Home > The Rockport National Bank > Income and Expense
The Rockport National Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 2,996 |
| Total interest expense | $233,000 | 4,255 |
| Net interest income | $3,601,000 | 2,862 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $473,000 | 3,215 |
| Gross Fiduciary activities income | $22,000 | 935 |
| Service charges on deposit accounts | $252,000 | 2,255 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $199,000 | 3,640 |
| Total noninterest expense | $3,465,000 | 2,635 |
| Salaries and employee benefits | $1,717,000 | 2,820 |
| Premises and equipment expense | $386,000 | 2,781 |
| Additional noninterest expense | $1,362,000 | 2,190 |
| Pre-tax net operating income | $559,000 | 3,987 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $199,000 | 2,423 |
| Income before extraordinary items | $360,000 | 4,464 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $360,000 | 4,467 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $360,000 | 4,468 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $141,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $360,000 | 4,414 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 3,034 |
| Total interest expense | $116,000 | 4,317 |
| Net interest income | $1,781,000 | 2,884 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $235,000 | 3,165 |
| Gross Fiduciary activities income | $10,000 | 946 |
| Service charges on deposit accounts | $122,000 | 2,278 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $1,612,000 | 2,825 |
| Salaries and employee benefits | $800,000 | 2,996 |
| Premises and equipment expense | $215,000 | 2,610 |
| Additional noninterest expense | $597,000 | 2,491 |
| Pre-tax net operating income | $374,000 | 3,403 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $142,000 | 2,050 |
| Income before extraordinary items | $232,000 | 3,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 3,997 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $232,000 | 3,997 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $71,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $232,000 | 3,956 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,674,000 | 3,035 |
| Total interest expense | $541,000 | 4,295 |
| Net interest income | $7,133,000 | 2,872 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $1,139,000 | 2,989 |
| Gross Fiduciary activities income | $24,000 | 1,024 |
| Service charges on deposit accounts | $505,000 | 2,364 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $610,000 | 3,096 |
| Total noninterest expense | $6,708,000 | 2,723 |
| Salaries and employee benefits | $3,819,000 | 2,579 |
| Premises and equipment expense | $771,000 | 2,773 |
| Additional noninterest expense | $2,118,000 | 2,853 |
| Pre-tax net operating income | $1,464,000 | 3,460 |
| Securities gains (losses) | $130,000 | 1,155 |
| Applicable income taxes | $597,000 | 1,974 |
| Income before extraordinary items | $997,000 | 3,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $997,000 | 3,917 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $997,000 | 3,918 |
| Net charge-offs | $3,000 | 5,320 |
| Cash dividends | $345,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $913,800 | 4,009 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 3,062 |
| Total interest expense | $414,000 | 4,337 |
| Net interest income | $5,346,000 | 2,886 |
| Provision for loan and lease losses | $80,000 | 3,586 |
| Total noninterest income | $830,000 | 3,071 |
| Gross Fiduciary activities income | $14,000 | 1,033 |
| Service charges on deposit accounts | $384,000 | 2,346 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $432,000 | 3,239 |
| Total noninterest expense | $4,955,000 | 2,762 |
| Salaries and employee benefits | $2,849,000 | 2,594 |
| Premises and equipment expense | $579,000 | 2,796 |
| Additional noninterest expense | $1,527,000 | 2,943 |
| Pre-tax net operating income | $1,141,000 | 3,452 |
| Securities gains (losses) | $130,000 | 1,053 |
| Applicable income taxes | $483,000 | 1,943 |
| Income before extraordinary items | $788,000 | 3,850 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $788,000 | 3,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $788,000 | 3,853 |
| Net charge-offs | $43,000 | 3,966 |
| Cash dividends | $212,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $704,800 | 3,987 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 3,071 |
| Total interest expense | $287,000 | 4,318 |
| Net interest income | $3,544,000 | 2,890 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $540,000 | 3,161 |
| Gross Fiduciary activities income | $5,000 | 1,085 |
| Service charges on deposit accounts | $254,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $281,000 | 3,304 |
| Total noninterest expense | $3,355,000 | 2,726 |
| Salaries and employee benefits | $1,902,000 | 2,615 |
| Premises and equipment expense | $394,000 | 2,776 |
| Additional noninterest expense | $1,059,000 | 2,840 |
| Pre-tax net operating income | $679,000 | 3,621 |
| Securities gains (losses) | $130,000 | 957 |
| Applicable income taxes | $307,000 | 1,991 |
| Income before extraordinary items | $502,000 | 3,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $502,000 | 3,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $502,000 | 3,926 |
| Net charge-offs | $42,000 | 3,498 |
| Cash dividends | $141,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $418,800 | 4,130 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,097 |
| Total interest expense | $150,000 | 4,312 |
| Net interest income | $1,765,000 | 2,900 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $266,000 | 3,175 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $125,000 | 2,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 3,290 |
| Total noninterest expense | $1,746,000 | 2,682 |
| Salaries and employee benefits | $997,000 | 2,516 |
| Premises and equipment expense | $210,000 | 2,669 |
| Additional noninterest expense | $539,000 | 2,799 |
| Pre-tax net operating income | $255,000 | 4,085 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $94,000 | 2,461 |
| Income before extraordinary items | $161,000 | 4,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $161,000 | 4,632 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 4,633 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $63,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $161,000 | 4,524 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 3,128 |
| Total interest expense | $654,000 | 4,567 |
| Net interest income | $7,291,000 | 2,887 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,109,000 | 3,089 |
| Gross Fiduciary activities income | $6,000 | 1,174 |
| Service charges on deposit accounts | $492,000 | 2,524 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $611,000 | 3,077 |
| Total noninterest expense | $6,386,000 | 2,895 |
| Salaries and employee benefits | $3,746,000 | 2,611 |
| Premises and equipment expense | $718,000 | 2,962 |
| Additional noninterest expense | $1,922,000 | 3,189 |
| Pre-tax net operating income | $1,894,000 | 2,911 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $716,000 | 1,814 |
| Income before extraordinary items | $1,178,000 | 3,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,178,000 | 3,592 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,178,000 | 3,593 |
| Net charge-offs | $132,000 | 4,176 |
| Cash dividends | $403,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,178,000 | 3,432 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,184 |
| Total interest expense | $499,000 | 4,650 |
| Net interest income | $5,464,000 | 2,929 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $778,000 | 3,208 |
| Gross Fiduciary activities income | $4,000 | 1,161 |
| Service charges on deposit accounts | $362,000 | 2,583 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $412,000 | 3,228 |
| Total noninterest expense | $4,621,000 | 2,984 |
| Salaries and employee benefits | $2,707,000 | 2,720 |
| Premises and equipment expense | $538,000 | 3,000 |
| Additional noninterest expense | $1,376,000 | 3,326 |
| Pre-tax net operating income | $1,531,000 | 2,842 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $584,000 | 1,777 |
| Income before extraordinary items | $947,000 | 3,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $947,000 | 3,530 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $947,000 | 3,532 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $261,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $947,000 | 3,379 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 3,201 |
| Total interest expense | $335,000 | 4,741 |
| Net interest income | $3,645,000 | 2,929 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $482,000 | 3,307 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $235,000 | 2,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 3,367 |
| Total noninterest expense | $3,042,000 | 3,023 |
| Salaries and employee benefits | $1,792,000 | 2,745 |
| Premises and equipment expense | $352,000 | 3,041 |
| Additional noninterest expense | $898,000 | 3,390 |
| Pre-tax net operating income | $1,025,000 | 2,799 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $390,000 | 1,748 |
| Income before extraordinary items | $635,000 | 3,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $635,000 | 3,527 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $635,000 | 3,527 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $192,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $635,000 | 3,355 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,237 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $1,811,000 | 2,962 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $233,000 | 3,363 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $114,000 | 2,654 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,447 |
| Total noninterest expense | $1,555,000 | 2,960 |
| Salaries and employee benefits | $910,000 | 2,724 |
| Premises and equipment expense | $170,000 | 3,153 |
| Additional noninterest expense | $475,000 | 3,224 |
| Pre-tax net operating income | $459,000 | 3,043 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $173,000 | 1,891 |
| Income before extraordinary items | $286,000 | 3,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $286,000 | 3,731 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $286,000 | 3,732 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $91,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $286,000 | 3,561 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,994,000 | 3,333 |
| Total interest expense | $727,000 | 5,119 |
| Net interest income | $7,267,000 | 2,972 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $995,000 | 3,122 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $477,000 | 2,674 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $517,000 | 3,071 |
| Total noninterest expense | $5,761,000 | 3,154 |
| Salaries and employee benefits | $3,256,000 | 2,926 |
| Premises and equipment expense | $542,000 | 3,834 |
| Additional noninterest expense | $1,963,000 | 3,193 |
| Pre-tax net operating income | $2,381,000 | 2,197 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $967,000 | 1,371 |
| Income before extraordinary items | $1,414,000 | 2,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,414,000 | 2,895 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,414,000 | 2,895 |
| Net charge-offs | $111,000 | 4,888 |
| Cash dividends | $335,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 205 |
| Net operating income | $1,414,000 | 2,794 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 3,376 |
| Total interest expense | $555,000 | 5,204 |
| Net interest income | $5,415,000 | 3,000 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $712,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $366,000 | 2,637 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $346,000 | 3,245 |
| Total noninterest expense | $4,322,000 | 3,166 |
| Salaries and employee benefits | $2,479,000 | 2,878 |
| Premises and equipment expense | $416,000 | 3,818 |
| Additional noninterest expense | $1,427,000 | 3,280 |
| Pre-tax net operating income | $1,685,000 | 2,369 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $680,000 | 1,445 |
| Income before extraordinary items | $1,005,000 | 3,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,005,000 | 3,057 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,005,000 | 3,057 |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $189,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 168 |
| Net operating income | $1,005,000 | 2,956 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 3,428 |
| Total interest expense | $366,000 | 5,329 |
| Net interest income | $3,589,000 | 3,014 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $452,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $241,000 | 2,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 3,410 |
| Total noninterest expense | $2,926,000 | 3,159 |
| Salaries and employee benefits | $1,655,000 | 2,895 |
| Premises and equipment expense | $292,000 | 3,716 |
| Additional noninterest expense | $979,000 | 3,254 |
| Pre-tax net operating income | $1,025,000 | 2,494 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $413,000 | 1,491 |
| Income before extraordinary items | $612,000 | 3,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $612,000 | 3,154 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $612,000 | 3,155 |
| Net charge-offs | $135,000 | 3,528 |
| Cash dividends | $126,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $612,000 | 3,068 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,486 |
| Total interest expense | $184,000 | 5,417 |
| Net interest income | $1,762,000 | 3,061 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $231,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $118,000 | 2,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,364 |
| Total noninterest expense | $1,467,000 | 3,163 |
| Salaries and employee benefits | $839,000 | 2,881 |
| Premises and equipment expense | $163,000 | 3,486 |
| Additional noninterest expense | $465,000 | 3,365 |
| Pre-tax net operating income | $481,000 | 2,626 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $194,000 | 1,543 |
| Income before extraordinary items | $287,000 | 3,329 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $287,000 | 3,326 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $287,000 | 3,327 |
| Net charge-offs | $152,000 | 2,347 |
| Cash dividends | $63,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $287,000 | 3,282 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 3,494 |
| Total interest expense | $1,069,000 | 5,077 |
| Net interest income | $7,125,000 | 3,027 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $1,028,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $470,000 | 2,756 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $558,000 | 3,022 |
| Total noninterest expense | $5,706,000 | 3,236 |
| Salaries and employee benefits | $3,234,000 | 2,925 |
| Premises and equipment expense | $489,000 | 4,242 |
| Additional noninterest expense | $1,983,000 | 3,278 |
| Pre-tax net operating income | $2,207,000 | 2,069 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $857,000 | 1,376 |
| Income before extraordinary items | $1,350,000 | 2,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,350,000 | 2,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,350,000 | 2,678 |
| Net charge-offs | $130,000 | 5,185 |
| Cash dividends | $315,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,350,000 | 2,586 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,183,000 | 3,540 |
| Total interest expense | $866,000 | 5,063 |
| Net interest income | $5,317,000 | 3,075 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $833,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $353,000 | 2,810 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $480,000 | 2,822 |
| Total noninterest expense | $4,256,000 | 3,258 |
| Salaries and employee benefits | $2,355,000 | 3,019 |
| Premises and equipment expense | $352,000 | 4,414 |
| Additional noninterest expense | $1,549,000 | 3,128 |
| Pre-tax net operating income | $1,714,000 | 2,141 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $669,000 | 1,377 |
| Income before extraordinary items | $1,045,000 | 2,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,045,000 | 2,803 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,045,000 | 2,808 |
| Net charge-offs | $118,000 | 4,745 |
| Cash dividends | $189,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,045,000 | 2,676 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 3,587 |
| Total interest expense | $615,000 | 5,009 |
| Net interest income | $3,485,000 | 3,112 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $507,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $236,000 | 2,826 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $271,000 | 3,007 |
| Total noninterest expense | $2,807,000 | 3,285 |
| Salaries and employee benefits | $1,523,000 | 3,107 |
| Premises and equipment expense | $235,000 | 4,435 |
| Additional noninterest expense | $1,049,000 | 3,068 |
| Pre-tax net operating income | $1,065,000 | 2,259 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $415,000 | 1,415 |
| Income before extraordinary items | $650,000 | 2,901 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $650,000 | 2,896 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $650,000 | 2,899 |
| Net charge-offs | $117,000 | 4,075 |
| Cash dividends | $126,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $650,000 | 2,796 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 3,642 |
| Total interest expense | $316,000 | 5,071 |
| Net interest income | $1,737,000 | 3,154 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $263,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $116,000 | 2,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 2,876 |
| Total noninterest expense | $1,429,000 | 3,265 |
| Salaries and employee benefits | $807,000 | 2,992 |
| Premises and equipment expense | $126,000 | 4,352 |
| Additional noninterest expense | $496,000 | 3,209 |
| Pre-tax net operating income | $531,000 | 2,298 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $208,000 | 1,387 |
| Income before extraordinary items | $323,000 | 2,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 2,989 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $323,000 | 2,993 |
| Net charge-offs | $102,000 | 3,082 |
| Cash dividends | $63,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $323,000 | 2,886 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 3,735 |
| Total interest expense | $1,587,000 | 5,036 |
| Net interest income | $6,668,000 | 3,173 |
| Provision for loan and lease losses | $215,000 | 5,698 |
| Total noninterest income | $1,056,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $496,000 | 2,908 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $560,000 | 3,015 |
| Total noninterest expense | $5,834,000 | 3,253 |
| Salaries and employee benefits | $3,155,000 | 3,035 |
| Premises and equipment expense | $496,000 | 4,398 |
| Additional noninterest expense | $2,183,000 | 3,104 |
| Pre-tax net operating income | $1,675,000 | 2,201 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $601,000 | 1,381 |
| Income before extraordinary items | $1,074,000 | 2,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,074,000 | 2,656 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,074,000 | 2,657 |
| Net charge-offs | $56,000 | 6,137 |
| Cash dividends | $314,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,074,000 | 2,609 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 3,785 |
| Total interest expense | $1,243,000 | 5,056 |
| Net interest income | $4,920,000 | 3,232 |
| Provision for loan and lease losses | $215,000 | 5,067 |
| Total noninterest income | $797,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $382,000 | 2,857 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $415,000 | 3,116 |
| Total noninterest expense | $4,288,000 | 3,308 |
| Salaries and employee benefits | $2,304,000 | 3,136 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $1,589,000 | 3,140 |
| Pre-tax net operating income | $1,214,000 | 2,419 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $441,000 | 1,530 |
| Income before extraordinary items | $773,000 | 2,920 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $773,000 | 2,918 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $773,000 | 2,921 |
| Net charge-offs | $59,000 | 5,550 |
| Cash dividends | $189,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $773,000 | 2,858 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 3,834 |
| Total interest expense | $863,000 | 5,081 |
| Net interest income | $3,229,000 | 3,258 |
| Provision for loan and lease losses | $85,000 | 5,530 |
| Total noninterest income | $482,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $261,000 | 2,768 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $221,000 | 3,499 |
| Total noninterest expense | $2,780,000 | 3,426 |
| Salaries and employee benefits | $1,430,000 | 3,371 |
| Premises and equipment expense | $269,000 | 4,266 |
| Additional noninterest expense | $1,081,000 | 3,090 |
| Pre-tax net operating income | $846,000 | 2,411 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $318,000 | 1,474 |
| Income before extraordinary items | $528,000 | 2,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 2,990 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $528,000 | 2,991 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $125,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $528,000 | 2,889 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,922 |
| Total interest expense | $449,000 | 5,100 |
| Net interest income | $1,564,000 | 3,337 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $228,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $96,000 | 3,715 |
| Total noninterest expense | $1,286,000 | 3,562 |
| Salaries and employee benefits | $642,000 | 3,724 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $498,000 | 3,016 |
| Pre-tax net operating income | $446,000 | 2,583 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $169,000 | 1,620 |
| Income before extraordinary items | $277,000 | 3,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $277,000 | 3,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $277,000 | 3,268 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $63,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $277,000 | 3,122 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 4,062 |
| Total interest expense | $2,389,000 | 4,858 |
| Net interest income | $5,840,000 | 3,541 |
| Provision for loan and lease losses | $446,000 | 3,984 |
| Total noninterest income | $1,232,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $579,000 | 2,711 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $653,000 | 2,753 |
| Total noninterest expense | $5,121,000 | 3,498 |
| Salaries and employee benefits | $2,521,000 | 3,756 |
| Premises and equipment expense | $548,000 | 4,221 |
| Additional noninterest expense | $2,052,000 | 2,803 |
| Pre-tax net operating income | $1,505,000 | 3,028 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $550,000 | 1,751 |
| Income before extraordinary items | $955,000 | 3,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $955,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $315,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $955,000 | 3,515 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 4,145 |
| Total interest expense | $1,849,000 | 4,891 |
| Net interest income | $4,284,000 | 3,627 |
| Provision for loan and lease losses | $246,000 | 3,876 |
| Total noninterest income | $952,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $443,000 | 2,686 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $509,000 | 2,783 |
| Total noninterest expense | $3,913,000 | 3,444 |
| Salaries and employee benefits | $2,035,000 | 3,564 |
| Premises and equipment expense | $427,000 | 4,099 |
| Additional noninterest expense | $1,451,000 | 2,860 |
| Pre-tax net operating income | $1,077,000 | 3,535 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $396,000 | 2,169 |
| Income before extraordinary items | $681,000 | 3,873 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $681,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $189,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $681,000 | 4,024 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 4,217 |
| Total interest expense | $1,266,000 | 4,969 |
| Net interest income | $2,786,000 | 3,683 |
| Provision for loan and lease losses | $233,000 | 2,920 |
| Total noninterest income | $588,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $294,000 | 2,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $294,000 | 3,055 |
| Total noninterest expense | $2,539,000 | 3,528 |
| Salaries and employee benefits | $1,331,000 | 3,656 |
| Premises and equipment expense | $308,000 | 3,890 |
| Additional noninterest expense | $900,000 | 3,012 |
| Pre-tax net operating income | $602,000 | 4,014 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $216,000 | 2,585 |
| Income before extraordinary items | $386,000 | 4,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $126,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $386,000 | 4,488 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 4,307 |
| Total interest expense | $663,000 | 5,020 |
| Net interest income | $1,343,000 | 3,776 |
| Provision for loan and lease losses | $85,000 | 2,985 |
| Total noninterest income | $264,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,374 |
| Total noninterest expense | $1,242,000 | 3,594 |
| Salaries and employee benefits | $659,000 | 3,706 |
| Premises and equipment expense | $160,000 | 3,794 |
| Additional noninterest expense | $423,000 | 3,147 |
| Pre-tax net operating income | $280,000 | 4,305 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $97,000 | 2,838 |
| Income before extraordinary items | $183,000 | 4,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $63,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $183,000 | 4,726 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,589,000 | 4,518 |
| Total interest expense | $2,574,000 | 5,177 |
| Net interest income | $5,015,000 | 3,998 |
| Provision for loan and lease losses | $56,000 | 5,586 |
| Total noninterest income | $1,287,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $636,000 | 2,562 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $651,000 | 2,874 |
| Total noninterest expense | $5,134,000 | 3,382 |
| Salaries and employee benefits | $2,627,000 | 3,586 |
| Premises and equipment expense | $487,000 | 4,451 |
| Additional noninterest expense | $2,020,000 | 2,654 |
| Pre-tax net operating income | $1,112,000 | 4,520 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $393,000 | 3,047 |
| Income before extraordinary items | $719,000 | 4,999 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $719,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $314,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $719,000 | 4,980 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 4,576 |
| Total interest expense | $1,936,000 | 5,184 |
| Net interest income | $3,664,000 | 4,085 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $914,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $465,000 | 2,593 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $449,000 | 3,018 |
| Total noninterest expense | $3,758,000 | 3,420 |
| Salaries and employee benefits | $1,957,000 | 3,597 |
| Premises and equipment expense | $341,000 | 4,621 |
| Additional noninterest expense | $1,460,000 | 2,680 |
| Pre-tax net operating income | $811,000 | 4,808 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $289,000 | 3,248 |
| Income before extraordinary items | $522,000 | 5,298 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $522,000 | 5,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,311 |
| Cash dividends | $188,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $522,000 | 5,285 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 4,650 |
| Total interest expense | $1,261,000 | 5,260 |
| Net interest income | $2,387,000 | 4,182 |
| Provision for loan and lease losses | $32,000 | 4,837 |
| Total noninterest income | $553,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $299,000 | 2,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $254,000 | 3,313 |
| Total noninterest expense | $2,411,000 | 3,549 |
| Salaries and employee benefits | $1,276,000 | 3,694 |
| Premises and equipment expense | $226,000 | 4,661 |
| Additional noninterest expense | $909,000 | 2,854 |
| Pre-tax net operating income | $497,000 | 5,055 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $175,000 | 3,438 |
| Income before extraordinary items | $322,000 | 5,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $322,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $126,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $322,000 | 5,493 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,684 |
| Total interest expense | $611,000 | 5,331 |
| Net interest income | $1,195,000 | 4,174 |
| Provision for loan and lease losses | $32,000 | 3,691 |
| Total noninterest income | $263,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $136,000 | 2,808 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $127,000 | 3,312 |
| Total noninterest expense | $1,091,000 | 3,858 |
| Salaries and employee benefits | $576,000 | 3,994 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $401,000 | 3,166 |
| Pre-tax net operating income | $335,000 | 4,405 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $123,000 | 3,006 |
| Income before extraordinary items | $212,000 | 4,924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $212,000 | 4,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,794 |
| Cash dividends | $63,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $212,000 | 4,908 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 4,564 |
| Total interest expense | $1,975,000 | 5,436 |
| Net interest income | $5,026,000 | 3,992 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $1,243,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $610,000 | 2,655 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $633,000 | 2,921 |
| Total noninterest expense | $4,701,000 | 3,517 |
| Salaries and employee benefits | $2,555,000 | 3,560 |
| Premises and equipment expense | $413,000 | 4,823 |
| Additional noninterest expense | $1,733,000 | 2,919 |
| Pre-tax net operating income | $1,443,000 | 4,374 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $534,000 | 3,067 |
| Income before extraordinary items | $909,000 | 4,927 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $909,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $304,000 | 4,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $909,000 | 4,919 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 4,598 |
| Total interest expense | $1,417,000 | 5,492 |
| Net interest income | $3,758,000 | 4,026 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $935,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $457,000 | 2,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $478,000 | 2,923 |
| Total noninterest expense | $3,379,000 | 3,630 |
| Salaries and employee benefits | $1,802,000 | 3,723 |
| Premises and equipment expense | $301,000 | 4,932 |
| Additional noninterest expense | $1,276,000 | 2,959 |
| Pre-tax net operating income | $1,234,000 | 4,229 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $465,000 | 2,959 |
| Income before extraordinary items | $769,000 | 4,793 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $769,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $189,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $769,000 | 4,791 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 4,636 |
| Total interest expense | $879,000 | 5,571 |
| Net interest income | $2,476,000 | 4,076 |
| Provision for loan and lease losses | $59,000 | 4,293 |
| Total noninterest income | $594,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $296,000 | 2,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,033 |
| Total noninterest expense | $2,253,000 | 3,638 |
| Salaries and employee benefits | $1,217,000 | 3,706 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $837,000 | 3,004 |
| Pre-tax net operating income | $758,000 | 4,445 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $284,000 | 3,120 |
| Income before extraordinary items | $474,000 | 5,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $474,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $126,000 | 4,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $474,000 | 5,006 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,677 |
| Total interest expense | $390,000 | 5,767 |
| Net interest income | $1,232,000 | 4,089 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $288,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $143,000 | 2,699 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,030 |
| Total noninterest expense | $1,065,000 | 3,817 |
| Salaries and employee benefits | $567,000 | 3,917 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $397,000 | 3,141 |
| Pre-tax net operating income | $415,000 | 4,194 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $159,000 | 2,951 |
| Income before extraordinary items | $256,000 | 4,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $63,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $256,000 | 4,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 4,515 |
| Total interest expense | $1,108,000 | 6,028 |
| Net interest income | $5,106,000 | 3,894 |
| Provision for loan and lease losses | $83,000 | 5,092 |
| Total noninterest income | $1,122,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $568,000 | 2,783 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $554,000 | 3,199 |
| Total noninterest expense | $4,575,000 | 3,472 |
| Salaries and employee benefits | $2,620,000 | 3,346 |
| Premises and equipment expense | $395,000 | 4,892 |
| Additional noninterest expense | $1,560,000 | 3,131 |
| Pre-tax net operating income | $1,570,000 | 4,264 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $590,000 | 3,098 |
| Income before extraordinary items | $980,000 | 4,878 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $980,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,950 |
| Cash dividends | $294,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $980,000 | 4,851 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 4,562 |
| Total interest expense | $774,000 | 6,099 |
| Net interest income | $3,734,000 | 3,957 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $814,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $423,000 | 2,792 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $391,000 | 3,320 |
| Total noninterest expense | $3,207,000 | 3,649 |
| Salaries and employee benefits | $1,752,000 | 3,647 |
| Premises and equipment expense | $298,000 | 4,864 |
| Additional noninterest expense | $1,157,000 | 3,128 |
| Pre-tax net operating income | $1,268,000 | 4,179 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $490,000 | 2,986 |
| Income before extraordinary items | $778,000 | 4,831 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $778,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,359 |
| Cash dividends | $188,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $778,000 | 4,796 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 4,588 |
| Total interest expense | $485,000 | 6,113 |
| Net interest income | $2,436,000 | 4,012 |
| Provision for loan and lease losses | $58,000 | 4,382 |
| Total noninterest income | $488,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $282,000 | 2,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $206,000 | 3,716 |
| Total noninterest expense | $2,073,000 | 3,706 |
| Salaries and employee benefits | $1,154,000 | 3,678 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $712,000 | 3,328 |
| Pre-tax net operating income | $793,000 | 4,301 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $307,000 | 3,063 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $486,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $126,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $486,000 | 4,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 4,633 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $1,202,000 | 4,057 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $226,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $134,000 | 2,786 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $1,013,000 | 3,809 |
| Salaries and employee benefits | $559,000 | 3,767 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $348,000 | 3,377 |
| Pre-tax net operating income | $405,000 | 4,245 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $157,000 | 3,029 |
| Income before extraordinary items | $248,000 | 4,890 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $248,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $63,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $248,000 | 4,845 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 4,337 |
| Total interest expense | $772,000 | 6,352 |
| Net interest income | $5,081,000 | 3,767 |
| Provision for loan and lease losses | $144,000 | 4,341 |
| Total noninterest income | $1,162,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $532,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $630,000 | 2,896 |
| Total noninterest expense | $4,401,000 | 3,479 |
| Salaries and employee benefits | $2,406,000 | 3,449 |
| Premises and equipment expense | $424,000 | 4,580 |
| Additional noninterest expense | $1,571,000 | 3,011 |
| Pre-tax net operating income | $1,698,000 | 3,932 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $656,000 | 2,872 |
| Income before extraordinary items | $1,042,000 | 4,580 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,042,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $283,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,042,000 | 4,506 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 4,315 |
| Total interest expense | $563,000 | 6,397 |
| Net interest income | $3,816,000 | 3,742 |
| Provision for loan and lease losses | $122,000 | 3,958 |
| Total noninterest income | $864,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $393,000 | 3,054 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $471,000 | 2,904 |
| Total noninterest expense | $3,191,000 | 3,533 |
| Salaries and employee benefits | $1,740,000 | 3,526 |
| Premises and equipment expense | $326,000 | 4,511 |
| Additional noninterest expense | $1,125,000 | 3,108 |
| Pre-tax net operating income | $1,367,000 | 3,824 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $531,000 | 2,801 |
| Income before extraordinary items | $836,000 | 4,493 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $836,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $189,000 | 4,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $836,000 | 4,415 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 4,375 |
| Total interest expense | $373,000 | 6,450 |
| Net interest income | $2,496,000 | 3,787 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $489,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $252,000 | 3,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 3,420 |
| Total noninterest expense | $2,028,000 | 3,691 |
| Salaries and employee benefits | $1,077,000 | 3,758 |
| Premises and equipment expense | $219,000 | 4,482 |
| Additional noninterest expense | $732,000 | 3,181 |
| Pre-tax net operating income | $886,000 | 3,842 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $346,000 | 2,822 |
| Income before extraordinary items | $540,000 | 4,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $126,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $540,000 | 4,448 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 4,455 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $1,232,000 | 3,819 |
| Provision for loan and lease losses | $53,000 | 3,225 |
| Total noninterest income | $224,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $105,000 | 3,606 |
| Total noninterest expense | $978,000 | 3,829 |
| Salaries and employee benefits | $530,000 | 3,818 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $340,000 | 3,380 |
| Pre-tax net operating income | $425,000 | 3,939 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $167,000 | 2,886 |
| Income before extraordinary items | $258,000 | 4,665 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $258,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $63,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $258,000 | 4,538 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 4,528 |
| Total interest expense | $901,000 | 6,408 |
| Net interest income | $4,660,000 | 3,894 |
| Provision for loan and lease losses | $49,000 | 6,327 |
| Total noninterest income | $1,036,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $456,000 | 3,334 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $4,188,000 | 3,571 |
| Salaries and employee benefits | $2,248,000 | 3,555 |
| Premises and equipment expense | $418,000 | 4,586 |
| Additional noninterest expense | $1,522,000 | 3,038 |
| Pre-tax net operating income | $1,459,000 | 4,194 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $545,000 | 3,235 |
| Income before extraordinary items | $914,000 | 4,895 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $914,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $273,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $914,000 | 4,737 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 4,554 |
| Total interest expense | $719,000 | 6,392 |
| Net interest income | $3,494,000 | 3,906 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $776,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $337,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 3,374 |
| Total noninterest expense | $3,070,000 | 3,629 |
| Salaries and employee benefits | $1,660,000 | 3,595 |
| Premises and equipment expense | $314,000 | 4,572 |
| Additional noninterest expense | $1,096,000 | 3,141 |
| Pre-tax net operating income | $1,164,000 | 4,156 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $448,000 | 3,217 |
| Income before extraordinary items | $716,000 | 4,938 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $716,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $189,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $716,000 | 4,743 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 4,588 |
| Total interest expense | $515,000 | 6,307 |
| Net interest income | $2,299,000 | 3,961 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $445,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $222,000 | 3,369 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $223,000 | 3,834 |
| Total noninterest expense | $1,985,000 | 3,714 |
| Salaries and employee benefits | $1,068,000 | 3,702 |
| Premises and equipment expense | $213,000 | 4,529 |
| Additional noninterest expense | $704,000 | 3,222 |
| Pre-tax net operating income | $739,000 | 4,280 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $283,000 | 3,340 |
| Income before extraordinary items | $456,000 | 5,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $456,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $126,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $456,000 | 4,843 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,514 |
| Total interest expense | $269,000 | 6,268 |
| Net interest income | $1,180,000 | 3,878 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $200,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $97,000 | 3,987 |
| Total noninterest expense | $1,010,000 | 3,631 |
| Salaries and employee benefits | $564,000 | 3,535 |
| Premises and equipment expense | $109,000 | 4,452 |
| Additional noninterest expense | $337,000 | 3,299 |
| Pre-tax net operating income | $359,000 | 4,326 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $134,000 | 3,424 |
| Income before extraordinary items | $225,000 | 5,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $63,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $225,000 | 4,799 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 4,675 |
| Total interest expense | $1,305,000 | 6,164 |
| Net interest income | $4,487,000 | 4,002 |
| Provision for loan and lease losses | $41,000 | 6,906 |
| Total noninterest income | $955,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $408,000 | 3,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $547,000 | 3,120 |
| Total noninterest expense | $4,018,000 | 3,550 |
| Salaries and employee benefits | $2,025,000 | 3,695 |
| Premises and equipment expense | $432,000 | 4,382 |
| Additional noninterest expense | $1,561,000 | 2,869 |
| Pre-tax net operating income | $1,383,000 | 4,326 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $512,000 | 3,397 |
| Income before extraordinary items | $871,000 | 4,969 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $871,000 | 4,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $262,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $871,000 | 4,836 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 5,156 |
| Total interest expense | $1,768,000 | 6,474 |
| Net interest income | $3,942,000 | 4,170 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $927,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $291,000 | 4,233 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $636,000 | 2,733 |
| Total noninterest expense | $3,628,000 | 3,717 |
| Salaries and employee benefits | $1,813,000 | 3,895 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $1,358,000 | 3,142 |
| Pre-tax net operating income | $1,226,000 | 4,370 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $445,000 | 3,522 |
| Income before extraordinary items | $781,000 | 4,929 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $781,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,918 |
| Cash dividends | $352,000 | 4,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $781,000 | 4,812 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 5,579 |
| Total interest expense | $1,756,000 | 6,688 |
| Net interest income | $3,476,000 | 4,630 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $729,000 | 3,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 3,165 |
| Total noninterest expense | $2,991,000 | 4,243 |
| Salaries and employee benefits | $1,524,000 | 4,307 |
| Premises and equipment expense | $341,000 | 5,025 |
| Additional noninterest expense | $1,126,000 | 3,636 |
| Pre-tax net operating income | $1,214,000 | 4,688 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $454,000 | 3,713 |
| Income before extraordinary items | $760,000 | 5,203 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $760,000 | 5,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $291,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $760,000 | 5,193 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 5,952 |
| Total interest expense | $1,315,000 | 7,376 |
| Net interest income | $3,166,000 | 4,974 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $521,000 | 4,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,081 |
| Total noninterest expense | $2,560,000 | 4,791 |
| Salaries and employee benefits | $1,283,000 | 4,917 |
| Premises and equipment expense | $293,000 | 5,535 |
| Additional noninterest expense | $984,000 | 4,069 |
| Pre-tax net operating income | $1,127,000 | 4,961 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $422,000 | 4,019 |
| Income before extraordinary items | $708,000 | 5,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $708,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $231,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $706,080 | 5,405 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 6,447 |
| Total interest expense | $1,209,000 | 7,891 |
| Net interest income | $2,829,000 | 5,361 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $438,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,307 |
| Total noninterest expense | $2,378,000 | 4,938 |
| Salaries and employee benefits | $1,215,000 | 5,030 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $883,000 | 4,353 |
| Pre-tax net operating income | $889,000 | 5,775 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $327,000 | 4,944 |
| Income before extraordinary items | $562,000 | 6,256 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $562,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $210,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $562,000 | 6,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 6,812 |
| Total interest expense | $1,178,000 | 8,179 |
| Net interest income | $2,655,000 | 5,817 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $384,000 | 5,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,882 |
| Total noninterest expense | $2,127,000 | 5,418 |
| Salaries and employee benefits | $1,074,000 | 5,578 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $876,000 | 4,411 |
| Pre-tax net operating income | $912,000 | 6,108 |
| Securities gains (losses) | $51,000 | 1,331 |
| Applicable income taxes | $356,000 | 5,248 |
| Income before extraordinary items | $607,000 | 6,322 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $607,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $189,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $574,360 | 6,455 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 7,326 |
| Total interest expense | $1,098,000 | 8,706 |
| Net interest income | $2,451,000 | 6,277 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $327,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,587 |
| Total noninterest expense | $1,882,000 | 6,209 |
| Salaries and employee benefits | $974,000 | 6,111 |
| Premises and equipment expense | $169,000 | 7,642 |
| Additional noninterest expense | $739,000 | 5,521 |
| Pre-tax net operating income | $896,000 | 6,098 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $384,000 | 5,020 |
| Income before extraordinary items | $512,000 | 6,815 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $512,000 | 6,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $147,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $512,000 | 6,758 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 7,705 |
| Total interest expense | $1,051,000 | 9,078 |
| Net interest income | $2,329,000 | 6,623 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $1,772,000 | 6,540 |
| Salaries and employee benefits | $948,000 | 6,301 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $696,000 | 5,886 |
| Pre-tax net operating income | $897,000 | 6,431 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $392,000 | 5,017 |
| Income before extraordinary items | $505,000 | 7,211 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $505,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $136,000 | 6,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $505,000 | 7,186 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 7,612 |
| Total interest expense | $926,000 | 9,012 |
| Net interest income | $2,378,000 | 6,702 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $334,000 | 6,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $1,835,000 | 6,604 |
| Salaries and employee benefits | $896,000 | 6,663 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $817,000 | 5,603 |
| Pre-tax net operating income | $877,000 | 6,505 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $369,000 | 5,062 |
| Income before extraordinary items | $508,000 | 7,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $508,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $84,000 | 7,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $508,000 | 7,279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 8,076 |
| Total interest expense | $1,003,000 | 9,097 |
| Net interest income | $2,156,000 | 7,284 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $1,807,000 | 6,870 |
| Salaries and employee benefits | $816,000 | 7,228 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $868,000 | 5,536 |
| Pre-tax net operating income | $658,000 | 7,585 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $386,000 | 8,571 |
| Extraordinary gains, net | $126,000 | 1,380 |
| Net income | $512,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $379,000 | 654 |
| Net operating income | $384,720 | 8,329 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 8,126 |
| Total interest expense | $1,489,000 | 8,543 |
| Net interest income | $2,049,000 | 7,626 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $1,866,000 | 6,753 |
| Salaries and employee benefits | $882,000 | 6,721 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $884,000 | 5,606 |
| Pre-tax net operating income | $294,000 | 10,194 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $114,000 | 9,543 |
| Income before extraordinary items | $180,000 | 10,869 |
| Extraordinary gains, net | $61,000 | 934 |
| Net income | $241,000 | 10,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 3,682 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $180,000 | 10,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.