The Rochester Community Savings Bank, Net Loans and Leases

1996-12-31Rank
Net loans and leases$2,048,351,000236
Loan loss allowance$28,840,000263
Total loans and leases$2,077,191,000237
Unearned income$3,447,000542
Loans and leases, gross$2,077,191,000239
All real estate loans$984,602,000258
Real estate loans in domestic offices$984,602,000257
Construction and development loans$3,706,0002,951
Commercial RE$37,622,0001,355
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$13,256,000696
1-4 family residential loans$930,018,000196
Farmland loans$07,844
Loans held in foreign officesNANA
Farm loans$07,349
Commercial and industrial loans$332,00010,060
To non-U.S. addressees$0238
Loans to individuals$1,091,432,000111
Credit card loans$16,990,000353
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,074,442,00058
All other loans & leases$4,272,0001,028
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$04,967
Other loans$4,272,000493
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$1,967,558,000254
Loan loss allowance$26,382,000291
Total loans and leases$1,993,940,000255
Unearned income$7,788,000287
Loans and leases, gross$1,993,940,000256
All real estate loans$1,089,644,000243
Real estate loans in domestic offices$1,089,644,000243
Construction and development loans$977,0005,386
Commercial RE$51,290,000979
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$16,246,000630
1-4 family residential loans$1,021,131,000170
Farmland loans$08,172
Loans held in foreign officesNANA
Farm loans$07,657
Commercial and industrial loans$3,266,0006,456
To non-U.S. addressees$0259
Loans to individuals$906,175,000124
Credit card loans$17,666,000390
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$888,509,00073
All other loans & leases$2,643,0001,430
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$05,205
Other loans$2,643,000666
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$1,865,734,000252
Loan loss allowance$26,468,000288
Total loans and leases$1,892,202,000253
Unearned income$6,813,000353
Loans and leases, gross$1,892,202,000254
All real estate loans$1,064,787,000246
Real estate loans in domestic offices$1,064,787,000245
Construction and development loans$266,0007,754
Commercial RE$68,223,000714
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$28,576,000425
1-4 family residential loans$967,722,000175
Farmland loans$08,618
Loans held in foreign officesNANA
Farm loans$08,029
Commercial and industrial loans$5,746,0004,600
To non-U.S. addressees$0273
Loans to individuals$826,548,000118
Credit card loans$19,746,000369
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$806,802,00073
All other loans & leases$1,934,0001,798
Loans to foreign governments and official institutions$0122
Obligations of states and political subdivisions in U.S.$05,473
Other loans$1,934,000835
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$2,191,280,000201
Loan loss allowance$25,396,000318
Total loans and leases$2,216,676,000202
Unearned income$9,705,000260
Loans and leases, gross$2,216,676,000202
All real estate loans$1,537,240,000161
Real estate loans in domestic offices$1,537,240,000159
Construction and development loans$1,198,0004,835
Commercial RE$84,308,000579
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$45,331,000289
1-4 family residential loans$1,406,403,000103
Farmland loans$08,903
Loans held in foreign officesNANA
Farm loans$08,303
Commercial and industrial loans$29,300,0001,167
To non-U.S. addressees$0272
Loans to individuals$656,916,000123
Credit card loans$22,902,000356
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$634,014,00079
All other loans & leases$2,925,0001,409
Loans to foreign governments and official institutions$0124
Obligations of states and political subdivisions in U.S.$05,852
Other loans$2,679,000693
Lease financing receivables$246,0001,066
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$6,0004,482
Non 1-4 family restructured loans & leases$6,0004,482
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$1,981,436,000207
Loan loss allowance$32,951,000269
Total loans and leases$2,014,387,000209
Unearned income$11,280,000275
Loans and leases, gross$2,014,387,000211
All real estate loans$1,629,747,000134
Real estate loans in domestic offices$1,629,747,000133
Construction and development loans$28,862,000500
Commercial RE$109,206,000474
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$72,649,000177
1-4 family residential loans$1,419,030,00087
Farmland loans$09,111
Loans held in foreign officesNANA
Farm loans$08,531
Commercial and industrial loans$35,189,0001,048
To non-U.S. addressees$0266
Loans to individuals$355,539,000200
Credit card loans$25,921,000347
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$329,618,000143
All other loans & leases$5,192,0001,051
Loans to foreign governments and official institutions$0142
Obligations of states and political subdivisions in U.S.$06,060
Other loans$3,410,000621
Lease financing receivables$1,782,000470
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$27,0004,566
Non 1-4 family restructured loans & leases$27,0004,566
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA