Home > The Rome Savings Bank > Income and Expense
The Rome Savings Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 1,923 |
| Total interest expense | $694,000 | 2,337 |
| Net interest income | $3,055,000 | 1,820 |
| Provision for loan and lease losses | $53,000 | 4,125 |
| Total noninterest income | $629,000 | 1,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $629,000 | 1,145 |
| Total noninterest expense | $8,504,000 | 604 |
| Salaries and employee benefits | $5,582,000 | 448 |
| Premises and equipment expense | $1,102,000 | 602 |
| Additional noninterest expense | $1,820,000 | 977 |
| Pre-tax net operating income | $-4,873,000 | 7,502 |
| Securities gains (losses) | $432,000 | 182 |
| Applicable income taxes | $-1,606,000 | 7,539 |
| Income before extraordinary items | $-2,835,000 | 7,443 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,835,000 | 7,443 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,835,000 | 7,443 |
| Net charge-offs | $53,000 | 3,302 |
| Cash dividends | $25,000,000 | 29 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,111,480 | 7,461 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,617,000 | 1,822 |
| Total interest expense | $3,165,000 | 2,490 |
| Net interest income | $13,452,000 | 1,648 |
| Provision for loan and lease losses | $1,796,000 | 2,226 |
| Total noninterest income | $3,216,000 | 1,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,216,000 | 1,007 |
| Total noninterest expense | $10,413,000 | 1,885 |
| Salaries and employee benefits | $6,343,000 | 1,550 |
| Premises and equipment expense | $1,930,000 | 1,336 |
| Additional noninterest expense | $2,140,000 | 3,071 |
| Pre-tax net operating income | $4,459,000 | 1,137 |
| Securities gains (losses) | $37,000 | 2,833 |
| Applicable income taxes | $1,102,000 | 1,143 |
| Income before extraordinary items | $3,394,000 | 1,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,394,000 | 1,257 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,394,000 | 1,258 |
| Net charge-offs | $1,439,000 | 2,223 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,366,250 | 1,219 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,593,000 | 1,843 |
| Total interest expense | $2,413,000 | 2,547 |
| Net interest income | $10,180,000 | 1,660 |
| Provision for loan and lease losses | $540,000 | 3,413 |
| Total noninterest income | $2,415,000 | 1,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,415,000 | 969 |
| Total noninterest expense | $7,676,000 | 1,902 |
| Salaries and employee benefits | $4,684,000 | 1,573 |
| Premises and equipment expense | $1,445,000 | 1,353 |
| Additional noninterest expense | $1,547,000 | 3,136 |
| Pre-tax net operating income | $4,379,000 | 938 |
| Securities gains (losses) | $37,000 | 2,611 |
| Applicable income taxes | $1,272,000 | 853 |
| Income before extraordinary items | $3,144,000 | 1,083 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,144,000 | 1,086 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,144,000 | 1,086 |
| Net charge-offs | $78,000 | 5,143 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,117,730 | 1,044 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 1,866 |
| Total interest expense | $1,622,000 | 2,625 |
| Net interest income | $6,779,000 | 1,662 |
| Provision for loan and lease losses | $465,000 | 2,959 |
| Total noninterest income | $1,661,000 | 1,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,661,000 | 911 |
| Total noninterest expense | $5,068,000 | 1,939 |
| Salaries and employee benefits | $3,091,000 | 1,601 |
| Premises and equipment expense | $961,000 | 1,375 |
| Additional noninterest expense | $1,016,000 | 3,155 |
| Pre-tax net operating income | $2,907,000 | 936 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $948,000 | 756 |
| Income before extraordinary items | $1,961,000 | 1,137 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,961,000 | 1,136 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,961,000 | 1,138 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,959,660 | 1,093 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 1,896 |
| Total interest expense | $832,000 | 2,679 |
| Net interest income | $3,405,000 | 1,671 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $987,000 | 1,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $987,000 | 803 |
| Total noninterest expense | $2,504,000 | 1,975 |
| Salaries and employee benefits | $1,508,000 | 1,655 |
| Premises and equipment expense | $503,000 | 1,351 |
| Additional noninterest expense | $493,000 | 3,227 |
| Pre-tax net operating income | $1,838,000 | 736 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $604,000 | 610 |
| Income before extraordinary items | $1,234,000 | 890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,234,000 | 893 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,234,000 | 894 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,234,000 | 864 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,210,000 | 1,964 |
| Total interest expense | $4,409,000 | 2,527 |
| Net interest income | $12,801,000 | 1,745 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $2,486,000 | 1,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,486,000 | 1,177 |
| Total noninterest expense | $10,160,000 | 1,990 |
| Salaries and employee benefits | $6,147,000 | 1,619 |
| Premises and equipment expense | $1,915,000 | 1,422 |
| Additional noninterest expense | $2,098,000 | 3,191 |
| Pre-tax net operating income | $4,827,000 | 868 |
| Securities gains (losses) | $73,000 | 2,378 |
| Applicable income taxes | $1,488,000 | 705 |
| Income before extraordinary items | $3,412,000 | 995 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,412,000 | 993 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,412,000 | 994 |
| Net charge-offs | $103,000 | 5,666 |
| Cash dividends | $8,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,360,900 | 1,009 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,930,000 | 2,000 |
| Total interest expense | $3,373,000 | 2,595 |
| Net interest income | $9,557,000 | 1,752 |
| Provision for loan and lease losses | $200,000 | 5,146 |
| Total noninterest income | $1,840,000 | 1,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,840,000 | 1,226 |
| Total noninterest expense | $7,601,000 | 1,979 |
| Salaries and employee benefits | $4,581,000 | 1,637 |
| Premises and equipment expense | $1,429,000 | 1,435 |
| Additional noninterest expense | $1,591,000 | 3,131 |
| Pre-tax net operating income | $3,596,000 | 926 |
| Securities gains (losses) | $26,000 | 2,633 |
| Applicable income taxes | $1,098,000 | 786 |
| Income before extraordinary items | $2,524,000 | 1,083 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,524,000 | 1,082 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,524,000 | 1,083 |
| Net charge-offs | $54,000 | 5,620 |
| Cash dividends | $8,000,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,505,800 | 1,073 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 2,029 |
| Total interest expense | $2,279,000 | 2,664 |
| Net interest income | $6,362,000 | 1,758 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $1,191,000 | 1,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,191,000 | 1,271 |
| Total noninterest expense | $5,176,000 | 1,969 |
| Salaries and employee benefits | $3,089,000 | 1,655 |
| Premises and equipment expense | $964,000 | 1,452 |
| Additional noninterest expense | $1,123,000 | 2,999 |
| Pre-tax net operating income | $2,177,000 | 1,036 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $638,000 | 890 |
| Income before extraordinary items | $1,539,000 | 1,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,539,000 | 1,219 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,539,000 | 1,220 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $8,000,000 | 124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,539,000 | 1,194 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 2,043 |
| Total interest expense | $1,144,000 | 2,740 |
| Net interest income | $3,199,000 | 1,728 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $530,000 | 2,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $530,000 | 1,340 |
| Total noninterest expense | $2,611,000 | 1,902 |
| Salaries and employee benefits | $1,532,000 | 1,682 |
| Premises and equipment expense | $490,000 | 1,450 |
| Additional noninterest expense | $589,000 | 2,606 |
| Pre-tax net operating income | $1,118,000 | 1,148 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $333,000 | 968 |
| Income before extraordinary items | $785,000 | 1,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $785,000 | 1,402 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $785,000 | 1,404 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $2,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $785,000 | 1,322 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,768,000 | 2,138 |
| Total interest expense | $5,027,000 | 2,954 |
| Net interest income | $12,741,000 | 1,747 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $2,245,000 | 1,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,245,000 | 1,202 |
| Total noninterest expense | $9,717,000 | 1,988 |
| Salaries and employee benefits | $5,737,000 | 1,782 |
| Premises and equipment expense | $1,899,000 | 1,458 |
| Additional noninterest expense | $2,081,000 | 2,763 |
| Pre-tax net operating income | $4,969,000 | 1,112 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,396,000 | 918 |
| Income before extraordinary items | $3,573,000 | 1,167 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,573,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,664 |
| Cash dividends | $10,300,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,573,000 | 1,240 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,302,000 | 2,194 |
| Total interest expense | $3,803,000 | 3,036 |
| Net interest income | $9,499,000 | 1,776 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $1,709,000 | 2,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,709,000 | 1,244 |
| Total noninterest expense | $7,317,000 | 1,967 |
| Salaries and employee benefits | $4,436,000 | 1,746 |
| Premises and equipment expense | $1,448,000 | 1,442 |
| Additional noninterest expense | $1,433,000 | 2,884 |
| Pre-tax net operating income | $3,791,000 | 1,308 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,157,000 | 1,034 |
| Income before extraordinary items | $2,634,000 | 1,404 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,634,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,663 |
| Cash dividends | $10,300,000 | 227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,634,000 | 1,480 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,829,000 | 2,229 |
| Total interest expense | $2,542,000 | 3,138 |
| Net interest income | $6,287,000 | 1,777 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,083,000 | 2,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,083,000 | 1,325 |
| Total noninterest expense | $4,900,000 | 1,953 |
| Salaries and employee benefits | $2,984,000 | 1,752 |
| Premises and equipment expense | $964,000 | 1,445 |
| Additional noninterest expense | $952,000 | 2,859 |
| Pre-tax net operating income | $2,470,000 | 1,397 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $729,000 | 1,195 |
| Income before extraordinary items | $1,741,000 | 1,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,741,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $6,300,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,741,000 | 1,540 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 2,257 |
| Total interest expense | $1,306,000 | 3,238 |
| Net interest income | $3,155,000 | 1,774 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $493,000 | 2,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $493,000 | 1,433 |
| Total noninterest expense | $2,516,000 | 1,899 |
| Salaries and employee benefits | $1,568,000 | 1,673 |
| Premises and equipment expense | $480,000 | 1,448 |
| Additional noninterest expense | $468,000 | 2,874 |
| Pre-tax net operating income | $1,132,000 | 1,598 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $306,000 | 1,452 |
| Income before extraordinary items | $826,000 | 1,767 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $826,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $4,400,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $826,000 | 1,702 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,690,000 | 2,332 |
| Total interest expense | $4,998,000 | 3,478 |
| Net interest income | $12,692,000 | 1,778 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $2,235,000 | 2,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,235,000 | 1,272 |
| Total noninterest expense | $9,845,000 | 1,877 |
| Salaries and employee benefits | $5,868,000 | 1,715 |
| Premises and equipment expense | $1,884,000 | 1,414 |
| Additional noninterest expense | $2,093,000 | 2,556 |
| Pre-tax net operating income | $5,032,000 | 1,630 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $1,608,000 | 1,344 |
| Income before extraordinary items | $3,435,000 | 1,822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,435,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,697 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,427,520 | 1,821 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,151,000 | 2,355 |
| Total interest expense | $3,606,000 | 3,561 |
| Net interest income | $9,545,000 | 1,784 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,696,000 | 2,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,696,000 | 1,265 |
| Total noninterest expense | $7,243,000 | 1,894 |
| Salaries and employee benefits | $4,287,000 | 1,754 |
| Premises and equipment expense | $1,387,000 | 1,432 |
| Additional noninterest expense | $1,569,000 | 2,511 |
| Pre-tax net operating income | $3,998,000 | 1,666 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $1,328,000 | 1,343 |
| Income before extraordinary items | $2,681,000 | 1,883 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,681,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,673,630 | 1,875 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,664,000 | 2,398 |
| Total interest expense | $2,306,000 | 3,677 |
| Net interest income | $6,358,000 | 1,803 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,134,000 | 2,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,134,000 | 1,284 |
| Total noninterest expense | $4,801,000 | 1,917 |
| Salaries and employee benefits | $2,852,000 | 1,799 |
| Premises and equipment expense | $920,000 | 1,448 |
| Additional noninterest expense | $1,029,000 | 2,564 |
| Pre-tax net operating income | $2,691,000 | 1,703 |
| Securities gains (losses) | $11,000 | 843 |
| Applicable income taxes | $890,000 | 1,386 |
| Income before extraordinary items | $1,812,000 | 1,908 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,812,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,804,630 | 1,892 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 2,412 |
| Total interest expense | $1,109,000 | 3,739 |
| Net interest income | $3,188,000 | 1,806 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $554,000 | 2,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $554,000 | 1,267 |
| Total noninterest expense | $2,346,000 | 1,970 |
| Salaries and employee benefits | $1,400,000 | 1,840 |
| Premises and equipment expense | $449,000 | 1,488 |
| Additional noninterest expense | $497,000 | 2,634 |
| Pre-tax net operating income | $1,396,000 | 1,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $466,000 | 1,352 |
| Income before extraordinary items | $930,000 | 1,833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $930,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $930,000 | 1,821 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,069,000 | 2,290 |
| Total interest expense | $3,926,000 | 3,641 |
| Net interest income | $13,143,000 | 1,750 |
| Provision for loan and lease losses | $162,000 | 3,925 |
| Total noninterest income | $2,132,000 | 2,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,132,000 | 1,297 |
| Total noninterest expense | $9,735,000 | 1,834 |
| Salaries and employee benefits | $5,773,000 | 1,688 |
| Premises and equipment expense | $1,806,000 | 1,421 |
| Additional noninterest expense | $2,156,000 | 2,401 |
| Pre-tax net operating income | $5,378,000 | 1,768 |
| Securities gains (losses) | $23,000 | 872 |
| Applicable income taxes | $1,337,000 | 1,826 |
| Income before extraordinary items | $4,064,000 | 1,763 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,064,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,521 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,046,750 | 1,753 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 2,248 |
| Total interest expense | $2,842,000 | 3,635 |
| Net interest income | $10,093,000 | 1,720 |
| Provision for loan and lease losses | $155,000 | 3,347 |
| Total noninterest income | $1,489,000 | 2,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,489,000 | 1,366 |
| Total noninterest expense | $7,128,000 | 1,867 |
| Salaries and employee benefits | $4,213,000 | 1,738 |
| Premises and equipment expense | $1,347,000 | 1,441 |
| Additional noninterest expense | $1,568,000 | 2,449 |
| Pre-tax net operating income | $4,299,000 | 1,736 |
| Securities gains (losses) | $19,000 | 755 |
| Applicable income taxes | $1,540,000 | 1,368 |
| Income before extraordinary items | $2,778,000 | 1,965 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,778,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,731 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,765,840 | 1,955 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,716,000 | 2,202 |
| Total interest expense | $1,886,000 | 3,556 |
| Net interest income | $6,830,000 | 1,699 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $940,000 | 2,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $940,000 | 1,425 |
| Total noninterest expense | $4,856,000 | 1,835 |
| Salaries and employee benefits | $2,888,000 | 1,698 |
| Premises and equipment expense | $901,000 | 1,441 |
| Additional noninterest expense | $1,067,000 | 2,423 |
| Pre-tax net operating income | $2,784,000 | 1,785 |
| Securities gains (losses) | $30,000 | 531 |
| Applicable income taxes | $1,023,000 | 1,380 |
| Income before extraordinary items | $1,791,000 | 2,019 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,791,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,418 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,771,800 | 2,026 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 2,158 |
| Total interest expense | $919,000 | 3,478 |
| Net interest income | $3,433,000 | 1,678 |
| Provision for loan and lease losses | $115,000 | 1,817 |
| Total noninterest income | $456,000 | 2,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $456,000 | 1,436 |
| Total noninterest expense | $2,475,000 | 1,788 |
| Salaries and employee benefits | $1,510,000 | 1,643 |
| Premises and equipment expense | $448,000 | 1,455 |
| Additional noninterest expense | $517,000 | 2,471 |
| Pre-tax net operating income | $1,299,000 | 1,848 |
| Securities gains (losses) | $12,000 | 541 |
| Applicable income taxes | $485,000 | 1,433 |
| Income before extraordinary items | $826,000 | 2,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $826,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 863 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $818,320 | 2,127 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,341,000 | 2,044 |
| Total interest expense | $3,480,000 | 2,956 |
| Net interest income | $12,861,000 | 1,712 |
| Provision for loan and lease losses | $115,000 | 4,632 |
| Total noninterest income | $2,042,000 | 2,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,042,000 | 1,348 |
| Total noninterest expense | $9,577,000 | 1,778 |
| Salaries and employee benefits | $5,719,000 | 1,637 |
| Premises and equipment expense | $1,654,000 | 1,479 |
| Additional noninterest expense | $2,204,000 | 2,271 |
| Pre-tax net operating income | $5,211,000 | 1,798 |
| Securities gains (losses) | $126,000 | 634 |
| Applicable income taxes | $2,031,000 | 1,346 |
| Income before extraordinary items | $3,306,000 | 2,073 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,306,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,675 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 770 |
| Net operating income | $3,225,360 | 2,087 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,980,000 | 2,035 |
| Total interest expense | $2,550,000 | 2,886 |
| Net interest income | $9,430,000 | 1,729 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,540,000 | 2,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,540,000 | 1,336 |
| Total noninterest expense | $6,908,000 | 1,822 |
| Salaries and employee benefits | $4,161,000 | 1,665 |
| Premises and equipment expense | $1,238,000 | 1,466 |
| Additional noninterest expense | $1,509,000 | 2,437 |
| Pre-tax net operating income | $4,062,000 | 1,743 |
| Securities gains (losses) | $62,000 | 812 |
| Applicable income taxes | $1,572,000 | 1,337 |
| Income before extraordinary items | $2,552,000 | 2,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,552,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-237,000 | 8,763 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 659 |
| Net operating income | $2,512,320 | 2,020 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,780,000 | 2,030 |
| Total interest expense | $1,650,000 | 2,816 |
| Net interest income | $6,130,000 | 1,756 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,074,000 | 2,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,074,000 | 1,275 |
| Total noninterest expense | $4,699,000 | 1,778 |
| Salaries and employee benefits | $2,798,000 | 1,646 |
| Premises and equipment expense | $860,000 | 1,404 |
| Additional noninterest expense | $1,041,000 | 2,341 |
| Pre-tax net operating income | $2,505,000 | 1,839 |
| Securities gains (losses) | $51,000 | 773 |
| Applicable income taxes | $935,000 | 1,436 |
| Income before extraordinary items | $1,621,000 | 2,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,621,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-295,000 | 8,797 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,588,360 | 2,094 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 2,076 |
| Total interest expense | $791,000 | 2,814 |
| Net interest income | $2,934,000 | 1,818 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $473,000 | 2,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $473,000 | 1,377 |
| Total noninterest expense | $2,408,000 | 1,731 |
| Salaries and employee benefits | $1,457,000 | 1,585 |
| Premises and equipment expense | $454,000 | 1,336 |
| Additional noninterest expense | $497,000 | 2,454 |
| Pre-tax net operating income | $999,000 | 2,172 |
| Securities gains (losses) | $29,000 | 684 |
| Applicable income taxes | $351,000 | 1,768 |
| Income before extraordinary items | $677,000 | 2,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $677,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,332 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $657,860 | 2,398 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,369,000 | 1,971 |
| Total interest expense | $3,110,000 | 2,547 |
| Net interest income | $11,259,000 | 1,796 |
| Provision for loan and lease losses | $390,000 | 2,417 |
| Total noninterest income | $1,628,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $192,000 | 5,312 |
| Trading account gains and fees | $24,000 | 124 |
| Additional Noninterest Income | $1,412,000 | 1,714 |
| Total noninterest expense | $8,762,000 | 1,846 |
| Salaries and employee benefits | $5,361,000 | 1,640 |
| Premises and equipment expense | $1,546,000 | 1,492 |
| Additional noninterest expense | $1,855,000 | 2,589 |
| Pre-tax net operating income | $3,735,000 | 2,164 |
| Securities gains (losses) | $176,000 | 896 |
| Applicable income taxes | $1,335,000 | 1,758 |
| Income before extraordinary items | $2,576,000 | 2,370 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,576,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,579 |
| Cash dividends | $6,000,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 642 |
| Net operating income | $2,459,840 | 2,406 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,637,000 | 1,972 |
| Total interest expense | $2,332,000 | 2,510 |
| Net interest income | $8,305,000 | 1,806 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $1,199,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $192,000 | 4,732 |
| Trading account gains and fees | $24,000 | 118 |
| Additional Noninterest Income | $983,000 | 1,787 |
| Total noninterest expense | $6,562,000 | 1,839 |
| Salaries and employee benefits | $4,009,000 | 1,651 |
| Premises and equipment expense | $1,171,000 | 1,478 |
| Additional noninterest expense | $1,382,000 | 2,564 |
| Pre-tax net operating income | $2,617,000 | 2,300 |
| Securities gains (losses) | $126,000 | 1,027 |
| Applicable income taxes | $925,000 | 1,898 |
| Income before extraordinary items | $1,818,000 | 2,540 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,818,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,757 |
| Cash dividends | $6,000,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 508 |
| Net operating income | $1,734,840 | 2,561 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,101,000 | 1,966 |
| Total interest expense | $1,557,000 | 2,493 |
| Net interest income | $5,544,000 | 1,795 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $767,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $192,000 | 3,743 |
| Trading account gains and fees | $24,000 | 112 |
| Additional Noninterest Income | $551,000 | 2,040 |
| Total noninterest expense | $4,401,000 | 1,815 |
| Salaries and employee benefits | $2,689,000 | 1,642 |
| Premises and equipment expense | $764,000 | 1,516 |
| Additional noninterest expense | $948,000 | 2,501 |
| Pre-tax net operating income | $1,785,000 | 2,247 |
| Securities gains (losses) | $98,000 | 1,040 |
| Applicable income taxes | $632,000 | 1,851 |
| Income before extraordinary items | $1,251,000 | 2,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,251,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,923 |
| Cash dividends | $6,000,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 394 |
| Net operating income | $1,186,320 | 2,486 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 1,929 |
| Total interest expense | $807,000 | 2,423 |
| Net interest income | $2,830,000 | 1,758 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $302,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $192,000 | 2,161 |
| Trading account gains and fees | $24,000 | 101 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $2,331,000 | 1,741 |
| Salaries and employee benefits | $1,339,000 | 1,660 |
| Premises and equipment expense | $401,000 | 1,462 |
| Additional noninterest expense | $591,000 | 1,999 |
| Pre-tax net operating income | $701,000 | 2,707 |
| Securities gains (losses) | $46,000 | 1,247 |
| Applicable income taxes | $251,000 | 2,195 |
| Income before extraordinary items | $496,000 | 2,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,973 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 246 |
| Net operating income | $465,640 | 2,995 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,007,000 | 1,881 |
| Total interest expense | $3,681,000 | 2,403 |
| Net interest income | $11,326,000 | 1,709 |
| Provision for loan and lease losses | $510,000 | 2,129 |
| Total noninterest income | $1,103,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $557,000 | 2,853 |
| Trading account gains and fees | $166,000 | 115 |
| Additional Noninterest Income | $380,000 | 4,072 |
| Total noninterest expense | $9,729,000 | 1,650 |
| Salaries and employee benefits | $4,992,000 | 1,721 |
| Premises and equipment expense | $1,366,000 | 1,665 |
| Additional noninterest expense | $3,371,000 | 1,464 |
| Pre-tax net operating income | $2,190,000 | 3,180 |
| Securities gains (losses) | $348,000 | 957 |
| Applicable income taxes | $786,000 | 2,570 |
| Income before extraordinary items | $1,752,000 | 3,167 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,752,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,799 |
| Cash dividends | $4,500,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 553 |
| Net operating income | $1,511,880 | 3,385 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,346,000 | 1,907 |
| Total interest expense | $2,781,000 | 2,462 |
| Net interest income | $8,565,000 | 1,713 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $751,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $376,000 | 3,093 |
| Trading account gains and fees | $79,000 | 123 |
| Additional Noninterest Income | $296,000 | 4,066 |
| Total noninterest expense | $6,265,000 | 1,897 |
| Salaries and employee benefits | $3,681,000 | 1,762 |
| Premises and equipment expense | $980,000 | 1,750 |
| Additional noninterest expense | $1,604,000 | 2,239 |
| Pre-tax net operating income | $2,801,000 | 2,160 |
| Securities gains (losses) | $-951,000 | 9,206 |
| Applicable income taxes | $535,000 | 2,913 |
| Income before extraordinary items | $1,315,000 | 3,258 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,315,000 | 3,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,624 |
| Cash dividends | $4,500,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 461 |
| Net operating income | $1,990,210 | 2,234 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 1,923 |
| Total interest expense | $1,852,000 | 2,543 |
| Net interest income | $5,696,000 | 1,712 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $509,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $238,000 | 3,185 |
| Trading account gains and fees | $73,000 | 115 |
| Additional Noninterest Income | $198,000 | 4,063 |
| Total noninterest expense | $4,039,000 | 1,946 |
| Salaries and employee benefits | $2,364,000 | 1,822 |
| Premises and equipment expense | $698,000 | 1,642 |
| Additional noninterest expense | $977,000 | 2,413 |
| Pre-tax net operating income | $1,916,000 | 2,118 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $591,000 | 2,071 |
| Income before extraordinary items | $1,325,000 | 2,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,325,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 1,474 |
| Cash dividends | $4,500,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 383 |
| Net operating income | $1,325,000 | 2,219 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 1,933 |
| Total interest expense | $945,000 | 2,553 |
| Net interest income | $2,847,000 | 1,708 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $230,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 3,214 |
| Trading account gains and fees | $-7,000 | 9,272 |
| Additional Noninterest Income | $123,000 | 3,561 |
| Total noninterest expense | $2,017,000 | 1,943 |
| Salaries and employee benefits | $1,211,000 | 1,764 |
| Premises and equipment expense | $347,000 | 1,653 |
| Additional noninterest expense | $459,000 | 2,524 |
| Pre-tax net operating income | $860,000 | 2,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $268,000 | 2,214 |
| Income before extraordinary items | $592,000 | 2,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 870 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 261 |
| Net operating income | $592,000 | 2,437 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,700,000 | 1,973 |
| Total interest expense | $5,035,000 | 2,232 |
| Net interest income | $10,665,000 | 1,818 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $888,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $461,000 | 3,174 |
| Trading account gains and fees | $-25,000 | 9,296 |
| Additional Noninterest Income | $452,000 | 3,472 |
| Total noninterest expense | $7,367,000 | 2,040 |
| Salaries and employee benefits | $4,074,000 | 1,964 |
| Premises and equipment expense | $1,214,000 | 1,831 |
| Additional noninterest expense | $2,079,000 | 2,223 |
| Pre-tax net operating income | $3,856,000 | 2,044 |
| Securities gains (losses) | $132,000 | 1,494 |
| Applicable income taxes | $1,268,000 | 1,871 |
| Income before extraordinary items | $2,720,000 | 2,193 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,720,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,043 |
| Cash dividends | $1,600,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 560 |
| Net operating income | $2,630,240 | 2,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,168,000 | 1,995 |
| Total interest expense | $7,347,000 | 2,186 |
| Net interest income | $9,821,000 | 1,816 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $744,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $407,000 | 3,337 |
| Trading account gains and fees | $-97,000 | 9,575 |
| Additional Noninterest Income | $434,000 | 3,385 |
| Total noninterest expense | $6,773,000 | 2,118 |
| Salaries and employee benefits | $3,595,000 | 2,101 |
| Premises and equipment expense | $1,214,000 | 1,781 |
| Additional noninterest expense | $1,964,000 | 2,283 |
| Pre-tax net operating income | $3,467,000 | 1,988 |
| Securities gains (losses) | $47,000 | 2,415 |
| Applicable income taxes | $1,111,000 | 1,922 |
| Income before extraordinary items | $2,403,000 | 2,166 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,403,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,775 |
| Cash dividends | $2,550,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 603 |
| Net operating income | $2,371,040 | 2,121 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,678,000 | 2,112 |
| Total interest expense | $7,056,000 | 2,395 |
| Net interest income | $9,622,000 | 1,833 |
| Provision for loan and lease losses | $650,000 | 1,497 |
| Total noninterest income | $671,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $322,000 | 3,847 |
| Trading account gains and fees | $-192,000 | 4,518 |
| Additional Noninterest Income | $541,000 | 2,824 |
| Total noninterest expense | $7,030,000 | 1,977 |
| Salaries and employee benefits | $3,789,000 | 1,900 |
| Premises and equipment expense | $1,214,000 | 1,719 |
| Additional noninterest expense | $2,027,000 | 2,122 |
| Pre-tax net operating income | $2,613,000 | 2,669 |
| Securities gains (losses) | $-142,000 | 9,508 |
| Applicable income taxes | $721,000 | 2,722 |
| Income before extraordinary items | $1,750,000 | 2,862 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,750,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 928 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-1,407,000 | 9,865 |
| Net operating income | $1,850,820 | 2,744 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,677,000 | 2,083 |
| Total interest expense | $6,851,000 | 2,157 |
| Net interest income | $8,826,000 | 1,994 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $769,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $237,000 | 4,664 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $532,000 | 2,848 |
| Total noninterest expense | $6,902,000 | 1,981 |
| Salaries and employee benefits | $3,726,000 | 1,873 |
| Premises and equipment expense | $1,245,000 | 1,639 |
| Additional noninterest expense | $1,931,000 | 2,266 |
| Pre-tax net operating income | $2,518,000 | 2,782 |
| Securities gains (losses) | $111,000 | 702 |
| Applicable income taxes | $843,000 | 2,527 |
| Income before extraordinary items | $1,786,000 | 2,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,786,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,596 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,442,000 | 337 |
| Net operating income | $1,710,520 | 2,893 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,416,000 | 2,113 |
| Total interest expense | $7,185,000 | 2,114 |
| Net interest income | $8,231,000 | 2,069 |
| Provision for loan and lease losses | $390,000 | 2,106 |
| Total noninterest income | $546,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $167,000 | 5,651 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $379,000 | 3,545 |
| Total noninterest expense | $6,595,000 | 1,980 |
| Salaries and employee benefits | $3,263,000 | 2,072 |
| Premises and equipment expense | $1,160,000 | 1,705 |
| Additional noninterest expense | $2,172,000 | 1,945 |
| Pre-tax net operating income | $1,792,000 | 3,646 |
| Securities gains (losses) | $586,000 | 501 |
| Applicable income taxes | $853,000 | 2,589 |
| Income before extraordinary items | $1,525,000 | 3,213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,525,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,641 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,149,960 | 3,976 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,491,000 | 2,112 |
| Total interest expense | $7,287,000 | 2,088 |
| Net interest income | $8,204,000 | 2,124 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $794,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $586,000 | 2,524 |
| Total noninterest expense | $6,411,000 | 2,011 |
| Salaries and employee benefits | $3,126,000 | 2,107 |
| Premises and equipment expense | $1,078,000 | 1,841 |
| Additional noninterest expense | $2,207,000 | 1,926 |
| Pre-tax net operating income | $2,227,000 | 3,215 |
| Securities gains (losses) | $293,000 | 573 |
| Applicable income taxes | $982,000 | 2,471 |
| Income before extraordinary items | $1,538,000 | 3,292 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,538,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,855 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,350,480 | 3,604 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,789,000 | 2,135 |
| Total interest expense | $7,475,000 | 2,102 |
| Net interest income | $8,314,000 | 2,164 |
| Provision for loan and lease losses | $1,850,000 | 661 |
| Total noninterest income | $972,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $214,000 | 5,329 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $758,000 | 2,179 |
| Total noninterest expense | $6,105,000 | 2,249 |
| Salaries and employee benefits | $3,080,000 | 2,171 |
| Premises and equipment expense | $1,174,000 | 1,724 |
| Additional noninterest expense | $1,851,000 | 2,631 |
| Pre-tax net operating income | $1,331,000 | 4,754 |
| Securities gains (losses) | $410,000 | 468 |
| Applicable income taxes | $735,000 | 3,071 |
| Income before extraordinary items | $1,006,000 | 4,486 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,006,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,786,000 | 616 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $743,600 | 5,512 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,776,000 | 2,137 |
| Total interest expense | $7,098,000 | 2,192 |
| Net interest income | $8,678,000 | 2,075 |
| Provision for loan and lease losses | $767,000 | 1,149 |
| Total noninterest income | $684,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $477,000 | 2,967 |
| Total noninterest expense | $6,582,000 | 2,100 |
| Salaries and employee benefits | $3,100,000 | 2,135 |
| Premises and equipment expense | $1,109,000 | 1,822 |
| Additional noninterest expense | $2,373,000 | 2,090 |
| Pre-tax net operating income | $2,013,000 | 3,478 |
| Securities gains (losses) | $-107,000 | 11,512 |
| Applicable income taxes | $689,000 | 3,276 |
| Income before extraordinary items | $1,217,000 | 3,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,217,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $701,000 | 1,113 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,285,480 | 3,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,172,000 | 2,050 |
| Total interest expense | $6,039,000 | 2,069 |
| Net interest income | $9,133,000 | 1,980 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $1,600,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $230,000 | 5,352 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,370,000 | 1,482 |
| Total noninterest expense | $6,388,000 | 2,202 |
| Salaries and employee benefits | $3,201,000 | 2,064 |
| Premises and equipment expense | $1,136,000 | 1,807 |
| Additional noninterest expense | $2,051,000 | 2,520 |
| Pre-tax net operating income | $4,045,000 | 1,756 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $1,605,000 | 1,462 |
| Income before extraordinary items | $2,428,000 | 2,009 |
| Extraordinary gains, net | $-764,000 | 12,585 |
| Net income | $1,664,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,500 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,435,680 | 2,024 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,616,000 | 2,014 |
| Total interest expense | $6,750,000 | 1,926 |
| Net interest income | $8,866,000 | 2,039 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $1,106,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $856,000 | 2,280 |
| Total noninterest expense | $6,907,000 | 2,122 |
| Salaries and employee benefits | $3,027,000 | 2,194 |
| Premises and equipment expense | $1,150,000 | 1,822 |
| Additional noninterest expense | $2,730,000 | 2,060 |
| Pre-tax net operating income | $2,565,000 | 2,652 |
| Securities gains (losses) | $118,000 | 2,274 |
| Applicable income taxes | $875,000 | 2,575 |
| Income before extraordinary items | $1,808,000 | 2,752 |
| Extraordinary gains, net | $206,000 | 988 |
| Net income | $2,014,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,574 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,728,940 | 2,706 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,136,000 | 2,067 |
| Total interest expense | $9,048,000 | 1,872 |
| Net interest income | $8,088,000 | 2,251 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $925,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $686,000 | 2,578 |
| Total noninterest expense | $6,777,000 | 2,173 |
| Salaries and employee benefits | $2,828,000 | 2,304 |
| Premises and equipment expense | $1,090,000 | 1,939 |
| Additional noninterest expense | $2,859,000 | 2,073 |
| Pre-tax net operating income | $1,486,000 | 4,065 |
| Securities gains (losses) | $229,000 | 1,827 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $1,690,000 | 2,723 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,690,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 2,358 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,463,290 | 2,918 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.