Home > The Rock Island Bank > Income and Expense
The Rock Island Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $37,749,000 | 908 |
| Total interest expense | $19,130,000 | 859 |
| Net interest income | $18,619,000 | 960 |
| Provision for loan and lease losses | $3,310,000 | 409 |
| Total noninterest income | $4,220,000 | 1,038 |
| Gross Fiduciary activities income | $552,000 | 615 |
| Service charges on deposit accounts | $1,211,000 | 1,034 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,457,000 | 953 |
| Total noninterest expense | $10,321,000 | 1,285 |
| Salaries and employee benefits | $5,497,000 | 1,197 |
| Premises and equipment expense | $2,003,000 | 990 |
| Additional noninterest expense | $2,821,000 | 1,519 |
| Pre-tax net operating income | $9,208,000 | 873 |
| Securities gains (losses) | $-48,000 | 10,635 |
| Applicable income taxes | $3,055,000 | 916 |
| Income before extraordinary items | $6,105,000 | 902 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,105,000 | 904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,989,000 | 508 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,137,160 | 878 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,508,000 | 1,041 |
| Total interest expense | $16,667,000 | 1,003 |
| Net interest income | $16,841,000 | 1,080 |
| Provision for loan and lease losses | $2,525,000 | 517 |
| Total noninterest income | $3,604,000 | 1,196 |
| Gross Fiduciary activities income | $433,000 | 744 |
| Service charges on deposit accounts | $1,119,000 | 1,190 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,052,000 | 1,139 |
| Total noninterest expense | $10,863,000 | 1,323 |
| Salaries and employee benefits | $6,181,000 | 1,084 |
| Premises and equipment expense | $1,839,000 | 1,136 |
| Additional noninterest expense | $2,843,000 | 1,824 |
| Pre-tax net operating income | $7,057,000 | 1,059 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,547,000 | 999 |
| Income before extraordinary items | $4,510,000 | 1,138 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,510,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 857 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 186 |
| Net operating income | $4,510,000 | 1,122 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,658,000 | 1,204 |
| Total interest expense | $14,135,000 | 1,179 |
| Net interest income | $14,523,000 | 1,242 |
| Provision for loan and lease losses | $1,630,000 | 670 |
| Total noninterest income | $3,215,000 | 1,297 |
| Gross Fiduciary activities income | $334,000 | 854 |
| Service charges on deposit accounts | $1,031,000 | 1,316 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,850,000 | 1,187 |
| Total noninterest expense | $9,980,000 | 1,419 |
| Salaries and employee benefits | $5,635,000 | 1,189 |
| Premises and equipment expense | $1,648,000 | 1,262 |
| Additional noninterest expense | $2,697,000 | 1,851 |
| Pre-tax net operating income | $6,128,000 | 1,244 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $2,041,000 | 1,253 |
| Income before extraordinary items | $4,098,000 | 1,287 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,098,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,889,000 | 589 |
| Cash dividends | $1,750,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,090,630 | 1,271 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,564,000 | 1,329 |
| Total interest expense | $9,564,000 | 1,359 |
| Net interest income | $14,000,000 | 1,291 |
| Provision for loan and lease losses | $2,770,000 | 460 |
| Total noninterest income | $3,050,000 | 1,349 |
| Gross Fiduciary activities income | $344,000 | 850 |
| Service charges on deposit accounts | $959,000 | 1,406 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,747,000 | 1,246 |
| Total noninterest expense | $9,228,000 | 1,591 |
| Salaries and employee benefits | $5,150,000 | 1,313 |
| Premises and equipment expense | $1,277,000 | 1,616 |
| Additional noninterest expense | $2,801,000 | 1,929 |
| Pre-tax net operating income | $5,052,000 | 1,464 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,689,000 | 1,390 |
| Income before extraordinary items | $3,363,000 | 1,467 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,363,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,881,000 | 577 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,363,000 | 1,480 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,985,000 | 1,438 |
| Total interest expense | $9,207,000 | 1,451 |
| Net interest income | $12,778,000 | 1,420 |
| Provision for loan and lease losses | $2,190,000 | 762 |
| Total noninterest income | $3,601,000 | 1,269 |
| Gross Fiduciary activities income | $290,000 | 952 |
| Service charges on deposit accounts | $694,000 | 1,964 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,617,000 | 1,055 |
| Total noninterest expense | $9,253,000 | 1,631 |
| Salaries and employee benefits | $5,034,000 | 1,332 |
| Premises and equipment expense | $1,104,000 | 1,883 |
| Additional noninterest expense | $3,115,000 | 1,861 |
| Pre-tax net operating income | $4,936,000 | 1,417 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,716,000 | 1,385 |
| Income before extraordinary items | $3,220,000 | 1,582 |
| Extraordinary gains, net | $545,000 | 419 |
| Net income | $3,765,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,361,000 | 660 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,220,000 | 1,488 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,760,000 | 1,793 |
| Total interest expense | $9,704,000 | 1,760 |
| Net interest income | $10,056,000 | 1,825 |
| Provision for loan and lease losses | $1,742,000 | 1,272 |
| Total noninterest income | $3,605,000 | 1,243 |
| Gross Fiduciary activities income | $244,000 | 1,029 |
| Service charges on deposit accounts | $529,000 | 2,610 |
| Trading account gains and fees | $15,000 | 389 |
| Additional Noninterest Income | $2,817,000 | 998 |
| Total noninterest expense | $7,583,000 | 1,955 |
| Salaries and employee benefits | $4,139,000 | 1,601 |
| Premises and equipment expense | $913,000 | 2,277 |
| Additional noninterest expense | $2,531,000 | 2,295 |
| Pre-tax net operating income | $4,336,000 | 1,466 |
| Securities gains (losses) | $173,000 | 2,228 |
| Applicable income taxes | $1,953,000 | 1,146 |
| Income before extraordinary items | $2,556,000 | 1,783 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,556,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,998 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 200 |
| Net operating income | $2,445,280 | 1,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.