Home > The Ripley County Bank > Loan Charge- Offs and Recoveries

The Ripley County Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$736,0001,146
Loans secured by real estate, total$68,0001,545
To non-U.S. addresseesNANA
Real estate loans in domestic offices$68,0001,544
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$54,0001,201
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$14,0001,049
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0002,399
Loans to individuals$572,000642
Credit card loan charge offs$33,000987
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$539,000539
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$151,0001,454
Loans secured by real estate, total$8,0002,215
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,213
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$8,0001,542
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,944
Loans to individuals$143,000691
Credit card loan recoveries$2,0001,653
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$141,000577
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$585,0001,072
Loans secured by real estate, total$60,0001,347
To non-U.S. addresseesNANA
Real estate loans in domestic offices$60,0001,347
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$46,0001,147
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$14,000845
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0001,946
To non-U.S. addresseesNANA
Loans to individuals$429,000633
Credit card loan net charge offs$31,000900
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$398,000522
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$492,0001,632
Loans secured by real estate, total$185,000847
To non-U.S. addresseesNANA
Real estate loans in domestic offices$185,000844
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$185,000508
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$26,0004,293
Loans to individuals$281,0001,139
Credit card loan charge offs$15,0001,689
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$266,000961
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$223,0001,100
Loans secured by real estate, total$117,000563
To non-U.S. addresseesNANA
Real estate loans in domestic offices$117,000563
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$116,000289
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$1,0001,324
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0002,179
Loans to individuals$77,0001,148
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$76,000988
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$269,0002,007
Loans secured by real estate, total$68,0001,255
To non-U.S. addresseesNANA
Real estate loans in domestic offices$68,0001,252
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$69,000870
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-1,0009,562
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,0008,926
To non-U.S. addresseesNANA
Loans to individuals$204,0001,157
Credit card loan net charge offs$14,0001,557
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$190,000991
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$187,0003,388
Loans secured by real estate, total$7,0003,959
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,958
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$7,0003,151
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0005,761
Loans to individuals$172,0001,753
Credit card loan charge offs$12,0002,025
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$160,0001,586
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$41,0004,071
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,042
Loans to individuals$40,0001,949
Credit card loan recoveries$5,0001,160
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0001,939
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$146,0003,076
Loans secured by real estate, total$7,0003,243
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,240
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$7,0002,660
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0004,668
To non-U.S. addresseesNANA
Loans to individuals$132,0001,691
Credit card loan net charge offs$7,0002,298
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$125,0001,476
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$84,0005,424
Loans secured by real estate, total$24,0002,957
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0002,957
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$4,0003,595
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$20,0001,328
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$22,0004,839
Loans to individuals$38,0004,435
Credit card loan charge offs$5,0002,844
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$33,0004,213
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$36,0004,560
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,752
Loans to individuals$33,0002,339
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0002,155
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$48,0005,399
Loans secured by real estate, total$24,0002,377
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0002,376
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$4,0003,040
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$20,0001,052
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0003,933
To non-U.S. addresseesNANA
Loans to individuals$5,0006,877
Credit card loan net charge offs$4,0002,808
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,0007,483
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$152,0003,883
Loans secured by real estate, total$109,0001,675
To non-U.S. addresseesNANA
Real estate loans in domestic offices$109,0001,673
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$109,000873
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0006,469
Loans to individuals$38,0004,145
Credit card loan charge offs$2,0003,288
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$36,0003,838
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$83,0002,948
Loans secured by real estate, total$57,0001,255
To non-U.S. addresseesNANA
Real estate loans in domestic offices$57,0001,254
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$57,000680
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0005,186
Loans to individuals$19,0003,364
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$18,0003,213
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$69,0004,528
Loans secured by real estate, total$52,0001,917
To non-U.S. addresseesNANA
Real estate loans in domestic offices$52,0001,915
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$52,000933
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-2,0009,283
To non-U.S. addresseesNANA
Loans to individuals$19,0004,486
Credit card loan net charge offs$1,0003,346
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$18,0004,070
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$102,0005,070
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0004,154
Loans to individuals$66,0002,972
Credit card loan charge offs$3,0002,927
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$63,0002,679
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$40,0005,105
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,233
Loans to individuals$38,0002,296
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0002,129
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$62,0004,684
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$34,0003,016
To non-U.S. addresseesNANA
Loans to individuals$28,0003,557
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,203
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$44,0008,113
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0007,514
Loans to individuals$37,0004,580
Credit card loan charge offs$6,0002,560
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$31,0004,529
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$26,0006,652
Loans secured by real estate, total$5,0004,250
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,250
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$5,0002,817
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,761
Loans to individuals$19,0003,811
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$19,0003,532
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$18,0007,896
Loans secured by real estate, total$-5,00011,741
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-5,00011,780
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-5,00012,235
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0005,985
To non-U.S. addresseesNANA
Loans to individuals$18,0004,869
Credit card loan net charge offs$6,0002,292
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0005,124
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$42,0009,398
Loans secured by real estate, total$28,0005,129
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0005,129
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$10,0004,794
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$18,0002,979
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0009,097
Loans to individuals$10,0008,442
Credit card loan charge offs$1,0003,869
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,0008,243
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$15,0008,419
Loans secured by real estate, total$2,0005,181
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,180
Construction and land development$01,048
Secured by farmland$2,000686
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0008,685
Loans to individuals$12,0005,122
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0004,832
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$27,0008,662
Loans secured by real estate, total$26,0004,631
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0004,631
Construction and land development$01,547
Secured by farmland$-2,00011,451
Secured by 1-4 family residential properties- net charge-offs$10,0004,202
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$18,0002,737
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,683
To non-U.S. addresseesNANA
Loans to individuals$-2,00012,859
Credit card loan net charge offs$1,0003,629
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-3,00012,988
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.