Home > The Salt Lick Deposit Bank > Income and Expense
The Salt Lick Deposit Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 5,407 |
| Total interest expense | $770,000 | 4,202 |
| Net interest income | $2,355,000 | 5,572 |
| Provision for loan and lease losses | $101,000 | 4,645 |
| Total noninterest income | $683,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $477,000 | 2,585 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $206,000 | 4,560 |
| Total noninterest expense | $1,981,000 | 5,667 |
| Salaries and employee benefits | $982,000 | 5,738 |
| Premises and equipment expense | $275,000 | 5,150 |
| Additional noninterest expense | $724,000 | 5,476 |
| Pre-tax net operating income | $956,000 | 4,068 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $287,000 | 2,698 |
| Income before extraordinary items | $669,000 | 4,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $669,000 | 4,534 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $669,000 | 4,535 |
| Net charge-offs | $318,000 | 3,225 |
| Cash dividends | $835,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $669,000 | 4,358 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 5,478 |
| Total interest expense | $588,000 | 4,282 |
| Net interest income | $1,775,000 | 5,657 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $467,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $354,000 | 2,632 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,967 |
| Total noninterest expense | $1,522,000 | 5,665 |
| Salaries and employee benefits | $742,000 | 5,761 |
| Premises and equipment expense | $230,000 | 4,979 |
| Additional noninterest expense | $550,000 | 5,497 |
| Pre-tax net operating income | $637,000 | 4,368 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $192,000 | 2,874 |
| Income before extraordinary items | $445,000 | 4,811 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $445,000 | 4,811 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $445,000 | 4,811 |
| Net charge-offs | $298,000 | 2,832 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $445,000 | 4,640 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 5,526 |
| Total interest expense | $403,000 | 4,316 |
| Net interest income | $1,170,000 | 5,705 |
| Provision for loan and lease losses | $16,000 | 5,216 |
| Total noninterest income | $300,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $234,000 | 2,629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $1,009,000 | 5,713 |
| Salaries and employee benefits | $498,000 | 5,801 |
| Premises and equipment expense | $152,000 | 5,022 |
| Additional noninterest expense | $359,000 | 5,581 |
| Pre-tax net operating income | $445,000 | 4,285 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $135,000 | 2,816 |
| Income before extraordinary items | $310,000 | 4,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 4,771 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $310,000 | 4,771 |
| Net charge-offs | $277,000 | 2,407 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $310,000 | 4,578 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 5,551 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $586,000 | 5,741 |
| Provision for loan and lease losses | $22,000 | 4,438 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $110,000 | 2,721 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,943 |
| Total noninterest expense | $493,000 | 5,801 |
| Salaries and employee benefits | $248,000 | 5,842 |
| Premises and equipment expense | $72,000 | 5,172 |
| Additional noninterest expense | $173,000 | 5,668 |
| Pre-tax net operating income | $224,000 | 4,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $72,000 | 2,737 |
| Income before extraordinary items | $152,000 | 4,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 4,829 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $152,000 | 4,830 |
| Net charge-offs | $40,000 | 3,194 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $152,000 | 4,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 5,439 |
| Total interest expense | $1,063,000 | 4,265 |
| Net interest income | $2,450,000 | 5,694 |
| Provision for loan and lease losses | $381,000 | 3,811 |
| Total noninterest income | $672,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $505,000 | 2,546 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $167,000 | 4,697 |
| Total noninterest expense | $1,933,000 | 5,883 |
| Salaries and employee benefits | $984,000 | 5,904 |
| Premises and equipment expense | $298,000 | 5,251 |
| Additional noninterest expense | $651,000 | 5,831 |
| Pre-tax net operating income | $808,000 | 4,073 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $244,000 | 2,716 |
| Income before extraordinary items | $564,000 | 4,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $564,000 | 4,486 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $564,000 | 4,486 |
| Net charge-offs | $278,000 | 3,884 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $564,000 | 4,362 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 5,458 |
| Total interest expense | $835,000 | 4,262 |
| Net interest income | $1,841,000 | 5,728 |
| Provision for loan and lease losses | $381,000 | 3,299 |
| Total noninterest income | $509,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $389,000 | 2,504 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $120,000 | 4,870 |
| Total noninterest expense | $1,442,000 | 5,917 |
| Salaries and employee benefits | $706,000 | 5,996 |
| Premises and equipment expense | $246,000 | 5,085 |
| Additional noninterest expense | $490,000 | 5,872 |
| Pre-tax net operating income | $527,000 | 4,400 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $156,000 | 2,880 |
| Income before extraordinary items | $371,000 | 4,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $371,000 | 4,775 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $371,000 | 4,775 |
| Net charge-offs | $110,000 | 4,336 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $371,000 | 4,642 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 5,459 |
| Total interest expense | $573,000 | 4,294 |
| Net interest income | $1,245,000 | 5,728 |
| Provision for loan and lease losses | $68,000 | 4,794 |
| Total noninterest income | $337,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $263,000 | 2,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,003 |
| Total noninterest expense | $966,000 | 5,983 |
| Salaries and employee benefits | $470,000 | 6,052 |
| Premises and equipment expense | $165,000 | 5,115 |
| Additional noninterest expense | $331,000 | 5,920 |
| Pre-tax net operating income | $548,000 | 3,633 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $173,000 | 2,374 |
| Income before extraordinary items | $375,000 | 4,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $375,000 | 4,098 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $375,000 | 4,100 |
| Net charge-offs | $89,000 | 3,956 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $375,000 | 4,008 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 5,496 |
| Total interest expense | $299,000 | 4,306 |
| Net interest income | $610,000 | 5,790 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $140,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,437 |
| Total noninterest expense | $462,000 | 6,089 |
| Salaries and employee benefits | $233,000 | 6,110 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $151,000 | 6,126 |
| Pre-tax net operating income | $238,000 | 3,926 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $74,000 | 2,516 |
| Income before extraordinary items | $164,000 | 4,317 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $164,000 | 4,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $164,000 | 4,317 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $164,000 | 4,257 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 5,788 |
| Total interest expense | $1,525,000 | 4,230 |
| Net interest income | $1,864,000 | 6,360 |
| Provision for loan and lease losses | $245,000 | 5,111 |
| Total noninterest income | $582,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $499,000 | 2,646 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 5,650 |
| Total noninterest expense | $2,013,000 | 6,001 |
| Salaries and employee benefits | $910,000 | 6,207 |
| Premises and equipment expense | $342,000 | 5,115 |
| Additional noninterest expense | $761,000 | 5,719 |
| Pre-tax net operating income | $188,000 | 5,227 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $58,000 | 3,557 |
| Income before extraordinary items | $130,000 | 5,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $130,000 | 5,513 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $130,000 | 5,514 |
| Net charge-offs | $459,000 | 3,765 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $130,000 | 5,383 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 5,855 |
| Total interest expense | $1,176,000 | 4,300 |
| Net interest income | $1,409,000 | 6,444 |
| Provision for loan and lease losses | $157,000 | 5,192 |
| Total noninterest income | $484,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $372,000 | 2,727 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $112,000 | 5,057 |
| Total noninterest expense | $1,513,000 | 6,034 |
| Salaries and employee benefits | $686,000 | 6,235 |
| Premises and equipment expense | $259,000 | 5,159 |
| Additional noninterest expense | $568,000 | 5,760 |
| Pre-tax net operating income | $223,000 | 5,164 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $73,000 | 3,331 |
| Income before extraordinary items | $150,000 | 5,503 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $150,000 | 5,504 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $150,000 | 5,504 |
| Net charge-offs | $418,000 | 3,305 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $150,000 | 5,341 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 5,909 |
| Total interest expense | $808,000 | 4,315 |
| Net interest income | $906,000 | 6,539 |
| Provision for loan and lease losses | $97,000 | 5,206 |
| Total noninterest income | $346,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $241,000 | 2,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 4,569 |
| Total noninterest expense | $1,018,000 | 6,046 |
| Salaries and employee benefits | $454,000 | 6,297 |
| Premises and equipment expense | $181,000 | 5,091 |
| Additional noninterest expense | $383,000 | 5,755 |
| Pre-tax net operating income | $137,000 | 5,283 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $45,000 | 3,354 |
| Income before extraordinary items | $92,000 | 5,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $92,000 | 5,597 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $92,000 | 5,596 |
| Net charge-offs | $44,000 | 4,991 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $92,000 | 5,471 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 6,010 |
| Total interest expense | $415,000 | 4,378 |
| Net interest income | $427,000 | 6,701 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $181,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $108,000 | 3,000 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $512,000 | 6,111 |
| Salaries and employee benefits | $226,000 | 6,393 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $176,000 | 5,989 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $43,000 | 5,801 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $43,000 | 5,697 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 5,968 |
| Total interest expense | $1,953,000 | 4,525 |
| Net interest income | $1,627,000 | 6,743 |
| Provision for loan and lease losses | $501,000 | 4,537 |
| Total noninterest income | $571,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $458,000 | 3,060 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $113,000 | 5,494 |
| Total noninterest expense | $2,018,000 | 6,207 |
| Salaries and employee benefits | $933,000 | 6,384 |
| Premises and equipment expense | $382,000 | 5,111 |
| Additional noninterest expense | $703,000 | 6,122 |
| Pre-tax net operating income | $-321,000 | 5,828 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-131,000 | 6,638 |
| Income before extraordinary items | $-190,000 | 5,812 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-190,000 | 5,811 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-190,000 | 5,811 |
| Net charge-offs | $380,000 | 4,171 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-190,000 | 5,806 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 6,013 |
| Total interest expense | $1,493,000 | 4,615 |
| Net interest income | $1,228,000 | 6,782 |
| Provision for loan and lease losses | $143,000 | 5,555 |
| Total noninterest income | $420,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $328,000 | 3,164 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $92,000 | 5,504 |
| Total noninterest expense | $1,582,000 | 6,118 |
| Salaries and employee benefits | $692,000 | 6,439 |
| Premises and equipment expense | $326,000 | 4,819 |
| Additional noninterest expense | $564,000 | 5,969 |
| Pre-tax net operating income | $-77,000 | 5,839 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-42,000 | 6,792 |
| Income before extraordinary items | $-35,000 | 5,851 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-35,000 | 5,851 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-35,000 | 5,851 |
| Net charge-offs | $260,000 | 3,911 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-35,000 | 5,800 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,057 |
| Total interest expense | $1,007,000 | 4,712 |
| Net interest income | $813,000 | 6,816 |
| Provision for loan and lease losses | $108,000 | 5,239 |
| Total noninterest income | $262,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $207,000 | 3,255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $1,072,000 | 6,132 |
| Salaries and employee benefits | $460,000 | 6,512 |
| Premises and equipment expense | $194,000 | 5,158 |
| Additional noninterest expense | $418,000 | 5,716 |
| Pre-tax net operating income | $-105,000 | 6,108 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-47,000 | 7,000 |
| Income before extraordinary items | $-58,000 | 6,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 6,091 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-58,000 | 6,091 |
| Net charge-offs | $126,000 | 3,985 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-58,000 | 6,041 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 6,072 |
| Total interest expense | $504,000 | 4,815 |
| Net interest income | $419,000 | 6,790 |
| Provision for loan and lease losses | $63,000 | 4,584 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $86,000 | 3,560 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $498,000 | 6,276 |
| Salaries and employee benefits | $230,000 | 6,576 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $169,000 | 6,022 |
| Pre-tax net operating income | $-32,000 | 6,426 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-16,000 | 7,246 |
| Income before extraordinary items | $-16,000 | 6,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 6,491 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-16,000 | 6,491 |
| Net charge-offs | $72,000 | 3,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,000 | 6,361 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 6,122 |
| Total interest expense | $2,123,000 | 5,165 |
| Net interest income | $1,677,000 | 6,794 |
| Provision for loan and lease losses | $172,000 | 5,396 |
| Total noninterest income | $487,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $372,000 | 3,600 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $115,000 | 5,727 |
| Total noninterest expense | $2,020,000 | 6,211 |
| Salaries and employee benefits | $915,000 | 6,620 |
| Premises and equipment expense | $491,000 | 4,513 |
| Additional noninterest expense | $614,000 | 6,178 |
| Pre-tax net operating income | $-28,000 | 6,380 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-32,000 | 6,903 |
| Income before extraordinary items | $4,000 | 6,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,109 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,000 | 6,347 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 6,237 |
| Total interest expense | $1,600,000 | 5,275 |
| Net interest income | $1,202,000 | 6,931 |
| Provision for loan and lease losses | $88,000 | 5,358 |
| Total noninterest income | $368,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $284,000 | 3,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 5,892 |
| Total noninterest expense | $1,527,000 | 6,182 |
| Salaries and employee benefits | $718,000 | 6,534 |
| Premises and equipment expense | $373,000 | 4,495 |
| Additional noninterest expense | $436,000 | 6,260 |
| Pre-tax net operating income | $-45,000 | 6,831 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-33,000 | 7,404 |
| Income before extraordinary items | $-12,000 | 6,626 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,000 | 6,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,346 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,000 | 6,798 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 6,259 |
| Total interest expense | $1,071,000 | 5,402 |
| Net interest income | $823,000 | 6,902 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $230,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $200,000 | 3,485 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $1,007,000 | 6,251 |
| Salaries and employee benefits | $470,000 | 6,631 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $294,000 | 6,235 |
| Pre-tax net operating income | $-19,000 | 7,004 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-18,000 | 7,642 |
| Income before extraordinary items | $-1,000 | 7,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,000 | 6,968 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 6,258 |
| Total interest expense | $563,000 | 5,456 |
| Net interest income | $420,000 | 6,907 |
| Provision for loan and lease losses | $7,000 | 5,635 |
| Total noninterest income | $104,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $90,000 | 3,657 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $503,000 | 6,284 |
| Salaries and employee benefits | $248,000 | 6,539 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $135,000 | 6,447 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,000 | 7,749 |
| Income before extraordinary items | $15,000 | 7,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $15,000 | 6,995 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 6,050 |
| Total interest expense | $2,470,000 | 5,303 |
| Net interest income | $1,902,000 | 6,623 |
| Provision for loan and lease losses | $181,000 | 4,018 |
| Total noninterest income | $407,000 | 5,455 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $366,000 | 3,697 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $41,000 | 7,281 |
| Total noninterest expense | $1,860,000 | 6,396 |
| Salaries and employee benefits | $921,000 | 6,633 |
| Premises and equipment expense | $480,000 | 4,490 |
| Additional noninterest expense | $459,000 | 6,786 |
| Pre-tax net operating income | $268,000 | 6,689 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $67,000 | 4,760 |
| Income before extraordinary items | $201,000 | 6,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $201,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,584 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $201,000 | 6,771 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 6,085 |
| Total interest expense | $1,846,000 | 5,316 |
| Net interest income | $1,421,000 | 6,673 |
| Provision for loan and lease losses | $111,000 | 3,958 |
| Total noninterest income | $293,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $266,000 | 3,757 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $1,401,000 | 6,371 |
| Salaries and employee benefits | $713,000 | 6,558 |
| Premises and equipment expense | $371,000 | 4,385 |
| Additional noninterest expense | $317,000 | 6,932 |
| Pre-tax net operating income | $202,000 | 6,952 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $51,000 | 4,930 |
| Income before extraordinary items | $151,000 | 7,031 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $151,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,083 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $151,000 | 7,018 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 6,180 |
| Total interest expense | $1,206,000 | 5,366 |
| Net interest income | $906,000 | 6,812 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $160,000 | 3,966 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $926,000 | 6,429 |
| Salaries and employee benefits | $476,000 | 6,610 |
| Premises and equipment expense | $252,000 | 4,358 |
| Additional noninterest expense | $198,000 | 7,093 |
| Pre-tax net operating income | $112,000 | 7,176 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $86,000 | 7,210 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,913 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $86,000 | 7,206 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 6,264 |
| Total interest expense | $586,000 | 5,444 |
| Net interest income | $439,000 | 6,900 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $463,000 | 6,476 |
| Salaries and employee benefits | $244,000 | 6,582 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $95,000 | 7,191 |
| Pre-tax net operating income | $54,000 | 7,233 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $42,000 | 7,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $42,000 | 7,263 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 6,086 |
| Total interest expense | $2,247,000 | 5,101 |
| Net interest income | $1,805,000 | 6,791 |
| Provision for loan and lease losses | $148,000 | 4,088 |
| Total noninterest income | $406,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $319,000 | 3,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 6,557 |
| Total noninterest expense | $1,834,000 | 6,390 |
| Salaries and employee benefits | $970,000 | 6,482 |
| Premises and equipment expense | $341,000 | 5,403 |
| Additional noninterest expense | $523,000 | 6,435 |
| Pre-tax net operating income | $229,000 | 7,311 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $55,000 | 5,382 |
| Income before extraordinary items | $179,000 | 7,359 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $179,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,166 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $175,200 | 7,370 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 6,125 |
| Total interest expense | $1,669,000 | 5,049 |
| Net interest income | $1,338,000 | 6,902 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $287,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $217,000 | 4,242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $1,361,000 | 6,421 |
| Salaries and employee benefits | $758,000 | 6,384 |
| Premises and equipment expense | $208,000 | 5,962 |
| Additional noninterest expense | $395,000 | 6,423 |
| Pre-tax net operating income | $264,000 | 7,163 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $75,000 | 5,174 |
| Income before extraordinary items | $194,000 | 7,254 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $194,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,767 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $190,400 | 7,263 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 6,153 |
| Total interest expense | $1,096,000 | 4,980 |
| Net interest income | $872,000 | 6,991 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $205,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $122,000 | 4,569 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $901,000 | 6,471 |
| Salaries and employee benefits | $512,000 | 6,374 |
| Premises and equipment expense | $106,000 | 6,637 |
| Additional noninterest expense | $283,000 | 6,250 |
| Pre-tax net operating income | $176,000 | 7,228 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $50,000 | 5,228 |
| Income before extraordinary items | $126,000 | 7,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $126,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $126,000 | 7,343 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 6,140 |
| Total interest expense | $545,000 | 4,871 |
| Net interest income | $436,000 | 7,018 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $107,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $455,000 | 6,447 |
| Salaries and employee benefits | $256,000 | 6,393 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $145,000 | 6,156 |
| Pre-tax net operating income | $88,000 | 7,202 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $24,000 | 5,226 |
| Income before extraordinary items | $64,000 | 7,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $64,000 | 7,298 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 6,050 |
| Total interest expense | $1,880,000 | 4,617 |
| Net interest income | $1,808,000 | 6,880 |
| Provision for loan and lease losses | $114,000 | 4,656 |
| Total noninterest income | $462,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $260,000 | 4,501 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $202,000 | 5,138 |
| Total noninterest expense | $1,565,000 | 6,782 |
| Salaries and employee benefits | $911,000 | 6,605 |
| Premises and equipment expense | $163,000 | 7,133 |
| Additional noninterest expense | $491,000 | 6,644 |
| Pre-tax net operating income | $591,000 | 6,452 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $174,000 | 4,842 |
| Income before extraordinary items | $417,000 | 6,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $417,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,057 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $417,000 | 6,675 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 6,085 |
| Total interest expense | $1,342,000 | 4,612 |
| Net interest income | $1,370,000 | 6,892 |
| Provision for loan and lease losses | $114,000 | 3,981 |
| Total noninterest income | $390,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 4,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,673 |
| Total noninterest expense | $1,133,000 | 6,875 |
| Salaries and employee benefits | $665,000 | 6,675 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $350,000 | 6,733 |
| Pre-tax net operating income | $513,000 | 6,345 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $154,000 | 4,780 |
| Income before extraordinary items | $359,000 | 6,601 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $359,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,209 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $359,000 | 6,562 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 6,083 |
| Total interest expense | $860,000 | 4,570 |
| Net interest income | $916,000 | 6,884 |
| Provision for loan and lease losses | $87,000 | 3,649 |
| Total noninterest income | $344,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $128,000 | 4,513 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $216,000 | 3,640 |
| Total noninterest expense | $739,000 | 6,937 |
| Salaries and employee benefits | $426,000 | 6,775 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $236,000 | 6,701 |
| Pre-tax net operating income | $434,000 | 5,783 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,402 |
| Income before extraordinary items | $299,000 | 6,129 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $299,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,057 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $299,000 | 6,079 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,287 |
| Total interest expense | $417,000 | 4,548 |
| Net interest income | $411,000 | 7,183 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $209,000 | 2,418 |
| Total noninterest expense | $360,000 | 7,037 |
| Salaries and employee benefits | $203,000 | 6,938 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $118,000 | 6,728 |
| Pre-tax net operating income | $321,000 | 4,826 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $217,000 | 5,207 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $217,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $217,000 | 5,177 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 6,161 |
| Total interest expense | $1,626,000 | 4,283 |
| Net interest income | $1,654,000 | 7,109 |
| Provision for loan and lease losses | $507,000 | 1,938 |
| Total noninterest income | $354,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $278,000 | 4,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $1,483,000 | 6,910 |
| Salaries and employee benefits | $732,000 | 7,172 |
| Premises and equipment expense | $171,000 | 7,088 |
| Additional noninterest expense | $580,000 | 6,102 |
| Pre-tax net operating income | $18,000 | 8,339 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-27,000 | 8,634 |
| Income before extraordinary items | $45,000 | 8,303 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $45,000 | 8,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $45,000 | 8,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 6,217 |
| Total interest expense | $1,217,000 | 4,238 |
| Net interest income | $1,207,000 | 7,174 |
| Provision for loan and lease losses | $51,000 | 5,354 |
| Total noninterest income | $267,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $213,000 | 4,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $1,018,000 | 7,130 |
| Salaries and employee benefits | $564,000 | 7,067 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $333,000 | 6,847 |
| Pre-tax net operating income | $405,000 | 6,716 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $116,000 | 5,171 |
| Income before extraordinary items | $289,000 | 6,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $289,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $289,000 | 6,899 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 6,293 |
| Total interest expense | $810,000 | 4,245 |
| Net interest income | $774,000 | 7,299 |
| Provision for loan and lease losses | $32,000 | 5,260 |
| Total noninterest income | $180,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $699,000 | 7,096 |
| Salaries and employee benefits | $374,000 | 7,121 |
| Premises and equipment expense | $84,000 | 7,130 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $223,000 | 7,020 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $61,000 | 5,420 |
| Income before extraordinary items | $162,000 | 7,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 7,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $162,000 | 7,169 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,349 |
| Total interest expense | $414,000 | 4,219 |
| Net interest income | $369,000 | 7,437 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $83,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $353,000 | 7,099 |
| Salaries and employee benefits | $184,000 | 7,202 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $82,000 | 7,438 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 6,483 |
| Total interest expense | $1,836,000 | 4,280 |
| Net interest income | $1,193,000 | 7,826 |
| Provision for loan and lease losses | $137,000 | 4,738 |
| Total noninterest income | $288,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $239,000 | 4,852 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $1,151,000 | 7,574 |
| Salaries and employee benefits | $681,000 | 7,382 |
| Premises and equipment expense | $150,000 | 7,393 |
| Additional noninterest expense | $320,000 | 7,632 |
| Pre-tax net operating income | $193,000 | 7,839 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $29,000 | 6,629 |
| Income before extraordinary items | $164,000 | 7,939 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $164,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $164,000 | 7,819 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 6,620 |
| Total interest expense | $1,396,000 | 4,373 |
| Net interest income | $835,000 | 8,010 |
| Provision for loan and lease losses | $129,000 | 4,241 |
| Total noninterest income | $225,000 | 6,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $170,000 | 5,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $847,000 | 7,604 |
| Salaries and employee benefits | $497,000 | 7,402 |
| Premises and equipment expense | $115,000 | 7,361 |
| Additional noninterest expense | $235,000 | 7,688 |
| Pre-tax net operating income | $84,000 | 8,314 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $84,000 | 8,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $84,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $84,000 | 8,203 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 6,713 |
| Total interest expense | $939,000 | 4,447 |
| Net interest income | $540,000 | 8,099 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $126,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $564,000 | 7,624 |
| Salaries and employee benefits | $332,000 | 7,423 |
| Premises and equipment expense | $75,000 | 7,423 |
| Additional noninterest expense | $157,000 | 7,680 |
| Pre-tax net operating income | $58,000 | 8,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-1,000 | 8,923 |
| Income before extraordinary items | $59,000 | 8,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $59,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $59,000 | 8,215 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 6,732 |
| Total interest expense | $470,000 | 4,536 |
| Net interest income | $272,000 | 8,121 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $279,000 | 7,683 |
| Salaries and employee benefits | $163,000 | 7,504 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $79,000 | 7,694 |
| Pre-tax net operating income | $57,000 | 7,887 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,000 | 8,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 6,925 |
| Total interest expense | $1,976,000 | 4,833 |
| Net interest income | $960,000 | 8,323 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $173,000 | 7,581 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $120,000 | 6,255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $1,012,000 | 7,910 |
| Salaries and employee benefits | $519,000 | 8,064 |
| Premises and equipment expense | $174,000 | 7,109 |
| Additional noninterest expense | $319,000 | 7,671 |
| Pre-tax net operating income | $-34,000 | 8,692 |
| Securities gains (losses) | $-386,000 | 9,241 |
| Applicable income taxes | $-158,000 | 9,117 |
| Income before extraordinary items | $-262,000 | 8,942 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-262,000 | 8,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,344 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-14,960 | 8,672 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 8,151 |
| Total interest expense | $1,430,000 | 7,123 |
| Net interest income | $631,000 | 8,977 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $653,000 | 8,796 |
| Salaries and employee benefits | $308,000 | 9,027 |
| Premises and equipment expense | $98,000 | 8,339 |
| Additional noninterest expense | $247,000 | 8,247 |
| Pre-tax net operating income | $45,000 | 8,559 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $43,000 | 8,643 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $43,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,597 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $43,000 | 8,547 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 6,592 |
| Total interest expense | $2,447,000 | 5,629 |
| Net interest income | $1,421,000 | 7,606 |
| Provision for loan and lease losses | $112,000 | 5,070 |
| Total noninterest income | $158,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 6,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,011 |
| Total noninterest expense | $2,033,000 | 5,621 |
| Salaries and employee benefits | $520,000 | 8,151 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $1,445,000 | 2,910 |
| Pre-tax net operating income | $-566,000 | 9,572 |
| Securities gains (losses) | $98,000 | 572 |
| Applicable income taxes | $-91,000 | 9,570 |
| Income before extraordinary items | $-377,000 | 9,504 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-377,000 | 9,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $201,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-456,380 | 9,543 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 6,663 |
| Total interest expense | $2,156,000 | 5,723 |
| Net interest income | $1,503,000 | 7,587 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $199,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $883,000 | 8,480 |
| Salaries and employee benefits | $492,000 | 8,380 |
| Premises and equipment expense | $90,000 | 8,819 |
| Additional noninterest expense | $301,000 | 8,110 |
| Pre-tax net operating income | $723,000 | 6,233 |
| Securities gains (losses) | $86,000 | 793 |
| Applicable income taxes | $-8,000 | 9,652 |
| Income before extraordinary items | $817,000 | 5,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $817,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $246,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $731,000 | 5,315 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 7,577 |
| Total interest expense | $1,760,000 | 6,632 |
| Net interest income | $1,202,000 | 8,327 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $189,000 | 7,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $889,000 | 8,465 |
| Salaries and employee benefits | $516,000 | 8,250 |
| Premises and equipment expense | $77,000 | 9,215 |
| Additional noninterest expense | $296,000 | 8,150 |
| Pre-tax net operating income | $502,000 | 7,352 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $533,000 | 6,411 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $533,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,897 |
| Cash dividends | $1,512,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $502,000 | 6,478 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 7,939 |
| Total interest expense | $1,589,000 | 7,135 |
| Net interest income | $1,260,000 | 8,556 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $190,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $942,000 | 8,546 |
| Salaries and employee benefits | $484,000 | 8,718 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $382,000 | 7,511 |
| Pre-tax net operating income | $508,000 | 7,874 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $20,000 | 9,723 |
| Income before extraordinary items | $490,000 | 7,036 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $490,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $488,080 | 6,997 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 8,659 |
| Total interest expense | $1,442,000 | 7,720 |
| Net interest income | $1,090,000 | 9,311 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $713,000 | 9,768 |
| Salaries and employee benefits | $369,000 | 9,823 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $280,000 | 9,080 |
| Pre-tax net operating income | $527,000 | 7,786 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $489,000 | 6,973 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $489,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $478,080 | 6,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 9,393 |
| Total interest expense | $1,112,000 | 8,872 |
| Net interest income | $1,106,000 | 9,608 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $719,000 | 10,110 |
| Salaries and employee benefits | $372,000 | 10,154 |
| Premises and equipment expense | $61,000 | 10,750 |
| Additional noninterest expense | $286,000 | 9,391 |
| Pre-tax net operating income | $539,000 | 8,222 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $58,000 | 10,021 |
| Income before extraordinary items | $481,000 | 7,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $481,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $481,000 | 7,361 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 9,962 |
| Total interest expense | $782,000 | 9,693 |
| Net interest income | $1,130,000 | 9,969 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $693,000 | 10,727 |
| Salaries and employee benefits | $372,000 | 10,529 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $267,000 | 10,327 |
| Pre-tax net operating income | $519,000 | 8,528 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $449,000 | 7,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $449,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $451,610 | 7,746 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 10,483 |
| Total interest expense | $807,000 | 10,018 |
| Net interest income | $1,047,000 | 10,606 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $638,000 | 11,447 |
| Salaries and employee benefits | $332,000 | 11,336 |
| Premises and equipment expense | $27,000 | 12,925 |
| Additional noninterest expense | $279,000 | 10,702 |
| Pre-tax net operating income | $582,000 | 8,074 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $473,000 | 7,764 |
| Extraordinary gains, net | $17,000 | 2,772 |
| Net income | $490,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $461,940 | 7,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 11,072 |
| Total interest expense | $905,000 | 10,849 |
| Net interest income | $1,007,000 | 11,079 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $149,000 | 10,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $537,000 | 12,411 |
| Salaries and employee benefits | $289,000 | 12,140 |
| Premises and equipment expense | $18,000 | 13,712 |
| Additional noninterest expense | $230,000 | 11,810 |
| Pre-tax net operating income | $560,000 | 7,991 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,000 | 7,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.