Home > The Savings Bank > Income and Expense
The Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 1,993 |
| Total interest expense | $1,904,000 | 1,943 |
| Net interest income | $3,495,000 | 2,027 |
| Provision for loan and lease losses | $-7,000 | 4,199 |
| Total noninterest income | $509,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $133,000 | 1,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 1,767 |
| Total noninterest expense | $3,364,000 | 1,738 |
| Salaries and employee benefits | $1,804,000 | 1,800 |
| Premises and equipment expense | $484,000 | 1,293 |
| Additional noninterest expense | $376,000 | 1,767 |
| Pre-tax net operating income | $647,000 | 2,697 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $76,000 | 2,198 |
| Income before extraordinary items | $571,000 | 2,655 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $571,000 | 2,683 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $571,000 | 2,655 |
| Net charge-offs | $22,000 | 1,375 |
| Cash dividends | $416,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $571,000 | 2,666 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $22,636,000 | 1,905 |
| Total interest expense | $8,937,000 | 1,788 |
| Net interest income | $13,699,000 | 1,970 |
| Provision for loan and lease losses | $-77,000 | 4,211 |
| Total noninterest income | $3,016,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $565,000 | 1,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,451,000 | 1,384 |
| Total noninterest expense | $13,275,000 | 1,738 |
| Salaries and employee benefits | $7,089,000 | 1,796 |
| Premises and equipment expense | $1,877,000 | 1,296 |
| Additional noninterest expense | $2,451,000 | 1,384 |
| Pre-tax net operating income | $3,517,000 | 2,289 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $413,000 | 1,973 |
| Income before extraordinary items | $3,104,000 | 2,260 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,104,000 | 2,282 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,104,000 | 2,260 |
| Net charge-offs | $184,000 | 1,409 |
| Cash dividends | $1,259,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,104,000 | 2,266 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $17,007,000 | 1,903 |
| Total interest expense | $6,872,000 | 1,764 |
| Net interest income | $10,135,000 | 1,970 |
| Provision for loan and lease losses | $-77,000 | 4,285 |
| Total noninterest income | $2,468,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $430,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,038,000 | 1,296 |
| Total noninterest expense | $10,138,000 | 1,696 |
| Salaries and employee benefits | $5,399,000 | 1,763 |
| Premises and equipment expense | $1,403,000 | 1,296 |
| Additional noninterest expense | $2,038,000 | 1,296 |
| Pre-tax net operating income | $2,542,000 | 2,327 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $257,000 | 2,098 |
| Income before extraordinary items | $2,285,000 | 2,260 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,285,000 | 2,284 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,285,000 | 2,262 |
| Net charge-offs | $142,000 | 1,209 |
| Cash dividends | $436,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,285,000 | 2,262 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $11,031,000 | 1,912 |
| Total interest expense | $4,519,000 | 1,744 |
| Net interest income | $6,512,000 | 2,009 |
| Provision for loan and lease losses | $-61,000 | 4,312 |
| Total noninterest income | $1,768,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $274,000 | 1,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,494,000 | 1,212 |
| Total noninterest expense | $6,884,000 | 1,670 |
| Salaries and employee benefits | $3,656,000 | 1,749 |
| Premises and equipment expense | $929,000 | 1,301 |
| Additional noninterest expense | $1,494,000 | 1,212 |
| Pre-tax net operating income | $1,457,000 | 2,469 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $83,000 | 2,463 |
| Income before extraordinary items | $1,374,000 | 2,373 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,374,000 | 2,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,374,000 | 2,376 |
| Net charge-offs | $104,000 | 1,067 |
| Cash dividends | $290,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,374,000 | 2,376 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 1,907 |
| Total interest expense | $2,260,000 | 1,729 |
| Net interest income | $3,212,000 | 2,025 |
| Provision for loan and lease losses | $60,000 | 1,536 |
| Total noninterest income | $689,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $128,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 1,422 |
| Total noninterest expense | $3,391,000 | 1,693 |
| Salaries and employee benefits | $1,879,000 | 1,717 |
| Premises and equipment expense | $453,000 | 1,338 |
| Additional noninterest expense | $561,000 | 1,422 |
| Pre-tax net operating income | $450,000 | 2,921 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $30,000 | 2,557 |
| Income before extraordinary items | $420,000 | 2,866 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $420,000 | 2,898 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $420,000 | 2,867 |
| Net charge-offs | $31,000 | 1,123 |
| Cash dividends | $145,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $420,000 | 2,865 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,691,000 | 1,844 |
| Total interest expense | $6,782,000 | 1,680 |
| Net interest income | $13,909,000 | 1,925 |
| Provision for loan and lease losses | $195,000 | 2,027 |
| Total noninterest income | $1,937,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $583,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,354,000 | 1,984 |
| Total noninterest expense | $14,338,000 | 1,589 |
| Salaries and employee benefits | $7,590,000 | 1,674 |
| Premises and equipment expense | $1,889,000 | 1,288 |
| Additional noninterest expense | $1,354,000 | 1,984 |
| Pre-tax net operating income | $1,313,000 | 3,368 |
| Securities gains (losses) | $-113,000 | 3,819 |
| Applicable income taxes | $119,000 | 2,715 |
| Income before extraordinary items | $1,081,000 | 3,400 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,081,000 | 3,437 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,081,000 | 3,402 |
| Net charge-offs | $101,000 | 1,497 |
| Cash dividends | $2,394,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,182,700 | 3,330 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,204,000 | 1,841 |
| Total interest expense | $4,513,000 | 1,701 |
| Net interest income | $10,691,000 | 1,900 |
| Provision for loan and lease losses | $195,000 | 1,678 |
| Total noninterest income | $1,476,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $460,000 | 1,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,016,000 | 1,971 |
| Total noninterest expense | $10,659,000 | 1,584 |
| Salaries and employee benefits | $5,642,000 | 1,679 |
| Premises and equipment expense | $1,397,000 | 1,303 |
| Additional noninterest expense | $1,016,000 | 1,971 |
| Pre-tax net operating income | $1,313,000 | 3,169 |
| Securities gains (losses) | $-113,000 | 4,032 |
| Applicable income taxes | $119,000 | 2,608 |
| Income before extraordinary items | $1,081,000 | 3,208 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,081,000 | 3,241 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,081,000 | 3,209 |
| Net charge-offs | $64,000 | 1,375 |
| Cash dividends | $1,287,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,182,700 | 3,136 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,729,000 | 1,867 |
| Total interest expense | $2,430,000 | 1,798 |
| Net interest income | $7,299,000 | 1,872 |
| Provision for loan and lease losses | $115,000 | 1,745 |
| Total noninterest income | $948,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $293,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 1,925 |
| Total noninterest expense | $6,985,000 | 1,595 |
| Salaries and employee benefits | $3,719,000 | 1,690 |
| Premises and equipment expense | $918,000 | 1,309 |
| Additional noninterest expense | $655,000 | 1,922 |
| Pre-tax net operating income | $1,147,000 | 2,892 |
| Securities gains (losses) | $-113,000 | 4,233 |
| Applicable income taxes | $109,000 | 2,503 |
| Income before extraordinary items | $925,000 | 2,962 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $925,000 | 2,994 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $925,000 | 2,961 |
| Net charge-offs | $21,000 | 1,520 |
| Cash dividends | $858,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,025,570 | 2,852 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,683,000 | 1,898 |
| Total interest expense | $912,000 | 1,940 |
| Net interest income | $3,771,000 | 1,832 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $456,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $144,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 1,963 |
| Total noninterest expense | $3,454,000 | 1,634 |
| Salaries and employee benefits | $1,841,000 | 1,726 |
| Premises and equipment expense | $459,000 | 1,332 |
| Additional noninterest expense | $312,000 | 1,963 |
| Pre-tax net operating income | $698,000 | 2,713 |
| Securities gains (losses) | $-113,000 | 4,364 |
| Applicable income taxes | $60,000 | 2,473 |
| Income before extraordinary items | $525,000 | 2,855 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $525,000 | 2,854 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $525,000 | 2,855 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $429,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $626,700 | 2,686 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,081,000 | 1,766 |
| Total interest expense | $1,058,000 | 2,347 |
| Net interest income | $16,023,000 | 1,698 |
| Provision for loan and lease losses | $722,000 | 1,002 |
| Total noninterest income | $2,223,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $645,000 | 1,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,578,000 | 1,850 |
| Total noninterest expense | $14,918,000 | 1,488 |
| Salaries and employee benefits | $7,226,000 | 1,703 |
| Premises and equipment expense | $1,857,000 | 1,301 |
| Additional noninterest expense | $1,578,000 | 1,850 |
| Pre-tax net operating income | $2,606,000 | 2,810 |
| Securities gains (losses) | $100,000 | 167 |
| Applicable income taxes | $305,000 | 2,405 |
| Income before extraordinary items | $2,401,000 | 2,734 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,401,000 | 2,731 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,401,000 | 2,733 |
| Net charge-offs | $92,000 | 1,267 |
| Cash dividends | $2,529,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,312,000 | 2,803 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,529,000 | 1,746 |
| Total interest expense | $662,000 | 2,278 |
| Net interest income | $11,867,000 | 1,703 |
| Provision for loan and lease losses | $617,000 | 848 |
| Total noninterest income | $1,721,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $489,000 | 1,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,232,000 | 1,842 |
| Total noninterest expense | $11,516,000 | 1,444 |
| Salaries and employee benefits | $5,414,000 | 1,698 |
| Premises and equipment expense | $1,389,000 | 1,301 |
| Additional noninterest expense | $1,232,000 | 1,842 |
| Pre-tax net operating income | $1,455,000 | 3,140 |
| Securities gains (losses) | $103,000 | 158 |
| Applicable income taxes | $140,000 | 2,674 |
| Income before extraordinary items | $1,418,000 | 2,985 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,418,000 | 2,983 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,418,000 | 2,984 |
| Net charge-offs | $100,000 | 936 |
| Cash dividends | $840,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,324,270 | 3,089 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,127,000 | 1,738 |
| Total interest expense | $422,000 | 2,177 |
| Net interest income | $7,705,000 | 1,707 |
| Provision for loan and lease losses | $125,000 | 1,397 |
| Total noninterest income | $1,189,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $324,000 | 1,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 1,821 |
| Total noninterest expense | $8,120,000 | 1,376 |
| Salaries and employee benefits | $3,653,000 | 1,669 |
| Premises and equipment expense | $943,000 | 1,279 |
| Additional noninterest expense | $3,524,000 | 1,030 |
| Pre-tax net operating income | $649,000 | 3,462 |
| Securities gains (losses) | $103,000 | 142 |
| Applicable income taxes | $30,000 | 3,139 |
| Income before extraordinary items | $722,000 | 3,174 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $722,000 | 3,173 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $722,000 | 3,174 |
| Net charge-offs | $65,000 | 861 |
| Cash dividends | $441,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $623,120 | 3,382 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 1,724 |
| Total interest expense | $215,000 | 2,104 |
| Net interest income | $3,789,000 | 1,687 |
| Provision for loan and lease losses | $50,000 | 1,338 |
| Total noninterest income | $604,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $156,000 | 1,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 1,788 |
| Total noninterest expense | $4,612,000 | 1,247 |
| Salaries and employee benefits | $1,866,000 | 1,642 |
| Premises and equipment expense | $485,000 | 1,254 |
| Additional noninterest expense | $2,261,000 | 829 |
| Pre-tax net operating income | $-269,000 | 4,733 |
| Securities gains (losses) | $103,000 | 138 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-166,000 | 4,690 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-166,000 | 4,689 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-166,000 | 4,690 |
| Net charge-offs | $60,000 | 624 |
| Cash dividends | $192,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-269,000 | 4,729 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,925,000 | 2,080 |
| Total interest expense | $923,000 | 2,328 |
| Net interest income | $12,002,000 | 2,023 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,747,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $372,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,375,000 | 1,735 |
| Total noninterest expense | $11,943,000 | 1,740 |
| Salaries and employee benefits | $6,435,000 | 1,832 |
| Premises and equipment expense | $1,352,000 | 1,653 |
| Additional noninterest expense | $4,156,000 | 1,543 |
| Pre-tax net operating income | $2,806,000 | 2,759 |
| Securities gains (losses) | $225,000 | 564 |
| Applicable income taxes | $484,000 | 2,120 |
| Income before extraordinary items | $2,547,000 | 2,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,547,000 | 2,736 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,547,000 | 2,736 |
| Net charge-offs | $57,000 | 1,590 |
| Cash dividends | $3,773,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,358,000 | 2,797 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,226,000 | 2,199 |
| Total interest expense | $734,000 | 2,333 |
| Net interest income | $8,492,000 | 2,155 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,074,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $243,000 | 2,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,831,000 | 1,763 |
| Total noninterest expense | $8,057,000 | 1,889 |
| Salaries and employee benefits | $4,218,000 | 2,021 |
| Premises and equipment expense | $938,000 | 1,795 |
| Additional noninterest expense | $2,901,000 | 1,627 |
| Pre-tax net operating income | $2,509,000 | 2,663 |
| Securities gains (losses) | $225,000 | 520 |
| Applicable income taxes | $354,000 | 2,215 |
| Income before extraordinary items | $2,380,000 | 2,576 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,380,000 | 2,576 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,380,000 | 2,576 |
| Net charge-offs | $17,000 | 1,801 |
| Cash dividends | $441,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,184,250 | 2,666 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 2,229 |
| Total interest expense | $529,000 | 2,289 |
| Net interest income | $5,498,000 | 2,193 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,474,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $151,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,323,000 | 1,631 |
| Total noninterest expense | $5,375,000 | 1,878 |
| Salaries and employee benefits | $2,783,000 | 2,022 |
| Premises and equipment expense | $627,000 | 1,790 |
| Additional noninterest expense | $1,965,000 | 1,593 |
| Pre-tax net operating income | $1,597,000 | 2,699 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $219,000 | 2,253 |
| Income before extraordinary items | $1,378,000 | 2,747 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,378,000 | 2,746 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,378,000 | 2,747 |
| Net charge-offs | $-16,000 | 3,970 |
| Cash dividends | $294,000 | 2,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,378,000 | 2,722 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 2,237 |
| Total interest expense | $290,000 | 2,225 |
| Net interest income | $2,681,000 | 2,208 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $645,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $69,000 | 2,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 1,768 |
| Total noninterest expense | $2,607,000 | 1,904 |
| Salaries and employee benefits | $1,397,000 | 2,013 |
| Premises and equipment expense | $320,000 | 1,757 |
| Additional noninterest expense | $890,000 | 1,689 |
| Pre-tax net operating income | $719,000 | 2,804 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $113,000 | 2,202 |
| Income before extraordinary items | $606,000 | 2,894 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $606,000 | 2,893 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $606,000 | 2,894 |
| Net charge-offs | $19,000 | 1,167 |
| Cash dividends | $147,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $606,000 | 2,853 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,011,000 | 2,106 |
| Total interest expense | $2,082,000 | 1,934 |
| Net interest income | $10,929,000 | 2,109 |
| Provision for loan and lease losses | $655,000 | 1,989 |
| Total noninterest income | $2,754,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $279,000 | 2,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,475,000 | 1,598 |
| Total noninterest expense | $10,497,000 | 1,886 |
| Salaries and employee benefits | $5,481,000 | 2,025 |
| Premises and equipment expense | $1,646,000 | 1,411 |
| Additional noninterest expense | $3,370,000 | 1,754 |
| Pre-tax net operating income | $2,531,000 | 2,658 |
| Securities gains (losses) | $89,000 | 1,447 |
| Applicable income taxes | $393,000 | 2,106 |
| Income before extraordinary items | $2,227,000 | 2,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,227,000 | 2,688 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,227,000 | 2,689 |
| Net charge-offs | $137,000 | 1,783 |
| Cash dividends | $1,278,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,151,350 | 2,691 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 2,085 |
| Total interest expense | $1,615,000 | 1,968 |
| Net interest income | $8,273,000 | 2,084 |
| Provision for loan and lease losses | $655,000 | 1,717 |
| Total noninterest income | $1,912,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $205,000 | 2,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,707,000 | 1,628 |
| Total noninterest expense | $7,907,000 | 1,856 |
| Salaries and employee benefits | $4,012,000 | 2,036 |
| Premises and equipment expense | $1,325,000 | 1,321 |
| Additional noninterest expense | $2,570,000 | 1,711 |
| Pre-tax net operating income | $1,623,000 | 2,854 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $215,000 | 2,341 |
| Income before extraordinary items | $1,408,000 | 2,916 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,408,000 | 2,915 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,408,000 | 2,916 |
| Net charge-offs | $85,000 | 1,766 |
| Cash dividends | $997,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,408,000 | 2,874 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 2,098 |
| Total interest expense | $1,155,000 | 1,972 |
| Net interest income | $5,518,000 | 2,091 |
| Provision for loan and lease losses | $515,000 | 1,578 |
| Total noninterest income | $1,121,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $137,000 | 2,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $984,000 | 1,686 |
| Total noninterest expense | $5,414,000 | 1,813 |
| Salaries and employee benefits | $2,688,000 | 2,038 |
| Premises and equipment expense | $1,013,000 | 1,158 |
| Additional noninterest expense | $1,713,000 | 1,707 |
| Pre-tax net operating income | $710,000 | 3,368 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $70,000 | 2,729 |
| Income before extraordinary items | $640,000 | 3,399 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $640,000 | 3,399 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $640,000 | 3,399 |
| Net charge-offs | $47,000 | 1,769 |
| Cash dividends | $849,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $640,000 | 3,346 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 2,045 |
| Total interest expense | $632,000 | 1,978 |
| Net interest income | $2,795,000 | 2,034 |
| Provision for loan and lease losses | $305,000 | 1,161 |
| Total noninterest income | $392,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $81,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 1,970 |
| Total noninterest expense | $2,934,000 | 1,727 |
| Salaries and employee benefits | $1,384,000 | 2,002 |
| Premises and equipment expense | $698,000 | 910 |
| Additional noninterest expense | $852,000 | 1,734 |
| Pre-tax net operating income | $-52,000 | 4,832 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $10,000 | 3,135 |
| Income before extraordinary items | $-62,000 | 4,826 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-62,000 | 4,826 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-62,000 | 4,826 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $401,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-62,000 | 4,842 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 2,107 |
| Total interest expense | $2,574,000 | 2,010 |
| Net interest income | $10,798,000 | 2,098 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $1,546,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $361,000 | 2,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,185,000 | 2,067 |
| Total noninterest expense | $9,565,000 | 1,990 |
| Salaries and employee benefits | $4,895,000 | 2,136 |
| Premises and equipment expense | $1,272,000 | 1,724 |
| Additional noninterest expense | $3,398,000 | 1,709 |
| Pre-tax net operating income | $2,659,000 | 2,648 |
| Securities gains (losses) | $39,000 | 1,342 |
| Applicable income taxes | $361,000 | 2,226 |
| Income before extraordinary items | $2,337,000 | 2,670 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,337,000 | 2,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,337,000 | 2,672 |
| Net charge-offs | $126,000 | 2,042 |
| Cash dividends | $1,294,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,303,070 | 2,666 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,873,000 | 2,153 |
| Total interest expense | $1,921,000 | 2,031 |
| Net interest income | $7,952,000 | 2,148 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $1,100,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $273,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $827,000 | 2,129 |
| Total noninterest expense | $7,121,000 | 2,000 |
| Salaries and employee benefits | $3,591,000 | 2,183 |
| Premises and equipment expense | $937,000 | 1,761 |
| Additional noninterest expense | $2,593,000 | 1,692 |
| Pre-tax net operating income | $1,901,000 | 2,806 |
| Securities gains (losses) | $39,000 | 1,167 |
| Applicable income taxes | $248,000 | 2,363 |
| Income before extraordinary items | $1,692,000 | 2,780 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,692,000 | 2,780 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,692,000 | 2,781 |
| Net charge-offs | $95,000 | 1,795 |
| Cash dividends | $448,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,658,070 | 2,777 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 2,163 |
| Total interest expense | $1,302,000 | 1,986 |
| Net interest income | $5,243,000 | 2,181 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $694,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $175,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,170 |
| Total noninterest expense | $4,785,000 | 2,006 |
| Salaries and employee benefits | $2,429,000 | 2,166 |
| Premises and equipment expense | $624,000 | 1,771 |
| Additional noninterest expense | $1,732,000 | 1,700 |
| Pre-tax net operating income | $1,152,000 | 2,900 |
| Securities gains (losses) | $15,000 | 1,113 |
| Applicable income taxes | $127,000 | 2,512 |
| Income before extraordinary items | $1,040,000 | 2,895 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,040,000 | 2,894 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,040,000 | 2,894 |
| Net charge-offs | $80,000 | 1,532 |
| Cash dividends | $299,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,026,650 | 2,891 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 2,167 |
| Total interest expense | $661,000 | 1,920 |
| Net interest income | $2,592,000 | 2,204 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $356,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $87,000 | 2,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,075 |
| Total noninterest expense | $2,387,000 | 2,007 |
| Salaries and employee benefits | $1,204,000 | 2,203 |
| Premises and equipment expense | $323,000 | 1,752 |
| Additional noninterest expense | $860,000 | 1,707 |
| Pre-tax net operating income | $561,000 | 2,911 |
| Securities gains (losses) | $15,000 | 633 |
| Applicable income taxes | $65,000 | 2,461 |
| Income before extraordinary items | $511,000 | 2,872 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $511,000 | 2,872 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $511,000 | 2,871 |
| Net charge-offs | $40,000 | 1,335 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $497,650 | 2,884 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,910,000 | 2,089 |
| Total interest expense | $1,745,000 | 2,118 |
| Net interest income | $11,165,000 | 2,056 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,527,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $422,000 | 2,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,105,000 | 2,133 |
| Total noninterest expense | $9,546,000 | 1,970 |
| Salaries and employee benefits | $4,742,000 | 2,187 |
| Premises and equipment expense | $1,239,000 | 1,768 |
| Additional noninterest expense | $3,565,000 | 1,651 |
| Pre-tax net operating income | $3,146,000 | 2,431 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $432,000 | 2,104 |
| Income before extraordinary items | $2,716,000 | 2,463 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,716,000 | 2,461 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,716,000 | 2,462 |
| Net charge-offs | $61,000 | 2,499 |
| Cash dividends | $1,297,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,714,280 | 2,460 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,642,000 | 2,088 |
| Total interest expense | $1,206,000 | 2,162 |
| Net interest income | $8,436,000 | 2,047 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,202,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $326,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $876,000 | 2,094 |
| Total noninterest expense | $7,123,000 | 1,984 |
| Salaries and employee benefits | $3,468,000 | 2,223 |
| Premises and equipment expense | $943,000 | 1,763 |
| Additional noninterest expense | $2,712,000 | 1,633 |
| Pre-tax net operating income | $2,515,000 | 2,385 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $364,000 | 2,068 |
| Income before extraordinary items | $2,153,000 | 2,396 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,153,000 | 2,395 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,153,000 | 2,395 |
| Net charge-offs | $41,000 | 2,333 |
| Cash dividends | $449,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,151,280 | 2,387 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 2,080 |
| Total interest expense | $712,000 | 2,260 |
| Net interest income | $5,668,000 | 2,041 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $678,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $215,000 | 2,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 2,332 |
| Total noninterest expense | $4,691,000 | 2,012 |
| Salaries and employee benefits | $2,319,000 | 2,233 |
| Premises and equipment expense | $637,000 | 1,758 |
| Additional noninterest expense | $1,735,000 | 1,700 |
| Pre-tax net operating income | $1,655,000 | 2,373 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $269,000 | 1,959 |
| Income before extraordinary items | $1,391,000 | 2,429 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,391,000 | 2,428 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,391,000 | 2,428 |
| Net charge-offs | $31,000 | 2,019 |
| Cash dividends | $299,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,386,800 | 2,430 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 2,095 |
| Total interest expense | $340,000 | 2,253 |
| Net interest income | $2,812,000 | 2,046 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $376,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $107,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,141 |
| Total noninterest expense | $2,353,000 | 2,030 |
| Salaries and employee benefits | $1,127,000 | 2,295 |
| Premises and equipment expense | $324,000 | 1,747 |
| Additional noninterest expense | $902,000 | 1,638 |
| Pre-tax net operating income | $835,000 | 2,319 |
| Securities gains (losses) | $5,000 | 534 |
| Applicable income taxes | $179,000 | 1,677 |
| Income before extraordinary items | $661,000 | 2,461 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $661,000 | 2,461 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $661,000 | 2,461 |
| Net charge-offs | $48,000 | 1,222 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $657,050 | 2,463 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,389,000 | 2,080 |
| Total interest expense | $1,369,000 | 2,058 |
| Net interest income | $11,020,000 | 2,063 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,635,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $478,000 | 2,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 2,111 |
| Total noninterest expense | $9,461,000 | 2,005 |
| Salaries and employee benefits | $4,415,000 | 2,309 |
| Premises and equipment expense | $1,336,000 | 1,694 |
| Additional noninterest expense | $3,710,000 | 1,621 |
| Pre-tax net operating income | $3,194,000 | 2,386 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $1,199,000 | 1,717 |
| Income before extraordinary items | $1,997,000 | 2,698 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,997,000 | 2,697 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,997,000 | 2,698 |
| Net charge-offs | $96,000 | 2,473 |
| Cash dividends | $1,288,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,995,720 | 2,683 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 2,085 |
| Total interest expense | $1,024,000 | 2,048 |
| Net interest income | $8,231,000 | 2,073 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,193,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $367,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $826,000 | 2,206 |
| Total noninterest expense | $7,104,000 | 2,000 |
| Salaries and employee benefits | $3,284,000 | 2,326 |
| Premises and equipment expense | $1,006,000 | 1,685 |
| Additional noninterest expense | $2,814,000 | 1,593 |
| Pre-tax net operating income | $2,320,000 | 2,487 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $487,000 | 2,093 |
| Income before extraordinary items | $1,834,000 | 2,544 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,834,000 | 2,544 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,834,000 | 2,544 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $539,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,833,210 | 2,535 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 2,092 |
| Total interest expense | $678,000 | 2,013 |
| Net interest income | $5,417,000 | 2,081 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $776,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $241,000 | 2,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,243 |
| Total noninterest expense | $4,750,000 | 1,988 |
| Salaries and employee benefits | $2,210,000 | 2,324 |
| Premises and equipment expense | $665,000 | 1,707 |
| Additional noninterest expense | $1,875,000 | 1,591 |
| Pre-tax net operating income | $1,443,000 | 2,551 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $297,000 | 2,153 |
| Income before extraordinary items | $1,146,000 | 2,608 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,146,000 | 2,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,146,000 | 2,608 |
| Net charge-offs | $-27,000 | 5,100 |
| Cash dividends | $359,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,146,000 | 2,586 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 2,129 |
| Total interest expense | $345,000 | 1,973 |
| Net interest income | $2,630,000 | 2,129 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $338,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $120,000 | 2,094 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $218,000 | 2,472 |
| Total noninterest expense | $2,305,000 | 2,067 |
| Salaries and employee benefits | $1,056,000 | 2,432 |
| Premises and equipment expense | $361,000 | 1,591 |
| Additional noninterest expense | $888,000 | 1,674 |
| Pre-tax net operating income | $663,000 | 2,628 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $142,000 | 2,170 |
| Income before extraordinary items | $521,000 | 2,687 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $521,000 | 2,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $521,000 | 2,687 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $180,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $521,000 | 2,673 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,929,000 | 2,087 |
| Total interest expense | $1,440,000 | 1,853 |
| Net interest income | $10,489,000 | 2,099 |
| Provision for loan and lease losses | $420,000 | 1,637 |
| Total noninterest income | $1,563,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $477,000 | 2,161 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,086,000 | 2,301 |
| Total noninterest expense | $9,010,000 | 2,093 |
| Salaries and employee benefits | $4,237,000 | 2,391 |
| Premises and equipment expense | $1,280,000 | 1,756 |
| Additional noninterest expense | $3,493,000 | 1,731 |
| Pre-tax net operating income | $2,622,000 | 2,604 |
| Securities gains (losses) | $521,000 | 412 |
| Applicable income taxes | $732,000 | 1,931 |
| Income before extraordinary items | $2,411,000 | 2,467 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,411,000 | 2,466 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,411,000 | 2,467 |
| Net charge-offs | $97,000 | 2,619 |
| Cash dividends | $1,198,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,009,830 | 2,734 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,933,000 | 2,088 |
| Total interest expense | $1,072,000 | 1,871 |
| Net interest income | $7,861,000 | 2,090 |
| Provision for loan and lease losses | $315,000 | 1,569 |
| Total noninterest income | $1,144,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $356,000 | 2,176 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $788,000 | 2,345 |
| Total noninterest expense | $6,690,000 | 2,092 |
| Salaries and employee benefits | $3,182,000 | 2,378 |
| Premises and equipment expense | $920,000 | 1,836 |
| Additional noninterest expense | $2,588,000 | 1,741 |
| Pre-tax net operating income | $2,000,000 | 2,622 |
| Securities gains (losses) | $523,000 | 371 |
| Applicable income taxes | $592,000 | 1,903 |
| Income before extraordinary items | $1,931,000 | 2,400 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,931,000 | 2,399 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,931,000 | 2,400 |
| Net charge-offs | $63,000 | 2,422 |
| Cash dividends | $449,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,528,290 | 2,732 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 2,101 |
| Total interest expense | $709,000 | 1,885 |
| Net interest income | $5,219,000 | 2,106 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $727,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $227,000 | 2,222 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $500,000 | 2,370 |
| Total noninterest expense | $4,415,000 | 2,120 |
| Salaries and employee benefits | $2,113,000 | 2,397 |
| Premises and equipment expense | $583,000 | 1,906 |
| Additional noninterest expense | $1,719,000 | 1,760 |
| Pre-tax net operating income | $1,321,000 | 2,604 |
| Securities gains (losses) | $268,000 | 474 |
| Applicable income taxes | $382,000 | 1,921 |
| Income before extraordinary items | $1,207,000 | 2,480 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,207,000 | 2,479 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,207,000 | 2,479 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $299,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,003,320 | 2,723 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 2,111 |
| Total interest expense | $347,000 | 1,924 |
| Net interest income | $2,595,000 | 2,115 |
| Provision for loan and lease losses | $105,000 | 1,464 |
| Total noninterest income | $306,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $107,000 | 2,312 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $199,000 | 2,621 |
| Total noninterest expense | $2,172,000 | 2,173 |
| Salaries and employee benefits | $1,077,000 | 2,367 |
| Premises and equipment expense | $266,000 | 2,067 |
| Additional noninterest expense | $829,000 | 1,785 |
| Pre-tax net operating income | $624,000 | 2,683 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $135,000 | 2,189 |
| Income before extraordinary items | $493,000 | 2,777 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $493,000 | 2,776 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $493,000 | 2,777 |
| Net charge-offs | $-44,000 | 5,697 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $489,840 | 2,737 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,570,000 | 2,091 |
| Total interest expense | $1,373,000 | 1,910 |
| Net interest income | $10,197,000 | 2,092 |
| Provision for loan and lease losses | $450,000 | 1,461 |
| Total noninterest income | $1,146,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $468,000 | 2,249 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $678,000 | 2,883 |
| Total noninterest expense | $8,064,000 | 2,283 |
| Salaries and employee benefits | $3,901,000 | 2,545 |
| Premises and equipment expense | $853,000 | 2,429 |
| Additional noninterest expense | $3,310,000 | 1,824 |
| Pre-tax net operating income | $2,829,000 | 2,424 |
| Securities gains (losses) | $485,000 | 362 |
| Applicable income taxes | $891,000 | 1,693 |
| Income before extraordinary items | $2,423,000 | 2,393 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,423,000 | 2,394 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,423,000 | 2,395 |
| Net charge-offs | $426,000 | 1,304 |
| Cash dividends | $1,198,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,068,950 | 2,619 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,652,000 | 2,111 |
| Total interest expense | $1,015,000 | 1,944 |
| Net interest income | $7,637,000 | 2,108 |
| Provision for loan and lease losses | $350,000 | 1,381 |
| Total noninterest income | $876,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $351,000 | 2,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $525,000 | 2,851 |
| Total noninterest expense | $6,066,000 | 2,273 |
| Salaries and employee benefits | $2,918,000 | 2,557 |
| Premises and equipment expense | $615,000 | 2,543 |
| Additional noninterest expense | $2,533,000 | 1,783 |
| Pre-tax net operating income | $2,097,000 | 2,483 |
| Securities gains (losses) | $246,000 | 553 |
| Applicable income taxes | $619,000 | 1,821 |
| Income before extraordinary items | $1,724,000 | 2,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,724,000 | 2,531 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,724,000 | 2,531 |
| Net charge-offs | $244,000 | 1,371 |
| Cash dividends | $449,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,541,960 | 2,661 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 2,119 |
| Total interest expense | $669,000 | 1,964 |
| Net interest income | $5,090,000 | 2,110 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $564,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $225,000 | 2,295 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $339,000 | 2,891 |
| Total noninterest expense | $4,006,000 | 2,297 |
| Salaries and employee benefits | $1,933,000 | 2,586 |
| Premises and equipment expense | $396,000 | 2,623 |
| Additional noninterest expense | $1,677,000 | 1,810 |
| Pre-tax net operating income | $1,348,000 | 2,526 |
| Securities gains (losses) | $237,000 | 462 |
| Applicable income taxes | $434,000 | 1,765 |
| Income before extraordinary items | $1,151,000 | 2,504 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,151,000 | 2,506 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,151,000 | 2,506 |
| Net charge-offs | $86,000 | 1,861 |
| Cash dividends | $299,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $977,990 | 2,733 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 2,102 |
| Total interest expense | $340,000 | 1,963 |
| Net interest income | $2,539,000 | 2,102 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $253,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $146,000 | 3,052 |
| Total noninterest expense | $1,960,000 | 2,350 |
| Salaries and employee benefits | $944,000 | 2,641 |
| Premises and equipment expense | $186,000 | 2,791 |
| Additional noninterest expense | $830,000 | 1,811 |
| Pre-tax net operating income | $682,000 | 2,460 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $187,000 | 1,889 |
| Income before extraordinary items | $495,000 | 2,737 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $495,000 | 2,740 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $495,000 | 2,740 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $495,000 | 2,661 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 2,087 |
| Total interest expense | $1,385,000 | 2,026 |
| Net interest income | $10,327,000 | 2,058 |
| Provision for loan and lease losses | $568,000 | 1,345 |
| Total noninterest income | $1,183,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $531,000 | 2,185 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $652,000 | 2,928 |
| Total noninterest expense | $7,816,000 | 2,352 |
| Salaries and employee benefits | $3,626,000 | 2,700 |
| Premises and equipment expense | $925,000 | 2,389 |
| Additional noninterest expense | $3,265,000 | 1,891 |
| Pre-tax net operating income | $3,126,000 | 2,208 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $976,000 | 1,565 |
| Income before extraordinary items | $2,147,000 | 2,562 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,147,000 | 2,562 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,147,000 | 2,562 |
| Net charge-offs | $594,000 | 1,307 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,149,070 | 2,523 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 2,086 |
| Total interest expense | $1,026,000 | 2,083 |
| Net interest income | $7,801,000 | 2,058 |
| Provision for loan and lease losses | $458,000 | 1,221 |
| Total noninterest income | $935,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $405,000 | 2,167 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $530,000 | 2,831 |
| Total noninterest expense | $5,746,000 | 2,401 |
| Salaries and employee benefits | $2,738,000 | 2,692 |
| Premises and equipment expense | $577,000 | 2,769 |
| Additional noninterest expense | $2,431,000 | 1,893 |
| Pre-tax net operating income | $2,532,000 | 2,122 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $781,000 | 1,537 |
| Income before extraordinary items | $1,751,000 | 2,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,751,000 | 2,447 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,751,000 | 2,446 |
| Net charge-offs | $485,000 | 1,181 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,751,000 | 2,400 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 2,061 |
| Total interest expense | $680,000 | 2,103 |
| Net interest income | $5,266,000 | 2,026 |
| Provision for loan and lease losses | $358,000 | 1,096 |
| Total noninterest income | $634,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $262,000 | 2,193 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $372,000 | 2,753 |
| Total noninterest expense | $3,804,000 | 2,427 |
| Salaries and employee benefits | $1,826,000 | 2,707 |
| Premises and equipment expense | $391,000 | 2,754 |
| Additional noninterest expense | $1,587,000 | 1,929 |
| Pre-tax net operating income | $1,738,000 | 2,027 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $551,000 | 1,452 |
| Income before extraordinary items | $1,187,000 | 2,359 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,187,000 | 2,363 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,187,000 | 2,363 |
| Net charge-offs | $190,000 | 1,629 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,187,000 | 2,317 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 2,049 |
| Total interest expense | $340,000 | 2,134 |
| Net interest income | $2,651,000 | 2,021 |
| Provision for loan and lease losses | $198,000 | 1,026 |
| Total noninterest income | $348,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $127,000 | 2,211 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $221,000 | 2,408 |
| Total noninterest expense | $1,894,000 | 2,457 |
| Salaries and employee benefits | $912,000 | 2,726 |
| Premises and equipment expense | $190,000 | 2,853 |
| Additional noninterest expense | $792,000 | 1,903 |
| Pre-tax net operating income | $907,000 | 1,907 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $289,000 | 1,383 |
| Income before extraordinary items | $618,000 | 2,226 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $618,000 | 2,228 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $618,000 | 2,228 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $618,000 | 2,187 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,932,000 | 2,063 |
| Total interest expense | $1,355,000 | 2,356 |
| Net interest income | $10,577,000 | 2,000 |
| Provision for loan and lease losses | $1,265,000 | 903 |
| Total noninterest income | $970,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $522,000 | 2,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $448,000 | 3,508 |
| Total noninterest expense | $7,457,000 | 2,484 |
| Salaries and employee benefits | $3,435,000 | 2,848 |
| Premises and equipment expense | $701,000 | 2,966 |
| Additional noninterest expense | $3,321,000 | 1,909 |
| Pre-tax net operating income | $2,825,000 | 2,264 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $794,000 | 1,689 |
| Income before extraordinary items | $2,037,000 | 2,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,037,000 | 2,569 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,037,000 | 2,569 |
| Net charge-offs | $1,109,000 | 1,168 |
| Cash dividends | $1,162,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,032,680 | 2,508 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,940,000 | 2,072 |
| Total interest expense | $1,006,000 | 2,431 |
| Net interest income | $7,934,000 | 1,995 |
| Provision for loan and lease losses | $1,148,000 | 796 |
| Total noninterest income | $786,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $386,000 | 2,332 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $400,000 | 3,339 |
| Total noninterest expense | $5,505,000 | 2,522 |
| Salaries and employee benefits | $2,559,000 | 2,868 |
| Premises and equipment expense | $516,000 | 3,037 |
| Additional noninterest expense | $2,430,000 | 1,928 |
| Pre-tax net operating income | $2,067,000 | 2,360 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $578,000 | 1,774 |
| Income before extraordinary items | $1,489,000 | 2,677 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,489,000 | 2,681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,489,000 | 2,681 |
| Net charge-offs | $1,034,000 | 972 |
| Cash dividends | $421,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,489,000 | 2,594 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 2,124 |
| Total interest expense | $677,000 | 2,461 |
| Net interest income | $5,142,000 | 2,040 |
| Provision for loan and lease losses | $580,000 | 1,046 |
| Total noninterest income | $582,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $255,000 | 2,327 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $327,000 | 3,092 |
| Total noninterest expense | $3,650,000 | 2,543 |
| Salaries and employee benefits | $1,674,000 | 2,915 |
| Premises and equipment expense | $337,000 | 3,076 |
| Additional noninterest expense | $1,639,000 | 1,910 |
| Pre-tax net operating income | $1,494,000 | 2,197 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $391,000 | 1,765 |
| Income before extraordinary items | $1,103,000 | 2,432 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,103,000 | 2,440 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,103,000 | 2,438 |
| Net charge-offs | $607,000 | 1,089 |
| Cash dividends | $280,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,103,000 | 2,346 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 2,182 |
| Total interest expense | $354,000 | 2,440 |
| Net interest income | $2,499,000 | 2,104 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $265,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 3,290 |
| Total noninterest expense | $1,837,000 | 2,562 |
| Salaries and employee benefits | $828,000 | 2,965 |
| Premises and equipment expense | $170,000 | 3,091 |
| Additional noninterest expense | $839,000 | 1,865 |
| Pre-tax net operating income | $792,000 | 2,060 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $181,000 | 1,813 |
| Income before extraordinary items | $611,000 | 2,228 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $611,000 | 2,230 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $611,000 | 2,230 |
| Net charge-offs | $249,000 | 1,196 |
| Cash dividends | $140,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $611,000 | 2,145 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,616,000 | 2,243 |
| Total interest expense | $1,565,000 | 2,619 |
| Net interest income | $10,051,000 | 2,138 |
| Provision for loan and lease losses | $495,000 | 2,737 |
| Total noninterest income | $1,363,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $605,000 | 2,140 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $758,000 | 2,768 |
| Total noninterest expense | $7,678,000 | 2,456 |
| Salaries and employee benefits | $3,171,000 | 3,009 |
| Premises and equipment expense | $664,000 | 3,140 |
| Additional noninterest expense | $3,843,000 | 1,728 |
| Pre-tax net operating income | $3,241,000 | 1,956 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $636,000 | 1,941 |
| Income before extraordinary items | $2,627,000 | 2,078 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,627,000 | 2,076 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,627,000 | 2,079 |
| Net charge-offs | $467,000 | 2,742 |
| Cash dividends | $1,522,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,609,180 | 1,968 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,676,000 | 2,301 |
| Total interest expense | $1,197,000 | 2,677 |
| Net interest income | $7,479,000 | 2,196 |
| Provision for loan and lease losses | $345,000 | 2,796 |
| Total noninterest income | $974,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $457,000 | 2,150 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $517,000 | 2,905 |
| Total noninterest expense | $5,767,000 | 2,459 |
| Salaries and employee benefits | $3,008,000 | 2,451 |
| Premises and equipment expense | $511,000 | 3,117 |
| Additional noninterest expense | $2,248,000 | 2,161 |
| Pre-tax net operating income | $2,341,000 | 2,090 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $456,000 | 2,040 |
| Income before extraordinary items | $1,907,000 | 2,201 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,907,000 | 2,202 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,907,000 | 2,202 |
| Net charge-offs | $315,000 | 2,756 |
| Cash dividends | $1,392,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,889,180 | 2,088 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 2,326 |
| Total interest expense | $802,000 | 2,766 |
| Net interest income | $4,945,000 | 2,211 |
| Provision for loan and lease losses | $235,000 | 2,788 |
| Total noninterest income | $670,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $234,000 | 2,629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $436,000 | 2,523 |
| Total noninterest expense | $3,856,000 | 2,451 |
| Salaries and employee benefits | $1,991,000 | 2,459 |
| Premises and equipment expense | $333,000 | 3,179 |
| Additional noninterest expense | $1,532,000 | 2,115 |
| Pre-tax net operating income | $1,524,000 | 2,113 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $311,000 | 2,022 |
| Income before extraordinary items | $1,235,000 | 2,213 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,235,000 | 2,213 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,235,000 | 2,213 |
| Net charge-offs | $255,000 | 2,479 |
| Cash dividends | $1,262,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,217,400 | 2,121 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 2,399 |
| Total interest expense | $410,000 | 2,818 |
| Net interest income | $2,398,000 | 2,286 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $334,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $114,000 | 2,654 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 2,526 |
| Total noninterest expense | $1,959,000 | 2,419 |
| Salaries and employee benefits | $1,000,000 | 2,467 |
| Premises and equipment expense | $158,000 | 3,324 |
| Additional noninterest expense | $801,000 | 2,031 |
| Pre-tax net operating income | $698,000 | 2,275 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $157,000 | 1,976 |
| Income before extraordinary items | $541,000 | 2,448 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $541,000 | 2,449 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $541,000 | 2,451 |
| Net charge-offs | $35,000 | 3,308 |
| Cash dividends | $130,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $541,000 | 2,327 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,468,000 | 2,441 |
| Total interest expense | $2,030,000 | 2,756 |
| Net interest income | $9,438,000 | 2,316 |
| Provision for loan and lease losses | $385,000 | 3,803 |
| Total noninterest income | $1,327,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $531,000 | 2,450 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $796,000 | 2,454 |
| Total noninterest expense | $6,662,000 | 2,779 |
| Salaries and employee benefits | $3,269,000 | 2,914 |
| Premises and equipment expense | $648,000 | 3,377 |
| Additional noninterest expense | $2,745,000 | 2,390 |
| Pre-tax net operating income | $3,718,000 | 1,514 |
| Securities gains (losses) | $15,000 | 3,193 |
| Applicable income taxes | $700,000 | 1,679 |
| Income before extraordinary items | $3,033,000 | 1,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,033,000 | 1,596 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,033,000 | 1,596 |
| Net charge-offs | $268,000 | 3,935 |
| Cash dividends | $1,193,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,020,850 | 1,524 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 2,483 |
| Total interest expense | $1,588,000 | 2,743 |
| Net interest income | $6,943,000 | 2,367 |
| Provision for loan and lease losses | $348,000 | 3,423 |
| Total noninterest income | $1,025,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $397,000 | 2,463 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $628,000 | 2,362 |
| Total noninterest expense | $4,964,000 | 2,791 |
| Salaries and employee benefits | $2,424,000 | 2,923 |
| Premises and equipment expense | $494,000 | 3,380 |
| Additional noninterest expense | $2,046,000 | 2,408 |
| Pre-tax net operating income | $2,656,000 | 1,645 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $520,000 | 1,704 |
| Income before extraordinary items | $2,146,000 | 1,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,146,000 | 1,734 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,146,000 | 1,734 |
| Net charge-offs | $214,000 | 3,638 |
| Cash dividends | $361,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,138,000 | 1,662 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 2,529 |
| Total interest expense | $1,114,000 | 2,724 |
| Net interest income | $4,506,000 | 2,442 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $674,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $255,000 | 2,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $419,000 | 2,372 |
| Total noninterest expense | $3,202,000 | 2,919 |
| Salaries and employee benefits | $1,520,000 | 3,119 |
| Premises and equipment expense | $331,000 | 3,401 |
| Additional noninterest expense | $1,351,000 | 2,474 |
| Pre-tax net operating income | $1,738,000 | 1,638 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $335,000 | 1,687 |
| Income before extraordinary items | $1,405,000 | 1,715 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,405,000 | 1,715 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,405,000 | 1,715 |
| Net charge-offs | $163,000 | 3,316 |
| Cash dividends | $241,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,403,380 | 1,646 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 2,570 |
| Total interest expense | $589,000 | 2,675 |
| Net interest income | $2,192,000 | 2,513 |
| Provision for loan and lease losses | $115,000 | 3,204 |
| Total noninterest income | $330,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,397 |
| Total noninterest expense | $1,512,000 | 3,093 |
| Salaries and employee benefits | $712,000 | 3,286 |
| Premises and equipment expense | $169,000 | 3,407 |
| Additional noninterest expense | $631,000 | 2,619 |
| Pre-tax net operating income | $895,000 | 1,601 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $160,000 | 1,731 |
| Income before extraordinary items | $738,000 | 1,599 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $738,000 | 1,599 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $738,000 | 1,599 |
| Net charge-offs | $71,000 | 3,061 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $735,540 | 1,554 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,337,000 | 2,653 |
| Total interest expense | $2,728,000 | 2,798 |
| Net interest income | $8,609,000 | 2,553 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $1,372,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $574,000 | 2,378 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $798,000 | 2,500 |
| Total noninterest expense | $6,849,000 | 2,776 |
| Salaries and employee benefits | $2,749,000 | 3,344 |
| Premises and equipment expense | $618,000 | 3,641 |
| Additional noninterest expense | $3,482,000 | 2,011 |
| Pre-tax net operating income | $2,782,000 | 1,728 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $513,000 | 1,860 |
| Income before extraordinary items | $2,368,000 | 1,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,368,000 | 1,742 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,368,000 | 1,743 |
| Net charge-offs | $280,000 | 4,387 |
| Cash dividends | $1,083,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,286,820 | 1,725 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,488,000 | 2,708 |
| Total interest expense | $2,103,000 | 2,849 |
| Net interest income | $6,385,000 | 2,601 |
| Provision for loan and lease losses | $245,000 | 4,614 |
| Total noninterest income | $1,000,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $426,000 | 2,461 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $574,000 | 2,547 |
| Total noninterest expense | $5,206,000 | 2,747 |
| Salaries and employee benefits | $2,270,000 | 3,112 |
| Premises and equipment expense | $462,000 | 3,711 |
| Additional noninterest expense | $2,474,000 | 2,086 |
| Pre-tax net operating income | $1,934,000 | 1,942 |
| Securities gains (losses) | $99,000 | 1,948 |
| Applicable income taxes | $335,000 | 2,042 |
| Income before extraordinary items | $1,698,000 | 1,945 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,698,000 | 1,946 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,698,000 | 1,947 |
| Net charge-offs | $177,000 | 4,347 |
| Cash dividends | $361,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,614,840 | 1,929 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,716,000 | 2,707 |
| Total interest expense | $1,450,000 | 2,865 |
| Net interest income | $4,266,000 | 2,597 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $684,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $272,000 | 2,552 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $412,000 | 2,380 |
| Total noninterest expense | $3,668,000 | 2,626 |
| Salaries and employee benefits | $1,355,000 | 3,418 |
| Premises and equipment expense | $362,000 | 3,274 |
| Additional noninterest expense | $1,951,000 | 1,801 |
| Pre-tax net operating income | $1,102,000 | 2,191 |
| Securities gains (losses) | $98,000 | 1,431 |
| Applicable income taxes | $175,000 | 2,260 |
| Income before extraordinary items | $1,025,000 | 2,074 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,025,000 | 2,074 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,025,000 | 2,076 |
| Net charge-offs | $148,000 | 3,846 |
| Cash dividends | $241,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $941,700 | 2,147 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 2,805 |
| Total interest expense | $769,000 | 2,850 |
| Net interest income | $2,043,000 | 2,729 |
| Provision for loan and lease losses | $113,000 | 3,814 |
| Total noninterest income | $334,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $136,000 | 2,530 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $198,000 | 2,418 |
| Total noninterest expense | $1,604,000 | 2,971 |
| Salaries and employee benefits | $677,000 | 3,477 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $764,000 | 2,222 |
| Pre-tax net operating income | $660,000 | 1,931 |
| Securities gains (losses) | $91,000 | 827 |
| Applicable income taxes | $206,000 | 1,398 |
| Income before extraordinary items | $545,000 | 1,984 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $545,000 | 1,982 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $545,000 | 1,984 |
| Net charge-offs | $66,000 | 3,486 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $478,570 | 2,130 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,727,000 | 2,822 |
| Total interest expense | $3,626,000 | 2,960 |
| Net interest income | $8,101,000 | 2,698 |
| Provision for loan and lease losses | $466,000 | 4,647 |
| Total noninterest income | $1,339,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $816,000 | 2,022 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $523,000 | 3,133 |
| Total noninterest expense | $6,521,000 | 2,972 |
| Salaries and employee benefits | $2,714,000 | 3,458 |
| Premises and equipment expense | $623,000 | 3,776 |
| Additional noninterest expense | $3,184,000 | 2,224 |
| Pre-tax net operating income | $2,453,000 | 1,603 |
| Securities gains (losses) | $91,000 | 2,223 |
| Applicable income taxes | $390,000 | 1,789 |
| Income before extraordinary items | $2,154,000 | 1,550 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,154,000 | 1,547 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,154,000 | 1,549 |
| Net charge-offs | $382,000 | 4,164 |
| Cash dividends | $1,083,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,076,650 | 1,557 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 2,895 |
| Total interest expense | $2,757,000 | 3,050 |
| Net interest income | $5,909,000 | 2,778 |
| Provision for loan and lease losses | $312,000 | 4,535 |
| Total noninterest income | $934,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $565,000 | 2,140 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $369,000 | 3,319 |
| Total noninterest expense | $4,671,000 | 3,092 |
| Salaries and employee benefits | $2,006,000 | 3,531 |
| Premises and equipment expense | $528,000 | 3,483 |
| Additional noninterest expense | $2,137,000 | 2,420 |
| Pre-tax net operating income | $1,860,000 | 1,737 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $290,000 | 1,951 |
| Income before extraordinary items | $1,583,000 | 1,693 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,583,000 | 1,692 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,583,000 | 1,693 |
| Net charge-offs | $273,000 | 3,855 |
| Cash dividends | $361,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,571,950 | 1,665 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 2,938 |
| Total interest expense | $1,858,000 | 3,147 |
| Net interest income | $3,881,000 | 2,799 |
| Provision for loan and lease losses | $165,000 | 4,608 |
| Total noninterest income | $598,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $379,000 | 2,111 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $219,000 | 3,514 |
| Total noninterest expense | $3,110,000 | 3,133 |
| Salaries and employee benefits | $1,330,000 | 3,594 |
| Premises and equipment expense | $331,000 | 3,660 |
| Additional noninterest expense | $1,449,000 | 2,411 |
| Pre-tax net operating income | $1,204,000 | 1,823 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $185,000 | 2,043 |
| Income before extraordinary items | $1,032,000 | 1,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,032,000 | 1,799 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,032,000 | 1,801 |
| Net charge-offs | $202,000 | 3,405 |
| Cash dividends | $241,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,020,950 | 1,764 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 2,976 |
| Total interest expense | $968,000 | 3,131 |
| Net interest income | $1,898,000 | 2,837 |
| Provision for loan and lease losses | $83,000 | 4,188 |
| Total noninterest income | $268,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $187,000 | 2,081 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $1,511,000 | 3,128 |
| Salaries and employee benefits | $651,000 | 3,687 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $740,000 | 2,121 |
| Pre-tax net operating income | $572,000 | 2,136 |
| Securities gains (losses) | $13,000 | 1,839 |
| Applicable income taxes | $105,000 | 2,130 |
| Income before extraordinary items | $480,000 | 2,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,211 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $480,000 | 2,212 |
| Net charge-offs | $116,000 | 2,707 |
| Cash dividends | $120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $469,340 | 2,123 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,963,000 | 3,055 |
| Total interest expense | $4,250,000 | 3,358 |
| Net interest income | $7,713,000 | 2,803 |
| Provision for loan and lease losses | $360,000 | 4,303 |
| Total noninterest income | $1,447,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $926,000 | 1,869 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $521,000 | 3,107 |
| Total noninterest expense | $6,015,000 | 3,064 |
| Salaries and employee benefits | $2,579,000 | 3,690 |
| Premises and equipment expense | $414,000 | 4,992 |
| Additional noninterest expense | $3,022,000 | 1,998 |
| Pre-tax net operating income | $2,785,000 | 1,922 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $520,000 | 1,813 |
| Income before extraordinary items | $2,266,000 | 1,765 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,266,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,617 |
| Cash dividends | $1,090,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,265,190 | 1,883 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,997,000 | 3,110 |
| Total interest expense | $3,225,000 | 3,439 |
| Net interest income | $5,772,000 | 2,825 |
| Provision for loan and lease losses | $270,000 | 3,724 |
| Total noninterest income | $1,143,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $707,000 | 1,861 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $436,000 | 3,042 |
| Total noninterest expense | $4,501,000 | 3,051 |
| Salaries and employee benefits | $1,958,000 | 3,679 |
| Premises and equipment expense | $325,000 | 4,883 |
| Additional noninterest expense | $2,218,000 | 1,962 |
| Pre-tax net operating income | $2,144,000 | 2,197 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $385,000 | 2,205 |
| Income before extraordinary items | $1,759,000 | 2,007 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,759,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,289 |
| Cash dividends | $364,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,759,000 | 2,105 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 3,162 |
| Total interest expense | $2,271,000 | 3,428 |
| Net interest income | $3,706,000 | 2,910 |
| Provision for loan and lease losses | $208,000 | 3,094 |
| Total noninterest income | $750,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $542,000 | 1,630 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $208,000 | 3,690 |
| Total noninterest expense | $2,889,000 | 3,169 |
| Salaries and employee benefits | $1,319,000 | 3,678 |
| Premises and equipment expense | $203,000 | 5,100 |
| Additional noninterest expense | $1,367,000 | 2,080 |
| Pre-tax net operating income | $1,359,000 | 2,379 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $220,000 | 2,568 |
| Income before extraordinary items | $1,139,000 | 2,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,139,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $242,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,139,000 | 2,266 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 3,252 |
| Total interest expense | $1,233,000 | 3,389 |
| Net interest income | $1,742,000 | 3,088 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $401,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $263,000 | 1,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $1,463,000 | 3,137 |
| Salaries and employee benefits | $645,000 | 3,768 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $703,000 | 2,001 |
| Pre-tax net operating income | $615,000 | 2,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $105,000 | 2,738 |
| Income before extraordinary items | $510,000 | 2,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $510,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $121,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $510,000 | 2,571 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,979,000 | 3,289 |
| Total interest expense | $5,005,000 | 3,473 |
| Net interest income | $6,974,000 | 3,120 |
| Provision for loan and lease losses | $148,000 | 4,369 |
| Total noninterest income | $1,404,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $845,000 | 2,043 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $559,000 | 3,131 |
| Total noninterest expense | $5,782,000 | 3,069 |
| Salaries and employee benefits | $2,525,000 | 3,689 |
| Premises and equipment expense | $411,000 | 4,944 |
| Additional noninterest expense | $2,846,000 | 1,932 |
| Pre-tax net operating income | $2,448,000 | 2,872 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $480,000 | 2,793 |
| Income before extraordinary items | $1,981,000 | 2,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,981,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,441 |
| Cash dividends | $1,458,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,970,600 | 2,837 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 3,317 |
| Total interest expense | $3,732,000 | 3,477 |
| Net interest income | $5,159,000 | 3,153 |
| Provision for loan and lease losses | $112,000 | 3,950 |
| Total noninterest income | $1,030,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $702,000 | 1,853 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,575 |
| Total noninterest expense | $4,259,000 | 3,073 |
| Salaries and employee benefits | $1,895,000 | 3,679 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $2,060,000 | 1,956 |
| Pre-tax net operating income | $1,818,000 | 3,039 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $380,000 | 2,867 |
| Income before extraordinary items | $1,438,000 | 3,063 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,438,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,269 |
| Cash dividends | $371,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,438,000 | 3,043 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 3,304 |
| Total interest expense | $2,483,000 | 3,475 |
| Net interest income | $3,488,000 | 3,133 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $503,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $337,000 | 2,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $166,000 | 4,131 |
| Total noninterest expense | $2,837,000 | 3,100 |
| Salaries and employee benefits | $1,243,000 | 3,766 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $1,454,000 | 1,861 |
| Pre-tax net operating income | $1,082,000 | 3,355 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $248,000 | 2,974 |
| Income before extraordinary items | $834,000 | 3,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $834,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $248,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $834,000 | 3,407 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 3,314 |
| Total interest expense | $1,250,000 | 3,434 |
| Net interest income | $1,717,000 | 3,165 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $302,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $212,000 | 1,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $1,445,000 | 3,082 |
| Salaries and employee benefits | $625,000 | 3,774 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $731,000 | 1,829 |
| Pre-tax net operating income | $538,000 | 3,356 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $118,000 | 3,050 |
| Income before extraordinary items | $420,000 | 3,376 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $420,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,813 |
| Cash dividends | $124,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $420,000 | 3,354 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,247,000 | 3,260 |
| Total interest expense | $4,234,000 | 3,453 |
| Net interest income | $7,013,000 | 3,100 |
| Provision for loan and lease losses | $138,000 | 4,185 |
| Total noninterest income | $1,098,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $460,000 | 3,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $638,000 | 2,908 |
| Total noninterest expense | $5,353,000 | 3,159 |
| Salaries and employee benefits | $2,333,000 | 3,813 |
| Premises and equipment expense | $384,000 | 5,061 |
| Additional noninterest expense | $2,636,000 | 2,012 |
| Pre-tax net operating income | $2,620,000 | 3,025 |
| Securities gains (losses) | $-49,000 | 7,937 |
| Applicable income taxes | $480,000 | 3,213 |
| Income before extraordinary items | $2,091,000 | 3,002 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,091,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,871 |
| Cash dividends | $1,116,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $-61,000 | 8,592 |
| Net operating income | $2,130,690 | 2,960 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,292,000 | 3,278 |
| Total interest expense | $2,989,000 | 3,524 |
| Net interest income | $5,303,000 | 3,107 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $757,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $336,000 | 3,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $421,000 | 3,132 |
| Total noninterest expense | $4,008,000 | 3,167 |
| Salaries and employee benefits | $1,732,000 | 3,835 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $1,984,000 | 1,966 |
| Pre-tax net operating income | $1,944,000 | 3,182 |
| Securities gains (losses) | $-49,000 | 8,176 |
| Applicable income taxes | $403,000 | 3,166 |
| Income before extraordinary items | $1,492,000 | 3,221 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,492,000 | 3,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,034 |
| Cash dividends | $372,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $-61,000 | 8,677 |
| Net operating income | $1,530,710 | 3,152 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 3,264 |
| Total interest expense | $1,860,000 | 3,587 |
| Net interest income | $3,632,000 | 3,045 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $532,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $224,000 | 3,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $308,000 | 2,969 |
| Total noninterest expense | $2,868,000 | 2,997 |
| Salaries and employee benefits | $1,304,000 | 3,518 |
| Premises and equipment expense | $202,000 | 4,898 |
| Additional noninterest expense | $1,362,000 | 1,921 |
| Pre-tax net operating income | $1,224,000 | 3,315 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $285,000 | 3,112 |
| Income before extraordinary items | $939,000 | 3,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $939,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,792 |
| Cash dividends | $248,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $-61,000 | 8,722 |
| Net operating income | $939,000 | 3,345 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 3,240 |
| Total interest expense | $884,000 | 3,585 |
| Net interest income | $1,819,000 | 3,025 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $241,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $110,000 | 3,276 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,225 |
| Total noninterest expense | $1,376,000 | 3,103 |
| Salaries and employee benefits | $657,000 | 3,510 |
| Premises and equipment expense | $108,000 | 4,716 |
| Additional noninterest expense | $611,000 | 2,122 |
| Pre-tax net operating income | $648,000 | 3,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $145,000 | 3,084 |
| Income before extraordinary items | $503,000 | 3,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $503,000 | 3,122 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,670,000 | 2,979 |
| Total interest expense | $3,073,000 | 3,264 |
| Net interest income | $7,597,000 | 2,829 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $1,063,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $870,000 | 1,966 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $193,000 | 5,236 |
| Total noninterest expense | $5,655,000 | 2,902 |
| Salaries and employee benefits | $2,668,000 | 3,297 |
| Premises and equipment expense | $613,000 | 3,593 |
| Additional noninterest expense | $2,374,000 | 2,117 |
| Pre-tax net operating income | $2,855,000 | 2,872 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $475,000 | 3,451 |
| Income before extraordinary items | $2,385,000 | 2,694 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,385,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,196 |
| Cash dividends | $1,080,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,380,850 | 2,663 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 3,000 |
| Total interest expense | $2,205,000 | 3,241 |
| Net interest income | $5,585,000 | 2,861 |
| Provision for loan and lease losses | $113,000 | 3,996 |
| Total noninterest income | $993,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $848,000 | 1,527 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 5,246 |
| Total noninterest expense | $4,292,000 | 2,839 |
| Salaries and employee benefits | $2,005,000 | 3,268 |
| Premises and equipment expense | $507,000 | 3,322 |
| Additional noninterest expense | $1,780,000 | 2,092 |
| Pre-tax net operating income | $2,173,000 | 2,868 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $409,000 | 3,284 |
| Income before extraordinary items | $1,764,000 | 2,737 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,764,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,142 |
| Cash dividends | $343,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,764,000 | 2,706 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 2,938 |
| Total interest expense | $1,399,000 | 3,225 |
| Net interest income | $3,790,000 | 2,783 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $539,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $424,000 | 1,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $115,000 | 4,902 |
| Total noninterest expense | $2,776,000 | 2,909 |
| Salaries and employee benefits | $1,327,000 | 3,266 |
| Premises and equipment expense | $221,000 | 4,481 |
| Additional noninterest expense | $1,228,000 | 1,998 |
| Pre-tax net operating income | $1,478,000 | 2,793 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $295,000 | 3,133 |
| Income before extraordinary items | $1,183,000 | 2,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,183,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,464 |
| Cash dividends | $229,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,183,000 | 2,641 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 2,944 |
| Total interest expense | $669,000 | 3,233 |
| Net interest income | $1,882,000 | 2,794 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $233,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $185,000 | 2,151 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,277 |
| Total noninterest expense | $1,364,000 | 2,957 |
| Salaries and employee benefits | $664,000 | 3,263 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $590,000 | 2,078 |
| Pre-tax net operating income | $713,000 | 2,811 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $543,000 | 2,845 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $543,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $115,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $543,000 | 2,792 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,991,000 | 2,829 |
| Total interest expense | $2,555,000 | 2,998 |
| Net interest income | $7,436,000 | 2,722 |
| Provision for loan and lease losses | $138,000 | 4,402 |
| Total noninterest income | $1,162,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $805,000 | 2,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $357,000 | 3,929 |
| Total noninterest expense | $5,166,000 | 3,020 |
| Salaries and employee benefits | $2,305,000 | 3,561 |
| Premises and equipment expense | $480,000 | 4,221 |
| Additional noninterest expense | $2,381,000 | 2,055 |
| Pre-tax net operating income | $3,294,000 | 2,392 |
| Securities gains (losses) | $80,000 | 1,394 |
| Applicable income taxes | $850,000 | 2,425 |
| Income before extraordinary items | $2,524,000 | 2,412 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,524,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,108 |
| Cash dividends | $1,083,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,464,000 | 2,400 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 2,787 |
| Total interest expense | $1,910,000 | 2,956 |
| Net interest income | $5,604,000 | 2,678 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $871,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $571,000 | 2,251 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $300,000 | 3,725 |
| Total noninterest expense | $3,868,000 | 2,989 |
| Salaries and employee benefits | $1,632,000 | 3,713 |
| Premises and equipment expense | $376,000 | 4,058 |
| Additional noninterest expense | $1,860,000 | 1,933 |
| Pre-tax net operating income | $2,507,000 | 2,385 |
| Securities gains (losses) | $85,000 | 1,292 |
| Applicable income taxes | $665,000 | 2,401 |
| Income before extraordinary items | $1,927,000 | 2,398 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,927,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,470 |
| Cash dividends | $343,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,864,100 | 2,410 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 2,826 |
| Total interest expense | $1,267,000 | 2,961 |
| Net interest income | $3,653,000 | 2,717 |
| Provision for loan and lease losses | $63,000 | 4,225 |
| Total noninterest income | $603,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $424,000 | 2,038 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 3,982 |
| Total noninterest expense | $2,642,000 | 2,942 |
| Salaries and employee benefits | $1,187,000 | 3,482 |
| Premises and equipment expense | $272,000 | 3,821 |
| Additional noninterest expense | $1,183,000 | 2,032 |
| Pre-tax net operating income | $1,551,000 | 2,514 |
| Securities gains (losses) | $77,000 | 1,189 |
| Applicable income taxes | $395,000 | 2,591 |
| Income before extraordinary items | $1,233,000 | 2,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,233,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,075 |
| Cash dividends | $229,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,174,480 | 2,507 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 2,852 |
| Total interest expense | $628,000 | 3,011 |
| Net interest income | $1,822,000 | 2,719 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $297,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 2,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $1,241,000 | 3,115 |
| Salaries and employee benefits | $550,000 | 3,721 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $569,000 | 2,077 |
| Pre-tax net operating income | $840,000 | 2,328 |
| Securities gains (losses) | $75,000 | 956 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $705,000 | 2,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $705,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $115,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $647,250 | 2,241 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,335,000 | 2,741 |
| Total interest expense | $2,967,000 | 2,904 |
| Net interest income | $7,368,000 | 2,623 |
| Provision for loan and lease losses | $158,000 | 4,497 |
| Total noninterest income | $1,055,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $757,000 | 2,217 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $298,000 | 4,523 |
| Total noninterest expense | $4,852,000 | 3,128 |
| Salaries and employee benefits | $2,190,000 | 3,631 |
| Premises and equipment expense | $471,000 | 4,243 |
| Additional noninterest expense | $2,191,000 | 2,205 |
| Pre-tax net operating income | $3,413,000 | 2,255 |
| Securities gains (losses) | $291,000 | 1,069 |
| Applicable income taxes | $990,000 | 2,187 |
| Income before extraordinary items | $2,714,000 | 2,227 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,714,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,873 |
| Cash dividends | $1,178,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,501,570 | 2,265 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 2,743 |
| Total interest expense | $2,258,000 | 2,946 |
| Net interest income | $5,576,000 | 2,614 |
| Provision for loan and lease losses | $128,000 | 4,251 |
| Total noninterest income | $827,000 | 3,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $615,000 | 2,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,677 |
| Total noninterest expense | $3,568,000 | 3,176 |
| Salaries and employee benefits | $1,611,000 | 3,679 |
| Premises and equipment expense | $335,000 | 4,389 |
| Additional noninterest expense | $1,622,000 | 2,214 |
| Pre-tax net operating income | $2,707,000 | 2,220 |
| Securities gains (losses) | $94,000 | 1,810 |
| Applicable income taxes | $815,000 | 2,183 |
| Income before extraordinary items | $1,986,000 | 2,355 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,986,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $351,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,919,260 | 2,302 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 2,747 |
| Total interest expense | $1,514,000 | 3,017 |
| Net interest income | $3,758,000 | 2,580 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $522,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $380,000 | 2,182 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $142,000 | 4,662 |
| Total noninterest expense | $2,395,000 | 3,169 |
| Salaries and employee benefits | $1,082,000 | 3,662 |
| Premises and equipment expense | $222,000 | 4,415 |
| Additional noninterest expense | $1,091,000 | 2,184 |
| Pre-tax net operating income | $1,802,000 | 2,237 |
| Securities gains (losses) | $54,000 | 1,961 |
| Applicable income taxes | $530,000 | 2,238 |
| Income before extraordinary items | $1,326,000 | 2,344 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,326,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $230,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,287,660 | 2,283 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 2,752 |
| Total interest expense | $751,000 | 3,120 |
| Net interest income | $1,900,000 | 2,558 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $235,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $165,000 | 2,397 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $1,172,000 | 3,224 |
| Salaries and employee benefits | $515,000 | 3,819 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $541,000 | 2,174 |
| Pre-tax net operating income | $915,000 | 2,211 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $260,000 | 2,269 |
| Income before extraordinary items | $664,000 | 2,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $664,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $657,520 | 2,202 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,936,000 | 2,782 |
| Total interest expense | $3,583,000 | 3,026 |
| Net interest income | $7,353,000 | 2,597 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $1,034,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $720,000 | 2,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 4,159 |
| Total noninterest expense | $4,661,000 | 3,115 |
| Salaries and employee benefits | $2,151,000 | 3,520 |
| Premises and equipment expense | $290,000 | 5,685 |
| Additional noninterest expense | $2,220,000 | 2,084 |
| Pre-tax net operating income | $3,516,000 | 2,200 |
| Securities gains (losses) | $211,000 | 1,122 |
| Applicable income taxes | $1,060,000 | 2,120 |
| Income before extraordinary items | $2,667,000 | 2,236 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,667,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $1,098,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,515,080 | 2,260 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,960,000 | 2,840 |
| Total interest expense | $4,921,000 | 3,192 |
| Net interest income | $7,039,000 | 2,541 |
| Provision for loan and lease losses | $260,000 | 3,515 |
| Total noninterest income | $1,091,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $867,000 | 1,755 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $224,000 | 4,704 |
| Total noninterest expense | $4,423,000 | 3,125 |
| Salaries and employee benefits | $2,061,000 | 3,515 |
| Premises and equipment expense | $454,000 | 4,209 |
| Additional noninterest expense | $1,908,000 | 2,340 |
| Pre-tax net operating income | $3,447,000 | 2,001 |
| Securities gains (losses) | $222,000 | 1,111 |
| Applicable income taxes | $967,000 | 2,123 |
| Income before extraordinary items | $2,702,000 | 1,944 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,702,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,258 |
| Cash dividends | $5,695,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,537,720 | 1,980 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,831,000 | 2,933 |
| Total interest expense | $5,037,000 | 3,295 |
| Net interest income | $6,794,000 | 2,616 |
| Provision for loan and lease losses | $270,000 | 3,077 |
| Total noninterest income | $1,009,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $756,000 | 1,845 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $253,000 | 4,276 |
| Total noninterest expense | $3,873,000 | 3,420 |
| Salaries and employee benefits | $1,800,000 | 3,777 |
| Premises and equipment expense | $490,000 | 3,849 |
| Additional noninterest expense | $1,583,000 | 2,675 |
| Pre-tax net operating income | $3,660,000 | 1,993 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $1,029,000 | 2,074 |
| Income before extraordinary items | $2,640,000 | 1,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,640,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $1,100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,633,520 | 1,992 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,216,000 | 2,877 |
| Total interest expense | $4,470,000 | 3,257 |
| Net interest income | $6,746,000 | 2,596 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $990,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $860,000 | 1,534 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $3,744,000 | 3,517 |
| Salaries and employee benefits | $1,716,000 | 3,893 |
| Premises and equipment expense | $433,000 | 4,251 |
| Additional noninterest expense | $1,595,000 | 2,714 |
| Pre-tax net operating income | $3,722,000 | 1,978 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $1,065,000 | 2,116 |
| Income before extraordinary items | $2,654,000 | 1,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,654,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,985 |
| Cash dividends | $770,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,656,130 | 1,961 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,413,000 | 2,827 |
| Total interest expense | $4,890,000 | 3,063 |
| Net interest income | $6,523,000 | 2,617 |
| Provision for loan and lease losses | $280,000 | 2,772 |
| Total noninterest income | $764,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $642,000 | 2,001 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $3,485,000 | 3,628 |
| Salaries and employee benefits | $1,662,000 | 3,915 |
| Premises and equipment expense | $396,000 | 4,453 |
| Additional noninterest expense | $1,427,000 | 2,899 |
| Pre-tax net operating income | $3,522,000 | 2,057 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $961,000 | 2,374 |
| Income before extraordinary items | $2,568,000 | 2,037 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,568,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,434 |
| Cash dividends | $660,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,562,890 | 1,961 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,144,000 | 2,924 |
| Total interest expense | $4,856,000 | 3,063 |
| Net interest income | $6,288,000 | 2,776 |
| Provision for loan and lease losses | $260,000 | 2,876 |
| Total noninterest income | $725,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $633,000 | 2,075 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $3,319,000 | 3,779 |
| Salaries and employee benefits | $1,546,000 | 4,150 |
| Premises and equipment expense | $403,000 | 4,432 |
| Additional noninterest expense | $1,370,000 | 2,969 |
| Pre-tax net operating income | $3,434,000 | 2,189 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $1,019,000 | 2,397 |
| Income before extraordinary items | $2,412,000 | 2,181 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,412,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,414,100 | 2,124 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,589,000 | 3,099 |
| Total interest expense | $4,673,000 | 3,197 |
| Net interest income | $5,916,000 | 2,999 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $735,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $591,000 | 2,297 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $3,076,000 | 4,229 |
| Salaries and employee benefits | $1,417,000 | 4,545 |
| Premises and equipment expense | $390,000 | 4,633 |
| Additional noninterest expense | $1,269,000 | 3,609 |
| Pre-tax net operating income | $3,335,000 | 2,150 |
| Securities gains (losses) | $-41,000 | 10,965 |
| Applicable income taxes | $1,056,000 | 2,233 |
| Income before extraordinary items | $2,238,000 | 2,208 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,238,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,068 |
| Cash dividends | $495,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,265,880 | 2,128 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 3,399 |
| Total interest expense | $4,398,000 | 3,378 |
| Net interest income | $5,224,000 | 3,389 |
| Provision for loan and lease losses | $188,000 | 3,145 |
| Total noninterest income | $709,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $492,000 | 2,761 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $2,945,000 | 4,362 |
| Salaries and employee benefits | $1,262,000 | 4,989 |
| Premises and equipment expense | $327,000 | 5,286 |
| Additional noninterest expense | $1,356,000 | 3,362 |
| Pre-tax net operating income | $2,800,000 | 2,577 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $821,000 | 2,820 |
| Income before extraordinary items | $1,961,000 | 2,556 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,961,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,053 |
| Cash dividends | $303,000 | 4,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,973,600 | 2,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 3,607 |
| Total interest expense | $3,592,000 | 3,374 |
| Net interest income | $4,725,000 | 3,749 |
| Provision for loan and lease losses | $173,000 | 3,331 |
| Total noninterest income | $691,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $485,000 | 2,843 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $206,000 | 5,168 |
| Total noninterest expense | $2,830,000 | 4,639 |
| Salaries and employee benefits | $1,127,000 | 5,538 |
| Premises and equipment expense | $311,000 | 5,548 |
| Additional noninterest expense | $1,392,000 | 3,553 |
| Pre-tax net operating income | $2,413,000 | 2,920 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $704,000 | 3,078 |
| Income before extraordinary items | $1,709,000 | 2,836 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,709,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $281,000 | 4,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,709,000 | 2,847 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 3,733 |
| Total interest expense | $3,715,000 | 3,394 |
| Net interest income | $4,471,000 | 3,968 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $612,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $456,000 | 3,047 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $2,571,000 | 5,146 |
| Salaries and employee benefits | $1,064,000 | 5,814 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $1,230,000 | 4,107 |
| Pre-tax net operating income | $2,347,000 | 2,871 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $845,000 | 2,643 |
| Income before extraordinary items | $1,502,000 | 3,247 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $1,577,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,128 |
| Cash dividends | $264,000 | 4,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,502,000 | 3,073 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 4,173 |
| Total interest expense | $4,157,000 | 3,936 |
| Net interest income | $4,118,000 | 4,329 |
| Provision for loan and lease losses | $174,000 | 5,685 |
| Total noninterest income | $545,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $2,436,000 | 5,421 |
| Salaries and employee benefits | $1,016,000 | 5,942 |
| Premises and equipment expense | $215,000 | 7,514 |
| Additional noninterest expense | $1,205,000 | 4,323 |
| Pre-tax net operating income | $2,053,000 | 3,027 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $519,000 | 3,875 |
| Income before extraordinary items | $1,534,000 | 3,018 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,534,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $220,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,534,000 | 2,790 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.