Home > The Rockville National Bank > Income and Expense
The Rockville National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 7,019 |
| Total interest expense | $1,687,000 | 7,117 |
| Net interest income | $2,144,000 | 6,871 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $256,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $1,319,000 | 7,604 |
| Salaries and employee benefits | $674,000 | 7,687 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $509,000 | 6,980 |
| Pre-tax net operating income | $1,081,000 | 5,480 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $793,000 | 5,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $793,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $910,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $793,000 | 5,276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 6,974 |
| Total interest expense | $1,792,000 | 6,923 |
| Net interest income | $2,229,000 | 6,816 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $213,000 | 8,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,367,000 | 7,684 |
| Salaries and employee benefits | $658,000 | 8,002 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $658,000 | 6,140 |
| Pre-tax net operating income | $1,075,000 | 5,695 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $261,000 | 6,497 |
| Income before extraordinary items | $814,000 | 5,378 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $814,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $2,609,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $814,000 | 5,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 7,005 |
| Total interest expense | $1,485,000 | 6,936 |
| Net interest income | $2,261,000 | 6,947 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $1,299,000 | 8,240 |
| Salaries and employee benefits | $644,000 | 8,314 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $603,000 | 7,022 |
| Pre-tax net operating income | $1,163,000 | 5,356 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $268,000 | 6,277 |
| Income before extraordinary items | $895,000 | 4,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $895,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $880,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $895,000 | 4,997 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 7,101 |
| Total interest expense | $1,496,000 | 7,213 |
| Net interest income | $2,317,000 | 6,903 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,250,000 | 8,700 |
| Salaries and employee benefits | $645,000 | 8,429 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $508,000 | 8,133 |
| Pre-tax net operating income | $1,265,000 | 4,979 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $293,000 | 6,165 |
| Income before extraordinary items | $965,000 | 4,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $965,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $880,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $970,390 | 4,554 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,194,000 | 7,249 |
| Total interest expense | $1,762,000 | 7,730 |
| Net interest income | $2,432,000 | 6,724 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $184,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,239,000 | 8,882 |
| Salaries and employee benefits | $657,000 | 8,330 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $495,000 | 8,502 |
| Pre-tax net operating income | $1,353,000 | 4,464 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $1,083,000 | 4,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,083,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $2,730,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,054,140 | 3,982 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.