Home > The Rochester Community Savings Bank > Net charge- offs to loans
The Rochester Community Savings Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5739% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3014% | 172 |
| Percentage Net Loans Charged-off:Construction & development | -75.7153% | 1,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9812% | 5 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1726% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3811% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8529% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5766% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 288.0865% | 1 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5574% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1470% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6057% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0002% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4629% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4191% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 212.0378% | 2 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4372% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2194% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2525% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5402% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5901% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9270% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9857% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 36.4800% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5112% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9632% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9539% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5289% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3851% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1997% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5576% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4746% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 4.2022% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5114% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2390% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0165% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6057% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1316% | 18 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |