Home > The Royall National Bank of Palestine > Income and Expense
The Royall National Bank of Palestine, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 4,399 |
| Total interest expense | $2,154,000 | 6,165 |
| Net interest income | $5,135,000 | 3,449 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,614,000 | 2,167 |
| Gross Fiduciary activities income | $12,000 | 1,457 |
| Service charges on deposit accounts | $1,429,000 | 934 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $173,000 | 5,560 |
| Total noninterest expense | $4,849,000 | 2,792 |
| Salaries and employee benefits | $2,103,000 | 3,152 |
| Premises and equipment expense | $675,000 | 2,910 |
| Additional noninterest expense | $2,071,000 | 2,335 |
| Pre-tax net operating income | $1,900,000 | 3,657 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $858,000 | 2,710 |
| Income before extraordinary items | $1,042,000 | 4,436 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,042,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $422,000 | 3,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,042,000 | 4,428 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 4,498 |
| Total interest expense | $1,785,000 | 6,113 |
| Net interest income | $4,750,000 | 3,733 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,513,000 | 2,276 |
| Gross Fiduciary activities income | $6,000 | 1,510 |
| Service charges on deposit accounts | $1,331,000 | 991 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $176,000 | 5,699 |
| Total noninterest expense | $4,593,000 | 3,000 |
| Salaries and employee benefits | $2,069,000 | 3,182 |
| Premises and equipment expense | $668,000 | 2,949 |
| Additional noninterest expense | $1,856,000 | 2,745 |
| Pre-tax net operating income | $1,670,000 | 4,017 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $561,000 | 3,703 |
| Income before extraordinary items | $1,109,000 | 4,140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,109,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $406,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,109,000 | 4,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 5,486 |
| Total interest expense | $1,522,000 | 7,140 |
| Net interest income | $3,784,000 | 4,633 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $1,114,000 | 3,085 |
| Gross Fiduciary activities income | $3,000 | 1,578 |
| Service charges on deposit accounts | $948,000 | 1,422 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $163,000 | 6,291 |
| Total noninterest expense | $3,607,000 | 3,809 |
| Salaries and employee benefits | $1,680,000 | 3,858 |
| Premises and equipment expense | $533,000 | 3,669 |
| Additional noninterest expense | $1,394,000 | 3,719 |
| Pre-tax net operating income | $1,266,000 | 4,976 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $432,000 | 4,728 |
| Income before extraordinary items | $852,000 | 5,298 |
| Extraordinary gains, net | $774,000 | 292 |
| Net income | $1,626,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $840,120 | 5,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 9,557 |
| Total interest expense | $1,212,000 | 9,557 |
| Net interest income | $1,476,000 | 9,349 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $579,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $1,576,000 | 7,648 |
| Salaries and employee benefits | $648,000 | 8,396 |
| Premises and equipment expense | $246,000 | 6,868 |
| Additional noninterest expense | $682,000 | 6,870 |
| Pre-tax net operating income | $464,000 | 8,689 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $162,000 | 8,337 |
| Income before extraordinary items | $317,000 | 9,076 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $317,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $307,100 | 8,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.