Home > The Saratoga State Bank > Net Loans and Leases
The Saratoga State Bank, Net Loans and Leases
| 1994-12-31 | Rank | |
| Net loans and leases | $16,114,000 | 9,559 |
| Loan loss allowance | $214,000 | 9,621 |
| Total loans and leases | $16,328,000 | 9,582 |
| Unearned income | $3,000 | 7,285 |
| Loans and leases, gross | $16,328,000 | 9,592 |
| All real estate loans | $10,472,000 | 8,699 |
| Real estate loans in domestic offices | $10,472,000 | 8,699 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $488,000 | 10,554 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $5,816,000 | 8,212 |
| Farmland loans | $4,168,000 | 1,428 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,758,000 | 3,256 |
| Commercial and industrial loans | $1,019,000 | 9,454 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,053,000 | 8,435 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,053,000 | 8,191 |
| All other loans & leases | $29,000 | 8,329 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $29,000 | 5,912 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $15,343,000 | 9,942 |
| Loan loss allowance | $218,000 | 9,904 |
| Total loans and leases | $15,561,000 | 9,964 |
| Unearned income | $14,000 | 7,437 |
| Loans and leases, gross | $15,561,000 | 9,969 |
| All real estate loans | $9,627,000 | 9,137 |
| Real estate loans in domestic offices | $9,627,000 | 9,137 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $508,000 | 10,972 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $4,916,000 | 8,973 |
| Farmland loans | $4,203,000 | 1,289 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,627,000 | 3,302 |
| Commercial and industrial loans | $1,379,000 | 9,032 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,916,000 | 8,928 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,916,000 | 8,681 |
| All other loans & leases | $26,000 | 8,797 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $5,000 | 5,757 |
| Other loans | $21,000 | 6,722 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $14,218,000 | 10,404 |
| Loan loss allowance | $202,000 | 10,453 |
| Total loans and leases | $14,420,000 | 10,423 |
| Unearned income | $69,000 | 6,752 |
| Loans and leases, gross | $14,420,000 | 10,426 |
| All real estate loans | $8,944,000 | 9,531 |
| Real estate loans in domestic offices | $8,944,000 | 9,531 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $331,000 | 11,887 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $4,615,000 | 9,359 |
| Farmland loans | $3,998,000 | 1,281 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,382,000 | 3,499 |
| Commercial and industrial loans | $1,230,000 | 9,610 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,901,000 | 9,372 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,901,000 | 9,138 |
| All other loans & leases | $32,000 | 8,922 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $10,000 | 5,839 |
| Other loans | $22,000 | 6,777 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |