Home > The Royal Palm Bank of Florida > Assets and Liabilities
The Royal Palm Bank of Florida, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 28 | 4,436 |
| Assets and Liabilities | ||
| Total Assets: | $78,771,000 | 5,478 |
| Cash and due from depository institutions | $13,124,000 | 4,436 |
| Interest-bearing balances | $8,591,000 | 3,359 |
| Securities | $1,796,000 | 6,759 |
| Federal funds sold & reverse repurchase agreements | $5,566,000 | 971 |
| Net loans & leases | $49,254,000 | 5,198 |
| Loan loss allowance | $4,858,000 | 1,529 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,713,000 | 4,298 |
| Other real estate owned | $4,940,000 | 4,436 |
| Goodwill and other intangibles | $2,000 | 2,909 |
| All other assets | $2,376,000 | 4,460 |
| Life insurance assets | $1,936,000 | 2,486 |
| Total liabilities and capital | $78,771,000 | 5,478 |
| Total liabilities | $79,687,000 | 5,176 |
| Total deposits | $78,876,000 | 5,088 |
| Interest-bearing deposits | $62,974,000 | 5,127 |
| Deposits held in domestic offices | $78,876,000 | 5,087 |
| % insured | 97.64% | 691 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $811,000 | 3,615 |
| Total equity capital | $-916,000 | 7,253 |
| Total bank equity capital | $-916,000 | 7,253 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $5,191,000 | 850 |
| Surplus | $60,057,000 | 600 |
| Undivided profits | $-66,164,000 | 7,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,689,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $207,000 | 6,458 |
| Earning assets | $65,207,000 | 5,672 |
| Long-term assets (5+ years) | $1,337,000 | 7,040 |
| Average Assets, year-to-date | $84,952,330 | 5,307 |
| Average Assets, quarterly | $82,864,000 | 5,366 |
| Volatile liabilities | $800,000 | 6,451 |
| Insider loans | $507,000 | 4,720 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $535,000 | 6,828 |
| Tier 1 (core) risk-based capital | $-948,000 | 7,253 |
| Tier 2 risk-based capital | $0 | 7,181 |
| Total risk weighted assets | $52,965,000 | 5,255 |
| Total unused commitments | $535,000 | 6,828 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 28 | 4,462 |
| Assets and Liabilities | ||
| Total Assets: | $86,957,000 | 5,312 |
| Cash and due from depository institutions | $16,913,000 | 4,462 |
| Interest-bearing balances | $14,968,000 | 2,607 |
| Securities | $1,864,000 | 6,804 |
| Federal funds sold & reverse repurchase agreements | $4,470,000 | 1,487 |
| Net loans & leases | $52,963,000 | 5,050 |
| Loan loss allowance | $4,641,000 | 1,600 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,768,000 | 4,275 |
| Other real estate owned | $6,528,000 | 4,462 |
| Goodwill and other intangibles | $2,000 | 2,922 |
| All other assets | $2,449,000 | 4,413 |
| Life insurance assets | $1,915,000 | 2,468 |
| Total liabilities and capital | $86,957,000 | 5,312 |
| Total liabilities | $85,749,000 | 5,049 |
| Total deposits | $85,056,000 | 4,946 |
| Interest-bearing deposits | $66,880,000 | 5,044 |
| Deposits held in domestic offices | $85,056,000 | 4,944 |
| % insured | 96.47% | 1,137 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $693,000 | 3,885 |
| Total equity capital | $1,208,000 | 7,256 |
| Total bank equity capital | $1,208,000 | 7,256 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $5,191,000 | 863 |
| Surplus | $60,057,000 | 601 |
| Undivided profits | $-64,040,000 | 7,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,539,000 | 1,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $185,000 | 6,603 |
| Earning assets | $74,265,000 | 5,442 |
| Long-term assets (5+ years) | $1,361,000 | 7,076 |
| Average Assets, year-to-date | $88,043,000 | 5,268 |
| Average Assets, quarterly | $88,043,000 | 5,268 |
| Volatile liabilities | $800,000 | 6,488 |
| Insider loans | $511,000 | 4,753 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $602,000 | 6,856 |
| Tier 1 (core) risk-based capital | $1,174,000 | 7,253 |
| Tier 2 risk-based capital | $776,000 | 4,655 |
| Total risk weighted assets | $58,186,000 | 5,067 |
| Total unused commitments | $602,000 | 6,856 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 28 | 4,468 |
| Assets and Liabilities | ||
| Total Assets: | $89,129,000 | 5,245 |
| Cash and due from depository institutions | $12,352,000 | 4,468 |
| Interest-bearing balances | $10,908,000 | 2,811 |
| Securities | $2,006,000 | 6,827 |
| Federal funds sold & reverse repurchase agreements | $7,825,000 | 778 |
| Net loans & leases | $55,521,000 | 4,997 |
| Loan loss allowance | $4,819,000 | 1,549 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,821,000 | 4,244 |
| Other real estate owned | $7,149,000 | 4,468 |
| Goodwill and other intangibles | $4,000 | 2,940 |
| All other assets | $2,451,000 | 4,516 |
| Life insurance assets | $1,898,000 | 2,444 |
| Total liabilities and capital | $89,129,000 | 5,245 |
| Total liabilities | $87,043,000 | 5,007 |
| Total deposits | $86,383,000 | 4,881 |
| Interest-bearing deposits | $74,189,000 | 4,763 |
| Deposits held in domestic offices | $86,383,000 | 4,880 |
| % insured | 96.02% | 1,411 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $660,000 | 4,005 |
| Total equity capital | $2,086,000 | 7,173 |
| Total bank equity capital | $2,086,000 | 7,172 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $5,191,000 | 867 |
| Surplus | $60,057,000 | 606 |
| Undivided profits | $-63,162,000 | 7,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $8,705,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $212,000 | 6,553 |
| Earning assets | $76,260,000 | 5,363 |
| Long-term assets (5+ years) | $1,400,000 | 6,482 |
| Average Assets, year-to-date | $104,367,200 | 4,781 |
| Average Assets, quarterly | $92,553,500 | 5,132 |
| Volatile liabilities | $1,072,000 | 6,382 |
| Insider loans | $515,000 | 4,794 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $558,000 | 6,927 |
| Tier 1 (core) risk-based capital | $2,050,000 | 7,165 |
| Tier 2 risk-based capital | $817,000 | 4,544 |
| Total risk weighted assets | $61,374,000 | 4,979 |
| Total unused commitments | $558,000 | 6,927 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 29 | 4,386 |
| Assets and Liabilities | ||
| Total Assets: | $95,978,000 | 5,068 |
| Cash and due from depository institutions | $16,622,000 | 4,386 |
| Interest-bearing balances | $15,917,000 | 2,266 |
| Securities | $2,393,000 | 6,831 |
| Federal funds sold & reverse repurchase agreements | $7,621,000 | 849 |
| Net loans & leases | $58,247,000 | 4,924 |
| Loan loss allowance | $5,054,000 | 1,508 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,884,000 | 4,230 |
| Other real estate owned | $6,693,000 | 4,386 |
| Goodwill and other intangibles | $7,000 | 2,941 |
| All other assets | $2,511,000 | 4,528 |
| Life insurance assets | $1,880,000 | 2,433 |
| Total liabilities and capital | $95,978,000 | 5,068 |
| Total liabilities | $93,801,000 | 4,799 |
| Total deposits | $92,854,000 | 4,679 |
| Interest-bearing deposits | $82,340,000 | 4,497 |
| Deposits held in domestic offices | $92,854,000 | 4,678 |
| % insured | 97.59% | 801 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $947,000 | 3,493 |
| Total equity capital | $2,177,000 | 7,247 |
| Total bank equity capital | $2,177,000 | 7,247 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,191,000 | 881 |
| Surplus | $60,056,000 | 619 |
| Undivided profits | $-63,070,000 | 7,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,765,000 | 1,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $241,000 | 6,457 |
| Earning assets | $84,178,000 | 5,155 |
| Long-term assets (5+ years) | $4,432,000 | 6,106 |
| Average Assets, year-to-date | $108,176,750 | 4,712 |
| Average Assets, quarterly | $101,852,500 | 4,899 |
| Volatile liabilities | $1,070,000 | 6,437 |
| Insider loans | $519,000 | 4,837 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $428,000 | 7,047 |
| Tier 1 (core) risk-based capital | $2,113,000 | 7,236 |
| Tier 2 risk-based capital | $846,000 | 4,468 |
| Total risk weighted assets | $63,490,000 | 4,912 |
| Total unused commitments | $428,000 | 7,048 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 30 | 4,329 |
| Assets and Liabilities | ||
| Total Assets: | $107,727,000 | 4,777 |
| Cash and due from depository institutions | $12,983,000 | 4,329 |
| Interest-bearing balances | $12,178,000 | 2,551 |
| Securities | $1,943,000 | 6,997 |
| Federal funds sold & reverse repurchase agreements | $15,671,000 | 379 |
| Net loans & leases | $64,660,000 | 4,721 |
| Loan loss allowance | $6,889,000 | 1,157 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,947,000 | 4,197 |
| Other real estate owned | $8,014,000 | 4,329 |
| Goodwill and other intangibles | $10,000 | 2,946 |
| All other assets | $2,499,000 | 4,536 |
| Life insurance assets | $1,862,000 | 2,412 |
| Total liabilities and capital | $107,727,000 | 4,777 |
| Total liabilities | $104,857,000 | 4,519 |
| Total deposits | $103,891,000 | 4,398 |
| Interest-bearing deposits | $93,184,000 | 4,203 |
| Deposits held in domestic offices | $103,891,000 | 4,396 |
| % insured | 97.48% | 897 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $966,000 | 3,270 |
| Total equity capital | $2,870,000 | 7,164 |
| Total bank equity capital | $2,870,000 | 7,164 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,191,000 | 896 |
| Surplus | $60,056,000 | 615 |
| Undivided profits | $-62,377,000 | 7,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $9,025,000 | 1,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $281,000 | 6,247 |
| Earning assets | $94,452,000 | 4,879 |
| Long-term assets (5+ years) | $7,470,000 | 5,709 |
| Average Assets, year-to-date | $112,243,000 | 4,650 |
| Average Assets, quarterly | $110,005,500 | 4,717 |
| Volatile liabilities | $1,068,000 | 6,510 |
| Insider loans | $523,000 | 4,871 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $569,000 | 7,051 |
| Tier 1 (core) risk-based capital | $2,801,000 | 7,150 |
| Tier 2 risk-based capital | $980,000 | 4,142 |
| Total risk weighted assets | $72,456,000 | 4,640 |
| Total unused commitments | $569,000 | 7,054 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 30 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $112,284,000 | 4,702 |
| Cash and due from depository institutions | $15,434,000 | 4,355 |
| Interest-bearing balances | $14,504,000 | 2,352 |
| Securities | $7,663,000 | 6,145 |
| Federal funds sold & reverse repurchase agreements | $8,776,000 | 929 |
| Net loans & leases | $69,635,000 | 4,559 |
| Loan loss allowance | $7,821,000 | 1,044 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,010,000 | 4,163 |
| Other real estate owned | $6,127,000 | 4,355 |
| Goodwill and other intangibles | $13,000 | 2,944 |
| All other assets | $2,626,000 | 4,512 |
| Life insurance assets | $1,844,000 | 2,419 |
| Total liabilities and capital | $112,284,000 | 4,702 |
| Total liabilities | $109,129,000 | 4,429 |
| Total deposits | $108,016,000 | 4,304 |
| Interest-bearing deposits | $96,273,000 | 4,174 |
| Deposits held in domestic offices | $108,016,000 | 4,301 |
| % insured | 97.02% | 1,135 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,113,000 | 2,969 |
| Total equity capital | $3,155,000 | 7,125 |
| Total bank equity capital | $3,155,000 | 7,125 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,191,000 | 908 |
| Surplus | $59,217,000 | 618 |
| Undivided profits | $-61,253,000 | 7,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,590,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $316,000 | 6,049 |
| Earning assets | $100,578,000 | 4,742 |
| Long-term assets (5+ years) | $7,759,000 | 5,665 |
| Average Assets, year-to-date | $114,501,000 | 4,630 |
| Average Assets, quarterly | $114,501,000 | 4,630 |
| Volatile liabilities | $1,066,000 | 6,539 |
| Insider loans | $527,000 | 4,885 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $534,000 | 7,140 |
| Tier 1 (core) risk-based capital | $2,841,000 | 7,182 |
| Tier 2 risk-based capital | $1,023,000 | 4,084 |
| Total risk weighted assets | $75,060,000 | 4,597 |
| Total unused commitments | $534,000 | 7,142 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 30 | 4,398 |
| Assets and Liabilities | ||
| Total Assets: | $118,629,000 | 4,541 |
| Cash and due from depository institutions | $10,346,000 | 4,398 |
| Interest-bearing balances | $9,551,000 | 2,866 |
| Securities | $8,097,000 | 6,003 |
| Federal funds sold & reverse repurchase agreements | $7,501,000 | 1,019 |
| Net loans & leases | $77,467,000 | 4,369 |
| Loan loss allowance | $7,006,000 | 1,155 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,073,000 | 4,147 |
| Other real estate owned | $4,579,000 | 4,398 |
| Goodwill and other intangibles | $16,000 | 2,933 |
| All other assets | $8,550,000 | 2,168 |
| Life insurance assets | $1,826,000 | 2,410 |
| Total liabilities and capital | $118,629,000 | 4,541 |
| Total liabilities | $113,737,000 | 4,344 |
| Total deposits | $112,620,000 | 4,187 |
| Interest-bearing deposits | $105,099,000 | 3,928 |
| Deposits held in domestic offices | $112,620,000 | 4,184 |
| % insured | 96.45% | 1,342 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,117,000 | 3,017 |
| Total equity capital | $4,892,000 | 6,662 |
| Total bank equity capital | $4,892,000 | 6,662 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,191,000 | 912 |
| Surplus | $57,717,000 | 629 |
| Undivided profits | $-58,016,000 | 7,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $15,974,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $296,000 | 6,270 |
| Earning assets | $102,616,000 | 4,709 |
| Long-term assets (5+ years) | $5,094,000 | 6,051 |
| Average Assets, year-to-date | $134,355,200 | 4,172 |
| Average Assets, quarterly | $122,452,000 | 4,436 |
| Volatile liabilities | $33,728,000 | 3,453 |
| Insider loans | $541,000 | 4,952 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $472,000 | 7,209 |
| Tier 1 (core) risk-based capital | $4,590,000 | 6,702 |
| Tier 2 risk-based capital | $1,099,000 | 3,942 |
| Total risk weighted assets | $82,033,000 | 4,432 |
| Total unused commitments | $472,000 | 7,209 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 30 | 4,448 |
| Assets and Liabilities | ||
| Total Assets: | $126,275,000 | 4,424 |
| Cash and due from depository institutions | $10,953,000 | 4,448 |
| Interest-bearing balances | $10,414,000 | 2,739 |
| Securities | $8,338,000 | 5,942 |
| Federal funds sold & reverse repurchase agreements | $6,339,000 | 1,231 |
| Net loans & leases | $84,980,000 | 4,214 |
| Loan loss allowance | $9,565,000 | 869 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,152,000 | 4,136 |
| Other real estate owned | $3,420,000 | 4,448 |
| Goodwill and other intangibles | $27,000 | 2,891 |
| All other assets | $10,066,000 | 1,936 |
| Life insurance assets | $1,808,000 | 2,415 |
| Total liabilities and capital | $126,275,000 | 4,424 |
| Total liabilities | $117,284,000 | 4,305 |
| Total deposits | $116,047,000 | 4,140 |
| Interest-bearing deposits | $107,486,000 | 3,917 |
| Deposits held in domestic offices | $116,047,000 | 4,137 |
| % insured | 91.87% | 2,823 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,237,000 | 3,114 |
| Total equity capital | $8,991,000 | 5,531 |
| Total bank equity capital | $8,991,000 | 5,530 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,191,000 | 916 |
| Surplus | $57,717,000 | 622 |
| Undivided profits | $-53,917,000 | 7,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $15,879,000 | 1,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $394,000 | 5,882 |
| Earning assets | $110,071,000 | 4,542 |
| Long-term assets (5+ years) | $6,731,000 | 5,840 |
| Average Assets, year-to-date | $138,286,750 | 4,144 |
| Average Assets, quarterly | $129,581,000 | 4,355 |
| Volatile liabilities | $33,160,000 | 3,579 |
| Insider loans | $544,000 | 5,017 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $361,000 | 7,389 |
| Tier 1 (core) risk-based capital | $8,746,000 | 5,447 |
| Tier 2 risk-based capital | $1,205,000 | 3,799 |
| Total risk weighted assets | $88,062,000 | 4,289 |
| Total unused commitments | $361,000 | 7,390 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 32 | 4,299 |
| Assets and Liabilities | ||
| Total Assets: | $132,887,000 | 4,302 |
| Cash and due from depository institutions | $8,601,000 | 4,299 |
| Interest-bearing balances | $6,872,000 | 3,273 |
| Securities | $9,071,000 | 5,902 |
| Federal funds sold & reverse repurchase agreements | $11,453,000 | 653 |
| Net loans & leases | $87,796,000 | 4,179 |
| Loan loss allowance | $8,849,000 | 940 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,233,000 | 4,102 |
| Other real estate owned | $3,804,000 | 4,299 |
| Goodwill and other intangibles | $37,000 | 2,857 |
| All other assets | $9,892,000 | 2,008 |
| Life insurance assets | $1,790,000 | 2,426 |
| Total liabilities and capital | $132,887,000 | 4,302 |
| Total liabilities | $121,529,000 | 4,225 |
| Total deposits | $120,491,000 | 4,060 |
| Interest-bearing deposits | $111,311,000 | 3,836 |
| Deposits held in domestic offices | $120,491,000 | 4,059 |
| % insured | 93.98% | 2,043 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,038,000 | 3,356 |
| Total equity capital | $11,358,000 | 4,865 |
| Total bank equity capital | $11,358,000 | 4,864 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,191,000 | 932 |
| Surplus | $57,717,000 | 621 |
| Undivided profits | $-51,550,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $15,890,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $332,000 | 6,257 |
| Earning assets | $115,192,000 | 4,432 |
| Long-term assets (5+ years) | $4,949,000 | 6,162 |
| Average Assets, year-to-date | $142,290,670 | 4,090 |
| Average Assets, quarterly | $138,138,000 | 4,179 |
| Volatile liabilities | $34,022,000 | 3,587 |
| Insider loans | $648,000 | 4,830 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $774,000 | 7,212 |
| Tier 1 (core) risk-based capital | $11,013,000 | 4,796 |
| Tier 2 risk-based capital | $1,207,000 | 3,804 |
| Total risk weighted assets | $88,886,000 | 4,308 |
| Total unused commitments | $774,000 | 7,215 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 32 | 4,345 |
| Assets and Liabilities | ||
| Total Assets: | $143,389,000 | 4,147 |
| Cash and due from depository institutions | $9,105,000 | 4,345 |
| Interest-bearing balances | $6,458,000 | 3,325 |
| Securities | $9,772,000 | 5,843 |
| Federal funds sold & reverse repurchase agreements | $17,923,000 | 491 |
| Net loans & leases | $91,098,000 | 4,149 |
| Loan loss allowance | $6,771,000 | 1,255 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,313,000 | 4,112 |
| Other real estate owned | $3,539,000 | 4,345 |
| Goodwill and other intangibles | $48,000 | 2,832 |
| All other assets | $9,591,000 | 2,091 |
| Life insurance assets | $1,772,000 | 2,447 |
| Total liabilities and capital | $143,389,000 | 4,147 |
| Total liabilities | $130,287,000 | 4,105 |
| Total deposits | $129,319,000 | 3,904 |
| Interest-bearing deposits | $119,268,000 | 3,707 |
| Deposits held in domestic offices | $129,319,000 | 3,902 |
| % insured | 92.27% | 2,827 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $968,000 | 3,477 |
| Total equity capital | $13,102,000 | 4,464 |
| Total bank equity capital | $13,102,000 | 4,464 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,191,000 | 948 |
| Surplus | $56,967,000 | 634 |
| Undivided profits | $-49,056,000 | 7,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $14,230,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $394,000 | 5,919 |
| Earning assets | $125,251,000 | 4,276 |
| Long-term assets (5+ years) | $6,740,000 | 5,900 |
| Average Assets, year-to-date | $146,992,500 | 4,068 |
| Average Assets, quarterly | $146,992,500 | 4,068 |
| Volatile liabilities | $33,899,000 | 3,664 |
| Insider loans | $352,000 | 5,643 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $1,032,000 | 7,207 |
| Tier 1 (core) risk-based capital | $12,693,000 | 4,398 |
| Tier 2 risk-based capital | $1,244,000 | 3,781 |
| Total risk weighted assets | $94,006,000 | 4,234 |
| Total unused commitments | $1,032,000 | 7,210 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 32 | 4,390 |
| Assets and Liabilities | ||
| Total Assets: | $150,596,000 | 4,022 |
| Cash and due from depository institutions | $16,514,000 | 4,390 |
| Interest-bearing balances | $15,153,000 | 1,726 |
| Securities | $10,385,000 | 5,726 |
| Federal funds sold & reverse repurchase agreements | $12,606,000 | 652 |
| Net loans & leases | $94,420,000 | 4,110 |
| Loan loss allowance | $6,704,000 | 1,263 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,383,000 | 4,093 |
| Other real estate owned | $2,658,000 | 4,390 |
| Goodwill and other intangibles | $58,000 | 2,817 |
| All other assets | $11,572,000 | 1,873 |
| Life insurance assets | $1,754,000 | 2,449 |
| Total liabilities and capital | $150,596,000 | 4,022 |
| Total liabilities | $136,997,000 | 3,988 |
| Total deposits | $136,352,000 | 3,754 |
| Interest-bearing deposits | $127,375,000 | 3,517 |
| Deposits held in domestic offices | $136,352,000 | 3,753 |
| % insured | 92.27% | 2,856 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $645,000 | 4,346 |
| Total equity capital | $13,599,000 | 4,329 |
| Total bank equity capital | $13,599,000 | 4,329 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,191,000 | 959 |
| Surplus | $55,717,000 | 632 |
| Undivided profits | $-47,309,000 | 7,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $14,878,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $447,000 | 5,702 |
| Earning assets | $132,564,000 | 4,110 |
| Long-term assets (5+ years) | $6,269,000 | 6,015 |
| Average Assets, year-to-date | $165,955,200 | 3,675 |
| Average Assets, quarterly | $149,904,500 | 4,016 |
| Volatile liabilities | $32,569,000 | 3,759 |
| Insider loans | $355,000 | 5,725 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $1,600,000 | 6,949 |
| Tier 1 (core) risk-based capital | $13,192,000 | 4,280 |
| Tier 2 risk-based capital | $1,264,000 | 3,739 |
| Total risk weighted assets | $95,647,000 | 4,230 |
| Total unused commitments | $1,600,000 | 6,951 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 34 | 4,252 |
| Assets and Liabilities | ||
| Total Assets: | $149,213,000 | 4,047 |
| Cash and due from depository institutions | $14,348,000 | 4,252 |
| Interest-bearing balances | $13,273,000 | 1,675 |
| Securities | $11,007,000 | 5,653 |
| Federal funds sold & reverse repurchase agreements | $1,355,000 | 3,360 |
| Net loans & leases | $107,341,000 | 3,777 |
| Loan loss allowance | $8,386,000 | 972 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,474,000 | 4,019 |
| Other real estate owned | $3,381,000 | 4,252 |
| Goodwill and other intangibles | $73,000 | 2,807 |
| All other assets | $9,234,000 | 1,989 |
| Life insurance assets | $1,739,000 | 2,452 |
| Total liabilities and capital | $149,213,000 | 4,047 |
| Total liabilities | $146,452,000 | 3,786 |
| Total deposits | $145,047,000 | 3,564 |
| Interest-bearing deposits | $139,424,000 | 3,264 |
| Deposits held in domestic offices | $145,047,000 | 3,563 |
| % insured | 92.77% | 2,789 |
| Federal funds purchased & repurchase agreements | $494,000 | 2,524 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $911,000 | 3,976 |
| Total equity capital | $2,761,000 | 7,718 |
| Total bank equity capital | $2,761,000 | 7,716 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,191,000 | 975 |
| Surplus | $42,717,000 | 800 |
| Undivided profits | $-45,147,000 | 8,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,937,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $433,000 | 6,032 |
| Earning assets | $132,976,000 | 4,126 |
| Long-term assets (5+ years) | $5,761,000 | 6,128 |
| Average Assets, year-to-date | $169,795,000 | 3,629 |
| Average Assets, quarterly | $151,698,500 | 3,979 |
| Volatile liabilities | $41,548,000 | 3,189 |
| Insider loans | $348,000 | 5,799 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,218,000 | 6,767 |
| Tier 1 (core) risk-based capital | $2,314,000 | 7,810 |
| Tier 2 risk-based capital | $1,360,000 | 3,513 |
| Total risk weighted assets | $101,740,000 | 4,089 |
| Total unused commitments | $2,218,000 | 6,769 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 34 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $154,184,000 | 3,968 |
| Cash and due from depository institutions | $6,394,000 | 4,324 |
| Interest-bearing balances | $5,023,000 | 2,763 |
| Securities | $11,300,000 | 5,596 |
| Federal funds sold & reverse repurchase agreements | $2,959,000 | 2,727 |
| Net loans & leases | $117,105,000 | 3,594 |
| Loan loss allowance | $10,732,000 | 763 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,569,000 | 3,966 |
| Other real estate owned | $2,924,000 | 4,324 |
| Goodwill and other intangibles | $88,000 | 2,778 |
| All other assets | $10,845,000 | 1,777 |
| Life insurance assets | $1,688,000 | 2,492 |
| Total liabilities and capital | $154,184,000 | 3,968 |
| Total liabilities | $145,486,000 | 3,819 |
| Total deposits | $144,300,000 | 3,580 |
| Interest-bearing deposits | $135,497,000 | 3,352 |
| Deposits held in domestic offices | $144,300,000 | 3,578 |
| % insured | 77.43% | 4,453 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,186,000 | 3,449 |
| Total equity capital | $8,698,000 | 5,754 |
| Total bank equity capital | $8,698,000 | 5,751 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,191,000 | 983 |
| Surplus | $42,717,000 | 813 |
| Undivided profits | $-39,210,000 | 8,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $19,683,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $520,000 | 5,416 |
| Earning assets | $136,387,000 | 4,058 |
| Long-term assets (5+ years) | $7,079,000 | 5,888 |
| Average Assets, year-to-date | $176,655,670 | 3,532 |
| Average Assets, quarterly | $175,201,500 | 3,579 |
| Volatile liabilities | $31,611,000 | 3,850 |
| Insider loans | $360,000 | 5,825 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,175,000 | 6,432 |
| Tier 1 (core) risk-based capital | $8,298,000 | 5,779 |
| Tier 2 risk-based capital | $1,545,000 | 3,195 |
| Total risk weighted assets | $114,423,000 | 3,793 |
| Total unused commitments | $3,175,000 | 6,434 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 34 | 4,347 |
| Assets and Liabilities | ||
| Total Assets: | $196,219,000 | 3,305 |
| Cash and due from depository institutions | $2,776,000 | 4,347 |
| Interest-bearing balances | $24,000 | 6,787 |
| Securities | $26,757,000 | 3,732 |
| Federal funds sold & reverse repurchase agreements | $5,353,000 | 2,176 |
| Net loans & leases | $120,404,000 | 3,513 |
| Loan loss allowance | $5,315,000 | 1,359 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,639,000 | 3,940 |
| Other real estate owned | $3,306,000 | 4,347 |
| Goodwill and other intangibles | $26,708,000 | 311 |
| All other assets | $8,276,000 | 2,186 |
| Life insurance assets | $1,677,000 | 2,511 |
| Total liabilities and capital | $196,219,000 | 3,305 |
| Total liabilities | $155,800,000 | 3,612 |
| Total deposits | $151,513,000 | 3,452 |
| Interest-bearing deposits | $145,093,000 | 3,169 |
| Deposits held in domestic offices | $151,513,000 | 3,450 |
| % insured | 80.74% | 3,566 |
| Federal funds purchased & repurchase agreements | $1,269,000 | 2,255 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,018,000 | 1,706 |
| Total equity capital | $40,419,000 | 1,706 |
| Total bank equity capital | $40,419,000 | 1,706 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,191,000 | 983 |
| Surplus | $42,717,000 | 809 |
| Undivided profits | $-7,489,000 | 7,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,336,000 | 1,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $577,000 | 5,126 |
| Earning assets | $152,538,000 | 3,749 |
| Long-term assets (5+ years) | $8,512,000 | 5,645 |
| Average Assets, year-to-date | $187,891,500 | 3,382 |
| Average Assets, quarterly | $187,891,500 | 3,382 |
| Volatile liabilities | $34,416,000 | 3,634 |
| Insider loans | $360,000 | 5,869 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,387,000 | 5,692 |
| Tier 1 (core) risk-based capital | $13,428,000 | 4,348 |
| Tier 2 risk-based capital | $1,533,000 | 3,234 |
| Total risk weighted assets | $118,845,000 | 3,686 |
| Total unused commitments | $5,387,000 | 5,695 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 34 | 4,364 |
| Assets and Liabilities | ||
| Total Assets: | $179,564,000 | 3,504 |
| Cash and due from depository institutions | $1,653,000 | 4,364 |
| Interest-bearing balances | $421,000 | 4,515 |
| Securities | $12,976,000 | 5,417 |
| Federal funds sold & reverse repurchase agreements | $1,481,000 | 3,583 |
| Net loans & leases | $123,532,000 | 3,470 |
| Loan loss allowance | $6,181,000 | 1,129 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,731,000 | 3,905 |
| Other real estate owned | $2,996,000 | 4,364 |
| Goodwill and other intangibles | $26,723,000 | 321 |
| All other assets | $7,472,000 | 2,372 |
| Life insurance assets | $1,666,000 | 2,523 |
| Total liabilities and capital | $179,564,000 | 3,504 |
| Total liabilities | $139,231,000 | 3,900 |
| Total deposits | $129,403,000 | 3,809 |
| Interest-bearing deposits | $122,842,000 | 3,548 |
| Deposits held in domestic offices | $129,403,000 | 3,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,842,000 | 1,297 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $986,000 | 3,768 |
| Total equity capital | $40,333,000 | 1,681 |
| Total bank equity capital | $40,333,000 | 1,681 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,191,000 | 976 |
| Surplus | $41,217,000 | 802 |
| Undivided profits | $-6,075,000 | 7,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,774,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $563,000 | 5,421 |
| Earning assets | $138,410,000 | 3,984 |
| Long-term assets (5+ years) | $8,839,000 | 5,545 |
| Average Assets, year-to-date | $175,212,600 | 3,472 |
| Average Assets, quarterly | $180,381,000 | 3,465 |
| Volatile liabilities | $39,734,000 | 3,236 |
| Insider loans | $350,000 | 5,971 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $7,791,000 | 4,994 |
| Tier 1 (core) risk-based capital | $13,414,000 | 4,337 |
| Tier 2 risk-based capital | $1,629,000 | 3,058 |
| Total risk weighted assets | $125,786,000 | 3,570 |
| Total unused commitments | $7,791,000 | 4,997 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 36 | 4,242 |
| Assets and Liabilities | ||
| Total Assets: | $181,198,000 | 3,462 |
| Cash and due from depository institutions | $1,408,000 | 4,242 |
| Interest-bearing balances | $416,000 | 3,842 |
| Securities | $13,099,000 | 5,342 |
| Federal funds sold & reverse repurchase agreements | $698,000 | 4,871 |
| Net loans & leases | $128,055,000 | 3,378 |
| Loan loss allowance | $5,280,000 | 1,193 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,822,000 | 3,841 |
| Other real estate owned | $2,079,000 | 4,242 |
| Goodwill and other intangibles | $26,741,000 | 354 |
| All other assets | $6,296,000 | 2,687 |
| Life insurance assets | $1,654,000 | 2,535 |
| Total liabilities and capital | $181,198,000 | 3,462 |
| Total liabilities | $142,667,000 | 3,788 |
| Total deposits | $134,195,000 | 3,666 |
| Interest-bearing deposits | $128,710,000 | 3,363 |
| Deposits held in domestic offices | $134,195,000 | 3,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,425,000 | 1,471 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,047,000 | 3,753 |
| Total equity capital | $38,531,000 | 1,772 |
| Total bank equity capital | $38,531,000 | 1,772 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,191,000 | 978 |
| Surplus | $36,497,000 | 880 |
| Undivided profits | $-3,157,000 | 7,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,347,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $655,000 | 5,141 |
| Earning assets | $142,268,000 | 3,890 |
| Long-term assets (5+ years) | $8,670,000 | 5,539 |
| Average Assets, year-to-date | $174,124,750 | 3,502 |
| Average Assets, quarterly | $178,382,500 | 3,480 |
| Volatile liabilities | $57,137,000 | 2,405 |
| Insider loans | $350,000 | 5,959 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,015,000 | 4,655 |
| Tier 1 (core) risk-based capital | $11,654,000 | 4,883 |
| Tier 2 risk-based capital | $1,628,000 | 2,979 |
| Total risk weighted assets | $131,422,000 | 3,436 |
| Total unused commitments | $10,015,000 | 4,657 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 38 | 4,131 |
| Assets and Liabilities | ||
| Total Assets: | $175,567,000 | 3,547 |
| Cash and due from depository institutions | $1,608,000 | 4,131 |
| Interest-bearing balances | $411,000 | 3,731 |
| Securities | $13,344,000 | 5,348 |
| Federal funds sold & reverse repurchase agreements | $6,763,000 | 1,752 |
| Net loans & leases | $117,351,000 | 3,567 |
| Loan loss allowance | $3,758,000 | 1,560 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,899,000 | 3,781 |
| Other real estate owned | $1,480,000 | 4,131 |
| Goodwill and other intangibles | $26,760,000 | 361 |
| All other assets | $5,362,000 | 2,963 |
| Life insurance assets | $1,643,000 | 2,553 |
| Total liabilities and capital | $175,567,000 | 3,547 |
| Total liabilities | $136,052,000 | 3,922 |
| Total deposits | $128,507,000 | 3,791 |
| Interest-bearing deposits | $117,855,000 | 3,582 |
| Deposits held in domestic offices | $128,507,000 | 3,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,656,000 | 1,595 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $889,000 | 4,096 |
| Total equity capital | $39,515,000 | 1,737 |
| Total bank equity capital | $39,515,000 | 1,737 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,191,000 | 965 |
| Surplus | $35,997,000 | 883 |
| Undivided profits | $-1,673,000 | 7,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,088,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $653,000 | 5,080 |
| Earning assets | $137,869,000 | 3,975 |
| Long-term assets (5+ years) | $9,194,000 | 5,428 |
| Average Assets, year-to-date | $171,767,000 | 3,562 |
| Average Assets, quarterly | $173,877,000 | 3,559 |
| Volatile liabilities | $40,025,000 | 3,137 |
| Insider loans | $350,000 | 5,966 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,404,000 | 4,880 |
| Tier 1 (core) risk-based capital | $12,790,000 | 4,591 |
| Tier 2 risk-based capital | $1,534,000 | 3,094 |
| Total risk weighted assets | $120,458,000 | 3,665 |
| Total unused commitments | $9,404,000 | 4,880 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 40 | 3,978 |
| Assets and Liabilities | ||
| Total Assets: | $172,187,000 | 3,589 |
| Cash and due from depository institutions | $1,350,000 | 3,978 |
| Interest-bearing balances | $403,000 | 3,834 |
| Securities | $13,828,000 | 5,279 |
| Federal funds sold & reverse repurchase agreements | $6,317,000 | 2,680 |
| Net loans & leases | $114,035,000 | 3,596 |
| Loan loss allowance | $3,954,000 | 1,442 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,944,000 | 3,733 |
| Other real estate owned | $1,985,000 | 3,978 |
| Goodwill and other intangibles | $26,779,000 | 372 |
| All other assets | $4,949,000 | 3,047 |
| Life insurance assets | $1,632,000 | 2,554 |
| Total liabilities and capital | $172,187,000 | 3,589 |
| Total liabilities | $132,096,000 | 4,017 |
| Total deposits | $120,155,000 | 3,981 |
| Interest-bearing deposits | $116,164,000 | 3,659 |
| Deposits held in domestic offices | $120,155,000 | 3,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,967,000 | 1,183 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $974,000 | 4,113 |
| Total equity capital | $40,091,000 | 1,763 |
| Total bank equity capital | $40,091,000 | 1,763 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,191,000 | 955 |
| Surplus | $35,997,000 | 886 |
| Undivided profits | $-1,097,000 | 7,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,517,000 | 1,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $619,000 | 5,209 |
| Earning assets | $134,583,000 | 4,034 |
| Long-term assets (5+ years) | $17,955,000 | 4,076 |
| Average Assets, year-to-date | $169,867,000 | 3,599 |
| Average Assets, quarterly | $169,867,000 | 3,599 |
| Volatile liabilities | $46,270,000 | 2,793 |
| Insider loans | $350,000 | 5,947 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $10,978,000 | 4,603 |
| Tier 1 (core) risk-based capital | $13,101,000 | 4,517 |
| Tier 2 risk-based capital | $1,530,000 | 3,044 |
| Total risk weighted assets | $119,983,000 | 3,634 |
| Total unused commitments | $10,978,000 | 4,605 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 37 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $167,547,000 | 3,628 |
| Cash and due from depository institutions | $1,029,000 | 4,223 |
| Interest-bearing balances | $357,000 | 3,487 |
| Securities | $14,318,000 | 5,271 |
| Federal funds sold & reverse repurchase agreements | $4,969,000 | 2,549 |
| Net loans & leases | $111,084,000 | 3,662 |
| Loan loss allowance | $1,455,000 | 3,301 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,044,000 | 3,647 |
| Other real estate owned | $2,471,000 | 4,223 |
| Goodwill and other intangibles | $26,797,000 | 366 |
| All other assets | $3,835,000 | 3,640 |
| Life insurance assets | $1,621,000 | 2,545 |
| Total liabilities and capital | $167,547,000 | 3,628 |
| Total liabilities | $125,524,000 | 4,104 |
| Total deposits | $123,903,000 | 3,855 |
| Interest-bearing deposits | $119,728,000 | 3,506 |
| Deposits held in domestic offices | $123,903,000 | 3,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $732,000 | 2,918 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $889,000 | 4,289 |
| Total equity capital | $42,023,000 | 1,658 |
| Total bank equity capital | $42,023,000 | 1,658 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,191,000 | 944 |
| Surplus | $35,997,000 | 868 |
| Undivided profits | $835,000 | 6,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,736,000 | 1,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $639,000 | 5,387 |
| Earning assets | $130,728,000 | 4,064 |
| Long-term assets (5+ years) | $17,365,000 | 3,943 |
| Average Assets, year-to-date | $176,540,000 | 3,367 |
| Average Assets, quarterly | $168,144,000 | 3,587 |
| Volatile liabilities | $40,570,000 | 3,058 |
| Insider loans | $450,000 | 5,651 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $19,463,000 | 3,422 |
| Tier 1 (core) risk-based capital | $15,099,000 | 4,056 |
| Tier 2 risk-based capital | $1,455,000 | 3,143 |
| Total risk weighted assets | $119,904,000 | 3,631 |
| Total unused commitments | $19,463,000 | 3,424 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $168,741,000 | 3,569 |
| Cash and due from depository institutions | $969,000 | 4,236 |
| Interest-bearing balances | $353,000 | 3,340 |
| Securities | $14,353,000 | 5,304 |
| Federal funds sold & reverse repurchase agreements | $7,919,000 | 1,800 |
| Net loans & leases | $110,515,000 | 3,635 |
| Loan loss allowance | $1,725,000 | 2,831 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,093,000 | 3,566 |
| Other real estate owned | $1,332,000 | 4,236 |
| Goodwill and other intangibles | $26,860,000 | 358 |
| All other assets | $3,700,000 | 3,765 |
| Life insurance assets | $1,609,000 | 2,511 |
| Total liabilities and capital | $168,741,000 | 3,569 |
| Total liabilities | $126,830,000 | 4,027 |
| Total deposits | $121,628,000 | 3,903 |
| Interest-bearing deposits | $116,733,000 | 3,572 |
| Deposits held in domestic offices | $121,628,000 | 3,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,999,000 | 1,884 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,203,000 | 3,635 |
| Total equity capital | $41,911,000 | 1,631 |
| Total bank equity capital | $41,911,000 | 1,631 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,191,000 | 919 |
| Surplus | $35,997,000 | 850 |
| Undivided profits | $723,000 | 7,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,977,000 | 1,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $645,000 | 5,614 |
| Earning assets | $133,140,000 | 3,988 |
| Long-term assets (5+ years) | $29,520,000 | 2,819 |
| Average Assets, year-to-date | $178,788,250 | 3,339 |
| Average Assets, quarterly | $168,823,000 | 3,531 |
| Volatile liabilities | $44,719,000 | 2,818 |
| Insider loans | $860,000 | 4,580 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $24,017,000 | 3,045 |
| Tier 1 (core) risk-based capital | $15,028,000 | 4,079 |
| Tier 2 risk-based capital | $1,480,000 | 3,078 |
| Total risk weighted assets | $118,194,000 | 3,612 |
| Total unused commitments | $24,017,000 | 3,046 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 37 | 4,277 |
| Assets and Liabilities | ||
| Total Assets: | $168,905,000 | 3,562 |
| Cash and due from depository institutions | $1,157,000 | 4,277 |
| Interest-bearing balances | $362,000 | 3,389 |
| Securities | $14,364,000 | 5,313 |
| Federal funds sold & reverse repurchase agreements | $8,811,000 | 1,762 |
| Net loans & leases | $110,731,000 | 3,617 |
| Loan loss allowance | $1,725,000 | 2,830 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,004,000 | 3,604 |
| Other real estate owned | $0 | 4,277 |
| Goodwill and other intangibles | $26,883,000 | 368 |
| All other assets | $3,955,000 | 3,564 |
| Life insurance assets | $1,598,000 | 2,519 |
| Total liabilities and capital | $168,904,000 | 3,563 |
| Total liabilities | $127,155,000 | 4,028 |
| Total deposits | $125,998,000 | 3,791 |
| Interest-bearing deposits | $120,624,000 | 3,474 |
| Deposits held in domestic offices | $125,998,000 | 3,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,157,000 | 3,515 |
| Total equity capital | $41,749,000 | 1,633 |
| Total bank equity capital | $41,749,000 | 1,633 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,191,000 | 909 |
| Surplus | $35,997,000 | 856 |
| Undivided profits | $561,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,407,000 | 926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $679,000 | 5,230 |
| Earning assets | $134,268,000 | 3,961 |
| Long-term assets (5+ years) | $19,827,000 | 3,499 |
| Average Assets, year-to-date | $182,137,330 | 3,312 |
| Average Assets, quarterly | $178,352,500 | 3,394 |
| Volatile liabilities | $39,803,000 | 3,028 |
| Insider loans | $860,000 | 4,558 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $19,116,000 | 3,497 |
| Tier 1 (core) risk-based capital | $14,947,000 | 4,067 |
| Tier 2 risk-based capital | $1,489,000 | 3,054 |
| Total risk weighted assets | $118,883,000 | 3,586 |
| Total unused commitments | $19,116,000 | 3,497 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 37 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $187,800,000 | 3,263 |
| Cash and due from depository institutions | $803,000 | 4,261 |
| Interest-bearing balances | $44,000 | 5,546 |
| Securities | $14,856,000 | 5,281 |
| Federal funds sold & reverse repurchase agreements | $27,382,000 | 678 |
| Net loans & leases | $110,686,000 | 3,584 |
| Loan loss allowance | $1,725,000 | 2,822 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,015,000 | 3,556 |
| Other real estate owned | $0 | 4,261 |
| Goodwill and other intangibles | $26,907,000 | 359 |
| All other assets | $4,151,000 | 3,383 |
| Life insurance assets | $1,573,000 | 2,534 |
| Total liabilities and capital | $187,800,000 | 3,263 |
| Total liabilities | $146,094,000 | 3,647 |
| Total deposits | $139,877,000 | 3,527 |
| Interest-bearing deposits | $133,910,000 | 3,193 |
| Deposits held in domestic offices | $139,877,000 | 3,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,217,000 | 3,472 |
| Total equity capital | $41,706,000 | 1,641 |
| Total bank equity capital | $41,706,000 | 1,641 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,191,000 | 895 |
| Surplus | $35,997,000 | 835 |
| Undivided profits | $518,000 | 7,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,135,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $628,000 | 5,347 |
| Earning assets | $152,968,000 | 3,584 |
| Long-term assets (5+ years) | $20,352,000 | 3,392 |
| Average Assets, year-to-date | $188,753,500 | 3,224 |
| Average Assets, quarterly | $188,753,500 | 3,224 |
| Volatile liabilities | $46,133,000 | 2,641 |
| Insider loans | $910,000 | 4,476 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,208,000 | 3,162 |
| Tier 1 (core) risk-based capital | $14,722,000 | 4,084 |
| Tier 2 risk-based capital | $1,513,000 | 2,992 |
| Total risk weighted assets | $120,839,000 | 3,513 |
| Total unused commitments | $22,208,000 | 3,162 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $189,707,000 | 3,196 |
| Cash and due from depository institutions | $1,049,000 | 4,723 |
| Interest-bearing balances | $128,000 | 4,466 |
| Securities | $13,969,000 | 5,450 |
| Federal funds sold & reverse repurchase agreements | $23,311,000 | 679 |
| Net loans & leases | $117,322,000 | 3,411 |
| Loan loss allowance | $1,725,000 | 2,799 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,476,000 | 4,010 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $27,269,000 | 339 |
| All other assets | $4,311,000 | 3,329 |
| Life insurance assets | $1,543,000 | 2,517 |
| Total liabilities and capital | $189,707,000 | 3,196 |
| Total liabilities | $148,328,000 | 3,587 |
| Total deposits | $142,255,000 | 3,458 |
| Interest-bearing deposits | $137,564,000 | 3,082 |
| Deposits held in domestic offices | $142,255,000 | 3,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,073,000 | 3,694 |
| Total equity capital | $41,379,000 | 1,618 |
| Total bank equity capital | $41,379,000 | 1,618 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,191,000 | 884 |
| Surplus | $35,998,000 | 817 |
| Undivided profits | $190,000 | 7,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,736,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $682,000 | 5,223 |
| Earning assets | $154,730,000 | 3,528 |
| Long-term assets (5+ years) | $18,405,000 | 3,540 |
| Average Assets, year-to-date | $157,621,400 | 3,608 |
| Average Assets, quarterly | $172,510,500 | 3,426 |
| Volatile liabilities | $48,941,000 | 2,690 |
| Insider loans | $910,000 | 4,432 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,940,000 | 2,855 |
| Tier 1 (core) risk-based capital | $14,067,000 | 4,182 |
| Tier 2 risk-based capital | $1,629,000 | 2,805 |
| Total risk weighted assets | $130,249,000 | 3,288 |
| Total unused commitments | $25,940,000 | 2,855 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $155,314,000 | 3,742 |
| Cash and due from depository institutions | $1,205,000 | 4,840 |
| Interest-bearing balances | $167,000 | 4,235 |
| Securities | $7,845,000 | 6,688 |
| Federal funds sold & reverse repurchase agreements | $12,691,000 | 1,101 |
| Net loans & leases | $127,326,000 | 3,211 |
| Loan loss allowance | $1,725,000 | 2,804 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,669,000 | 3,761 |
| Other real estate owned | $0 | 4,840 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,578,000 | 3,794 |
| Life insurance assets | $1,512,000 | 2,507 |
| Total liabilities and capital | $155,314,000 | 3,742 |
| Total liabilities | $139,784,000 | 3,718 |
| Total deposits | $133,762,000 | 3,575 |
| Interest-bearing deposits | $128,441,000 | 3,216 |
| Deposits held in domestic offices | $133,762,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,022,000 | 3,789 |
| Total equity capital | $15,530,000 | 3,909 |
| Total bank equity capital | $15,530,000 | 3,909 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,191,000 | 867 |
| Surplus | $10,238,000 | 2,352 |
| Undivided profits | $101,000 | 7,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,574,000 | 1,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $741,000 | 4,972 |
| Earning assets | $148,029,000 | 3,615 |
| Long-term assets (5+ years) | $14,278,000 | 3,994 |
| Average Assets, year-to-date | $149,600,000 | 3,761 |
| Average Assets, quarterly | $151,146,000 | 3,785 |
| Volatile liabilities | $47,315,000 | 2,737 |
| Insider loans | $1,410,000 | 3,589 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,922,000 | 3,031 |
| Tier 1 (core) risk-based capital | $15,613,000 | 3,799 |
| Tier 2 risk-based capital | $1,682,000 | 2,730 |
| Total risk weighted assets | $134,528,000 | 3,176 |
| Total unused commitments | $23,922,000 | 3,031 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $146,978,000 | 3,862 |
| Cash and due from depository institutions | $1,814,000 | 4,661 |
| Interest-bearing balances | $104,000 | 4,729 |
| Securities | $6,545,000 | 7,014 |
| Federal funds sold & reverse repurchase agreements | $2,549,000 | 3,319 |
| Net loans & leases | $129,900,000 | 3,117 |
| Loan loss allowance | $1,725,000 | 2,772 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,710,000 | 3,710 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,460,000 | 3,842 |
| Life insurance assets | $1,481,000 | 2,489 |
| Total liabilities and capital | $146,978,000 | 3,862 |
| Total liabilities | $131,878,000 | 3,859 |
| Total deposits | $126,167,000 | 3,704 |
| Interest-bearing deposits | $119,175,000 | 3,388 |
| Deposits held in domestic offices | $126,167,000 | 3,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $711,000 | 4,355 |
| Total equity capital | $15,100,000 | 3,870 |
| Total bank equity capital | $15,100,000 | 3,870 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,191,000 | 844 |
| Surplus | $10,238,000 | 2,306 |
| Undivided profits | $-329,000 | 8,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,012,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $710,000 | 4,722 |
| Earning assets | $139,098,000 | 3,754 |
| Long-term assets (5+ years) | $11,613,000 | 4,329 |
| Average Assets, year-to-date | $147,695,330 | 3,791 |
| Average Assets, quarterly | $147,854,000 | 3,816 |
| Volatile liabilities | $40,892,000 | 2,994 |
| Insider loans | $1,410,000 | 3,581 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $24,936,000 | 2,966 |
| Tier 1 (core) risk-based capital | $15,249,000 | 3,818 |
| Tier 2 risk-based capital | $1,670,000 | 2,713 |
| Total risk weighted assets | $133,522,000 | 3,164 |
| Total unused commitments | $24,936,000 | 2,967 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $148,730,000 | 3,798 |
| Cash and due from depository institutions | $2,596,000 | 4,847 |
| Interest-bearing balances | $142,000 | 4,526 |
| Securities | $6,903,000 | 6,995 |
| Federal funds sold & reverse repurchase agreements | $3,658,000 | 3,228 |
| Net loans & leases | $129,606,000 | 3,063 |
| Loan loss allowance | $1,714,000 | 2,749 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,739,000 | 3,635 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,228,000 | 3,918 |
| Life insurance assets | $1,450,000 | 2,467 |
| Total liabilities and capital | $148,730,000 | 3,798 |
| Total liabilities | $134,063,000 | 3,775 |
| Total deposits | $128,484,000 | 3,644 |
| Interest-bearing deposits | $122,168,000 | 3,294 |
| Deposits held in domestic offices | $128,484,000 | 3,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $579,000 | 4,814 |
| Total equity capital | $14,667,000 | 3,926 |
| Total bank equity capital | $14,667,000 | 3,926 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,191,000 | 833 |
| Surplus | $10,238,000 | 2,242 |
| Undivided profits | $-762,000 | 8,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,921,000 | 910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $597,000 | 5,130 |
| Earning assets | $140,309,000 | 3,713 |
| Long-term assets (5+ years) | $9,379,000 | 4,697 |
| Average Assets, year-to-date | $148,054,000 | 3,786 |
| Average Assets, quarterly | $148,054,000 | 3,786 |
| Volatile liabilities | $41,659,000 | 2,835 |
| Insider loans | $1,985,000 | 2,863 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,210,000 | 2,906 |
| Tier 1 (core) risk-based capital | $14,783,000 | 3,864 |
| Tier 2 risk-based capital | $1,696,000 | 2,641 |
| Total risk weighted assets | $135,700,000 | 3,079 |
| Total unused commitments | $25,210,000 | 2,906 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $147,378,000 | 3,800 |
| Cash and due from depository institutions | $2,625,000 | 5,424 |
| Interest-bearing balances | $89,000 | 5,230 |
| Securities | $7,202,000 | 6,959 |
| Federal funds sold & reverse repurchase agreements | $10,772,000 | 1,279 |
| Net loans & leases | $120,929,000 | 3,203 |
| Loan loss allowance | $1,296,000 | 3,425 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,549,000 | 3,800 |
| Other real estate owned | $0 | 5,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,301,000 | 3,853 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $147,378,000 | 3,800 |
| Total liabilities | $132,786,000 | 3,781 |
| Total deposits | $127,275,000 | 3,616 |
| Interest-bearing deposits | $119,623,000 | 3,306 |
| Deposits held in domestic offices | $127,275,000 | 3,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $511,000 | 5,038 |
| Total equity capital | $14,592,000 | 3,916 |
| Total bank equity capital | $14,592,000 | 3,916 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,191,000 | 817 |
| Surplus | $10,238,000 | 2,209 |
| Undivided profits | $-837,000 | 8,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,365,000 | 1,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $677,000 | 4,722 |
| Earning assets | $138,992,000 | 3,694 |
| Long-term assets (5+ years) | $12,285,000 | 4,229 |
| Average Assets, year-to-date | $118,383,000 | 4,307 |
| Average Assets, quarterly | $142,094,000 | 3,866 |
| Volatile liabilities | $40,058,000 | 2,876 |
| Insider loans | $1,985,000 | 2,843 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,889,000 | 3,042 |
| Tier 1 (core) risk-based capital | $14,242,000 | 3,931 |
| Tier 2 risk-based capital | $1,296,000 | 3,244 |
| Total risk weighted assets | $126,417,000 | 3,230 |
| Total unused commitments | $22,889,000 | 3,044 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $136,810,000 | 3,963 |
| Cash and due from depository institutions | $1,508,000 | 5,934 |
| Interest-bearing balances | $132,000 | 4,705 |
| Securities | $7,753,000 | 6,836 |
| Federal funds sold & reverse repurchase agreements | $15,736,000 | 835 |
| Net loans & leases | $106,896,000 | 3,476 |
| Loan loss allowance | $1,116,000 | 3,780 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,669,000 | 4,781 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,248,000 | 3,843 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $136,810,000 | 3,963 |
| Total liabilities | $122,466,000 | 3,953 |
| Total deposits | $117,030,000 | 3,799 |
| Interest-bearing deposits | $109,475,000 | 3,480 |
| Deposits held in domestic offices | $117,030,000 | 3,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $436,000 | 5,500 |
| Total equity capital | $14,344,000 | 3,931 |
| Total bank equity capital | $14,344,000 | 3,931 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,191,000 | 787 |
| Surplus | $10,192,000 | 2,151 |
| Undivided profits | $-1,039,000 | 8,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,365,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $475,000 | 5,912 |
| Earning assets | $130,517,000 | 3,832 |
| Long-term assets (5+ years) | $12,806,000 | 4,175 |
| Average Assets, year-to-date | $111,134,250 | 4,502 |
| Average Assets, quarterly | $125,844,500 | 4,174 |
| Volatile liabilities | $40,203,000 | 2,772 |
| Insider loans | $1,985,000 | 2,831 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,659,000 | 2,936 |
| Tier 1 (core) risk-based capital | $13,804,000 | 3,984 |
| Tier 2 risk-based capital | $1,116,000 | 3,581 |
| Total risk weighted assets | $113,558,000 | 3,455 |
| Total unused commitments | $23,659,000 | 2,940 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $114,879,000 | 4,453 |
| Cash and due from depository institutions | $1,470,000 | 6,229 |
| Interest-bearing balances | $172,000 | 4,457 |
| Securities | $8,382,000 | 6,736 |
| Federal funds sold & reverse repurchase agreements | $7,042,000 | 1,618 |
| Net loans & leases | $93,160,000 | 3,799 |
| Loan loss allowance | $971,000 | 4,145 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,671,000 | 4,743 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,154,000 | 3,777 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $114,879,000 | 4,453 |
| Total liabilities | $100,757,000 | 4,498 |
| Total deposits | $95,355,000 | 4,372 |
| Interest-bearing deposits | $87,620,000 | 4,094 |
| Deposits held in domestic offices | $95,355,000 | 4,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $402,000 | 5,428 |
| Total equity capital | $14,122,000 | 3,911 |
| Total bank equity capital | $14,122,000 | 3,911 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,191,000 | 768 |
| Surplus | $10,192,000 | 2,102 |
| Undivided profits | $-1,261,000 | 8,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,365,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $448,000 | 5,812 |
| Earning assets | $108,756,000 | 4,356 |
| Long-term assets (5+ years) | $10,308,000 | 4,640 |
| Average Assets, year-to-date | $102,575,670 | 4,757 |
| Average Assets, quarterly | $106,521,500 | 4,645 |
| Volatile liabilities | $26,756,000 | 3,570 |
| Insider loans | $1,985,000 | 2,782 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,128,000 | 2,992 |
| Tier 1 (core) risk-based capital | $13,458,000 | 3,966 |
| Tier 2 risk-based capital | $971,000 | 3,908 |
| Total risk weighted assets | $95,252,000 | 3,852 |
| Total unused commitments | $22,128,000 | 2,992 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $98,164,000 | 4,944 |
| Cash and due from depository institutions | $957,000 | 6,252 |
| Interest-bearing balances | $196,000 | 4,426 |
| Securities | $8,597,000 | 6,736 |
| Federal funds sold & reverse repurchase agreements | $3,644,000 | 2,950 |
| Net loans & leases | $80,356,000 | 4,155 |
| Loan loss allowance | $852,000 | 4,524 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,666,000 | 4,767 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,944,000 | 3,905 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $98,164,000 | 4,944 |
| Total liabilities | $84,277,000 | 5,068 |
| Total deposits | $84,018,000 | 4,810 |
| Interest-bearing deposits | $76,614,000 | 4,527 |
| Deposits held in domestic offices | $84,018,000 | 4,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000 | 5,781 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $258,000 | 6,394 |
| Total equity capital | $13,887,000 | 3,886 |
| Total bank equity capital | $13,887,000 | 3,886 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,191,000 | 754 |
| Surplus | $10,192,000 | 2,053 |
| Undivided profits | $-1,496,000 | 8,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $352,000 | 6,460 |
| Earning assets | $92,793,000 | 4,869 |
| Long-term assets (5+ years) | $12,020,000 | 4,389 |
| Average Assets, year-to-date | $96,424,000 | 4,981 |
| Average Assets, quarterly | $96,424,000 | 4,981 |
| Volatile liabilities | $17,383,000 | 4,502 |
| Insider loans | $1,985,000 | 2,764 |
| FHLB advances | $1,000 | 5,245 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $22,185,000 | 2,925 |
| Tier 1 (core) risk-based capital | $13,122,000 | 4,006 |
| Tier 2 risk-based capital | $852,000 | 4,253 |
| Total risk weighted assets | $81,580,000 | 4,283 |
| Total unused commitments | $22,185,000 | 2,930 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 19 | 6,410 |
| Assets and Liabilities | ||
| Total Assets: | $94,684,000 | 5,064 |
| Cash and due from depository institutions | $1,421,000 | 6,410 |
| Interest-bearing balances | $256,000 | 4,131 |
| Securities | $8,981,000 | 6,682 |
| Federal funds sold & reverse repurchase agreements | $7,596,000 | 1,521 |
| Net loans & leases | $72,135,000 | 4,453 |
| Loan loss allowance | $766,000 | 4,798 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,696,000 | 4,711 |
| Other real estate owned | $0 | 6,410 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,855,000 | 3,917 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $94,684,000 | 5,064 |
| Total liabilities | $85,864,000 | 5,017 |
| Total deposits | $85,661,000 | 4,740 |
| Interest-bearing deposits | $77,505,000 | 4,465 |
| Deposits held in domestic offices | $85,661,000 | 4,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $203,000 | 6,830 |
| Total equity capital | $8,820,000 | 5,437 |
| Total bank equity capital | $8,820,000 | 5,437 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,191,000 | 741 |
| Surplus | $5,192,000 | 3,450 |
| Undivided profits | $-1,563,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $304,000 | 6,861 |
| Earning assets | $88,968,000 | 4,982 |
| Long-term assets (5+ years) | $13,423,000 | 4,277 |
| Average Assets, year-to-date | $77,790,400 | 5,563 |
| Average Assets, quarterly | $89,848,500 | 5,183 |
| Volatile liabilities | $18,020,000 | 4,383 |
| Insider loans | $1,855,000 | 2,878 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,036,000 | 2,943 |
| Tier 1 (core) risk-based capital | $7,960,000 | 5,660 |
| Tier 2 risk-based capital | $766,000 | 4,516 |
| Total risk weighted assets | $75,587,000 | 4,470 |
| Total unused commitments | $21,036,000 | 2,945 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $85,013,000 | 5,351 |
| Cash and due from depository institutions | $1,019,000 | 6,572 |
| Interest-bearing balances | $74,000 | 5,545 |
| Securities | $8,725,000 | 6,770 |
| Federal funds sold & reverse repurchase agreements | $4,944,000 | 2,127 |
| Net loans & leases | $65,570,000 | 4,676 |
| Loan loss allowance | $697,000 | 5,102 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,728,000 | 4,616 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,027,000 | 3,769 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $85,013,000 | 5,351 |
| Total liabilities | $76,251,000 | 5,333 |
| Total deposits | $76,045,000 | 5,071 |
| Interest-bearing deposits | $70,735,000 | 4,747 |
| Deposits held in domestic offices | $76,045,000 | 5,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $206,000 | 7,078 |
| Total equity capital | $8,762,000 | 5,445 |
| Total bank equity capital | $8,762,000 | 5,445 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,191,000 | 726 |
| Surplus | $5,192,000 | 3,394 |
| Undivided profits | $-1,621,000 | 8,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $284,000 | 7,192 |
| Earning assets | $79,313,000 | 5,282 |
| Long-term assets (5+ years) | $9,415,000 | 5,043 |
| Average Assets, year-to-date | $73,567,000 | 5,741 |
| Average Assets, quarterly | $79,140,500 | 5,570 |
| Volatile liabilities | $16,936,000 | 4,505 |
| Insider loans | $1,605,000 | 3,139 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,183,000 | 3,441 |
| Tier 1 (core) risk-based capital | $7,850,000 | 5,692 |
| Tier 2 risk-based capital | $697,000 | 4,791 |
| Total risk weighted assets | $68,777,000 | 4,707 |
| Total unused commitments | $16,183,000 | 3,444 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 20 | 6,337 |
| Assets and Liabilities | ||
| Total Assets: | $73,268,000 | 5,839 |
| Cash and due from depository institutions | $628,000 | 6,337 |
| Interest-bearing balances | $71,000 | 5,601 |
| Securities | $8,896,000 | 6,818 |
| Federal funds sold & reverse repurchase agreements | $2,874,000 | 2,910 |
| Net loans & leases | $56,060,000 | 5,113 |
| Loan loss allowance | $595,000 | 5,569 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,760,000 | 4,545 |
| Other real estate owned | $0 | 6,337 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,050,000 | 3,704 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $73,268,000 | 5,839 |
| Total liabilities | $64,603,000 | 5,883 |
| Total deposits | $64,457,000 | 5,631 |
| Interest-bearing deposits | $60,469,000 | 5,275 |
| Deposits held in domestic offices | $64,457,000 | 5,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $146,000 | 7,440 |
| Total equity capital | $8,665,000 | 5,375 |
| Total bank equity capital | $8,665,000 | 5,375 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,191,000 | 707 |
| Surplus | $5,191,000 | 3,347 |
| Undivided profits | $-1,717,000 | 8,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $264,000 | 7,225 |
| Earning assets | $67,901,000 | 5,784 |
| Long-term assets (5+ years) | $11,311,000 | 4,800 |
| Average Assets, year-to-date | $69,751,670 | 5,938 |
| Average Assets, quarterly | $73,721,000 | 5,809 |
| Volatile liabilities | $11,880,000 | 5,350 |
| Insider loans | $1,030,000 | 4,003 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,811,000 | 4,271 |
| Tier 1 (core) risk-based capital | $7,757,000 | 5,672 |
| Tier 2 risk-based capital | $595,000 | 5,230 |
| Total risk weighted assets | $56,292,000 | 5,280 |
| Total unused commitments | $10,811,000 | 4,272 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 17 | 6,770 |
| Assets and Liabilities | ||
| Total Assets: | $74,174,000 | 5,800 |
| Cash and due from depository institutions | $1,547,000 | 6,770 |
| Interest-bearing balances | $69,000 | 5,720 |
| Securities | $8,928,000 | 6,793 |
| Federal funds sold & reverse repurchase agreements | $9,638,000 | 1,525 |
| Net loans & leases | $50,632,000 | 5,375 |
| Loan loss allowance | $562,000 | 5,725 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,787,000 | 4,483 |
| Other real estate owned | $0 | 6,770 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,642,000 | 5,136 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $74,174,000 | 5,800 |
| Total liabilities | $65,452,000 | 5,831 |
| Total deposits | $65,351,000 | 5,590 |
| Interest-bearing deposits | $62,398,000 | 5,201 |
| Deposits held in domestic offices | $65,351,000 | 5,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $101,000 | 8,114 |
| Total equity capital | $8,722,000 | 5,402 |
| Total bank equity capital | $8,722,000 | 5,402 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,191,000 | 700 |
| Surplus | $5,191,000 | 3,307 |
| Undivided profits | $-1,660,000 | 8,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $242,000 | 7,398 |
| Earning assets | $69,267,000 | 5,736 |
| Long-term assets (5+ years) | $8,601,000 | 5,276 |
| Average Assets, year-to-date | $67,993,500 | 6,055 |
| Average Assets, quarterly | $67,993,500 | 6,055 |
| Volatile liabilities | $10,663,000 | 5,537 |
| Insider loans | $910,000 | 4,218 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,823,000 | 5,220 |
| Tier 1 (core) risk-based capital | $7,778,000 | 5,618 |
| Tier 2 risk-based capital | $562,000 | 5,368 |
| Total risk weighted assets | $46,311,000 | 5,842 |
| Total unused commitments | $6,823,000 | 5,232 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 18 | 6,658 |
| Assets and Liabilities | ||
| Total Assets: | $61,813,000 | 6,375 |
| Cash and due from depository institutions | $2,169,000 | 6,658 |
| Interest-bearing balances | $54,000 | 5,799 |
| Securities | $8,776,000 | 6,872 |
| Federal funds sold & reverse repurchase agreements | $2,908,000 | 3,348 |
| Net loans & leases | $44,634,000 | 5,716 |
| Loan loss allowance | $542,000 | 5,805 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,834,000 | 4,419 |
| Other real estate owned | $0 | 6,658 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,492,000 | 5,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,813,000 | 6,375 |
| Total liabilities | $53,074,000 | 6,482 |
| Total deposits | $53,008,000 | 6,286 |
| Interest-bearing deposits | $50,991,000 | 5,854 |
| Deposits held in domestic offices | $53,008,000 | 6,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $66,000 | 8,553 |
| Total equity capital | $8,739,000 | 5,325 |
| Total bank equity capital | $8,739,000 | 5,325 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,191,000 | 703 |
| Surplus | $5,192,000 | 3,280 |
| Undivided profits | $-1,644,000 | 8,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $175,000 | 8,129 |
| Earning assets | $56,372,000 | 6,377 |
| Long-term assets (5+ years) | $4,853,000 | 6,264 |
| Average Assets, year-to-date | $54,924,400 | 6,618 |
| Average Assets, quarterly | $60,241,000 | 6,421 |
| Volatile liabilities | $6,060,000 | 6,866 |
| Insider loans | $860,000 | 4,374 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,738,000 | 4,583 |
| Tier 1 (core) risk-based capital | $7,823,000 | 5,561 |
| Tier 2 risk-based capital | $533,000 | 5,522 |
| Total risk weighted assets | $42,676,000 | 6,111 |
| Total unused commitments | $8,738,000 | 4,586 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 17 | 6,839 |
| Assets and Liabilities | ||
| Total Assets: | $58,669,000 | 6,542 |
| Cash and due from depository institutions | $3,503,000 | 6,839 |
| Interest-bearing balances | $53,000 | 5,896 |
| Securities | $8,459,000 | 6,894 |
| Federal funds sold & reverse repurchase agreements | $1,902,000 | 4,485 |
| Net loans & leases | $41,444,000 | 5,958 |
| Loan loss allowance | $506,000 | 6,027 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,886,000 | 4,341 |
| Other real estate owned | $0 | 6,839 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,475,000 | 5,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,669,000 | 6,542 |
| Total liabilities | $49,869,000 | 6,655 |
| Total deposits | $49,784,000 | 6,467 |
| Interest-bearing deposits | $47,761,000 | 6,071 |
| Deposits held in domestic offices | $49,784,000 | 6,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $85,000 | 8,578 |
| Total equity capital | $8,800,000 | 5,295 |
| Total bank equity capital | $8,800,000 | 5,295 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,191,000 | 696 |
| Surplus | $5,191,000 | 3,224 |
| Undivided profits | $-1,582,000 | 8,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $214,000 | 7,882 |
| Earning assets | $51,858,000 | 6,629 |
| Long-term assets (5+ years) | $3,500,000 | 6,725 |
| Average Assets, year-to-date | $53,202,250 | 6,748 |
| Average Assets, quarterly | $59,340,500 | 6,480 |
| Volatile liabilities | $6,865,000 | 6,630 |
| Insider loans | $860,000 | 4,363 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,613,000 | 5,170 |
| Tier 1 (core) risk-based capital | $7,969,000 | 5,489 |
| Tier 2 risk-based capital | $486,000 | 5,791 |
| Total risk weighted assets | $38,867,000 | 6,356 |
| Total unused commitments | $6,613,000 | 5,177 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $60,012,000 | 6,464 |
| Cash and due from depository institutions | $2,414,000 | 7,213 |
| Interest-bearing balances | $53,000 | 5,943 |
| Securities | $7,996,000 | 6,952 |
| Federal funds sold & reverse repurchase agreements | $6,679,000 | 2,361 |
| Net loans & leases | $39,655,000 | 6,065 |
| Loan loss allowance | $482,000 | 6,161 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,896,000 | 4,283 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,372,000 | 5,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,012,000 | 6,464 |
| Total liabilities | $51,101,000 | 6,585 |
| Total deposits | $51,035,000 | 6,395 |
| Interest-bearing deposits | $48,500,000 | 6,044 |
| Deposits held in domestic offices | $51,035,000 | 6,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $66,000 | 8,821 |
| Total equity capital | $8,911,000 | 5,242 |
| Total bank equity capital | $8,911,000 | 5,242 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,191,000 | 687 |
| Surplus | $5,192,000 | 3,185 |
| Undivided profits | $-1,472,000 | 9,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $160,000 | 8,351 |
| Earning assets | $54,383,000 | 6,491 |
| Long-term assets (5+ years) | $3,113,000 | 6,836 |
| Average Assets, year-to-date | $51,380,000 | 6,876 |
| Average Assets, quarterly | $55,873,000 | 6,647 |
| Volatile liabilities | $5,701,000 | 7,026 |
| Insider loans | $790,000 | 4,517 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $719,000 | 1,565 |
| Unused loan commitments | $6,436,000 | 5,202 |
| Tier 1 (core) risk-based capital | $8,098,000 | 5,358 |
| Tier 2 risk-based capital | $469,000 | 5,877 |
| Total risk weighted assets | $37,522,000 | 6,439 |
| Total unused commitments | $6,436,000 | 5,217 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $51,734,000 | 6,896 |
| Cash and due from depository institutions | $1,360,000 | 7,213 |
| Interest-bearing balances | $50,000 | 5,857 |
| Securities | $3,639,000 | 8,191 |
| Federal funds sold & reverse repurchase agreements | $7,792,000 | 2,208 |
| Net loans & leases | $35,769,000 | 6,319 |
| Loan loss allowance | $434,000 | 6,428 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,862,000 | 4,290 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,312,000 | 5,652 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,734,000 | 6,896 |
| Total liabilities | $42,703,000 | 7,112 |
| Total deposits | $42,626,000 | 6,928 |
| Interest-bearing deposits | $40,832,000 | 6,551 |
| Deposits held in domestic offices | $42,626,000 | 6,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $77,000 | 8,765 |
| Total equity capital | $9,031,000 | 5,111 |
| Total bank equity capital | $9,031,000 | 5,111 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,191,000 | 680 |
| Surplus | $5,191,000 | 3,140 |
| Undivided profits | $-1,351,000 | 9,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $148,000 | 8,490 |
| Earning assets | $47,250,000 | 6,883 |
| Long-term assets (5+ years) | $2,188,000 | 7,163 |
| Average Assets, year-to-date | $47,064,000 | 7,138 |
| Average Assets, quarterly | $47,064,000 | 7,138 |
| Volatile liabilities | $4,686,000 | 7,394 |
| Insider loans | $1,790,000 | 2,741 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $125,000 | 1,850 |
| Unused loan commitments | $3,915,000 | 6,194 |
| Tier 1 (core) risk-based capital | $8,255,000 | 5,241 |
| Tier 2 risk-based capital | $427,000 | 6,112 |
| Total risk weighted assets | $33,636,000 | 6,705 |
| Total unused commitments | $3,915,000 | 6,208 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $42,394,000 | 7,447 |
| Cash and due from depository institutions | $1,191,000 | 7,803 |
| Interest-bearing balances | $50,000 | 5,783 |
| Securities | $2,512,000 | 8,556 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 3,003 |
| Net loans & leases | $31,487,000 | 6,682 |
| Loan loss allowance | $382,000 | 6,783 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,580,000 | 4,734 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,049,000 | 6,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,394,000 | 7,447 |
| Total liabilities | $33,609,000 | 7,738 |
| Total deposits | $33,566,000 | 7,582 |
| Interest-bearing deposits | $31,912,000 | 7,268 |
| Deposits held in domestic offices | $33,566,000 | 7,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $43,000 | 9,142 |
| Total equity capital | $8,785,000 | 5,172 |
| Total bank equity capital | $8,785,000 | 5,172 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $-1,215,000 | 9,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $148,000 | 8,546 |
| Earning assets | $38,624,000 | 7,428 |
| Long-term assets (5+ years) | $757,000 | 7,865 |
| Average Assets, year-to-date | $24,787,000 | 8,451 |
| Average Assets, quarterly | $35,502,000 | 7,860 |
| Volatile liabilities | $3,730,000 | 7,816 |
| Insider loans | $1,021,000 | 3,893 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,222,000 | 5,885 |
| Tier 1 (core) risk-based capital | $8,058,000 | 5,276 |
| Tier 2 risk-based capital | $358,000 | 6,666 |
| Total risk weighted assets | $28,654,000 | 7,186 |
| Total unused commitments | $4,222,000 | 5,887 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $9,971,000 | 9,463 |
| Cash and due from depository institutions | $348,000 | 8,570 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $7,540,000 | 1,946 |
| Net loans & leases | $1,069,000 | 9,508 |
| Loan loss allowance | $50,000 | 9,346 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $488,000 | 7,378 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $526,000 | 8,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,971,000 | 9,463 |
| Total liabilities | $550,000 | 9,616 |
| Total deposits | $468,000 | 9,615 |
| Interest-bearing deposits | $313,000 | 9,573 |
| Deposits held in domestic offices | $468,000 | 9,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $82,000 | 9,086 |
| Total equity capital | $9,421,000 | 4,723 |
| Total bank equity capital | $9,421,000 | 4,723 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $-579,000 | 9,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $0 | 9,552 |
| Earning assets | $8,609,000 | 9,452 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $9,971,000 | 9,448 |
| Average Assets, quarterly | $9,971,000 | 9,457 |
| Volatile liabilities | $0 | 9,551 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $9,421,000 | 4,574 |
| Tier 2 risk-based capital | $49,000 | 9,340 |
| Total risk weighted assets | $3,929,000 | 9,506 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |