Home > The Sandwich Co-operative Bank > Net charge- offs to loans
The Sandwich Co-operative Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 5,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2637% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6239% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8136% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5249% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 6,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0879% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2195% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9838% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2593% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 6,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 664 |
| Percentage Net Loans Charged-off:Construction & development | -0.2859% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0484% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1501% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1218% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5765% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4620% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 6,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.3275% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1552% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1392% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 4,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2317% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.6232% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2651% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1868% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8296% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0374% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7704% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7920% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7512% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.6800% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2082% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4973% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5837% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8956% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9904% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0984% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |