Home > The Roslyn Savings Bank > Assets and Liabilities
The Roslyn Savings Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 739 | 242 |
| Assets and Liabilities | ||
| Total Assets: | $10,457,980,000 | 107 |
| Cash and due from depository institutions | $59,668,000 | 242 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $6,403,021,000 | 45 |
| Federal funds sold & reverse repurchase agreements | $36,000,000 | 399 |
| Net loans & leases | $3,580,594,000 | 160 |
| Loan loss allowance | $44,314,000 | 172 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $41,117,000 | 216 |
| Other real estate owned | $210,000 | 242 |
| Goodwill and other intangibles | $1,444,000 | 1,368 |
| All other assets | $335,926,000 | 116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,457,980,000 | 107 |
| Total liabilities | $9,804,897,000 | 106 |
| Total deposits | $6,010,107,000 | 113 |
| Interest-bearing deposits | $5,714,242,000 | 106 |
| Deposits held in domestic offices | $6,010,107,000 | 111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,420,299,000 | 46 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,275,797,000 | 99 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $98,694,000 | 169 |
| Total equity capital | $653,083,000 | 145 |
| Total bank equity capital | $653,083,000 | 145 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $205,000 | 5,908 |
| Surplus | $51,673,000 | 502 |
| Undivided profits | $601,205,000 | 79 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,125,000 | 160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,390,000 | 65 |
| Income earned, not collected on loans | $42,674,000 | 104 |
| Earning assets | $10,019,615,000 | 101 |
| Long-term assets (5+ years) | $3,481,528,000 | 70 |
| Average Assets, year-to-date | $10,661,591,500 | 102 |
| Average Assets, quarterly | $10,577,006,000 | 105 |
| Volatile liabilities | $3,375,603,000 | 98 |
| Insider loans | $381,000 | 5,964 |
| FHLB advances | $1,275,797,000 | 62 |
| Loans and leases held for sale | $13,635,000 | 282 |
| Unused loan commitments | $570,839,000 | 251 |
| Tier 1 (core) risk-based capital | $667,301,000 | 135 |
| Tier 2 risk-based capital | $47,949,000 | 164 |
| Total risk weighted assets | $4,943,536,000 | 133 |
| Total unused commitments | $570,839,000 | 253 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 765 | 237 |
| Assets and Liabilities | ||
| Total Assets: | $10,696,032,000 | 103 |
| Cash and due from depository institutions | $69,451,000 | 237 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $6,761,217,000 | 43 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $3,529,042,000 | 159 |
| Loan loss allowance | $44,326,000 | 174 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $40,681,000 | 218 |
| Other real estate owned | $212,000 | 237 |
| Goodwill and other intangibles | $1,612,000 | 1,272 |
| All other assets | $293,817,000 | 127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,696,032,000 | 103 |
| Total liabilities | $10,015,455,000 | 103 |
| Total deposits | $6,153,391,000 | 111 |
| Interest-bearing deposits | $5,861,117,000 | 101 |
| Deposits held in domestic offices | $6,153,391,000 | 110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,410,299,000 | 49 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,380,799,000 | 101 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $70,966,000 | 209 |
| Total equity capital | $680,577,000 | 140 |
| Total bank equity capital | $680,577,000 | 140 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $205,000 | 5,925 |
| Surplus | $51,673,000 | 482 |
| Undivided profits | $628,699,000 | 75 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,971,000 | 184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,883,000 | 55 |
| Income earned, not collected on loans | $45,926,000 | 96 |
| Earning assets | $10,290,259,000 | 100 |
| Long-term assets (5+ years) | $1,916,076,000 | 98 |
| Average Assets, year-to-date | $10,729,462,000 | 101 |
| Average Assets, quarterly | $10,700,651,000 | 103 |
| Volatile liabilities | $3,385,921,000 | 95 |
| Insider loans | $388,000 | 5,925 |
| FHLB advances | $1,380,799,000 | 64 |
| Loans and leases held for sale | $5,969,000 | 638 |
| Unused loan commitments | $2,471,057,000 | 131 |
| Tier 1 (core) risk-based capital | $652,722,000 | 132 |
| Tier 2 risk-based capital | $50,472,000 | 158 |
| Total risk weighted assets | $4,875,542,000 | 134 |
| Total unused commitments | $2,471,057,000 | 132 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 780 | 228 |
| Assets and Liabilities | ||
| Total Assets: | $10,705,270,000 | 103 |
| Cash and due from depository institutions | $73,272,000 | 228 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $6,999,429,000 | 39 |
| Federal funds sold & reverse repurchase agreements | $63,700,000 | 264 |
| Net loans & leases | $3,223,963,000 | 167 |
| Loan loss allowance | $43,868,000 | 176 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $39,619,000 | 224 |
| Other real estate owned | $706,000 | 228 |
| Goodwill and other intangibles | $1,779,000 | 1,212 |
| All other assets | $302,802,000 | 123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,705,270,000 | 103 |
| Total liabilities | $10,067,809,000 | 103 |
| Total deposits | $6,196,556,000 | 110 |
| Interest-bearing deposits | $5,912,498,000 | 101 |
| Deposits held in domestic offices | $6,196,556,000 | 108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,410,299,000 | 50 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,382,917,000 | 92 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $78,037,000 | 202 |
| Total equity capital | $637,461,000 | 141 |
| Total bank equity capital | $637,461,000 | 141 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $205,000 | 5,950 |
| Surplus | $51,673,000 | 480 |
| Undivided profits | $585,583,000 | 81 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,781,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,650,000 | 66 |
| Income earned, not collected on loans | $48,053,000 | 94 |
| Earning assets | $10,287,092,000 | 97 |
| Long-term assets (5+ years) | $2,142,528,000 | 92 |
| Average Assets, year-to-date | $10,746,177,000 | 100 |
| Average Assets, quarterly | $10,746,177,000 | 100 |
| Volatile liabilities | $3,297,493,000 | 98 |
| Insider loans | $522,000 | 5,330 |
| FHLB advances | $1,380,800,000 | 57 |
| Loans and leases held for sale | $10,693,000 | 388 |
| Unused loan commitments | $1,244,575,000 | 181 |
| Tier 1 (core) risk-based capital | $612,491,000 | 135 |
| Tier 2 risk-based capital | $50,282,000 | 159 |
| Total risk weighted assets | $4,765,571,000 | 134 |
| Total unused commitments | $1,244,575,000 | 181 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 780 | 227 |
| Assets and Liabilities | ||
| Total Assets: | $10,787,084,000 | 100 |
| Cash and due from depository institutions | $64,683,000 | 227 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $7,145,493,000 | 36 |
| Federal funds sold & reverse repurchase agreements | $91,500,000 | 179 |
| Net loans & leases | $3,125,537,000 | 162 |
| Loan loss allowance | $43,421,000 | 175 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $39,558,000 | 220 |
| Other real estate owned | $717,000 | 227 |
| Goodwill and other intangibles | $1,946,000 | 1,139 |
| All other assets | $317,650,000 | 119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,787,084,000 | 100 |
| Total liabilities | $10,194,350,000 | 97 |
| Total deposits | $5,793,179,000 | 112 |
| Interest-bearing deposits | $5,516,982,000 | 105 |
| Deposits held in domestic offices | $5,793,179,000 | 110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,948,587,000 | 35 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,382,634,000 | 97 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $69,950,000 | 207 |
| Total equity capital | $592,734,000 | 143 |
| Total bank equity capital | $592,734,000 | 143 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $205,000 | 5,972 |
| Surplus | $51,673,000 | 475 |
| Undivided profits | $540,856,000 | 87 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,865,000 | 148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,597,000 | 64 |
| Income earned, not collected on loans | $49,390,000 | 96 |
| Earning assets | $10,362,530,000 | 95 |
| Long-term assets (5+ years) | $3,086,614,000 | 70 |
| Average Assets, year-to-date | $9,731,272,000 | 103 |
| Average Assets, quarterly | $10,675,315,000 | 99 |
| Volatile liabilities | $3,711,638,000 | 92 |
| Insider loans | $530,000 | 5,325 |
| FHLB advances | $1,380,801,000 | 60 |
| Loans and leases held for sale | $11,636,000 | 408 |
| Unused loan commitments | $1,238,205,000 | 174 |
| Tier 1 (core) risk-based capital | $575,374,000 | 137 |
| Tier 2 risk-based capital | $44,270,000 | 169 |
| Total risk weighted assets | $4,701,644,000 | 133 |
| Total unused commitments | $1,238,205,000 | 176 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 713 | 243 |
| Assets and Liabilities | ||
| Total Assets: | $8,514,410,000 | 118 |
| Cash and due from depository institutions | $74,203,000 | 243 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $4,363,358,000 | 50 |
| Federal funds sold & reverse repurchase agreements | $27,200,000 | 519 |
| Net loans & leases | $3,703,368,000 | 153 |
| Loan loss allowance | $40,634,000 | 183 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $32,589,000 | 248 |
| Other real estate owned | $478,000 | 243 |
| Goodwill and other intangibles | $2,408,000 | 959 |
| All other assets | $310,806,000 | 121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,514,410,000 | 118 |
| Total liabilities | $8,069,775,000 | 109 |
| Total deposits | $4,564,579,000 | 133 |
| Interest-bearing deposits | $4,332,823,000 | 121 |
| Deposits held in domestic offices | $4,564,579,000 | 132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,748,553,000 | 58 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,687,806,000 | 92 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $68,837,000 | 198 |
| Total equity capital | $444,635,000 | 174 |
| Total bank equity capital | $444,635,000 | 174 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $205,000 | 6,108 |
| Surplus | $51,673,000 | 463 |
| Undivided profits | $392,757,000 | 100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,506,000 | 137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,865,000 | 43 |
| Income earned, not collected on loans | $40,467,000 | 120 |
| Earning assets | $8,093,926,000 | 110 |
| Long-term assets (5+ years) | $5,018,889,000 | 47 |
| Average Assets, year-to-date | $8,041,938,800 | 118 |
| Average Assets, quarterly | $8,409,988,000 | 119 |
| Volatile liabilities | $2,426,444,000 | 123 |
| Insider loans | $471,000 | 5,550 |
| FHLB advances | $1,687,806,000 | 49 |
| Loans and leases held for sale | $9,364,000 | 409 |
| Unused loan commitments | $525,152,000 | 265 |
| Tier 1 (core) risk-based capital | $449,371,000 | 154 |
| Tier 2 risk-based capital | $40,634,000 | 180 |
| Total risk weighted assets | $4,384,329,000 | 143 |
| Total unused commitments | $525,152,000 | 266 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 630 | 270 |
| Assets and Liabilities | ||
| Total Assets: | $7,474,571,000 | 124 |
| Cash and due from depository institutions | $58,220,000 | 270 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,079,399,000 | 66 |
| Federal funds sold & reverse repurchase agreements | $19,800,000 | 627 |
| Net loans & leases | $4,090,964,000 | 144 |
| Loan loss allowance | $40,524,000 | 182 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $29,419,000 | 270 |
| Other real estate owned | $293,000 | 270 |
| Goodwill and other intangibles | $2,792,000 | 870 |
| All other assets | $193,684,000 | 146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,474,571,000 | 124 |
| Total liabilities | $6,993,361,000 | 124 |
| Total deposits | $4,140,703,000 | 140 |
| Interest-bearing deposits | $3,959,053,000 | 130 |
| Deposits held in domestic offices | $4,140,703,000 | 136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,006,284,000 | 54 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $782,411,000 | 134 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $63,963,000 | 198 |
| Total equity capital | $481,210,000 | 152 |
| Total bank equity capital | $481,210,000 | 152 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $205,000 | 6,298 |
| Surplus | $51,673,000 | 444 |
| Undivided profits | $429,332,000 | 94 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,780,000 | 335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,022,000 | 65 |
| Income earned, not collected on loans | $28,149,000 | 148 |
| Earning assets | $7,190,163,000 | 120 |
| Long-term assets (5+ years) | $5,045,301,000 | 47 |
| Average Assets, year-to-date | $7,323,096,800 | 122 |
| Average Assets, quarterly | $7,285,124,000 | 127 |
| Volatile liabilities | $2,949,557,000 | 112 |
| Insider loans | $552,000 | 5,216 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $822,000 | 788 |
| Unused loan commitments | $322,271,000 | 336 |
| Tier 1 (core) risk-based capital | $492,609,000 | 137 |
| Tier 2 risk-based capital | $41,604,900 | 183 |
| Total risk weighted assets | $3,592,617,500 | 163 |
| Total unused commitments | $322,271,000 | 337 |
| Derivatives | $189,190,000 | 145 |
| 1999-12-31 | Rank | |
| # of Employees: | 838 | 224 |
| Assets and Liabilities | ||
| Total Assets: | $7,560,641,000 | 112 |
| Cash and due from depository institutions | $47,625,000 | 224 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,370,898,000 | 61 |
| Federal funds sold & reverse repurchase agreements | $30,800,000 | 364 |
| Net loans & leases | $3,922,317,000 | 139 |
| Loan loss allowance | $40,155,000 | 191 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $30,790,000 | 258 |
| Other real estate owned | $0 | 224 |
| Goodwill and other intangibles | $21,168,000 | 244 |
| All other assets | $137,043,000 | 172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,560,641,000 | 112 |
| Total liabilities | $7,102,691,000 | 112 |
| Total deposits | $4,133,319,000 | 130 |
| Interest-bearing deposits | $3,951,570,000 | 120 |
| Deposits held in domestic offices | $4,133,319,000 | 129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,449,345,000 | 39 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $447,499,000 | 195 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $72,528,000 | 180 |
| Total equity capital | $457,950,000 | 151 |
| Total bank equity capital | $457,950,000 | 151 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $205,000 | 6,514 |
| Surplus | $51,673,000 | 453 |
| Undivided profits | $406,072,000 | 90 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,963,000 | 206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,489,000 | 25 |
| Income earned, not collected on loans | $19,467,000 | 171 |
| Earning assets | $7,324,015,000 | 112 |
| Long-term assets (5+ years) | $5,245,432,000 | 37 |
| Average Assets, year-to-date | $7,618,221,000 | 110 |
| Average Assets, quarterly | $7,653,277,500 | 112 |
| Volatile liabilities | $3,318,345,000 | 99 |
| Insider loans | $275,000 | 6,649 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $62,582,000 | 86 |
| Unused loan commitments | $438,059,000 | 287 |
| Tier 1 (core) risk-based capital | $533,942,000 | 126 |
| Tier 2 risk-based capital | $41,152,200 | 187 |
| Total risk weighted assets | $3,496,660,600 | 163 |
| Total unused commitments | $438,059,000 | 289 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 569 | 314 |
| Assets and Liabilities | ||
| Total Assets: | $3,633,119,000 | 199 |
| Cash and due from depository institutions | $39,226,000 | 314 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,950,896,000 | 95 |
| Federal funds sold & reverse repurchase agreements | $38,000,000 | 421 |
| Net loans & leases | $1,523,709,000 | 253 |
| Loan loss allowance | $24,779,000 | 252 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $20,237,000 | 359 |
| Other real estate owned | $532,000 | 314 |
| Goodwill and other intangibles | $15,987,000 | 296 |
| All other assets | $44,532,000 | 326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,633,119,000 | 199 |
| Total liabilities | $3,195,608,000 | 201 |
| Total deposits | $2,129,233,000 | 218 |
| Interest-bearing deposits | $2,062,008,000 | 197 |
| Deposits held in domestic offices | $2,129,233,000 | 213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $959,319,000 | 89 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $53,031,000 | 584 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $54,025,000 | 214 |
| Total equity capital | $437,511,000 | 158 |
| Total bank equity capital | $437,511,000 | 158 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $205,000 | 6,632 |
| Surplus | $22,484,000 | 794 |
| Undivided profits | $414,822,000 | 91 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,840,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $11,181,000 | 243 |
| Earning assets | $3,512,605,000 | 185 |
| Long-term assets (5+ years) | $1,281,058,000 | 126 |
| Average Assets, year-to-date | $3,597,672,600 | 199 |
| Average Assets, quarterly | $3,627,322,000 | 199 |
| Volatile liabilities | $1,318,291,000 | 159 |
| Insider loans | $280,000 | 6,569 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $81,276,000 | 108 |
| Unused loan commitments | $331,539,000 | 326 |
| Tier 1 (core) risk-based capital | $414,805,700 | 152 |
| Tier 2 risk-based capital | $33,887,580 | 208 |
| Total risk weighted assets | $1,798,002,780 | 238 |
| Total unused commitments | $331,539,000 | 327 |
| Derivatives | $65,000,000 | 236 |
| 1997-12-31 | Rank | |
| # of Employees: | 404 | 445 |
| Assets and Liabilities | ||
| Total Assets: | $3,447,366,000 | 209 |
| Cash and due from depository institutions | $22,146,000 | 445 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,399,456,000 | 70 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $969,574,000 | 376 |
| Loan loss allowance | $24,029,000 | 259 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $17,033,000 | 435 |
| Other real estate owned | $157,000 | 445 |
| Goodwill and other intangibles | $12,061,000 | 338 |
| All other assets | $26,939,000 | 421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,447,366,000 | 209 |
| Total liabilities | $3,039,994,000 | 215 |
| Total deposits | $1,964,034,000 | 226 |
| Interest-bearing deposits | $1,928,488,000 | 201 |
| Deposits held in domestic offices | $1,964,034,000 | 221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $965,119,000 | 79 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $68,325,000 | 481 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $42,516,000 | 259 |
| Total equity capital | $407,372,000 | 166 |
| Total bank equity capital | $407,372,000 | 166 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $205,000 | 6,914 |
| Surplus | $22,484,000 | 796 |
| Undivided profits | $384,683,000 | 94 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,480,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,693,000 | 425 |
| Earning assets | $3,369,030,000 | 193 |
| Long-term assets (5+ years) | $1,859,965,000 | 73 |
| Average Assets, year-to-date | $3,272,187,400 | 206 |
| Average Assets, quarterly | $3,410,829,000 | 208 |
| Volatile liabilities | $1,321,730,000 | 159 |
| Insider loans | $153,000 | 7,862 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $15,283,000 | 185 |
| Unused loan commitments | $231,472,000 | 386 |
| Tier 1 (core) risk-based capital | $376,028,000 | 162 |
| Tier 2 risk-based capital | $17,913,410 | 282 |
| Total risk weighted assets | $1,426,957,510 | 282 |
| Total unused commitments | $231,472,000 | 388 |
| Derivatives | $218,369,000 | 173 |
| 1996-12-31 | Rank | |
| # of Employees: | 367 | 520 |
| Assets and Liabilities | ||
| Total Assets: | $3,619,468,000 | 219 |
| Cash and due from depository institutions | $12,070,000 | 520 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,926,382,000 | 96 |
| Federal funds sold & reverse repurchase agreements | $1,114,240,000 | 32 |
| Net loans & leases | $503,024,000 | 663 |
| Loan loss allowance | $23,320,000 | 301 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,235,000 | 448 |
| Other real estate owned | $1,698,000 | 520 |
| Goodwill and other intangibles | $12,070,000 | 329 |
| All other assets | $32,749,000 | 394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,619,468,000 | 219 |
| Total liabilities | $3,368,606,000 | 218 |
| Total deposits | $3,330,448,000 | 176 |
| Interest-bearing deposits | $3,300,654,000 | 149 |
| Deposits held in domestic offices | $3,330,448,000 | 173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,830,000 | 2,830 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $36,328,000 | 296 |
| Total equity capital | $250,862,000 | 244 |
| Total bank equity capital | $250,862,000 | 244 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $22,484,000 | 839 |
| Undivided profits | $228,378,000 | 141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,753,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,167,000 | 709 |
| Earning assets | $3,543,646,000 | 207 |
| Long-term assets (5+ years) | $333,847,000 | 289 |
| Average Assets, year-to-date | $2,177,281,800 | 301 |
| Average Assets, quarterly | $2,854,749,000 | 256 |
| Volatile liabilities | $264,931,000 | 465 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $14,134,000 | 170 |
| Unused loan commitments | $226,912,000 | 411 |
| Tier 1 (core) risk-based capital | $233,293,000 | 244 |
| Tier 2 risk-based capital | $15,859,930 | 342 |
| Total risk weighted assets | $1,261,334,530 | 338 |
| Total unused commitments | $226,912,000 | 414 |
| Derivatives | $153,624,000 | 226 |
| 1995-12-31 | Rank | |
| # of Employees: | 325 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $1,595,905,000 | 406 |
| Cash and due from depository institutions | $10,023,000 | 604 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,143,024,000 | 164 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,427 |
| Net loans & leases | $382,418,000 | 822 |
| Loan loss allowance | $23,350,000 | 314 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $12,423,000 | 603 |
| Other real estate owned | $6,747,000 | 604 |
| Goodwill and other intangibles | $12,190,000 | 314 |
| All other assets | $19,080,000 | 599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,595,905,000 | 406 |
| Total liabilities | $1,369,497,000 | 427 |
| Total deposits | $1,343,106,000 | 361 |
| Interest-bearing deposits | $1,311,859,000 | 331 |
| Deposits held in domestic offices | $1,343,106,000 | 355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,051,000 | 1,495 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $20,340,000 | 446 |
| Total equity capital | $226,408,000 | 278 |
| Total bank equity capital | $226,408,000 | 278 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $22,485,000 | 842 |
| Undivided profits | $203,923,000 | 156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,130,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,225 |
| Income earned, not collected on loans | $6,496,000 | 436 |
| Earning assets | $1,535,442,000 | 394 |
| Long-term assets (5+ years) | $350,589,000 | 275 |
| Average Assets, year-to-date | $1,542,879,000 | 407 |
| Average Assets, quarterly | $1,586,249,000 | 408 |
| Volatile liabilities | $120,226,000 | 746 |
| Insider loans | $156,000 | 8,441 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $6,494,000 | 300 |
| Unused loan commitments | $81,838,000 | 776 |
| Tier 1 (core) risk-based capital | $210,672,000 | 276 |
| Tier 2 risk-based capital | $9,499,540 | 486 |
| Total risk weighted assets | $746,112,840 | 498 |
| Total unused commitments | $81,838,000 | 780 |
| Derivatives | $35,052,000 | 393 |
| 1994-12-31 | Rank | |
| # of Employees: | 241 | 819 |
| Assets and Liabilities | ||
| Total Assets: | $1,443,951,000 | 427 |
| Cash and due from depository institutions | $3,409,000 | 819 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,019,433,000 | 197 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 444 |
| Net loans & leases | $346,415,000 | 873 |
| Loan loss allowance | $18,267,000 | 375 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $11,647,000 | 624 |
| Other real estate owned | $6,739,000 | 819 |
| Goodwill and other intangibles | $642,000 | 1,309 |
| All other assets | $30,666,000 | 454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,443,951,000 | 427 |
| Total liabilities | $1,246,512,000 | 445 |
| Total deposits | $1,226,386,000 | 379 |
| Interest-bearing deposits | $1,203,320,000 | 344 |
| Deposits held in domestic offices | $1,226,386,000 | 373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $20,126,000 | 406 |
| Total equity capital | $197,439,000 | 283 |
| Total bank equity capital | $197,439,000 | 283 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $22,484,000 | 788 |
| Undivided profits | $174,955,000 | 160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,729,000 | 246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $947,000 | 139 |
| Income earned, not collected on loans | $4,626,000 | 488 |
| Earning assets | $1,390,848,000 | 413 |
| Long-term assets (5+ years) | $265,303,000 | 327 |
| Average Assets, year-to-date | $1,393,329,200 | 426 |
| Average Assets, quarterly | $1,430,478,500 | 427 |
| Volatile liabilities | $74,331,000 | 971 |
| Insider loans | $321,000 | 6,977 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $48,003,000 | 1,014 |
| Tier 1 (core) risk-based capital | $195,970,000 | 279 |
| Tier 2 risk-based capital | $9,517,990 | 462 |
| Total risk weighted assets | $749,126,990 | 470 |
| Total unused commitments | $48,003,000 | 1,022 |
| Derivatives | $38,100,000 | 401 |
| 1993-12-31 | Rank | |
| # of Employees: | 230 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $1,348,491,000 | 449 |
| Cash and due from depository institutions | $7,546,000 | 912 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $997,275,000 | 196 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 549 |
| Net loans & leases | $271,689,000 | 1,043 |
| Loan loss allowance | $18,242,000 | 398 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,253,000 | 788 |
| Other real estate owned | $10,656,000 | 912 |
| Goodwill and other intangibles | $764,000 | 1,131 |
| All other assets | $26,308,000 | 496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,348,491,000 | 449 |
| Total liabilities | $1,169,467,000 | 464 |
| Total deposits | $1,148,885,000 | 416 |
| Interest-bearing deposits | $1,129,233,000 | 375 |
| Deposits held in domestic offices | $1,148,885,000 | 409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $20,582,000 | 402 |
| Total equity capital | $179,024,000 | 297 |
| Total bank equity capital | $179,024,000 | 297 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $22,484,000 | 745 |
| Undivided profits | $156,540,000 | 171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,454,000 | 355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $528,000 | 237 |
| Income earned, not collected on loans | $3,712,000 | 526 |
| Earning assets | $1,293,964,000 | 423 |
| Long-term assets (5+ years) | $233,712,000 | 334 |
| Average Assets, year-to-date | $1,339,197,600 | 435 |
| Average Assets, quarterly | $1,355,522,000 | 438 |
| Volatile liabilities | $50,745,000 | 1,185 |
| Insider loans | $570,000 | 5,328 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $8,105,000 | 382 |
| Unused loan commitments | $53,609,000 | 936 |
| Tier 1 (core) risk-based capital | $178,260,000 | 287 |
| Tier 2 risk-based capital | $7,349,190 | 557 |
| Total risk weighted assets | $577,041,990 | 576 |
| Total unused commitments | $53,609,000 | 955 |
| Derivatives | $20,000,000 | 443 |
| 1992-12-31 | Rank | |
| # of Employees: | 215 | 993 |
| Assets and Liabilities | ||
| Total Assets: | $1,312,089,000 | 461 |
| Cash and due from depository institutions | $18,119,000 | 993 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $921,357,000 | 201 |
| Federal funds sold & reverse repurchase agreements | $30,500,000 | 603 |
| Net loans & leases | $313,361,000 | 956 |
| Loan loss allowance | $17,987,000 | 415 |
| Trading account assets | $258,000 | 308 |
| Bank premises and fixed assets | $7,315,000 | 996 |
| Other real estate owned | $3,611,000 | 993 |
| Goodwill and other intangibles | $810,000 | 1,109 |
| All other assets | $16,758,000 | 695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,312,089,000 | 461 |
| Total liabilities | $1,158,010,000 | 478 |
| Total deposits | $1,145,049,000 | 433 |
| Interest-bearing deposits | $1,123,794,000 | 395 |
| Deposits held in domestic offices | $1,145,049,000 | 426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $12,961,000 | 546 |
| Total equity capital | $154,079,000 | 323 |
| Total bank equity capital | $154,079,000 | 323 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $22,485,000 | 717 |
| Undivided profits | $131,594,000 | 181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,382,000 | 344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $5,096,000 | 461 |
| Earning assets | $1,265,476,000 | 439 |
| Long-term assets (5+ years) | $392,001,000 | 227 |
| Average Assets, year-to-date | $1,234,178,200 | 472 |
| Average Assets, quarterly | $1,295,668,000 | 462 |
| Volatile liabilities | $50,459,000 | 1,177 |
| Insider loans | $241,000 | 3,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,887,000 | 3,757 |
| Tier 1 (core) risk-based capital | $153,269,000 | 305 |
| Tier 2 risk-based capital | $6,303,650 | 638 |
| Total risk weighted assets | $492,608,950 | 678 |
| Total unused commitments | $6,887,000 | 3,777 |
| Derivatives | $0 | 651 |