Home > The Raymond State Bank > Income and Expense
The Raymond State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 13,702 |
| Total interest expense | $232,000 | 13,643 |
| Net interest income | $273,000 | 13,666 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $47,000 | 13,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $188,000 | 13,817 |
| Salaries and employee benefits | $124,000 | 13,700 |
| Premises and equipment expense | $4,000 | 13,891 |
| Additional noninterest expense | $60,000 | 13,801 |
| Pre-tax net operating income | $96,000 | 12,068 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $74,000 | 12,311 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $74,000 | 12,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $8,000 | 8,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $74,000 | 12,014 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.