Home > The Saluda County Bank > Loan Charge- Offs and Recoveries

The Saluda County Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$112,0004,344
Loans secured by real estate, total$57,0001,731
To non-U.S. addresseesNANA
Real estate loans in domestic offices$57,0001,729
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$57,0001,178
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0004,865
Loans to individuals$39,0004,179
Credit card loan charge offs$3,0002,849
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$36,0003,942
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$150,0001,526
Loans secured by real estate, total$32,0001,280
To non-U.S. addresseesNANA
Real estate loans in domestic offices$32,0001,281
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$32,000722
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$102,000853
Loans to individuals$16,0003,431
Credit card loan recoveries$5,0001,158
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0003,793
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$-38,00010,041
Loans secured by real estate, total$25,0002,126
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,124
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$25,0001,586
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-86,00010,244
To non-U.S. addresseesNANA
Loans to individuals$23,0004,329
Credit card loan net charge offs$-2,00010,296
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$25,0003,740
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$127,0004,266
Loans secured by real estate, total$17,0003,195
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0003,195
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$17,0002,415
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0004,204
Loans to individuals$80,0002,956
Credit card loan charge offs$7,0002,501
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$73,0002,754
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$114,0002,108
Loans secured by real estate, total$34,0001,378
To non-U.S. addresseesNANA
Real estate loans in domestic offices$34,0001,378
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$33,000807
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$1,0001,529
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$27,0002,570
Loans to individuals$53,0001,571
Credit card loan recoveries$2,0001,717
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$51,0001,450
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$13,0007,092
Loans secured by real estate, total$-17,00010,133
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-17,00010,154
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-16,00010,487
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-1,0009,894
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,071
To non-U.S. addresseesNANA
Loans to individuals$27,0004,261
Credit card loan net charge offs$5,0002,529
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$22,0004,150
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$243,0003,028
Loans secured by real estate, total$45,0002,311
To non-U.S. addresseesNANA
Real estate loans in domestic offices$45,0002,311
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$45,0001,582
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$94,0002,513
Loans to individuals$104,0002,465
Credit card loan charge offs$11,0002,160
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$93,0002,318
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$155,0001,795
Loans secured by real estate, total$72,0001,011
To non-U.S. addresseesNANA
Real estate loans in domestic offices$72,0001,011
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$72,000489
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$50,0001,839
Loans to individuals$33,0002,339
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0002,155
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$88,0004,189
Loans secured by real estate, total$-27,00010,797
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-27,00010,822
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-27,00011,197
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$44,0002,917
To non-U.S. addresseesNANA
Loans to individuals$71,0002,551
Credit card loan net charge offs$10,0002,027
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$61,0002,376
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$192,0003,391
Loans secured by real estate, total$100,0001,735
To non-U.S. addresseesNANA
Real estate loans in domestic offices$100,0001,733
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$100,0001,095
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$40,0003,875
Loans to individuals$52,0003,494
Credit card loan charge offs$7,0002,363
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$45,0003,373
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$90,0002,788
Loans secured by real estate, total$32,0001,692
To non-U.S. addresseesNANA
Real estate loans in domestic offices$32,0001,691
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$32,000896
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$46,0002,092
Loans to individuals$12,0004,296
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,412
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$102,0003,716
Loans secured by real estate, total$68,0001,720
To non-U.S. addresseesNANA
Real estate loans in domestic offices$68,0001,719
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$68,0001,147
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-6,0009,910
To non-U.S. addresseesNANA
Loans to individuals$40,0003,130
Credit card loan net charge offs$5,0002,403
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$35,0002,918
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$476,0001,891
Loans secured by real estate, total$110,0001,825
To non-U.S. addresseesNANA
Real estate loans in domestic offices$110,0001,825
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$110,0001,072
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$319,000992
Loans to individuals$47,0003,622
Credit card loan charge offs$7,0002,262
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0003,543
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$205,0001,652
Loans secured by real estate, total$63,0001,322
To non-U.S. addresseesNANA
Real estate loans in domestic offices$63,0001,322
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$63,000617
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$124,0001,152
Loans to individuals$18,0003,686
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$17,0003,543
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$271,0002,044
Loans secured by real estate, total$47,0002,276
To non-U.S. addresseesNANA
Real estate loans in domestic offices$47,0002,277
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$47,0001,515
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$195,0001,028
To non-U.S. addresseesNANA
Loans to individuals$29,0003,501
Credit card loan net charge offs$6,0002,124
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$23,0003,417
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$538,0002,151
Loans secured by real estate, total$380,0001,203
To non-U.S. addresseesNANA
Real estate loans in domestic offices$380,0001,202
Construction and land development$23,000906
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$347,000635
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$10,0002,642
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$23,0005,965
Loans to individuals$135,0002,023
Credit card loan charge offs$10,0002,121
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$125,0001,797
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$78,0003,732
Loans secured by real estate, total$20,0002,583
To non-U.S. addresseesNANA
Real estate loans in domestic offices$20,0002,583
Construction and land development$1,000839
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$19,0001,527
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$34,0003,352
Loans to individuals$24,0003,280
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0003,030
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$460,0001,867
Loans secured by real estate, total$360,0001,067
To non-U.S. addresseesNANA
Real estate loans in domestic offices$360,0001,065
Construction and land development$22,000812
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$328,000571
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$10,0002,320
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-11,00011,494
To non-U.S. addresseesNANA
Loans to individuals$111,0001,708
Credit card loan net charge offs$10,0001,881
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$101,0001,450
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$479,0003,009
Loans secured by real estate, total$207,0002,114
To non-U.S. addresseesNANA
Real estate loans in domestic offices$207,0002,114
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$207,000986
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$169,0003,001
Loans to individuals$103,0002,990
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$103,0002,636
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$12,0001,377
Total recoveries$23,0007,372
Loans secured by real estate, total$8,0003,737
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,737
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$8,0002,377
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0007,152
Loans to individuals$10,0005,568
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0005,293
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$456,0002,619
Loans secured by real estate, total$199,0001,946
To non-U.S. addresseesNANA
Real estate loans in domestic offices$199,0001,946
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$199,000906
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$164,0002,541
To non-U.S. addresseesNANA
Loans to individuals$93,0002,489
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$93,0002,101
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$12,0001,083

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.