Home > The Reedsburg Bank > Assets and Liabilities
The Reedsburg Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 68 | 2,531 |
| Assets and Liabilities | ||
| Total Assets: | $214,383,000 | 2,900 |
| Cash and due from depository institutions | $4,528,000 | 2,531 |
| Interest-bearing balances | $60,000 | 5,131 |
| Securities | $23,510,000 | 4,047 |
| Federal funds sold & reverse repurchase agreements | $149,000 | 5,950 |
| Net loans & leases | $159,989,000 | 2,678 |
| Loan loss allowance | $1,725,000 | 2,831 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,344,000 | 2,789 |
| Other real estate owned | $0 | 2,531 |
| Goodwill and other intangibles | $17,980,000 | 464 |
| All other assets | $3,883,000 | 3,653 |
| Life insurance assets | $2,141,000 | 2,191 |
| Total liabilities and capital | $214,383,000 | 2,900 |
| Total liabilities | $180,080,000 | 3,063 |
| Total deposits | $160,750,000 | 3,116 |
| Interest-bearing deposits | $146,836,000 | 2,935 |
| Deposits held in domestic offices | $160,750,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,584,000 | 1,439 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,746,000 | 2,776 |
| Total equity capital | $34,303,000 | 2,002 |
| Total bank equity capital | $34,303,000 | 2,002 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $30,928,000 | 984 |
| Undivided profits | $2,975,000 | 5,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,513,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,008,000 | 4,198 |
| Earning assets | $183,708,000 | 3,093 |
| Long-term assets (5+ years) | $17,303,000 | 3,822 |
| Average Assets, year-to-date | $215,469,750 | 2,829 |
| Average Assets, quarterly | $214,268,500 | 2,881 |
| Volatile liabilities | $26,890,000 | 4,022 |
| Insider loans | $2,377,000 | 2,708 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $24,248,000 | 3,026 |
| Tier 1 (core) risk-based capital | $16,377,000 | 3,797 |
| Tier 2 risk-based capital | $1,725,000 | 2,711 |
| Total risk weighted assets | $159,380,000 | 2,856 |
| Total unused commitments | $24,248,000 | 3,027 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $214,154,000 | 2,909 |
| Cash and due from depository institutions | $5,406,000 | 2,595 |
| Interest-bearing balances | $24,000 | 5,879 |
| Securities | $22,963,000 | 4,098 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 6,287 |
| Net loans & leases | $159,837,000 | 2,687 |
| Loan loss allowance | $1,372,000 | 3,383 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,098,000 | 2,904 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $18,007,000 | 477 |
| All other assets | $3,841,000 | 3,626 |
| Life insurance assets | $2,127,000 | 2,201 |
| Total liabilities and capital | $214,154,000 | 2,909 |
| Total liabilities | $179,953,000 | 3,072 |
| Total deposits | $160,811,000 | 3,132 |
| Interest-bearing deposits | $146,790,000 | 2,957 |
| Deposits held in domestic offices | $160,811,000 | 3,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,593,000 | 1,380 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,549,000 | 2,843 |
| Total equity capital | $34,201,000 | 1,979 |
| Total bank equity capital | $34,201,000 | 1,979 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $30,928,000 | 992 |
| Undivided profits | $2,873,000 | 5,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,863,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,009,000 | 3,953 |
| Earning assets | $182,826,000 | 3,101 |
| Long-term assets (5+ years) | $13,554,000 | 4,229 |
| Average Assets, year-to-date | $215,832,000 | 2,863 |
| Average Assets, quarterly | $214,668,000 | 2,888 |
| Volatile liabilities | $26,440,000 | 4,013 |
| Insider loans | $2,383,000 | 2,673 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,823,000 | 2,763 |
| Tier 1 (core) risk-based capital | $16,492,000 | 3,735 |
| Tier 2 risk-based capital | $1,372,000 | 3,248 |
| Total risk weighted assets | $157,478,000 | 2,854 |
| Total unused commitments | $27,823,000 | 2,763 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 67 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $215,182,000 | 2,898 |
| Cash and due from depository institutions | $4,583,000 | 2,604 |
| Interest-bearing balances | $28,000 | 5,817 |
| Securities | $24,592,000 | 3,934 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,762 |
| Net loans & leases | $159,987,000 | 2,644 |
| Loan loss allowance | $1,338,000 | 3,429 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,091,000 | 2,884 |
| Other real estate owned | $0 | 2,604 |
| Goodwill and other intangibles | $18,035,000 | 467 |
| All other assets | $3,893,000 | 3,532 |
| Life insurance assets | $2,112,000 | 2,201 |
| Total liabilities and capital | $215,182,000 | 2,898 |
| Total liabilities | $180,955,000 | 3,056 |
| Total deposits | $164,176,000 | 3,080 |
| Interest-bearing deposits | $151,258,000 | 2,872 |
| Deposits held in domestic offices | $164,176,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,600,000 | 1,613 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,179,000 | 2,259 |
| Total equity capital | $34,227,000 | 1,987 |
| Total bank equity capital | $34,227,000 | 1,987 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $30,928,000 | 967 |
| Undivided profits | $2,899,000 | 5,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,302,000 | 2,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,085,000 | 3,569 |
| Earning assets | $184,608,000 | 3,062 |
| Long-term assets (5+ years) | $13,874,000 | 4,140 |
| Average Assets, year-to-date | $216,671,000 | 2,862 |
| Average Assets, quarterly | $216,671,000 | 2,862 |
| Volatile liabilities | $23,143,000 | 4,265 |
| Insider loans | $2,390,000 | 2,665 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $28,276,000 | 2,754 |
| Tier 1 (core) risk-based capital | $16,283,000 | 3,747 |
| Tier 2 risk-based capital | $1,338,000 | 3,282 |
| Total risk weighted assets | $156,150,000 | 2,845 |
| Total unused commitments | $28,276,000 | 2,755 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $218,160,000 | 2,858 |
| Cash and due from depository institutions | $5,477,000 | 2,543 |
| Interest-bearing balances | $24,000 | 5,909 |
| Securities | $25,000,000 | 3,933 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $161,608,000 | 2,616 |
| Loan loss allowance | $1,367,000 | 3,367 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,107,000 | 2,828 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $18,063,000 | 452 |
| All other assets | $3,905,000 | 3,566 |
| Life insurance assets | $2,098,000 | 2,176 |
| Total liabilities and capital | $218,160,000 | 2,858 |
| Total liabilities | $184,333,000 | 2,994 |
| Total deposits | $164,597,000 | 3,034 |
| Interest-bearing deposits | $149,738,000 | 2,856 |
| Deposits held in domestic offices | $164,597,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,863,000 | 1,330 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,873,000 | 2,521 |
| Total equity capital | $33,827,000 | 1,974 |
| Total bank equity capital | $33,827,000 | 1,974 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $30,928,000 | 942 |
| Undivided profits | $2,499,000 | 6,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 4,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,000,000 | 3,924 |
| Earning assets | $186,632,000 | 3,021 |
| Long-term assets (5+ years) | $17,197,000 | 3,677 |
| Average Assets, year-to-date | $212,568,400 | 2,820 |
| Average Assets, quarterly | $216,734,000 | 2,835 |
| Volatile liabilities | $47,708,000 | 2,747 |
| Insider loans | $2,395,000 | 2,638 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,153,000 | 2,771 |
| Tier 1 (core) risk-based capital | $15,902,000 | 3,753 |
| Tier 2 risk-based capital | $1,367,000 | 3,218 |
| Total risk weighted assets | $160,125,000 | 2,757 |
| Total unused commitments | $27,153,000 | 2,772 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 67 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $215,308,000 | 2,859 |
| Cash and due from depository institutions | $3,948,000 | 2,634 |
| Interest-bearing balances | $52,000 | 5,441 |
| Securities | $25,745,000 | 3,882 |
| Federal funds sold & reverse repurchase agreements | $403,000 | 5,359 |
| Net loans & leases | $159,332,000 | 2,637 |
| Loan loss allowance | $1,311,000 | 3,475 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,916,000 | 2,917 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $18,096,000 | 450 |
| All other assets | $3,868,000 | 3,598 |
| Life insurance assets | $2,083,000 | 2,149 |
| Total liabilities and capital | $215,308,000 | 2,859 |
| Total liabilities | $181,817,000 | 2,994 |
| Total deposits | $158,235,000 | 3,100 |
| Interest-bearing deposits | $144,872,000 | 2,897 |
| Deposits held in domestic offices | $158,235,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,552,000 | 1,106 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,030,000 | 2,313 |
| Total equity capital | $33,491,000 | 1,975 |
| Total bank equity capital | $33,491,000 | 1,975 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $30,928,000 | 939 |
| Undivided profits | $2,163,000 | 6,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $985,000 | 4,022 |
| Earning assets | $185,532,000 | 3,004 |
| Long-term assets (5+ years) | $19,483,000 | 3,387 |
| Average Assets, year-to-date | $211,170,500 | 2,848 |
| Average Assets, quarterly | $216,902,000 | 2,824 |
| Volatile liabilities | $50,848,000 | 2,579 |
| Insider loans | $1,779,000 | 3,169 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,083,000 | 2,738 |
| Tier 1 (core) risk-based capital | $15,576,000 | 3,806 |
| Tier 2 risk-based capital | $1,311,000 | 3,317 |
| Total risk weighted assets | $156,979,000 | 2,792 |
| Total unused commitments | $28,083,000 | 2,738 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 68 | 2,601 |
| Assets and Liabilities | ||
| Total Assets: | $218,496,000 | 2,816 |
| Cash and due from depository institutions | $4,926,000 | 2,601 |
| Interest-bearing balances | $12,000 | 6,289 |
| Securities | $26,719,000 | 3,781 |
| Federal funds sold & reverse repurchase agreements | $191,000 | 5,510 |
| Net loans & leases | $161,117,000 | 2,597 |
| Loan loss allowance | $1,356,000 | 3,376 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,656,000 | 3,042 |
| Other real estate owned | $0 | 2,601 |
| Goodwill and other intangibles | $18,129,000 | 445 |
| All other assets | $3,758,000 | 3,616 |
| Life insurance assets | $2,067,000 | 2,117 |
| Total liabilities and capital | $218,496,000 | 2,816 |
| Total liabilities | $185,859,000 | 2,927 |
| Total deposits | $156,739,000 | 3,110 |
| Interest-bearing deposits | $142,800,000 | 2,921 |
| Deposits held in domestic offices | $156,739,000 | 3,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,419,000 | 995 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,000,000 | 2,308 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,701,000 | 2,446 |
| Total equity capital | $32,637,000 | 1,959 |
| Total bank equity capital | $32,637,000 | 1,959 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $30,928,000 | 928 |
| Undivided profits | $1,309,000 | 6,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $931,000 | 3,823 |
| Earning assets | $188,039,000 | 2,942 |
| Long-term assets (5+ years) | $22,093,000 | 3,132 |
| Average Assets, year-to-date | $209,791,330 | 2,867 |
| Average Assets, quarterly | $212,167,000 | 2,867 |
| Volatile liabilities | $60,535,000 | 2,233 |
| Insider loans | $1,772,000 | 3,143 |
| FHLB advances | $13,000,000 | 2,181 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,001,000 | 2,792 |
| Tier 1 (core) risk-based capital | $14,930,000 | 3,891 |
| Tier 2 risk-based capital | $1,356,000 | 3,218 |
| Total risk weighted assets | $162,060,000 | 2,684 |
| Total unused commitments | $27,001,000 | 2,794 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 69 | 2,548 |
| Assets and Liabilities | ||
| Total Assets: | $205,838,000 | 2,932 |
| Cash and due from depository institutions | $3,582,000 | 2,548 |
| Interest-bearing balances | $8,000 | 6,455 |
| Securities | $26,676,000 | 3,845 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 6,216 |
| Net loans & leases | $149,981,000 | 2,712 |
| Loan loss allowance | $1,297,000 | 3,463 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,703,000 | 2,964 |
| Other real estate owned | $0 | 2,548 |
| Goodwill and other intangibles | $18,162,000 | 427 |
| All other assets | $3,689,000 | 3,583 |
| Life insurance assets | $2,053,000 | 2,083 |
| Total liabilities and capital | $205,838,000 | 2,932 |
| Total liabilities | $173,153,000 | 3,078 |
| Total deposits | $147,178,000 | 3,251 |
| Interest-bearing deposits | $134,332,000 | 3,049 |
| Deposits held in domestic offices | $147,178,000 | 3,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,819,000 | 962 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,156,000 | 2,057 |
| Total equity capital | $32,685,000 | 1,930 |
| Total bank equity capital | $32,685,000 | 1,930 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $30,928,000 | 896 |
| Undivided profits | $1,357,000 | 6,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $885,000 | 3,826 |
| Earning assets | $176,710,000 | 3,080 |
| Long-term assets (5+ years) | $21,718,000 | 3,142 |
| Average Assets, year-to-date | $205,439,000 | 2,910 |
| Average Assets, quarterly | $205,439,000 | 2,910 |
| Volatile liabilities | $47,830,000 | 2,566 |
| Insider loans | $1,775,000 | 3,078 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,240,000 | 2,737 |
| Tier 1 (core) risk-based capital | $14,782,000 | 3,865 |
| Tier 2 risk-based capital | $1,297,000 | 3,273 |
| Total risk weighted assets | $152,135,000 | 2,797 |
| Total unused commitments | $27,240,000 | 2,739 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 74 | 2,362 |
| Assets and Liabilities | ||
| Total Assets: | $205,040,000 | 2,921 |
| Cash and due from depository institutions | $4,410,000 | 2,362 |
| Interest-bearing balances | $6,000 | 6,553 |
| Securities | $26,482,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 6,048 |
| Net loans & leases | $148,582,000 | 2,706 |
| Loan loss allowance | $1,249,000 | 3,523 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,734,000 | 2,915 |
| Other real estate owned | $0 | 2,362 |
| Goodwill and other intangibles | $18,195,000 | 412 |
| All other assets | $3,592,000 | 3,631 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $205,040,000 | 2,921 |
| Total liabilities | $172,366,000 | 3,063 |
| Total deposits | $147,596,000 | 3,222 |
| Interest-bearing deposits | $133,008,000 | 3,021 |
| Deposits held in domestic offices | $147,596,000 | 3,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,700,000 | 1,012 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,070,000 | 2,087 |
| Total equity capital | $32,674,000 | 1,907 |
| Total bank equity capital | $32,674,000 | 1,907 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $30,928,000 | 875 |
| Undivided profits | $1,346,000 | 6,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $824,000 | 4,078 |
| Earning assets | $175,115,000 | 3,074 |
| Long-term assets (5+ years) | $21,588,000 | 3,156 |
| Average Assets, year-to-date | $194,145,800 | 2,920 |
| Average Assets, quarterly | $203,738,000 | 2,902 |
| Volatile liabilities | $46,932,000 | 2,584 |
| Insider loans | $1,784,000 | 3,040 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,956,000 | 2,385 |
| Tier 1 (core) risk-based capital | $14,719,000 | 3,825 |
| Tier 2 risk-based capital | $1,249,000 | 3,331 |
| Total risk weighted assets | $150,002,000 | 2,797 |
| Total unused commitments | $32,956,000 | 2,386 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 71 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $202,436,000 | 2,904 |
| Cash and due from depository institutions | $5,521,000 | 2,441 |
| Interest-bearing balances | $23,000 | 6,164 |
| Securities | $26,515,000 | 3,852 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 4,936 |
| Net loans & leases | $143,945,000 | 2,753 |
| Loan loss allowance | $1,111,000 | 3,797 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,793,000 | 2,840 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $18,236,000 | 395 |
| All other assets | $3,756,000 | 3,472 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $202,436,000 | 2,904 |
| Total liabilities | $169,788,000 | 3,051 |
| Total deposits | $143,100,000 | 3,249 |
| Interest-bearing deposits | $128,714,000 | 3,059 |
| Deposits held in domestic offices | $143,100,000 | 3,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 906 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,688,000 | 2,371 |
| Total equity capital | $32,648,000 | 1,875 |
| Total bank equity capital | $32,648,000 | 1,875 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $30,928,000 | 846 |
| Undivided profits | $1,320,000 | 6,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $777,000 | 4,253 |
| Earning assets | $171,153,000 | 3,089 |
| Long-term assets (5+ years) | $20,460,000 | 3,263 |
| Average Assets, year-to-date | $191,422,250 | 2,947 |
| Average Assets, quarterly | $198,759,500 | 2,911 |
| Volatile liabilities | $44,846,000 | 2,582 |
| Insider loans | $1,788,000 | 3,018 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,921,000 | 2,307 |
| Tier 1 (core) risk-based capital | $14,476,000 | 3,809 |
| Tier 2 risk-based capital | $1,111,000 | 3,594 |
| Total risk weighted assets | $149,811,000 | 2,734 |
| Total unused commitments | $33,921,000 | 2,310 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $195,083,000 | 2,937 |
| Cash and due from depository institutions | $5,477,000 | 3,118 |
| Interest-bearing balances | $8,000 | 6,498 |
| Securities | $26,396,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $137,309,000 | 2,787 |
| Loan loss allowance | $1,130,000 | 3,699 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,798,000 | 2,773 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $18,276,000 | 388 |
| All other assets | $3,827,000 | 3,330 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $195,083,000 | 2,937 |
| Total liabilities | $163,098,000 | 3,103 |
| Total deposits | $138,647,000 | 3,287 |
| Interest-bearing deposits | $122,381,000 | 3,135 |
| Deposits held in domestic offices | $138,647,000 | 3,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,730,000 | 1,004 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,721,000 | 2,197 |
| Total equity capital | $31,985,000 | 1,878 |
| Total bank equity capital | $31,985,000 | 1,878 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $30,428,000 | 841 |
| Undivided profits | $1,157,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $775,000 | 3,930 |
| Earning assets | $163,713,000 | 3,148 |
| Long-term assets (5+ years) | $21,262,000 | 3,243 |
| Average Assets, year-to-date | $187,751,000 | 2,978 |
| Average Assets, quarterly | $192,397,500 | 2,946 |
| Volatile liabilities | $40,478,000 | 2,661 |
| Insider loans | $2,792,000 | 2,175 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,247,000 | 2,488 |
| Tier 1 (core) risk-based capital | $13,737,000 | 3,907 |
| Tier 2 risk-based capital | $1,130,000 | 3,498 |
| Total risk weighted assets | $143,158,000 | 2,777 |
| Total unused commitments | $29,247,000 | 2,489 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $189,712,000 | 2,990 |
| Cash and due from depository institutions | $3,432,000 | 3,054 |
| Interest-bearing balances | $12,000 | 6,414 |
| Securities | $25,924,000 | 4,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $134,672,000 | 2,785 |
| Loan loss allowance | $1,151,000 | 3,666 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,797,000 | 2,739 |
| Other real estate owned | $0 | 3,054 |
| Goodwill and other intangibles | $18,317,000 | 375 |
| All other assets | $3,570,000 | 3,441 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $189,712,000 | 2,990 |
| Total liabilities | $158,538,000 | 3,165 |
| Total deposits | $144,112,000 | 3,165 |
| Interest-bearing deposits | $128,156,000 | 3,027 |
| Deposits held in domestic offices | $144,112,000 | 3,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,940,000 | 1,930 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,486,000 | 2,409 |
| Total equity capital | $31,174,000 | 1,861 |
| Total bank equity capital | $31,174,000 | 1,861 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $29,928,000 | 837 |
| Undivided profits | $846,000 | 7,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $809,000 | 3,677 |
| Earning assets | $160,608,000 | 3,178 |
| Long-term assets (5+ years) | $23,961,000 | 3,077 |
| Average Assets, year-to-date | $184,085,000 | 3,036 |
| Average Assets, quarterly | $184,085,000 | 3,036 |
| Volatile liabilities | $29,249,000 | 3,243 |
| Insider loans | $89,000 | 7,318 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,806,000 | 2,577 |
| Tier 1 (core) risk-based capital | $13,026,000 | 4,032 |
| Tier 2 risk-based capital | $1,151,000 | 3,452 |
| Total risk weighted assets | $138,427,000 | 2,810 |
| Total unused commitments | $26,806,000 | 2,582 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $178,458,000 | 3,123 |
| Cash and due from depository institutions | $5,228,000 | 2,928 |
| Interest-bearing balances | $9,000 | 6,511 |
| Securities | $26,026,000 | 3,996 |
| Federal funds sold & reverse repurchase agreements | $294,000 | 5,703 |
| Net loans & leases | $121,305,000 | 3,005 |
| Loan loss allowance | $1,200,000 | 3,499 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,757,000 | 2,736 |
| Other real estate owned | $0 | 2,928 |
| Goodwill and other intangibles | $18,358,000 | 374 |
| All other assets | $3,490,000 | 3,443 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $178,458,000 | 3,123 |
| Total liabilities | $147,166,000 | 3,368 |
| Total deposits | $134,566,000 | 3,342 |
| Interest-bearing deposits | $117,661,000 | 3,208 |
| Deposits held in domestic offices | $134,566,000 | 3,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,701 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,600,000 | 2,279 |
| Total equity capital | $31,292,000 | 1,845 |
| Total bank equity capital | $31,292,000 | 1,845 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $29,928,000 | 827 |
| Undivided profits | $964,000 | 7,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,528,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $661,000 | 4,367 |
| Earning assets | $147,634,000 | 3,407 |
| Long-term assets (5+ years) | $24,862,000 | 3,058 |
| Average Assets, year-to-date | $167,356,400 | 3,176 |
| Average Assets, quarterly | $176,160,500 | 3,130 |
| Volatile liabilities | $21,082,000 | 4,004 |
| Insider loans | $110,000 | 7,195 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,807,000 | 2,477 |
| Tier 1 (core) risk-based capital | $12,919,000 | 4,001 |
| Tier 2 risk-based capital | $1,200,000 | 3,298 |
| Total risk weighted assets | $127,103,000 | 3,021 |
| Total unused commitments | $26,807,000 | 2,478 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $173,863,000 | 3,153 |
| Cash and due from depository institutions | $3,157,000 | 3,024 |
| Interest-bearing balances | $38,000 | 5,947 |
| Securities | $29,939,000 | 3,631 |
| Federal funds sold & reverse repurchase agreements | $333,000 | 5,375 |
| Net loans & leases | $114,386,000 | 3,131 |
| Loan loss allowance | $1,201,000 | 3,510 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,777,000 | 2,682 |
| Other real estate owned | $0 | 3,024 |
| Goodwill and other intangibles | $18,408,000 | 367 |
| All other assets | $3,863,000 | 3,172 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $173,863,000 | 3,153 |
| Total liabilities | $142,300,000 | 3,413 |
| Total deposits | $129,807,000 | 3,403 |
| Interest-bearing deposits | $115,352,000 | 3,233 |
| Deposits held in domestic offices | $129,807,000 | 3,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $581,000 | 3,124 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,912,000 | 1,984 |
| Total equity capital | $31,563,000 | 1,822 |
| Total bank equity capital | $31,563,000 | 1,822 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $29,928,000 | 801 |
| Undivided profits | $1,235,000 | 7,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $663,000 | 4,493 |
| Earning assets | $144,696,000 | 3,419 |
| Long-term assets (5+ years) | $26,036,000 | 3,012 |
| Average Assets, year-to-date | $164,581,000 | 3,216 |
| Average Assets, quarterly | $168,491,500 | 3,202 |
| Volatile liabilities | $15,894,000 | 4,662 |
| Insider loans | $531,000 | 5,330 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,447,000 | 2,617 |
| Tier 1 (core) risk-based capital | $13,094,000 | 3,929 |
| Tier 2 risk-based capital | $1,201,000 | 3,271 |
| Total risk weighted assets | $122,375,000 | 3,072 |
| Total unused commitments | $24,447,000 | 2,621 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $163,120,000 | 3,301 |
| Cash and due from depository institutions | $3,307,000 | 3,098 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $28,060,000 | 3,851 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 5,848 |
| Net loans & leases | $104,676,000 | 3,309 |
| Loan loss allowance | $1,191,000 | 3,532 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,741,000 | 2,658 |
| Other real estate owned | $0 | 3,098 |
| Goodwill and other intangibles | $18,744,000 | 351 |
| All other assets | $4,582,000 | 2,787 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $163,120,000 | 3,301 |
| Total liabilities | $132,528,000 | 3,601 |
| Total deposits | $130,609,000 | 3,369 |
| Interest-bearing deposits | $114,946,000 | 3,250 |
| Deposits held in domestic offices | $130,609,000 | 3,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $346,000 | 3,394 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,573,000 | 2,124 |
| Total equity capital | $30,592,000 | 1,782 |
| Total bank equity capital | $30,592,000 | 1,782 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $29,928,000 | 785 |
| Undivided profits | $264,000 | 7,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,038 |
| Income earned, not collected on loans | $584,000 | 4,699 |
| Earning assets | $132,747,000 | 3,664 |
| Long-term assets (5+ years) | $26,080,000 | 3,109 |
| Average Assets, year-to-date | $161,487,000 | 3,281 |
| Average Assets, quarterly | $163,117,500 | 3,274 |
| Volatile liabilities | $14,989,000 | 4,745 |
| Insider loans | $403,000 | 5,844 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,619,000 | 2,402 |
| Tier 1 (core) risk-based capital | $12,442,000 | 4,056 |
| Tier 2 risk-based capital | $1,191,000 | 3,264 |
| Total risk weighted assets | $108,582,000 | 3,365 |
| Total unused commitments | $27,619,000 | 2,404 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $163,115,000 | 3,273 |
| Cash and due from depository institutions | $2,871,000 | 3,131 |
| Interest-bearing balances | $1,000 | 6,934 |
| Securities | $29,968,000 | 3,657 |
| Federal funds sold & reverse repurchase agreements | $3,421,000 | 3,585 |
| Net loans & leases | $99,782,000 | 3,364 |
| Loan loss allowance | $1,255,000 | 3,330 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,725,000 | 2,626 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $18,510,000 | 344 |
| All other assets | $4,838,000 | 2,549 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $163,115,000 | 3,273 |
| Total liabilities | $132,047,000 | 3,604 |
| Total deposits | $130,241,000 | 3,365 |
| Interest-bearing deposits | $115,730,000 | 3,216 |
| Deposits held in domestic offices | $130,241,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,806,000 | 2,117 |
| Total equity capital | $31,068,000 | 1,801 |
| Total bank equity capital | $31,068,000 | 1,801 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $29,928,000 | 772 |
| Undivided profits | $740,000 | 7,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 730 |
| Income earned, not collected on loans | $633,000 | 4,327 |
| Earning assets | $133,172,000 | 3,636 |
| Long-term assets (5+ years) | $23,350,000 | 3,271 |
| Average Assets, year-to-date | $160,670,500 | 3,292 |
| Average Assets, quarterly | $160,670,500 | 3,292 |
| Volatile liabilities | $13,666,000 | 4,902 |
| Insider loans | $632,000 | 4,995 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,413,000 | 2,148 |
| Tier 1 (core) risk-based capital | $12,297,000 | 4,055 |
| Tier 2 risk-based capital | $1,255,000 | 3,089 |
| Total risk weighted assets | $105,729,000 | 3,375 |
| Total unused commitments | $31,413,000 | 2,153 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $158,226,000 | 3,344 |
| Cash and due from depository institutions | $4,555,000 | 3,061 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $28,838,000 | 3,826 |
| Federal funds sold & reverse repurchase agreements | $1,285,000 | 4,700 |
| Net loans & leases | $96,272,000 | 3,450 |
| Loan loss allowance | $1,305,000 | 3,244 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,611,000 | 2,701 |
| Other real estate owned | $0 | 3,061 |
| Goodwill and other intangibles | $19,108,000 | 349 |
| All other assets | $4,557,000 | 2,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,226,000 | 3,344 |
| Total liabilities | $127,449,000 | 3,687 |
| Total deposits | $125,353,000 | 3,457 |
| Interest-bearing deposits | $109,472,000 | 3,355 |
| Deposits held in domestic offices | $125,353,000 | 3,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,096,000 | 1,806 |
| Total equity capital | $30,777,000 | 1,772 |
| Total bank equity capital | $30,777,000 | 1,772 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $29,928,000 | 769 |
| Undivided profits | $449,000 | 8,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,269,000 | 2,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 675 |
| Income earned, not collected on loans | $537,000 | 5,106 |
| Earning assets | $126,396,000 | 3,762 |
| Long-term assets (5+ years) | $18,058,000 | 3,786 |
| Average Assets, year-to-date | $143,799,800 | 3,526 |
| Average Assets, quarterly | $150,242,000 | 3,463 |
| Volatile liabilities | $12,765,000 | 5,054 |
| Insider loans | $658,000 | 4,914 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $30,089,000 | 2,145 |
| Tier 1 (core) risk-based capital | $11,612,000 | 4,201 |
| Tier 2 risk-based capital | $1,264,000 | 3,066 |
| Total risk weighted assets | $101,089,000 | 3,494 |
| Total unused commitments | $30,089,000 | 2,148 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $142,258,000 | 3,650 |
| Cash and due from depository institutions | $3,126,000 | 2,970 |
| Interest-bearing balances | $3,000 | 6,904 |
| Securities | $28,376,000 | 3,775 |
| Federal funds sold & reverse repurchase agreements | $6,303,000 | 2,159 |
| Net loans & leases | $96,847,000 | 3,409 |
| Loan loss allowance | $1,263,000 | 3,312 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,717,000 | 3,383 |
| Other real estate owned | $0 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,889,000 | 2,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,258,000 | 3,650 |
| Total liabilities | $124,551,000 | 3,728 |
| Total deposits | $123,200,000 | 3,482 |
| Interest-bearing deposits | $109,826,000 | 3,344 |
| Deposits held in domestic offices | $123,200,000 | 3,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,351,000 | 2,590 |
| Total equity capital | $17,707,000 | 3,012 |
| Total bank equity capital | $17,707,000 | 3,012 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $6,200,000 | 2,839 |
| Undivided profits | $11,107,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,514,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $636,000 | 298 |
| Income earned, not collected on loans | $626,000 | 4,718 |
| Earning assets | $131,529,000 | 3,614 |
| Long-term assets (5+ years) | $21,551,000 | 3,457 |
| Average Assets, year-to-date | $140,193,250 | 3,622 |
| Average Assets, quarterly | $142,591,500 | 3,623 |
| Volatile liabilities | $12,870,000 | 5,029 |
| Insider loans | $692,000 | 4,788 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $30,032,000 | 2,167 |
| Tier 1 (core) risk-based capital | $17,156,000 | 2,954 |
| Tier 2 risk-based capital | $1,263,000 | 3,050 |
| Total risk weighted assets | $101,428,000 | 3,454 |
| Total unused commitments | $30,032,000 | 2,171 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $142,925,000 | 3,616 |
| Cash and due from depository institutions | $6,775,000 | 3,017 |
| Interest-bearing balances | $3,000 | 6,923 |
| Securities | $27,609,000 | 3,768 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 6,875 |
| Net loans & leases | $101,126,000 | 3,268 |
| Loan loss allowance | $1,235,000 | 3,337 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,728,000 | 3,332 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,683,000 | 2,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,925,000 | 3,616 |
| Total liabilities | $125,165,000 | 3,699 |
| Total deposits | $119,412,000 | 3,569 |
| Interest-bearing deposits | $104,108,000 | 3,497 |
| Deposits held in domestic offices | $119,412,000 | 3,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,167,000 | 1,602 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,586,000 | 2,400 |
| Total equity capital | $17,760,000 | 3,005 |
| Total bank equity capital | $17,760,000 | 3,005 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $6,200,000 | 2,805 |
| Undivided profits | $11,160,000 | 2,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,045,000 | 2,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 787 |
| Income earned, not collected on loans | $592,000 | 4,781 |
| Earning assets | $128,742,000 | 3,671 |
| Long-term assets (5+ years) | $18,181,000 | 3,650 |
| Average Assets, year-to-date | $139,505,000 | 3,626 |
| Average Assets, quarterly | $140,992,000 | 3,632 |
| Volatile liabilities | $16,081,000 | 4,382 |
| Insider loans | $1,043,000 | 3,921 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,568,000 | 1,992 |
| Tier 1 (core) risk-based capital | $16,899,000 | 2,952 |
| Tier 2 risk-based capital | $1,235,000 | 3,068 |
| Total risk weighted assets | $103,706,000 | 3,352 |
| Total unused commitments | $32,568,000 | 2,003 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 55 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $139,059,000 | 3,661 |
| Cash and due from depository institutions | $4,297,000 | 3,090 |
| Interest-bearing balances | $3,000 | 6,875 |
| Securities | $25,203,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $2,431,000 | 4,913 |
| Net loans & leases | $99,726,000 | 3,250 |
| Loan loss allowance | $1,243,000 | 3,256 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,724,000 | 3,298 |
| Other real estate owned | $0 | 3,090 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,678,000 | 2,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,059,000 | 3,661 |
| Total liabilities | $122,057,000 | 3,740 |
| Total deposits | $120,449,000 | 3,519 |
| Interest-bearing deposits | $106,753,000 | 3,412 |
| Deposits held in domestic offices | $120,449,000 | 3,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,608,000 | 2,410 |
| Total equity capital | $17,002,000 | 3,085 |
| Total bank equity capital | $17,002,000 | 3,085 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $6,200,000 | 2,756 |
| Undivided profits | $10,402,000 | 2,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,093,000 | 2,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $325,000 | 517 |
| Income earned, not collected on loans | $647,000 | 4,444 |
| Earning assets | $127,363,000 | 3,656 |
| Long-term assets (5+ years) | $19,231,000 | 3,464 |
| Average Assets, year-to-date | $137,795,000 | 3,651 |
| Average Assets, quarterly | $137,795,000 | 3,651 |
| Volatile liabilities | $11,767,000 | 5,230 |
| Insider loans | $1,044,000 | 3,843 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,606,000 | 2,065 |
| Tier 1 (core) risk-based capital | $16,331,000 | 3,017 |
| Tier 2 risk-based capital | $1,243,000 | 3,000 |
| Total risk weighted assets | $104,656,000 | 3,260 |
| Total unused commitments | $29,606,000 | 2,073 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $136,531,000 | 3,670 |
| Cash and due from depository institutions | $4,476,000 | 2,960 |
| Interest-bearing balances | $3,000 | 6,870 |
| Securities | $24,750,000 | 4,037 |
| Federal funds sold & reverse repurchase agreements | $2,268,000 | 4,587 |
| Net loans & leases | $97,718,000 | 3,303 |
| Loan loss allowance | $1,253,000 | 3,159 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,772,000 | 3,224 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,547,000 | 2,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,531,000 | 3,670 |
| Total liabilities | $120,153,000 | 3,731 |
| Total deposits | $118,158,000 | 3,518 |
| Interest-bearing deposits | $103,409,000 | 3,444 |
| Deposits held in domestic offices | $118,158,000 | 3,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,995,000 | 2,024 |
| Total equity capital | $16,378,000 | 3,146 |
| Total bank equity capital | $16,378,000 | 3,146 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $6,200,000 | 2,713 |
| Undivided profits | $9,778,000 | 2,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $936,000 | 2,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $579,000 | 5,084 |
| Earning assets | $124,739,000 | 3,677 |
| Long-term assets (5+ years) | $16,250,000 | 3,791 |
| Average Assets, year-to-date | $133,337,600 | 3,593 |
| Average Assets, quarterly | $136,422,500 | 3,628 |
| Volatile liabilities | $9,945,000 | 5,690 |
| Insider loans | $793,000 | 4,485 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $27,045,000 | 2,133 |
| Tier 1 (core) risk-based capital | $15,765,000 | 3,055 |
| Tier 2 risk-based capital | $1,253,000 | 2,934 |
| Total risk weighted assets | $102,375,000 | 3,285 |
| Total unused commitments | $27,045,000 | 2,138 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $132,472,000 | 3,619 |
| Cash and due from depository institutions | $4,425,000 | 3,166 |
| Interest-bearing balances | $3,000 | 6,872 |
| Securities | $22,776,000 | 4,133 |
| Federal funds sold & reverse repurchase agreements | $4,690,000 | 2,922 |
| Net loans & leases | $93,465,000 | 3,311 |
| Loan loss allowance | $1,159,000 | 3,198 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,715,000 | 3,233 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,401,000 | 2,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,472,000 | 3,619 |
| Total liabilities | $118,105,000 | 3,654 |
| Total deposits | $116,339,000 | 3,429 |
| Interest-bearing deposits | $102,585,000 | 3,339 |
| Deposits held in domestic offices | $116,339,000 | 3,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,766,000 | 2,217 |
| Total equity capital | $14,367,000 | 3,317 |
| Total bank equity capital | $14,367,000 | 3,317 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $6,200,000 | 2,595 |
| Undivided profits | $7,767,000 | 3,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $647,000 | 5,008 |
| Earning assets | $120,934,000 | 3,632 |
| Long-term assets (5+ years) | $18,514,000 | 3,468 |
| Average Assets, year-to-date | $127,729,200 | 3,572 |
| Average Assets, quarterly | $130,699,500 | 3,625 |
| Volatile liabilities | $7,607,000 | 6,360 |
| Insider loans | $831,000 | 4,317 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $32,187,000 | 1,760 |
| Tier 1 (core) risk-based capital | $14,035,000 | 3,262 |
| Tier 2 risk-based capital | $1,159,000 | 2,980 |
| Total risk weighted assets | $96,727,000 | 3,304 |
| Total unused commitments | $32,187,000 | 1,765 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $124,120,000 | 3,696 |
| Cash and due from depository institutions | $5,669,000 | 3,286 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $22,489,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $70,000 | 6,891 |
| Net loans & leases | $89,149,000 | 3,348 |
| Loan loss allowance | $1,052,000 | 3,335 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,829,000 | 3,051 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,914,000 | 2,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,120,000 | 3,696 |
| Total liabilities | $111,127,000 | 3,712 |
| Total deposits | $103,675,000 | 3,662 |
| Interest-bearing deposits | $91,937,000 | 3,560 |
| Deposits held in domestic offices | $103,675,000 | 3,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,695,000 | 2,404 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,151 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,757,000 | 2,287 |
| Total equity capital | $12,993,000 | 3,524 |
| Total bank equity capital | $12,993,000 | 3,524 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $6,200,000 | 2,532 |
| Undivided profits | $6,393,000 | 3,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $510,000 | 5,051 |
| Earning assets | $111,713,000 | 3,768 |
| Long-term assets (5+ years) | $20,187,000 | 3,139 |
| Average Assets, year-to-date | $117,662,200 | 3,723 |
| Average Assets, quarterly | $122,076,500 | 3,714 |
| Volatile liabilities | $12,601,000 | 4,980 |
| Insider loans | $992,000 | 3,895 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,447,000 | 2,093 |
| Tier 1 (core) risk-based capital | $12,817,000 | 3,437 |
| Tier 2 risk-based capital | $1,052,000 | 3,136 |
| Total risk weighted assets | $91,119,800 | 3,341 |
| Total unused commitments | $23,447,000 | 2,096 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $111,874,000 | 3,998 |
| Cash and due from depository institutions | $3,784,000 | 3,519 |
| Interest-bearing balances | $126,000 | 4,415 |
| Securities | $20,332,000 | 4,802 |
| Federal funds sold & reverse repurchase agreements | $1,109,000 | 4,752 |
| Net loans & leases | $80,381,000 | 3,556 |
| Loan loss allowance | $1,001,000 | 3,426 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,780,000 | 3,050 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,488,000 | 2,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,874,000 | 3,998 |
| Total liabilities | $100,282,000 | 4,019 |
| Total deposits | $98,630,000 | 3,784 |
| Interest-bearing deposits | $87,147,000 | 3,687 |
| Deposits held in domestic offices | $98,630,000 | 3,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,652,000 | 2,195 |
| Total equity capital | $11,592,000 | 3,756 |
| Total bank equity capital | $11,592,000 | 3,756 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $6,200,000 | 2,490 |
| Undivided profits | $4,992,000 | 4,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 2,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $373,000 | 5,658 |
| Earning assets | $101,948,000 | 4,010 |
| Long-term assets (5+ years) | $15,153,000 | 3,929 |
| Average Assets, year-to-date | $112,560,800 | 3,844 |
| Average Assets, quarterly | $113,034,500 | 3,925 |
| Volatile liabilities | $5,633,000 | 7,037 |
| Insider loans | $652,000 | 4,730 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,381,000 | 2,179 |
| Tier 1 (core) risk-based capital | $11,752,000 | 3,701 |
| Tier 2 risk-based capital | $1,001,000 | 3,147 |
| Total risk weighted assets | $81,613,500 | 3,560 |
| Total unused commitments | $22,381,000 | 2,183 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $114,564,000 | 3,864 |
| Cash and due from depository institutions | $5,191,000 | 3,601 |
| Interest-bearing balances | $123,000 | 4,660 |
| Securities | $20,768,000 | 4,721 |
| Federal funds sold & reverse repurchase agreements | $10,189,000 | 1,692 |
| Net loans & leases | $72,162,000 | 3,686 |
| Loan loss allowance | $969,000 | 3,431 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,935,000 | 2,755 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,319,000 | 2,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,564,000 | 3,864 |
| Total liabilities | $103,409,000 | 3,834 |
| Total deposits | $101,466,000 | 3,658 |
| Interest-bearing deposits | $90,430,000 | 3,533 |
| Deposits held in domestic offices | $101,466,000 | 3,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,943,000 | 2,048 |
| Total equity capital | $11,155,000 | 3,947 |
| Total bank equity capital | $11,155,000 | 3,947 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $6,200,000 | 2,363 |
| Undivided profits | $4,555,000 | 4,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $370,000 | 5,801 |
| Earning assets | $103,242,000 | 3,928 |
| Long-term assets (5+ years) | $11,543,000 | 4,384 |
| Average Assets, year-to-date | $107,136,000 | 3,901 |
| Average Assets, quarterly | $111,817,000 | 3,873 |
| Volatile liabilities | $5,521,000 | 6,748 |
| Insider loans | $580,000 | 4,904 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,816,000 | 1,898 |
| Tier 1 (core) risk-based capital | $10,847,000 | 3,878 |
| Tier 2 risk-based capital | $961,240 | 3,131 |
| Total risk weighted assets | $76,891,540 | 3,562 |
| Total unused commitments | $24,816,000 | 1,905 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $102,491,000 | 4,227 |
| Cash and due from depository institutions | $4,018,000 | 3,726 |
| Interest-bearing balances | $45,000 | 5,413 |
| Securities | $20,006,000 | 4,902 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 7,896 |
| Net loans & leases | $72,353,000 | 3,715 |
| Loan loss allowance | $924,000 | 3,612 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,061,000 | 2,580 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,903,000 | 2,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,491,000 | 4,227 |
| Total liabilities | $92,226,000 | 4,218 |
| Total deposits | $90,415,000 | 4,062 |
| Interest-bearing deposits | $81,747,000 | 3,871 |
| Deposits held in domestic offices | $90,415,000 | 4,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,811,000 | 2,218 |
| Total equity capital | $10,265,000 | 4,202 |
| Total bank equity capital | $10,265,000 | 4,202 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $5,200,000 | 2,660 |
| Undivided profits | $4,665,000 | 4,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $377,000 | 5,904 |
| Earning assets | $92,554,000 | 4,310 |
| Long-term assets (5+ years) | $15,406,000 | 3,312 |
| Average Assets, year-to-date | $101,185,800 | 4,098 |
| Average Assets, quarterly | $102,945,500 | 4,161 |
| Volatile liabilities | $5,745,000 | 6,732 |
| Insider loans | $456,000 | 5,661 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,477,000 | 2,250 |
| Tier 1 (core) risk-based capital | $10,050,000 | 4,154 |
| Tier 2 risk-based capital | $896,280 | 3,240 |
| Total risk weighted assets | $71,674,880 | 3,748 |
| Total unused commitments | $18,477,000 | 2,256 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $103,131,000 | 4,306 |
| Cash and due from depository institutions | $6,052,000 | 4,042 |
| Interest-bearing balances | $84,000 | 5,122 |
| Securities | $22,073,000 | 4,965 |
| Federal funds sold & reverse repurchase agreements | $3,125,000 | 3,737 |
| Net loans & leases | $65,932,000 | 4,053 |
| Loan loss allowance | $1,002,000 | 3,502 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,092,000 | 2,525 |
| Other real estate owned | $99,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,758,000 | 2,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,131,000 | 4,306 |
| Total liabilities | $93,787,000 | 4,254 |
| Total deposits | $89,214,000 | 4,215 |
| Interest-bearing deposits | $80,808,000 | 4,020 |
| Deposits held in domestic offices | $89,214,000 | 4,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,000,000 | 2,282 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,573,000 | 2,460 |
| Total equity capital | $9,344,000 | 4,590 |
| Total bank equity capital | $9,344,000 | 4,590 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $5,200,000 | 2,739 |
| Undivided profits | $3,744,000 | 5,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $351,000 | 6,240 |
| Earning assets | $91,214,000 | 4,452 |
| Long-term assets (5+ years) | $14,885,000 | 3,279 |
| Average Assets, year-to-date | $98,861,200 | 4,304 |
| Average Assets, quarterly | $100,707,500 | 4,339 |
| Volatile liabilities | $10,702,000 | 4,654 |
| Insider loans | $216,000 | 7,583 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,848,000 | 2,438 |
| Tier 1 (core) risk-based capital | $9,220,000 | 4,537 |
| Tier 2 risk-based capital | $832,740 | 3,524 |
| Total risk weighted assets | $66,450,240 | 4,018 |
| Total unused commitments | $15,848,000 | 2,450 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $99,434,000 | 4,447 |
| Cash and due from depository institutions | $4,307,000 | 4,498 |
| Interest-bearing balances | $65,000 | 5,611 |
| Securities | $23,551,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $5,766,000 | 2,518 |
| Net loans & leases | $59,359,000 | 4,319 |
| Loan loss allowance | $896,000 | 3,879 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,208,000 | 2,396 |
| Other real estate owned | $311,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,932,000 | 2,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,434,000 | 4,447 |
| Total liabilities | $90,649,000 | 4,382 |
| Total deposits | $83,047,000 | 4,528 |
| Interest-bearing deposits | $74,880,000 | 4,343 |
| Deposits held in domestic offices | $83,047,000 | 4,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,000,000 | 1,501 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,602,000 | 2,511 |
| Total equity capital | $8,785,000 | 4,825 |
| Total bank equity capital | $8,785,000 | 4,825 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $5,200,000 | 2,750 |
| Undivided profits | $3,185,000 | 6,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $372,000 | 6,153 |
| Earning assets | $88,741,000 | 4,556 |
| Long-term assets (5+ years) | $13,913,000 | 3,245 |
| Average Assets, year-to-date | $94,804,400 | 4,465 |
| Average Assets, quarterly | $98,190,500 | 4,437 |
| Volatile liabilities | $10,104,000 | 4,546 |
| Insider loans | $282,000 | 7,213 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,829,000 | 3,321 |
| Tier 1 (core) risk-based capital | $8,692,000 | 4,743 |
| Tier 2 risk-based capital | $759,570 | 3,757 |
| Total risk weighted assets | $60,611,870 | 4,278 |
| Total unused commitments | $9,829,000 | 3,336 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $88,916,000 | 4,841 |
| Cash and due from depository institutions | $3,643,000 | 4,658 |
| Interest-bearing balances | $30,000 | 6,321 |
| Securities | $22,790,000 | 5,340 |
| Federal funds sold & reverse repurchase agreements | $316,000 | 7,353 |
| Net loans & leases | $55,437,000 | 4,500 |
| Loan loss allowance | $868,000 | 4,067 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,293,000 | 2,259 |
| Other real estate owned | $546,000 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,891,000 | 2,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,916,000 | 4,841 |
| Total liabilities | $80,937,000 | 4,818 |
| Total deposits | $77,080,000 | 4,792 |
| Interest-bearing deposits | $69,314,000 | 4,605 |
| Deposits held in domestic offices | $77,080,000 | 4,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,617,000 | 2,408 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,240,000 | 2,589 |
| Total equity capital | $7,979,000 | 4,935 |
| Total bank equity capital | $7,979,000 | 4,935 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $5,200,000 | 2,651 |
| Undivided profits | $2,379,000 | 6,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $303,000 | 6,523 |
| Earning assets | $78,573,000 | 5,005 |
| Long-term assets (5+ years) | $13,057,000 | 3,470 |
| Average Assets, year-to-date | $86,158,200 | 4,875 |
| Average Assets, quarterly | $88,573,500 | 4,831 |
| Volatile liabilities | $6,583,000 | 5,781 |
| Insider loans | $323,000 | 6,961 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,807,000 | 2,963 |
| Tier 1 (core) risk-based capital | $7,963,000 | 5,017 |
| Tier 2 risk-based capital | $707,360 | 3,958 |
| Total risk weighted assets | $56,344,460 | 4,463 |
| Total unused commitments | $10,807,000 | 2,973 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $84,900,000 | 5,141 |
| Cash and due from depository institutions | $4,592,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,625,000 | 5,611 |
| Federal funds sold & reverse repurchase agreements | $3,052,000 | 4,318 |
| Net loans & leases | $49,050,000 | 4,859 |
| Loan loss allowance | $761,000 | 4,658 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,252,000 | 3,242 |
| Other real estate owned | $728,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,601,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,900,000 | 5,141 |
| Total liabilities | $77,414,000 | 5,111 |
| Total deposits | $76,289,000 | 4,966 |
| Interest-bearing deposits | $67,815,000 | 4,868 |
| Deposits held in domestic offices | $76,289,000 | 4,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,000 | 4,978 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,121,000 | 2,855 |
| Total equity capital | $7,486,000 | 5,288 |
| Total bank equity capital | $7,486,000 | 5,288 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $4,200,000 | 3,132 |
| Undivided profits | $2,886,000 | 6,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $259,000 | 6,820 |
| Earning assets | $74,727,000 | 5,342 |
| Long-term assets (5+ years) | $16,777,000 | 3,033 |
| Average Assets, year-to-date | $81,221,400 | 5,212 |
| Average Assets, quarterly | $83,690,500 | 5,161 |
| Volatile liabilities | $3,355,000 | 7,990 |
| Insider loans | $300,000 | 7,272 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,234,000 | 4,272 |
| Tier 1 (core) risk-based capital | $7,486,000 | 5,207 |
| Tier 2 risk-based capital | $669,910 | 4,111 |
| Total risk weighted assets | $53,499,710 | 4,623 |
| Total unused commitments | $6,234,000 | 4,298 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $79,525,000 | 5,516 |
| Cash and due from depository institutions | $4,982,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,822,000 | 6,346 |
| Federal funds sold & reverse repurchase agreements | $3,569,000 | 4,392 |
| Net loans & leases | $47,942,000 | 4,960 |
| Loan loss allowance | $730,000 | 4,838 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,059,000 | 5,980 |
| Other real estate owned | $476,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,675,000 | 2,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,525,000 | 5,516 |
| Total liabilities | $72,692,000 | 5,493 |
| Total deposits | $71,507,000 | 5,400 |
| Interest-bearing deposits | $64,669,000 | 5,228 |
| Deposits held in domestic offices | $71,507,000 | 5,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,000 | 4,974 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,176,000 | 2,881 |
| Total equity capital | $6,833,000 | 5,490 |
| Total bank equity capital | $6,833,000 | 5,490 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $3,600,000 | 3,460 |
| Undivided profits | $2,833,000 | 6,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,032,000 | 3,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $272,000 | 7,054 |
| Earning assets | $70,333,000 | 5,648 |
| Long-term assets (5+ years) | $14,162,000 | 3,395 |
| Average Assets, year-to-date | $78,084,200 | 5,470 |
| Average Assets, quarterly | $78,573,000 | 5,522 |
| Volatile liabilities | $2,856,000 | 8,750 |
| Insider loans | $256,000 | 3,275 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,911,000 | 4,157 |
| Tier 1 (core) risk-based capital | $6,833,000 | 5,432 |
| Tier 2 risk-based capital | $620,990 | 4,360 |
| Total risk weighted assets | $49,569,790 | 4,962 |
| Total unused commitments | $5,911,000 | 4,178 |
| Derivatives | $0 | 651 |