Home > The Rome Savings Bank > Assets and Liabilities
The Rome Savings Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 92 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $319,842,000 | 2,050 |
| Cash and due from depository institutions | $9,498,000 | 1,638 |
| Interest-bearing balances | $1,466,000 | 5,414 |
| Securities | $412,000 | 7,277 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 3,668 |
| Net loans & leases | $260,433,000 | 1,624 |
| Loan loss allowance | $2,490,000 | 2,787 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,375,000 | 2,207 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $290,000 | 2,241 |
| All other assets | $43,409,000 | 550 |
| Life insurance assets | $9,908,000 | 723 |
| Total liabilities and capital | $319,842,000 | 2,050 |
| Total liabilities | $290,541,000 | 2,024 |
| Total deposits | $231,056,000 | 2,348 |
| Interest-bearing deposits | $194,223,000 | 2,353 |
| Deposits held in domestic offices | $231,056,000 | 2,347 |
| % insured | 81.48% | 6,238 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,000,000 | 990 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $29,485,000 | 283 |
| Total equity capital | $29,301,000 | 2,237 |
| Total bank equity capital | $29,230,000 | 2,240 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $31,030,000 | 1,094 |
| Undivided profits | $-1,800,000 | 6,582 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $3,787,000 | 2,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 980 |
| Income earned, not collected on loans | $886,000 | 3,234 |
| Earning assets | $262,736,000 | 2,258 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $323,727,000 | 2,014 |
| Average Assets, quarterly | $323,727,000 | 2,014 |
| Volatile liabilities | $33,249,000 | 1,574 |
| Insider loans | $417,000 | 5,180 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $27,545,000 | 2,039 |
| Tier 1 (core) risk-based capital | $30,741,000 | 2,057 |
| Tier 2 risk-based capital | $2,490,000 | 2,045 |
| Total risk weighted assets | $240,166,000 | 1,813 |
| Total unused commitments | $27,545,000 | 2,039 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 94 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $327,612,000 | 2,000 |
| Cash and due from depository institutions | $6,690,000 | 1,615 |
| Interest-bearing balances | $974,000 | 5,560 |
| Securities | $14,128,000 | 5,142 |
| Federal funds sold & reverse repurchase agreements | $12,124,000 | 591 |
| Net loans & leases | $266,857,000 | 1,631 |
| Loan loss allowance | $2,490,000 | 2,771 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,814,000 | 2,074 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $270,000 | 2,291 |
| All other assets | $21,729,000 | 1,041 |
| Life insurance assets | $9,812,000 | 721 |
| Total liabilities and capital | $327,612,000 | 2,000 |
| Total liabilities | $271,139,000 | 2,162 |
| Total deposits | $227,061,000 | 2,369 |
| Interest-bearing deposits | $192,559,000 | 2,378 |
| Deposits held in domestic offices | $227,061,000 | 2,368 |
| % insured | 83.39% | 5,864 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $35,661,000 | 933 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $8,417,000 | 661 |
| Total equity capital | $56,473,000 | 1,192 |
| Total bank equity capital | $56,402,000 | 1,193 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $31,009,000 | 1,090 |
| Undivided profits | $25,393,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 147 |
| Memoranda | ||
| Noncurrent loans and leases | $3,038,000 | 2,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,100,000 | 2,749 |
| Earning assets | $294,083,000 | 2,046 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $329,471,600 | 1,976 |
| Average Assets, quarterly | $329,656,000 | 1,985 |
| Volatile liabilities | $54,351,000 | 2,338 |
| Insider loans | $417,000 | 5,275 |
| FHLB advances | $35,661,000 | 860 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $31,202,000 | 1,836 |
| Tier 1 (core) risk-based capital | $57,829,000 | 1,087 |
| Tier 2 risk-based capital | $2,490,000 | 2,077 |
| Total risk weighted assets | $237,409,000 | 1,873 |
| Total unused commitments | $31,202,000 | 1,839 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 98 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $331,700,000 | 2,014 |
| Cash and due from depository institutions | $9,093,000 | 1,565 |
| Interest-bearing balances | $2,126,000 | 4,881 |
| Securities | $14,320,000 | 5,061 |
| Federal funds sold & reverse repurchase agreements | $6,906,000 | 1,140 |
| Net loans & leases | $275,236,000 | 1,613 |
| Loan loss allowance | $2,595,000 | 2,705 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,925,000 | 2,067 |
| Other real estate owned | $0 | 1,565 |
| Goodwill and other intangibles | $228,000 | 2,370 |
| All other assets | $19,992,000 | 1,127 |
| Life insurance assets | $9,709,000 | 718 |
| Total liabilities and capital | $331,700,000 | 2,014 |
| Total liabilities | $275,281,000 | 2,162 |
| Total deposits | $229,770,000 | 2,360 |
| Interest-bearing deposits | $193,285,000 | 2,398 |
| Deposits held in domestic offices | $229,770,000 | 2,357 |
| % insured | 82.46% | 5,669 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,873,000 | 950 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $7,638,000 | 761 |
| Total equity capital | $56,419,000 | 1,211 |
| Total bank equity capital | $56,348,000 | 1,214 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $30,984,000 | 1,076 |
| Undivided profits | $25,364,000 | 1,366 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $2,074,000 | 3,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,143,000 | 2,841 |
| Earning assets | $298,588,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $329,936,500 | 1,998 |
| Average Assets, quarterly | $330,726,500 | 2,009 |
| Volatile liabilities | $56,255,000 | 2,341 |
| Insider loans | $422,000 | 5,325 |
| FHLB advances | $37,873,000 | 877 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $31,773,000 | 1,839 |
| Tier 1 (core) risk-based capital | $57,470,000 | 1,098 |
| Tier 2 risk-based capital | $2,595,000 | 2,041 |
| Total risk weighted assets | $241,721,000 | 1,881 |
| Total unused commitments | $31,773,000 | 1,842 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 95 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $330,053,000 | 2,026 |
| Cash and due from depository institutions | $9,024,000 | 1,624 |
| Interest-bearing balances | $2,438,000 | 4,612 |
| Securities | $13,618,000 | 5,165 |
| Federal funds sold & reverse repurchase agreements | $285,000 | 4,045 |
| Net loans & leases | $280,797,000 | 1,596 |
| Loan loss allowance | $2,223,000 | 2,995 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,942,000 | 2,077 |
| Other real estate owned | $34,000 | 1,624 |
| Goodwill and other intangibles | $173,000 | 2,478 |
| All other assets | $20,180,000 | 1,129 |
| Life insurance assets | $9,613,000 | 723 |
| Total liabilities and capital | $330,053,000 | 2,026 |
| Total liabilities | $274,921,000 | 2,169 |
| Total deposits | $229,551,000 | 2,362 |
| Interest-bearing deposits | $194,095,000 | 2,412 |
| Deposits held in domestic offices | $229,551,000 | 2,360 |
| % insured | 81.35% | 5,987 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,618,000 | 1,002 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,752,000 | 724 |
| Total equity capital | $55,132,000 | 1,233 |
| Total bank equity capital | $55,061,000 | 1,236 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $30,959,000 | 1,074 |
| Undivided profits | $24,102,000 | 1,401 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $2,413,000 | 3,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,179,000 | 2,691 |
| Earning assets | $297,138,000 | 2,043 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $329,448,670 | 2,014 |
| Average Assets, quarterly | $329,118,000 | 2,024 |
| Volatile liabilities | $56,393,000 | 2,383 |
| Insider loans | $428,000 | 5,373 |
| FHLB advances | $37,618,000 | 940 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $26,421,000 | 2,153 |
| Tier 1 (core) risk-based capital | $56,398,000 | 1,108 |
| Tier 2 risk-based capital | $2,223,000 | 2,377 |
| Total risk weighted assets | $243,527,000 | 1,898 |
| Total unused commitments | $26,421,000 | 2,155 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 95 | 1,643 |
| Assets and Liabilities | ||
| Total Assets: | $328,183,000 | 2,072 |
| Cash and due from depository institutions | $7,274,000 | 1,643 |
| Interest-bearing balances | $656,000 | 5,670 |
| Securities | $10,809,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $241,000 | 4,377 |
| Net loans & leases | $284,455,000 | 1,617 |
| Loan loss allowance | $2,181,000 | 3,063 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,015,000 | 2,080 |
| Other real estate owned | $66,000 | 1,643 |
| Goodwill and other intangibles | $140,000 | 2,570 |
| All other assets | $19,183,000 | 1,208 |
| Life insurance assets | $9,515,000 | 727 |
| Total liabilities and capital | $328,183,000 | 2,072 |
| Total liabilities | $274,176,000 | 2,231 |
| Total deposits | $224,284,000 | 2,441 |
| Interest-bearing deposits | $192,327,000 | 2,481 |
| Deposits held in domestic offices | $224,284,000 | 2,439 |
| % insured | 82.15% | 5,876 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,687,000 | 1,010 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,205,000 | 627 |
| Total equity capital | $54,007,000 | 1,254 |
| Total bank equity capital | $53,936,000 | 1,256 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $30,934,000 | 1,093 |
| Undivided profits | $23,002,000 | 1,444 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $2,006,000 | 3,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,110,000 | 2,928 |
| Earning assets | $296,161,000 | 2,106 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $329,146,500 | 2,070 |
| Average Assets, quarterly | $329,146,500 | 2,070 |
| Volatile liabilities | $59,820,000 | 2,341 |
| Insider loans | $421,000 | 5,453 |
| FHLB advances | $40,687,000 | 940 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $27,835,000 | 2,160 |
| Tier 1 (core) risk-based capital | $55,390,000 | 1,129 |
| Tier 2 risk-based capital | $2,181,000 | 2,464 |
| Total risk weighted assets | $242,198,000 | 1,960 |
| Total unused commitments | $27,835,000 | 2,164 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 98 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $330,110,000 | 2,094 |
| Cash and due from depository institutions | $7,100,000 | 1,608 |
| Interest-bearing balances | $548,000 | 5,577 |
| Securities | $10,487,000 | 5,704 |
| Federal funds sold & reverse repurchase agreements | $479,000 | 4,021 |
| Net loans & leases | $285,615,000 | 1,641 |
| Loan loss allowance | $2,133,000 | 3,081 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,041,000 | 2,117 |
| Other real estate owned | $313,000 | 1,608 |
| Goodwill and other intangibles | $125,000 | 2,618 |
| All other assets | $19,950,000 | 1,192 |
| Life insurance assets | $9,415,000 | 729 |
| Total liabilities and capital | $330,110,000 | 2,094 |
| Total liabilities | $277,570,000 | 2,222 |
| Total deposits | $220,747,000 | 2,485 |
| Interest-bearing deposits | $188,957,000 | 2,514 |
| Deposits held in domestic offices | $220,747,000 | 2,483 |
| % insured | 83.35% | 5,693 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $47,869,000 | 949 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,954,000 | 646 |
| Total equity capital | $52,540,000 | 1,264 |
| Total bank equity capital | $52,469,000 | 1,271 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $30,908,000 | 1,092 |
| Undivided profits | $21,561,000 | 1,498 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 156 |
| Memoranda | ||
| Noncurrent loans and leases | $1,916,000 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,134,000 | 2,988 |
| Earning assets | $297,129,000 | 2,118 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $334,560,400 | 2,028 |
| Average Assets, quarterly | $334,252,500 | 2,056 |
| Volatile liabilities | $64,231,000 | 2,225 |
| Insider loans | $426,000 | 5,520 |
| FHLB advances | $46,769,000 | 895 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $26,239,000 | 2,267 |
| Tier 1 (core) risk-based capital | $54,046,000 | 1,145 |
| Tier 2 risk-based capital | $2,133,000 | 2,529 |
| Total risk weighted assets | $242,429,000 | 1,988 |
| Total unused commitments | $26,239,000 | 2,268 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 98 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $338,395,000 | 2,054 |
| Cash and due from depository institutions | $9,329,000 | 1,630 |
| Interest-bearing balances | $3,359,000 | 3,642 |
| Securities | $9,876,000 | 5,856 |
| Federal funds sold & reverse repurchase agreements | $7,794,000 | 1,196 |
| Net loans & leases | $285,489,000 | 1,673 |
| Loan loss allowance | $2,081,000 | 3,071 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,121,000 | 2,112 |
| Other real estate owned | $315,000 | 1,630 |
| Goodwill and other intangibles | $108,000 | 2,691 |
| All other assets | $19,363,000 | 1,089 |
| Life insurance assets | $9,312,000 | 730 |
| Total liabilities and capital | $338,395,000 | 2,054 |
| Total liabilities | $287,181,000 | 2,156 |
| Total deposits | $221,531,000 | 2,453 |
| Interest-bearing deposits | $190,101,000 | 2,492 |
| Deposits held in domestic offices | $221,531,000 | 2,451 |
| % insured | 82.38% | 6,078 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $55,639,000 | 888 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,011,000 | 650 |
| Total equity capital | $51,214,000 | 1,344 |
| Total bank equity capital | $51,143,000 | 1,346 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $30,881,000 | 1,097 |
| Undivided profits | $20,262,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $71,000 | 165 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 3,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,106,000 | 3,259 |
| Earning assets | $306,518,000 | 2,082 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $335,673,000 | 2,041 |
| Average Assets, quarterly | $337,667,500 | 2,043 |
| Volatile liabilities | $71,903,000 | 2,065 |
| Insider loans | $535,000 | 5,279 |
| FHLB advances | $55,639,000 | 811 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $26,890,000 | 2,323 |
| Tier 1 (core) risk-based capital | $53,054,000 | 1,184 |
| Tier 2 risk-based capital | $2,081,000 | 2,582 |
| Total risk weighted assets | $243,499,000 | 2,006 |
| Total unused commitments | $26,890,000 | 2,325 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 98 | 1,679 |
| Assets and Liabilities | ||
| Total Assets: | $336,940,000 | 2,070 |
| Cash and due from depository institutions | $8,997,000 | 1,679 |
| Interest-bearing balances | $2,442,000 | 3,747 |
| Securities | $8,170,000 | 6,154 |
| Federal funds sold & reverse repurchase agreements | $4,476,000 | 2,086 |
| Net loans & leases | $289,113,000 | 1,685 |
| Loan loss allowance | $2,105,000 | 2,949 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,219,000 | 2,100 |
| Other real estate owned | $508,000 | 1,679 |
| Goodwill and other intangibles | $75,000 | 2,820 |
| All other assets | $19,382,000 | 1,120 |
| Life insurance assets | $9,212,000 | 744 |
| Total liabilities and capital | $336,940,000 | 2,070 |
| Total liabilities | $286,952,000 | 2,164 |
| Total deposits | $222,226,000 | 2,437 |
| Interest-bearing deposits | $192,273,000 | 2,454 |
| Deposits held in domestic offices | $222,226,000 | 2,435 |
| % insured | 77.99% | 4,319 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $55,007,000 | 931 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,719,000 | 679 |
| Total equity capital | $49,988,000 | 1,375 |
| Total bank equity capital | $49,918,000 | 1,378 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $30,854,000 | 1,109 |
| Undivided profits | $19,064,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $70,000 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 4,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,058,000 | 3,261 |
| Earning assets | $304,201,000 | 2,104 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $334,765,670 | 2,072 |
| Average Assets, quarterly | $333,564,500 | 2,084 |
| Volatile liabilities | $71,080,000 | 2,066 |
| Insider loans | $382,000 | 5,746 |
| FHLB advances | $55,007,000 | 846 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,775,000 | 2,699 |
| Tier 1 (core) risk-based capital | $51,976,000 | 1,227 |
| Tier 2 risk-based capital | $2,105,000 | 2,535 |
| Total risk weighted assets | $244,402,000 | 2,036 |
| Total unused commitments | $22,775,000 | 2,704 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 99 | 1,663 |
| Assets and Liabilities | ||
| Total Assets: | $330,189,000 | 2,118 |
| Cash and due from depository institutions | $9,253,000 | 1,663 |
| Interest-bearing balances | $307,000 | 5,308 |
| Securities | $4,145,000 | 7,022 |
| Federal funds sold & reverse repurchase agreements | $130,000 | 5,288 |
| Net loans & leases | $291,394,000 | 1,691 |
| Loan loss allowance | $1,918,000 | 3,069 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,285,000 | 2,081 |
| Other real estate owned | $841,000 | 1,663 |
| Goodwill and other intangibles | $43,000 | 2,945 |
| All other assets | $18,098,000 | 1,169 |
| Life insurance assets | $9,111,000 | 752 |
| Total liabilities and capital | $330,189,000 | 2,118 |
| Total liabilities | $275,152,000 | 2,246 |
| Total deposits | $213,067,000 | 2,542 |
| Interest-bearing deposits | $183,077,000 | 2,574 |
| Deposits held in domestic offices | $213,067,000 | 2,540 |
| % insured | 82.07% | 3,182 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $53,424,000 | 1,007 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,661,000 | 744 |
| Total equity capital | $55,037,000 | 1,242 |
| Total bank equity capital | $54,967,000 | 1,241 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $30,827,000 | 1,096 |
| Undivided profits | $24,140,000 | 1,436 |
| Noncontrolling interests in consolidated subsidiaries | $70,000 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 4,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $964,000 | 3,571 |
| Earning assets | $295,976,000 | 2,158 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $333,678,500 | 2,087 |
| Average Assets, quarterly | $333,678,500 | 2,087 |
| Volatile liabilities | $69,670,000 | 2,129 |
| Insider loans | $388,000 | 5,777 |
| FHLB advances | $53,424,000 | 907 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $27,738,000 | 2,423 |
| Tier 1 (core) risk-based capital | $57,126,000 | 1,111 |
| Tier 2 risk-based capital | $1,918,000 | 2,716 |
| Total risk weighted assets | $240,215,000 | 2,066 |
| Total unused commitments | $27,738,000 | 2,428 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 101 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $337,168,000 | 2,063 |
| Cash and due from depository institutions | $7,307,000 | 1,644 |
| Interest-bearing balances | $481,000 | 4,422 |
| Securities | $4,137,000 | 7,102 |
| Federal funds sold & reverse repurchase agreements | $1,622,000 | 3,465 |
| Net loans & leases | $298,454,000 | 1,664 |
| Loan loss allowance | $1,936,000 | 2,985 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,372,000 | 2,055 |
| Other real estate owned | $651,000 | 1,644 |
| Goodwill and other intangibles | $36,000 | 2,990 |
| All other assets | $18,589,000 | 1,153 |
| Life insurance assets | $9,006,000 | 754 |
| Total liabilities and capital | $337,168,000 | 2,063 |
| Total liabilities | $281,185,000 | 2,194 |
| Total deposits | $206,356,000 | 2,570 |
| Interest-bearing deposits | $177,983,000 | 2,577 |
| Deposits held in domestic offices | $206,356,000 | 2,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $66,324,000 | 907 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $8,505,000 | 768 |
| Total equity capital | $55,983,000 | 1,197 |
| Total bank equity capital | $55,983,000 | 1,197 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $30,799,000 | 1,073 |
| Undivided profits | $25,184,000 | 1,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 4,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 875 |
| Income earned, not collected on loans | $1,084,000 | 3,433 |
| Earning assets | $304,694,000 | 2,080 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $327,845,600 | 2,038 |
| Average Assets, quarterly | $336,137,000 | 2,040 |
| Volatile liabilities | $83,355,000 | 1,794 |
| Insider loans | $318,000 | 6,079 |
| FHLB advances | $42,624,000 | 1,228 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,280,000 | 2,962 |
| Tier 1 (core) risk-based capital | $58,229,000 | 1,073 |
| Tier 2 risk-based capital | $1,936,000 | 2,680 |
| Total risk weighted assets | $244,739,000 | 2,040 |
| Total unused commitments | $21,280,000 | 2,962 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 103 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $335,106,000 | 2,054 |
| Cash and due from depository institutions | $8,177,000 | 1,641 |
| Interest-bearing balances | $961,000 | 3,100 |
| Securities | $4,311,000 | 7,066 |
| Federal funds sold & reverse repurchase agreements | $88,000 | 5,647 |
| Net loans & leases | $294,876,000 | 1,674 |
| Loan loss allowance | $1,884,000 | 2,846 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,483,000 | 2,023 |
| Other real estate owned | $495,000 | 1,641 |
| Goodwill and other intangibles | $34,000 | 3,058 |
| All other assets | $20,642,000 | 1,020 |
| Life insurance assets | $8,900,000 | 751 |
| Total liabilities and capital | $335,106,000 | 2,054 |
| Total liabilities | $278,228,000 | 2,192 |
| Total deposits | $209,379,000 | 2,493 |
| Interest-bearing deposits | $179,009,000 | 2,527 |
| Deposits held in domestic offices | $209,379,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $59,731,000 | 1,025 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,118,000 | 699 |
| Total equity capital | $56,878,000 | 1,180 |
| Total bank equity capital | $56,878,000 | 1,180 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $30,768,000 | 1,051 |
| Undivided profits | $26,110,000 | 1,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 3,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,074,000 | 3,621 |
| Earning assets | $300,236,000 | 2,103 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $325,515,000 | 2,054 |
| Average Assets, quarterly | $331,122,500 | 2,058 |
| Volatile liabilities | $76,566,000 | 1,865 |
| Insider loans | $322,000 | 6,061 |
| FHLB advances | $40,531,000 | 1,300 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $32,005,000 | 2,328 |
| Tier 1 (core) risk-based capital | $57,175,000 | 1,111 |
| Tier 2 risk-based capital | $1,884,000 | 2,655 |
| Total risk weighted assets | $243,740,000 | 2,057 |
| Total unused commitments | $32,005,000 | 2,330 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 101 | 1,698 |
| Assets and Liabilities | ||
| Total Assets: | $327,139,000 | 2,085 |
| Cash and due from depository institutions | $7,643,000 | 1,698 |
| Interest-bearing balances | $255,000 | 4,141 |
| Securities | $3,340,000 | 7,386 |
| Federal funds sold & reverse repurchase agreements | $245,000 | 5,523 |
| Net loans & leases | $288,667,000 | 1,693 |
| Loan loss allowance | $1,918,000 | 2,745 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,595,000 | 1,978 |
| Other real estate owned | $497,000 | 1,698 |
| Goodwill and other intangibles | $36,000 | 3,077 |
| All other assets | $20,116,000 | 1,017 |
| Life insurance assets | $8,795,000 | 754 |
| Total liabilities and capital | $327,139,000 | 2,085 |
| Total liabilities | $267,314,000 | 2,247 |
| Total deposits | $209,967,000 | 2,476 |
| Interest-bearing deposits | $179,229,000 | 2,517 |
| Deposits held in domestic offices | $209,967,000 | 2,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $48,200,000 | 1,198 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,147,000 | 714 |
| Total equity capital | $59,825,000 | 1,130 |
| Total bank equity capital | $59,825,000 | 1,130 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $30,736,000 | 1,040 |
| Undivided profits | $29,089,000 | 1,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,778,000 | 2,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,042,000 | 3,637 |
| Earning assets | $292,507,000 | 2,138 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $322,318,000 | 2,077 |
| Average Assets, quarterly | $324,792,000 | 2,089 |
| Volatile liabilities | $65,384,000 | 2,128 |
| Insider loans | $323,000 | 6,044 |
| FHLB advances | $37,800,000 | 1,340 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $35,056,000 | 2,271 |
| Tier 1 (core) risk-based capital | $60,128,000 | 1,048 |
| Tier 2 risk-based capital | $1,918,000 | 2,566 |
| Total risk weighted assets | $242,100,000 | 2,050 |
| Total unused commitments | $35,056,000 | 2,272 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $322,445,000 | 2,102 |
| Cash and due from depository institutions | $7,480,000 | 1,662 |
| Interest-bearing balances | $344,000 | 3,966 |
| Securities | $3,037,000 | 7,470 |
| Federal funds sold & reverse repurchase agreements | $228,000 | 6,360 |
| Net loans & leases | $284,355,000 | 1,679 |
| Loan loss allowance | $1,908,000 | 2,692 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,474,000 | 1,987 |
| Other real estate owned | $498,000 | 1,662 |
| Goodwill and other intangibles | $33,000 | 3,101 |
| All other assets | $20,340,000 | 971 |
| Life insurance assets | $8,696,000 | 752 |
| Total liabilities and capital | $322,445,000 | 2,102 |
| Total liabilities | $261,790,000 | 2,281 |
| Total deposits | $207,375,000 | 2,508 |
| Interest-bearing deposits | $177,674,000 | 2,554 |
| Deposits held in domestic offices | $207,375,000 | 2,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $44,268,000 | 1,181 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,147,000 | 703 |
| Total equity capital | $60,655,000 | 1,146 |
| Total bank equity capital | $60,655,000 | 1,146 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $30,705,000 | 1,035 |
| Undivided profits | $29,950,000 | 1,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,298,000 | 3,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,050,000 | 3,582 |
| Earning assets | $287,964,000 | 2,155 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $319,907,500 | 2,097 |
| Average Assets, quarterly | $319,907,500 | 2,097 |
| Volatile liabilities | $59,246,000 | 2,274 |
| Insider loans | $324,000 | 6,041 |
| FHLB advances | $32,068,000 | 1,396 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $29,500,000 | 2,630 |
| Tier 1 (core) risk-based capital | $60,905,000 | 1,030 |
| Tier 2 risk-based capital | $1,908,000 | 2,539 |
| Total risk weighted assets | $240,319,000 | 2,037 |
| Total unused commitments | $29,500,000 | 2,633 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 101 | 1,696 |
| Assets and Liabilities | ||
| Total Assets: | $317,370,000 | 2,110 |
| Cash and due from depository institutions | $7,199,000 | 1,696 |
| Interest-bearing balances | $212,000 | 3,938 |
| Securities | $2,738,000 | 7,615 |
| Federal funds sold & reverse repurchase agreements | $191,000 | 5,816 |
| Net loans & leases | $281,041,000 | 1,694 |
| Loan loss allowance | $1,910,000 | 2,649 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,567,000 | 1,959 |
| Other real estate owned | $423,000 | 1,696 |
| Goodwill and other intangibles | $32,000 | 3,103 |
| All other assets | $19,179,000 | 1,018 |
| Life insurance assets | $8,598,000 | 755 |
| Total liabilities and capital | $317,370,000 | 2,110 |
| Total liabilities | $253,438,000 | 2,313 |
| Total deposits | $203,760,000 | 2,518 |
| Interest-bearing deposits | $174,249,000 | 2,559 |
| Deposits held in domestic offices | $203,760,000 | 2,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 805 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,333,000 | 2,058 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,345,000 | 727 |
| Total equity capital | $63,932,000 | 1,074 |
| Total bank equity capital | $63,932,000 | 1,074 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $30,673,000 | 1,010 |
| Undivided profits | $33,259,000 | 1,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 3,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,125,000 | 3,615 |
| Earning assets | $284,182,000 | 2,142 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $308,010,800 | 2,086 |
| Average Assets, quarterly | $315,149,500 | 2,102 |
| Volatile liabilities | $55,302,000 | 2,395 |
| Insider loans | $236,000 | 6,388 |
| FHLB advances | $17,333,000 | 1,956 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,845,000 | 2,723 |
| Tier 1 (core) risk-based capital | $64,315,000 | 979 |
| Tier 2 risk-based capital | $1,910,000 | 2,516 |
| Total risk weighted assets | $237,635,000 | 2,044 |
| Total unused commitments | $27,845,000 | 2,724 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 106 | 1,607 |
| Assets and Liabilities | ||
| Total Assets: | $312,929,000 | 2,110 |
| Cash and due from depository institutions | $7,012,000 | 1,607 |
| Interest-bearing balances | $241,000 | 3,678 |
| Securities | $3,374,000 | 7,511 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 5,929 |
| Net loans & leases | $276,647,000 | 1,686 |
| Loan loss allowance | $1,928,000 | 2,586 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,599,000 | 1,909 |
| Other real estate owned | $373,000 | 1,607 |
| Goodwill and other intangibles | $34,000 | 3,099 |
| All other assets | $18,730,000 | 1,011 |
| Life insurance assets | $8,499,000 | 739 |
| Total liabilities and capital | $312,929,000 | 2,110 |
| Total liabilities | $250,215,000 | 2,313 |
| Total deposits | $205,954,000 | 2,475 |
| Interest-bearing deposits | $176,299,000 | 2,507 |
| Deposits held in domestic offices | $205,954,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,196,000 | 1,189 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,065,000 | 736 |
| Total equity capital | $62,714,000 | 1,082 |
| Total bank equity capital | $62,714,000 | 1,082 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $30,640,000 | 994 |
| Undivided profits | $32,074,000 | 1,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 2,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 859 |
| Income earned, not collected on loans | $1,190,000 | 3,657 |
| Earning assets | $280,422,000 | 2,147 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $305,671,000 | 2,096 |
| Average Assets, quarterly | $311,417,000 | 2,093 |
| Volatile liabilities | $47,400,000 | 2,693 |
| Insider loans | $251,000 | 6,302 |
| FHLB advances | $7,596,000 | 2,834 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,902,000 | 2,801 |
| Tier 1 (core) risk-based capital | $63,392,000 | 993 |
| Tier 2 risk-based capital | $1,928,000 | 2,461 |
| Total risk weighted assets | $234,007,000 | 2,034 |
| Total unused commitments | $26,902,000 | 2,801 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 105 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $309,905,000 | 2,127 |
| Cash and due from depository institutions | $8,311,000 | 1,664 |
| Interest-bearing balances | $278,000 | 3,627 |
| Securities | $3,403,000 | 7,557 |
| Federal funds sold & reverse repurchase agreements | $227,000 | 5,949 |
| Net loans & leases | $272,666,000 | 1,722 |
| Loan loss allowance | $1,958,000 | 2,540 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,648,000 | 1,875 |
| Other real estate owned | $374,000 | 1,664 |
| Goodwill and other intangibles | $30,000 | 3,150 |
| All other assets | $18,246,000 | 1,041 |
| Life insurance assets | $8,401,000 | 740 |
| Total liabilities and capital | $309,905,000 | 2,127 |
| Total liabilities | $245,236,000 | 2,359 |
| Total deposits | $211,305,000 | 2,440 |
| Interest-bearing deposits | $178,798,000 | 2,490 |
| Deposits held in domestic offices | $211,305,000 | 2,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,100,000 | 915 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,857,000 | 2,828 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,974,000 | 730 |
| Total equity capital | $64,669,000 | 1,048 |
| Total bank equity capital | $64,669,000 | 1,048 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $30,607,000 | 1,001 |
| Undivided profits | $34,062,000 | 1,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 2,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 855 |
| Income earned, not collected on loans | $1,086,000 | 3,704 |
| Earning assets | $276,574,000 | 2,190 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $303,251,670 | 2,144 |
| Average Assets, quarterly | $306,039,500 | 2,143 |
| Volatile liabilities | $39,161,000 | 3,073 |
| Insider loans | $269,000 | 6,244 |
| FHLB advances | $7,857,000 | 2,702 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $29,862,000 | 2,657 |
| Tier 1 (core) risk-based capital | $65,358,000 | 963 |
| Tier 2 risk-based capital | $1,958,000 | 2,416 |
| Total risk weighted assets | $233,687,000 | 2,044 |
| Total unused commitments | $29,862,000 | 2,657 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 104 | 1,668 |
| Assets and Liabilities | ||
| Total Assets: | $302,174,000 | 2,173 |
| Cash and due from depository institutions | $6,984,000 | 1,668 |
| Interest-bearing balances | $377,000 | 3,426 |
| Securities | $4,052,000 | 7,436 |
| Federal funds sold & reverse repurchase agreements | $234,000 | 6,531 |
| Net loans & leases | $266,756,000 | 1,734 |
| Loan loss allowance | $1,974,000 | 2,525 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,406,000 | 1,924 |
| Other real estate owned | $376,000 | 1,668 |
| Goodwill and other intangibles | $28,000 | 3,157 |
| All other assets | $17,338,000 | 1,046 |
| Life insurance assets | $8,309,000 | 734 |
| Total liabilities and capital | $302,174,000 | 2,173 |
| Total liabilities | $238,553,000 | 2,426 |
| Total deposits | $206,335,000 | 2,493 |
| Interest-bearing deposits | $178,013,000 | 2,505 |
| Deposits held in domestic offices | $206,335,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,200,000 | 917 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,115,000 | 2,710 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,903,000 | 748 |
| Total equity capital | $63,621,000 | 1,051 |
| Total bank equity capital | $63,621,000 | 1,051 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $30,573,000 | 978 |
| Undivided profits | $33,048,000 | 1,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 2,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 834 |
| Income earned, not collected on loans | $1,081,000 | 3,579 |
| Earning assets | $271,419,000 | 2,221 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $299,925,000 | 2,181 |
| Average Assets, quarterly | $299,925,000 | 2,181 |
| Volatile liabilities | $36,064,000 | 3,201 |
| Insider loans | $231,000 | 6,414 |
| FHLB advances | $8,115,000 | 2,590 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,402,000 | 2,552 |
| Tier 1 (core) risk-based capital | $64,303,000 | 955 |
| Tier 2 risk-based capital | $1,974,000 | 2,404 |
| Total risk weighted assets | $228,498,000 | 2,063 |
| Total unused commitments | $31,402,000 | 2,553 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 99 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $297,676,000 | 2,195 |
| Cash and due from depository institutions | $7,046,000 | 1,746 |
| Interest-bearing balances | $273,000 | 3,722 |
| Securities | $4,349,000 | 7,416 |
| Federal funds sold & reverse repurchase agreements | $209,000 | 6,075 |
| Net loans & leases | $262,570,000 | 1,749 |
| Loan loss allowance | $1,965,000 | 2,508 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,072,000 | 1,999 |
| Other real estate owned | $377,000 | 1,746 |
| Goodwill and other intangibles | $22,000 | 3,182 |
| All other assets | $17,031,000 | 1,080 |
| Life insurance assets | $8,215,000 | 719 |
| Total liabilities and capital | $297,676,000 | 2,195 |
| Total liabilities | $235,162,000 | 2,448 |
| Total deposits | $206,113,000 | 2,491 |
| Interest-bearing deposits | $178,071,000 | 2,469 |
| Deposits held in domestic offices | $206,113,000 | 2,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,800,000 | 1,103 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,372,000 | 2,761 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $8,877,000 | 746 |
| Total equity capital | $62,514,000 | 1,051 |
| Total bank equity capital | $62,514,000 | 1,051 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $30,540,000 | 956 |
| Undivided profits | $31,974,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 594 |
| Income earned, not collected on loans | $1,096,000 | 3,668 |
| Earning assets | $267,401,000 | 2,230 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $302,638,600 | 2,059 |
| Average Assets, quarterly | $296,332,500 | 2,181 |
| Volatile liabilities | $77,332,000 | 1,884 |
| Insider loans | $288,000 | 6,225 |
| FHLB advances | $8,372,000 | 2,656 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,009,000 | 2,661 |
| Tier 1 (core) risk-based capital | $63,202,000 | 957 |
| Tier 2 risk-based capital | $1,965,000 | 2,388 |
| Total risk weighted assets | $224,467,000 | 2,085 |
| Total unused commitments | $29,009,000 | 2,661 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 110 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $294,989,000 | 2,193 |
| Cash and due from depository institutions | $6,839,000 | 1,582 |
| Interest-bearing balances | $177,000 | 4,181 |
| Securities | $5,111,000 | 7,315 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 5,711 |
| Net loans & leases | $261,371,000 | 1,753 |
| Loan loss allowance | $1,950,000 | 2,526 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,940,000 | 2,397 |
| Other real estate owned | $334,000 | 1,582 |
| Goodwill and other intangibles | $20,000 | 3,210 |
| All other assets | $16,214,000 | 1,141 |
| Life insurance assets | $8,122,000 | 705 |
| Total liabilities and capital | $294,989,000 | 2,193 |
| Total liabilities | $233,054,000 | 2,449 |
| Total deposits | $213,452,000 | 2,401 |
| Interest-bearing deposits | $182,555,000 | 2,380 |
| Deposits held in domestic offices | $213,452,000 | 2,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 2,111 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,626,000 | 2,865 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,076,000 | 772 |
| Total equity capital | $61,935,000 | 1,061 |
| Total bank equity capital | $61,935,000 | 1,061 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $30,505,000 | 954 |
| Undivided profits | $31,430,000 | 1,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,124,000 | 2,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,148,000 | 3,538 |
| Earning assets | $266,819,000 | 2,220 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $303,879,250 | 2,048 |
| Average Assets, quarterly | $296,312,500 | 2,154 |
| Volatile liabilities | $76,428,000 | 1,880 |
| Insider loans | $298,000 | 6,197 |
| FHLB advances | $8,626,000 | 2,732 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $33,208,000 | 2,438 |
| Tier 1 (core) risk-based capital | $61,942,000 | 981 |
| Tier 2 risk-based capital | $1,950,000 | 2,407 |
| Total risk weighted assets | $216,472,000 | 2,134 |
| Total unused commitments | $33,208,000 | 2,439 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 100 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $297,636,000 | 2,150 |
| Cash and due from depository institutions | $11,749,000 | 1,750 |
| Interest-bearing balances | $5,253,000 | 950 |
| Securities | $5,226,000 | 7,310 |
| Federal funds sold & reverse repurchase agreements | $5,269,000 | 2,155 |
| Net loans & leases | $254,469,000 | 1,761 |
| Loan loss allowance | $1,954,000 | 2,500 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,940,000 | 2,371 |
| Other real estate owned | $389,000 | 1,750 |
| Goodwill and other intangibles | $18,000 | 3,215 |
| All other assets | $15,576,000 | 1,171 |
| Life insurance assets | $8,030,000 | 703 |
| Total liabilities and capital | $297,636,000 | 2,150 |
| Total liabilities | $236,873,000 | 2,403 |
| Total deposits | $219,797,000 | 2,321 |
| Interest-bearing deposits | $190,093,000 | 2,287 |
| Deposits held in domestic offices | $219,797,000 | 2,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,877,000 | 2,869 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,199,000 | 733 |
| Total equity capital | $60,763,000 | 1,049 |
| Total bank equity capital | $60,763,000 | 1,049 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $30,471,000 | 942 |
| Undivided profits | $30,292,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 2,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,014,000 | 3,574 |
| Earning assets | $270,217,000 | 2,175 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $306,842,670 | 2,032 |
| Average Assets, quarterly | $305,549,500 | 2,060 |
| Volatile liabilities | $74,468,000 | 1,885 |
| Insider loans | $306,000 | 6,169 |
| FHLB advances | $8,877,000 | 2,737 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,962,000 | 2,609 |
| Tier 1 (core) risk-based capital | $60,777,000 | 982 |
| Tier 2 risk-based capital | $1,954,000 | 2,370 |
| Total risk weighted assets | $215,360,000 | 2,126 |
| Total unused commitments | $29,962,000 | 2,610 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 100 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $313,463,000 | 2,019 |
| Cash and due from depository institutions | $23,314,000 | 1,729 |
| Interest-bearing balances | $14,877,000 | 403 |
| Securities | $9,465,000 | 6,418 |
| Federal funds sold & reverse repurchase agreements | $15,200,000 | 973 |
| Net loans & leases | $252,801,000 | 1,735 |
| Loan loss allowance | $1,957,000 | 2,457 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,573,000 | 2,472 |
| Other real estate owned | $337,000 | 1,729 |
| Goodwill and other intangibles | $14,000 | 3,208 |
| All other assets | $7,759,000 | 2,065 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $313,463,000 | 2,019 |
| Total liabilities | $253,813,000 | 2,230 |
| Total deposits | $236,270,000 | 2,155 |
| Interest-bearing deposits | $207,816,000 | 2,070 |
| Deposits held in domestic offices | $236,270,000 | 2,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,127,000 | 2,732 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,416,000 | 708 |
| Total equity capital | $59,650,000 | 1,056 |
| Total bank equity capital | $59,650,000 | 1,056 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $30,436,000 | 910 |
| Undivided profits | $29,214,000 | 1,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,210,000 | 2,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,139,000 | 3,050 |
| Earning assets | $292,343,000 | 1,984 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $311,446,000 | 2,009 |
| Average Assets, quarterly | $311,446,000 | 2,009 |
| Volatile liabilities | $86,170,000 | 1,611 |
| Insider loans | $265,000 | 6,337 |
| FHLB advances | $9,127,000 | 2,618 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,038,000 | 3,422 |
| Tier 1 (core) risk-based capital | $59,637,000 | 981 |
| Tier 2 risk-based capital | $1,970,000 | 2,334 |
| Total risk weighted assets | $210,385,000 | 2,122 |
| Total unused commitments | $19,038,000 | 3,423 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 100 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $309,429,000 | 2,006 |
| Cash and due from depository institutions | $20,779,000 | 1,723 |
| Interest-bearing balances | $13,307,000 | 419 |
| Securities | $10,706,000 | 6,184 |
| Federal funds sold & reverse repurchase agreements | $12,889,000 | 1,045 |
| Net loans & leases | $251,917,000 | 1,713 |
| Loan loss allowance | $1,960,000 | 2,428 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,503,000 | 2,483 |
| Other real estate owned | $339,000 | 1,723 |
| Goodwill and other intangibles | $13,000 | 3,210 |
| All other assets | $8,283,000 | 1,958 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $309,429,000 | 2,006 |
| Total liabilities | $250,755,000 | 2,234 |
| Total deposits | $233,061,000 | 2,161 |
| Interest-bearing deposits | $204,933,000 | 2,075 |
| Deposits held in domestic offices | $233,061,000 | 2,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,374,000 | 2,796 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,320,000 | 697 |
| Total equity capital | $58,674,000 | 1,051 |
| Total bank equity capital | $58,674,000 | 1,051 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $30,401,000 | 894 |
| Undivided profits | $28,273,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,053,000 | 3,311 |
| Earning assets | $288,819,000 | 1,979 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $302,882,000 | 1,968 |
| Average Assets, quarterly | $309,980,500 | 1,981 |
| Volatile liabilities | $81,676,000 | 1,632 |
| Insider loans | $492,000 | 5,451 |
| FHLB advances | $9,374,000 | 2,666 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,126,000 | 3,022 |
| Tier 1 (core) risk-based capital | $58,643,000 | 980 |
| Tier 2 risk-based capital | $1,960,000 | 2,322 |
| Total risk weighted assets | $209,860,000 | 2,096 |
| Total unused commitments | $23,126,000 | 3,024 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 101 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $310,532,000 | 1,974 |
| Cash and due from depository institutions | $20,387,000 | 1,705 |
| Interest-bearing balances | $12,938,000 | 446 |
| Securities | $13,359,000 | 5,649 |
| Federal funds sold & reverse repurchase agreements | $13,618,000 | 963 |
| Net loans & leases | $250,183,000 | 1,687 |
| Loan loss allowance | $2,237,000 | 2,158 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,582,000 | 2,383 |
| Other real estate owned | $340,000 | 1,705 |
| Goodwill and other intangibles | $11,000 | 3,207 |
| All other assets | $8,052,000 | 1,954 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $310,532,000 | 1,974 |
| Total liabilities | $252,739,000 | 2,170 |
| Total deposits | $234,818,000 | 2,102 |
| Interest-bearing deposits | $206,381,000 | 2,006 |
| Deposits held in domestic offices | $234,818,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,690,000 | 2,776 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,231,000 | 682 |
| Total equity capital | $57,793,000 | 1,055 |
| Total bank equity capital | $57,793,000 | 1,055 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $30,368,000 | 863 |
| Undivided profits | $27,425,000 | 1,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,384,000 | 1,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,110,000 | 3,126 |
| Earning assets | $290,098,000 | 1,928 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $301,245,250 | 1,968 |
| Average Assets, quarterly | $310,892,500 | 1,945 |
| Volatile liabilities | $81,406,000 | 1,578 |
| Insider loans | $502,000 | 5,416 |
| FHLB advances | $9,620,000 | 2,651 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $21,312,000 | 3,137 |
| Tier 1 (core) risk-based capital | $57,471,000 | 975 |
| Tier 2 risk-based capital | $2,354,000 | 1,975 |
| Total risk weighted assets | $210,947,000 | 2,040 |
| Total unused commitments | $21,312,000 | 3,139 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 104 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $311,253,000 | 1,932 |
| Cash and due from depository institutions | $24,279,000 | 1,650 |
| Interest-bearing balances | $17,306,000 | 321 |
| Securities | $13,720,000 | 5,624 |
| Federal funds sold & reverse repurchase agreements | $16,525,000 | 726 |
| Net loans & leases | $243,880,000 | 1,685 |
| Loan loss allowance | $2,295,000 | 2,084 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,641,000 | 2,307 |
| Other real estate owned | $342,000 | 1,650 |
| Goodwill and other intangibles | $2,000 | 3,270 |
| All other assets | $7,864,000 | 1,932 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $311,252,000 | 1,932 |
| Total liabilities | $254,500,000 | 2,108 |
| Total deposits | $236,567,000 | 2,043 |
| Interest-bearing deposits | $208,816,000 | 1,951 |
| Deposits held in domestic offices | $236,567,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,933,000 | 2,701 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,000,000 | 658 |
| Total equity capital | $56,752,000 | 1,050 |
| Total bank equity capital | $56,752,000 | 1,050 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $30,334,000 | 845 |
| Undivided profits | $26,418,000 | 1,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,528,000 | 1,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,001,000 | 3,139 |
| Earning assets | $291,431,000 | 1,878 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $298,149,670 | 1,963 |
| Average Assets, quarterly | $313,393,500 | 1,882 |
| Volatile liabilities | $93,305,000 | 1,367 |
| Insider loans | $511,000 | 5,378 |
| FHLB advances | $9,863,000 | 2,592 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,910,000 | 3,095 |
| Tier 1 (core) risk-based capital | $56,358,000 | 965 |
| Tier 2 risk-based capital | $2,442,000 | 1,890 |
| Total risk weighted assets | $207,266,000 | 2,010 |
| Total unused commitments | $20,910,000 | 3,096 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $315,534,000 | 1,867 |
| Cash and due from depository institutions | $39,023,000 | 1,568 |
| Interest-bearing balances | $32,991,000 | 158 |
| Securities | $15,233,000 | 5,422 |
| Federal funds sold & reverse repurchase agreements | $9,813,000 | 1,279 |
| Net loans & leases | $236,577,000 | 1,693 |
| Loan loss allowance | $2,021,000 | 2,298 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,510,000 | 2,341 |
| Other real estate owned | $345,000 | 1,568 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $10,033,000 | 1,568 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $315,534,000 | 1,867 |
| Total liabilities | $259,827,000 | 2,038 |
| Total deposits | $239,113,000 | 1,991 |
| Interest-bearing deposits | $210,570,000 | 1,918 |
| Deposits held in domestic offices | $239,113,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,175,000 | 2,535 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,539,000 | 543 |
| Total equity capital | $55,707,000 | 1,046 |
| Total bank equity capital | $55,707,000 | 1,046 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $30,300,000 | 820 |
| Undivided profits | $25,407,000 | 1,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,018,000 | 2,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,142,000 | 2,686 |
| Earning assets | $294,614,000 | 1,841 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $291,598,000 | 1,999 |
| Average Assets, quarterly | $291,598,000 | 1,999 |
| Volatile liabilities | $91,342,000 | 1,322 |
| Insider loans | $405,000 | 5,767 |
| FHLB advances | $10,104,000 | 2,421 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,197,000 | 3,124 |
| Tier 1 (core) risk-based capital | $55,227,000 | 975 |
| Tier 2 risk-based capital | $2,201,000 | 2,032 |
| Total risk weighted assets | $203,575,000 | 2,009 |
| Total unused commitments | $20,197,000 | 3,127 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 105 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $267,662,000 | 2,179 |
| Cash and due from depository institutions | $6,320,000 | 1,623 |
| Interest-bearing balances | $335,000 | 3,851 |
| Securities | $17,613,000 | 5,084 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 6,058 |
| Net loans & leases | $231,272,000 | 1,708 |
| Loan loss allowance | $2,000,000 | 2,311 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,503,000 | 2,319 |
| Other real estate owned | $347,000 | 1,623 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,557,000 | 1,943 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $267,662,000 | 2,179 |
| Total liabilities | $237,782,000 | 2,202 |
| Total deposits | $213,215,000 | 2,206 |
| Interest-bearing deposits | $186,838,000 | 2,117 |
| Deposits held in domestic offices | $213,215,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,767 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,914,000 | 2,081 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,653,000 | 837 |
| Total equity capital | $29,880,000 | 1,943 |
| Total bank equity capital | $29,880,000 | 1,943 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $4,629,000 | 3,743 |
| Undivided profits | $25,251,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 2,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,003,000 | 3,016 |
| Earning assets | $249,270,000 | 2,148 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $263,099,200 | 2,115 |
| Average Assets, quarterly | $264,875,500 | 2,174 |
| Volatile liabilities | $70,849,000 | 1,608 |
| Insider loans | $399,000 | 5,840 |
| FHLB advances | $14,843,000 | 1,970 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,242,000 | 3,206 |
| Tier 1 (core) risk-based capital | $29,489,000 | 1,867 |
| Tier 2 risk-based capital | $2,293,000 | 1,960 |
| Total risk weighted assets | $189,894,000 | 2,127 |
| Total unused commitments | $18,242,000 | 3,206 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 111 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $262,089,000 | 2,193 |
| Cash and due from depository institutions | $6,248,000 | 1,552 |
| Interest-bearing balances | $564,000 | 3,397 |
| Securities | $19,398,000 | 4,781 |
| Federal funds sold & reverse repurchase agreements | $317,000 | 5,399 |
| Net loans & leases | $223,568,000 | 1,725 |
| Loan loss allowance | $1,911,000 | 2,391 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,582,000 | 2,242 |
| Other real estate owned | $349,000 | 1,552 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,627,000 | 1,875 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $262,089,000 | 2,193 |
| Total liabilities | $232,995,000 | 2,227 |
| Total deposits | $212,710,000 | 2,178 |
| Interest-bearing deposits | $185,737,000 | 2,122 |
| Deposits held in domestic offices | $212,710,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,151,000 | 2,035 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,134,000 | 894 |
| Total equity capital | $29,094,000 | 1,973 |
| Total bank equity capital | $29,094,000 | 1,973 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $4,609,000 | 3,701 |
| Undivided profits | $24,485,000 | 1,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,149,000 | 2,732 |
| Earning assets | $243,847,000 | 2,166 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $261,958,500 | 2,126 |
| Average Assets, quarterly | $263,683,500 | 2,154 |
| Volatile liabilities | $76,901,000 | 1,460 |
| Insider loans | $418,000 | 5,753 |
| FHLB advances | $15,080,000 | 1,916 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,555,000 | 2,611 |
| Tier 1 (core) risk-based capital | $28,616,000 | 1,905 |
| Tier 2 risk-based capital | $2,269,000 | 1,938 |
| Total risk weighted assets | $185,881,000 | 2,122 |
| Total unused commitments | $24,555,000 | 2,615 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 107 | 1,606 |
| Assets and Liabilities | ||
| Total Assets: | $265,278,000 | 2,139 |
| Cash and due from depository institutions | $8,720,000 | 1,606 |
| Interest-bearing balances | $2,546,000 | 1,828 |
| Securities | $22,522,000 | 4,462 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 3,996 |
| Net loans & leases | $219,576,000 | 1,724 |
| Loan loss allowance | $1,813,000 | 2,488 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,638,000 | 2,173 |
| Other real estate owned | $608,000 | 1,606 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,814,000 | 1,844 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $265,278,000 | 2,139 |
| Total liabilities | $236,757,000 | 2,158 |
| Total deposits | $213,248,000 | 2,147 |
| Interest-bearing deposits | $185,119,000 | 2,087 |
| Deposits held in domestic offices | $213,248,000 | 2,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,379 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,326,000 | 1,925 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,183,000 | 843 |
| Total equity capital | $28,521,000 | 1,926 |
| Total bank equity capital | $28,521,000 | 1,926 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $4,589,000 | 3,676 |
| Undivided profits | $23,932,000 | 1,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,079,000 | 2,728 |
| Earning assets | $246,044,000 | 2,114 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $261,915,000 | 2,118 |
| Average Assets, quarterly | $262,125,000 | 2,145 |
| Volatile liabilities | $67,421,000 | 1,594 |
| Insider loans | $423,000 | 5,769 |
| FHLB advances | $16,255,000 | 1,817 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,374,000 | 2,545 |
| Tier 1 (core) risk-based capital | $27,934,000 | 1,896 |
| Tier 2 risk-based capital | $2,253,000 | 1,927 |
| Total risk weighted assets | $188,828,000 | 2,049 |
| Total unused commitments | $25,374,000 | 2,549 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 106 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $258,972,000 | 2,165 |
| Cash and due from depository institutions | $8,834,000 | 1,620 |
| Interest-bearing balances | $2,748,000 | 1,969 |
| Securities | $25,559,000 | 4,102 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,275 |
| Net loans & leases | $210,594,000 | 1,742 |
| Loan loss allowance | $1,860,000 | 2,406 |
| Trading account assets | $1,343,000 | 115 |
| Bank premises and fixed assets | $4,679,000 | 2,133 |
| Other real estate owned | $555,000 | 1,620 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,008,000 | 2,489 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $258,972,000 | 2,165 |
| Total liabilities | $225,172,000 | 2,243 |
| Total deposits | $203,245,000 | 2,236 |
| Interest-bearing deposits | $178,912,000 | 2,166 |
| Deposits held in domestic offices | $203,245,000 | 2,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,180,000 | 1,776 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,747,000 | 995 |
| Total equity capital | $33,800,000 | 1,650 |
| Total bank equity capital | $33,800,000 | 1,650 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $10,781,000 | 1,832 |
| Undivided profits | $23,018,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 2,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,221,000 | 2,339 |
| Earning assets | $242,644,000 | 2,129 |
| Long-term assets (5+ years) | $99,120,000 | 1,061 |
| Average Assets, year-to-date | $260,233,500 | 2,130 |
| Average Assets, quarterly | $260,233,500 | 2,130 |
| Volatile liabilities | $16,996,000 | 4,353 |
| Insider loans | $414,000 | 5,780 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,623,000 | 3,874 |
| Tier 1 (core) risk-based capital | $33,054,000 | 1,550 |
| Tier 2 risk-based capital | $2,005,000 | 2,107 |
| Total risk weighted assets | $196,334,000 | 1,938 |
| Total unused commitments | $12,623,000 | 3,879 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 107 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $261,495,000 | 2,142 |
| Cash and due from depository institutions | $10,593,000 | 1,622 |
| Interest-bearing balances | $4,922,000 | 1,221 |
| Securities | $28,376,000 | 3,871 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,356 |
| Net loans & leases | $207,656,000 | 1,737 |
| Loan loss allowance | $1,809,000 | 2,455 |
| Trading account assets | $1,309,000 | 126 |
| Bank premises and fixed assets | $4,699,000 | 2,102 |
| Other real estate owned | $557,000 | 1,622 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,405,000 | 2,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,495,000 | 2,142 |
| Total liabilities | $228,261,000 | 2,210 |
| Total deposits | $205,380,000 | 2,205 |
| Interest-bearing deposits | $174,596,000 | 2,213 |
| Deposits held in domestic offices | $205,380,000 | 2,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,090,000 | 1,737 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,791,000 | 957 |
| Total equity capital | $33,234,000 | 1,646 |
| Total bank equity capital | $33,234,000 | 1,646 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $10,678,000 | 1,821 |
| Undivided profits | $22,555,000 | 1,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,404,000 | 2,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,205,000 | 2,506 |
| Earning assets | $245,163,000 | 2,100 |
| Long-term assets (5+ years) | $95,766,000 | 1,126 |
| Average Assets, year-to-date | $258,771,600 | 2,079 |
| Average Assets, quarterly | $264,697,500 | 2,093 |
| Volatile liabilities | $18,166,000 | 4,153 |
| Insider loans | $327,000 | 6,166 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,335,000 | 3,011 |
| Tier 1 (core) risk-based capital | $32,441,000 | 1,565 |
| Tier 2 risk-based capital | $1,952,000 | 2,147 |
| Total risk weighted assets | $196,665,000 | 1,915 |
| Total unused commitments | $18,335,000 | 3,013 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 108 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $267,900,000 | 2,090 |
| Cash and due from depository institutions | $14,662,000 | 1,633 |
| Interest-bearing balances | $9,584,000 | 799 |
| Securities | $34,439,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,732 |
| Net loans & leases | $201,670,000 | 1,768 |
| Loan loss allowance | $1,654,000 | 2,655 |
| Trading account assets | $1,199,000 | 123 |
| Bank premises and fixed assets | $4,779,000 | 2,048 |
| Other real estate owned | $357,000 | 1,633 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,094,000 | 2,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,900,000 | 2,090 |
| Total liabilities | $235,209,000 | 2,141 |
| Total deposits | $208,631,000 | 2,177 |
| Interest-bearing deposits | $178,812,000 | 2,177 |
| Deposits held in domestic offices | $208,631,000 | 2,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,426,000 | 1,506 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,152,000 | 942 |
| Total equity capital | $32,691,000 | 1,674 |
| Total bank equity capital | $32,691,000 | 1,674 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $10,527,000 | 1,822 |
| Undivided profits | $22,163,000 | 1,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,423,000 | 2,212 |
| Earning assets | $251,592,000 | 2,042 |
| Long-term assets (5+ years) | $103,839,000 | 1,051 |
| Average Assets, year-to-date | $258,090,750 | 2,105 |
| Average Assets, quarterly | $263,115,500 | 2,101 |
| Volatile liabilities | $19,218,000 | 3,966 |
| Insider loans | $328,000 | 6,181 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $28,609,000 | 2,237 |
| Tier 1 (core) risk-based capital | $31,837,000 | 1,615 |
| Tier 2 risk-based capital | $1,654,000 | 2,452 |
| Total risk weighted assets | $191,988,000 | 1,959 |
| Total unused commitments | $28,609,000 | 2,241 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 101 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $258,331,000 | 2,134 |
| Cash and due from depository institutions | $6,328,000 | 1,727 |
| Interest-bearing balances | $736,000 | 3,523 |
| Securities | $39,335,000 | 2,918 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,743 |
| Net loans & leases | $195,517,000 | 1,784 |
| Loan loss allowance | $1,745,000 | 2,485 |
| Trading account assets | $1,161,000 | 129 |
| Bank premises and fixed assets | $4,341,000 | 2,209 |
| Other real estate owned | $359,000 | 1,727 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,790,000 | 2,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,331,000 | 2,134 |
| Total liabilities | $226,207,000 | 2,195 |
| Total deposits | $207,586,000 | 2,163 |
| Interest-bearing deposits | $178,529,000 | 2,149 |
| Deposits held in domestic offices | $207,586,000 | 2,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,638,000 | 1,958 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,983,000 | 1,012 |
| Total equity capital | $32,124,000 | 1,703 |
| Total bank equity capital | $32,124,000 | 1,703 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $10,476,000 | 1,790 |
| Undivided profits | $21,647,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,350,000 | 2,223 |
| Earning assets | $242,249,000 | 2,088 |
| Long-term assets (5+ years) | $96,136,000 | 1,069 |
| Average Assets, year-to-date | $254,821,000 | 2,122 |
| Average Assets, quarterly | $257,213,000 | 2,129 |
| Volatile liabilities | $18,460,000 | 4,016 |
| Insider loans | $595,000 | 5,095 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,516,000 | 2,848 |
| Tier 1 (core) risk-based capital | $31,076,000 | 1,621 |
| Tier 2 risk-based capital | $1,745,000 | 2,278 |
| Total risk weighted assets | $193,240,000 | 1,914 |
| Total unused commitments | $19,516,000 | 2,856 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 99 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $256,095,000 | 2,121 |
| Cash and due from depository institutions | $6,520,000 | 1,730 |
| Interest-bearing balances | $864,000 | 3,340 |
| Securities | $40,713,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,944 |
| Net loans & leases | $187,883,000 | 1,829 |
| Loan loss allowance | $1,702,000 | 2,513 |
| Trading account assets | $1,063,000 | 128 |
| Bank premises and fixed assets | $4,118,000 | 2,311 |
| Other real estate owned | $361,000 | 1,730 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,637,000 | 1,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,095,000 | 2,121 |
| Total liabilities | $220,515,000 | 2,236 |
| Total deposits | $201,186,000 | 2,203 |
| Interest-bearing deposits | $174,415,000 | 2,177 |
| Deposits held in domestic offices | $201,186,000 | 2,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $14,285,000 | 1,856 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,044,000 | 1,019 |
| Total equity capital | $35,580,000 | 1,504 |
| Total bank equity capital | $35,580,000 | 1,504 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $10,434,000 | 1,764 |
| Undivided profits | $25,145,000 | 1,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 996 |
| Income earned, not collected on loans | $1,456,000 | 2,058 |
| Earning assets | $239,323,000 | 2,095 |
| Long-term assets (5+ years) | $74,467,000 | 1,285 |
| Average Assets, year-to-date | $253,066,000 | 2,118 |
| Average Assets, quarterly | $253,066,000 | 2,118 |
| Volatile liabilities | $18,699,000 | 3,936 |
| Insider loans | $591,000 | 5,071 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,589,000 | 2,834 |
| Tier 1 (core) risk-based capital | $34,482,000 | 1,432 |
| Tier 2 risk-based capital | $1,702,000 | 2,290 |
| Total risk weighted assets | $186,917,000 | 1,935 |
| Total unused commitments | $18,589,000 | 2,845 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 93 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $250,037,000 | 2,141 |
| Cash and due from depository institutions | $6,238,000 | 1,845 |
| Interest-bearing balances | $629,000 | 3,527 |
| Securities | $42,599,000 | 2,652 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,636 |
| Net loans & leases | $181,564,000 | 1,885 |
| Loan loss allowance | $1,730,000 | 2,431 |
| Trading account assets | $1,052,000 | 127 |
| Bank premises and fixed assets | $3,848,000 | 2,441 |
| Other real estate owned | $419,000 | 1,845 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,417,000 | 2,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,037,000 | 2,141 |
| Total liabilities | $214,896,000 | 2,244 |
| Total deposits | $195,108,000 | 2,237 |
| Interest-bearing deposits | $170,069,000 | 2,196 |
| Deposits held in domestic offices | $195,108,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $14,920,000 | 1,864 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,868,000 | 1,011 |
| Total equity capital | $35,141,000 | 1,486 |
| Total bank equity capital | $35,141,000 | 1,486 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $10,398,000 | 1,724 |
| Undivided profits | $24,742,000 | 1,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,515,000 | 1,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,081 |
| Income earned, not collected on loans | $1,398,000 | 2,268 |
| Earning assets | $234,744,000 | 2,098 |
| Long-term assets (5+ years) | $75,427,000 | 1,243 |
| Average Assets, year-to-date | $249,215,800 | 2,038 |
| Average Assets, quarterly | $250,597,000 | 2,109 |
| Volatile liabilities | $17,637,000 | 4,072 |
| Insider loans | $401,000 | 5,855 |
| FHLB advances | $14,920,000 | 1,732 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,811,000 | 3,066 |
| Tier 1 (core) risk-based capital | $34,027,000 | 1,421 |
| Tier 2 risk-based capital | $1,730,000 | 2,237 |
| Total risk weighted assets | $181,128,000 | 1,948 |
| Total unused commitments | $15,811,000 | 3,070 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 91 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $247,104,000 | 2,049 |
| Cash and due from depository institutions | $6,471,000 | 1,879 |
| Interest-bearing balances | $444,000 | 3,797 |
| Securities | $46,194,000 | 2,352 |
| Federal funds sold & reverse repurchase agreements | $16,900,000 | 840 |
| Net loans & leases | $167,608,000 | 1,956 |
| Loan loss allowance | $1,596,000 | 2,448 |
| Trading account assets | $1,068,000 | 135 |
| Bank premises and fixed assets | $3,195,000 | 2,804 |
| Other real estate owned | $771,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,897,000 | 2,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,104,000 | 2,049 |
| Total liabilities | $213,160,000 | 2,140 |
| Total deposits | $190,425,000 | 2,169 |
| Interest-bearing deposits | $165,493,000 | 2,140 |
| Deposits held in domestic offices | $190,425,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,857,000 | 1,564 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,878,000 | 881 |
| Total equity capital | $33,944,000 | 1,438 |
| Total bank equity capital | $33,944,000 | 1,438 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $10,230,000 | 1,656 |
| Undivided profits | $23,713,000 | 1,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $755,000 | 3,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 689 |
| Income earned, not collected on loans | $1,524,000 | 2,224 |
| Earning assets | $232,214,000 | 1,994 |
| Long-term assets (5+ years) | $71,613,000 | 1,303 |
| Average Assets, year-to-date | $246,365,400 | 1,980 |
| Average Assets, quarterly | $247,394,000 | 2,029 |
| Volatile liabilities | $21,667,000 | 3,454 |
| Insider loans | $110,000 | 7,589 |
| FHLB advances | $16,857,000 | 1,445 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,718,000 | 3,233 |
| Tier 1 (core) risk-based capital | $33,133,000 | 1,381 |
| Tier 2 risk-based capital | $1,596,000 | 2,265 |
| Total risk weighted assets | $171,131,000 | 1,969 |
| Total unused commitments | $13,718,000 | 3,242 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 90 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $245,248,000 | 1,980 |
| Cash and due from depository institutions | $7,770,000 | 1,861 |
| Interest-bearing balances | $1,170,000 | 2,223 |
| Securities | $49,726,000 | 2,192 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 971 |
| Net loans & leases | $165,846,000 | 1,916 |
| Loan loss allowance | $1,688,000 | 2,218 |
| Trading account assets | $1,083,000 | 120 |
| Bank premises and fixed assets | $3,389,000 | 2,600 |
| Other real estate owned | $380,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,554,000 | 1,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,248,000 | 1,980 |
| Total liabilities | $211,552,000 | 2,067 |
| Total deposits | $185,620,000 | 2,126 |
| Interest-bearing deposits | $161,521,000 | 2,098 |
| Deposits held in domestic offices | $185,620,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,635,000 | 1,363 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,297,000 | 842 |
| Total equity capital | $33,696,000 | 1,364 |
| Total bank equity capital | $33,696,000 | 1,364 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $10,130,000 | 1,631 |
| Undivided profits | $23,566,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,345,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $150,000 | 656 |
| Income earned, not collected on loans | $1,143,000 | 2,345 |
| Earning assets | $230,325,000 | 1,935 |
| Long-term assets (5+ years) | $86,407,000 | 1,046 |
| Average Assets, year-to-date | $231,772,200 | 1,984 |
| Average Assets, quarterly | $240,577,000 | 1,988 |
| Volatile liabilities | $11,849,000 | 5,159 |
| Insider loans | $105,000 | 7,836 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,577,000 | 4,106 |
| Tier 1 (core) risk-based capital | $33,480,000 | 1,304 |
| Tier 2 risk-based capital | $1,693,400 | 2,070 |
| Total risk weighted assets | $167,808,200 | 1,911 |
| Total unused commitments | $8,577,000 | 4,107 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 93 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $226,373,000 | 2,074 |
| Cash and due from depository institutions | $11,160,000 | 1,831 |
| Interest-bearing balances | $2,729,000 | 1,377 |
| Securities | $60,293,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,139 |
| Net loans & leases | $141,512,000 | 2,135 |
| Loan loss allowance | $1,776,000 | 2,063 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,739,000 | 2,312 |
| Other real estate owned | $571,000 | 1,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,698,000 | 1,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,373,000 | 2,074 |
| Total liabilities | $193,495,000 | 2,195 |
| Total deposits | $187,893,000 | 2,019 |
| Interest-bearing deposits | $163,678,000 | 1,993 |
| Deposits held in domestic offices | $187,893,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,000 | 5,657 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,575,000 | 877 |
| Total equity capital | $32,878,000 | 1,352 |
| Total bank equity capital | $32,878,000 | 1,352 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $10,103,000 | 1,613 |
| Undivided profits | $22,775,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 3,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 850 |
| Income earned, not collected on loans | $950,000 | 2,394 |
| Earning assets | $208,934,000 | 2,058 |
| Long-term assets (5+ years) | $94,495,000 | 1,011 |
| Average Assets, year-to-date | $226,754,600 | 1,995 |
| Average Assets, quarterly | $229,702,000 | 2,029 |
| Volatile liabilities | $10,190,000 | 5,369 |
| Insider loans | $115,000 | 7,863 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,452,000 | 2,954 |
| Tier 1 (core) risk-based capital | $33,137,000 | 1,311 |
| Tier 2 risk-based capital | $1,863,950 | 1,820 |
| Total risk weighted assets | $138,669,950 | 2,214 |
| Total unused commitments | $14,452,000 | 2,959 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $225,273,000 | 2,048 |
| Cash and due from depository institutions | $11,425,000 | 1,833 |
| Interest-bearing balances | $5,289,000 | 1,150 |
| Securities | $56,897,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 1,257 |
| Net loans & leases | $134,849,000 | 2,075 |
| Loan loss allowance | $1,955,000 | 1,812 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,957,000 | 2,062 |
| Other real estate owned | $691,000 | 1,833 |
| Goodwill and other intangibles | $1,000 | 3,415 |
| All other assets | $4,053,000 | 1,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,273,000 | 2,048 |
| Total liabilities | $196,611,000 | 2,118 |
| Total deposits | $189,136,000 | 1,996 |
| Interest-bearing deposits | $168,898,000 | 1,920 |
| Deposits held in domestic offices | $189,136,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,000 | 4,927 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,423,000 | 761 |
| Total equity capital | $28,662,000 | 1,554 |
| Total bank equity capital | $28,662,000 | 1,554 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $5,687,000 | 2,547 |
| Undivided profits | $22,975,000 | 1,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,290 |
| Income earned, not collected on loans | $957,000 | 2,355 |
| Earning assets | $210,435,000 | 2,021 |
| Long-term assets (5+ years) | $82,134,000 | 1,063 |
| Average Assets, year-to-date | $219,543,600 | 1,990 |
| Average Assets, quarterly | $222,591,500 | 2,035 |
| Volatile liabilities | $10,244,000 | 4,919 |
| Insider loans | $176,000 | 7,401 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,224,000 | 3,818 |
| Tier 1 (core) risk-based capital | $27,908,000 | 1,508 |
| Tier 2 risk-based capital | $1,929,880 | 1,678 |
| Total risk weighted assets | $128,485,880 | 2,223 |
| Total unused commitments | $9,224,000 | 3,825 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 92 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $214,016,000 | 2,129 |
| Cash and due from depository institutions | $13,129,000 | 1,921 |
| Interest-bearing balances | $5,204,000 | 861 |
| Securities | $56,998,000 | 2,034 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,349 |
| Net loans & leases | $130,975,000 | 2,131 |
| Loan loss allowance | $1,742,000 | 2,023 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,740,000 | 2,102 |
| Other real estate owned | $2,032,000 | 1,921 |
| Goodwill and other intangibles | $1,000 | 3,544 |
| All other assets | $3,341,000 | 2,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,016,000 | 2,129 |
| Total liabilities | $187,222,000 | 2,187 |
| Total deposits | $184,502,000 | 2,047 |
| Interest-bearing deposits | $168,255,000 | 1,925 |
| Deposits held in domestic offices | $184,502,000 | 2,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $75,000 | 4,839 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,645,000 | 1,608 |
| Total equity capital | $26,794,000 | 1,668 |
| Total bank equity capital | $26,794,000 | 1,668 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $5,687,000 | 2,490 |
| Undivided profits | $21,107,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,474,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 989 |
| Income earned, not collected on loans | $987,000 | 2,299 |
| Earning assets | $196,977,000 | 2,129 |
| Long-term assets (5+ years) | $59,429,000 | 1,191 |
| Average Assets, year-to-date | $214,944,000 | 2,022 |
| Average Assets, quarterly | $215,100,500 | 2,088 |
| Volatile liabilities | $9,339,000 | 5,228 |
| Insider loans | $172,000 | 7,698 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,862,000 | 4,393 |
| Tier 1 (core) risk-based capital | $26,383,000 | 1,604 |
| Tier 2 risk-based capital | $1,483,360 | 2,027 |
| Total risk weighted assets | $118,409,760 | 2,350 |
| Total unused commitments | $6,862,000 | 4,395 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 90 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $212,046,000 | 2,195 |
| Cash and due from depository institutions | $8,140,000 | 2,076 |
| Interest-bearing balances | $113,000 | 4,448 |
| Securities | $48,676,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,575 |
| Net loans & leases | $137,285,000 | 2,071 |
| Loan loss allowance | $1,708,000 | 2,180 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,930,000 | 2,014 |
| Other real estate owned | $1,864,000 | 2,076 |
| Goodwill and other intangibles | $2,000 | 3,391 |
| All other assets | $3,949,000 | 1,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,046,000 | 2,195 |
| Total liabilities | $187,160,000 | 2,246 |
| Total deposits | $184,579,000 | 2,096 |
| Interest-bearing deposits | $169,484,000 | 1,978 |
| Deposits held in domestic offices | $184,579,000 | 2,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $96,000 | 4,872 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,485,000 | 1,693 |
| Total equity capital | $24,886,000 | 1,811 |
| Total bank equity capital | $24,886,000 | 1,811 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $5,533,000 | 2,609 |
| Undivided profits | $19,353,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,252,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 699 |
| Income earned, not collected on loans | $1,105,000 | 2,027 |
| Earning assets | $194,274,000 | 2,202 |
| Long-term assets (5+ years) | $61,157,000 | 1,088 |
| Average Assets, year-to-date | $215,443,200 | 2,090 |
| Average Assets, quarterly | $214,273,500 | 2,153 |
| Volatile liabilities | $8,441,000 | 5,423 |
| Insider loans | $172,000 | 7,992 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,480,000 | 4,424 |
| Tier 1 (core) risk-based capital | $24,844,000 | 1,741 |
| Tier 2 risk-based capital | $1,531,030 | 2,000 |
| Total risk weighted assets | $122,305,430 | 2,308 |
| Total unused commitments | $6,480,000 | 4,438 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $214,823,000 | 2,199 |
| Cash and due from depository institutions | $19,729,000 | 2,232 |
| Interest-bearing balances | $12,729,000 | 350 |
| Securities | $45,741,000 | 2,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $139,347,000 | 2,028 |
| Loan loss allowance | $1,645,000 | 2,302 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,970,000 | 1,949 |
| Other real estate owned | $1,993,000 | 2,232 |
| Goodwill and other intangibles | $2,000 | 3,126 |
| All other assets | $4,041,000 | 1,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,823,000 | 2,199 |
| Total liabilities | $190,690,000 | 2,227 |
| Total deposits | $188,358,000 | 2,091 |
| Interest-bearing deposits | $172,369,000 | 1,968 |
| Deposits held in domestic offices | $188,358,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $114,000 | 4,314 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,218,000 | 1,933 |
| Total equity capital | $24,133,000 | 1,868 |
| Total bank equity capital | $24,133,000 | 1,868 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $5,433,000 | 2,668 |
| Undivided profits | $18,700,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,582,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $381,000 | 340 |
| Income earned, not collected on loans | $1,228,000 | 1,835 |
| Earning assets | $197,817,000 | 2,188 |
| Long-term assets (5+ years) | $61,166,000 | 1,010 |
| Average Assets, year-to-date | $208,720,400 | 2,169 |
| Average Assets, quarterly | $213,872,000 | 2,183 |
| Volatile liabilities | $7,756,000 | 5,410 |
| Insider loans | $215,000 | 7,839 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,646,000 | 3,892 |
| Tier 1 (core) risk-based capital | $23,838,000 | 1,807 |
| Tier 2 risk-based capital | $1,578,930 | 1,947 |
| Total risk weighted assets | $126,248,130 | 2,186 |
| Total unused commitments | $7,646,000 | 3,905 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 94 | 2,145 |
| Assets and Liabilities | ||
| Total Assets: | $204,626,000 | 2,267 |
| Cash and due from depository institutions | $16,530,000 | 2,145 |
| Interest-bearing balances | $8,296,000 | 438 |
| Securities | $40,128,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $138,123,000 | 2,012 |
| Loan loss allowance | $1,579,000 | 2,424 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,091,000 | 2,400 |
| Other real estate owned | $2,847,000 | 2,145 |
| Goodwill and other intangibles | $4,000 | 3,013 |
| All other assets | $3,903,000 | 2,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,626,000 | 2,267 |
| Total liabilities | $182,617,000 | 2,302 |
| Total deposits | $180,463,000 | 2,146 |
| Interest-bearing deposits | $164,725,000 | 2,013 |
| Deposits held in domestic offices | $180,463,000 | 2,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,154,000 | 1,701 |
| Total equity capital | $22,009,000 | 1,875 |
| Total bank equity capital | $22,009,000 | 1,875 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $5,311,000 | 2,613 |
| Undivided profits | $16,698,000 | 1,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,591,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 782 |
| Income earned, not collected on loans | $1,156,000 | 1,698 |
| Earning assets | $186,547,000 | 2,274 |
| Long-term assets (5+ years) | $59,871,000 | 1,034 |
| Average Assets, year-to-date | $204,391,400 | 2,200 |
| Average Assets, quarterly | $204,943,000 | 2,234 |
| Volatile liabilities | $4,835,000 | 6,880 |
| Insider loans | $419,000 | 6,207 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,433,000 | 3,537 |
| Tier 1 (core) risk-based capital | $22,536,000 | 1,846 |
| Tier 2 risk-based capital | $1,539,000 | 1,994 |
| Total risk weighted assets | $122,994,600 | 2,198 |
| Total unused commitments | $8,433,000 | 3,544 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 103 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $203,649,000 | 2,286 |
| Cash and due from depository institutions | $12,037,000 | 2,031 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $23,563,000 | 5,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $157,467,000 | 1,737 |
| Loan loss allowance | $1,715,000 | 2,340 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,311,000 | 2,209 |
| Other real estate owned | $2,866,000 | 2,031 |
| Goodwill and other intangibles | $14,000 | 2,807 |
| All other assets | $4,391,000 | 1,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,649,000 | 2,286 |
| Total liabilities | $182,748,000 | 2,327 |
| Total deposits | $182,345,000 | 2,188 |
| Interest-bearing deposits | $169,818,000 | 2,027 |
| Deposits held in domestic offices | $182,345,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $403,000 | 6,250 |
| Total equity capital | $20,901,000 | 1,962 |
| Total bank equity capital | $20,901,000 | 1,962 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $5,144,000 | 2,609 |
| Undivided profits | $15,757,000 | 1,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,795,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $612,000 | 207 |
| Income earned, not collected on loans | $1,258,000 | 1,364 |
| Earning assets | $181,030,000 | 2,363 |
| Long-term assets (5+ years) | $55,185,000 | 1,117 |
| Average Assets, year-to-date | $205,550,200 | 2,192 |
| Average Assets, quarterly | $204,439,500 | 2,247 |
| Volatile liabilities | $4,891,000 | 6,614 |
| Insider loans | $526,000 | 5,548 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,660,000 | 5,782 |
| Tier 1 (core) risk-based capital | $20,899,000 | 1,914 |
| Tier 2 risk-based capital | $1,715,000 | 1,793 |
| Total risk weighted assets | $143,363,700 | 1,897 |
| Total unused commitments | $3,660,000 | 5,805 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 105 | 2,063 |
| Assets and Liabilities | ||
| Total Assets: | $208,890,000 | 2,263 |
| Cash and due from depository institutions | $12,044,000 | 2,063 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,978,000 | 4,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $154,639,000 | 1,811 |
| Loan loss allowance | $1,820,000 | 2,289 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,595,000 | 2,036 |
| Other real estate owned | $3,780,000 | 2,063 |
| Goodwill and other intangibles | $31,000 | 2,609 |
| All other assets | $4,823,000 | 1,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,890,000 | 2,263 |
| Total liabilities | $189,945,000 | 2,284 |
| Total deposits | $189,656,000 | 2,170 |
| Interest-bearing deposits | $176,282,000 | 2,034 |
| Deposits held in domestic offices | $189,656,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $289,000 | 8,409 |
| Total equity capital | $18,945,000 | 2,049 |
| Total bank equity capital | $18,945,000 | 2,049 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $4,943,000 | 2,638 |
| Undivided profits | $14,002,000 | 1,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,371,000 | 2,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,288,000 | 1,496 |
| Earning assets | $184,617,000 | 2,330 |
| Long-term assets (5+ years) | $52,292,000 | 1,127 |
| Average Assets, year-to-date | $210,120,600 | 2,199 |
| Average Assets, quarterly | $210,291,500 | 2,234 |
| Volatile liabilities | $5,086,000 | 6,511 |
| Insider loans | $369,000 | 2,449 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,625,000 | 6,528 |
| Tier 1 (core) risk-based capital | $18,942,000 | 2,005 |
| Tier 2 risk-based capital | $1,788,380 | 1,768 |
| Total risk weighted assets | $143,038,980 | 1,966 |
| Total unused commitments | $2,625,000 | 6,554 |
| Derivatives | $0 | 651 |