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The Saratoga State Bank, Assets and Liabilities

1994-12-31Rank
# of Employees:811,389
Assets and Liabilities
Total Assets:$21,606,00010,873
Cash and due from depository institutions$687,00011,389
Interest-bearing balances$1,0006,985
Securities$4,283,00011,152
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$16,114,0009,559
Loan loss allowance$214,0009,621
Trading account assets$0286
Bank premises and fixed assets$131,00011,319
Other real estate owned$8,00011,389
Goodwill and other intangibles$03,133
All other assets$383,00010,494
Life insurance assets$01
Total liabilities and capital$21,606,00010,873
Total liabilities$19,032,00010,911
Total deposits$16,747,00011,166
Interest-bearing deposits$15,079,00010,965
Deposits held in domestic offices$16,747,00011,163
% insured0.00%1
Federal funds purchased & repurchase agreements$2,150,0002,572
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$135,00010,322
Total equity capital$2,574,00010,103
Total bank equity capital$2,574,00010,103
Perpetual preferred stock$0310
Common stock$300,0007,125
Surplus$1,200,0007,357
Undivided profits$1,074,0008,865
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,0009,954
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$195,0008,594
Earning assets$20,398,00010,736
Long-term assets (5+ years)$2,289,0008,006
Average Assets, year-to-date$21,317,00010,850
Average Assets, quarterly$21,840,00010,819
Volatile liabilities$3,420,0008,047
Insider loans$177,0008,421
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$1,247,0008,655
Tier 1 (core) risk-based capital$2,527,00010,254
Tier 2 risk-based capital$185,5109,416
Total risk weighted assets$14,812,61010,118
Total unused commitments$1,247,0008,667
Derivatives$0687
1993-12-31Rank
# of Employees:811,961
Assets and Liabilities
Total Assets:$20,484,00011,526
Cash and due from depository institutions$502,00011,961
Interest-bearing balances$07,655
Securities$4,122,00011,676
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$15,343,0009,942
Loan loss allowance$218,0009,904
Trading account assets$0330
Bank premises and fixed assets$140,00011,766
Other real estate owned$9,00011,961
Goodwill and other intangibles$03,091
All other assets$368,00010,595
Life insurance assets$01
Total liabilities and capital$20,484,00011,526
Total liabilities$17,712,00011,659
Total deposits$17,615,00011,561
Interest-bearing deposits$16,417,00011,277
Deposits held in domestic offices$17,615,00011,559
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$97,00011,641
Total equity capital$2,772,00010,124
Total bank equity capital$2,772,00010,124
Perpetual preferred stock$0343
Common stock$300,0007,497
Surplus$1,200,0007,431
Undivided profits$1,272,0008,889
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$238,0007,064
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$204,0008,023
Earning assets$19,465,00011,365
Long-term assets (5+ years)$2,031,0008,733
Average Assets, year-to-date$20,906,40011,378
Average Assets, quarterly$20,526,00011,499
Volatile liabilities$1,478,00010,522
Insider loans$132,0009,238
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$850,0009,594
Tier 1 (core) risk-based capital$2,772,00010,076
Tier 2 risk-based capital$179,2409,822
Total risk weighted assets$14,300,44010,547
Total unused commitments$850,0009,619
Derivatives$0714
1992-12-31Rank
# of Employees:812,446
Assets and Liabilities
Total Assets:$21,720,00011,746
Cash and due from depository institutions$753,00012,446
Interest-bearing balances$08,059
Securities$6,142,00010,982
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$14,218,00010,404
Loan loss allowance$202,00010,453
Trading account assets$0344
Bank premises and fixed assets$143,00012,196
Other real estate owned$10,00012,446
Goodwill and other intangibles$03,106
All other assets$454,00010,129
Life insurance assets$01
Total liabilities and capital$21,720,00011,746
Total liabilities$19,238,00011,798
Total deposits$18,344,00011,844
Interest-bearing deposits$17,052,00011,538
Deposits held in domestic offices$18,344,00011,843
% insured0.00%1
Federal funds purchased & repurchase agreements$750,0002,759
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$144,00011,306
Total equity capital$2,482,00010,591
Total bank equity capital$2,482,00010,591
Perpetual preferred stock$0346
Common stock$300,0007,882
Surplus$1,200,0007,411
Undivided profits$982,0009,628
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$172,0008,794
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$236,0007,816
Earning assets$20,360,00011,595
Long-term assets (5+ years)$2,228,0008,698
Average Assets, year-to-date$22,861,40011,421
Average Assets, quarterly$22,677,50011,527
Volatile liabilities$2,321,0009,504
Insider loans$145,0004,746
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$729,0009,864
Tier 1 (core) risk-based capital$2,482,00010,546
Tier 2 risk-based capital$168,33010,185
Total risk weighted assets$13,432,53011,066
Total unused commitments$729,0009,891
Derivatives$0651