Home > The Savannah Bank > Assets and Liabilities
The Savannah Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 98 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $671,528,000 | 997 |
| Cash and due from depository institutions | $79,232,000 | 1,533 |
| Interest-bearing balances | $70,165,000 | 552 |
| Securities | $60,318,000 | 2,301 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 2,610 |
| Net loans & leases | $503,183,000 | 822 |
| Loan loss allowance | $12,652,000 | 599 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $8,488,000 | 1,392 |
| Other real estate owned | $5,879,000 | 1,533 |
| Goodwill and other intangibles | $220,000 | 2,356 |
| All other assets | $13,538,000 | 1,418 |
| Life insurance assets | $4,625,000 | 1,509 |
| Total liabilities and capital | $671,528,000 | 997 |
| Total liabilities | $614,380,000 | 964 |
| Total deposits | $586,306,000 | 936 |
| Interest-bearing deposits | $563,615,000 | 794 |
| Deposits held in domestic offices | $586,306,000 | 934 |
| % insured | 81.26% | 5,872 |
| Federal funds purchased & repurchase agreements | $14,206,000 | 720 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $10,149,000 | 1,744 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,719,000 | 1,377 |
| Total equity capital | $57,148,000 | 1,291 |
| Total bank equity capital | $57,148,000 | 1,290 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,362 |
| Surplus | $24,907,000 | 1,279 |
| Undivided profits | $29,741,000 | 1,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $19,288,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,071,000 | 1,374 |
| Earning assets | $634,336,000 | 964 |
| Long-term assets (5+ years) | $93,779,000 | 1,992 |
| Average Assets, year-to-date | $705,302,750 | 940 |
| Average Assets, quarterly | $687,579,500 | 970 |
| Volatile liabilities | $49,255,000 | 947 |
| Insider loans | $33,258,000 | 119 |
| FHLB advances | $10,149,000 | 1,663 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $54,392,000 | 1,255 |
| Tier 1 (core) risk-based capital | $55,715,000 | 1,223 |
| Tier 2 risk-based capital | $6,041,000 | 878 |
| Total risk weighted assets | $476,655,000 | 920 |
| Total unused commitments | $54,392,000 | 1,255 |
| Derivatives | $2,305,000 | 1,052 |
| 2012-06-30 | Rank | |
| # of Employees: | 98 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $703,631,000 | 947 |
| Cash and due from depository institutions | $68,847,000 | 1,529 |
| Interest-bearing balances | $57,462,000 | 702 |
| Securities | $66,398,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 3,017 |
| Net loans & leases | $530,296,000 | 776 |
| Loan loss allowance | $13,613,000 | 581 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $8,608,000 | 1,377 |
| Other real estate owned | $8,835,000 | 1,529 |
| Goodwill and other intangibles | $240,000 | 2,298 |
| All other assets | $20,067,000 | 1,041 |
| Life insurance assets | $4,589,000 | 1,501 |
| Total liabilities and capital | $703,631,000 | 947 |
| Total liabilities | $637,264,000 | 938 |
| Total deposits | $609,224,000 | 899 |
| Interest-bearing deposits | $581,351,000 | 774 |
| Deposits held in domestic offices | $609,224,000 | 896 |
| % insured | 83.01% | 5,667 |
| Federal funds purchased & repurchase agreements | $15,405,000 | 686 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,150,000 | 1,785 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,485,000 | 1,758 |
| Total equity capital | $66,367,000 | 1,085 |
| Total bank equity capital | $66,367,000 | 1,083 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,500,000 | 1,388 |
| Surplus | $24,907,000 | 1,276 |
| Undivided profits | $38,960,000 | 953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $18,421,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,127,000 | 1,240 |
| Earning assets | $654,496,000 | 930 |
| Long-term assets (5+ years) | $87,321,000 | 2,079 |
| Average Assets, year-to-date | $716,561,000 | 930 |
| Average Assets, quarterly | $709,701,500 | 941 |
| Volatile liabilities | $50,005,000 | 927 |
| Insider loans | $33,759,000 | 117 |
| FHLB advances | $10,150,000 | 1,709 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $54,495,000 | 1,226 |
| Tier 1 (core) risk-based capital | $62,520,000 | 1,073 |
| Tier 2 risk-based capital | $6,445,000 | 823 |
| Total risk weighted assets | $508,445,000 | 859 |
| Total unused commitments | $54,495,000 | 1,226 |
| Derivatives | $2,338,000 | 1,008 |
| 2012-03-31 | Rank | |
| # of Employees: | 98 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $715,772,000 | 938 |
| Cash and due from depository institutions | $66,959,000 | 1,512 |
| Interest-bearing balances | $56,327,000 | 802 |
| Securities | $66,823,000 | 2,110 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 3,430 |
| Net loans & leases | $543,537,000 | 752 |
| Loan loss allowance | $13,308,000 | 593 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,722,000 | 1,362 |
| Other real estate owned | $8,901,000 | 1,512 |
| Goodwill and other intangibles | $260,000 | 2,266 |
| All other assets | $20,410,000 | 1,019 |
| Life insurance assets | $4,553,000 | 1,486 |
| Total liabilities and capital | $715,772,000 | 938 |
| Total liabilities | $649,958,000 | 923 |
| Total deposits | $618,052,000 | 890 |
| Interest-bearing deposits | $592,595,000 | 762 |
| Deposits held in domestic offices | $618,052,000 | 887 |
| % insured | 81.98% | 5,873 |
| Federal funds purchased & repurchase agreements | $15,997,000 | 667 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $13,652,000 | 1,531 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,257,000 | 1,877 |
| Total equity capital | $65,814,000 | 1,076 |
| Total bank equity capital | $65,814,000 | 1,074 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,500,000 | 1,408 |
| Surplus | $24,907,000 | 1,280 |
| Undivided profits | $38,407,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $22,044,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,010,000 | 1,325 |
| Earning assets | $666,847,000 | 924 |
| Long-term assets (5+ years) | $100,863,000 | 1,826 |
| Average Assets, year-to-date | $723,026,000 | 925 |
| Average Assets, quarterly | $723,026,000 | 925 |
| Volatile liabilities | $54,892,000 | 877 |
| Insider loans | $37,297,000 | 111 |
| FHLB advances | $13,652,000 | 1,464 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $57,747,000 | 1,166 |
| Tier 1 (core) risk-based capital | $61,959,000 | 1,066 |
| Tier 2 risk-based capital | $6,636,000 | 794 |
| Total risk weighted assets | $524,223,000 | 819 |
| Total unused commitments | $57,747,000 | 1,166 |
| Derivatives | $2,372,000 | 963 |
| 2011-12-31 | Rank | |
| # of Employees: | 97 | 1,542 |
| Assets and Liabilities | ||
| Total Assets: | $730,280,000 | 915 |
| Cash and due from depository institutions | $69,681,000 | 1,542 |
| Interest-bearing balances | $59,545,000 | 650 |
| Securities | $65,329,000 | 2,104 |
| Federal funds sold & reverse repurchase agreements | $535,000 | 2,905 |
| Net loans & leases | $554,779,000 | 745 |
| Loan loss allowance | $14,121,000 | 566 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $8,760,000 | 1,354 |
| Other real estate owned | $10,025,000 | 1,542 |
| Goodwill and other intangibles | $280,000 | 2,219 |
| All other assets | $20,891,000 | 1,018 |
| Life insurance assets | $4,518,000 | 1,464 |
| Total liabilities and capital | $730,280,000 | 915 |
| Total liabilities | $664,294,000 | 898 |
| Total deposits | $632,919,000 | 851 |
| Interest-bearing deposits | $610,477,000 | 736 |
| Deposits held in domestic offices | $632,919,000 | 848 |
| % insured | 80.12% | 6,224 |
| Federal funds purchased & repurchase agreements | $14,384,000 | 744 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $13,653,000 | 1,639 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,338,000 | 1,409 |
| Total equity capital | $65,986,000 | 1,075 |
| Total bank equity capital | $65,986,000 | 1,073 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,500,000 | 1,418 |
| Surplus | $24,907,000 | 1,284 |
| Undivided profits | $38,579,000 | 923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $23,094,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,332,000 | 1,190 |
| Earning assets | $680,188,000 | 893 |
| Long-term assets (5+ years) | $103,772,000 | 1,494 |
| Average Assets, year-to-date | $749,892,400 | 879 |
| Average Assets, quarterly | $729,470,000 | 915 |
| Volatile liabilities | $52,675,000 | 983 |
| Insider loans | $39,345,000 | 97 |
| FHLB advances | $13,653,000 | 1,560 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $58,930,000 | 1,112 |
| Tier 1 (core) risk-based capital | $62,451,000 | 1,043 |
| Tier 2 risk-based capital | $6,740,000 | 787 |
| Total risk weighted assets | $531,794,000 | 814 |
| Total unused commitments | $58,930,000 | 1,112 |
| Derivatives | $2,405,000 | 842 |
| 2011-09-30 | Rank | |
| # of Employees: | 98 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $728,660,000 | 923 |
| Cash and due from depository institutions | $46,809,000 | 1,527 |
| Interest-bearing balances | $35,357,000 | 1,176 |
| Securities | $70,130,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $345,000 | 3,272 |
| Net loans & leases | $575,649,000 | 728 |
| Loan loss allowance | $13,613,000 | 610 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,909,000 | 1,318 |
| Other real estate owned | $6,326,000 | 1,527 |
| Goodwill and other intangibles | $300,000 | 2,205 |
| All other assets | $20,192,000 | 1,059 |
| Life insurance assets | $4,483,000 | 1,447 |
| Total liabilities and capital | $728,660,000 | 923 |
| Total liabilities | $661,806,000 | 903 |
| Total deposits | $630,548,000 | 861 |
| Interest-bearing deposits | $610,848,000 | 733 |
| Deposits held in domestic offices | $630,548,000 | 858 |
| % insured | 81.76% | 6,076 |
| Federal funds purchased & repurchase agreements | $16,029,000 | 709 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $13,654,000 | 1,673 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,575,000 | 2,508 |
| Total equity capital | $66,854,000 | 1,060 |
| Total bank equity capital | $66,854,000 | 1,058 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,500,000 | 1,446 |
| Surplus | $24,907,000 | 1,297 |
| Undivided profits | $39,447,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $28,514,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,190,000 | 1,331 |
| Earning assets | $681,481,000 | 898 |
| Long-term assets (5+ years) | $107,858,000 | 1,382 |
| Average Assets, year-to-date | $754,795,500 | 876 |
| Average Assets, quarterly | $732,748,000 | 914 |
| Volatile liabilities | $56,468,000 | 939 |
| Insider loans | $38,567,000 | 107 |
| FHLB advances | $13,654,000 | 1,579 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $60,295,000 | 1,098 |
| Tier 1 (core) risk-based capital | $64,790,000 | 1,005 |
| Tier 2 risk-based capital | $6,980,000 | 760 |
| Total risk weighted assets | $551,795,000 | 791 |
| Total unused commitments | $60,295,000 | 1,100 |
| Derivatives | $2,439,000 | 914 |
| 2011-06-30 | Rank | |
| # of Employees: | 96 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $736,836,000 | 909 |
| Cash and due from depository institutions | $32,224,000 | 1,570 |
| Interest-bearing balances | $22,955,000 | 1,545 |
| Securities | $85,246,000 | 1,622 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 3,574 |
| Net loans & leases | $583,549,000 | 715 |
| Loan loss allowance | $13,857,000 | 623 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,012,000 | 1,304 |
| Other real estate owned | $6,508,000 | 1,570 |
| Goodwill and other intangibles | $320,000 | 2,184 |
| All other assets | $19,777,000 | 1,085 |
| Life insurance assets | $4,447,000 | 1,444 |
| Total liabilities and capital | $736,836,000 | 909 |
| Total liabilities | $670,248,000 | 887 |
| Total deposits | $639,983,000 | 845 |
| Interest-bearing deposits | $617,838,000 | 733 |
| Deposits held in domestic offices | $639,983,000 | 842 |
| % insured | 82.93% | 5,932 |
| Federal funds purchased & repurchase agreements | $12,575,000 | 814 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $16,656,000 | 1,533 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,034,000 | 3,139 |
| Total equity capital | $66,588,000 | 1,040 |
| Total bank equity capital | $66,588,000 | 1,037 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,468 |
| Surplus | $24,907,000 | 1,283 |
| Undivided profits | $39,181,000 | 877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $24,813,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,238,000 | 1,261 |
| Earning assets | $691,950,000 | 882 |
| Long-term assets (5+ years) | $122,050,000 | 1,236 |
| Average Assets, year-to-date | $763,507,330 | 880 |
| Average Assets, quarterly | $750,877,000 | 890 |
| Volatile liabilities | $45,609,000 | 1,166 |
| Insider loans | $39,650,000 | 99 |
| FHLB advances | $16,656,000 | 1,449 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $66,428,000 | 1,008 |
| Tier 1 (core) risk-based capital | $65,173,000 | 989 |
| Tier 2 risk-based capital | $7,075,000 | 770 |
| Total risk weighted assets | $559,191,000 | 793 |
| Total unused commitments | $66,428,000 | 1,011 |
| Derivatives | $2,472,000 | 776 |
| 2011-03-31 | Rank | |
| # of Employees: | 94 | 1,605 |
| Assets and Liabilities | ||
| Total Assets: | $764,918,000 | 875 |
| Cash and due from depository institutions | $36,655,000 | 1,605 |
| Interest-bearing balances | $25,431,000 | 1,513 |
| Securities | $98,900,000 | 1,414 |
| Federal funds sold & reverse repurchase agreements | $155,000 | 4,010 |
| Net loans & leases | $591,283,000 | 711 |
| Loan loss allowance | $14,741,000 | 580 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,151,000 | 1,293 |
| Other real estate owned | $7,821,000 | 1,605 |
| Goodwill and other intangibles | $340,000 | 2,147 |
| All other assets | $20,613,000 | 1,069 |
| Life insurance assets | $4,413,000 | 1,444 |
| Total liabilities and capital | $764,918,000 | 875 |
| Total liabilities | $699,633,000 | 861 |
| Total deposits | $670,826,000 | 807 |
| Interest-bearing deposits | $650,148,000 | 707 |
| Deposits held in domestic offices | $670,826,000 | 805 |
| % insured | 82.99% | 5,990 |
| Federal funds purchased & repurchase agreements | $14,583,000 | 757 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,657,000 | 1,831 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,567,000 | 2,365 |
| Total equity capital | $65,285,000 | 1,040 |
| Total bank equity capital | $65,285,000 | 1,038 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,490 |
| Surplus | $24,907,000 | 1,292 |
| Undivided profits | $37,878,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $21,102,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,298,000 | 1,231 |
| Earning assets | $715,769,000 | 854 |
| Long-term assets (5+ years) | $104,692,000 | 1,389 |
| Average Assets, year-to-date | $776,843,000 | 866 |
| Average Assets, quarterly | $776,843,000 | 866 |
| Volatile liabilities | $41,866,000 | 1,282 |
| Insider loans | $37,857,000 | 110 |
| FHLB advances | $12,657,000 | 1,742 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $61,749,000 | 1,086 |
| Tier 1 (core) risk-based capital | $64,463,000 | 988 |
| Tier 2 risk-based capital | $7,212,000 | 766 |
| Total risk weighted assets | $569,442,000 | 787 |
| Total unused commitments | $61,749,000 | 1,087 |
| Derivatives | $2,506,000 | 746 |
| 2010-12-31 | Rank | |
| # of Employees: | 96 | 1,586 |
| Assets and Liabilities | ||
| Total Assets: | $788,768,000 | 862 |
| Cash and due from depository institutions | $40,240,000 | 1,586 |
| Interest-bearing balances | $31,117,000 | 1,145 |
| Securities | $113,517,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 3,973 |
| Net loans & leases | $596,724,000 | 723 |
| Loan loss allowance | $13,458,000 | 636 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,277,000 | 1,286 |
| Other real estate owned | $7,009,000 | 1,586 |
| Goodwill and other intangibles | $360,000 | 2,120 |
| All other assets | $21,531,000 | 1,046 |
| Life insurance assets | $4,379,000 | 1,433 |
| Total liabilities and capital | $788,768,000 | 862 |
| Total liabilities | $723,711,000 | 840 |
| Total deposits | $694,526,000 | 777 |
| Interest-bearing deposits | $673,237,000 | 687 |
| Deposits held in domestic offices | $694,526,000 | 775 |
| % insured | 83.62% | 5,827 |
| Federal funds purchased & repurchase agreements | $15,075,000 | 773 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,658,000 | 1,994 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,452,000 | 2,517 |
| Total equity capital | $65,057,000 | 1,034 |
| Total bank equity capital | $65,057,000 | 1,032 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,508 |
| Surplus | $24,907,000 | 1,291 |
| Undivided profits | $37,650,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $21,788,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,871,000 | 1,000 |
| Earning assets | $741,468,000 | 829 |
| Long-term assets (5+ years) | $99,611,000 | 1,417 |
| Average Assets, year-to-date | $819,259,000 | 824 |
| Average Assets, quarterly | $802,080,000 | 848 |
| Volatile liabilities | $184,846,000 | 748 |
| Insider loans | $37,847,000 | 116 |
| FHLB advances | $12,658,000 | 1,894 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $62,260,000 | 1,059 |
| Tier 1 (core) risk-based capital | $64,193,000 | 990 |
| Tier 2 risk-based capital | $7,257,000 | 783 |
| Total risk weighted assets | $574,376,000 | 801 |
| Total unused commitments | $62,260,000 | 1,060 |
| Derivatives | $2,540,000 | 811 |
| 2010-09-30 | Rank | |
| # of Employees: | 105 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $815,392,000 | 836 |
| Cash and due from depository institutions | $56,007,000 | 1,450 |
| Interest-bearing balances | $42,624,000 | 859 |
| Securities | $127,709,000 | 1,047 |
| Federal funds sold & reverse repurchase agreements | $315,000 | 3,878 |
| Net loans & leases | $593,864,000 | 738 |
| Loan loss allowance | $13,011,000 | 657 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,445,000 | 1,283 |
| Other real estate owned | $5,904,000 | 1,450 |
| Goodwill and other intangibles | $383,000 | 2,094 |
| All other assets | $21,765,000 | 1,048 |
| Life insurance assets | $4,339,000 | 1,435 |
| Total liabilities and capital | $815,392,000 | 836 |
| Total liabilities | $749,479,000 | 811 |
| Total deposits | $716,553,000 | 749 |
| Interest-bearing deposits | $698,525,000 | 658 |
| Deposits held in domestic offices | $716,553,000 | 745 |
| % insured | 76.99% | 6,537 |
| Federal funds purchased & repurchase agreements | $17,154,000 | 723 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,660,000 | 2,097 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,112,000 | 1,575 |
| Total equity capital | $65,913,000 | 1,037 |
| Total bank equity capital | $65,913,000 | 1,036 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,500,000 | 1,530 |
| Surplus | $24,907,000 | 1,281 |
| Undivided profits | $38,506,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $23,270,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,854,000 | 1,067 |
| Earning assets | $764,512,000 | 807 |
| Long-term assets (5+ years) | $121,713,000 | 1,133 |
| Average Assets, year-to-date | $826,881,750 | 817 |
| Average Assets, quarterly | $885,559,000 | 765 |
| Volatile liabilities | $218,677,000 | 620 |
| Insider loans | $35,409,000 | 120 |
| FHLB advances | $12,660,000 | 1,998 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $65,473,000 | 1,039 |
| Tier 1 (core) risk-based capital | $64,056,000 | 986 |
| Tier 2 risk-based capital | $7,200,000 | 804 |
| Total risk weighted assets | $570,223,000 | 811 |
| Total unused commitments | $65,473,000 | 1,040 |
| Derivatives | $2,573,000 | 909 |
| 2010-06-30 | Rank | |
| # of Employees: | 120 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $955,726,000 | 700 |
| Cash and due from depository institutions | $217,671,000 | 1,272 |
| Interest-bearing balances | $203,580,000 | 205 |
| Securities | $94,066,000 | 1,409 |
| Federal funds sold & reverse repurchase agreements | $3,851,000 | 1,865 |
| Net loans & leases | $605,893,000 | 720 |
| Loan loss allowance | $12,344,000 | 679 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,815,000 | 1,254 |
| Other real estate owned | $4,076,000 | 1,272 |
| Goodwill and other intangibles | $123,000 | 2,593 |
| All other assets | $20,231,000 | 1,126 |
| Life insurance assets | $4,308,000 | 1,448 |
| Total liabilities and capital | $955,726,000 | 700 |
| Total liabilities | $889,782,000 | 675 |
| Total deposits | $849,758,000 | 627 |
| Interest-bearing deposits | $830,016,000 | 552 |
| Deposits held in domestic offices | $849,758,000 | 623 |
| % insured | 82.69% | 5,726 |
| Federal funds purchased & repurchase agreements | $15,269,000 | 765 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,661,000 | 1,513 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,094,000 | 2,047 |
| Total equity capital | $65,944,000 | 1,031 |
| Total bank equity capital | $65,944,000 | 1,030 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $24,907,000 | 1,271 |
| Undivided profits | $38,537,000 | 860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $23,212,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,466,000 | 1,222 |
| Earning assets | $907,390,000 | 665 |
| Long-term assets (5+ years) | $107,992,000 | 1,270 |
| Average Assets, year-to-date | $830,711,670 | 815 |
| Average Assets, quarterly | $862,090,000 | 788 |
| Volatile liabilities | $289,920,000 | 490 |
| Insider loans | $29,722,000 | 162 |
| FHLB advances | $22,661,000 | 1,430 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $60,887,000 | 1,078 |
| Tier 1 (core) risk-based capital | $64,946,000 | 970 |
| Tier 2 risk-based capital | $7,154,000 | 815 |
| Total risk weighted assets | $567,044,000 | 822 |
| Total unused commitments | $60,887,000 | 1,080 |
| Derivatives | $2,606,000 | 796 |
| 2010-03-31 | Rank | |
| # of Employees: | 99 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $768,454,000 | 904 |
| Cash and due from depository institutions | $45,086,000 | 1,575 |
| Interest-bearing balances | $5,241,000 | 3,645 |
| Securities | $57,766,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $5,505,000 | 1,637 |
| Net loans & leases | $623,619,000 | 715 |
| Loan loss allowance | $12,939,000 | 678 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,718,000 | 1,288 |
| Other real estate owned | $4,285,000 | 1,575 |
| Goodwill and other intangibles | $8,000 | 3,014 |
| All other assets | $22,467,000 | 1,054 |
| Life insurance assets | $4,272,000 | 1,451 |
| Total liabilities and capital | $768,454,000 | 904 |
| Total liabilities | $708,197,000 | 881 |
| Total deposits | $676,048,000 | 810 |
| Interest-bearing deposits | $654,439,000 | 719 |
| Deposits held in domestic offices | $676,048,000 | 807 |
| % insured | 77.62% | 6,632 |
| Federal funds purchased & repurchase agreements | $17,840,000 | 740 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,662,000 | 2,301 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,647,000 | 2,452 |
| Total equity capital | $60,257,000 | 1,117 |
| Total bank equity capital | $60,257,000 | 1,115 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,500,000 | 1,588 |
| Surplus | $19,907,000 | 1,589 |
| Undivided profits | $37,850,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $17,068,000 | 1,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,785,000 | 1,092 |
| Earning assets | $692,131,000 | 912 |
| Long-term assets (5+ years) | $78,507,000 | 1,685 |
| Average Assets, year-to-date | $768,204,500 | 904 |
| Average Assets, quarterly | $768,204,500 | 904 |
| Volatile liabilities | $200,017,000 | 729 |
| Insider loans | $27,087,000 | 191 |
| FHLB advances | $12,662,000 | 2,200 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $60,902,000 | 1,137 |
| Tier 1 (core) risk-based capital | $59,850,000 | 1,049 |
| Tier 2 risk-based capital | $7,405,000 | 809 |
| Total risk weighted assets | $586,861,000 | 823 |
| Total unused commitments | $60,902,000 | 1,139 |
| Derivatives | $2,640,000 | 761 |
| 2009-12-31 | Rank | |
| # of Employees: | 98 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $767,955,000 | 912 |
| Cash and due from depository institutions | $26,379,000 | 1,608 |
| Interest-bearing balances | $12,669,000 | 1,956 |
| Securities | $60,950,000 | 2,024 |
| Federal funds sold & reverse repurchase agreements | $4,195,000 | 1,879 |
| Net loans & leases | $639,730,000 | 705 |
| Loan loss allowance | $12,167,000 | 727 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,704,000 | 1,309 |
| Other real estate owned | $5,159,000 | 1,608 |
| Goodwill and other intangibles | $8,000 | 3,037 |
| All other assets | $21,830,000 | 1,112 |
| Life insurance assets | $4,567,000 | 1,374 |
| Total liabilities and capital | $767,955,000 | 912 |
| Total liabilities | $706,652,000 | 896 |
| Total deposits | $667,869,000 | 817 |
| Interest-bearing deposits | $648,516,000 | 736 |
| Deposits held in domestic offices | $667,869,000 | 813 |
| % insured | 76.96% | 6,731 |
| Federal funds purchased & repurchase agreements | $13,512,000 | 883 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,664,000 | 1,692 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,607,000 | 1,732 |
| Total equity capital | $61,303,000 | 1,086 |
| Total bank equity capital | $61,303,000 | 1,084 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,500,000 | 1,617 |
| Surplus | $19,907,000 | 1,587 |
| Undivided profits | $38,896,000 | 821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $17,148,000 | 981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,962,000 | 1,076 |
| Earning assets | $717,544,000 | 885 |
| Long-term assets (5+ years) | $79,660,000 | 1,662 |
| Average Assets, year-to-date | $754,447,200 | 906 |
| Average Assets, quarterly | $766,015,000 | 907 |
| Volatile liabilities | $209,635,000 | 697 |
| Insider loans | $27,554,000 | 187 |
| FHLB advances | $22,664,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $64,690,000 | 1,093 |
| Tier 1 (core) risk-based capital | $60,462,000 | 1,028 |
| Tier 2 risk-based capital | $7,600,000 | 810 |
| Total risk weighted assets | $603,449,000 | 822 |
| Total unused commitments | $64,690,000 | 1,095 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 103 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $764,075,000 | 920 |
| Cash and due from depository institutions | $18,678,000 | 1,555 |
| Interest-bearing balances | $3,814,000 | 3,458 |
| Securities | $68,640,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $13,827,000 | 663 |
| Net loans & leases | $628,993,000 | 748 |
| Loan loss allowance | $11,695,000 | 723 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,895,000 | 1,287 |
| Other real estate owned | $6,203,000 | 1,555 |
| Goodwill and other intangibles | $9,000 | 3,074 |
| All other assets | $17,830,000 | 1,164 |
| Life insurance assets | $4,521,000 | 1,384 |
| Total liabilities and capital | $764,075,000 | 920 |
| Total liabilities | $702,711,000 | 904 |
| Total deposits | $664,363,000 | 824 |
| Interest-bearing deposits | $646,778,000 | 739 |
| Deposits held in domestic offices | $664,363,000 | 821 |
| % insured | 98.02% | 726 |
| Federal funds purchased & repurchase agreements | $12,967,000 | 940 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,665,000 | 1,763 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,716,000 | 1,825 |
| Total equity capital | $61,364,000 | 1,113 |
| Total bank equity capital | $61,364,000 | 1,111 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,500,000 | 1,643 |
| Surplus | $19,907,000 | 1,599 |
| Undivided profits | $38,957,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,940,000 | 1,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,113,000 | 1,087 |
| Earning assets | $715,274,000 | 898 |
| Long-term assets (5+ years) | $77,415,000 | 1,687 |
| Average Assets, year-to-date | $751,070,250 | 922 |
| Average Assets, quarterly | $760,175,000 | 920 |
| Volatile liabilities | $230,932,000 | 664 |
| Insider loans | $25,577,000 | 216 |
| FHLB advances | $14,665,000 | 2,260 |
| Loans and leases held for sale | $269,000 | 1,459 |
| Unused loan commitments | $74,219,000 | 1,034 |
| Tier 1 (core) risk-based capital | $60,069,000 | 1,041 |
| Tier 2 risk-based capital | $7,552,000 | 820 |
| Total risk weighted assets | $600,021,000 | 846 |
| Total unused commitments | $74,219,000 | 1,038 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 78 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $676,852,000 | 1,051 |
| Cash and due from depository institutions | $19,298,000 | 2,137 |
| Interest-bearing balances | $4,933,000 | 2,796 |
| Securities | $51,671,000 | 2,269 |
| Federal funds sold & reverse repurchase agreements | $2,305,000 | 3,081 |
| Net loans & leases | $575,932,000 | 863 |
| Loan loss allowance | $9,116,000 | 889 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,014,000 | 1,434 |
| Other real estate owned | $2,547,000 | 2,137 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $16,085,000 | 1,302 |
| Life insurance assets | $4,489,000 | 1,392 |
| Total liabilities and capital | $676,852,000 | 1,051 |
| Total liabilities | $620,805,000 | 1,043 |
| Total deposits | $571,342,000 | 974 |
| Interest-bearing deposits | $552,959,000 | 874 |
| Deposits held in domestic offices | $571,342,000 | 973 |
| % insured | 66.27% | 6,606 |
| Federal funds purchased & repurchase agreements | $17,317,000 | 804 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,666,000 | 1,523 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,480,000 | 2,025 |
| Total equity capital | $56,047,000 | 1,204 |
| Total bank equity capital | $56,047,000 | 1,201 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,500,000 | 1,667 |
| Surplus | $16,000,000 | 1,911 |
| Undivided profits | $37,547,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,284,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,499,000 | 1,368 |
| Earning assets | $634,841,000 | 1,020 |
| Long-term assets (5+ years) | $82,157,000 | 1,607 |
| Average Assets, year-to-date | $670,223,000 | 1,052 |
| Average Assets, quarterly | $673,261,500 | 1,056 |
| Volatile liabilities | $194,497,000 | 796 |
| Insider loans | $28,018,000 | 193 |
| FHLB advances | $19,666,000 | 1,934 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $72,231,000 | 1,089 |
| Tier 1 (core) risk-based capital | $54,883,000 | 1,162 |
| Tier 2 risk-based capital | $6,886,000 | 900 |
| Total risk weighted assets | $548,632,000 | 960 |
| Total unused commitments | $72,231,000 | 1,091 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 79 | 2,114 |
| Assets and Liabilities | ||
| Total Assets: | $669,671,000 | 1,069 |
| Cash and due from depository institutions | $20,432,000 | 2,114 |
| Interest-bearing balances | $6,183,000 | 2,242 |
| Securities | $47,250,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $565,000 | 4,829 |
| Net loans & leases | $578,340,000 | 853 |
| Loan loss allowance | $9,520,000 | 803 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,363,000 | 3,454 |
| Other real estate owned | $4,035,000 | 2,114 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $15,686,000 | 1,320 |
| Life insurance assets | $4,451,000 | 1,394 |
| Total liabilities and capital | $669,671,000 | 1,069 |
| Total liabilities | $613,643,000 | 1,045 |
| Total deposits | $569,263,000 | 971 |
| Interest-bearing deposits | $549,158,000 | 873 |
| Deposits held in domestic offices | $569,263,000 | 970 |
| % insured | 68.33% | 6,325 |
| Federal funds purchased & repurchase agreements | $16,947,000 | 828 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,167,000 | 1,751 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,266,000 | 2,104 |
| Total equity capital | $56,028,000 | 1,218 |
| Total bank equity capital | $56,028,000 | 1,217 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,679 |
| Surplus | $16,000,000 | 1,890 |
| Undivided profits | $37,528,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $13,985,000 | 998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,814,000 | 1,212 |
| Earning assets | $632,338,000 | 1,029 |
| Long-term assets (5+ years) | $63,473,000 | 1,942 |
| Average Assets, year-to-date | $666,908,500 | 1,064 |
| Average Assets, quarterly | $666,908,500 | 1,064 |
| Volatile liabilities | $193,169,000 | 807 |
| Insider loans | $25,330,000 | 229 |
| FHLB advances | $15,167,000 | 2,288 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $75,966,000 | 1,092 |
| Tier 1 (core) risk-based capital | $54,395,000 | 1,177 |
| Tier 2 risk-based capital | $6,914,000 | 886 |
| Total risk weighted assets | $550,539,000 | 965 |
| Total unused commitments | $75,966,000 | 1,093 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 88 | 1,904 |
| Assets and Liabilities | ||
| Total Assets: | $664,146,000 | 1,054 |
| Cash and due from depository institutions | $13,096,000 | 1,904 |
| Interest-bearing balances | $3,145,000 | 2,447 |
| Securities | $52,854,000 | 2,207 |
| Federal funds sold & reverse repurchase agreements | $8,819,000 | 1,117 |
| Net loans & leases | $565,224,000 | 868 |
| Loan loss allowance | $8,492,000 | 845 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,416,000 | 3,438 |
| Other real estate owned | $4,724,000 | 1,904 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $16,013,000 | 1,303 |
| Life insurance assets | $4,412,000 | 1,399 |
| Total liabilities and capital | $664,146,000 | 1,054 |
| Total liabilities | $607,806,000 | 1,042 |
| Total deposits | $560,336,000 | 959 |
| Interest-bearing deposits | $541,104,000 | 852 |
| Deposits held in domestic offices | $560,336,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,879,000 | 818 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,169,000 | 1,901 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,422,000 | 1,967 |
| Total equity capital | $56,340,000 | 1,187 |
| Total bank equity capital | $56,340,000 | 1,187 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $16,000,000 | 1,853 |
| Undivided profits | $37,840,000 | 872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,254,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,947,000 | 1,209 |
| Earning assets | $630,042,000 | 1,004 |
| Long-term assets (5+ years) | $67,522,000 | 1,802 |
| Average Assets, year-to-date | $638,111,600 | 1,049 |
| Average Assets, quarterly | $651,736,500 | 1,062 |
| Volatile liabilities | $171,377,000 | 903 |
| Insider loans | $24,329,000 | 251 |
| FHLB advances | $15,169,000 | 2,480 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $80,280,000 | 1,071 |
| Tier 1 (core) risk-based capital | $54,665,000 | 1,160 |
| Tier 2 risk-based capital | $6,769,000 | 889 |
| Total risk weighted assets | $539,794,000 | 966 |
| Total unused commitments | $80,280,000 | 1,071 |
| Derivatives | $15,000,000 | 472 |
| 2008-09-30 | Rank | |
| # of Employees: | 89 | 1,908 |
| Assets and Liabilities | ||
| Total Assets: | $639,327,000 | 1,080 |
| Cash and due from depository institutions | $13,918,000 | 1,908 |
| Interest-bearing balances | $4,064,000 | 1,551 |
| Securities | $36,662,000 | 2,932 |
| Federal funds sold & reverse repurchase agreements | $5,518,000 | 2,094 |
| Net loans & leases | $559,849,000 | 878 |
| Loan loss allowance | $8,369,000 | 763 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,461,000 | 3,412 |
| Other real estate owned | $2,218,000 | 1,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $17,701,000 | 1,188 |
| Life insurance assets | $4,373,000 | 1,400 |
| Total liabilities and capital | $639,327,000 | 1,080 |
| Total liabilities | $584,831,000 | 1,069 |
| Total deposits | $533,774,000 | 986 |
| Interest-bearing deposits | $509,722,000 | 894 |
| Deposits held in domestic offices | $533,774,000 | 983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,410,000 | 854 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $26,170,000 | 1,869 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,477,000 | 1,229 |
| Total equity capital | $54,496,000 | 1,244 |
| Total bank equity capital | $54,496,000 | 1,244 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $16,000,000 | 1,831 |
| Undivided profits | $35,996,000 | 961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,387,000 | 717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,418,000 | 1,080 |
| Earning assets | $606,093,000 | 1,036 |
| Long-term assets (5+ years) | $52,765,000 | 2,166 |
| Average Assets, year-to-date | $631,603,000 | 1,055 |
| Average Assets, quarterly | $638,497,000 | 1,068 |
| Volatile liabilities | $153,150,000 | 982 |
| Insider loans | $23,776,000 | 255 |
| FHLB advances | $26,170,000 | 1,766 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $84,603,000 | 1,095 |
| Tier 1 (core) risk-based capital | $53,478,000 | 1,194 |
| Tier 2 risk-based capital | $6,710,000 | 862 |
| Total risk weighted assets | $535,171,000 | 973 |
| Total unused commitments | $84,603,000 | 1,097 |
| Derivatives | $50,000,000 | 243 |
| 2008-06-30 | Rank | |
| # of Employees: | 86 | 1,995 |
| Assets and Liabilities | ||
| Total Assets: | $637,667,000 | 1,075 |
| Cash and due from depository institutions | $21,565,000 | 1,995 |
| Interest-bearing balances | $9,572,000 | 689 |
| Securities | $35,329,000 | 3,045 |
| Federal funds sold & reverse repurchase agreements | $8,309,000 | 1,461 |
| Net loans & leases | $551,698,000 | 873 |
| Loan loss allowance | $8,597,000 | 730 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,484,000 | 4,123 |
| Other real estate owned | $1,194,000 | 1,995 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $17,088,000 | 1,168 |
| Life insurance assets | $4,330,000 | 1,408 |
| Total liabilities and capital | $637,667,000 | 1,075 |
| Total liabilities | $584,388,000 | 1,054 |
| Total deposits | $543,519,000 | 954 |
| Interest-bearing deposits | $523,111,000 | 856 |
| Deposits held in domestic offices | $543,519,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,176,000 | 833 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,171,000 | 2,798 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,522,000 | 1,234 |
| Total equity capital | $53,279,000 | 1,281 |
| Total bank equity capital | $53,279,000 | 1,281 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $16,000,000 | 1,818 |
| Undivided profits | $34,779,000 | 1,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,980,000 | 789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,044,000 | 1,211 |
| Earning assets | $604,908,000 | 1,030 |
| Long-term assets (5+ years) | $54,950,000 | 2,095 |
| Average Assets, year-to-date | $629,028,330 | 1,059 |
| Average Assets, quarterly | $631,508,500 | 1,068 |
| Volatile liabilities | $142,431,000 | 1,045 |
| Insider loans | $24,171,000 | 248 |
| FHLB advances | $12,171,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $86,029,000 | 1,112 |
| Tier 1 (core) risk-based capital | $52,580,000 | 1,203 |
| Tier 2 risk-based capital | $6,605,000 | 858 |
| Total risk weighted assets | $526,324,000 | 978 |
| Total unused commitments | $86,029,000 | 1,112 |
| Derivatives | $50,000,000 | 253 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $625,350,000 | 1,083 |
| Cash and due from depository institutions | $10,526,000 | 2,074 |
| Interest-bearing balances | $2,150,000 | 2,273 |
| Securities | $39,092,000 | 2,824 |
| Federal funds sold & reverse repurchase agreements | $1,941,000 | 4,996 |
| Net loans & leases | $552,105,000 | 867 |
| Loan loss allowance | $7,953,000 | 737 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,494,000 | 4,111 |
| Other real estate owned | $1,008,000 | 2,074 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $18,184,000 | 1,083 |
| Life insurance assets | $4,290,000 | 1,412 |
| Total liabilities and capital | $625,350,000 | 1,083 |
| Total liabilities | $572,039,000 | 1,062 |
| Total deposits | $511,422,000 | 1,003 |
| Interest-bearing deposits | $491,701,000 | 912 |
| Deposits held in domestic offices | $511,422,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,688,000 | 869 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $35,172,000 | 1,379 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,757,000 | 1,254 |
| Total equity capital | $53,311,000 | 1,311 |
| Total bank equity capital | $53,311,000 | 1,311 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $16,000,000 | 1,800 |
| Undivided profits | $34,811,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,541,000 | 631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,316,000 | 1,135 |
| Earning assets | $595,288,000 | 1,041 |
| Long-term assets (5+ years) | $55,550,000 | 1,997 |
| Average Assets, year-to-date | $624,709,000 | 1,067 |
| Average Assets, quarterly | $624,709,000 | 1,067 |
| Volatile liabilities | $159,153,000 | 937 |
| Insider loans | $22,125,000 | 271 |
| FHLB advances | $35,172,000 | 1,300 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $101,122,000 | 1,005 |
| Tier 1 (core) risk-based capital | $51,499,000 | 1,228 |
| Tier 2 risk-based capital | $6,597,000 | 834 |
| Total risk weighted assets | $526,444,000 | 951 |
| Total unused commitments | $101,122,000 | 1,006 |
| Derivatives | $50,000,000 | 261 |
| 2007-12-31 | Rank | |
| # of Employees: | 81 | 2,149 |
| Assets and Liabilities | ||
| Total Assets: | $624,068,000 | 1,072 |
| Cash and due from depository institutions | $28,050,000 | 2,149 |
| Interest-bearing balances | $19,943,000 | 301 |
| Securities | $38,231,000 | 2,876 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,722 |
| Net loans & leases | $534,958,000 | 882 |
| Loan loss allowance | $8,258,000 | 689 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,476,000 | 4,118 |
| Other real estate owned | $924,000 | 2,149 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $19,179,000 | 1,018 |
| Life insurance assets | $4,248,000 | 1,407 |
| Total liabilities and capital | $624,068,000 | 1,072 |
| Total liabilities | $572,784,000 | 1,042 |
| Total deposits | $517,303,000 | 990 |
| Interest-bearing deposits | $496,905,000 | 904 |
| Deposits held in domestic offices | $517,303,000 | 987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,599,000 | 865 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,173,000 | 1,435 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,709,000 | 1,253 |
| Total equity capital | $51,284,000 | 1,347 |
| Total bank equity capital | $51,284,000 | 1,347 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $16,000,000 | 1,783 |
| Undivided profits | $32,784,000 | 1,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,353,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,111,000 | 957 |
| Earning assets | $593,382,000 | 1,028 |
| Long-term assets (5+ years) | $45,628,000 | 2,157 |
| Average Assets, year-to-date | $596,344,800 | 1,083 |
| Average Assets, quarterly | $608,083,000 | 1,087 |
| Volatile liabilities | $174,170,000 | 860 |
| Insider loans | $22,761,000 | 255 |
| FHLB advances | $30,173,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $95,979,000 | 1,063 |
| Tier 1 (core) risk-based capital | $50,433,000 | 1,262 |
| Tier 2 risk-based capital | $6,431,000 | 851 |
| Total risk weighted assets | $512,637,000 | 972 |
| Total unused commitments | $95,979,000 | 1,063 |
| Derivatives | $75,000,000 | 211 |
| 2007-09-30 | Rank | |
| # of Employees: | 83 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $592,098,000 | 1,109 |
| Cash and due from depository institutions | $11,112,000 | 2,068 |
| Interest-bearing balances | $1,806,000 | 1,879 |
| Securities | $38,803,000 | 2,835 |
| Federal funds sold & reverse repurchase agreements | $2,864,000 | 3,573 |
| Net loans & leases | $520,279,000 | 889 |
| Loan loss allowance | $6,765,000 | 803 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,537,000 | 4,026 |
| Other real estate owned | $739,000 | 2,068 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,764,000 | 1,191 |
| Life insurance assets | $4,205,000 | 1,375 |
| Total liabilities and capital | $592,098,000 | 1,109 |
| Total liabilities | $541,363,000 | 1,090 |
| Total deposits | $506,011,000 | 1,004 |
| Interest-bearing deposits | $485,467,000 | 909 |
| Deposits held in domestic offices | $506,011,000 | 1,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,453,000 | 811 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,175,000 | 2,463 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,724,000 | 1,929 |
| Total equity capital | $50,735,000 | 1,342 |
| Total bank equity capital | $50,735,000 | 1,342 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $16,000,000 | 1,746 |
| Undivided profits | $32,235,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,761,000 | 806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,155,000 | 1,013 |
| Earning assets | $563,752,000 | 1,071 |
| Long-term assets (5+ years) | $41,787,000 | 2,203 |
| Average Assets, year-to-date | $589,414,000 | 1,092 |
| Average Assets, quarterly | $591,053,500 | 1,106 |
| Volatile liabilities | $163,339,000 | 881 |
| Insider loans | $23,112,000 | 247 |
| FHLB advances | $11,175,000 | 2,337 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $105,112,000 | 1,000 |
| Tier 1 (core) risk-based capital | $50,740,000 | 1,255 |
| Tier 2 risk-based capital | $6,169,000 | 875 |
| Total risk weighted assets | $492,931,000 | 998 |
| Total unused commitments | $105,112,000 | 1,000 |
| Derivatives | $75,000,000 | 218 |
| 2007-06-30 | Rank | |
| # of Employees: | 84 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $590,009,000 | 1,127 |
| Cash and due from depository institutions | $14,944,000 | 2,096 |
| Interest-bearing balances | $4,709,000 | 1,094 |
| Securities | $40,348,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $7,748,000 | 1,946 |
| Net loans & leases | $507,659,000 | 917 |
| Loan loss allowance | $6,561,000 | 818 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,504,000 | 4,044 |
| Other real estate owned | $656,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $16,150,000 | 1,173 |
| Life insurance assets | $4,165,000 | 1,383 |
| Total liabilities and capital | $590,009,000 | 1,127 |
| Total liabilities | $539,274,000 | 1,112 |
| Total deposits | $490,400,000 | 1,064 |
| Interest-bearing deposits | $472,053,000 | 954 |
| Deposits held in domestic offices | $490,400,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,437,000 | 827 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $25,176,000 | 1,454 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,261,000 | 1,619 |
| Total equity capital | $50,735,000 | 1,336 |
| Total bank equity capital | $50,735,000 | 1,336 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $16,000,000 | 1,750 |
| Undivided profits | $32,235,000 | 1,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 2,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,709,000 | 1,081 |
| Earning assets | $560,464,000 | 1,093 |
| Long-term assets (5+ years) | $42,514,000 | 2,123 |
| Average Assets, year-to-date | $588,519,330 | 1,116 |
| Average Assets, quarterly | $587,053,500 | 1,126 |
| Volatile liabilities | $166,567,000 | 871 |
| Insider loans | $22,041,000 | 274 |
| FHLB advances | $25,176,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $101,681,000 | 1,041 |
| Tier 1 (core) risk-based capital | $51,598,000 | 1,236 |
| Tier 2 risk-based capital | $5,971,000 | 907 |
| Total risk weighted assets | $477,127,000 | 1,034 |
| Total unused commitments | $101,681,000 | 1,041 |
| Derivatives | $75,000,000 | 234 |
| 2007-03-31 | Rank | |
| # of Employees: | 80 | 2,176 |
| Assets and Liabilities | ||
| Total Assets: | $584,098,000 | 1,136 |
| Cash and due from depository institutions | $12,734,000 | 2,176 |
| Interest-bearing balances | $2,673,000 | 1,691 |
| Securities | $37,399,000 | 2,937 |
| Federal funds sold & reverse repurchase agreements | $15,251,000 | 1,309 |
| Net loans & leases | $500,161,000 | 910 |
| Loan loss allowance | $6,429,000 | 814 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,562,000 | 3,943 |
| Other real estate owned | $622,000 | 2,176 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $15,369,000 | 1,177 |
| Life insurance assets | $4,124,000 | 1,374 |
| Total liabilities and capital | $584,098,000 | 1,136 |
| Total liabilities | $534,279,000 | 1,114 |
| Total deposits | $489,254,000 | 1,055 |
| Interest-bearing deposits | $466,239,000 | 952 |
| Deposits held in domestic offices | $489,254,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,480,000 | 756 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,177,000 | 1,619 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,368,000 | 1,616 |
| Total equity capital | $49,819,000 | 1,358 |
| Total bank equity capital | $49,819,000 | 1,358 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $16,000,000 | 1,728 |
| Undivided profits | $31,319,000 | 1,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,510,000 | 1,099 |
| Earning assets | $555,484,000 | 1,095 |
| Long-term assets (5+ years) | $35,854,000 | 2,388 |
| Average Assets, year-to-date | $587,774,500 | 1,116 |
| Average Assets, quarterly | $587,774,500 | 1,116 |
| Volatile liabilities | $152,905,000 | 911 |
| Insider loans | $12,899,000 | 517 |
| FHLB advances | $20,177,000 | 1,532 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $96,826,000 | 1,084 |
| Tier 1 (core) risk-based capital | $50,080,000 | 1,252 |
| Tier 2 risk-based capital | $5,946,000 | 902 |
| Total risk weighted assets | $475,202,000 | 1,008 |
| Total unused commitments | $96,826,000 | 1,084 |
| Derivatives | $75,000,000 | 231 |
| 2006-12-31 | Rank | |
| # of Employees: | 84 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $591,451,000 | 1,102 |
| Cash and due from depository institutions | $22,116,000 | 2,076 |
| Interest-bearing balances | $10,394,000 | 567 |
| Securities | $33,031,000 | 3,234 |
| Federal funds sold & reverse repurchase agreements | $13,789,000 | 1,177 |
| Net loans & leases | $501,447,000 | 891 |
| Loan loss allowance | $6,329,000 | 811 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,649,000 | 3,827 |
| Other real estate owned | $545,000 | 2,076 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,874,000 | 1,033 |
| Life insurance assets | $4,088,000 | 1,364 |
| Total liabilities and capital | $591,451,000 | 1,102 |
| Total liabilities | $543,128,000 | 1,074 |
| Total deposits | $493,660,000 | 1,016 |
| Interest-bearing deposits | $461,601,000 | 939 |
| Deposits held in domestic offices | $493,660,000 | 1,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,687,000 | 917 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,178,000 | 1,290 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,603,000 | 1,940 |
| Total equity capital | $48,323,000 | 1,367 |
| Total bank equity capital | $48,323,000 | 1,367 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $16,000,000 | 1,685 |
| Undivided profits | $29,823,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,890,000 | 1,011 |
| Earning assets | $558,661,000 | 1,069 |
| Long-term assets (5+ years) | $27,831,000 | 2,791 |
| Average Assets, year-to-date | $557,265,000 | 1,123 |
| Average Assets, quarterly | $574,905,000 | 1,121 |
| Volatile liabilities | $159,200,000 | 981 |
| Insider loans | $11,539,000 | 590 |
| FHLB advances | $30,178,000 | 1,204 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $113,254,000 | 926 |
| Tier 1 (core) risk-based capital | $48,718,000 | 1,261 |
| Tier 2 risk-based capital | $5,994,000 | 882 |
| Total risk weighted assets | $479,202,000 | 982 |
| Total unused commitments | $113,254,000 | 926 |
| Derivatives | $75,000,000 | 226 |
| 2006-09-30 | Rank | |
| # of Employees: | 84 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $558,359,000 | 1,168 |
| Cash and due from depository institutions | $14,816,000 | 2,097 |
| Interest-bearing balances | $3,824,000 | 1,196 |
| Securities | $32,313,000 | 3,333 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,121 |
| Net loans & leases | $484,795,000 | 921 |
| Loan loss allowance | $6,108,000 | 839 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,559,000 | 3,875 |
| Other real estate owned | $1,800,000 | 2,097 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $15,976,000 | 1,155 |
| Life insurance assets | $4,049,000 | 1,336 |
| Total liabilities and capital | $558,359,000 | 1,168 |
| Total liabilities | $511,953,000 | 1,144 |
| Total deposits | $459,547,000 | 1,095 |
| Interest-bearing deposits | $436,681,000 | 985 |
| Deposits held in domestic offices | $459,547,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,729,000 | 818 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,179,000 | 1,352 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,498,000 | 1,972 |
| Total equity capital | $46,406,000 | 1,408 |
| Total bank equity capital | $46,406,000 | 1,408 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $16,000,000 | 1,662 |
| Undivided profits | $27,906,000 | 1,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,687,000 | 1,046 |
| Earning assets | $527,032,000 | 1,130 |
| Long-term assets (5+ years) | $18,951,000 | 3,446 |
| Average Assets, year-to-date | $548,718,500 | 1,152 |
| Average Assets, quarterly | $554,261,500 | 1,164 |
| Volatile liabilities | $161,562,000 | 988 |
| Insider loans | $9,803,000 | 681 |
| FHLB advances | $30,179,000 | 1,265 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $104,440,000 | 1,014 |
| Tier 1 (core) risk-based capital | $46,850,000 | 1,314 |
| Tier 2 risk-based capital | $5,801,000 | 911 |
| Total risk weighted assets | $463,746,000 | 1,006 |
| Total unused commitments | $104,440,000 | 1,015 |
| Derivatives | $75,000,000 | 230 |
| 2006-06-30 | Rank | |
| # of Employees: | 82 | 2,148 |
| Assets and Liabilities | ||
| Total Assets: | $550,164,000 | 1,172 |
| Cash and due from depository institutions | $17,176,000 | 2,148 |
| Interest-bearing balances | $4,331,000 | 1,118 |
| Securities | $32,535,000 | 3,306 |
| Federal funds sold & reverse repurchase agreements | $9,692,000 | 1,303 |
| Net loans & leases | $472,444,000 | 925 |
| Loan loss allowance | $6,222,000 | 809 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,557,000 | 3,851 |
| Other real estate owned | $0 | 2,148 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $15,760,000 | 1,154 |
| Life insurance assets | $4,011,000 | 1,318 |
| Total liabilities and capital | $550,164,000 | 1,172 |
| Total liabilities | $505,416,000 | 1,143 |
| Total deposits | $455,374,000 | 1,088 |
| Interest-bearing deposits | $434,688,000 | 965 |
| Deposits held in domestic offices | $455,374,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,560,000 | 912 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,180,000 | 1,348 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,302,000 | 1,455 |
| Total equity capital | $44,748,000 | 1,402 |
| Total bank equity capital | $44,748,000 | 1,402 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $16,000,000 | 1,616 |
| Undivided profits | $26,248,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,426,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,075,000 | 1,146 |
| Earning assets | $519,002,000 | 1,125 |
| Long-term assets (5+ years) | $18,075,000 | 3,520 |
| Average Assets, year-to-date | $545,505,000 | 1,156 |
| Average Assets, quarterly | $548,245,000 | 1,159 |
| Volatile liabilities | $178,117,000 | 877 |
| Insider loans | $8,540,000 | 799 |
| FHLB advances | $30,180,000 | 1,255 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $105,659,000 | 996 |
| Tier 1 (core) risk-based capital | $45,865,000 | 1,307 |
| Tier 2 risk-based capital | $5,622,000 | 915 |
| Total risk weighted assets | $449,140,000 | 1,027 |
| Total unused commitments | $105,659,000 | 996 |
| Derivatives | $75,000,000 | 230 |
| 2006-03-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $546,326,000 | 1,153 |
| Cash and due from depository institutions | $11,437,000 | 2,183 |
| Interest-bearing balances | $3,416,000 | 1,432 |
| Securities | $30,066,000 | 3,552 |
| Federal funds sold & reverse repurchase agreements | $788,000 | 5,328 |
| Net loans & leases | $484,393,000 | 893 |
| Loan loss allowance | $6,154,000 | 810 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,564,000 | 3,792 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $17,078,000 | 1,047 |
| Life insurance assets | $3,975,000 | 1,293 |
| Total liabilities and capital | $546,326,000 | 1,153 |
| Total liabilities | $502,837,000 | 1,130 |
| Total deposits | $446,597,000 | 1,092 |
| Interest-bearing deposits | $425,967,000 | 973 |
| Deposits held in domestic offices | $446,597,000 | 1,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,489,000 | 842 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 1,177 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,751,000 | 1,315 |
| Total equity capital | $43,489,000 | 1,421 |
| Total bank equity capital | $43,489,000 | 1,421 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $16,000,000 | 1,563 |
| Undivided profits | $24,989,000 | 1,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,932,000 | 1,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,978,000 | 1,130 |
| Earning assets | $518,663,000 | 1,108 |
| Long-term assets (5+ years) | $15,706,000 | 3,758 |
| Average Assets, year-to-date | $543,175,500 | 1,151 |
| Average Assets, quarterly | $543,175,500 | 1,151 |
| Volatile liabilities | $172,500,000 | 870 |
| Insider loans | $17,713,000 | 326 |
| FHLB advances | $35,000,000 | 1,103 |
| Loans and leases held for sale | $8,430,000 | 259 |
| Unused loan commitments | $111,531,000 | 943 |
| Tier 1 (core) risk-based capital | $44,230,000 | 1,315 |
| Tier 2 risk-based capital | $5,694,000 | 884 |
| Total risk weighted assets | $455,082,000 | 983 |
| Total unused commitments | $111,531,000 | 943 |
| Derivatives | $75,000,000 | 232 |
| 2005-12-31 | Rank | |
| # of Employees: | 108 | 1,601 |
| Assets and Liabilities | ||
| Total Assets: | $540,025,000 | 1,151 |
| Cash and due from depository institutions | $15,703,000 | 1,601 |
| Interest-bearing balances | $5,775,000 | 970 |
| Securities | $28,574,000 | 3,691 |
| Federal funds sold & reverse repurchase agreements | $6,407,000 | 2,054 |
| Net loans & leases | $472,147,000 | 891 |
| Loan loss allowance | $5,896,000 | 834 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,687,000 | 3,667 |
| Other real estate owned | $0 | 1,601 |
| Goodwill and other intangibles | $86,000 | 2,921 |
| All other assets | $14,421,000 | 1,198 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $540,025,000 | 1,151 |
| Total liabilities | $497,334,000 | 1,124 |
| Total deposits | $457,841,000 | 1,057 |
| Interest-bearing deposits | $435,308,000 | 936 |
| Deposits held in domestic offices | $457,841,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,902,000 | 959 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,801 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,591,000 | 816 |
| Total equity capital | $42,691,000 | 1,423 |
| Total bank equity capital | $42,691,000 | 1,423 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $16,000,000 | 1,541 |
| Undivided profits | $24,191,000 | 1,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,640,000 | 1,261 |
| Earning assets | $512,903,000 | 1,105 |
| Long-term assets (5+ years) | $11,583,000 | 4,322 |
| Average Assets, year-to-date | $517,943,000 | 1,152 |
| Average Assets, quarterly | $538,953,500 | 1,137 |
| Volatile liabilities | $169,042,000 | 871 |
| Insider loans | $11,323,000 | 553 |
| FHLB advances | $19,000,000 | 1,690 |
| Loans and leases held for sale | $10,473,000 | 246 |
| Unused loan commitments | $127,046,000 | 832 |
| Tier 1 (core) risk-based capital | $43,029,000 | 1,331 |
| Tier 2 risk-based capital | $5,609,000 | 877 |
| Total risk weighted assets | $448,431,000 | 975 |
| Total unused commitments | $127,046,000 | 832 |
| Derivatives | $75,000,000 | 223 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $537,882,000 | 1,137 |
| Cash and due from depository institutions | $24,985,000 | 1,681 |
| Interest-bearing balances | $13,775,000 | 410 |
| Securities | $25,042,000 | 4,010 |
| Federal funds sold & reverse repurchase agreements | $4,134,000 | 2,596 |
| Net loans & leases | $466,515,000 | 886 |
| Loan loss allowance | $5,715,000 | 849 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,827,000 | 3,521 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $84,000 | 2,915 |
| All other assets | $14,295,000 | 1,193 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $537,882,000 | 1,137 |
| Total liabilities | $496,859,000 | 1,104 |
| Total deposits | $462,212,000 | 1,017 |
| Interest-bearing deposits | $438,408,000 | 899 |
| Deposits held in domestic offices | $462,212,000 | 1,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,927,000 | 881 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,000,000 | 2,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,720,000 | 1,274 |
| Total equity capital | $41,023,000 | 1,461 |
| Total bank equity capital | $41,023,000 | 1,461 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $16,000,000 | 1,495 |
| Undivided profits | $22,523,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,849,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,377,000 | 1,366 |
| Earning assets | $509,466,000 | 1,090 |
| Long-term assets (5+ years) | $15,944,000 | 3,752 |
| Average Assets, year-to-date | $512,422,500 | 1,147 |
| Average Assets, quarterly | $533,116,500 | 1,139 |
| Volatile liabilities | $177,932,000 | 816 |
| Insider loans | $5,200,000 | 1,239 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $13,536,000 | 233 |
| Unused loan commitments | $110,139,000 | 923 |
| Tier 1 (core) risk-based capital | $41,219,000 | 1,377 |
| Tier 2 risk-based capital | $5,533,000 | 863 |
| Total risk weighted assets | $442,619,000 | 957 |
| Total unused commitments | $110,139,000 | 924 |
| Derivatives | $50,000,000 | 260 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $528,351,000 | 1,129 |
| Cash and due from depository institutions | $26,594,000 | 1,772 |
| Interest-bearing balances | $14,901,000 | 379 |
| Securities | $22,871,000 | 4,265 |
| Federal funds sold & reverse repurchase agreements | $3,974,000 | 2,486 |
| Net loans & leases | $458,162,000 | 876 |
| Loan loss allowance | $5,415,000 | 889 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,762,000 | 3,520 |
| Other real estate owned | $0 | 1,772 |
| Goodwill and other intangibles | $90,000 | 2,876 |
| All other assets | $13,898,000 | 1,181 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $528,351,000 | 1,129 |
| Total liabilities | $488,796,000 | 1,099 |
| Total deposits | $445,647,000 | 1,024 |
| Interest-bearing deposits | $416,921,000 | 918 |
| Deposits held in domestic offices | $445,647,000 | 1,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,483,000 | 781 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,666,000 | 1,214 |
| Total equity capital | $39,555,000 | 1,480 |
| Total bank equity capital | $39,555,000 | 1,480 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $16,000,000 | 1,468 |
| Undivided profits | $21,055,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,139,000 | 1,395 |
| Earning assets | $499,908,000 | 1,090 |
| Long-term assets (5+ years) | $17,238,000 | 3,638 |
| Average Assets, year-to-date | $503,936,000 | 1,146 |
| Average Assets, quarterly | $521,547,500 | 1,125 |
| Volatile liabilities | $189,390,000 | 757 |
| Insider loans | $4,014,000 | 1,596 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $28,120,000 | 161 |
| Unused loan commitments | $111,342,000 | 890 |
| Tier 1 (core) risk-based capital | $39,534,000 | 1,390 |
| Tier 2 risk-based capital | $5,415,000 | 871 |
| Total risk weighted assets | $435,283,000 | 951 |
| Total unused commitments | $111,342,000 | 890 |
| Derivatives | $35,000,000 | 276 |
| 2005-03-31 | Rank | |
| # of Employees: | 102 | 1,673 |
| Assets and Liabilities | ||
| Total Assets: | $514,744,000 | 1,137 |
| Cash and due from depository institutions | $21,992,000 | 1,673 |
| Interest-bearing balances | $11,270,000 | 495 |
| Securities | $23,288,000 | 4,293 |
| Federal funds sold & reverse repurchase agreements | $11,772,000 | 1,064 |
| Net loans & leases | $441,050,000 | 881 |
| Loan loss allowance | $5,194,000 | 913 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,780,000 | 3,482 |
| Other real estate owned | $280,000 | 1,673 |
| Goodwill and other intangibles | $97,000 | 2,853 |
| All other assets | $13,485,000 | 1,199 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $514,744,000 | 1,137 |
| Total liabilities | $476,840,000 | 1,109 |
| Total deposits | $429,275,000 | 1,050 |
| Interest-bearing deposits | $408,098,000 | 927 |
| Deposits held in domestic offices | $429,275,000 | 1,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,197,000 | 747 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,000,000 | 1,513 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,368,000 | 1,296 |
| Total equity capital | $37,904,000 | 1,509 |
| Total bank equity capital | $37,904,000 | 1,509 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $16,000,000 | 1,427 |
| Undivided profits | $19,404,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,992,000 | 1,472 |
| Earning assets | $487,380,000 | 1,103 |
| Long-term assets (5+ years) | $13,601,000 | 4,187 |
| Average Assets, year-to-date | $491,728,500 | 1,175 |
| Average Assets, quarterly | $491,728,500 | 1,175 |
| Volatile liabilities | $195,742,000 | 696 |
| Insider loans | $4,548,000 | 1,358 |
| FHLB advances | $24,000,000 | 1,419 |
| Loans and leases held for sale | $25,041,000 | 154 |
| Unused loan commitments | $106,436,000 | 910 |
| Tier 1 (core) risk-based capital | $37,922,000 | 1,422 |
| Tier 2 risk-based capital | $5,194,000 | 896 |
| Total risk weighted assets | $420,536,000 | 959 |
| Total unused commitments | $106,436,000 | 911 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 100 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $468,713,000 | 1,247 |
| Cash and due from depository institutions | $20,199,000 | 1,703 |
| Interest-bearing balances | $13,118,000 | 436 |
| Securities | $25,313,000 | 4,095 |
| Federal funds sold & reverse repurchase agreements | $8,771,000 | 1,337 |
| Net loans & leases | $398,419,000 | 980 |
| Loan loss allowance | $4,765,000 | 998 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,843,000 | 3,417 |
| Other real estate owned | $280,000 | 1,703 |
| Goodwill and other intangibles | $108,000 | 2,820 |
| All other assets | $12,780,000 | 1,227 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $468,713,000 | 1,247 |
| Total liabilities | $433,938,000 | 1,206 |
| Total deposits | $380,298,000 | 1,185 |
| Interest-bearing deposits | $360,893,000 | 1,039 |
| Deposits held in domestic offices | $380,298,000 | 1,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,069,000 | 791 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,000,000 | 1,275 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,571,000 | 1,204 |
| Total equity capital | $34,775,000 | 1,657 |
| Total bank equity capital | $34,775,000 | 1,657 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $14,000,000 | 1,577 |
| Undivided profits | $18,275,000 | 1,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,799,000 | 1,604 |
| Earning assets | $445,621,000 | 1,195 |
| Long-term assets (5+ years) | $11,690,000 | 4,521 |
| Average Assets, year-to-date | $411,075,800 | 1,364 |
| Average Assets, quarterly | $451,641,500 | 1,282 |
| Volatile liabilities | $168,147,000 | 786 |
| Insider loans | $5,189,000 | 1,181 |
| FHLB advances | $31,000,000 | 1,181 |
| Loans and leases held for sale | $26,471,000 | 151 |
| Unused loan commitments | $92,929,000 | 971 |
| Tier 1 (core) risk-based capital | $34,623,000 | 1,540 |
| Tier 2 risk-based capital | $4,679,000 | 989 |
| Total risk weighted assets | $374,231,000 | 1,094 |
| Total unused commitments | $92,929,000 | 971 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 97 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $434,570,000 | 1,324 |
| Cash and due from depository institutions | $17,835,000 | 1,762 |
| Interest-bearing balances | $9,789,000 | 621 |
| Securities | $24,937,000 | 4,117 |
| Federal funds sold & reverse repurchase agreements | $5,717,000 | 1,881 |
| Net loans & leases | $371,240,000 | 1,029 |
| Loan loss allowance | $4,518,000 | 1,050 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,843,000 | 3,369 |
| Other real estate owned | $280,000 | 1,762 |
| Goodwill and other intangibles | $96,000 | 2,816 |
| All other assets | $11,622,000 | 1,310 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $434,570,000 | 1,324 |
| Total liabilities | $400,974,000 | 1,288 |
| Total deposits | $342,878,000 | 1,310 |
| Interest-bearing deposits | $325,487,000 | 1,174 |
| Deposits held in domestic offices | $342,878,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,858,000 | 765 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $35,000,000 | 1,178 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,238,000 | 1,310 |
| Total equity capital | $33,596,000 | 1,702 |
| Total bank equity capital | $33,596,000 | 1,702 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $14,000,000 | 1,551 |
| Undivided profits | $17,096,000 | 1,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,544,000 | 1,981 |
| Earning assets | $411,683,000 | 1,271 |
| Long-term assets (5+ years) | $12,295,000 | 4,521 |
| Average Assets, year-to-date | $396,666,500 | 1,419 |
| Average Assets, quarterly | $430,833,500 | 1,320 |
| Volatile liabilities | $150,051,000 | 823 |
| Insider loans | $6,544,000 | 892 |
| FHLB advances | $35,000,000 | 1,073 |
| Loans and leases held for sale | $25,517,000 | 154 |
| Unused loan commitments | $96,984,000 | 949 |
| Tier 1 (core) risk-based capital | $33,305,000 | 1,587 |
| Tier 2 risk-based capital | $4,236,000 | 1,054 |
| Total risk weighted assets | $338,571,000 | 1,189 |
| Total unused commitments | $96,984,000 | 951 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 94 | 1,821 |
| Assets and Liabilities | ||
| Total Assets: | $427,097,000 | 1,330 |
| Cash and due from depository institutions | $29,547,000 | 1,821 |
| Interest-bearing balances | $18,855,000 | 321 |
| Securities | $29,150,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $5,162,000 | 1,953 |
| Net loans & leases | $348,839,000 | 1,056 |
| Loan loss allowance | $4,252,000 | 1,090 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,815,000 | 3,362 |
| Other real estate owned | $280,000 | 1,821 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,304,000 | 1,354 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $427,097,000 | 1,330 |
| Total liabilities | $395,721,000 | 1,286 |
| Total deposits | $325,030,000 | 1,384 |
| Interest-bearing deposits | $306,662,000 | 1,235 |
| Deposits held in domestic offices | $325,030,000 | 1,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,070,000 | 555 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,000,000 | 1,170 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,621,000 | 1,428 |
| Total equity capital | $31,376,000 | 1,732 |
| Total bank equity capital | $31,376,000 | 1,732 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $13,000,000 | 1,595 |
| Undivided profits | $15,876,000 | 1,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,465,000 | 1,949 |
| Earning assets | $402,006,000 | 1,275 |
| Long-term assets (5+ years) | $10,269,000 | 4,991 |
| Average Assets, year-to-date | $384,032,000 | 1,459 |
| Average Assets, quarterly | $403,902,500 | 1,395 |
| Volatile liabilities | $141,906,000 | 834 |
| Insider loans | $5,003,000 | 1,121 |
| FHLB advances | $35,000,000 | 1,078 |
| Loans and leases held for sale | $26,277,000 | 159 |
| Unused loan commitments | $89,097,000 | 980 |
| Tier 1 (core) risk-based capital | $31,229,000 | 1,663 |
| Tier 2 risk-based capital | $4,211,000 | 1,054 |
| Total risk weighted assets | $336,795,000 | 1,164 |
| Total unused commitments | $89,097,000 | 980 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 89 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $380,708,000 | 1,484 |
| Cash and due from depository institutions | $15,011,000 | 1,916 |
| Interest-bearing balances | $5,445,000 | 1,223 |
| Securities | $27,058,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $4,604,000 | 2,978 |
| Net loans & leases | $322,937,000 | 1,111 |
| Loan loss allowance | $3,903,000 | 1,182 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,838,000 | 3,312 |
| Other real estate owned | $0 | 1,916 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,260,000 | 1,661 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $380,708,000 | 1,484 |
| Total liabilities | $355,101,000 | 1,431 |
| Total deposits | $305,022,000 | 1,477 |
| Interest-bearing deposits | $289,539,000 | 1,300 |
| Deposits held in domestic offices | $305,022,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,763,000 | 604 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,000,000 | 1,505 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,316,000 | 2,650 |
| Total equity capital | $25,607,000 | 2,213 |
| Total bank equity capital | $25,607,000 | 2,213 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $7,500,000 | 2,506 |
| Undivided profits | $15,607,000 | 2,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,475,000 | 1,910 |
| Earning assets | $360,044,000 | 1,442 |
| Long-term assets (5+ years) | $7,499,000 | 5,541 |
| Average Assets, year-to-date | $362,499,500 | 1,555 |
| Average Assets, quarterly | $362,499,500 | 1,555 |
| Volatile liabilities | $115,451,000 | 959 |
| Insider loans | $5,775,000 | 961 |
| FHLB advances | $22,000,000 | 1,400 |
| Loans and leases held for sale | $24,544,000 | 161 |
| Unused loan commitments | $76,085,000 | 1,083 |
| Tier 1 (core) risk-based capital | $25,134,000 | 2,114 |
| Tier 2 risk-based capital | $3,858,000 | 1,134 |
| Total risk weighted assets | $308,599,000 | 1,238 |
| Total unused commitments | $76,085,000 | 1,086 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $344,291,000 | 1,644 |
| Cash and due from depository institutions | $21,351,000 | 2,111 |
| Interest-bearing balances | $11,942,000 | 540 |
| Securities | $26,410,000 | 4,054 |
| Federal funds sold & reverse repurchase agreements | $690,000 | 5,366 |
| Net loans & leases | $285,583,000 | 1,254 |
| Loan loss allowance | $3,611,000 | 1,278 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,867,000 | 3,269 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,390,000 | 1,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,291,000 | 1,644 |
| Total liabilities | $319,041,000 | 1,604 |
| Total deposits | $280,535,000 | 1,591 |
| Interest-bearing deposits | $262,276,000 | 1,458 |
| Deposits held in domestic offices | $280,535,000 | 1,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,249,000 | 783 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,681 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,257,000 | 2,652 |
| Total equity capital | $25,250,000 | 2,197 |
| Total bank equity capital | $25,250,000 | 2,197 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $7,500,000 | 2,476 |
| Undivided profits | $15,250,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,339,000 | 2,241 |
| Earning assets | $324,625,000 | 1,594 |
| Long-term assets (5+ years) | $4,523,000 | 6,378 |
| Average Assets, year-to-date | $323,178,800 | 1,677 |
| Average Assets, quarterly | $337,074,500 | 1,656 |
| Volatile liabilities | $72,533,000 | 1,446 |
| Insider loans | $7,024,000 | 760 |
| FHLB advances | $19,000,000 | 1,568 |
| Loans and leases held for sale | $10,393,000 | 256 |
| Unused loan commitments | $65,734,000 | 1,178 |
| Tier 1 (core) risk-based capital | $24,754,000 | 2,125 |
| Tier 2 risk-based capital | $3,456,000 | 1,282 |
| Total risk weighted assets | $276,302,000 | 1,397 |
| Total unused commitments | $65,734,000 | 1,180 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 74 | 2,339 |
| Assets and Liabilities | ||
| Total Assets: | $329,858,000 | 1,707 |
| Cash and due from depository institutions | $22,134,000 | 2,339 |
| Interest-bearing balances | $12,000,000 | 652 |
| Securities | $29,212,000 | 3,709 |
| Federal funds sold & reverse repurchase agreements | $10,441,000 | 1,375 |
| Net loans & leases | $258,371,000 | 1,392 |
| Loan loss allowance | $3,507,000 | 1,326 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,733,000 | 3,372 |
| Other real estate owned | $0 | 2,339 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,967,000 | 1,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,858,000 | 1,707 |
| Total liabilities | $305,004,000 | 1,667 |
| Total deposits | $269,973,000 | 1,670 |
| Interest-bearing deposits | $251,188,000 | 1,527 |
| Deposits held in domestic offices | $269,973,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,944,000 | 761 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,876 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,087,000 | 3,053 |
| Total equity capital | $24,854,000 | 2,229 |
| Total bank equity capital | $24,854,000 | 2,229 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $7,500,000 | 2,439 |
| Undivided profits | $14,854,000 | 2,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 4,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,299,000 | 2,419 |
| Earning assets | $310,024,000 | 1,674 |
| Long-term assets (5+ years) | $4,250,000 | 6,469 |
| Average Assets, year-to-date | $317,900,750 | 1,724 |
| Average Assets, quarterly | $328,153,500 | 1,703 |
| Volatile liabilities | $67,643,000 | 1,490 |
| Insider loans | $7,150,000 | 726 |
| FHLB advances | $15,000,000 | 1,741 |
| Loans and leases held for sale | $902,000 | 1,190 |
| Unused loan commitments | $66,537,000 | 1,194 |
| Tier 1 (core) risk-based capital | $24,211,000 | 2,176 |
| Tier 2 risk-based capital | $3,185,000 | 1,381 |
| Total risk weighted assets | $254,442,000 | 1,507 |
| Total unused commitments | $66,537,000 | 1,199 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 71 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $326,449,000 | 1,714 |
| Cash and due from depository institutions | $27,398,000 | 2,457 |
| Interest-bearing balances | $15,761,000 | 540 |
| Securities | $29,515,000 | 3,597 |
| Federal funds sold & reverse repurchase agreements | $10,459,000 | 1,514 |
| Net loans & leases | $249,498,000 | 1,421 |
| Loan loss allowance | $3,364,000 | 1,358 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,727,000 | 3,333 |
| Other real estate owned | $0 | 2,457 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,852,000 | 1,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,449,000 | 1,714 |
| Total liabilities | $301,979,000 | 1,664 |
| Total deposits | $267,526,000 | 1,668 |
| Interest-bearing deposits | $249,699,000 | 1,533 |
| Deposits held in domestic offices | $267,526,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,352,000 | 744 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 1,850 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,101,000 | 3,097 |
| Total equity capital | $24,470,000 | 2,250 |
| Total bank equity capital | $24,470,000 | 2,250 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $7,500,000 | 2,402 |
| Undivided profits | $14,470,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,295,000 | 2,323 |
| Earning assets | $305,233,000 | 1,667 |
| Long-term assets (5+ years) | $11,911,000 | 4,567 |
| Average Assets, year-to-date | $313,915,000 | 1,742 |
| Average Assets, quarterly | $314,455,000 | 1,757 |
| Volatile liabilities | $57,574,000 | 1,673 |
| Insider loans | $7,697,000 | 660 |
| FHLB advances | $15,000,000 | 1,718 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $56,416,000 | 1,311 |
| Tier 1 (core) risk-based capital | $23,645,000 | 2,177 |
| Tier 2 risk-based capital | $3,111,000 | 1,371 |
| Total risk weighted assets | $248,652,000 | 1,515 |
| Total unused commitments | $56,416,000 | 1,322 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $302,461,000 | 1,812 |
| Cash and due from depository institutions | $14,998,000 | 2,394 |
| Interest-bearing balances | $2,594,000 | 2,221 |
| Securities | $32,843,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $3,987,000 | 3,765 |
| Net loans & leases | $244,205,000 | 1,420 |
| Loan loss allowance | $3,224,000 | 1,390 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,795,000 | 3,242 |
| Other real estate owned | $0 | 2,394 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,633,000 | 3,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,461,000 | 1,812 |
| Total liabilities | $278,573,000 | 1,775 |
| Total deposits | $247,533,000 | 1,779 |
| Interest-bearing deposits | $231,819,000 | 1,635 |
| Deposits held in domestic offices | $247,533,000 | 1,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,660,000 | 817 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,000,000 | 1,787 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,380,000 | 2,679 |
| Total equity capital | $23,888,000 | 2,248 |
| Total bank equity capital | $23,888,000 | 2,248 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $7,500,000 | 2,371 |
| Undivided profits | $13,888,000 | 2,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,416,000 | 2,134 |
| Earning assets | $283,629,000 | 1,766 |
| Long-term assets (5+ years) | $10,975,000 | 4,676 |
| Average Assets, year-to-date | $307,648,000 | 1,762 |
| Average Assets, quarterly | $307,648,000 | 1,762 |
| Volatile liabilities | $52,702,000 | 1,763 |
| Insider loans | $8,668,000 | 560 |
| FHLB advances | $15,000,000 | 1,670 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $53,257,000 | 1,314 |
| Tier 1 (core) risk-based capital | $23,071,000 | 2,181 |
| Tier 2 risk-based capital | $2,980,000 | 1,396 |
| Total risk weighted assets | $238,181,000 | 1,550 |
| Total unused commitments | $53,257,000 | 1,326 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $312,835,000 | 1,715 |
| Cash and due from depository institutions | $34,042,000 | 1,931 |
| Interest-bearing balances | $6,050,000 | 1,223 |
| Securities | $37,483,000 | 2,960 |
| Federal funds sold & reverse repurchase agreements | $733,000 | 6,159 |
| Net loans & leases | $233,931,000 | 1,476 |
| Loan loss allowance | $3,076,000 | 1,427 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,840,000 | 3,159 |
| Other real estate owned | $0 | 1,931 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,806,000 | 2,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,835,000 | 1,715 |
| Total liabilities | $289,351,000 | 1,665 |
| Total deposits | $258,245,000 | 1,677 |
| Interest-bearing deposits | $239,630,000 | 1,541 |
| Deposits held in domestic offices | $258,245,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,632,000 | 841 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,000,000 | 1,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,474,000 | 2,557 |
| Total equity capital | $23,484,000 | 2,254 |
| Total bank equity capital | $23,484,000 | 2,254 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $7,500,000 | 2,333 |
| Undivided profits | $13,484,000 | 2,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 5,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,699,000 | 1,831 |
| Earning assets | $278,197,000 | 1,770 |
| Long-term assets (5+ years) | $15,047,000 | 3,964 |
| Average Assets, year-to-date | $283,656,800 | 1,798 |
| Average Assets, quarterly | $297,901,000 | 1,789 |
| Volatile liabilities | $52,263,000 | 1,764 |
| Insider loans | $9,162,000 | 518 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $48,604,000 | 1,377 |
| Tier 1 (core) risk-based capital | $22,562,000 | 2,197 |
| Tier 2 risk-based capital | $2,889,000 | 1,409 |
| Total risk weighted assets | $230,972,000 | 1,575 |
| Total unused commitments | $48,604,000 | 1,380 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 78 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $265,704,000 | 1,913 |
| Cash and due from depository institutions | $13,700,000 | 2,198 |
| Interest-bearing balances | $486,000 | 3,731 |
| Securities | $42,548,000 | 2,532 |
| Federal funds sold & reverse repurchase agreements | $4,222,000 | 3,152 |
| Net loans & leases | $198,573,000 | 1,664 |
| Loan loss allowance | $2,655,000 | 1,542 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,998,000 | 2,967 |
| Other real estate owned | $0 | 2,198 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,663,000 | 2,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,704,000 | 1,913 |
| Total liabilities | $244,542,000 | 1,880 |
| Total deposits | $218,997,000 | 1,862 |
| Interest-bearing deposits | $182,953,000 | 1,939 |
| Deposits held in domestic offices | $218,997,000 | 1,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,981,000 | 1,133 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 1,676 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,564,000 | 2,458 |
| Total equity capital | $21,162,000 | 2,330 |
| Total bank equity capital | $21,162,000 | 2,330 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $7,500,000 | 2,212 |
| Undivided profits | $11,162,000 | 2,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,587,000 | 2,142 |
| Earning assets | $245,829,000 | 1,891 |
| Long-term assets (5+ years) | $15,561,000 | 3,847 |
| Average Assets, year-to-date | $252,362,200 | 1,929 |
| Average Assets, quarterly | $262,972,000 | 1,911 |
| Volatile liabilities | $48,280,000 | 1,816 |
| Insider loans | $7,490,000 | 608 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $37,477,000 | 1,574 |
| Tier 1 (core) risk-based capital | $20,410,000 | 2,293 |
| Tier 2 risk-based capital | $2,484,000 | 1,518 |
| Total risk weighted assets | $198,527,000 | 1,710 |
| Total unused commitments | $37,477,000 | 1,580 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $237,189,000 | 2,061 |
| Cash and due from depository institutions | $11,957,000 | 2,262 |
| Interest-bearing balances | $1,277,000 | 2,135 |
| Securities | $39,768,000 | 2,708 |
| Federal funds sold & reverse repurchase agreements | $7,770,000 | 1,556 |
| Net loans & leases | $171,815,000 | 1,846 |
| Loan loss allowance | $2,321,000 | 1,672 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,261,000 | 2,694 |
| Other real estate owned | $0 | 2,262 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,618,000 | 3,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,189,000 | 2,061 |
| Total liabilities | $218,360,000 | 2,010 |
| Total deposits | $199,814,000 | 1,950 |
| Interest-bearing deposits | $168,549,000 | 2,001 |
| Deposits held in domestic offices | $199,814,000 | 1,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,735,000 | 1,349 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,811,000 | 2,238 |
| Total equity capital | $18,829,000 | 2,495 |
| Total bank equity capital | $18,829,000 | 2,495 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $7,500,000 | 2,147 |
| Undivided profits | $8,829,000 | 2,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,251,000 | 2,112 |
| Earning assets | $220,630,000 | 2,033 |
| Long-term assets (5+ years) | $12,085,000 | 4,184 |
| Average Assets, year-to-date | $220,761,800 | 2,090 |
| Average Assets, quarterly | $230,621,500 | 2,082 |
| Volatile liabilities | $55,783,000 | 1,584 |
| Insider loans | $9,112,000 | 478 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $33,362,000 | 1,580 |
| Tier 1 (core) risk-based capital | $18,689,000 | 2,400 |
| Tier 2 risk-based capital | $2,180,390 | 1,651 |
| Total risk weighted assets | $174,290,690 | 1,847 |
| Total unused commitments | $33,362,000 | 1,581 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $207,501,000 | 2,270 |
| Cash and due from depository institutions | $10,742,000 | 2,401 |
| Interest-bearing balances | $214,000 | 3,917 |
| Securities | $41,353,000 | 2,719 |
| Federal funds sold & reverse repurchase agreements | $2,760,000 | 3,034 |
| Net loans & leases | $146,392,000 | 2,049 |
| Loan loss allowance | $2,001,000 | 1,838 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,468,000 | 2,499 |
| Other real estate owned | $0 | 2,401 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,786,000 | 3,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,501,000 | 2,270 |
| Total liabilities | $191,673,000 | 2,221 |
| Total deposits | $169,856,000 | 2,236 |
| Interest-bearing deposits | $141,054,000 | 2,328 |
| Deposits held in domestic offices | $169,856,000 | 2,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,077,000 | 1,534 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,000,000 | 1,647 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,740,000 | 2,110 |
| Total equity capital | $15,828,000 | 2,810 |
| Total bank equity capital | $15,828,000 | 2,810 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $7,500,000 | 2,115 |
| Undivided profits | $5,828,000 | 3,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $978,000 | 2,320 |
| Earning assets | $190,719,000 | 2,255 |
| Long-term assets (5+ years) | $15,102,000 | 3,940 |
| Average Assets, year-to-date | $197,833,200 | 2,280 |
| Average Assets, quarterly | $204,631,000 | 2,267 |
| Volatile liabilities | $48,004,000 | 1,707 |
| Insider loans | $6,145,000 | 746 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $31,511,000 | 1,681 |
| Tier 1 (core) risk-based capital | $16,629,000 | 2,635 |
| Tier 2 risk-based capital | $1,957,020 | 1,731 |
| Total risk weighted assets | $156,511,820 | 1,954 |
| Total unused commitments | $31,511,000 | 1,683 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 68 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $186,709,000 | 2,458 |
| Cash and due from depository institutions | $13,254,000 | 2,610 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $48,338,000 | 2,393 |
| Federal funds sold & reverse repurchase agreements | $3,829,000 | 4,159 |
| Net loans & leases | $115,891,000 | 2,397 |
| Loan loss allowance | $1,640,000 | 2,157 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,520,000 | 2,305 |
| Other real estate owned | $0 | 2,610 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,877,000 | 3,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,709,000 | 2,458 |
| Total liabilities | $170,204,000 | 2,433 |
| Total deposits | $165,896,000 | 2,299 |
| Interest-bearing deposits | $136,472,000 | 2,390 |
| Deposits held in domestic offices | $165,896,000 | 2,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,207,000 | 1,692 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,101,000 | 3,250 |
| Total equity capital | $16,505,000 | 2,715 |
| Total bank equity capital | $16,505,000 | 2,715 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $7,500,000 | 2,031 |
| Undivided profits | $6,505,000 | 3,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $789,000 | 2,927 |
| Earning assets | $168,058,000 | 2,516 |
| Long-term assets (5+ years) | $11,847,000 | 4,321 |
| Average Assets, year-to-date | $173,127,600 | 2,499 |
| Average Assets, quarterly | $182,763,500 | 2,463 |
| Volatile liabilities | $34,373,000 | 1,932 |
| Insider loans | $4,288,000 | 993 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,253,000 | 1,576 |
| Tier 1 (core) risk-based capital | $16,081,000 | 2,657 |
| Tier 2 risk-based capital | $1,513,790 | 2,089 |
| Total risk weighted assets | $120,393,690 | 2,380 |
| Total unused commitments | $32,253,000 | 1,580 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $163,659,000 | 2,746 |
| Cash and due from depository institutions | $11,929,000 | 3,282 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $29,500,000 | 3,686 |
| Federal funds sold & reverse repurchase agreements | $13,187,000 | 1,001 |
| Net loans & leases | $104,541,000 | 2,644 |
| Loan loss allowance | $1,480,000 | 2,371 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,931,000 | 2,694 |
| Other real estate owned | $0 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,571,000 | 4,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,659,000 | 2,746 |
| Total liabilities | $148,704,000 | 2,713 |
| Total deposits | $144,503,000 | 2,574 |
| Interest-bearing deposits | $118,604,000 | 2,703 |
| Deposits held in domestic offices | $144,503,000 | 2,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 1,797 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $951,000 | 3,710 |
| Total equity capital | $14,955,000 | 2,963 |
| Total bank equity capital | $14,955,000 | 2,963 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $7,500,000 | 2,000 |
| Undivided profits | $4,955,000 | 4,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 6,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,286 |
| Income earned, not collected on loans | $702,000 | 3,354 |
| Earning assets | $147,228,000 | 2,802 |
| Long-term assets (5+ years) | $6,618,000 | 5,328 |
| Average Assets, year-to-date | $145,111,800 | 2,932 |
| Average Assets, quarterly | $154,526,000 | 2,846 |
| Volatile liabilities | $28,000,000 | 2,261 |
| Insider loans | $4,663,000 | 888 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,091,000 | 2,191 |
| Tier 1 (core) risk-based capital | $14,831,000 | 2,863 |
| Tier 2 risk-based capital | $1,347,360 | 2,213 |
| Total risk weighted assets | $107,655,860 | 2,589 |
| Total unused commitments | $19,091,000 | 2,197 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $137,449,000 | 3,290 |
| Cash and due from depository institutions | $6,015,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,291,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $10,810,000 | 1,200 |
| Net loans & leases | $87,409,000 | 3,143 |
| Loan loss allowance | $1,240,000 | 2,913 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,368,000 | 3,264 |
| Other real estate owned | $0 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,556,000 | 4,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,449,000 | 3,290 |
| Total liabilities | $124,227,000 | 3,275 |
| Total deposits | $121,482,000 | 3,138 |
| Interest-bearing deposits | $99,667,000 | 3,290 |
| Deposits held in domestic offices | $121,482,000 | 3,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,315 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $895,000 | 3,840 |
| Total equity capital | $13,222,000 | 3,348 |
| Total bank equity capital | $13,222,000 | 3,348 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $7,500,000 | 2,055 |
| Undivided profits | $3,222,000 | 5,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 9,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $616,000 | 3,751 |
| Earning assets | $127,510,000 | 3,254 |
| Long-term assets (5+ years) | $4,035,000 | 6,391 |
| Average Assets, year-to-date | $124,858,200 | 3,453 |
| Average Assets, quarterly | $132,120,500 | 3,376 |
| Volatile liabilities | $24,955,000 | 2,430 |
| Insider loans | $3,158,000 | 1,361 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,182,000 | 2,521 |
| Tier 1 (core) risk-based capital | $13,225,000 | 3,246 |
| Tier 2 risk-based capital | $1,113,760 | 2,680 |
| Total risk weighted assets | $88,974,860 | 3,087 |
| Total unused commitments | $15,182,000 | 2,533 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $115,085,000 | 3,873 |
| Cash and due from depository institutions | $4,459,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,803,000 | 4,596 |
| Federal funds sold & reverse repurchase agreements | $6,779,000 | 2,169 |
| Net loans & leases | $74,766,000 | 3,525 |
| Loan loss allowance | $1,061,000 | 3,351 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,008,000 | 3,690 |
| Other real estate owned | $0 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,270,000 | 5,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,085,000 | 3,873 |
| Total liabilities | $103,001,000 | 3,895 |
| Total deposits | $99,642,000 | 3,819 |
| Interest-bearing deposits | $83,954,000 | 3,917 |
| Deposits held in domestic offices | $99,642,000 | 3,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,993,000 | 2,198 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,366,000 | 2,838 |
| Total equity capital | $12,084,000 | 3,647 |
| Total bank equity capital | $12,084,000 | 3,647 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $7,500,000 | 2,057 |
| Undivided profits | $2,084,000 | 7,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $517,000 | 4,590 |
| Earning assets | $107,348,000 | 3,820 |
| Long-term assets (5+ years) | $4,183,000 | 6,257 |
| Average Assets, year-to-date | $102,012,000 | 4,173 |
| Average Assets, quarterly | $110,203,500 | 3,994 |
| Volatile liabilities | $21,260,000 | 2,510 |
| Insider loans | $3,111,000 | 1,395 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,037,000 | 2,556 |
| Tier 1 (core) risk-based capital | $11,833,000 | 3,581 |
| Tier 2 risk-based capital | $939,020 | 3,084 |
| Total risk weighted assets | $74,999,820 | 3,514 |
| Total unused commitments | $14,037,000 | 2,567 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $90,382,000 | 4,775 |
| Cash and due from depository institutions | $3,952,000 | 5,756 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,900,000 | 6,127 |
| Federal funds sold & reverse repurchase agreements | $5,121,000 | 1,769 |
| Net loans & leases | $60,284,000 | 4,187 |
| Loan loss allowance | $899,000 | 3,960 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,171,000 | 5,510 |
| Other real estate owned | $0 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $954,000 | 6,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,382,000 | 4,775 |
| Total liabilities | $79,704,000 | 4,874 |
| Total deposits | $78,565,000 | 4,720 |
| Interest-bearing deposits | $62,903,000 | 5,024 |
| Deposits held in domestic offices | $78,565,000 | 4,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $323,000 | 4,214 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $816,000 | 3,561 |
| Total equity capital | $10,678,000 | 3,813 |
| Total bank equity capital | $10,678,000 | 3,813 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $7,500,000 | 1,990 |
| Undivided profits | $678,000 | 9,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $358,000 | 5,703 |
| Earning assets | $84,305,000 | 4,707 |
| Long-term assets (5+ years) | $6,789,000 | 5,179 |
| Average Assets, year-to-date | $82,195,200 | 5,089 |
| Average Assets, quarterly | $89,104,000 | 4,805 |
| Volatile liabilities | $15,462,000 | 3,110 |
| Insider loans | $2,906,000 | 1,447 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,969,000 | 2,613 |
| Tier 1 (core) risk-based capital | $10,990,000 | 3,750 |
| Tier 2 risk-based capital | $725,440 | 3,886 |
| Total risk weighted assets | $57,861,740 | 4,373 |
| Total unused commitments | $12,969,000 | 2,623 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $71,830,000 | 5,936 |
| Cash and due from depository institutions | $2,912,000 | 6,938 |
| Interest-bearing balances | $297,000 | 5,111 |
| Securities | $11,687,000 | 8,470 |
| Federal funds sold & reverse repurchase agreements | $4,134,000 | 3,329 |
| Net loans & leases | $51,257,000 | 4,690 |
| Loan loss allowance | $780,000 | 4,571 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,250,000 | 5,330 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $590,000 | 8,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,830,000 | 5,936 |
| Total liabilities | $61,770,000 | 6,180 |
| Total deposits | $59,768,000 | 6,144 |
| Interest-bearing deposits | $51,557,000 | 6,190 |
| Deposits held in domestic offices | $59,768,000 | 6,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,421,000 | 2,506 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $581,000 | 4,798 |
| Total equity capital | $10,060,000 | 4,068 |
| Total bank equity capital | $10,060,000 | 4,068 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $7,500,000 | 1,902 |
| Undivided profits | $60,000 | 12,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $246,000 | 7,070 |
| Earning assets | $67,375,000 | 5,823 |
| Long-term assets (5+ years) | $2,078,000 | 8,686 |
| Average Assets, year-to-date | $65,589,800 | 6,241 |
| Average Assets, quarterly | $71,677,000 | 5,893 |
| Volatile liabilities | $12,964,000 | 3,363 |
| Insider loans | $3,019,000 | 1,377 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,906,000 | 2,714 |
| Tier 1 (core) risk-based capital | $10,060,000 | 3,977 |
| Tier 2 risk-based capital | $613,500 | 4,440 |
| Total risk weighted assets | $48,913,100 | 5,000 |
| Total unused commitments | $11,906,000 | 2,737 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $55,386,000 | 7,340 |
| Cash and due from depository institutions | $3,198,000 | 7,704 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,762,000 | 9,252 |
| Federal funds sold & reverse repurchase agreements | $3,241,000 | 4,776 |
| Net loans & leases | $37,433,000 | 6,047 |
| Loan loss allowance | $570,000 | 5,854 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,364,000 | 5,013 |
| Other real estate owned | $0 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $388,000 | 10,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,386,000 | 7,340 |
| Total liabilities | $45,872,000 | 7,832 |
| Total deposits | $44,159,000 | 7,844 |
| Interest-bearing deposits | $37,750,000 | 7,898 |
| Deposits held in domestic offices | $44,159,000 | 7,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,355,000 | 2,326 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $358,000 | 7,351 |
| Total equity capital | $9,514,000 | 4,078 |
| Total bank equity capital | $9,514,000 | 4,078 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $7,500,000 | 1,836 |
| Undivided profits | $-486,000 | 13,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $182,000 | 9,141 |
| Earning assets | $50,436,000 | 7,355 |
| Long-term assets (5+ years) | $997,000 | 10,262 |
| Average Assets, year-to-date | $46,795,400 | 8,043 |
| Average Assets, quarterly | $54,690,500 | 7,361 |
| Volatile liabilities | $11,565,000 | 3,692 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,735,000 | 3,488 |
| Tier 1 (core) risk-based capital | $9,514,000 | 4,007 |
| Tier 2 risk-based capital | $470,690 | 5,500 |
| Total risk weighted assets | $37,555,590 | 6,221 |
| Total unused commitments | $7,735,000 | 3,508 |
| Derivatives | $0 | 651 |