Home > The San Benito Bank & Trust Company > Income and Expense
The San Benito Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,706,000 | 3,117 |
| Total interest expense | $2,916,000 | 4,065 |
| Net interest income | $6,790,000 | 2,661 |
| Provision for loan and lease losses | $385,000 | 1,876 |
| Total noninterest income | $1,890,000 | 1,909 |
| Gross Fiduciary activities income | $120,000 | 1,139 |
| Service charges on deposit accounts | $1,463,000 | 890 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $307,000 | 4,026 |
| Total noninterest expense | $6,329,000 | 2,224 |
| Salaries and employee benefits | $3,012,000 | 2,207 |
| Premises and equipment expense | $866,000 | 2,334 |
| Additional noninterest expense | $2,451,000 | 2,168 |
| Pre-tax net operating income | $1,966,000 | 3,483 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $747,000 | 2,945 |
| Income before extraordinary items | $1,226,000 | 3,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,226,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,611 |
| Cash dividends | $652,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,221,520 | 3,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 3,458 |
| Total interest expense | $3,023,000 | 4,089 |
| Net interest income | $5,855,000 | 3,093 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $1,645,000 | 2,268 |
| Gross Fiduciary activities income | $89,000 | 1,236 |
| Service charges on deposit accounts | $1,170,000 | 1,148 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $386,000 | 3,839 |
| Total noninterest expense | $5,707,000 | 2,506 |
| Salaries and employee benefits | $2,841,000 | 2,347 |
| Premises and equipment expense | $797,000 | 2,562 |
| Additional noninterest expense | $2,069,000 | 2,650 |
| Pre-tax net operating income | $1,393,000 | 4,613 |
| Securities gains (losses) | $75,000 | 2,875 |
| Applicable income taxes | $491,000 | 4,255 |
| Income before extraordinary items | $977,000 | 4,778 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $977,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $505,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $926,750 | 4,746 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,398,000 | 3,715 |
| Total interest expense | $3,935,000 | 4,137 |
| Net interest income | $5,463,000 | 3,351 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $1,498,000 | 2,393 |
| Gross Fiduciary activities income | $77,000 | 1,300 |
| Service charges on deposit accounts | $1,040,000 | 1,283 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $381,000 | 3,823 |
| Total noninterest expense | $5,333,000 | 2,700 |
| Salaries and employee benefits | $2,577,000 | 2,506 |
| Premises and equipment expense | $751,000 | 2,763 |
| Additional noninterest expense | $2,005,000 | 2,798 |
| Pre-tax net operating income | $1,478,000 | 4,086 |
| Securities gains (losses) | $345,000 | 1,411 |
| Applicable income taxes | $548,000 | 3,697 |
| Income before extraordinary items | $1,275,000 | 3,607 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,275,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,933 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 768 |
| Net operating income | $1,033,500 | 4,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.