Home > The Richland Trust Company > Income and Expense
The Richland Trust Company, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,534,000 | 1,372 |
| Total interest expense | $5,084,000 | 1,734 |
| Net interest income | $9,450,000 | 1,176 |
| Provision for loan and lease losses | $385,000 | 2,216 |
| Total noninterest income | $3,132,000 | 936 |
| Gross Fiduciary activities income | $625,000 | 369 |
| Service charges on deposit accounts | $986,000 | 886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,521,000 | 1,049 |
| Total noninterest expense | $5,203,000 | 1,852 |
| Salaries and employee benefits | $3,002,000 | 1,739 |
| Premises and equipment expense | $441,000 | 2,952 |
| Additional noninterest expense | $1,760,000 | 1,671 |
| Pre-tax net operating income | $6,994,000 | 516 |
| Securities gains (losses) | $58,000 | 1,332 |
| Applicable income taxes | $2,417,000 | 447 |
| Income before extraordinary items | $4,635,000 | 594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,635,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,253 |
| Cash dividends | $3,700,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,596,720 | 581 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 1,378 |
| Total interest expense | $2,854,000 | 1,645 |
| Net interest income | $4,628,000 | 1,197 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $1,640,000 | 893 |
| Gross Fiduciary activities income | $318,000 | 368 |
| Service charges on deposit accounts | $483,000 | 892 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $839,000 | 964 |
| Total noninterest expense | $2,612,000 | 1,842 |
| Salaries and employee benefits | $1,525,000 | 1,728 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $857,000 | 1,672 |
| Pre-tax net operating income | $3,581,000 | 546 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,227,000 | 497 |
| Income before extraordinary items | $2,354,000 | 655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,354,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,565 |
| Cash dividends | $2,700,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,354,000 | 624 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,281,000 | 1,321 |
| Total interest expense | $15,139,000 | 1,316 |
| Net interest income | $17,142,000 | 1,304 |
| Provision for loan and lease losses | $2,200,000 | 779 |
| Total noninterest income | $5,254,000 | 1,062 |
| Gross Fiduciary activities income | $1,039,000 | 410 |
| Service charges on deposit accounts | $2,141,000 | 829 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,074,000 | 1,338 |
| Total noninterest expense | $11,249,000 | 1,639 |
| Salaries and employee benefits | $6,417,000 | 1,577 |
| Premises and equipment expense | $854,000 | 2,925 |
| Additional noninterest expense | $3,978,000 | 1,394 |
| Pre-tax net operating income | $8,947,000 | 954 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,032,000 | 810 |
| Income before extraordinary items | $5,915,000 | 1,094 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,915,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,766,000 | 495 |
| Cash dividends | $2,900,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,915,000 | 1,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,227,000 | 1,318 |
| Total interest expense | $11,521,000 | 1,300 |
| Net interest income | $12,706,000 | 1,326 |
| Provision for loan and lease losses | $1,470,000 | 661 |
| Total noninterest income | $3,938,000 | 1,056 |
| Gross Fiduciary activities income | $810,000 | 396 |
| Service charges on deposit accounts | $1,589,000 | 825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,539,000 | 1,353 |
| Total noninterest expense | $8,444,000 | 1,618 |
| Salaries and employee benefits | $4,971,000 | 1,518 |
| Premises and equipment expense | $662,000 | 2,834 |
| Additional noninterest expense | $2,811,000 | 1,440 |
| Pre-tax net operating income | $6,730,000 | 1,027 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,278,000 | 873 |
| Income before extraordinary items | $4,452,000 | 1,164 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,452,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,780,000 | 439 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,452,000 | 1,148 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,885,000 | 1,355 |
| Total interest expense | $7,367,000 | 1,359 |
| Net interest income | $8,518,000 | 1,336 |
| Provision for loan and lease losses | $900,000 | 635 |
| Total noninterest income | $2,580,000 | 1,092 |
| Gross Fiduciary activities income | $571,000 | 387 |
| Service charges on deposit accounts | $983,000 | 909 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,026,000 | 1,373 |
| Total noninterest expense | $5,656,000 | 1,628 |
| Salaries and employee benefits | $3,375,000 | 1,523 |
| Premises and equipment expense | $459,000 | 2,760 |
| Additional noninterest expense | $1,822,000 | 1,500 |
| Pre-tax net operating income | $4,542,000 | 1,054 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,537,000 | 901 |
| Income before extraordinary items | $3,005,000 | 1,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,005,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $924,000 | 472 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,005,000 | 1,174 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 1,411 |
| Total interest expense | $3,341,000 | 1,483 |
| Net interest income | $4,276,000 | 1,332 |
| Provision for loan and lease losses | $420,000 | 604 |
| Total noninterest income | $1,223,000 | 1,114 |
| Gross Fiduciary activities income | $281,000 | 393 |
| Service charges on deposit accounts | $453,000 | 948 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $489,000 | 1,382 |
| Total noninterest expense | $2,867,000 | 1,606 |
| Salaries and employee benefits | $1,716,000 | 1,512 |
| Premises and equipment expense | $260,000 | 2,490 |
| Additional noninterest expense | $891,000 | 1,498 |
| Pre-tax net operating income | $2,212,000 | 1,052 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $746,000 | 928 |
| Income before extraordinary items | $1,466,000 | 1,207 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,466,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 406 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,466,000 | 1,191 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,258,000 | 1,299 |
| Total interest expense | $11,766,000 | 1,427 |
| Net interest income | $18,492,000 | 1,223 |
| Provision for loan and lease losses | $219,000 | 3,373 |
| Total noninterest income | $4,672,000 | 1,159 |
| Gross Fiduciary activities income | $928,000 | 425 |
| Service charges on deposit accounts | $1,753,000 | 1,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,991,000 | 1,366 |
| Total noninterest expense | $10,835,000 | 1,638 |
| Salaries and employee benefits | $6,088,000 | 1,616 |
| Premises and equipment expense | $905,000 | 2,705 |
| Additional noninterest expense | $3,842,000 | 1,377 |
| Pre-tax net operating income | $12,110,000 | 820 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,123,000 | 736 |
| Income before extraordinary items | $7,987,000 | 932 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,987,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 986 |
| Cash dividends | $9,500,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,987,000 | 918 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,499,000 | 1,310 |
| Total interest expense | $8,600,000 | 1,422 |
| Net interest income | $13,899,000 | 1,229 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $3,427,000 | 1,192 |
| Gross Fiduciary activities income | $706,000 | 418 |
| Service charges on deposit accounts | $1,236,000 | 1,077 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,485,000 | 1,370 |
| Total noninterest expense | $8,311,000 | 1,614 |
| Salaries and employee benefits | $4,782,000 | 1,550 |
| Premises and equipment expense | $688,000 | 2,688 |
| Additional noninterest expense | $2,841,000 | 1,394 |
| Pre-tax net operating income | $8,745,000 | 892 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,965,000 | 799 |
| Income before extraordinary items | $5,780,000 | 1,004 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,780,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 999 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,780,000 | 990 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,811,000 | 1,301 |
| Total interest expense | $5,469,000 | 1,405 |
| Net interest income | $9,342,000 | 1,212 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $2,314,000 | 1,173 |
| Gross Fiduciary activities income | $502,000 | 399 |
| Service charges on deposit accounts | $780,000 | 1,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,032,000 | 1,320 |
| Total noninterest expense | $5,553,000 | 1,616 |
| Salaries and employee benefits | $3,168,000 | 1,563 |
| Premises and equipment expense | $472,000 | 2,603 |
| Additional noninterest expense | $1,913,000 | 1,393 |
| Pre-tax net operating income | $5,933,000 | 874 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,007,000 | 793 |
| Income before extraordinary items | $3,926,000 | 983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,926,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 847 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,926,000 | 965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 1,292 |
| Total interest expense | $2,616,000 | 1,407 |
| Net interest income | $4,721,000 | 1,198 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $1,097,000 | 1,198 |
| Gross Fiduciary activities income | $250,000 | 408 |
| Service charges on deposit accounts | $354,000 | 1,220 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $493,000 | 1,351 |
| Total noninterest expense | $2,709,000 | 1,655 |
| Salaries and employee benefits | $1,586,000 | 1,569 |
| Premises and equipment expense | $241,000 | 2,538 |
| Additional noninterest expense | $882,000 | 1,494 |
| Pre-tax net operating income | $3,009,000 | 844 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,018,000 | 777 |
| Income before extraordinary items | $1,991,000 | 953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,991,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 958 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,991,000 | 934 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,522,000 | 1,162 |
| Total interest expense | $8,249,000 | 1,376 |
| Net interest income | $20,273,000 | 1,064 |
| Provision for loan and lease losses | $700,000 | 1,421 |
| Total noninterest income | $4,420,000 | 1,186 |
| Gross Fiduciary activities income | $864,000 | 430 |
| Service charges on deposit accounts | $1,545,000 | 1,155 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,011,000 | 1,363 |
| Total noninterest expense | $10,621,000 | 1,614 |
| Salaries and employee benefits | $6,217,000 | 1,512 |
| Premises and equipment expense | $825,000 | 2,820 |
| Additional noninterest expense | $3,579,000 | 1,434 |
| Pre-tax net operating income | $13,372,000 | 742 |
| Securities gains (losses) | $22,000 | 1,227 |
| Applicable income taxes | $4,552,000 | 693 |
| Income before extraordinary items | $8,842,000 | 815 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,842,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,069,000 | 640 |
| Cash dividends | $10,500,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,827,480 | 806 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,365,000 | 1,124 |
| Total interest expense | $5,953,000 | 1,347 |
| Net interest income | $15,412,000 | 1,025 |
| Provision for loan and lease losses | $310,000 | 2,151 |
| Total noninterest income | $3,308,000 | 1,198 |
| Gross Fiduciary activities income | $662,000 | 417 |
| Service charges on deposit accounts | $1,153,000 | 1,154 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,493,000 | 1,373 |
| Total noninterest expense | $8,108,000 | 1,574 |
| Salaries and employee benefits | $4,715,000 | 1,472 |
| Premises and equipment expense | $628,000 | 2,760 |
| Additional noninterest expense | $2,765,000 | 1,370 |
| Pre-tax net operating income | $10,302,000 | 715 |
| Securities gains (losses) | $22,000 | 1,196 |
| Applicable income taxes | $3,508,000 | 686 |
| Income before extraordinary items | $6,816,000 | 787 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,816,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 648 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,801,480 | 774 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,124,000 | 1,095 |
| Total interest expense | $3,798,000 | 1,327 |
| Net interest income | $10,326,000 | 1,007 |
| Provision for loan and lease losses | $170,000 | 2,439 |
| Total noninterest income | $2,208,000 | 1,179 |
| Gross Fiduciary activities income | $482,000 | 395 |
| Service charges on deposit accounts | $740,000 | 1,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $986,000 | 1,363 |
| Total noninterest expense | $5,365,000 | 1,578 |
| Salaries and employee benefits | $3,160,000 | 1,463 |
| Premises and equipment expense | $438,000 | 2,618 |
| Additional noninterest expense | $1,767,000 | 1,414 |
| Pre-tax net operating income | $6,999,000 | 701 |
| Securities gains (losses) | $22,000 | 1,077 |
| Applicable income taxes | $2,388,000 | 662 |
| Income before extraordinary items | $4,633,000 | 763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,633,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,024 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,618,480 | 749 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 1,104 |
| Total interest expense | $1,664,000 | 1,436 |
| Net interest income | $5,213,000 | 994 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $1,047,000 | 1,210 |
| Gross Fiduciary activities income | $230,000 | 406 |
| Service charges on deposit accounts | $349,000 | 1,179 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $468,000 | 1,388 |
| Total noninterest expense | $2,695,000 | 1,576 |
| Salaries and employee benefits | $1,592,000 | 1,457 |
| Premises and equipment expense | $234,000 | 2,501 |
| Additional noninterest expense | $869,000 | 1,438 |
| Pre-tax net operating income | $3,535,000 | 694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,202,000 | 663 |
| Income before extraordinary items | $2,333,000 | 752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,333,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,029 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,333,000 | 730 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,249,000 | 1,034 |
| Total interest expense | $5,257,000 | 1,561 |
| Net interest income | $21,992,000 | 894 |
| Provision for loan and lease losses | $735,000 | 1,394 |
| Total noninterest income | $4,548,000 | 1,161 |
| Gross Fiduciary activities income | $815,000 | 423 |
| Service charges on deposit accounts | $1,535,000 | 1,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,198,000 | 1,241 |
| Total noninterest expense | $10,937,000 | 1,494 |
| Salaries and employee benefits | $6,179,000 | 1,437 |
| Premises and equipment expense | $840,000 | 2,671 |
| Additional noninterest expense | $3,918,000 | 1,265 |
| Pre-tax net operating income | $14,868,000 | 622 |
| Securities gains (losses) | $-209,000 | 8,805 |
| Applicable income taxes | $4,906,000 | 610 |
| Income before extraordinary items | $9,753,000 | 684 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,753,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 1,007 |
| Cash dividends | $9,200,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,893,030 | 649 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,295,000 | 1,026 |
| Total interest expense | $3,911,000 | 1,548 |
| Net interest income | $16,384,000 | 898 |
| Provision for loan and lease losses | $540,000 | 1,362 |
| Total noninterest income | $3,512,000 | 1,150 |
| Gross Fiduciary activities income | $651,000 | 409 |
| Service charges on deposit accounts | $1,156,000 | 1,153 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,705,000 | 1,206 |
| Total noninterest expense | $8,308,000 | 1,466 |
| Salaries and employee benefits | $4,627,000 | 1,432 |
| Premises and equipment expense | $646,000 | 2,609 |
| Additional noninterest expense | $3,035,000 | 1,207 |
| Pre-tax net operating income | $11,048,000 | 625 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,674,000 | 621 |
| Income before extraordinary items | $7,374,000 | 692 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,374,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,235 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,374,000 | 665 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,265,000 | 1,037 |
| Total interest expense | $2,520,000 | 1,575 |
| Net interest income | $10,745,000 | 909 |
| Provision for loan and lease losses | $285,000 | 1,655 |
| Total noninterest income | $2,461,000 | 1,097 |
| Gross Fiduciary activities income | $469,000 | 394 |
| Service charges on deposit accounts | $749,000 | 1,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,243,000 | 1,140 |
| Total noninterest expense | $5,728,000 | 1,416 |
| Salaries and employee benefits | $3,086,000 | 1,427 |
| Premises and equipment expense | $455,000 | 2,476 |
| Additional noninterest expense | $2,187,000 | 1,121 |
| Pre-tax net operating income | $7,193,000 | 636 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,359,000 | 635 |
| Income before extraordinary items | $4,834,000 | 694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,834,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,558 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,834,000 | 662 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 1,045 |
| Total interest expense | $1,281,000 | 1,564 |
| Net interest income | $5,384,000 | 912 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $1,160,000 | 1,118 |
| Gross Fiduciary activities income | $232,000 | 396 |
| Service charges on deposit accounts | $360,000 | 1,182 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $568,000 | 1,192 |
| Total noninterest expense | $3,101,000 | 1,323 |
| Salaries and employee benefits | $1,575,000 | 1,407 |
| Premises and equipment expense | $227,000 | 2,503 |
| Additional noninterest expense | $1,299,000 | 955 |
| Pre-tax net operating income | $3,263,000 | 685 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,070,000 | 696 |
| Income before extraordinary items | $2,193,000 | 762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,193,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,371 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,193,000 | 713 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,482,000 | 1,066 |
| Total interest expense | $5,401,000 | 1,673 |
| Net interest income | $21,081,000 | 918 |
| Provision for loan and lease losses | $845,000 | 1,392 |
| Total noninterest income | $5,037,000 | 1,127 |
| Gross Fiduciary activities income | $733,000 | 447 |
| Service charges on deposit accounts | $1,307,000 | 1,323 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,997,000 | 1,094 |
| Total noninterest expense | $10,166,000 | 1,571 |
| Salaries and employee benefits | $5,868,000 | 1,467 |
| Premises and equipment expense | $868,000 | 2,570 |
| Additional noninterest expense | $3,430,000 | 1,427 |
| Pre-tax net operating income | $15,107,000 | 596 |
| Securities gains (losses) | $-324,000 | 9,109 |
| Applicable income taxes | $5,035,000 | 616 |
| Income before extraordinary items | $9,748,000 | 668 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,748,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 1,191 |
| Cash dividends | $8,000,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,961,840 | 618 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,156,000 | 1,069 |
| Total interest expense | $4,126,000 | 1,710 |
| Net interest income | $16,030,000 | 921 |
| Provision for loan and lease losses | $690,000 | 1,239 |
| Total noninterest income | $4,036,000 | 1,098 |
| Gross Fiduciary activities income | $572,000 | 448 |
| Service charges on deposit accounts | $958,000 | 1,361 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,506,000 | 1,051 |
| Total noninterest expense | $7,588,000 | 1,586 |
| Salaries and employee benefits | $4,391,000 | 1,476 |
| Premises and equipment expense | $658,000 | 2,556 |
| Additional noninterest expense | $2,539,000 | 1,448 |
| Pre-tax net operating income | $11,788,000 | 591 |
| Securities gains (losses) | $-251,000 | 9,165 |
| Applicable income taxes | $3,934,000 | 623 |
| Income before extraordinary items | $7,603,000 | 676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,603,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,460 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,768,660 | 615 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,917,000 | 1,045 |
| Total interest expense | $2,889,000 | 1,690 |
| Net interest income | $11,028,000 | 892 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $2,829,000 | 1,045 |
| Gross Fiduciary activities income | $407,000 | 435 |
| Service charges on deposit accounts | $635,000 | 1,349 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,787,000 | 987 |
| Total noninterest expense | $5,081,000 | 1,581 |
| Salaries and employee benefits | $2,949,000 | 1,460 |
| Premises and equipment expense | $452,000 | 2,466 |
| Additional noninterest expense | $1,680,000 | 1,462 |
| Pre-tax net operating income | $8,416,000 | 559 |
| Securities gains (losses) | $-139,000 | 9,213 |
| Applicable income taxes | $2,827,000 | 572 |
| Income before extraordinary items | $5,450,000 | 642 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,450,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,541,740 | 578 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 1,038 |
| Total interest expense | $1,500,000 | 1,657 |
| Net interest income | $5,558,000 | 887 |
| Provision for loan and lease losses | $330,000 | 851 |
| Total noninterest income | $1,332,000 | 1,072 |
| Gross Fiduciary activities income | $179,000 | 468 |
| Service charges on deposit accounts | $297,000 | 1,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $856,000 | 995 |
| Total noninterest expense | $2,598,000 | 1,537 |
| Salaries and employee benefits | $1,521,000 | 1,419 |
| Premises and equipment expense | $240,000 | 2,320 |
| Additional noninterest expense | $837,000 | 1,431 |
| Pre-tax net operating income | $3,962,000 | 587 |
| Securities gains (losses) | $-139,000 | 9,272 |
| Applicable income taxes | $1,303,000 | 627 |
| Income before extraordinary items | $2,520,000 | 681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,520,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,572 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,611,740 | 611 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,933,000 | 1,029 |
| Total interest expense | $7,656,000 | 1,477 |
| Net interest income | $22,277,000 | 874 |
| Provision for loan and lease losses | $1,995,000 | 732 |
| Total noninterest income | $3,775,000 | 1,310 |
| Gross Fiduciary activities income | $641,000 | 494 |
| Service charges on deposit accounts | $1,213,000 | 1,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,921,000 | 1,352 |
| Total noninterest expense | $12,591,000 | 1,218 |
| Salaries and employee benefits | $5,611,000 | 1,451 |
| Premises and equipment expense | $802,000 | 2,681 |
| Additional noninterest expense | $6,178,000 | 814 |
| Pre-tax net operating income | $11,466,000 | 758 |
| Securities gains (losses) | $-113,000 | 9,142 |
| Applicable income taxes | $3,844,000 | 752 |
| Income before extraordinary items | $7,509,000 | 839 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,509,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,739,000 | 616 |
| Cash dividends | $10,000,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,583,580 | 803 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,100,000 | 1,033 |
| Total interest expense | $12,843,000 | 1,264 |
| Net interest income | $20,257,000 | 870 |
| Provision for loan and lease losses | $1,255,000 | 1,047 |
| Total noninterest income | $3,182,000 | 1,413 |
| Gross Fiduciary activities income | $680,000 | 502 |
| Service charges on deposit accounts | $1,050,000 | 1,421 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,452,000 | 1,568 |
| Total noninterest expense | $11,225,000 | 1,295 |
| Salaries and employee benefits | $5,161,000 | 1,472 |
| Premises and equipment expense | $821,000 | 2,563 |
| Additional noninterest expense | $5,243,000 | 930 |
| Pre-tax net operating income | $10,959,000 | 709 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,707,000 | 697 |
| Income before extraordinary items | $7,252,000 | 765 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,252,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,327,000 | 770 |
| Cash dividends | $8,000,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,252,000 | 734 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,486,000 | 1,034 |
| Total interest expense | $16,368,000 | 1,073 |
| Net interest income | $18,118,000 | 954 |
| Provision for loan and lease losses | $1,462,000 | 786 |
| Total noninterest income | $2,666,000 | 1,498 |
| Gross Fiduciary activities income | $671,000 | 512 |
| Service charges on deposit accounts | $935,000 | 1,460 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,060,000 | 1,790 |
| Total noninterest expense | $10,663,000 | 1,297 |
| Salaries and employee benefits | $4,939,000 | 1,433 |
| Premises and equipment expense | $837,000 | 2,473 |
| Additional noninterest expense | $4,887,000 | 964 |
| Pre-tax net operating income | $8,659,000 | 894 |
| Securities gains (losses) | $-132,000 | 9,488 |
| Applicable income taxes | $2,860,000 | 867 |
| Income before extraordinary items | $5,667,000 | 937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,667,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 696 |
| Cash dividends | $6,000,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,754,120 | 919 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,253,000 | 1,076 |
| Total interest expense | $12,514,000 | 1,215 |
| Net interest income | $17,739,000 | 993 |
| Provision for loan and lease losses | $1,039,000 | 939 |
| Total noninterest income | $2,723,000 | 1,467 |
| Gross Fiduciary activities income | $605,000 | 585 |
| Service charges on deposit accounts | $929,000 | 1,399 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,189,000 | 1,651 |
| Total noninterest expense | $10,306,000 | 1,351 |
| Salaries and employee benefits | $4,676,000 | 1,474 |
| Premises and equipment expense | $983,000 | 2,083 |
| Additional noninterest expense | $4,647,000 | 1,014 |
| Pre-tax net operating income | $9,117,000 | 901 |
| Securities gains (losses) | $-1,462,000 | 10,160 |
| Applicable income taxes | $2,571,000 | 996 |
| Income before extraordinary items | $5,084,000 | 1,080 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,084,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 965 |
| Cash dividends | $7,000,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,048,920 | 914 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,970,000 | 1,087 |
| Total interest expense | $13,952,000 | 1,117 |
| Net interest income | $16,018,000 | 1,057 |
| Provision for loan and lease losses | $1,602,000 | 671 |
| Total noninterest income | $2,950,000 | 1,364 |
| Gross Fiduciary activities income | $595,000 | 582 |
| Service charges on deposit accounts | $852,000 | 1,479 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,503,000 | 1,401 |
| Total noninterest expense | $9,841,000 | 1,336 |
| Salaries and employee benefits | $4,314,000 | 1,522 |
| Premises and equipment expense | $886,000 | 2,198 |
| Additional noninterest expense | $4,641,000 | 997 |
| Pre-tax net operating income | $7,525,000 | 1,018 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $2,541,000 | 1,007 |
| Income before extraordinary items | $5,006,000 | 1,079 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,006,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,725,000 | 516 |
| Cash dividends | $3,500,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,991,480 | 1,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,916,000 | 1,127 |
| Total interest expense | $13,898,000 | 1,166 |
| Net interest income | $16,018,000 | 1,102 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $2,383,000 | 1,536 |
| Gross Fiduciary activities income | $586,000 | 604 |
| Service charges on deposit accounts | $845,000 | 1,538 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $952,000 | 1,798 |
| Total noninterest expense | $10,036,000 | 1,315 |
| Salaries and employee benefits | $4,356,000 | 1,494 |
| Premises and equipment expense | $1,005,000 | 1,963 |
| Additional noninterest expense | $4,675,000 | 1,019 |
| Pre-tax net operating income | $7,715,000 | 1,051 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,520,000 | 1,093 |
| Income before extraordinary items | $5,195,000 | 1,058 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,195,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,070,000 | 767 |
| Cash dividends | $4,600,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,195,000 | 1,030 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,436,000 | 1,507 |
| Total interest expense | $9,231,000 | 1,713 |
| Net interest income | $13,205,000 | 1,357 |
| Provision for loan and lease losses | $1,590,000 | 735 |
| Total noninterest income | $1,915,000 | 1,907 |
| Gross Fiduciary activities income | $560,000 | 673 |
| Service charges on deposit accounts | $769,000 | 1,746 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $586,000 | 2,607 |
| Total noninterest expense | $7,784,000 | 1,822 |
| Salaries and employee benefits | $3,830,000 | 1,729 |
| Premises and equipment expense | $967,000 | 2,078 |
| Additional noninterest expense | $2,987,000 | 1,744 |
| Pre-tax net operating income | $5,746,000 | 1,252 |
| Securities gains (losses) | $-99,000 | 11,201 |
| Applicable income taxes | $1,900,000 | 1,301 |
| Income before extraordinary items | $3,747,000 | 1,326 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,747,000 | 1,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,354 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,812,340 | 1,275 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,527,000 | 1,654 |
| Total interest expense | $8,539,000 | 1,853 |
| Net interest income | $11,988,000 | 1,501 |
| Provision for loan and lease losses | $854,000 | 1,076 |
| Total noninterest income | $1,886,000 | 1,930 |
| Gross Fiduciary activities income | $540,000 | 720 |
| Service charges on deposit accounts | $789,000 | 1,719 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $557,000 | 2,678 |
| Total noninterest expense | $7,206,000 | 1,928 |
| Salaries and employee benefits | $3,699,000 | 1,791 |
| Premises and equipment expense | $836,000 | 2,389 |
| Additional noninterest expense | $2,671,000 | 1,871 |
| Pre-tax net operating income | $5,814,000 | 1,309 |
| Securities gains (losses) | $-311,000 | 11,755 |
| Applicable income taxes | $1,861,000 | 1,358 |
| Income before extraordinary items | $3,642,000 | 1,427 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,642,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,797 |
| Cash dividends | $3,700,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,847,260 | 1,336 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,203,000 | 1,791 |
| Total interest expense | $6,237,000 | 2,009 |
| Net interest income | $10,966,000 | 1,648 |
| Provision for loan and lease losses | $335,000 | 2,089 |
| Total noninterest income | $1,762,000 | 2,016 |
| Gross Fiduciary activities income | $521,000 | 723 |
| Service charges on deposit accounts | $808,000 | 1,671 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $433,000 | 3,246 |
| Total noninterest expense | $7,021,000 | 2,034 |
| Salaries and employee benefits | $3,491,000 | 1,915 |
| Premises and equipment expense | $871,000 | 2,315 |
| Additional noninterest expense | $2,659,000 | 2,031 |
| Pre-tax net operating income | $5,372,000 | 1,373 |
| Securities gains (losses) | $-559,000 | 12,277 |
| Applicable income taxes | $1,608,000 | 1,460 |
| Income before extraordinary items | $3,205,000 | 1,537 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,205,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $1,324,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,579,530 | 1,409 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,010,000 | 1,960 |
| Total interest expense | $5,735,000 | 2,264 |
| Net interest income | $10,275,000 | 1,756 |
| Provision for loan and lease losses | $210,000 | 3,794 |
| Total noninterest income | $1,684,000 | 2,228 |
| Gross Fiduciary activities income | $459,000 | 797 |
| Service charges on deposit accounts | $825,000 | 1,667 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $400,000 | 3,753 |
| Total noninterest expense | $7,063,000 | 2,076 |
| Salaries and employee benefits | $3,378,000 | 1,964 |
| Premises and equipment expense | $813,000 | 2,520 |
| Additional noninterest expense | $2,872,000 | 1,982 |
| Pre-tax net operating income | $4,686,000 | 1,499 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $1,535,000 | 1,536 |
| Income before extraordinary items | $3,189,000 | 1,598 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,189,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 4,050 |
| Cash dividends | $1,300,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,163,160 | 1,520 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,796,000 | 2,109 |
| Total interest expense | $6,911,000 | 2,434 |
| Net interest income | $9,885,000 | 1,851 |
| Provision for loan and lease losses | $656,000 | 2,478 |
| Total noninterest income | $1,644,000 | 2,234 |
| Gross Fiduciary activities income | $508,000 | 759 |
| Service charges on deposit accounts | $778,000 | 1,735 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $358,000 | 3,975 |
| Total noninterest expense | $6,783,000 | 2,172 |
| Salaries and employee benefits | $3,291,000 | 1,998 |
| Premises and equipment expense | $764,000 | 2,713 |
| Additional noninterest expense | $2,728,000 | 2,157 |
| Pre-tax net operating income | $4,090,000 | 1,536 |
| Securities gains (losses) | $-139,000 | 13,822 |
| Applicable income taxes | $1,164,000 | 1,810 |
| Income before extraordinary items | $2,787,000 | 1,653 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,787,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $2,550,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,885,690 | 1,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.