,261,000 | 1,066 |
| Additional noninterest expense | $5,126,000 | 1,269 |
| Pre-tax net operating income | $1,096,000 | 3,984 |
| Securities gains (losses) | $1,317,000 | 155 |
| Applicable income taxes | $280,000 | 2,702 |
| Income before extraordinary items | $2,133,000 | 2,575 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,133,000 | 2,575 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,133,000 | 2,575 |
| Net charge-offs | $187,000 | 2,531 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $974,040 | 3,945 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,767,000 | 1,593 |
| Total interest expense | $1,117,000 | 1,924 |
| Net interest income | $10,650,000 | 1,569 |
| Provision for loan and lease losses | $405,000 | 1,359 |
| Total noninterest income | $3,862,000 | 1,089 |
| Gross Fiduciary activities income | $2,254,000 | 275 |
| Service charges on deposit accounts | $426,000 | 2,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,182,000 | 1,744 |
| Total noninterest expense | $13,254,000 | 1,147 |
| Salaries and employee benefits | $7,818,000 | 1,043 |
| Premises and equipment expense | $1,708,000 | 1,060 |
| Additional noninterest expense | $3,728,000 | 1,307 |
| Pre-tax net operating income | $853,000 | 4,025 |
| Securities gains (losses) | $952,000 | 164 |
| Applicable income taxes | $444,000 | 2,071 |
| Income before extraordinary items | $1,361,000 | 2,921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,361,000 | 2,921 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,361,000 | 2,922 |
| Net charge-offs | $151,000 | 2,290 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $647,000 | 4,195 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,795,000 | 1,593 |
| Total interest expense | $739,000 | 1,962 |
| Net interest income | $7,056,000 | 1,570 |
| Provision for loan and lease losses | $269,000 | 1,401 |
| Total noninterest income | $2,611,000 | 1,052 |
| Gross Fiduciary activities income | $1,495,000 | 273 |
| Service charges on deposit accounts | $283,000 | 2,047 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $833,000 | 1,656 |
| Total noninterest expense | $8,835,000 | 1,145 |
| Salaries and employee benefits | $5,189,000 | 1,050 |
| Premises and equipment expense | $1,129,000 | 1,081 |
| Additional noninterest expense | $2,517,000 | 1,288 |
| Pre-tax net operating income | $563,000 | 3,978 |
| Securities gains (losses) | $506,000 | 225 |
| Applicable income taxes | $248,000 | 2,209 |
| Income before extraordinary items | $821,000 | 3,036 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $821,000 | 3,042 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $821,000 | 3,042 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $431,380 | 4,133 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 1,608 |
| Total interest expense | $356,000 | 2,038 |
| Net interest income | $3,495,000 | 1,565 |
| Provision for loan and lease losses | $211,000 | 951 |
| Total noninterest income | $1,290,000 | 1,026 |
| Gross Fiduciary activities income | $729,000 | 276 |
| Service charges on deposit accounts | $141,000 | 2,043 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $420,000 | 1,589 |
| Total noninterest expense | $4,420,000 | 1,149 |
| Salaries and employee benefits | $2,580,000 | 1,067 |
| Premises and equipment expense | $591,000 | 1,057 |
| Additional noninterest expense | $1,249,000 | 1,285 |
| Pre-tax net operating income | $154,000 | 4,824 |
| Securities gains (losses) | $81,000 | 501 |
| Applicable income taxes | $28,000 | 3,328 |
| Income before extraordinary items | $207,000 | 4,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 4,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $207,000 | 4,194 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $135,720 | 4,772 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,397,000 | 1,619 |
| Total interest expense | $1,429,000 | 2,244 |
| Net interest income | $13,968,000 | 1,559 |
| Provision for loan and lease losses | $-202,000 | 6,472 |
| Total noninterest income | $5,405,000 | 1,065 |
| Gross Fiduciary activities income | $2,866,000 | 269 |
| Service charges on deposit accounts | $611,000 | 2,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,928,000 | 1,550 |
| Total noninterest expense | $17,427,000 | 1,174 |
| Salaries and employee benefits | $10,215,000 | 1,064 |
| Premises and equipment expense | $2,199,000 | 1,081 |
| Additional noninterest expense | $5,013,000 | 1,338 |
| Pre-tax net operating income | $2,148,000 | 2,723 |
| Securities gains (losses) | $891,000 | 265 |
| Applicable income taxes | $806,000 | 1,673 |
| Income before extraordinary items | $2,233,000 | 2,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,233,000 | 2,396 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,233,000 | 2,395 |
| Net charge-offs | $197,000 | 3,028 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,694 |
| Net operating income | $1,582,570 | 2,991 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,438,000 | 1,645 |
| Total interest expense | $1,066,000 | 2,316 |
| Net interest income | $10,372,000 | 1,579 |
| Provision for loan and lease losses | $-288,000 | 6,670 |
| Total noninterest income | $4,079,000 | 1,093 |
| Gross Fiduciary activities income | $2,145,000 | 266 |
| Service charges on deposit accounts | $460,000 | 2,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,474,000 | 1,571 |
| Total noninterest expense | $12,957,000 | 1,191 |
| Salaries and employee benefits | $7,600,000 | 1,071 |
| Premises and equipment expense | $1,660,000 | 1,085 |
| Additional noninterest expense | $3,697,000 | 1,351 |
| Pre-tax net operating income | $1,782,000 | 2,636 |
| Securities gains (losses) | $475,000 | 429 |
| Applicable income taxes | $667,000 | 1,622 |
| Income before extraordinary items | $1,590,000 | 2,547 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,590,000 | 2,551 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,590,000 | 2,551 |
| Net charge-offs | $186,000 | 2,652 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,257,500 | 2,916 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,690,000 | 1,635 |
| Total interest expense | $727,000 | 2,320 |
| Net interest income | $6,963,000 | 1,556 |
| Provision for loan and lease losses | $-145,000 | 6,708 |
| Total noninterest income | $2,715,000 | 1,094 |
| Gross Fiduciary activities income | $1,430,000 | 268 |
| Service charges on deposit accounts | $309,000 | 1,991 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $976,000 | 1,605 |
| Total noninterest expense | $8,581,000 | 1,188 |
| Salaries and employee benefits | $4,977,000 | 1,094 |
| Premises and equipment expense | $1,115,000 | 1,075 |
| Additional noninterest expense | $2,489,000 | 1,331 |
| Pre-tax net operating income | $1,242,000 | 2,538 |
| Securities gains (losses) | $271,000 | 602 |
| Applicable income taxes | $467,000 | 1,591 |
| Income before extraordinary items | $1,046,000 | 2,546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,046,000 | 2,551 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,046,000 | 2,551 |
| Net charge-offs | $184,000 | 2,182 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $859,010 | 2,842 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 1,633 |
| Total interest expense | $377,000 | 2,319 |
| Net interest income | $3,496,000 | 1,549 |
| Provision for loan and lease losses | $99,000 | 2,119 |
| Total noninterest income | $1,328,000 | 1,106 |
| Gross Fiduciary activities income | $720,000 | 262 |
| Service charges on deposit accounts | $163,000 | 1,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $445,000 | 1,711 |
| Total noninterest expense | $4,272,000 | 1,200 |
| Salaries and employee benefits | $2,447,000 | 1,124 |
| Premises and equipment expense | $565,000 | 1,079 |
| Additional noninterest expense | $1,260,000 | 1,311 |
| Pre-tax net operating income | $453,000 | 3,070 |
| Securities gains (losses) | $96,000 | 699 |
| Applicable income taxes | $154,000 | 1,963 |
| Income before extraordinary items | $395,000 | 3,045 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $395,000 | 3,045 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $395,000 | 3,047 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $325,880 | 3,322 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,770,000 | 1,683 |
| Total interest expense | $1,844,000 | 2,285 |
| Net interest income | $13,926,000 | 1,581 |
| Provision for loan and lease losses | $644,000 | 2,372 |
| Total noninterest income | $5,742,000 | 1,039 |
| Gross Fiduciary activities income | $2,689,000 | 261 |
| Service charges on deposit accounts | $649,000 | 2,026 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,404,000 | 1,373 |
| Total noninterest expense | $16,613,000 | 1,221 |
| Salaries and employee benefits | $9,731,000 | 1,083 |
| Premises and equipment expense | $1,993,000 | 1,185 |
| Additional noninterest expense | $4,889,000 | 1,388 |
| Pre-tax net operating income | $2,411,000 | 2,472 |
| Securities gains (losses) | $389,000 | 1,141 |
| Applicable income taxes | $688,000 | 1,856 |
| Income before extraordinary items | $2,112,000 | 2,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,112,000 | 2,489 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,112,000 | 2,489 |
| Net charge-offs | $125,000 | 4,222 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,820,250 | 2,647 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,826,000 | 1,713 |
| Total interest expense | $1,425,000 | 2,310 |
| Net interest income | $10,401,000 | 1,601 |
| Provision for loan and lease losses | $464,000 | 2,375 |
| Total noninterest income | $4,122,000 | 1,070 |
| Gross Fiduciary activities income | $2,004,000 | 257 |
| Service charges on deposit accounts | $485,000 | 2,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,633,000 | 1,444 |
| Total noninterest expense | $12,398,000 | 1,223 |
| Salaries and employee benefits | $7,287,000 | 1,070 |
| Premises and equipment expense | $1,501,000 | 1,184 |
| Additional noninterest expense | $3,610,000 | 1,415 |
| Pre-tax net operating income | $1,661,000 | 2,694 |
| Securities gains (losses) | $390,000 | 906 |
| Applicable income taxes | $596,000 | 1,756 |
| Income before extraordinary items | $1,455,000 | 2,697 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,455,000 | 2,698 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,455,000 | 2,697 |
| Net charge-offs | $115,000 | 3,835 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,178,100 | 2,966 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 1,719 |
| Total interest expense | $977,000 | 2,328 |
| Net interest income | $6,896,000 | 1,609 |
| Provision for loan and lease losses | $398,000 | 2,097 |
| Total noninterest income | $2,778,000 | 1,049 |
| Gross Fiduciary activities income | $1,318,000 | 261 |
| Service charges on deposit accounts | $326,000 | 2,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,134,000 | 1,389 |
| Total noninterest expense | $8,417,000 | 1,194 |
| Salaries and employee benefits | $4,899,000 | 1,068 |
| Premises and equipment expense | $1,025,000 | 1,156 |
| Additional noninterest expense | $2,493,000 | 1,364 |
| Pre-tax net operating income | $859,000 | 3,149 |
| Securities gains (losses) | $212,000 | 1,065 |
| Applicable income taxes | $268,000 | 2,166 |
| Income before extraordinary items | $803,000 | 3,032 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $803,000 | 3,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $803,000 | 3,032 |
| Net charge-offs | $114,000 | 3,286 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $644,000 | 3,318 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 1,765 |
| Total interest expense | $503,000 | 2,365 |
| Net interest income | $3,367,000 | 1,650 |
| Provision for loan and lease losses | $121,000 | 2,646 |
| Total noninterest income | $1,357,000 | 1,046 |
| Gross Fiduciary activities income | $661,000 | 257 |
| Service charges on deposit accounts | $168,000 | 1,961 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $528,000 | 1,455 |
| Total noninterest expense | $4,244,000 | 1,180 |
| Salaries and employee benefits | $2,444,000 | 1,061 |
| Premises and equipment expense | $532,000 | 1,134 |
| Additional noninterest expense | $1,268,000 | 1,328 |
| Pre-tax net operating income | $359,000 | 3,503 |
| Securities gains (losses) | $31,000 | 1,432 |
| Applicable income taxes | $85,000 | 2,598 |
| Income before extraordinary items | $305,000 | 3,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $305,000 | 3,623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $305,000 | 3,623 |
| Net charge-offs | $115,000 | 2,330 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $280,820 | 3,604 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,782,000 | 1,787 |
| Total interest expense | $2,666,000 | 2,162 |
| Net interest income | $13,116,000 | 1,703 |
| Provision for loan and lease losses | $583,000 | 3,240 |
| Total noninterest income | $5,028,000 | 1,042 |
| Gross Fiduciary activities income | $2,653,000 | 219 |
| Service charges on deposit accounts | $589,000 | 2,267 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,786,000 | 1,472 |
| Total noninterest expense | $16,998,000 | 1,157 |
| Salaries and employee benefits | $8,805,000 | 1,121 |
| Premises and equipment expense | $2,147,000 | 1,167 |
| Additional noninterest expense | $6,046,000 | 1,162 |
| Pre-tax net operating income | $563,000 | 4,581 |
| Securities gains (losses) | $77,000 | 2,259 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $628,000 | 4,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $628,000 | 4,323 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $628,000 | 4,323 |
| Net charge-offs | $42,000 | 5,564 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,252 |
| Net operating income | $552,540 | 4,397 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,787,000 | 1,813 |
| Total interest expense | $2,103,000 | 2,156 |
| Net interest income | $9,684,000 | 1,737 |
| Provision for loan and lease losses | $236,000 | 3,930 |
| Total noninterest income | $3,756,000 | 1,049 |
| Gross Fiduciary activities income | $2,006,000 | 219 |
| Service charges on deposit accounts | $435,000 | 2,310 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,315,000 | 1,464 |
| Total noninterest expense | $12,988,000 | 1,136 |
| Salaries and employee benefits | $6,435,000 | 1,157 |
| Premises and equipment expense | $1,604,000 | 1,175 |
| Additional noninterest expense | $4,949,000 | 1,064 |
| Pre-tax net operating income | $216,000 | 5,407 |
| Securities gains (losses) | $89,000 | 1,883 |
| Applicable income taxes | $18,000 | 4,077 |
| Income before extraordinary items | $287,000 | 5,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 5,118 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $287,000 | 5,118 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,343 |
| Net operating income | $203,340 | 5,340 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,849,000 | 1,829 |
| Total interest expense | $1,468,000 | 2,138 |
| Net interest income | $6,381,000 | 1,752 |
| Provision for loan and lease losses | $77,000 | 4,686 |
| Total noninterest income | $2,561,000 | 1,022 |
| Gross Fiduciary activities income | $1,359,000 | 217 |
| Service charges on deposit accounts | $279,000 | 2,350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $923,000 | 1,422 |
| Total noninterest expense | $8,343,000 | 1,193 |
| Salaries and employee benefits | $4,247,000 | 1,180 |
| Premises and equipment expense | $1,084,000 | 1,180 |
| Additional noninterest expense | $3,012,000 | 1,180 |
| Pre-tax net operating income | $522,000 | 3,732 |
| Securities gains (losses) | $81,000 | 1,283 |
| Applicable income taxes | $137,000 | 2,596 |
| Income before extraordinary items | $466,000 | 3,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $466,000 | 3,717 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $466,000 | 3,718 |
| Net charge-offs | $16,000 | 5,169 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,433 |
| Net operating income | $403,630 | 3,861 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 1,848 |
| Total interest expense | $745,000 | 2,192 |
| Net interest income | $3,155,000 | 1,773 |
| Provision for loan and lease losses | $33,000 | 4,543 |
| Total noninterest income | $1,277,000 | 1,034 |
| Gross Fiduciary activities income | $675,000 | 221 |
| Service charges on deposit accounts | $149,000 | 2,201 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $453,000 | 1,442 |
| Total noninterest expense | $4,042,000 | 1,236 |
| Salaries and employee benefits | $2,097,000 | 1,204 |
| Premises and equipment expense | $560,000 | 1,179 |
| Additional noninterest expense | $1,385,000 | 1,275 |
| Pre-tax net operating income | $357,000 | 3,205 |
| Securities gains (losses) | $40,000 | 835 |
| Applicable income taxes | $102,000 | 2,155 |
| Income before extraordinary items | $295,000 | 3,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $295,000 | 3,275 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $295,000 | 3,276 |
| Net charge-offs | $13,000 | 4,276 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $265,400 | 3,406 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,160,000 | 1,761 |
| Total interest expense | $3,656,000 | 2,164 |
| Net interest income | $13,504,000 | 1,643 |
| Provision for loan and lease losses | $244,000 | 5,118 |
| Total noninterest income | $5,028,000 | 1,087 |
| Gross Fiduciary activities income | $2,601,000 | 218 |
| Service charges on deposit accounts | $678,000 | 2,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,749,000 | 1,537 |
| Total noninterest expense | $16,317,000 | 1,232 |
| Salaries and employee benefits | $8,828,000 | 1,122 |
| Premises and equipment expense | $2,177,000 | 1,192 |
| Additional noninterest expense | $5,312,000 | 1,368 |
| Pre-tax net operating income | $1,971,000 | 2,264 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $530,000 | 1,826 |
| Income before extraordinary items | $1,443,000 | 2,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,443,000 | 2,572 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,443,000 | 2,578 |
| Net charge-offs | $81,000 | 5,590 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,441,540 | 2,481 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,083,000 | 1,776 |
| Total interest expense | $2,838,000 | 2,186 |
| Net interest income | $10,245,000 | 1,648 |
| Provision for loan and lease losses | $173,000 | 5,107 |
| Total noninterest income | $3,824,000 | 1,043 |
| Gross Fiduciary activities income | $1,918,000 | 217 |
| Service charges on deposit accounts | $533,000 | 2,081 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,373,000 | 1,428 |
| Total noninterest expense | $12,374,000 | 1,212 |
| Salaries and employee benefits | $6,696,000 | 1,105 |
| Premises and equipment expense | $1,661,000 | 1,185 |
| Additional noninterest expense | $4,017,000 | 1,337 |
| Pre-tax net operating income | $1,522,000 | 2,345 |
| Securities gains (losses) | $-107,000 | 7,409 |
| Applicable income taxes | $356,000 | 1,986 |
| Income before extraordinary items | $1,059,000 | 2,778 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,059,000 | 2,774 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,059,000 | 2,779 |
| Net charge-offs | $69,000 | 5,267 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,139,250 | 2,520 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,797,000 | 1,772 |
| Total interest expense | $1,957,000 | 2,204 |
| Net interest income | $6,840,000 | 1,648 |
| Provision for loan and lease losses | $190,000 | 4,296 |
| Total noninterest income | $2,614,000 | 1,004 |
| Gross Fiduciary activities income | $1,280,000 | 216 |
| Service charges on deposit accounts | $363,000 | 2,041 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $971,000 | 1,324 |
| Total noninterest expense | $8,337,000 | 1,195 |
| Salaries and employee benefits | $4,489,000 | 1,095 |
| Premises and equipment expense | $1,116,000 | 1,189 |
| Additional noninterest expense | $2,732,000 | 1,308 |
| Pre-tax net operating income | $927,000 | 2,529 |
| Securities gains (losses) | $-19,000 | 7,360 |
| Applicable income taxes | $227,000 | 2,011 |
| Income before extraordinary items | $681,000 | 2,823 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $681,000 | 2,819 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $681,000 | 2,822 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $695,250 | 2,687 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 1,803 |
| Total interest expense | $999,000 | 2,261 |
| Net interest income | $3,435,000 | 1,650 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $1,238,000 | 1,026 |
| Gross Fiduciary activities income | $645,000 | 217 |
| Service charges on deposit accounts | $180,000 | 2,048 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $413,000 | 1,476 |
| Total noninterest expense | $4,180,000 | 1,212 |
| Salaries and employee benefits | $2,222,000 | 1,120 |
| Premises and equipment expense | $583,000 | 1,175 |
| Additional noninterest expense | $1,375,000 | 1,290 |
| Pre-tax net operating income | $408,000 | 2,802 |
| Securities gains (losses) | $-19,000 | 7,553 |
| Applicable income taxes | $96,000 | 2,165 |
| Income before extraordinary items | $293,000 | 3,174 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $293,000 | 3,171 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $293,000 | 3,174 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $307,250 | 2,977 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,649,000 | 1,912 |
| Total interest expense | $5,474,000 | 2,080 |
| Net interest income | $12,175,000 | 1,820 |
| Provision for loan and lease losses | $270,000 | 5,431 |
| Total noninterest income | $4,688,000 | 1,162 |
| Gross Fiduciary activities income | $2,547,000 | 214 |
| Service charges on deposit accounts | $753,000 | 2,135 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,388,000 | 1,740 |
| Total noninterest expense | $16,477,000 | 1,258 |
| Salaries and employee benefits | $8,909,000 | 1,101 |
| Premises and equipment expense | $2,208,000 | 1,235 |
| Additional noninterest expense | $5,360,000 | 1,387 |
| Pre-tax net operating income | $116,000 | 5,040 |
| Securities gains (losses) | $36,000 | 2,792 |
| Applicable income taxes | $-103,000 | 6,578 |
| Income before extraordinary items | $255,000 | 4,620 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $255,000 | 4,621 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $255,000 | 4,621 |
| Net charge-offs | $189,000 | 5,075 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $219,000 | 4,681 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,173,000 | 1,959 |
| Total interest expense | $4,286,000 | 2,085 |
| Net interest income | $8,887,000 | 1,863 |
| Provision for loan and lease losses | $274,000 | 4,729 |
| Total noninterest income | $3,526,000 | 1,168 |
| Gross Fiduciary activities income | $1,898,000 | 212 |
| Service charges on deposit accounts | $556,000 | 2,163 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,072,000 | 1,737 |
| Total noninterest expense | $12,265,000 | 1,255 |
| Salaries and employee benefits | $6,612,000 | 1,122 |
| Premises and equipment expense | $1,653,000 | 1,248 |
| Additional noninterest expense | $4,000,000 | 1,363 |
| Pre-tax net operating income | $-126,000 | 5,918 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $-130,000 | 6,997 |
| Income before extraordinary items | $13,000 | 5,715 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $13,000 | 5,715 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $13,000 | 5,715 |
| Net charge-offs | $183,000 | 4,343 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,240 | 5,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,775,000 | 1,999 |
| Total interest expense | $2,982,000 | 2,100 |
| Net interest income | $5,793,000 | 1,896 |
| Provision for loan and lease losses | $261,000 | 3,942 |
| Total noninterest income | $2,343,000 | 1,177 |
| Gross Fiduciary activities income | $1,236,000 | 217 |
| Service charges on deposit accounts | $364,000 | 2,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $743,000 | 1,742 |
| Total noninterest expense | $8,323,000 | 1,256 |
| Salaries and employee benefits | $4,387,000 | 1,152 |
| Premises and equipment expense | $1,134,000 | 1,247 |
| Additional noninterest expense | $2,802,000 | 1,322 |
| Pre-tax net operating income | $-448,000 | 6,587 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-200,000 | 7,299 |
| Income before extraordinary items | $-248,000 | 6,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-248,000 | 6,461 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-248,000 | 6,461 |
| Net charge-offs | $178,000 | 3,577 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-248,000 | 6,449 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 2,044 |
| Total interest expense | $1,533,000 | 2,128 |
| Net interest income | $2,806,000 | 1,946 |
| Provision for loan and lease losses | $160,000 | 3,128 |
| Total noninterest income | $1,175,000 | 1,129 |
| Gross Fiduciary activities income | $608,000 | 227 |
| Service charges on deposit accounts | $179,000 | 2,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $388,000 | 1,648 |
| Total noninterest expense | $4,108,000 | 1,221 |
| Salaries and employee benefits | $2,223,000 | 1,137 |
| Premises and equipment expense | $604,000 | 1,192 |
| Additional noninterest expense | $1,281,000 | 1,286 |
| Pre-tax net operating income | $-287,000 | 7,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-104,000 | 7,563 |
| Income before extraordinary items | $-183,000 | 7,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-183,000 | 7,003 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-183,000 | 7,003 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-183,000 | 6,923 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,412,000 | 2,179 |
| Total interest expense | $7,249,000 | 2,140 |
| Net interest income | $10,163,000 | 2,186 |
| Provision for loan and lease losses | $447,000 | 3,982 |
| Total noninterest income | $5,016,000 | 1,048 |
| Gross Fiduciary activities income | $2,939,000 | 213 |
| Service charges on deposit accounts | $460,000 | 3,192 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,617,000 | 1,512 |
| Total noninterest expense | $16,405,000 | 1,191 |
| Salaries and employee benefits | $8,871,000 | 1,114 |
| Premises and equipment expense | $2,341,000 | 1,178 |
| Additional noninterest expense | $5,193,000 | 1,226 |
| Pre-tax net operating income | $-1,673,000 | 7,254 |
| Securities gains (losses) | $-477,000 | 7,530 |
| Applicable income taxes | $-807,000 | 7,637 |
| Income before extraordinary items | $-1,343,000 | 7,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,343,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,723 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,037,720 | 7,136 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,972,000 | 2,236 |
| Total interest expense | $5,631,000 | 2,155 |
| Net interest income | $7,341,000 | 2,278 |
| Provision for loan and lease losses | $281,000 | 3,664 |
| Total noninterest income | $3,811,000 | 1,086 |
| Gross Fiduciary activities income | $2,300,000 | 210 |
| Service charges on deposit accounts | $289,000 | 3,555 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,222,000 | 1,582 |
| Total noninterest expense | $12,251,000 | 1,190 |
| Salaries and employee benefits | $6,686,000 | 1,127 |
| Premises and equipment expense | $1,767,000 | 1,177 |
| Additional noninterest expense | $3,798,000 | 1,208 |
| Pre-tax net operating income | $-1,380,000 | 7,697 |
| Securities gains (losses) | $-423,000 | 7,729 |
| Applicable income taxes | $-666,000 | 7,949 |
| Income before extraordinary items | $-1,137,000 | 7,570 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,137,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,284 |
| Net operating income | $-866,280 | 7,557 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,567,000 | 2,285 |
| Total interest expense | $3,966,000 | 2,135 |
| Net interest income | $4,601,000 | 2,381 |
| Provision for loan and lease losses | $191,000 | 3,233 |
| Total noninterest income | $2,533,000 | 1,104 |
| Gross Fiduciary activities income | $1,561,000 | 212 |
| Service charges on deposit accounts | $196,000 | 3,530 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $776,000 | 1,665 |
| Total noninterest expense | $8,112,000 | 1,197 |
| Salaries and employee benefits | $4,356,000 | 1,176 |
| Premises and equipment expense | $1,203,000 | 1,153 |
| Additional noninterest expense | $2,553,000 | 1,164 |
| Pre-tax net operating income | $-1,169,000 | 7,990 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $-416,000 | 8,143 |
| Income before extraordinary items | $-733,000 | 7,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-733,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,056 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-745,800 | 7,843 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 2,365 |
| Total interest expense | $2,068,000 | 2,183 |
| Net interest income | $2,178,000 | 2,508 |
| Provision for loan and lease losses | $137,000 | 2,296 |
| Total noninterest income | $1,283,000 | 1,084 |
| Gross Fiduciary activities income | $796,000 | 214 |
| Service charges on deposit accounts | $104,000 | 3,368 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $383,000 | 1,681 |
| Total noninterest expense | $4,320,000 | 1,124 |
| Salaries and employee benefits | $2,413,000 | 1,076 |
| Premises and equipment expense | $615,000 | 1,138 |
| Additional noninterest expense | $1,292,000 | 1,117 |
| Pre-tax net operating income | $-996,000 | 8,272 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-359,000 | 8,328 |
| Income before extraordinary items | $-637,000 | 8,211 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-637,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-637,000 | 8,198 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,409,000 | 2,368 |
| Total interest expense | $8,623,000 | 2,185 |
| Net interest income | $8,786,000 | 2,511 |
| Provision for loan and lease losses | $-369,000 | 8,471 |
| Total noninterest income | $5,378,000 | 1,036 |
| Gross Fiduciary activities income | $3,302,000 | 205 |
| Service charges on deposit accounts | $402,000 | 3,513 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,674,000 | 1,555 |
| Total noninterest expense | $15,448,000 | 1,205 |
| Salaries and employee benefits | $8,444,000 | 1,184 |
| Premises and equipment expense | $2,384,000 | 1,114 |
| Additional noninterest expense | $4,620,000 | 1,221 |
| Pre-tax net operating income | $-915,000 | 8,016 |
| Securities gains (losses) | $894,000 | 190 |
| Applicable income taxes | $-47,000 | 7,929 |
| Income before extraordinary items | $26,000 | 7,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $26,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,399 |
| Net operating income | $-546,160 | 7,899 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,057,000 | 2,365 |
| Total interest expense | $6,452,000 | 2,182 |
| Net interest income | $6,605,000 | 2,516 |
| Provision for loan and lease losses | $-440,000 | 8,516 |
| Total noninterest income | $4,058,000 | 1,033 |
| Gross Fiduciary activities income | $2,529,000 | 202 |
| Service charges on deposit accounts | $300,000 | 3,517 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,229,000 | 1,569 |
| Total noninterest expense | $11,664,000 | 1,194 |
| Salaries and employee benefits | $6,455,000 | 1,158 |
| Premises and equipment expense | $1,775,000 | 1,128 |
| Additional noninterest expense | $3,434,000 | 1,194 |
| Pre-tax net operating income | $-561,000 | 8,117 |
| Securities gains (losses) | $558,000 | 215 |
| Applicable income taxes | $-38,000 | 8,130 |
| Income before extraordinary items | $35,000 | 7,549 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $35,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,444 |
| Net operating income | $-322,120 | 8,004 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 2,393 |
| Total interest expense | $4,277,000 | 2,207 |
| Net interest income | $4,412,000 | 2,532 |
| Provision for loan and lease losses | $-508,000 | 8,569 |
| Total noninterest income | $2,727,000 | 1,046 |
| Gross Fiduciary activities income | $1,689,000 | 202 |
| Service charges on deposit accounts | $203,000 | 3,494 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $835,000 | 1,574 |
| Total noninterest expense | $7,687,000 | 1,228 |
| Salaries and employee benefits | $4,217,000 | 1,207 |
| Premises and equipment expense | $1,203,000 | 1,118 |
| Additional noninterest expense | $2,267,000 | 1,225 |
| Pre-tax net operating income | $-40,000 | 7,873 |
| Securities gains (losses) | $253,000 | 272 |
| Applicable income taxes | $50,000 | 4,769 |
| Income before extraordinary items | $163,000 | 6,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $163,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,519 |
| Net operating income | $-31,810 | 7,868 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 2,401 |
| Total interest expense | $2,102,000 | 2,226 |
| Net interest income | $2,219,000 | 2,534 |
| Provision for loan and lease losses | $-522,000 | 8,618 |
| Total noninterest income | $1,311,000 | 1,062 |
| Gross Fiduciary activities income | $839,000 | 203 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $366,000 | 1,703 |
| Total noninterest expense | $3,966,000 | 1,183 |
| Salaries and employee benefits | $2,255,000 | 1,147 |
| Premises and equipment expense | $613,000 | 1,093 |
| Additional noninterest expense | $1,098,000 | 1,233 |
| Pre-tax net operating income | $86,000 | 6,847 |
| Securities gains (losses) | $168,000 | 232 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $251,000 | 4,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,578 |
| Net operating income | $84,680 | 6,627 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,097,000 | 2,285 |
| Total interest expense | $7,460,000 | 2,173 |
| Net interest income | $9,637,000 | 2,368 |
| Provision for loan and lease losses | $358,000 | 2,484 |
| Total noninterest income | $5,194,000 | 1,062 |
| Gross Fiduciary activities income | $3,274,000 | 194 |
| Service charges on deposit accounts | $343,000 | 3,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,577,000 | 1,612 |
| Total noninterest expense | $15,045,000 | 1,200 |
| Salaries and employee benefits | $8,358,000 | 1,169 |
| Premises and equipment expense | $2,398,000 | 1,051 |
| Additional noninterest expense | $4,289,000 | 1,243 |
| Pre-tax net operating income | $-572,000 | 8,291 |
| Securities gains (losses) | $-43,000 | 7,887 |
| Applicable income taxes | $-197,000 | 8,449 |
| Income before extraordinary items | $-418,000 | 8,258 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-418,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-388,760 | 8,241 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,772,000 | 2,279 |
| Total interest expense | $5,390,000 | 2,184 |
| Net interest income | $7,382,000 | 2,340 |
| Provision for loan and lease losses | $243,000 | 2,494 |
| Total noninterest income | $3,872,000 | 1,076 |
| Gross Fiduciary activities income | $2,450,000 | 203 |
| Service charges on deposit accounts | $256,000 | 3,903 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,166,000 | 1,626 |
| Total noninterest expense | $11,374,000 | 1,200 |
| Salaries and employee benefits | $6,359,000 | 1,165 |
| Premises and equipment expense | $1,794,000 | 1,063 |
| Additional noninterest expense | $3,221,000 | 1,244 |
| Pre-tax net operating income | $-363,000 | 8,377 |
| Securities gains (losses) | $-71,000 | 8,300 |
| Applicable income taxes | $-166,000 | 8,608 |
| Income before extraordinary items | $-268,000 | 8,359 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-268,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-222,560 | 8,327 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,393,000 | 2,270 |
| Total interest expense | $3,404,000 | 2,184 |
| Net interest income | $4,989,000 | 2,332 |
| Provision for loan and lease losses | $145,000 | 2,719 |
| Total noninterest income | $2,646,000 | 1,055 |
| Gross Fiduciary activities income | $1,661,000 | 207 |
| Service charges on deposit accounts | $173,000 | 3,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $812,000 | 1,574 |
| Total noninterest expense | $7,546,000 | 1,212 |
| Salaries and employee benefits | $4,164,000 | 1,189 |
| Premises and equipment expense | $1,215,000 | 1,048 |
| Additional noninterest expense | $2,167,000 | 1,247 |
| Pre-tax net operating income | $-56,000 | 8,289 |
| Securities gains (losses) | $-24,000 | 8,142 |
| Applicable income taxes | $-37,000 | 8,560 |
| Income before extraordinary items | $-43,000 | 8,272 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-43,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-27,640 | 8,241 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 2,253 |
| Total interest expense | $1,606,000 | 2,193 |
| Net interest income | $2,545,000 | 2,290 |
| Provision for loan and lease losses | $-2,000 | 8,511 |
| Total noninterest income | $1,410,000 | 981 |
| Gross Fiduciary activities income | $914,000 | 196 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $404,000 | 1,568 |
| Total noninterest expense | $3,933,000 | 1,157 |
| Salaries and employee benefits | $2,247,000 | 1,101 |
| Premises and equipment expense | $614,000 | 1,031 |
| Additional noninterest expense | $1,072,000 | 1,236 |
| Pre-tax net operating income | $24,000 | 7,990 |
| Securities gains (losses) | $48,000 | 355 |
| Applicable income taxes | $35,000 | 4,870 |
| Income before extraordinary items | $37,000 | 7,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,280 | 8,134 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,487,000 | 2,024 |
| Total interest expense | $5,820,000 | 1,937 |
| Net interest income | $10,667,000 | 2,077 |
| Provision for loan and lease losses | $173,000 | 3,886 |
| Total noninterest income | $4,230,000 | 1,222 |
| Gross Fiduciary activities income | $2,617,000 | 223 |
| Service charges on deposit accounts | $353,000 | 3,823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,260,000 | 1,896 |
| Total noninterest expense | $14,832,000 | 1,170 |
| Salaries and employee benefits | $7,658,000 | 1,205 |
| Premises and equipment expense | $2,226,000 | 1,080 |
| Additional noninterest expense | $4,948,000 | 1,046 |
| Pre-tax net operating income | $-108,000 | 8,338 |
| Securities gains (losses) | $-64,000 | 8,277 |
| Applicable income taxes | $118,000 | 5,227 |
| Income before extraordinary items | $-290,000 | 8,459 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-290,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-226,000 | 8,406 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,247,000 | 1,989 |
| Total interest expense | $4,206,000 | 1,901 |
| Net interest income | $8,041,000 | 2,058 |
| Provision for loan and lease losses | $380,000 | 1,786 |
| Total noninterest income | $2,935,000 | 1,316 |
| Gross Fiduciary activities income | $1,720,000 | 242 |
| Service charges on deposit accounts | $268,000 | 3,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $947,000 | 1,884 |
| Total noninterest expense | $10,395,000 | 1,236 |
| Salaries and employee benefits | $5,662,000 | 1,214 |
| Premises and equipment expense | $1,603,000 | 1,124 |
| Additional noninterest expense | $3,130,000 | 1,220 |
| Pre-tax net operating income | $201,000 | 7,625 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $57,000 | 5,705 |
| Income before extraordinary items | $144,000 | 7,738 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $144,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $144,000 | 7,700 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,992,000 | 1,983 |
| Total interest expense | $2,640,000 | 1,887 |
| Net interest income | $5,352,000 | 2,034 |
| Provision for loan and lease losses | $312,000 | 1,458 |
| Total noninterest income | $1,615,000 | 1,499 |
| Gross Fiduciary activities income | $819,000 | 305 |
| Service charges on deposit accounts | $184,000 | 3,697 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $612,000 | 1,905 |
| Total noninterest expense | $6,436,000 | 1,319 |
| Salaries and employee benefits | $3,452,000 | 1,327 |
| Premises and equipment expense | $986,000 | 1,221 |
| Additional noninterest expense | $1,998,000 | 1,257 |
| Pre-tax net operating income | $219,000 | 7,100 |
| Securities gains (losses) | $-42,000 | 8,550 |
| Applicable income taxes | $21,000 | 6,068 |
| Income before extraordinary items | $156,000 | 7,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $192,960 | 6,942 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 1,991 |
| Total interest expense | $1,197,000 | 1,973 |
| Net interest income | $2,713,000 | 1,981 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $620,000 | 1,829 |
| Gross Fiduciary activities income | $230,000 | 406 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $289,000 | 1,931 |
| Total noninterest expense | $3,091,000 | 1,372 |
| Salaries and employee benefits | $1,718,000 | 1,346 |
| Premises and equipment expense | $456,000 | 1,329 |
| Additional noninterest expense | $917,000 | 1,350 |
| Pre-tax net operating income | $188,000 | 6,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $149,000 | 6,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $149,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $149,000 | 6,077 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,143,000 | 1,886 |
| Total interest expense | $4,258,000 | 1,911 |
| Net interest income | $10,885,000 | 1,856 |
| Provision for loan and lease losses | $289,000 | 3,002 |
| Total noninterest income | $2,262,000 | 2,014 |
| Gross Fiduciary activities income | $779,000 | 429 |
| Service charges on deposit accounts | $341,000 | 4,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,142,000 | 1,969 |
| Total noninterest expense | $11,199,000 | 1,453 |
| Salaries and employee benefits | $5,988,000 | 1,484 |
| Premises and equipment expense | $1,585,000 | 1,453 |
| Additional noninterest expense | $3,626,000 | 1,372 |
| Pre-tax net operating income | $1,659,000 | 3,992 |
| Securities gains (losses) | $95,000 | 1,279 |
| Applicable income taxes | $636,000 | 2,928 |
| Income before extraordinary items | $1,118,000 | 4,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,118,000 | 4,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,057,200 | 4,472 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,318,000 | 1,877 |
| Total interest expense | $3,154,000 | 1,900 |
| Net interest income | $8,164,000 | 1,843 |
| Provision for loan and lease losses | $147,000 | 3,580 |
| Total noninterest income | $1,665,000 | 2,048 |
| Gross Fiduciary activities income | $586,000 | 432 |
| Service charges on deposit accounts | $259,000 | 4,008 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $820,000 | 2,042 |
| Total noninterest expense | $8,195,000 | 1,486 |
| Salaries and employee benefits | $4,525,000 | 1,463 |
| Premises and equipment expense | $1,150,000 | 1,507 |
| Additional noninterest expense | $2,520,000 | 1,460 |
| Pre-tax net operating income | $1,487,000 | 3,595 |
| Securities gains (losses) | $236,000 | 697 |
| Applicable income taxes | $646,000 | 2,445 |
| Income before extraordinary items | $1,077,000 | 3,834 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,077,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $925,960 | 4,125 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 1,866 |
| Total interest expense | $2,112,000 | 1,872 |
| Net interest income | $5,376,000 | 1,858 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $1,149,000 | 1,987 |
| Gross Fiduciary activities income | $384,000 | 435 |
| Service charges on deposit accounts | $177,000 | 3,959 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $588,000 | 1,952 |
| Total noninterest expense | $5,347,000 | 1,517 |
| Salaries and employee benefits | $2,918,000 | 1,515 |
| Premises and equipment expense | $778,000 | 1,486 |
| Additional noninterest expense | $1,651,000 | 1,465 |
| Pre-tax net operating income | $1,098,000 | 3,316 |
| Securities gains (losses) | $66,000 | 1,282 |
| Applicable income taxes | $435,000 | 2,425 |
| Income before extraordinary items | $729,000 | 3,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $729,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $686,760 | 3,815 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 1,822 |
| Total interest expense | $1,085,000 | 1,844 |
| Net interest income | $2,775,000 | 1,792 |
| Provision for loan and lease losses | $-19,000 | 8,949 |
| Total noninterest income | $629,000 | 1,804 |
| Gross Fiduciary activities income | $195,000 | 435 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $352,000 | 1,677 |
| Total noninterest expense | $2,769,000 | 1,470 |
| Salaries and employee benefits | $1,574,000 | 1,408 |
| Premises and equipment expense | $397,000 | 1,471 |
| Additional noninterest expense | $798,000 | 1,509 |
| Pre-tax net operating income | $654,000 | 2,861 |
| Securities gains (losses) | $65,000 | 1,051 |
| Applicable income taxes | $273,000 | 2,067 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $404,400 | 3,365 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,068,000 | 1,678 |
| Total interest expense | $5,176,000 | 1,732 |
| Net interest income | $11,892,000 | 1,632 |
| Provision for loan and lease losses | $-31,000 | 8,954 |
| Total noninterest income | $1,986,000 | 2,331 |
| Gross Fiduciary activities income | $689,000 | 464 |
| Service charges on deposit accounts | $337,000 | 4,040 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $960,000 | 2,453 |
| Total noninterest expense | $10,133,000 | 1,580 |
| Salaries and employee benefits | $5,452,000 | 1,585 |
| Premises and equipment expense | $1,530,000 | 1,489 |
| Additional noninterest expense | $3,151,000 | 1,569 |
| Pre-tax net operating income | $3,776,000 | 2,064 |
| Securities gains (losses) | $-247,000 | 9,093 |
| Applicable income taxes | $1,166,000 | 1,968 |
| Income before extraordinary items | $2,363,000 | 2,501 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,363,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,528,490 | 2,244 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,042,000 | 1,675 |
| Total interest expense | $4,055,000 | 1,733 |
| Net interest income | $8,987,000 | 1,631 |
| Provision for loan and lease losses | $-60,000 | 9,108 |
| Total noninterest income | $1,509,000 | 2,353 |
| Gross Fiduciary activities income | $507,000 | 473 |
| Service charges on deposit accounts | $255,000 | 4,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $747,000 | 2,463 |
| Total noninterest expense | $7,449,000 | 1,630 |
| Salaries and employee benefits | $4,024,000 | 1,606 |
| Premises and equipment expense | $1,150,000 | 1,491 |
| Additional noninterest expense | $2,275,000 | 1,606 |
| Pre-tax net operating income | $3,107,000 | 1,992 |
| Securities gains (losses) | $-103,000 | 9,120 |
| Applicable income taxes | $989,000 | 1,872 |
| Income before extraordinary items | $2,015,000 | 2,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,015,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,084,010 | 2,135 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 1,638 |
| Total interest expense | $2,847,000 | 1,710 |
| Net interest income | $6,118,000 | 1,594 |
| Provision for loan and lease losses | $-40,000 | 9,148 |
| Total noninterest income | $1,122,000 | 2,172 |
| Gross Fiduciary activities income | $334,000 | 481 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $615,000 | 2,162 |
| Total noninterest expense | $5,040,000 | 1,593 |
| Salaries and employee benefits | $2,749,000 | 1,568 |
| Premises and equipment expense | $786,000 | 1,456 |
| Additional noninterest expense | $1,505,000 | 1,611 |
| Pre-tax net operating income | $2,240,000 | 1,850 |
| Securities gains (losses) | $-126,000 | 9,207 |
| Applicable income taxes | $684,000 | 1,848 |
| Income before extraordinary items | $1,430,000 | 2,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,430,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,250 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,515,680 | 1,975 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 1,622 |
| Total interest expense | $1,512,000 | 1,636 |
| Net interest income | $3,056,000 | 1,601 |
| Provision for loan and lease losses | $-104,000 | 9,266 |
| Total noninterest income | $519,000 | 2,228 |
| Gross Fiduciary activities income | $169,000 | 485 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $257,000 | 2,327 |
| Total noninterest expense | $2,456,000 | 1,634 |
| Salaries and employee benefits | $1,324,000 | 1,606 |
| Premises and equipment expense | $405,000 | 1,430 |
| Additional noninterest expense | $727,000 | 1,622 |
| Pre-tax net operating income | $1,223,000 | 1,715 |
| Securities gains (losses) | $-78,000 | 9,248 |
| Applicable income taxes | $350,000 | 1,820 |
| Income before extraordinary items | $795,000 | 1,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $848,820 | 1,754 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,305,000 | 1,520 |
| Total interest expense | $8,117,000 | 1,383 |
| Net interest income | $12,188,000 | 1,588 |
| Provision for loan and lease losses | $-74,000 | 9,246 |
| Total noninterest income | $2,323,000 | 1,893 |
| Gross Fiduciary activities income | $739,000 | 460 |
| Service charges on deposit accounts | $328,000 | 4,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,256,000 | 1,879 |
| Total noninterest expense | $9,798,000 | 1,570 |
| Salaries and employee benefits | $5,196,000 | 1,563 |
| Premises and equipment expense | $1,519,000 | 1,457 |
| Additional noninterest expense | $3,083,000 | 1,540 |
| Pre-tax net operating income | $4,787,000 | 1,707 |
| Securities gains (losses) | $-678,000 | 9,283 |
| Applicable income taxes | $1,374,000 | 1,767 |
| Income before extraordinary items | $2,735,000 | 2,188 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,735,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,189,260 | 1,814 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,750,000 | 1,555 |
| Total interest expense | $10,932,000 | 1,483 |
| Net interest income | $10,818,000 | 1,653 |
| Provision for loan and lease losses | $47,000 | 6,791 |
| Total noninterest income | $3,350,000 | 1,356 |
| Gross Fiduciary activities income | $892,000 | 442 |
| Service charges on deposit accounts | $343,000 | 3,822 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,115,000 | 1,193 |
| Total noninterest expense | $9,588,000 | 1,530 |
| Salaries and employee benefits | $4,875,000 | 1,547 |
| Premises and equipment expense | $1,498,000 | 1,435 |
| Additional noninterest expense | $3,215,000 | 1,448 |
| Pre-tax net operating income | $4,533,000 | 1,588 |
| Securities gains (losses) | $218,000 | 1,128 |
| Applicable income taxes | $1,582,000 | 1,429 |
| Income before extraordinary items | $3,169,000 | 1,655 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,169,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,022,940 | 1,668 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,266,000 | 1,625 |
| Total interest expense | $11,512,000 | 1,497 |
| Net interest income | $9,754,000 | 1,802 |
| Provision for loan and lease losses | $-233,000 | 9,856 |
| Total noninterest income | $1,703,000 | 2,120 |
| Gross Fiduciary activities income | $342,000 | 693 |
| Service charges on deposit accounts | $319,000 | 3,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,042,000 | 1,807 |
| Total noninterest expense | $7,824,000 | 1,782 |
| Salaries and employee benefits | $4,005,000 | 1,800 |
| Premises and equipment expense | $1,487,000 | 1,392 |
| Additional noninterest expense | $2,332,000 | 1,885 |
| Pre-tax net operating income | $3,866,000 | 1,891 |
| Securities gains (losses) | $335,000 | 324 |
| Applicable income taxes | $1,173,000 | 1,856 |
| Income before extraordinary items | $3,028,000 | 1,740 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,028,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-305,000 | 9,857 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,786,800 | 1,870 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,764,000 | 1,731 |
| Total interest expense | $9,990,000 | 1,490 |
| Net interest income | $8,774,000 | 2,005 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $792,000 | 3,644 |
| Gross Fiduciary activities income | $62,000 | 1,068 |
| Service charges on deposit accounts | $314,000 | 3,848 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $416,000 | 3,321 |
| Total noninterest expense | $7,446,000 | 1,861 |
| Salaries and employee benefits | $3,608,000 | 1,945 |
| Premises and equipment expense | $1,430,000 | 1,428 |
| Additional noninterest expense | $2,408,000 | 1,828 |
| Pre-tax net operating income | $2,106,000 | 3,201 |
| Securities gains (losses) | $796,000 | 253 |
| Applicable income taxes | $708,000 | 2,884 |
| Income before extraordinary items | $2,194,000 | 2,374 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,194,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,845 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,589,040 | 3,074 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,114,000 | 1,788 |
| Total interest expense | $9,808,000 | 1,564 |
| Net interest income | $8,306,000 | 2,055 |
| Provision for loan and lease losses | $-314,000 | 10,399 |
| Total noninterest income | $824,000 | 3,548 |
| Gross Fiduciary activities income | $12,000 | 1,272 |
| Service charges on deposit accounts | $332,000 | 3,627 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $480,000 | 3,056 |
| Total noninterest expense | $7,020,000 | 1,852 |
| Salaries and employee benefits | $3,447,000 | 1,928 |
| Premises and equipment expense | $1,251,000 | 1,560 |
| Additional noninterest expense | $2,322,000 | 1,818 |
| Pre-tax net operating income | $2,424,000 | 2,860 |
| Securities gains (losses) | $900,000 | 412 |
| Applicable income taxes | $488,000 | 3,907 |
| Income before extraordinary items | $2,836,000 | 1,856 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,836,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,541 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,071,000 | 2,395 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,063,000 | 1,832 |
| Total interest expense | $9,602,000 | 1,612 |
| Net interest income | $8,461,000 | 2,058 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $692,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $309,000 | 3,978 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $383,000 | 3,375 |
| Total noninterest expense | $6,892,000 | 1,878 |
| Salaries and employee benefits | $3,115,000 | 2,117 |
| Premises and equipment expense | $1,225,000 | 1,589 |
| Additional noninterest expense | $2,552,000 | 1,661 |
| Pre-tax net operating income | $2,021,000 | 3,502 |
| Securities gains (losses) | $600,000 | 388 |
| Applicable income taxes | $870,000 | 2,738 |
| Income before extraordinary items | $1,751,000 | 2,908 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,751,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,349,000 | 3,606 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,455,000 | 2,053 |
| Total interest expense | $8,357,000 | 1,882 |
| Net interest income | $8,098,000 | 2,225 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $604,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $286,000 | 4,373 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $318,000 | 3,939 |
| Total noninterest expense | $6,177,000 | 2,224 |
| Salaries and employee benefits | $3,209,000 | 2,076 |
| Premises and equipment expense | $1,001,000 | 1,999 |
| Additional noninterest expense | $1,967,000 | 2,502 |
| Pre-tax net operating income | $2,415,000 | 2,863 |
| Securities gains (losses) | $1,600,000 | 180 |
| Applicable income taxes | $1,097,000 | 2,162 |
| Income before extraordinary items | $2,918,000 | 1,706 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,918,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 10,977 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,750,000 | 2,736 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,181,000 | 2,218 |
| Total interest expense | $7,669,000 | 2,042 |
| Net interest income | $7,512,000 | 2,393 |
| Provision for loan and lease losses | $86,000 | 4,934 |
| Total noninterest income | $569,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $302,000 | 4,278 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $267,000 | 4,300 |
| Total noninterest expense | $6,366,000 | 2,156 |
| Salaries and employee benefits | $3,291,000 | 2,012 |
| Premises and equipment expense | $1,077,000 | 1,878 |
| Additional noninterest expense | $1,998,000 | 2,397 |
| Pre-tax net operating income | $1,629,000 | 4,163 |
| Securities gains (losses) | $1,127,000 | 207 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $2,656,000 | 1,888 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,656,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,574,080 | 3,081 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,676,000 | 2,238 |
| Total interest expense | $6,193,000 | 2,020 |
| Net interest income | $7,483,000 | 2,423 |
| Provision for loan and lease losses | $-536,000 | 12,476 |
| Total noninterest income | $2,328,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $404,000 | 3,350 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,924,000 | 1,156 |
| Total noninterest expense | $8,735,000 | 1,683 |
| Salaries and employee benefits | $3,553,000 | 1,878 |
| Premises and equipment expense | $1,161,000 | 1,769 |
| Additional noninterest expense | $4,021,000 | 1,410 |
| Pre-tax net operating income | $1,612,000 | 4,144 |
| Securities gains (losses) | $1,316,000 | 138 |
| Applicable income taxes | $200,000 | 7,346 |
| Income before extraordinary items | $2,728,000 | 1,788 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,728,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 12,256 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,504,120 | 3,192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,265,000 | 2,182 |
| Total interest expense | $8,193,000 | 1,616 |
| Net interest income | $6,072,000 | 2,995 |
| Provision for loan and lease losses | $467,000 | 2,203 |
| Total noninterest income | $2,185,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $381,000 | 3,604 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,804,000 | 1,350 |
| Total noninterest expense | $14,668,000 | 1,073 |
| Salaries and employee benefits | $3,469,000 | 1,925 |
| Premises and equipment expense | $1,317,000 | 1,599 |
| Additional noninterest expense | $9,882,000 | 767 |
| Pre-tax net operating income | $-6,878,000 | 13,203 |
| Securities gains (losses) | $1,774,000 | 353 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $-5,113,000 | 13,162 |
| Extraordinary gains, net | $422,000 | 540 |
| Net income | $-4,691,000 | 13,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,912 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,887,000 | 13,172 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,614,000 | 2,018 |
| Total interest expense | $12,424,000 | 1,416 |
| Net interest income | $5,190,000 | 3,510 |
| Provision for loan and lease losses | $1,450,000 | 1,436 |
| Total noninterest income | $2,583,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $325,000 | 4,174 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,258,000 | 1,147 |
| Total noninterest expense | $12,546,000 | 1,261 |
| Salaries and employee benefits | $3,976,000 | 1,661 |
| Premises and equipment expense | $1,251,000 | 1,696 |
| Additional noninterest expense | $7,319,000 | 984 |
| Pre-tax net operating income | $-6,223,000 | 13,816 |
| Securities gains (losses) | $3,121,000 | 298 |
| Applicable income taxes | $-836,000 | 13,812 |
| Income before extraordinary items | $-2,266,000 | 13,702 |
| Extraordinary gains, net | $346,000 | 278 |
| Net income | $-1,920,000 | 13,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,088,000 | 1,486 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,544,330 | 13,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.