Home > The San Benito Bank & Trust Company > Assets and Liabilities
The San Benito Bank & Trust Company, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 97 | 2,077 |
Assets and Liabilities | ||
Total Assets: | $139,418,000 | 3,208 |
Cash and due from depository institutions | $7,704,000 | 2,077 |
Interest-bearing balances | $0 | 7,034 |
Securities | $26,094,000 | 4,799 |
Federal funds sold & reverse repurchase agreements | $15,300,000 | 641 |
Net loans & leases | $80,347,000 | 3,222 |
Loan loss allowance | $1,094,000 | 3,309 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $6,257,000 | 1,160 |
Other real estate owned | $923,000 | 2,077 |
Goodwill and other intangibles | $27,000 | 2,703 |
All other assets | $2,766,000 | 2,886 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $139,418,000 | 3,208 |
Total liabilities | $130,216,000 | 3,120 |
Total deposits | $129,528,000 | 2,930 |
Interest-bearing deposits | $104,556,000 | 3,121 |
Deposits held in domestic offices | $129,528,000 | 2,918 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $688,000 | 4,071 |
Total equity capital | $9,202,000 | 4,391 |
Total bank equity capital | $9,202,000 | 4,391 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,000,000 | 3,640 |
Surplus | $4,150,000 | 3,210 |
Undivided profits | $4,052,000 | 4,885 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,017,000 | 1,539 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $671,000 | 185 |
Income earned, not collected on loans | $1,286,000 | 1,515 |
Earning assets | $121,741,000 | 3,353 |
Long-term assets (5+ years) | $1,279,000 | 9,087 |
Average Assets, year-to-date | $138,336,200 | 3,163 |
Average Assets, quarterly | $138,413,500 | 3,212 |
Volatile liabilities | $13,943,000 | 3,395 |
Insider loans | $4,832,000 | 874 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $17,826,000 | 2,100 |
Tier 1 (core) risk-based capital | $9,175,000 | 4,440 |
Tier 2 risk-based capital | $1,071,880 | 2,744 |
Total risk weighted assets | $85,728,180 | 3,078 |
Total unused commitments | $17,826,000 | 2,111 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 100 | 2,091 |
Assets and Liabilities | ||
Total Assets: | $139,382,000 | 3,285 |
Cash and due from depository institutions | $6,633,000 | 2,091 |
Interest-bearing balances | $0 | 7,655 |
Securities | $52,321,000 | 2,644 |
Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
Net loans & leases | $70,481,000 | 3,567 |
Loan loss allowance | $1,103,000 | 3,392 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $3,950,000 | 1,836 |
Other real estate owned | $1,490,000 | 2,091 |
Goodwill and other intangibles | $31,000 | 2,606 |
All other assets | $2,376,000 | 2,981 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $139,382,000 | 3,285 |
Total liabilities | $130,754,000 | 3,178 |
Total deposits | $130,195,000 | 3,008 |
Interest-bearing deposits | $105,240,000 | 3,237 |
Deposits held in domestic offices | $130,195,000 | 2,998 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $559,000 | 4,942 |
Total equity capital | $8,628,000 | 4,695 |
Total bank equity capital | $8,628,000 | 4,695 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,000,000 | 3,765 |
Surplus | $4,150,000 | 3,167 |
Undivided profits | $3,478,000 | 5,619 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,766,000 | 2,087 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,048,000 | 133 |
Income earned, not collected on loans | $923,000 | 1,900 |
Earning assets | $124,902,000 | 3,356 |
Long-term assets (5+ years) | $1,274,000 | 9,594 |
Average Assets, year-to-date | $135,749,600 | 3,278 |
Average Assets, quarterly | $138,259,500 | 3,285 |
Volatile liabilities | $10,976,000 | 3,832 |
Insider loans | $4,008,000 | 1,025 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $14,804,000 | 2,342 |
Tier 1 (core) risk-based capital | $8,597,000 | 4,606 |
Tier 2 risk-based capital | $970,490 | 2,967 |
Total risk weighted assets | $77,506,690 | 3,330 |
Total unused commitments | $14,804,000 | 2,361 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 93 | 2,323 |
Assets and Liabilities | ||
Total Assets: | $133,952,000 | 3,461 |
Cash and due from depository institutions | $6,702,000 | 2,323 |
Interest-bearing balances | $0 | 8,059 |
Securities | $50,150,000 | 2,727 |
Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,092 |
Net loans & leases | $65,355,000 | 3,887 |
Loan loss allowance | $809,000 | 4,456 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $3,347,000 | 2,211 |
Other real estate owned | $2,234,000 | 2,323 |
Goodwill and other intangibles | $42,000 | 2,527 |
All other assets | $2,222,000 | 3,255 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $133,952,000 | 3,461 |
Total liabilities | $125,796,000 | 3,389 |
Total deposits | $124,851,000 | 3,266 |
Interest-bearing deposits | $103,529,000 | 3,421 |
Deposits held in domestic offices | $124,851,000 | 3,258 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $945,000 | 3,449 |
Total equity capital | $8,156,000 | 4,705 |
Total bank equity capital | $8,156,000 | 4,705 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,000,000 | 3,936 |
Surplus | $4,150,000 | 3,054 |
Undivided profits | $3,006,000 | 5,953 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $522,000 | 5,496 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $844,000 | 2,355 |
Earning assets | $119,405,000 | 3,538 |
Long-term assets (5+ years) | $2,268,000 | 8,669 |
Average Assets, year-to-date | $129,211,400 | 3,508 |
Average Assets, quarterly | $132,249,500 | 3,474 |
Volatile liabilities | $14,307,000 | 3,091 |
Insider loans | $1,175,000 | 691 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $11,315,000 | 2,705 |
Tier 1 (core) risk-based capital | $8,114,000 | 4,652 |
Tier 2 risk-based capital | $809,000 | 3,496 |
Total risk weighted assets | $73,500,000 | 3,550 |
Total unused commitments | $11,315,000 | 2,720 |
Derivatives | $0 | 651 |