Home > The Richland Trust Company > Assets and Liabilities
The Richland Trust Company, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 151 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $525,341,000 | 1,311 |
| Cash and due from depository institutions | $8,797,000 | 1,108 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $229,342,000 | 543 |
| Federal funds sold & reverse repurchase agreements | $61,076,000 | 195 |
| Net loans & leases | $207,086,000 | 2,263 |
| Loan loss allowance | $4,624,000 | 1,289 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,093,000 | 4,482 |
| Other real estate owned | $330,000 | 1,108 |
| Goodwill and other intangibles | $717,000 | 1,943 |
| All other assets | $15,900,000 | 1,249 |
| Life insurance assets | $6,020,000 | 1,072 |
| Total liabilities and capital | $525,341,000 | 1,311 |
| Total liabilities | $494,550,000 | 1,261 |
| Total deposits | $419,705,000 | 1,270 |
| Interest-bearing deposits | $375,033,000 | 1,235 |
| Deposits held in domestic offices | $419,705,000 | 1,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,481,000 | 778 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $45,466,000 | 1,257 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,898,000 | 1,750 |
| Total equity capital | $30,791,000 | 2,234 |
| Total bank equity capital | $30,791,000 | 2,234 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,457,000 | 2,417 |
| Surplus | $14,043,000 | 2,033 |
| Undivided profits | $15,291,000 | 2,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,314,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 745 |
| Income earned, not collected on loans | $2,070,000 | 1,841 |
| Earning assets | $497,504,000 | 1,267 |
| Long-term assets (5+ years) | $248,585,000 | 534 |
| Average Assets, year-to-date | $527,258,670 | 1,279 |
| Average Assets, quarterly | $531,370,000 | 1,284 |
| Volatile liabilities | $112,775,000 | 1,318 |
| Insider loans | $11,348,000 | 660 |
| FHLB advances | $42,596,000 | 1,234 |
| Loans and leases held for sale | $303,000 | 1,333 |
| Unused loan commitments | $81,694,000 | 1,161 |
| Tier 1 (core) risk-based capital | $30,063,000 | 2,186 |
| Tier 2 risk-based capital | $3,196,000 | 1,691 |
| Total risk weighted assets | $254,265,000 | 1,971 |
| Total unused commitments | $81,694,000 | 1,161 |
| Derivatives | $1,402,000 | 782 |
| 2008-03-31 | Rank | |
| # of Employees: | 153 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $537,399,000 | 1,272 |
| Cash and due from depository institutions | $15,258,000 | 1,096 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $248,190,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $50,165,000 | 292 |
| Net loans & leases | $207,191,000 | 2,237 |
| Loan loss allowance | $4,715,000 | 1,204 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,153,000 | 4,422 |
| Other real estate owned | $105,000 | 1,096 |
| Goodwill and other intangibles | $729,000 | 1,927 |
| All other assets | $13,608,000 | 1,377 |
| Life insurance assets | $5,970,000 | 1,074 |
| Total liabilities and capital | $537,399,000 | 1,272 |
| Total liabilities | $505,203,000 | 1,212 |
| Total deposits | $427,723,000 | 1,240 |
| Interest-bearing deposits | $392,464,000 | 1,177 |
| Deposits held in domestic offices | $427,723,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,609,000 | 690 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $43,909,000 | 1,185 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,962,000 | 1,452 |
| Total equity capital | $32,196,000 | 2,189 |
| Total bank equity capital | $32,196,000 | 2,189 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,457,000 | 2,415 |
| Surplus | $14,043,000 | 2,019 |
| Undivided profits | $16,696,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,228,000 | 1,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 736 |
| Income earned, not collected on loans | $1,466,000 | 2,677 |
| Earning assets | $505,546,000 | 1,236 |
| Long-term assets (5+ years) | $263,675,000 | 485 |
| Average Assets, year-to-date | $528,217,500 | 1,278 |
| Average Assets, quarterly | $528,217,500 | 1,278 |
| Volatile liabilities | $116,792,000 | 1,244 |
| Insider loans | $12,616,000 | 564 |
| FHLB advances | $42,592,000 | 1,144 |
| Loans and leases held for sale | $733,000 | 1,075 |
| Unused loan commitments | $77,568,000 | 1,241 |
| Tier 1 (core) risk-based capital | $28,781,000 | 2,278 |
| Tier 2 risk-based capital | $3,202,000 | 1,650 |
| Total risk weighted assets | $254,684,000 | 1,958 |
| Total unused commitments | $77,568,000 | 1,242 |
| Derivatives | $1,456,000 | 861 |
| 2007-12-31 | Rank | |
| # of Employees: | 153 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $519,036,000 | 1,290 |
| Cash and due from depository institutions | $15,240,000 | 1,103 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $257,448,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $13,180,000 | 995 |
| Net loans & leases | $215,240,000 | 2,165 |
| Loan loss allowance | $4,773,000 | 1,156 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,220,000 | 4,366 |
| Other real estate owned | $0 | 1,103 |
| Goodwill and other intangibles | $729,000 | 1,926 |
| All other assets | $14,979,000 | 1,270 |
| Life insurance assets | $5,389,000 | 1,159 |
| Total liabilities and capital | $519,036,000 | 1,290 |
| Total liabilities | $487,736,000 | 1,245 |
| Total deposits | $401,377,000 | 1,312 |
| Interest-bearing deposits | $356,832,000 | 1,291 |
| Deposits held in domestic offices | $401,377,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,396,000 | 569 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $44,407,000 | 1,109 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,556,000 | 2,029 |
| Total equity capital | $31,300,000 | 2,230 |
| Total bank equity capital | $31,300,000 | 2,230 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,457,000 | 2,414 |
| Surplus | $14,043,000 | 1,997 |
| Undivided profits | $15,800,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,794,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,482,000 | 1,674 |
| Earning assets | $485,868,000 | 1,265 |
| Long-term assets (5+ years) | $271,919,000 | 462 |
| Average Assets, year-to-date | $545,522,200 | 1,194 |
| Average Assets, quarterly | $548,413,000 | 1,227 |
| Volatile liabilities | $126,148,000 | 1,156 |
| Insider loans | $14,863,000 | 459 |
| FHLB advances | $42,489,000 | 1,072 |
| Loans and leases held for sale | $236,000 | 1,442 |
| Unused loan commitments | $75,491,000 | 1,292 |
| Tier 1 (core) risk-based capital | $29,901,000 | 2,203 |
| Tier 2 risk-based capital | $3,307,000 | 1,598 |
| Total risk weighted assets | $263,129,000 | 1,892 |
| Total unused commitments | $75,491,000 | 1,292 |
| Derivatives | $1,335,000 | 768 |
| 2007-09-30 | Rank | |
| # of Employees: | 159 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $577,790,000 | 1,145 |
| Cash and due from depository institutions | $15,747,000 | 1,057 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $261,197,000 | 477 |
| Federal funds sold & reverse repurchase agreements | $56,859,000 | 250 |
| Net loans & leases | $224,567,000 | 2,059 |
| Loan loss allowance | $5,029,000 | 1,054 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,372,000 | 4,184 |
| Other real estate owned | $90,000 | 1,057 |
| Goodwill and other intangibles | $729,000 | 1,910 |
| All other assets | $16,229,000 | 1,160 |
| Life insurance assets | $5,352,000 | 1,133 |
| Total liabilities and capital | $577,790,000 | 1,145 |
| Total liabilities | $548,002,000 | 1,073 |
| Total deposits | $427,964,000 | 1,210 |
| Interest-bearing deposits | $379,570,000 | 1,188 |
| Deposits held in domestic offices | $427,964,000 | 1,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,120,000 | 425 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $58,985,000 | 809 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,933,000 | 1,828 |
| Total equity capital | $29,788,000 | 2,307 |
| Total bank equity capital | $29,788,000 | 2,307 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,457,000 | 2,393 |
| Surplus | $14,043,000 | 1,955 |
| Undivided profits | $14,288,000 | 2,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,018,000 | 929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 664 |
| Income earned, not collected on loans | $1,779,000 | 2,582 |
| Earning assets | $542,623,000 | 1,117 |
| Long-term assets (5+ years) | $275,735,000 | 436 |
| Average Assets, year-to-date | $552,143,750 | 1,183 |
| Average Assets, quarterly | $562,998,000 | 1,175 |
| Volatile liabilities | $155,120,000 | 927 |
| Insider loans | $19,165,000 | 319 |
| FHLB advances | $54,985,000 | 781 |
| Loans and leases held for sale | $646,000 | 1,048 |
| Unused loan commitments | $75,074,000 | 1,313 |
| Tier 1 (core) risk-based capital | $30,938,000 | 2,119 |
| Tier 2 risk-based capital | $3,554,000 | 1,479 |
| Total risk weighted assets | $282,863,000 | 1,721 |
| Total unused commitments | $75,074,000 | 1,314 |
| Derivatives | $1,395,000 | 779 |
| 2007-06-30 | Rank | |
| # of Employees: | 160 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $548,206,000 | 1,232 |
| Cash and due from depository institutions | $13,919,000 | 1,067 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $138,462,000 | 854 |
| Federal funds sold & reverse repurchase agreements | $144,086,000 | 147 |
| Net loans & leases | $231,873,000 | 1,994 |
| Loan loss allowance | $5,315,000 | 975 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,412,000 | 4,126 |
| Other real estate owned | $144,000 | 1,067 |
| Goodwill and other intangibles | $728,000 | 1,929 |
| All other assets | $16,582,000 | 1,142 |
| Life insurance assets | $5,313,000 | 1,128 |
| Total liabilities and capital | $548,206,000 | 1,232 |
| Total liabilities | $520,843,000 | 1,153 |
| Total deposits | $413,086,000 | 1,262 |
| Interest-bearing deposits | $365,824,000 | 1,238 |
| Deposits held in domestic offices | $413,086,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,956,000 | 482 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $57,030,000 | 793 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,771,000 | 1,840 |
| Total equity capital | $27,363,000 | 2,471 |
| Total bank equity capital | $27,363,000 | 2,471 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,457,000 | 2,395 |
| Surplus | $14,043,000 | 1,962 |
| Undivided profits | $11,863,000 | 2,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,658,000 | 721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,564,000 | 2,685 |
| Earning assets | $514,421,000 | 1,202 |
| Long-term assets (5+ years) | $153,025,000 | 753 |
| Average Assets, year-to-date | $543,595,000 | 1,217 |
| Average Assets, quarterly | $548,321,500 | 1,222 |
| Volatile liabilities | $139,490,000 | 1,009 |
| Insider loans | $19,190,000 | 321 |
| FHLB advances | $54,978,000 | 748 |
| Loans and leases held for sale | $279,000 | 1,470 |
| Unused loan commitments | $80,081,000 | 1,274 |
| Tier 1 (core) risk-based capital | $29,892,000 | 2,190 |
| Tier 2 risk-based capital | $3,552,000 | 1,494 |
| Total risk weighted assets | $282,358,000 | 1,739 |
| Total unused commitments | $80,081,000 | 1,274 |
| Derivatives | $3,583,000 | 683 |
| 2007-03-31 | Rank | |
| # of Employees: | 160 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $548,437,000 | 1,223 |
| Cash and due from depository institutions | $12,693,000 | 1,054 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $142,706,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $139,923,000 | 156 |
| Net loans & leases | $234,207,000 | 1,940 |
| Loan loss allowance | $5,262,000 | 984 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,339,000 | 4,168 |
| Other real estate owned | $144,000 | 1,054 |
| Goodwill and other intangibles | $729,000 | 1,930 |
| All other assets | $15,696,000 | 1,153 |
| Life insurance assets | $5,271,000 | 1,117 |
| Total liabilities and capital | $548,437,000 | 1,223 |
| Total liabilities | $521,351,000 | 1,143 |
| Total deposits | $412,910,000 | 1,265 |
| Interest-bearing deposits | $365,500,000 | 1,236 |
| Deposits held in domestic offices | $412,910,000 | 1,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,682,000 | 485 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $56,679,000 | 775 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,080,000 | 1,738 |
| Total equity capital | $27,086,000 | 2,499 |
| Total bank equity capital | $27,086,000 | 2,499 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,457,000 | 2,388 |
| Surplus | $14,043,000 | 1,935 |
| Undivided profits | $11,586,000 | 2,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,195,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 674 |
| Income earned, not collected on loans | $1,454,000 | 2,751 |
| Earning assets | $516,836,000 | 1,186 |
| Long-term assets (5+ years) | $157,585,000 | 720 |
| Average Assets, year-to-date | $541,289,500 | 1,222 |
| Average Assets, quarterly | $541,289,500 | 1,222 |
| Volatile liabilities | $137,889,000 | 1,005 |
| Insider loans | $17,971,000 | 330 |
| FHLB advances | $54,970,000 | 730 |
| Loans and leases held for sale | $56,000 | 1,758 |
| Unused loan commitments | $79,938,000 | 1,275 |
| Tier 1 (core) risk-based capital | $28,353,000 | 2,280 |
| Tier 2 risk-based capital | $3,545,000 | 1,490 |
| Total risk weighted assets | $281,864,000 | 1,727 |
| Total unused commitments | $79,938,000 | 1,275 |
| Derivatives | $1,945,000 | 762 |
| 2006-12-31 | Rank | |
| # of Employees: | 161 | 1,050 |
| Assets and Liabilities | ||
| Total Assets: | $534,142,000 | 1,221 |
| Cash and due from depository institutions | $15,531,000 | 1,050 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $148,198,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $110,575,000 | 161 |
| Net loans & leases | $240,355,000 | 1,888 |
| Loan loss allowance | $5,339,000 | 955 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,412,000 | 4,064 |
| Other real estate owned | $144,000 | 1,050 |
| Goodwill and other intangibles | $730,000 | 1,915 |
| All other assets | $16,197,000 | 1,136 |
| Life insurance assets | $5,230,000 | 1,109 |
| Total liabilities and capital | $534,142,000 | 1,221 |
| Total liabilities | $508,884,000 | 1,150 |
| Total deposits | $377,374,000 | 1,377 |
| Interest-bearing deposits | $331,227,000 | 1,346 |
| Deposits held in domestic offices | $377,374,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,145,000 | 399 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $58,963,000 | 770 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,402,000 | 1,577 |
| Total equity capital | $25,258,000 | 2,614 |
| Total bank equity capital | $25,258,000 | 2,614 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,457,000 | 2,383 |
| Surplus | $14,043,000 | 1,881 |
| Undivided profits | $9,758,000 | 3,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,580,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 615 |
| Income earned, not collected on loans | $1,799,000 | 2,337 |
| Earning assets | $499,128,000 | 1,197 |
| Long-term assets (5+ years) | $162,533,000 | 686 |
| Average Assets, year-to-date | $507,275,000 | 1,237 |
| Average Assets, quarterly | $519,233,500 | 1,246 |
| Volatile liabilities | $156,255,000 | 1,003 |
| Insider loans | $20,226,000 | 282 |
| FHLB advances | $54,963,000 | 755 |
| Loans and leases held for sale | $380,000 | 1,293 |
| Unused loan commitments | $73,242,000 | 1,336 |
| Tier 1 (core) risk-based capital | $26,886,000 | 2,347 |
| Tier 2 risk-based capital | $3,580,000 | 1,454 |
| Total risk weighted assets | $284,675,000 | 1,701 |
| Total unused commitments | $73,242,000 | 1,336 |
| Derivatives | $1,456,000 | 778 |
| 2006-09-30 | Rank | |
| # of Employees: | 158 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $504,325,000 | 1,298 |
| Cash and due from depository institutions | $14,011,000 | 1,090 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $153,431,000 | 811 |
| Federal funds sold & reverse repurchase agreements | $76,500,000 | 200 |
| Net loans & leases | $240,819,000 | 1,876 |
| Loan loss allowance | $5,644,000 | 907 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,396,000 | 4,036 |
| Other real estate owned | $209,000 | 1,090 |
| Goodwill and other intangibles | $738,000 | 1,916 |
| All other assets | $16,221,000 | 1,139 |
| Life insurance assets | $5,449,000 | 1,038 |
| Total liabilities and capital | $504,325,000 | 1,298 |
| Total liabilities | $471,596,000 | 1,240 |
| Total deposits | $408,105,000 | 1,236 |
| Interest-bearing deposits | $358,326,000 | 1,215 |
| Deposits held in domestic offices | $408,105,000 | 1,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,737,000 | 493 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,454,000 | 2,437 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,300,000 | 1,579 |
| Total equity capital | $32,729,000 | 2,029 |
| Total bank equity capital | $32,729,000 | 2,029 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,457,000 | 2,389 |
| Surplus | $14,043,000 | 1,854 |
| Undivided profits | $17,229,000 | 1,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,108,000 | 986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $690,000 | 237 |
| Income earned, not collected on loans | $1,463,000 | 2,856 |
| Earning assets | $470,750,000 | 1,277 |
| Long-term assets (5+ years) | $164,486,000 | 692 |
| Average Assets, year-to-date | $500,558,250 | 1,264 |
| Average Assets, quarterly | $498,459,500 | 1,307 |
| Volatile liabilities | $84,035,000 | 1,731 |
| Insider loans | $17,620,000 | 345 |
| FHLB advances | $7,454,000 | 2,946 |
| Loans and leases held for sale | $464,000 | 1,231 |
| Unused loan commitments | $64,570,000 | 1,517 |
| Tier 1 (core) risk-based capital | $34,178,000 | 1,842 |
| Tier 2 risk-based capital | $3,491,000 | 1,486 |
| Total risk weighted assets | $277,154,000 | 1,736 |
| Total unused commitments | $64,570,000 | 1,517 |
| Derivatives | $1,254,000 | 821 |
| 2006-06-30 | Rank | |
| # of Employees: | 160 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $492,594,000 | 1,320 |
| Cash and due from depository institutions | $13,082,000 | 1,070 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $153,637,000 | 808 |
| Federal funds sold & reverse repurchase agreements | $66,000,000 | 207 |
| Net loans & leases | $239,084,000 | 1,863 |
| Loan loss allowance | $5,623,000 | 889 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,357,000 | 4,061 |
| Other real estate owned | $644,000 | 1,070 |
| Goodwill and other intangibles | $757,000 | 1,895 |
| All other assets | $17,033,000 | 1,081 |
| Life insurance assets | $5,410,000 | 1,025 |
| Total liabilities and capital | $492,594,000 | 1,320 |
| Total liabilities | $463,515,000 | 1,251 |
| Total deposits | $377,288,000 | 1,338 |
| Interest-bearing deposits | $328,859,000 | 1,321 |
| Deposits held in domestic offices | $377,288,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,361,000 | 464 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,929,000 | 1,444 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,937,000 | 1,051 |
| Total equity capital | $29,079,000 | 2,195 |
| Total bank equity capital | $29,079,000 | 2,195 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,457,000 | 2,379 |
| Surplus | $14,043,000 | 1,816 |
| Undivided profits | $13,579,000 | 2,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,850,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 519 |
| Income earned, not collected on loans | $1,427,000 | 2,625 |
| Earning assets | $458,721,000 | 1,287 |
| Long-term assets (5+ years) | $162,255,000 | 676 |
| Average Assets, year-to-date | $499,302,670 | 1,265 |
| Average Assets, quarterly | $495,854,500 | 1,293 |
| Volatile liabilities | $108,713,000 | 1,371 |
| Insider loans | $17,492,000 | 328 |
| FHLB advances | $27,440,000 | 1,359 |
| Loans and leases held for sale | $403,000 | 1,279 |
| Unused loan commitments | $65,125,000 | 1,508 |
| Tier 1 (core) risk-based capital | $32,322,000 | 1,924 |
| Tier 2 risk-based capital | $3,473,000 | 1,468 |
| Total risk weighted assets | $275,660,000 | 1,709 |
| Total unused commitments | $65,125,000 | 1,508 |
| Derivatives | $1,364,000 | 791 |
| 2006-03-31 | Rank | |
| # of Employees: | 157 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $499,115,000 | 1,275 |
| Cash and due from depository institutions | $13,468,000 | 1,073 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $171,525,000 | 752 |
| Federal funds sold & reverse repurchase agreements | $52,000,000 | 252 |
| Net loans & leases | $241,797,000 | 1,787 |
| Loan loss allowance | $5,745,000 | 863 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,415,000 | 3,960 |
| Other real estate owned | $470,000 | 1,073 |
| Goodwill and other intangibles | $755,000 | 1,875 |
| All other assets | $16,685,000 | 1,070 |
| Life insurance assets | $5,590,000 | 977 |
| Total liabilities and capital | $499,115,000 | 1,275 |
| Total liabilities | $471,076,000 | 1,213 |
| Total deposits | $377,012,000 | 1,316 |
| Interest-bearing deposits | $327,770,000 | 1,297 |
| Deposits held in domestic offices | $377,012,000 | 1,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,982,000 | 449 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,245,000 | 1,225 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $7,837,000 | 748 |
| Total equity capital | $28,039,000 | 2,246 |
| Total bank equity capital | $28,039,000 | 2,246 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,457,000 | 2,370 |
| Surplus | $14,043,000 | 1,757 |
| Undivided profits | $12,539,000 | 2,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,798,000 | 1,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,449,000 | 2,433 |
| Earning assets | $465,322,000 | 1,247 |
| Long-term assets (5+ years) | $168,416,000 | 636 |
| Average Assets, year-to-date | $502,657,000 | 1,250 |
| Average Assets, quarterly | $502,657,000 | 1,250 |
| Volatile liabilities | $113,822,000 | 1,240 |
| Insider loans | $17,818,000 | 320 |
| FHLB advances | $32,427,000 | 1,165 |
| Loans and leases held for sale | $424,000 | 1,166 |
| Unused loan commitments | $61,719,000 | 1,558 |
| Tier 1 (core) risk-based capital | $30,387,000 | 2,021 |
| Tier 2 risk-based capital | $3,501,000 | 1,418 |
| Total risk weighted assets | $277,810,000 | 1,665 |
| Total unused commitments | $61,719,000 | 1,558 |
| Derivatives | $2,065,000 | 713 |
| 2005-12-31 | Rank | |
| # of Employees: | 156 | 1,072 |
| Assets and Liabilities | ||
| Total Assets: | $506,199,000 | 1,236 |
| Cash and due from depository institutions | $15,891,000 | 1,072 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $164,726,000 | 777 |
| Federal funds sold & reverse repurchase agreements | $46,500,000 | 281 |
| Net loans & leases | $260,549,000 | 1,655 |
| Loan loss allowance | $5,744,000 | 854 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,477,000 | 3,881 |
| Other real estate owned | $239,000 | 1,072 |
| Goodwill and other intangibles | $761,000 | 1,870 |
| All other assets | $15,056,000 | 1,146 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $506,199,000 | 1,236 |
| Total liabilities | $478,583,000 | 1,178 |
| Total deposits | $373,398,000 | 1,316 |
| Interest-bearing deposits | $351,698,000 | 1,162 |
| Deposits held in domestic offices | $373,398,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,661,000 | 470 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,363,000 | 982 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,161,000 | 608 |
| Total equity capital | $27,616,000 | 2,262 |
| Total bank equity capital | $27,616,000 | 2,262 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,457,000 | 2,365 |
| Surplus | $14,043,000 | 1,719 |
| Undivided profits | $12,116,000 | 2,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,805,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 842 |
| Income earned, not collected on loans | $1,438,000 | 2,468 |
| Earning assets | $471,775,000 | 1,215 |
| Long-term assets (5+ years) | $173,126,000 | 607 |
| Average Assets, year-to-date | $519,241,800 | 1,149 |
| Average Assets, quarterly | $516,937,500 | 1,197 |
| Volatile liabilities | $131,929,000 | 1,070 |
| Insider loans | $27,736,000 | 181 |
| FHLB advances | $42,413,000 | 948 |
| Loans and leases held for sale | $246,000 | 1,392 |
| Unused loan commitments | $68,289,000 | 1,382 |
| Tier 1 (core) risk-based capital | $28,396,000 | 2,122 |
| Tier 2 risk-based capital | $3,664,000 | 1,334 |
| Total risk weighted assets | $291,035,000 | 1,568 |
| Total unused commitments | $68,289,000 | 1,382 |
| Derivatives | $1,407,000 | 710 |
| 2005-09-30 | Rank | |
| # of Employees: | 155 | 1,066 |
| Assets and Liabilities | ||
| Total Assets: | $527,676,000 | 1,156 |
| Cash and due from depository institutions | $16,112,000 | 1,066 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $174,904,000 | 728 |
| Federal funds sold & reverse repurchase agreements | $55,500,000 | 246 |
| Net loans & leases | $262,428,000 | 1,606 |
| Loan loss allowance | $5,717,000 | 847 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,371,000 | 3,951 |
| Other real estate owned | $0 | 1,066 |
| Goodwill and other intangibles | $746,000 | 1,849 |
| All other assets | $15,615,000 | 1,095 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $527,676,000 | 1,156 |
| Total liabilities | $491,104,000 | 1,122 |
| Total deposits | $385,839,000 | 1,226 |
| Interest-bearing deposits | $332,859,000 | 1,211 |
| Deposits held in domestic offices | $385,839,000 | 1,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,022,000 | 453 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $50,872,000 | 904 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,371,000 | 1,374 |
| Total equity capital | $36,572,000 | 1,673 |
| Total bank equity capital | $36,572,000 | 1,673 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,457,000 | 2,338 |
| Surplus | $14,043,000 | 1,670 |
| Undivided profits | $21,072,000 | 1,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,400,000 | 1,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,014 |
| Income earned, not collected on loans | $1,472,000 | 2,354 |
| Earning assets | $492,832,000 | 1,126 |
| Long-term assets (5+ years) | $183,036,000 | 557 |
| Average Assets, year-to-date | $522,502,500 | 1,123 |
| Average Assets, quarterly | $517,201,500 | 1,163 |
| Volatile liabilities | $150,346,000 | 929 |
| Insider loans | $20,582,000 | 244 |
| FHLB advances | $47,399,000 | 879 |
| Loans and leases held for sale | $1,463,000 | 805 |
| Unused loan commitments | $65,657,000 | 1,406 |
| Tier 1 (core) risk-based capital | $36,871,000 | 1,559 |
| Tier 2 risk-based capital | $3,709,000 | 1,292 |
| Total risk weighted assets | $294,739,000 | 1,508 |
| Total unused commitments | $65,657,000 | 1,406 |
| Derivatives | $1,608,000 | 679 |
| 2005-06-30 | Rank | |
| # of Employees: | 154 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $506,727,000 | 1,175 |
| Cash and due from depository institutions | $14,855,000 | 1,081 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $191,518,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 641 |
| Net loans & leases | $264,382,000 | 1,563 |
| Loan loss allowance | $6,029,000 | 802 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,165,000 | 4,140 |
| Other real estate owned | $0 | 1,081 |
| Goodwill and other intangibles | $745,000 | 1,846 |
| All other assets | $14,062,000 | 1,172 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $506,727,000 | 1,175 |
| Total liabilities | $470,915,000 | 1,141 |
| Total deposits | $368,652,000 | 1,266 |
| Interest-bearing deposits | $318,854,000 | 1,243 |
| Deposits held in domestic offices | $368,652,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,685,000 | 405 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,969,000 | 1,118 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,609,000 | 1,234 |
| Total equity capital | $35,812,000 | 1,662 |
| Total bank equity capital | $35,812,000 | 1,662 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,457,000 | 2,316 |
| Surplus | $14,043,000 | 1,633 |
| Undivided profits | $20,312,000 | 1,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,061,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,025 |
| Income earned, not collected on loans | $1,492,000 | 2,115 |
| Earning assets | $474,900,000 | 1,144 |
| Long-term assets (5+ years) | $194,384,000 | 529 |
| Average Assets, year-to-date | $520,778,000 | 1,109 |
| Average Assets, quarterly | $525,085,000 | 1,115 |
| Volatile liabilities | $141,023,000 | 954 |
| Insider loans | $20,472,000 | 230 |
| FHLB advances | $37,386,000 | 1,077 |
| Loans and leases held for sale | $595,000 | 1,191 |
| Unused loan commitments | $71,465,000 | 1,242 |
| Tier 1 (core) risk-based capital | $34,688,000 | 1,610 |
| Tier 2 risk-based capital | $3,600,000 | 1,311 |
| Total risk weighted assets | $285,556,000 | 1,513 |
| Total unused commitments | $71,465,000 | 1,242 |
| Derivatives | $1,203,000 | 687 |
| 2005-03-31 | Rank | |
| # of Employees: | 155 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $543,443,000 | 1,067 |
| Cash and due from depository institutions | $13,342,000 | 1,048 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $217,210,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 398 |
| Net loans & leases | $265,068,000 | 1,511 |
| Loan loss allowance | $6,029,000 | 788 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,101,000 | 4,187 |
| Other real estate owned | $0 | 1,048 |
| Goodwill and other intangibles | $741,000 | 1,851 |
| All other assets | $14,981,000 | 1,079 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $543,443,000 | 1,067 |
| Total liabilities | $511,589,000 | 1,024 |
| Total deposits | $388,047,000 | 1,173 |
| Interest-bearing deposits | $342,643,000 | 1,126 |
| Deposits held in domestic offices | $388,047,000 | 1,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,204,000 | 415 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $59,569,000 | 771 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,769,000 | 838 |
| Total equity capital | $31,854,000 | 1,817 |
| Total bank equity capital | $31,854,000 | 1,817 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,457,000 | 2,323 |
| Surplus | $14,043,000 | 1,595 |
| Undivided profits | $16,354,000 | 1,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 1,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,017 |
| Income earned, not collected on loans | $1,606,000 | 1,869 |
| Earning assets | $512,278,000 | 1,040 |
| Long-term assets (5+ years) | $223,291,000 | 491 |
| Average Assets, year-to-date | $527,803,500 | 1,089 |
| Average Assets, quarterly | $527,803,500 | 1,089 |
| Volatile liabilities | $141,771,000 | 908 |
| Insider loans | $21,154,000 | 215 |
| FHLB advances | $57,373,000 | 724 |
| Loans and leases held for sale | $374,000 | 1,264 |
| Unused loan commitments | $70,049,000 | 1,258 |
| Tier 1 (core) risk-based capital | $32,389,000 | 1,698 |
| Tier 2 risk-based capital | $3,708,000 | 1,260 |
| Total risk weighted assets | $294,338,000 | 1,432 |
| Total unused commitments | $70,049,000 | 1,258 |
| Derivatives | $1,114,000 | 643 |
| 2004-12-31 | Rank | |
| # of Employees: | 153 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $512,164,000 | 1,128 |
| Cash and due from depository institutions | $13,095,000 | 1,073 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $211,006,000 | 639 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $271,699,000 | 1,458 |
| Loan loss allowance | $6,113,000 | 783 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,174,000 | 4,099 |
| Other real estate owned | $0 | 1,073 |
| Goodwill and other intangibles | $752,000 | 1,839 |
| All other assets | $13,438,000 | 1,172 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $512,164,000 | 1,128 |
| Total liabilities | $480,545,000 | 1,083 |
| Total deposits | $386,652,000 | 1,158 |
| Interest-bearing deposits | $361,550,000 | 1,038 |
| Deposits held in domestic offices | $386,652,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,975,000 | 349 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,534,000 | 2,504 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $7,384,000 | 680 |
| Total equity capital | $31,619,000 | 1,829 |
| Total bank equity capital | $31,619,000 | 1,829 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,457,000 | 2,307 |
| Surplus | $14,043,000 | 1,574 |
| Undivided profits | $16,119,000 | 2,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,247,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,497,000 | 1,981 |
| Earning assets | $482,705,000 | 1,104 |
| Long-term assets (5+ years) | $208,331,000 | 517 |
| Average Assets, year-to-date | $554,527,200 | 989 |
| Average Assets, quarterly | $538,370,000 | 1,060 |
| Volatile liabilities | $151,009,000 | 843 |
| Insider loans | $21,018,000 | 218 |
| FHLB advances | $7,359,000 | 2,893 |
| Loans and leases held for sale | $466,000 | 1,170 |
| Unused loan commitments | $71,923,000 | 1,192 |
| Tier 1 (core) risk-based capital | $30,055,000 | 1,818 |
| Tier 2 risk-based capital | $3,704,000 | 1,242 |
| Total risk weighted assets | $293,890,000 | 1,417 |
| Total unused commitments | $71,923,000 | 1,193 |
| Derivatives | $619,000 | 658 |
| 2004-09-30 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $564,576,000 | 1,011 |
| Cash and due from depository institutions | $12,935,000 | 1,064 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $218,804,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 293 |
| Net loans & leases | $276,655,000 | 1,395 |
| Loan loss allowance | $6,247,000 | 758 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,249,000 | 3,960 |
| Other real estate owned | $0 | 1,064 |
| Goodwill and other intangibles | $758,000 | 1,802 |
| All other assets | $13,175,000 | 1,163 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $564,576,000 | 1,011 |
| Total liabilities | $526,077,000 | 972 |
| Total deposits | $392,238,000 | 1,122 |
| Interest-bearing deposits | $376,172,000 | 982 |
| Deposits held in domestic offices | $392,238,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,798,000 | 278 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,286,000 | 1,555 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,755,000 | 1,487 |
| Total equity capital | $38,499,000 | 1,463 |
| Total bank equity capital | $38,499,000 | 1,463 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,457,000 | 2,304 |
| Surplus | $14,043,000 | 1,547 |
| Undivided profits | $22,999,000 | 1,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,572,000 | 1,950 |
| Earning assets | $535,459,000 | 972 |
| Long-term assets (5+ years) | $215,048,000 | 515 |
| Average Assets, year-to-date | $565,118,000 | 970 |
| Average Assets, quarterly | $570,199,500 | 985 |
| Volatile liabilities | $207,586,000 | 629 |
| Insider loans | $22,933,000 | 197 |
| FHLB advances | $20,000,000 | 1,604 |
| Loans and leases held for sale | $529,000 | 1,155 |
| Unused loan commitments | $72,224,000 | 1,180 |
| Tier 1 (core) risk-based capital | $36,875,000 | 1,434 |
| Tier 2 risk-based capital | $3,880,000 | 1,162 |
| Total risk weighted assets | $308,065,000 | 1,318 |
| Total unused commitments | $72,224,000 | 1,181 |
| Derivatives | $1,129,000 | 622 |
| 2004-06-30 | Rank | |
| # of Employees: | 151 | 1,107 |
| Assets and Liabilities | ||
| Total Assets: | $575,823,000 | 966 |
| Cash and due from depository institutions | $14,271,000 | 1,107 |
| Interest-bearing balances | $50,000 | 5,826 |
| Securities | $216,961,000 | 621 |
| Federal funds sold & reverse repurchase agreements | $60,500,000 | 212 |
| Net loans & leases | $266,658,000 | 1,409 |
| Loan loss allowance | $6,195,000 | 747 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,232,000 | 3,966 |
| Other real estate owned | $0 | 1,107 |
| Goodwill and other intangibles | $768,000 | 1,791 |
| All other assets | $14,433,000 | 1,072 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $575,823,000 | 966 |
| Total liabilities | $543,013,000 | 928 |
| Total deposits | $375,599,000 | 1,153 |
| Interest-bearing deposits | $355,490,000 | 1,026 |
| Deposits held in domestic offices | $375,599,000 | 1,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,149,000 | 284 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $53,000,000 | 867 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,265,000 | 970 |
| Total equity capital | $32,810,000 | 1,660 |
| Total bank equity capital | $32,810,000 | 1,660 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,457,000 | 2,307 |
| Surplus | $14,043,000 | 1,490 |
| Undivided profits | $17,310,000 | 1,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $941,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,527,000 | 1,846 |
| Earning assets | $544,169,000 | 940 |
| Long-term assets (5+ years) | $225,397,000 | 514 |
| Average Assets, year-to-date | $565,298,670 | 961 |
| Average Assets, quarterly | $559,178,000 | 976 |
| Volatile liabilities | $236,754,000 | 561 |
| Insider loans | $19,553,000 | 232 |
| FHLB advances | $50,000,000 | 816 |
| Loans and leases held for sale | $339,000 | 1,304 |
| Unused loan commitments | $64,070,000 | 1,274 |
| Tier 1 (core) risk-based capital | $34,334,000 | 1,503 |
| Tier 2 risk-based capital | $3,856,000 | 1,156 |
| Total risk weighted assets | $306,144,000 | 1,291 |
| Total unused commitments | $64,070,000 | 1,275 |
| Derivatives | $746,000 | 640 |
| 2004-03-31 | Rank | |
| # of Employees: | 151 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $542,533,000 | 1,014 |
| Cash and due from depository institutions | $13,659,000 | 1,094 |
| Interest-bearing balances | $50,000 | 5,915 |
| Securities | $205,021,000 | 664 |
| Federal funds sold & reverse repurchase agreements | $47,500,000 | 297 |
| Net loans & leases | $262,409,000 | 1,400 |
| Loan loss allowance | $6,165,000 | 765 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,258,000 | 3,903 |
| Other real estate owned | $0 | 1,094 |
| Goodwill and other intangibles | $762,000 | 1,800 |
| All other assets | $10,924,000 | 1,303 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $542,533,000 | 1,014 |
| Total liabilities | $507,690,000 | 974 |
| Total deposits | $390,167,000 | 1,086 |
| Interest-bearing deposits | $371,620,000 | 973 |
| Deposits held in domestic offices | $390,167,000 | 1,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,812,000 | 269 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,290,000 | 4,261 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,421,000 | 784 |
| Total equity capital | $34,843,000 | 1,594 |
| Total bank equity capital | $34,843,000 | 1,594 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,457,000 | 2,303 |
| Surplus | $14,043,000 | 1,470 |
| Undivided profits | $19,343,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,552,000 | 1,805 |
| Earning assets | $514,980,000 | 976 |
| Long-term assets (5+ years) | $197,088,000 | 555 |
| Average Assets, year-to-date | $560,036,500 | 978 |
| Average Assets, quarterly | $560,036,500 | 978 |
| Volatile liabilities | $178,906,000 | 667 |
| Insider loans | $19,353,000 | 223 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $819,000 | 1,079 |
| Unused loan commitments | $62,970,000 | 1,250 |
| Tier 1 (core) risk-based capital | $31,694,000 | 1,630 |
| Tier 2 risk-based capital | $3,691,000 | 1,204 |
| Total risk weighted assets | $292,802,000 | 1,331 |
| Total unused commitments | $62,970,000 | 1,254 |
| Derivatives | $2,054,000 | 563 |
| 2003-12-31 | Rank | |
| # of Employees: | 149 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $577,540,000 | 963 |
| Cash and due from depository institutions | $14,383,000 | 1,121 |
| Interest-bearing balances | $50,000 | 5,865 |
| Securities | $215,327,000 | 648 |
| Federal funds sold & reverse repurchase agreements | $78,000,000 | 178 |
| Net loans & leases | $254,648,000 | 1,432 |
| Loan loss allowance | $6,078,000 | 773 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,338,000 | 3,787 |
| Other real estate owned | $0 | 1,121 |
| Goodwill and other intangibles | $759,000 | 1,800 |
| All other assets | $12,085,000 | 1,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $577,540,000 | 963 |
| Total liabilities | $545,904,000 | 916 |
| Total deposits | $386,507,000 | 1,097 |
| Interest-bearing deposits | $369,554,000 | 984 |
| Deposits held in domestic offices | $386,507,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,900,000 | 305 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $51,691,000 | 841 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,806,000 | 624 |
| Total equity capital | $31,636,000 | 1,728 |
| Total bank equity capital | $31,636,000 | 1,728 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,457,000 | 2,319 |
| Surplus | $14,043,000 | 1,436 |
| Undivided profits | $16,136,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 3,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,520,000 | 1,930 |
| Earning assets | $548,025,000 | 928 |
| Long-term assets (5+ years) | $223,151,000 | 514 |
| Average Assets, year-to-date | $528,837,200 | 1,009 |
| Average Assets, quarterly | $532,547,000 | 1,028 |
| Volatile liabilities | $240,521,000 | 546 |
| Insider loans | $7,800,000 | 678 |
| FHLB advances | $50,000,000 | 773 |
| Loans and leases held for sale | $386,000 | 1,250 |
| Unused loan commitments | $63,522,000 | 1,203 |
| Tier 1 (core) risk-based capital | $29,501,000 | 1,736 |
| Tier 2 risk-based capital | $3,741,000 | 1,176 |
| Total risk weighted assets | $296,916,000 | 1,291 |
| Total unused commitments | $63,522,000 | 1,205 |
| Derivatives | $1,150,000 | 548 |
| 2003-09-30 | Rank | |
| # of Employees: | 149 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $487,554,000 | 1,144 |
| Cash and due from depository institutions | $9,766,000 | 1,131 |
| Interest-bearing balances | $50,000 | 5,938 |
| Securities | $181,585,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $30,600,000 | 467 |
| Net loans & leases | $250,207,000 | 1,434 |
| Loan loss allowance | $6,274,000 | 762 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,407,000 | 3,704 |
| Other real estate owned | $0 | 1,131 |
| Goodwill and other intangibles | $762,000 | 1,775 |
| All other assets | $12,227,000 | 1,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,554,000 | 1,144 |
| Total liabilities | $450,256,000 | 1,123 |
| Total deposits | $382,880,000 | 1,127 |
| Interest-bearing deposits | $343,144,000 | 1,077 |
| Deposits held in domestic offices | $382,880,000 | 1,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,877,000 | 399 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,297,000 | 3,866 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,202,000 | 1,784 |
| Total equity capital | $37,298,000 | 1,473 |
| Total bank equity capital | $37,298,000 | 1,473 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,457,000 | 2,330 |
| Surplus | $14,043,000 | 1,432 |
| Undivided profits | $21,798,000 | 1,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 4,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,428,000 | 2,205 |
| Earning assets | $462,442,000 | 1,106 |
| Long-term assets (5+ years) | $155,461,000 | 709 |
| Average Assets, year-to-date | $516,661,500 | 1,051 |
| Average Assets, quarterly | $510,380,000 | 1,091 |
| Volatile liabilities | $151,368,000 | 748 |
| Insider loans | $24,560,000 | 169 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $534,000 | 1,409 |
| Unused loan commitments | $62,499,000 | 1,239 |
| Tier 1 (core) risk-based capital | $35,357,000 | 1,461 |
| Tier 2 risk-based capital | $3,601,000 | 1,219 |
| Total risk weighted assets | $285,392,000 | 1,339 |
| Total unused commitments | $62,499,000 | 1,243 |
| Derivatives | $4,165,000 | 471 |
| 2003-06-30 | Rank | |
| # of Employees: | 149 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $533,206,000 | 1,043 |
| Cash and due from depository institutions | $15,345,000 | 1,131 |
| Interest-bearing balances | $50,000 | 5,984 |
| Securities | $181,722,000 | 737 |
| Federal funds sold & reverse repurchase agreements | $73,200,000 | 238 |
| Net loans & leases | $249,546,000 | 1,417 |
| Loan loss allowance | $6,196,000 | 760 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,349,000 | 3,734 |
| Other real estate owned | $0 | 1,131 |
| Goodwill and other intangibles | $634,000 | 1,845 |
| All other assets | $10,410,000 | 1,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $533,206,000 | 1,043 |
| Total liabilities | $496,460,000 | 1,007 |
| Total deposits | $377,039,000 | 1,127 |
| Interest-bearing deposits | $360,255,000 | 1,013 |
| Deposits held in domestic offices | $377,039,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,224,000 | 393 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $56,683,000 | 760 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,514,000 | 1,085 |
| Total equity capital | $36,746,000 | 1,487 |
| Total bank equity capital | $36,746,000 | 1,487 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,457,000 | 2,330 |
| Surplus | $14,043,000 | 1,402 |
| Undivided profits | $21,246,000 | 1,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $797,000 | 3,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,535,000 | 1,931 |
| Earning assets | $504,518,000 | 1,005 |
| Long-term assets (5+ years) | $156,673,000 | 681 |
| Average Assets, year-to-date | $526,364,000 | 1,023 |
| Average Assets, quarterly | $553,518,500 | 987 |
| Volatile liabilities | $197,661,000 | 619 |
| Insider loans | $16,939,000 | 259 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $5,483,000 | 668 |
| Unused loan commitments | $56,800,000 | 1,305 |
| Tier 1 (core) risk-based capital | $33,216,000 | 1,513 |
| Tier 2 risk-based capital | $3,670,000 | 1,152 |
| Total risk weighted assets | $291,095,000 | 1,285 |
| Total unused commitments | $56,800,000 | 1,317 |
| Derivatives | $9,360,000 | 411 |
| 2003-03-31 | Rank | |
| # of Employees: | 147 | 1,138 |
| Assets and Liabilities | ||
| Total Assets: | $573,831,000 | 963 |
| Cash and due from depository institutions | $15,500,000 | 1,138 |
| Interest-bearing balances | $50,000 | 5,857 |
| Securities | $253,141,000 | 549 |
| Federal funds sold & reverse repurchase agreements | $50,500,000 | 311 |
| Net loans & leases | $241,753,000 | 1,434 |
| Loan loss allowance | $6,196,000 | 765 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,376,000 | 3,671 |
| Other real estate owned | $60,000 | 1,138 |
| Goodwill and other intangibles | $554,000 | 1,894 |
| All other assets | $9,947,000 | 1,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $573,831,000 | 963 |
| Total liabilities | $540,162,000 | 910 |
| Total deposits | $388,328,000 | 1,088 |
| Interest-bearing deposits | $346,263,000 | 1,058 |
| Deposits held in domestic offices | $388,328,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,255,000 | 311 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $51,700,000 | 791 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,879,000 | 743 |
| Total equity capital | $33,669,000 | 1,592 |
| Total bank equity capital | $33,669,000 | 1,592 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,457,000 | 2,344 |
| Surplus | $14,043,000 | 1,379 |
| Undivided profits | $18,169,000 | 1,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $791,000 | 3,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,866,000 | 1,569 |
| Earning assets | $545,444,000 | 921 |
| Long-term assets (5+ years) | $134,565,000 | 746 |
| Average Assets, year-to-date | $522,943,000 | 1,027 |
| Average Assets, quarterly | $522,943,000 | 1,027 |
| Volatile liabilities | $227,099,000 | 556 |
| Insider loans | $15,307,000 | 291 |
| FHLB advances | $50,000,000 | 722 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $60,399,000 | 1,204 |
| Tier 1 (core) risk-based capital | $30,294,000 | 1,634 |
| Tier 2 risk-based capital | $3,733,000 | 1,125 |
| Total risk weighted assets | $296,211,000 | 1,250 |
| Total unused commitments | $60,399,000 | 1,214 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 147 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $472,055,000 | 1,142 |
| Cash and due from depository institutions | $16,880,000 | 1,133 |
| Interest-bearing balances | $50,000 | 5,783 |
| Securities | $173,047,000 | 731 |
| Federal funds sold & reverse repurchase agreements | $18,100,000 | 778 |
| Net loans & leases | $251,577,000 | 1,373 |
| Loan loss allowance | $5,958,000 | 778 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,446,000 | 3,583 |
| Other real estate owned | $0 | 1,133 |
| Goodwill and other intangibles | $466,000 | 1,973 |
| All other assets | $9,539,000 | 1,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,055,000 | 1,142 |
| Total liabilities | $440,898,000 | 1,113 |
| Total deposits | $376,946,000 | 1,090 |
| Interest-bearing deposits | $332,783,000 | 1,081 |
| Deposits held in domestic offices | $376,946,000 | 1,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,046,000 | 440 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,000,000 | 3,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,906,000 | 584 |
| Total equity capital | $31,157,000 | 1,677 |
| Total bank equity capital | $31,157,000 | 1,677 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,457,000 | 2,345 |
| Surplus | $14,043,000 | 1,346 |
| Undivided profits | $15,657,000 | 1,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,581,000 | 1,980 |
| Earning assets | $442,774,000 | 1,117 |
| Long-term assets (5+ years) | $103,696,000 | 932 |
| Average Assets, year-to-date | $482,574,200 | 1,063 |
| Average Assets, quarterly | $471,112,500 | 1,138 |
| Volatile liabilities | $138,997,000 | 776 |
| Insider loans | $17,997,000 | 227 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $54,883,000 | 1,250 |
| Tier 1 (core) risk-based capital | $27,782,000 | 1,740 |
| Tier 2 risk-based capital | $3,560,000 | 1,157 |
| Total risk weighted assets | $282,441,000 | 1,268 |
| Total unused commitments | $54,883,000 | 1,251 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 139 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $488,492,000 | 1,050 |
| Cash and due from depository institutions | $12,434,000 | 1,174 |
| Interest-bearing balances | $50,000 | 5,716 |
| Securities | $171,813,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $27,700,000 | 514 |
| Net loans & leases | $261,211,000 | 1,269 |
| Loan loss allowance | $5,702,000 | 752 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,287,000 | 3,685 |
| Other real estate owned | $34,000 | 1,174 |
| Goodwill and other intangibles | $2,779,000 | 878 |
| All other assets | $10,234,000 | 1,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,492,000 | 1,050 |
| Total liabilities | $456,585,000 | 1,010 |
| Total deposits | $374,905,000 | 1,050 |
| Interest-bearing deposits | $332,929,000 | 1,030 |
| Deposits held in domestic offices | $374,905,000 | 1,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,004,000 | 367 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $608,000 | 4,932 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $11,068,000 | 574 |
| Total equity capital | $31,907,000 | 1,542 |
| Total bank equity capital | $31,907,000 | 1,542 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,457,000 | 2,393 |
| Surplus | $14,043,000 | 1,300 |
| Undivided profits | $16,407,000 | 1,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,534,000 | 1,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,117,000 | 1,535 |
| Earning assets | $460,774,000 | 1,011 |
| Long-term assets (5+ years) | $118,220,000 | 829 |
| Average Assets, year-to-date | $471,428,200 | 1,035 |
| Average Assets, quarterly | $487,088,000 | 1,029 |
| Volatile liabilities | $179,266,000 | 627 |
| Insider loans | $14,543,000 | 267 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $56,567,000 | 1,145 |
| Tier 1 (core) risk-based capital | $27,542,000 | 1,666 |
| Tier 2 risk-based capital | $3,407,000 | 1,139 |
| Total risk weighted assets | $270,269,000 | 1,265 |
| Total unused commitments | $56,567,000 | 1,151 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 140 | 1,162 |
| Assets and Liabilities | ||
| Total Assets: | $454,017,000 | 1,075 |
| Cash and due from depository institutions | $14,048,000 | 1,162 |
| Interest-bearing balances | $50,000 | 5,367 |
| Securities | $134,276,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $28,200,000 | 427 |
| Net loans & leases | $264,197,000 | 1,207 |
| Loan loss allowance | $5,774,000 | 729 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,273,000 | 3,634 |
| Other real estate owned | $10,000 | 1,162 |
| Goodwill and other intangibles | $4,228,000 | 669 |
| All other assets | $6,785,000 | 1,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $454,017,000 | 1,075 |
| Total liabilities | $421,973,000 | 1,045 |
| Total deposits | $330,242,000 | 1,150 |
| Interest-bearing deposits | $297,690,000 | 1,115 |
| Deposits held in domestic offices | $330,242,000 | 1,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,289,000 | 480 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,839,000 | 874 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,603,000 | 685 |
| Total equity capital | $32,044,000 | 1,442 |
| Total bank equity capital | $32,044,000 | 1,442 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,457,000 | 2,443 |
| Surplus | $14,043,000 | 1,240 |
| Undivided profits | $16,544,000 | 1,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $860,000 | 2,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,456,000 | 1,799 |
| Earning assets | $426,723,000 | 1,047 |
| Long-term assets (5+ years) | $121,561,000 | 750 |
| Average Assets, year-to-date | $458,017,000 | 1,023 |
| Average Assets, quarterly | $470,125,500 | 1,024 |
| Volatile liabilities | $154,042,000 | 717 |
| Insider loans | $13,223,000 | 304 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $375,000 | 1,032 |
| Unused loan commitments | $51,516,000 | 1,152 |
| Tier 1 (core) risk-based capital | $26,841,000 | 1,642 |
| Tier 2 risk-based capital | $3,318,040 | 1,128 |
| Total risk weighted assets | $262,987,140 | 1,237 |
| Total unused commitments | $51,516,000 | 1,155 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 139 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $436,204,000 | 1,104 |
| Cash and due from depository institutions | $11,999,000 | 1,204 |
| Interest-bearing balances | $50,000 | 5,427 |
| Securities | $159,221,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,005 |
| Net loans & leases | $237,624,000 | 1,281 |
| Loan loss allowance | $5,413,000 | 762 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,496,000 | 3,367 |
| Other real estate owned | $0 | 1,204 |
| Goodwill and other intangibles | $5,678,000 | 581 |
| All other assets | $9,586,000 | 1,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $436,204,000 | 1,104 |
| Total liabilities | $407,054,000 | 1,071 |
| Total deposits | $354,521,000 | 1,065 |
| Interest-bearing deposits | $324,109,000 | 992 |
| Deposits held in domestic offices | $354,521,000 | 1,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,838,000 | 570 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,315,000 | 3,065 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $8,380,000 | 675 |
| Total equity capital | $29,150,000 | 1,517 |
| Total bank equity capital | $29,150,000 | 1,517 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,457,000 | 2,490 |
| Surplus | $14,043,000 | 1,224 |
| Undivided profits | $13,650,000 | 1,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,036,000 | 2,163 |
| Earning assets | $406,495,000 | 1,081 |
| Long-term assets (5+ years) | $143,541,000 | 696 |
| Average Assets, year-to-date | $422,439,000 | 1,077 |
| Average Assets, quarterly | $434,094,500 | 1,092 |
| Volatile liabilities | $143,497,000 | 753 |
| Insider loans | $11,304,000 | 357 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $51,833,000 | 1,157 |
| Tier 1 (core) risk-based capital | $25,723,000 | 1,692 |
| Tier 2 risk-based capital | $3,109,250 | 1,156 |
| Total risk weighted assets | $246,436,450 | 1,262 |
| Total unused commitments | $51,833,000 | 1,159 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 142 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $414,498,000 | 1,130 |
| Cash and due from depository institutions | $11,327,000 | 1,182 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $171,477,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,876 |
| Net loans & leases | $208,315,000 | 1,351 |
| Loan loss allowance | $5,045,000 | 789 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,592,000 | 3,115 |
| Other real estate owned | $0 | 1,182 |
| Goodwill and other intangibles | $7,128,000 | 456 |
| All other assets | $7,659,000 | 1,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,498,000 | 1,130 |
| Total liabilities | $379,563,000 | 1,111 |
| Total deposits | $337,964,000 | 1,097 |
| Interest-bearing deposits | $298,344,000 | 1,073 |
| Deposits held in domestic offices | $337,964,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,537,000 | 554 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $534,000 | 4,141 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,528,000 | 836 |
| Total equity capital | $34,935,000 | 1,288 |
| Total bank equity capital | $34,935,000 | 1,288 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,457,000 | 2,468 |
| Surplus | $14,043,000 | 1,172 |
| Undivided profits | $19,435,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,067,000 | 2,073 |
| Earning assets | $385,792,000 | 1,107 |
| Long-term assets (5+ years) | $124,636,000 | 725 |
| Average Assets, year-to-date | $412,620,000 | 1,065 |
| Average Assets, quarterly | $418,335,500 | 1,094 |
| Volatile liabilities | $98,641,000 | 840 |
| Insider loans | $13,000,000 | 286 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,311,000 | 955 |
| Unused loan commitments | $46,095,000 | 1,205 |
| Tier 1 (core) risk-based capital | $26,189,000 | 1,609 |
| Tier 2 risk-based capital | $2,699,320 | 1,248 |
| Total risk weighted assets | $213,600,120 | 1,343 |
| Total unused commitments | $46,095,000 | 1,209 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 137 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $402,102,000 | 1,162 |
| Cash and due from depository institutions | $11,865,000 | 1,290 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $115,840,000 | 991 |
| Federal funds sold & reverse repurchase agreements | $31,500,000 | 433 |
| Net loans & leases | $224,490,000 | 1,289 |
| Loan loss allowance | $5,168,000 | 809 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,939,000 | 2,684 |
| Other real estate owned | $0 | 1,290 |
| Goodwill and other intangibles | $8,578,000 | 409 |
| All other assets | $6,890,000 | 1,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,102,000 | 1,162 |
| Total liabilities | $369,156,000 | 1,153 |
| Total deposits | $330,989,000 | 1,121 |
| Interest-bearing deposits | $299,753,000 | 1,078 |
| Deposits held in domestic offices | $330,989,000 | 1,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,251,000 | 641 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $7,916,000 | 724 |
| Total equity capital | $32,946,000 | 1,358 |
| Total bank equity capital | $32,946,000 | 1,358 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,457,000 | 2,494 |
| Surplus | $14,043,000 | 1,170 |
| Undivided profits | $17,446,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,542 |
| Income earned, not collected on loans | $1,250,000 | 1,788 |
| Earning assets | $371,830,000 | 1,150 |
| Long-term assets (5+ years) | $89,223,000 | 852 |
| Average Assets, year-to-date | $390,772,000 | 1,144 |
| Average Assets, quarterly | $395,387,000 | 1,164 |
| Volatile liabilities | $85,878,000 | 936 |
| Insider loans | $13,929,000 | 273 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,199,000 | 764 |
| Unused loan commitments | $45,337,000 | 1,169 |
| Tier 1 (core) risk-based capital | $23,234,000 | 1,822 |
| Tier 2 risk-based capital | $2,732,090 | 1,162 |
| Total risk weighted assets | $216,131,590 | 1,315 |
| Total unused commitments | $45,337,000 | 1,172 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 135 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $382,977,000 | 1,250 |
| Cash and due from depository institutions | $13,295,000 | 1,376 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $113,601,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $17,800,000 | 742 |
| Net loans & leases | $219,156,000 | 1,362 |
| Loan loss allowance | $5,588,000 | 804 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,957,000 | 2,631 |
| Other real estate owned | $0 | 1,376 |
| Goodwill and other intangibles | $10,060,000 | 363 |
| All other assets | $6,108,000 | 1,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $382,977,000 | 1,250 |
| Total liabilities | $351,107,000 | 1,239 |
| Total deposits | $325,711,000 | 1,187 |
| Interest-bearing deposits | $293,003,000 | 1,144 |
| Deposits held in domestic offices | $325,711,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,473,000 | 786 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,689,000 | 2,897 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,234,000 | 1,856 |
| Total equity capital | $31,870,000 | 1,420 |
| Total bank equity capital | $31,870,000 | 1,420 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,457,000 | 2,646 |
| Surplus | $14,043,000 | 1,209 |
| Undivided profits | $16,370,000 | 1,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $673,000 | 3,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,805 |
| Income earned, not collected on loans | $1,286,000 | 1,710 |
| Earning assets | $350,557,000 | 1,250 |
| Long-term assets (5+ years) | $90,909,000 | 785 |
| Average Assets, year-to-date | $295,883,600 | 1,524 |
| Average Assets, quarterly | $332,582,000 | 1,410 |
| Volatile liabilities | $63,398,000 | 1,174 |
| Insider loans | $11,812,000 | 372 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $190,000 | 1,264 |
| Unused loan commitments | $44,258,000 | 1,161 |
| Tier 1 (core) risk-based capital | $21,156,000 | 2,041 |
| Tier 2 risk-based capital | $2,636,630 | 1,223 |
| Total risk weighted assets | $207,979,230 | 1,377 |
| Total unused commitments | $44,258,000 | 1,166 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 123 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $266,962,000 | 1,761 |
| Cash and due from depository institutions | $18,146,000 | 1,566 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $57,744,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $183,336,000 | 1,570 |
| Loan loss allowance | $4,532,000 | 973 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,659,000 | 2,849 |
| Other real estate owned | $73,000 | 1,566 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,004,000 | 1,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,962,000 | 1,761 |
| Total liabilities | $246,539,000 | 1,722 |
| Total deposits | $213,909,000 | 1,805 |
| Interest-bearing deposits | $184,776,000 | 1,823 |
| Deposits held in domestic offices | $213,909,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,711,000 | 684 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,041,000 | 2,849 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,878,000 | 1,580 |
| Total equity capital | $20,423,000 | 2,175 |
| Total bank equity capital | $20,423,000 | 2,175 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,457,000 | 2,732 |
| Surplus | $6,043,000 | 2,438 |
| Undivided profits | $12,923,000 | 2,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,211 |
| Income earned, not collected on loans | $1,115,000 | 2,068 |
| Earning assets | $241,080,000 | 1,776 |
| Long-term assets (5+ years) | $32,012,000 | 1,716 |
| Average Assets, year-to-date | $257,418,800 | 1,762 |
| Average Assets, quarterly | $265,689,500 | 1,760 |
| Volatile liabilities | $52,612,000 | 1,243 |
| Insider loans | $12,921,000 | 366 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $400,000 | 1,105 |
| Unused loan commitments | $40,521,000 | 1,198 |
| Tier 1 (core) risk-based capital | $19,469,000 | 2,201 |
| Tier 2 risk-based capital | $2,160,830 | 1,469 |
| Total risk weighted assets | $170,495,330 | 1,667 |
| Total unused commitments | $40,521,000 | 1,207 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 130 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $246,860,000 | 1,861 |
| Cash and due from depository institutions | $9,745,000 | 1,520 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $54,567,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $173,833,000 | 1,604 |
| Loan loss allowance | $4,014,000 | 1,085 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,829,000 | 2,618 |
| Other real estate owned | $0 | 1,520 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,886,000 | 1,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,860,000 | 1,861 |
| Total liabilities | $228,772,000 | 1,833 |
| Total deposits | $196,933,000 | 1,957 |
| Interest-bearing deposits | $167,660,000 | 1,974 |
| Deposits held in domestic offices | $196,933,000 | 1,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,609,000 | 750 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,001,000 | 2,506 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,229,000 | 1,655 |
| Total equity capital | $18,088,000 | 2,265 |
| Total bank equity capital | $18,088,000 | 2,265 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,457,000 | 2,830 |
| Surplus | $6,043,000 | 2,357 |
| Undivided profits | $10,588,000 | 2,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,154 |
| Income earned, not collected on loans | $1,029,000 | 1,918 |
| Earning assets | $228,400,000 | 1,837 |
| Long-term assets (5+ years) | $32,276,000 | 1,729 |
| Average Assets, year-to-date | $241,260,600 | 1,854 |
| Average Assets, quarterly | $243,547,000 | 1,882 |
| Volatile liabilities | $41,293,000 | 1,427 |
| Insider loans | $6,434,000 | 677 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $36,647,000 | 1,239 |
| Tier 1 (core) risk-based capital | $19,527,000 | 2,100 |
| Tier 2 risk-based capital | $2,009,140 | 1,569 |
| Total risk weighted assets | $158,726,040 | 1,749 |
| Total unused commitments | $36,647,000 | 1,247 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 130 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $235,974,000 | 1,969 |
| Cash and due from depository institutions | $10,420,000 | 1,608 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $64,435,000 | 2,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $153,354,000 | 1,788 |
| Loan loss allowance | $3,737,000 | 1,226 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,875,000 | 2,559 |
| Other real estate owned | $0 | 1,608 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,890,000 | 1,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,974,000 | 1,969 |
| Total liabilities | $217,598,000 | 1,961 |
| Total deposits | $194,738,000 | 2,041 |
| Interest-bearing deposits | $168,395,000 | 2,044 |
| Deposits held in domestic offices | $194,738,000 | 2,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,901,000 | 776 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 2,135 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,959,000 | 1,823 |
| Total equity capital | $18,376,000 | 2,202 |
| Total bank equity capital | $18,376,000 | 2,202 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,457,000 | 2,902 |
| Surplus | $6,043,000 | 2,256 |
| Undivided profits | $10,876,000 | 2,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,338 |
| Income earned, not collected on loans | $792,000 | 2,246 |
| Earning assets | $217,789,000 | 1,954 |
| Long-term assets (5+ years) | $11,340,000 | 4,036 |
| Average Assets, year-to-date | $226,920,400 | 1,985 |
| Average Assets, quarterly | $231,584,500 | 1,996 |
| Volatile liabilities | $29,192,000 | 1,774 |
| Insider loans | $10,703,000 | 403 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,598,000 | 1,421 |
| Tier 1 (core) risk-based capital | $17,647,000 | 2,217 |
| Tier 2 risk-based capital | $1,804,190 | 1,729 |
| Total risk weighted assets | $142,402,190 | 1,905 |
| Total unused commitments | $30,598,000 | 1,446 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 130 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $220,777,000 | 2,155 |
| Cash and due from depository institutions | $16,493,000 | 1,670 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $62,713,000 | 2,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $136,223,000 | 2,046 |
| Loan loss allowance | $3,654,000 | 1,307 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,583,000 | 2,840 |
| Other real estate owned | $0 | 1,670 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,765,000 | 2,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,777,000 | 2,155 |
| Total liabilities | $205,019,000 | 2,122 |
| Total deposits | $184,867,000 | 2,234 |
| Interest-bearing deposits | $159,985,000 | 2,263 |
| Deposits held in domestic offices | $184,867,000 | 2,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,237,000 | 789 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,915,000 | 1,948 |
| Total equity capital | $15,758,000 | 2,418 |
| Total bank equity capital | $15,758,000 | 2,418 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,457,000 | 3,014 |
| Surplus | $6,043,000 | 2,175 |
| Undivided profits | $8,258,000 | 2,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 5,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $699,000 | 2,849 |
| Earning assets | $198,936,000 | 2,181 |
| Long-term assets (5+ years) | $18,230,000 | 2,795 |
| Average Assets, year-to-date | $212,762,800 | 2,166 |
| Average Assets, quarterly | $221,349,500 | 2,129 |
| Volatile liabilities | $25,471,000 | 1,950 |
| Insider loans | $251,000 | 3,322 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $161,000 | 1,070 |
| Unused loan commitments | $33,529,000 | 1,253 |
| Tier 1 (core) risk-based capital | $15,758,000 | 2,363 |
| Tier 2 risk-based capital | $1,642,970 | 1,917 |
| Total risk weighted assets | $129,426,270 | 2,147 |
| Total unused commitments | $33,529,000 | 1,268 |
| Derivatives | $0 | 651 |