Home > The RiverBank > Income and Expense
The RiverBank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,423,000 | 1,608 |
| Total interest expense | $3,448,000 | 1,377 |
| Net interest income | $9,975,000 | 1,694 |
| Provision for loan and lease losses | $4,094,000 | 727 |
| Total noninterest income | $3,171,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $647,000 | 1,686 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,524,000 | 950 |
| Total noninterest expense | $19,479,000 | 760 |
| Salaries and employee benefits | $5,286,000 | 1,405 |
| Premises and equipment expense | $1,556,000 | 1,228 |
| Additional noninterest expense | $12,637,000 | 452 |
| Pre-tax net operating income | $-10,427,000 | 7,341 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-10,427,000 | 7,343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,427,000 | 7,343 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-10,427,000 | 7,343 |
| Net charge-offs | $2,425,000 | 1,069 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-10,427,000 | 7,339 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,978,000 | 1,615 |
| Total interest expense | $2,410,000 | 1,365 |
| Net interest income | $6,568,000 | 1,709 |
| Provision for loan and lease losses | $3,579,000 | 594 |
| Total noninterest income | $2,354,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $419,000 | 1,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,935,000 | 858 |
| Total noninterest expense | $13,477,000 | 733 |
| Salaries and employee benefits | $3,634,000 | 1,376 |
| Premises and equipment expense | $1,018,000 | 1,258 |
| Additional noninterest expense | $8,825,000 | 444 |
| Pre-tax net operating income | $-8,134,000 | 7,427 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-8,134,000 | 7,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,134,000 | 7,427 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-8,134,000 | 7,427 |
| Net charge-offs | $1,407,000 | 1,179 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-8,134,000 | 7,427 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 1,583 |
| Total interest expense | $1,256,000 | 1,355 |
| Net interest income | $3,382,000 | 1,651 |
| Provision for loan and lease losses | $3,579,000 | 316 |
| Total noninterest income | $1,138,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $212,000 | 1,660 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $926,000 | 874 |
| Total noninterest expense | $3,822,000 | 1,306 |
| Salaries and employee benefits | $1,890,000 | 1,332 |
| Premises and equipment expense | $491,000 | 1,322 |
| Additional noninterest expense | $1,441,000 | 1,234 |
| Pre-tax net operating income | $-2,881,000 | 7,452 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,881,000 | 7,446 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,881,000 | 7,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,881,000 | 7,446 |
| Net charge-offs | $276,000 | 1,826 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,881,000 | 7,449 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,316,000 | 1,595 |
| Total interest expense | $6,465,000 | 1,280 |
| Net interest income | $12,851,000 | 1,726 |
| Provision for loan and lease losses | $11,359,000 | 605 |
| Total noninterest income | $6,586,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,129,000 | 1,347 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,457,000 | 695 |
| Total noninterest expense | $22,856,000 | 884 |
| Salaries and employee benefits | $7,248,000 | 1,350 |
| Premises and equipment expense | $2,222,000 | 1,173 |
| Additional noninterest expense | $13,386,000 | 570 |
| Pre-tax net operating income | $-14,778,000 | 7,452 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-14,778,000 | 7,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,778,000 | 7,466 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-14,778,000 | 7,466 |
| Net charge-offs | $13,660,000 | 470 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,778,000 | 7,462 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,785,000 | 1,597 |
| Total interest expense | $5,066,000 | 1,264 |
| Net interest income | $9,719,000 | 1,733 |
| Provision for loan and lease losses | $7,583,000 | 630 |
| Total noninterest income | $4,887,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $884,000 | 1,322 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,003,000 | 668 |
| Total noninterest expense | $12,995,000 | 1,150 |
| Salaries and employee benefits | $5,391,000 | 1,367 |
| Premises and equipment expense | $1,643,000 | 1,194 |
| Additional noninterest expense | $5,961,000 | 890 |
| Pre-tax net operating income | $-5,972,000 | 7,417 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,972,000 | 7,466 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,972,000 | 7,466 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,972,000 | 7,466 |
| Net charge-offs | $8,030,000 | 546 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,972,000 | 7,448 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,001,000 | 1,587 |
| Total interest expense | $3,507,000 | 1,269 |
| Net interest income | $6,494,000 | 1,729 |
| Provision for loan and lease losses | $5,333,000 | 612 |
| Total noninterest income | $2,839,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $617,000 | 1,266 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,222,000 | 739 |
| Total noninterest expense | $8,449,000 | 1,178 |
| Salaries and employee benefits | $3,559,000 | 1,397 |
| Premises and equipment expense | $1,105,000 | 1,200 |
| Additional noninterest expense | $3,785,000 | 941 |
| Pre-tax net operating income | $-4,449,000 | 7,522 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,449,000 | 7,553 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,449,000 | 7,553 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,449,000 | 7,553 |
| Net charge-offs | $6,909,000 | 440 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,449,000 | 7,545 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 1,627 |
| Total interest expense | $1,849,000 | 1,259 |
| Net interest income | $3,116,000 | 1,821 |
| Provision for loan and lease losses | $2,250,000 | 682 |
| Total noninterest income | $1,377,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $308,000 | 1,269 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,069,000 | 752 |
| Total noninterest expense | $4,506,000 | 1,108 |
| Salaries and employee benefits | $1,760,000 | 1,422 |
| Premises and equipment expense | $562,000 | 1,211 |
| Additional noninterest expense | $2,184,000 | 822 |
| Pre-tax net operating income | $-2,263,000 | 7,632 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,263,000 | 7,671 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,263,000 | 7,672 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,263,000 | 7,672 |
| Net charge-offs | $730,000 | 1,284 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,263,000 | 7,666 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,556,000 | 1,459 |
| Total interest expense | $10,001,000 | 1,193 |
| Net interest income | $13,555,000 | 1,657 |
| Provision for loan and lease losses | $19,483,000 | 510 |
| Total noninterest income | $9,070,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,365,000 | 1,266 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,705,000 | 531 |
| Total noninterest expense | $23,057,000 | 917 |
| Salaries and employee benefits | $7,954,000 | 1,235 |
| Premises and equipment expense | $2,277,000 | 1,193 |
| Additional noninterest expense | $12,826,000 | 633 |
| Pre-tax net operating income | $-19,915,000 | 7,712 |
| Securities gains (losses) | $127,000 | 1,928 |
| Applicable income taxes | $35,000 | 3,443 |
| Income before extraordinary items | $-19,823,000 | 7,735 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-19,823,000 | 7,733 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-19,823,000 | 7,733 |
| Net charge-offs | $15,955,000 | 476 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-19,950,000 | 7,740 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,917,000 | 1,466 |
| Total interest expense | $7,876,000 | 1,190 |
| Net interest income | $10,041,000 | 1,676 |
| Provision for loan and lease losses | $11,683,000 | 551 |
| Total noninterest income | $7,525,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,019,000 | 1,267 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,506,000 | 494 |
| Total noninterest expense | $14,384,000 | 1,073 |
| Salaries and employee benefits | $6,028,000 | 1,245 |
| Premises and equipment expense | $1,679,000 | 1,234 |
| Additional noninterest expense | $6,677,000 | 846 |
| Pre-tax net operating income | $-8,501,000 | 7,693 |
| Securities gains (losses) | $127,000 | 1,647 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-8,374,000 | 7,734 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,374,000 | 7,733 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,374,000 | 7,733 |
| Net charge-offs | $9,034,000 | 542 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,501,000 | 7,745 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,022,000 | 1,489 |
| Total interest expense | $5,432,000 | 1,211 |
| Net interest income | $6,590,000 | 1,694 |
| Provision for loan and lease losses | $3,983,000 | 894 |
| Total noninterest income | $5,946,000 | 588 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $662,000 | 1,283 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,284,000 | 441 |
| Total noninterest expense | $9,144,000 | 1,149 |
| Salaries and employee benefits | $3,944,000 | 1,298 |
| Premises and equipment expense | $1,141,000 | 1,239 |
| Additional noninterest expense | $4,059,000 | 942 |
| Pre-tax net operating income | $-591,000 | 6,714 |
| Securities gains (losses) | $127,000 | 1,314 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-464,000 | 6,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-464,000 | 6,732 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-464,000 | 6,732 |
| Net charge-offs | $3,385,000 | 769 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-591,000 | 6,832 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 1,522 |
| Total interest expense | $2,806,000 | 1,217 |
| Net interest income | $3,161,000 | 1,753 |
| Provision for loan and lease losses | $1,633,000 | 862 |
| Total noninterest income | $3,133,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $321,000 | 1,283 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,812,000 | 391 |
| Total noninterest expense | $4,608,000 | 1,085 |
| Salaries and employee benefits | $2,194,000 | 1,156 |
| Premises and equipment expense | $559,000 | 1,276 |
| Additional noninterest expense | $1,855,000 | 895 |
| Pre-tax net operating income | $53,000 | 5,589 |
| Securities gains (losses) | $127,000 | 881 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $180,000 | 4,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,045 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $180,000 | 4,045 |
| Net charge-offs | $1,650,000 | 691 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $53,000 | 5,464 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,231,000 | 1,322 |
| Total interest expense | $13,058,000 | 1,246 |
| Net interest income | $16,173,000 | 1,375 |
| Provision for loan and lease losses | $6,978,000 | 789 |
| Total noninterest income | $6,457,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,515,000 | 1,186 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,942,000 | 658 |
| Total noninterest expense | $14,604,000 | 1,334 |
| Salaries and employee benefits | $7,678,000 | 1,315 |
| Premises and equipment expense | $2,233,000 | 1,220 |
| Additional noninterest expense | $4,693,000 | 1,343 |
| Pre-tax net operating income | $1,048,000 | 3,671 |
| Securities gains (losses) | $-509,000 | 7,571 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $539,000 | 4,331 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $539,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,959,000 | 819 |
| Cash dividends | $2,939,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,048,000 | 3,348 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,957,000 | 1,280 |
| Total interest expense | $10,020,000 | 1,264 |
| Net interest income | $12,937,000 | 1,309 |
| Provision for loan and lease losses | $2,657,000 | 979 |
| Total noninterest income | $4,766,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,113,000 | 1,222 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,653,000 | 715 |
| Total noninterest expense | $10,668,000 | 1,348 |
| Salaries and employee benefits | $5,761,000 | 1,341 |
| Premises and equipment expense | $1,638,000 | 1,259 |
| Additional noninterest expense | $3,269,000 | 1,370 |
| Pre-tax net operating income | $4,378,000 | 1,157 |
| Securities gains (losses) | $-489,000 | 7,773 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,889,000 | 938 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,889,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,786,000 | 894 |
| Cash dividends | $2,939,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,378,000 | 890 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,581,000 | 1,278 |
| Total interest expense | $6,853,000 | 1,280 |
| Net interest income | $8,728,000 | 1,280 |
| Provision for loan and lease losses | $1,042,000 | 1,190 |
| Total noninterest income | $3,094,000 | 945 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $721,000 | 1,238 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,373,000 | 748 |
| Total noninterest expense | $7,197,000 | 1,331 |
| Salaries and employee benefits | $3,933,000 | 1,319 |
| Premises and equipment expense | $1,074,000 | 1,280 |
| Additional noninterest expense | $2,190,000 | 1,348 |
| Pre-tax net operating income | $3,583,000 | 996 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $3,583,000 | 765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,583,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,784 |
| Cash dividends | $2,236,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,583,000 | 751 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 1,299 |
| Total interest expense | $3,565,000 | 1,309 |
| Net interest income | $4,312,000 | 1,289 |
| Provision for loan and lease losses | $521,000 | 980 |
| Total noninterest income | $1,608,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $346,000 | 1,273 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,262,000 | 702 |
| Total noninterest expense | $3,603,000 | 1,325 |
| Salaries and employee benefits | $1,956,000 | 1,329 |
| Premises and equipment expense | $522,000 | 1,326 |
| Additional noninterest expense | $1,125,000 | 1,275 |
| Pre-tax net operating income | $1,796,000 | 1,059 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,796,000 | 833 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,796,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $690,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,796,000 | 800 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,712,000 | 1,303 |
| Total interest expense | $15,987,000 | 1,243 |
| Net interest income | $16,725,000 | 1,340 |
| Provision for loan and lease losses | $1,394,000 | 1,116 |
| Total noninterest income | $4,880,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,477,000 | 1,203 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,403,000 | 919 |
| Total noninterest expense | $12,466,000 | 1,485 |
| Salaries and employee benefits | $6,961,000 | 1,448 |
| Premises and equipment expense | $2,112,000 | 1,254 |
| Additional noninterest expense | $3,393,000 | 1,643 |
| Pre-tax net operating income | $7,745,000 | 1,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $441,000 | 2,904 |
| Income before extraordinary items | $7,304,000 | 880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,304,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,315 |
| Cash dividends | $3,882,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,304,000 | 866 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,691,000 | 1,290 |
| Total interest expense | $12,031,000 | 1,243 |
| Net interest income | $12,660,000 | 1,330 |
| Provision for loan and lease losses | $834,000 | 1,045 |
| Total noninterest income | $3,372,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,101,000 | 1,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,271,000 | 1,010 |
| Total noninterest expense | $9,186,000 | 1,486 |
| Salaries and employee benefits | $5,182,000 | 1,463 |
| Premises and equipment expense | $1,544,000 | 1,284 |
| Additional noninterest expense | $2,460,000 | 1,660 |
| Pre-tax net operating income | $6,012,000 | 1,139 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $308,000 | 3,170 |
| Income before extraordinary items | $5,704,000 | 909 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,704,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,314 |
| Cash dividends | $3,583,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,704,000 | 893 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,755,000 | 1,271 |
| Total interest expense | $7,928,000 | 1,260 |
| Net interest income | $8,827,000 | 1,292 |
| Provision for loan and lease losses | $534,000 | 984 |
| Total noninterest income | $2,251,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $738,000 | 1,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,513,000 | 1,040 |
| Total noninterest expense | $6,113,000 | 1,505 |
| Salaries and employee benefits | $3,446,000 | 1,491 |
| Premises and equipment expense | $1,005,000 | 1,330 |
| Additional noninterest expense | $1,662,000 | 1,630 |
| Pre-tax net operating income | $4,431,000 | 1,079 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $175,000 | 3,438 |
| Income before extraordinary items | $4,256,000 | 860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,256,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,039 |
| Cash dividends | $2,487,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,256,000 | 848 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 1,267 |
| Total interest expense | $3,908,000 | 1,268 |
| Net interest income | $4,471,000 | 1,280 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $1,115,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $359,000 | 1,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $756,000 | 1,028 |
| Total noninterest expense | $3,033,000 | 1,511 |
| Salaries and employee benefits | $1,697,000 | 1,525 |
| Premises and equipment expense | $515,000 | 1,302 |
| Additional noninterest expense | $821,000 | 1,631 |
| Pre-tax net operating income | $2,303,000 | 1,021 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $43,000 | 4,278 |
| Income before extraordinary items | $2,260,000 | 794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,260,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $405,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,260,000 | 782 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 4,464 |
| Total interest expense | $3,398,000 | 3,999 |
| Net interest income | $3,875,000 | 4,746 |
| Provision for loan and lease losses | $264,000 | 3,004 |
| Total noninterest income | $656,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $318,000 | 4,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $2,660,000 | 5,289 |
| Salaries and employee benefits | $1,257,000 | 5,760 |
| Premises and equipment expense | $380,000 | 5,092 |
| Additional noninterest expense | $1,023,000 | 4,444 |
| Pre-tax net operating income | $1,607,000 | 4,147 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $578,000 | 2,936 |
| Income before extraordinary items | $1,029,000 | 4,650 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,029,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,743 |
| Cash dividends | $360,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,029,000 | 4,637 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 4,542 |
| Total interest expense | $2,418,000 | 4,050 |
| Net interest income | $2,872,000 | 4,828 |
| Provision for loan and lease losses | $198,000 | 2,895 |
| Total noninterest income | $465,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $223,000 | 4,189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 4,151 |
| Total noninterest expense | $1,945,000 | 5,345 |
| Salaries and employee benefits | $939,000 | 5,747 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $759,000 | 4,451 |
| Pre-tax net operating income | $1,194,000 | 4,314 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $433,000 | 3,060 |
| Income before extraordinary items | $761,000 | 4,813 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $761,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $320,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $761,000 | 4,810 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 4,528 |
| Total interest expense | $1,478,000 | 4,151 |
| Net interest income | $2,002,000 | 4,712 |
| Provision for loan and lease losses | $132,000 | 2,859 |
| Total noninterest income | $303,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 4,278 |
| Total noninterest expense | $1,151,000 | 5,748 |
| Salaries and employee benefits | $569,000 | 6,062 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $441,000 | 4,890 |
| Pre-tax net operating income | $1,022,000 | 3,753 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $369,000 | 2,741 |
| Income before extraordinary items | $653,000 | 4,234 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $653,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $220,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $653,000 | 4,222 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 4,498 |
| Total interest expense | $707,000 | 4,156 |
| Net interest income | $1,020,000 | 4,654 |
| Provision for loan and lease losses | $66,000 | 2,697 |
| Total noninterest income | $144,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $529,000 | 6,014 |
| Salaries and employee benefits | $264,000 | 6,301 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $199,000 | 5,188 |
| Pre-tax net operating income | $569,000 | 3,449 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $206,000 | 2,564 |
| Income before extraordinary items | $363,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $110,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $363,000 | 3,915 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 4,675 |
| Total interest expense | $2,044,000 | 4,367 |
| Net interest income | $3,797,000 | 4,781 |
| Provision for loan and lease losses | $375,000 | 2,387 |
| Total noninterest income | $574,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $277,000 | 4,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,356 |
| Total noninterest expense | $1,959,000 | 6,185 |
| Salaries and employee benefits | $1,017,000 | 6,310 |
| Premises and equipment expense | $246,000 | 6,259 |
| Additional noninterest expense | $696,000 | 5,602 |
| Pre-tax net operating income | $2,037,000 | 3,638 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $717,000 | 2,773 |
| Income before extraordinary items | $1,320,000 | 4,110 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,320,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $285,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,320,000 | 4,082 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 4,750 |
| Total interest expense | $1,417,000 | 4,477 |
| Net interest income | $2,809,000 | 4,830 |
| Provision for loan and lease losses | $281,000 | 2,301 |
| Total noninterest income | $423,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 4,436 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $1,474,000 | 6,136 |
| Salaries and employee benefits | $771,000 | 6,259 |
| Premises and equipment expense | $184,000 | 6,235 |
| Additional noninterest expense | $519,000 | 5,594 |
| Pre-tax net operating income | $1,477,000 | 3,793 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $523,000 | 2,856 |
| Income before extraordinary items | $954,000 | 4,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $954,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $185,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $954,000 | 4,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 4,745 |
| Total interest expense | $912,000 | 4,412 |
| Net interest income | $1,865,000 | 4,826 |
| Provision for loan and lease losses | $188,000 | 2,255 |
| Total noninterest income | $291,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $135,000 | 4,395 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $156,000 | 4,227 |
| Total noninterest expense | $969,000 | 6,187 |
| Salaries and employee benefits | $511,000 | 6,270 |
| Premises and equipment expense | $117,000 | 6,347 |
| Additional noninterest expense | $341,000 | 5,616 |
| Pre-tax net operating income | $999,000 | 3,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $351,000 | 2,819 |
| Income before extraordinary items | $648,000 | 4,215 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $648,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $648,000 | 4,160 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,804 |
| Total interest expense | $433,000 | 4,437 |
| Net interest income | $918,000 | 4,892 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $62,000 | 4,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $501,000 | 6,100 |
| Salaries and employee benefits | $260,000 | 6,249 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $182,000 | 5,390 |
| Pre-tax net operating income | $445,000 | 3,999 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $153,000 | 3,060 |
| Income before extraordinary items | $292,000 | 4,451 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $292,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $292,000 | 4,406 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 5,167 |
| Total interest expense | $1,252,000 | 5,002 |
| Net interest income | $3,259,000 | 5,150 |
| Provision for loan and lease losses | $336,000 | 2,695 |
| Total noninterest income | $545,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $241,000 | 4,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,238 |
| Total noninterest expense | $1,905,000 | 6,163 |
| Salaries and employee benefits | $913,000 | 6,560 |
| Premises and equipment expense | $226,000 | 6,444 |
| Additional noninterest expense | $766,000 | 5,246 |
| Pre-tax net operating income | $1,563,000 | 4,145 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $552,000 | 3,167 |
| Income before extraordinary items | $1,011,000 | 4,668 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,011,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,777 |
| Cash dividends | $282,000 | 4,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,011,000 | 4,603 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 5,309 |
| Total interest expense | $868,000 | 5,188 |
| Net interest income | $2,350,000 | 5,269 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $378,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $182,000 | 4,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $196,000 | 4,541 |
| Total noninterest expense | $1,424,000 | 6,134 |
| Salaries and employee benefits | $683,000 | 6,523 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $568,000 | 5,228 |
| Pre-tax net operating income | $1,064,000 | 4,461 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $374,000 | 3,425 |
| Income before extraordinary items | $690,000 | 4,991 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $690,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,390 |
| Cash dividends | $207,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $690,000 | 4,901 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,458 |
| Total interest expense | $557,000 | 5,343 |
| Net interest income | $1,504,000 | 5,390 |
| Provision for loan and lease losses | $168,000 | 2,528 |
| Total noninterest income | $252,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $911,000 | 6,318 |
| Salaries and employee benefits | $449,000 | 6,616 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $345,000 | 5,557 |
| Pre-tax net operating income | $677,000 | 4,530 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $237,000 | 3,480 |
| Income before extraordinary items | $440,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,867 |
| Cash dividends | $141,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $440,000 | 4,973 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 5,558 |
| Total interest expense | $272,000 | 5,466 |
| Net interest income | $732,000 | 5,478 |
| Provision for loan and lease losses | $72,000 | 2,735 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $451,000 | 6,399 |
| Salaries and employee benefits | $234,000 | 6,545 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $338,000 | 4,526 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $68,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $221,000 | 4,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 5,817 |
| Total interest expense | $1,092,000 | 5,857 |
| Net interest income | $2,696,000 | 5,644 |
| Provision for loan and lease losses | $162,000 | 4,453 |
| Total noninterest income | $657,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $232,000 | 4,921 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $425,000 | 3,864 |
| Total noninterest expense | $1,700,000 | 6,524 |
| Salaries and employee benefits | $828,000 | 6,816 |
| Premises and equipment expense | $210,000 | 6,664 |
| Additional noninterest expense | $662,000 | 5,672 |
| Pre-tax net operating income | $1,491,000 | 4,136 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $555,000 | 3,207 |
| Income before extraordinary items | $936,000 | 4,837 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $936,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $302,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $936,000 | 4,667 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 5,922 |
| Total interest expense | $831,000 | 5,958 |
| Net interest income | $1,978,000 | 5,752 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $536,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $169,000 | 5,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,692 |
| Total noninterest expense | $1,258,000 | 6,553 |
| Salaries and employee benefits | $617,000 | 6,841 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $500,000 | 5,640 |
| Pre-tax net operating income | $1,148,000 | 4,204 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $438,000 | 3,266 |
| Income before extraordinary items | $710,000 | 4,963 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $710,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,265 |
| Cash dividends | $217,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $710,000 | 4,767 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 5,966 |
| Total interest expense | $563,000 | 6,024 |
| Net interest income | $1,292,000 | 5,823 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $325,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $217,000 | 3,890 |
| Total noninterest expense | $847,000 | 6,537 |
| Salaries and employee benefits | $417,000 | 6,838 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $698,000 | 4,435 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $267,000 | 3,437 |
| Income before extraordinary items | $431,000 | 5,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $431,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $144,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $431,000 | 4,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,936 |
| Total interest expense | $288,000 | 6,068 |
| Net interest income | $663,000 | 5,712 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 3,949 |
| Total noninterest expense | $430,000 | 6,495 |
| Salaries and employee benefits | $208,000 | 6,865 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $345,000 | 4,427 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $79,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $214,000 | 4,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 6,138 |
| Total interest expense | $1,389,000 | 5,958 |
| Net interest income | $2,333,000 | 6,128 |
| Provision for loan and lease losses | $86,000 | 5,969 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $223,000 | 4,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 4,374 |
| Total noninterest expense | $1,546,000 | 6,754 |
| Salaries and employee benefits | $739,000 | 7,122 |
| Premises and equipment expense | $167,000 | 7,209 |
| Additional noninterest expense | $640,000 | 5,709 |
| Pre-tax net operating income | $1,207,000 | 4,698 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $473,000 | 3,571 |
| Income before extraordinary items | $734,000 | 5,429 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $734,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $164,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $734,000 | 5,287 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 6,269 |
| Total interest expense | $2,000,000 | 6,099 |
| Net interest income | $2,104,000 | 6,275 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $399,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $203,000 | 5,130 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $196,000 | 4,976 |
| Total noninterest expense | $1,588,000 | 6,604 |
| Salaries and employee benefits | $638,000 | 7,485 |
| Premises and equipment expense | $188,000 | 6,954 |
| Additional noninterest expense | $762,000 | 4,960 |
| Pre-tax net operating income | $690,000 | 5,862 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $301,000 | 4,256 |
| Income before extraordinary items | $389,000 | 6,641 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $389,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,825 |
| Cash dividends | $142,000 | 5,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $389,000 | 6,509 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 7,004 |
| Total interest expense | $1,528,000 | 7,096 |
| Net interest income | $1,879,000 | 6,764 |
| Provision for loan and lease losses | $181,000 | 3,933 |
| Total noninterest income | $287,000 | 6,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $1,340,000 | 7,134 |
| Salaries and employee benefits | $588,000 | 7,757 |
| Premises and equipment expense | $158,000 | 7,469 |
| Additional noninterest expense | $594,000 | 5,830 |
| Pre-tax net operating income | $645,000 | 6,423 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $275,000 | 4,767 |
| Income before extraordinary items | $370,000 | 7,036 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $370,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $165,000 | 5,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $370,000 | 7,034 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 8,090 |
| Total interest expense | $857,000 | 8,547 |
| Net interest income | $1,482,000 | 7,620 |
| Provision for loan and lease losses | $22,000 | 7,597 |
| Total noninterest income | $220,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,711 |
| Total noninterest expense | $1,095,000 | 7,856 |
| Salaries and employee benefits | $456,000 | 8,589 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $503,000 | 6,500 |
| Pre-tax net operating income | $585,000 | 6,764 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $282,000 | 4,944 |
| Income before extraordinary items | $303,000 | 7,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $303,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $118,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $303,000 | 7,553 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 7,917 |
| Total interest expense | $1,052,000 | 8,277 |
| Net interest income | $1,604,000 | 7,468 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $434,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,672 |
| Total noninterest expense | $1,073,000 | 7,901 |
| Salaries and employee benefits | $544,000 | 8,085 |
| Premises and equipment expense | $145,000 | 7,766 |
| Additional noninterest expense | $384,000 | 7,357 |
| Pre-tax net operating income | $910,000 | 5,700 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $95,000 | 7,609 |
| Income before extraordinary items | $815,000 | 5,135 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $815,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $625,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $815,000 | 5,045 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 8,249 |
| Total interest expense | $1,058,000 | 8,528 |
| Net interest income | $1,546,000 | 7,876 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $308,000 | 6,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $978,000 | 8,429 |
| Salaries and employee benefits | $479,000 | 8,757 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $344,000 | 7,861 |
| Pre-tax net operating income | $822,000 | 6,443 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $724,000 | 5,798 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $724,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $617,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $724,000 | 5,751 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 8,693 |
| Total interest expense | $975,000 | 9,105 |
| Net interest income | $1,526,000 | 8,205 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $315,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,505 |
| Total noninterest expense | $963,000 | 8,808 |
| Salaries and employee benefits | $459,000 | 9,182 |
| Premises and equipment expense | $171,000 | 7,604 |
| Additional noninterest expense | $333,000 | 8,541 |
| Pre-tax net operating income | $833,000 | 6,354 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $297,000 | 5,863 |
| Income before extraordinary items | $536,000 | 6,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $536,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $530,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $536,000 | 6,590 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 9,370 |
| Total interest expense | $823,000 | 9,868 |
| Net interest income | $1,408,000 | 8,777 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $938,000 | 9,222 |
| Salaries and employee benefits | $430,000 | 9,691 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $335,000 | 8,857 |
| Pre-tax net operating income | $722,000 | 7,210 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $458,000 | 7,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $458,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $217,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $457,360 | 7,553 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 9,791 |
| Total interest expense | $646,000 | 10,370 |
| Net interest income | $1,361,000 | 9,283 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $187,000 | 8,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $837,000 | 10,060 |
| Salaries and employee benefits | $402,000 | 10,270 |
| Premises and equipment expense | $166,000 | 8,170 |
| Additional noninterest expense | $269,000 | 10,303 |
| Pre-tax net operating income | $711,000 | 7,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $277,000 | 6,166 |
| Income before extraordinary items | $434,000 | 7,854 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $434,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $405,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $434,000 | 7,914 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 10,355 |
| Total interest expense | $638,000 | 10,931 |
| Net interest income | $1,276,000 | 9,817 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $806,000 | 10,638 |
| Salaries and employee benefits | $352,000 | 11,132 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $289,000 | 10,582 |
| Pre-tax net operating income | $710,000 | 7,310 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $248,000 | 6,836 |
| Income before extraordinary items | $462,000 | 7,868 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $462,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $186,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $462,000 | 7,613 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 10,934 |
| Total interest expense | $813,000 | 11,265 |
| Net interest income | $1,166,000 | 10,444 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $234,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $775,000 | 11,125 |
| Salaries and employee benefits | $355,000 | 11,390 |
| Premises and equipment expense | $145,000 | 9,267 |
| Additional noninterest expense | $275,000 | 11,200 |
| Pre-tax net operating income | $577,000 | 7,879 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $204,000 | 7,478 |
| Income before extraordinary items | $373,000 | 8,482 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $373,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $373,000 | 8,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.