Home > The Rappahannock National Bank of Washington > Income and Expense
The Rappahannock National Bank of Washington, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 3,074 |
| Total interest expense | $1,697,000 | 3,360 |
| Net interest income | $5,600,000 | 2,946 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $681,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $417,000 | 2,509 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $264,000 | 3,745 |
| Total noninterest expense | $4,075,000 | 3,357 |
| Salaries and employee benefits | $1,654,000 | 3,990 |
| Premises and equipment expense | $723,000 | 2,595 |
| Additional noninterest expense | $1,698,000 | 2,854 |
| Pre-tax net operating income | $1,831,000 | 2,032 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $565,000 | 1,542 |
| Income before extraordinary items | $1,268,000 | 2,452 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,268,000 | 2,449 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,268,000 | 2,453 |
| Net charge-offs | $413,000 | 3,313 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,266,620 | 2,323 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 3,111 |
| Total interest expense | $1,123,000 | 3,478 |
| Net interest income | $3,735,000 | 2,946 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $463,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $297,000 | 2,374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $166,000 | 3,821 |
| Total noninterest expense | $2,745,000 | 3,346 |
| Salaries and employee benefits | $1,089,000 | 4,051 |
| Premises and equipment expense | $507,000 | 2,517 |
| Additional noninterest expense | $1,149,000 | 2,818 |
| Pre-tax net operating income | $1,078,000 | 2,235 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $287,000 | 1,785 |
| Income before extraordinary items | $791,000 | 2,524 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $791,000 | 2,521 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $791,000 | 2,524 |
| Net charge-offs | $207,000 | 3,502 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $791,000 | 2,429 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 3,194 |
| Total interest expense | $552,000 | 3,664 |
| Net interest income | $1,854,000 | 2,989 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $216,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $1,400,000 | 3,325 |
| Salaries and employee benefits | $553,000 | 4,055 |
| Premises and equipment expense | $276,000 | 2,380 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $445,000 | 2,638 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $110,000 | 2,030 |
| Income before extraordinary items | $335,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 2,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $335,000 | 2,916 |
| Net charge-offs | $94,000 | 3,163 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $335,000 | 2,799 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,299,000 | 3,413 |
| Total interest expense | $3,441,000 | 3,085 |
| Net interest income | $5,858,000 | 3,538 |
| Provision for loan and lease losses | $925,000 | 3,617 |
| Total noninterest income | $1,010,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $716,000 | 2,207 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $294,000 | 4,018 |
| Total noninterest expense | $5,250,000 | 3,535 |
| Salaries and employee benefits | $2,043,000 | 4,290 |
| Premises and equipment expense | $860,000 | 2,932 |
| Additional noninterest expense | $2,347,000 | 2,897 |
| Pre-tax net operating income | $693,000 | 3,568 |
| Securities gains (losses) | $78,000 | 2,320 |
| Applicable income taxes | $66,000 | 3,117 |
| Income before extraordinary items | $705,000 | 3,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $705,000 | 3,343 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $705,000 | 3,343 |
| Net charge-offs | $341,000 | 4,324 |
| Cash dividends | $350,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $634,020 | 3,457 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 3,495 |
| Total interest expense | $2,730,000 | 3,072 |
| Net interest income | $4,172,000 | 3,686 |
| Provision for loan and lease losses | $650,000 | 3,400 |
| Total noninterest income | $755,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $520,000 | 2,280 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $235,000 | 4,004 |
| Total noninterest expense | $3,959,000 | 3,516 |
| Salaries and employee benefits | $1,511,000 | 4,359 |
| Premises and equipment expense | $656,000 | 2,925 |
| Additional noninterest expense | $1,792,000 | 2,815 |
| Pre-tax net operating income | $318,000 | 4,468 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $-46,000 | 6,808 |
| Income before extraordinary items | $365,000 | 4,168 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $365,000 | 4,163 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $365,000 | 4,166 |
| Net charge-offs | $209,000 | 4,203 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $364,000 | 4,094 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 3,590 |
| Total interest expense | $1,931,000 | 3,049 |
| Net interest income | $2,563,000 | 3,874 |
| Provision for loan and lease losses | $360,000 | 3,434 |
| Total noninterest income | $484,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $334,000 | 2,312 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $150,000 | 4,122 |
| Total noninterest expense | $2,669,000 | 3,534 |
| Salaries and employee benefits | $1,024,000 | 4,356 |
| Premises and equipment expense | $445,000 | 2,922 |
| Additional noninterest expense | $1,200,000 | 2,830 |
| Pre-tax net operating income | $18,000 | 5,700 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $-48,000 | 7,003 |
| Income before extraordinary items | $67,000 | 5,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 5,447 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $67,000 | 5,447 |
| Net charge-offs | $77,000 | 4,509 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $66,000 | 5,374 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,688 |
| Total interest expense | $988,000 | 3,083 |
| Net interest income | $1,204,000 | 4,044 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $229,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $157,000 | 2,370 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $72,000 | 4,184 |
| Total noninterest expense | $1,273,000 | 3,597 |
| Salaries and employee benefits | $531,000 | 4,267 |
| Premises and equipment expense | $220,000 | 3,005 |
| Additional noninterest expense | $522,000 | 2,893 |
| Pre-tax net operating income | $10,000 | 6,126 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-7,000 | 7,165 |
| Income before extraordinary items | $17,000 | 6,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,203 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $17,000 | 6,203 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $17,000 | 6,044 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,304,000 | 4,035 |
| Total interest expense | $3,564,000 | 3,804 |
| Net interest income | $4,740,000 | 4,097 |
| Provision for loan and lease losses | $592,000 | 3,537 |
| Total noninterest income | $1,154,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $830,000 | 2,054 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $324,000 | 3,967 |
| Total noninterest expense | $5,170,000 | 3,467 |
| Salaries and employee benefits | $2,144,000 | 4,229 |
| Premises and equipment expense | $1,034,000 | 2,550 |
| Additional noninterest expense | $1,992,000 | 2,881 |
| Pre-tax net operating income | $132,000 | 5,933 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-88,000 | 7,054 |
| Income before extraordinary items | $221,000 | 5,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $221,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 3,445 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $220,000 | 5,557 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 4,140 |
| Total interest expense | $2,646,000 | 3,933 |
| Net interest income | $3,512,000 | 4,156 |
| Provision for loan and lease losses | $364,000 | 3,229 |
| Total noninterest income | $879,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $635,000 | 2,029 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 4,068 |
| Total noninterest expense | $3,953,000 | 3,412 |
| Salaries and employee benefits | $1,660,000 | 4,161 |
| Premises and equipment expense | $787,000 | 2,529 |
| Additional noninterest expense | $1,506,000 | 2,770 |
| Pre-tax net operating income | $74,000 | 6,500 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $-86,000 | 7,515 |
| Income before extraordinary items | $161,000 | 5,886 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $161,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,264 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $160,000 | 6,062 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 4,212 |
| Total interest expense | $1,812,000 | 3,990 |
| Net interest income | $2,246,000 | 4,264 |
| Provision for loan and lease losses | $249,000 | 2,821 |
| Total noninterest income | $573,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $416,000 | 2,036 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $157,000 | 4,231 |
| Total noninterest expense | $2,653,000 | 3,403 |
| Salaries and employee benefits | $1,117,000 | 4,165 |
| Premises and equipment expense | $539,000 | 2,475 |
| Additional noninterest expense | $997,000 | 2,751 |
| Pre-tax net operating income | $-83,000 | 7,158 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-96,000 | 7,851 |
| Income before extraordinary items | $14,000 | 6,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,360 | 6,878 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 4,323 |
| Total interest expense | $949,000 | 4,034 |
| Net interest income | $1,049,000 | 4,461 |
| Provision for loan and lease losses | $94,000 | 2,813 |
| Total noninterest income | $276,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $199,000 | 2,091 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $1,339,000 | 3,392 |
| Salaries and employee benefits | $547,000 | 4,248 |
| Premises and equipment expense | $278,000 | 2,426 |
| Additional noninterest expense | $514,000 | 2,659 |
| Pre-tax net operating income | $-108,000 | 7,589 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-69,000 | 8,076 |
| Income before extraordinary items | $-39,000 | 7,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-39,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-39,000 | 7,402 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 4,838 |
| Total interest expense | $3,077,000 | 4,727 |
| Net interest income | $3,677,000 | 4,867 |
| Provision for loan and lease losses | $231,000 | 3,657 |
| Total noninterest income | $709,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $477,000 | 3,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $232,000 | 4,755 |
| Total noninterest expense | $3,507,000 | 4,513 |
| Salaries and employee benefits | $1,252,000 | 5,853 |
| Premises and equipment expense | $585,000 | 3,914 |
| Additional noninterest expense | $1,670,000 | 3,129 |
| Pre-tax net operating income | $648,000 | 5,574 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $108,000 | 4,421 |
| Income before extraordinary items | $537,000 | 5,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $537,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $172,000 | 5,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $539,490 | 5,533 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 5,085 |
| Total interest expense | $2,158,000 | 4,924 |
| Net interest income | $2,551,000 | 5,148 |
| Provision for loan and lease losses | $175,000 | 3,251 |
| Total noninterest income | $396,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $264,000 | 3,776 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,317 |
| Total noninterest expense | $2,084,000 | 5,224 |
| Salaries and employee benefits | $806,000 | 6,274 |
| Premises and equipment expense | $300,000 | 5,020 |
| Additional noninterest expense | $978,000 | 3,777 |
| Pre-tax net operating income | $688,000 | 5,155 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $151,000 | 4,039 |
| Income before extraordinary items | $534,000 | 5,251 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $534,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $104,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $536,340 | 5,221 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 5,329 |
| Total interest expense | $1,339,000 | 5,107 |
| Net interest income | $1,607,000 | 5,366 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $229,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $1,227,000 | 5,658 |
| Salaries and employee benefits | $514,000 | 6,415 |
| Premises and equipment expense | $167,000 | 5,553 |
| Additional noninterest expense | $546,000 | 4,307 |
| Pre-tax net operating income | $534,000 | 4,907 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $133,000 | 3,800 |
| Income before extraordinary items | $398,000 | 5,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $398,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $104,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $400,250 | 5,070 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 5,452 |
| Total interest expense | $645,000 | 5,184 |
| Net interest income | $765,000 | 5,532 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $109,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $632,000 | 5,590 |
| Salaries and employee benefits | $263,000 | 6,421 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $285,000 | 4,118 |
| Pre-tax net operating income | $227,000 | 5,249 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $174,000 | 5,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $174,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $104,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $176,340 | 5,319 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 5,729 |
| Total interest expense | $1,848,000 | 5,617 |
| Net interest income | $2,843,000 | 5,688 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $560,000 | 4,888 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $260,000 | 4,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $300,000 | 4,287 |
| Total noninterest expense | $1,826,000 | 6,406 |
| Salaries and employee benefits | $704,000 | 7,257 |
| Premises and equipment expense | $210,000 | 6,617 |
| Additional noninterest expense | $912,000 | 4,812 |
| Pre-tax net operating income | $1,520,000 | 4,251 |
| Securities gains (losses) | $17,000 | 959 |
| Applicable income taxes | $427,000 | 3,350 |
| Income before extraordinary items | $1,110,000 | 4,464 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,110,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $418,000 | 4,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,097,760 | 4,484 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 5,797 |
| Total interest expense | $1,291,000 | 5,726 |
| Net interest income | $2,137,000 | 5,721 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $447,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $192,000 | 4,481 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 4,066 |
| Total noninterest expense | $1,310,000 | 6,518 |
| Salaries and employee benefits | $505,000 | 7,349 |
| Premises and equipment expense | $142,000 | 6,865 |
| Additional noninterest expense | $663,000 | 4,897 |
| Pre-tax net operating income | $1,256,000 | 4,192 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $355,000 | 3,346 |
| Income before extraordinary items | $901,000 | 4,416 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $901,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $295,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $901,000 | 4,405 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 5,836 |
| Total interest expense | $791,000 | 5,835 |
| Net interest income | $1,447,000 | 5,710 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $348,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 4,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 3,574 |
| Total noninterest expense | $864,000 | 6,575 |
| Salaries and employee benefits | $340,000 | 7,365 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $429,000 | 4,985 |
| Pre-tax net operating income | $913,000 | 4,010 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $259,000 | 3,245 |
| Income before extraordinary items | $654,000 | 4,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $654,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $654,000 | 4,220 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,884 |
| Total interest expense | $381,000 | 5,823 |
| Net interest income | $704,000 | 5,782 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $230,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $168,000 | 2,773 |
| Total noninterest expense | $404,000 | 6,751 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $520,000 | 3,644 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $366,000 | 3,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $366,000 | 3,886 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 6,097 |
| Total interest expense | $996,000 | 6,305 |
| Net interest income | $2,630,000 | 5,907 |
| Provision for loan and lease losses | $51,000 | 5,720 |
| Total noninterest income | $341,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $226,000 | 4,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,187 |
| Total noninterest expense | $1,493,000 | 6,902 |
| Salaries and employee benefits | $587,000 | 7,663 |
| Premises and equipment expense | $198,000 | 6,747 |
| Additional noninterest expense | $708,000 | 5,559 |
| Pre-tax net operating income | $1,427,000 | 4,504 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $394,000 | 3,723 |
| Income before extraordinary items | $1,040,000 | 4,724 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,040,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,034,890 | 4,711 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 6,183 |
| Total interest expense | $689,000 | 6,401 |
| Net interest income | $1,927,000 | 5,997 |
| Provision for loan and lease losses | $46,000 | 5,297 |
| Total noninterest income | $248,000 | 6,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $167,000 | 4,848 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,299 |
| Total noninterest expense | $1,121,000 | 6,892 |
| Salaries and employee benefits | $432,000 | 7,663 |
| Premises and equipment expense | $169,000 | 6,441 |
| Additional noninterest expense | $520,000 | 5,585 |
| Pre-tax net operating income | $1,008,000 | 4,748 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $275,000 | 3,937 |
| Income before extraordinary items | $740,000 | 4,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $740,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $734,890 | 4,919 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,242 |
| Total interest expense | $406,000 | 6,574 |
| Net interest income | $1,272,000 | 6,003 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $167,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $112,000 | 4,793 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $55,000 | 6,254 |
| Total noninterest expense | $746,000 | 6,922 |
| Salaries and employee benefits | $283,000 | 7,703 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $349,000 | 5,537 |
| Pre-tax net operating income | $651,000 | 4,794 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $176,000 | 4,015 |
| Income before extraordinary items | $482,000 | 4,974 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $482,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $476,890 | 4,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,380 |
| Total interest expense | $176,000 | 6,841 |
| Net interest income | $624,000 | 6,103 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $77,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $359,000 | 7,041 |
| Salaries and employee benefits | $140,000 | 7,779 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $310,000 | 4,907 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $83,000 | 4,062 |
| Income before extraordinary items | $231,000 | 5,067 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $231,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $228,040 | 5,071 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 6,633 |
| Total interest expense | $518,000 | 7,245 |
| Net interest income | $2,262,000 | 6,294 |
| Provision for loan and lease losses | $130,000 | 4,479 |
| Total noninterest income | $333,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $239,000 | 4,837 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,521 |
| Total noninterest expense | $1,372,000 | 7,134 |
| Salaries and employee benefits | $521,000 | 7,922 |
| Premises and equipment expense | $183,000 | 6,946 |
| Additional noninterest expense | $668,000 | 5,676 |
| Pre-tax net operating income | $1,093,000 | 5,014 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $280,000 | 4,284 |
| Income before extraordinary items | $813,000 | 5,227 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $813,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $374,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $813,000 | 5,159 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 6,770 |
| Total interest expense | $352,000 | 7,448 |
| Net interest income | $1,636,000 | 6,404 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $245,000 | 6,255 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $177,000 | 4,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $1,010,000 | 7,144 |
| Salaries and employee benefits | $390,000 | 7,895 |
| Premises and equipment expense | $134,000 | 6,969 |
| Additional noninterest expense | $486,000 | 5,718 |
| Pre-tax net operating income | $776,000 | 5,274 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $196,000 | 4,463 |
| Income before extraordinary items | $580,000 | 5,453 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $580,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $163,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $580,000 | 5,378 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 6,895 |
| Total interest expense | $226,000 | 7,585 |
| Net interest income | $1,052,000 | 6,523 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $163,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $666,000 | 7,225 |
| Salaries and employee benefits | $259,000 | 7,955 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $489,000 | 5,364 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $367,000 | 5,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $163,000 | 3,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $367,000 | 5,454 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,019 |
| Total interest expense | $115,000 | 7,620 |
| Net interest income | $497,000 | 6,704 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $59,000 | 4,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $336,000 | 7,228 |
| Salaries and employee benefits | $134,000 | 7,931 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $157,000 | 5,860 |
| Pre-tax net operating income | $209,000 | 5,725 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,000 | 5,747 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 7,255 |
| Total interest expense | $533,000 | 7,629 |
| Net interest income | $1,763,000 | 6,964 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $282,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $220,000 | 5,059 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $62,000 | 7,257 |
| Total noninterest expense | $1,045,000 | 7,781 |
| Salaries and employee benefits | $396,000 | 8,424 |
| Premises and equipment expense | $110,000 | 7,945 |
| Additional noninterest expense | $539,000 | 6,317 |
| Pre-tax net operating income | $895,000 | 5,438 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $205,000 | 4,894 |
| Income before extraordinary items | $691,000 | 5,619 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $691,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $347,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $690,230 | 5,454 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 7,425 |
| Total interest expense | $399,000 | 7,773 |
| Net interest income | $1,267,000 | 7,114 |
| Provision for loan and lease losses | $65,000 | 5,417 |
| Total noninterest income | $206,000 | 6,813 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $159,000 | 5,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $727,000 | 7,942 |
| Salaries and employee benefits | $272,000 | 8,547 |
| Premises and equipment expense | $63,000 | 8,316 |
| Additional noninterest expense | $392,000 | 6,396 |
| Pre-tax net operating income | $681,000 | 5,579 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $157,000 | 5,031 |
| Income before extraordinary items | $524,000 | 5,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $524,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $169,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $524,000 | 5,547 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,510 |
| Total interest expense | $268,000 | 7,878 |
| Net interest income | $821,000 | 7,204 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $130,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $466,000 | 8,040 |
| Salaries and employee benefits | $170,000 | 8,663 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $450,000 | 5,575 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $103,000 | 5,089 |
| Income before extraordinary items | $347,000 | 5,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $169,000 | 3,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $347,000 | 5,545 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,596 |
| Total interest expense | $137,000 | 7,930 |
| Net interest income | $395,000 | 7,325 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $224,000 | 8,139 |
| Salaries and employee benefits | $82,000 | 8,740 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $122,000 | 6,602 |
| Pre-tax net operating income | $215,000 | 5,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,000 | 5,563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 7,925 |
| Total interest expense | $534,000 | 8,288 |
| Net interest income | $1,397,000 | 7,594 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $253,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $195,000 | 5,259 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,401 |
| Total noninterest expense | $801,000 | 8,346 |
| Salaries and employee benefits | $300,000 | 8,895 |
| Premises and equipment expense | $57,000 | 8,790 |
| Additional noninterest expense | $444,000 | 6,850 |
| Pre-tax net operating income | $819,000 | 5,709 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $171,000 | 5,333 |
| Income before extraordinary items | $648,000 | 5,765 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $648,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $163,000 | 5,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $648,000 | 5,625 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 8,478 |
| Total interest expense | $666,000 | 8,688 |
| Net interest income | $1,081,000 | 8,129 |
| Provision for loan and lease losses | $44,000 | 6,848 |
| Total noninterest income | $192,000 | 7,389 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $139,000 | 5,956 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $662,000 | 8,774 |
| Salaries and employee benefits | $258,000 | 9,216 |
| Premises and equipment expense | $37,000 | 9,335 |
| Additional noninterest expense | $367,000 | 7,376 |
| Pre-tax net operating income | $567,000 | 6,296 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $70,000 | 6,406 |
| Income before extraordinary items | $497,000 | 6,099 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $497,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $229,000 | 4,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $497,000 | 5,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 8,948 |
| Total interest expense | $541,000 | 9,170 |
| Net interest income | $972,000 | 8,546 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $252,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $605,000 | 9,076 |
| Salaries and employee benefits | $247,000 | 9,470 |
| Premises and equipment expense | $30,000 | 9,671 |
| Additional noninterest expense | $328,000 | 7,729 |
| Pre-tax net operating income | $607,000 | 6,560 |
| Securities gains (losses) | $-65,000 | 9,290 |
| Applicable income taxes | $105,000 | 6,454 |
| Income before extraordinary items | $437,000 | 6,644 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $437,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $205,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $489,650 | 6,395 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 9,408 |
| Total interest expense | $393,000 | 9,661 |
| Net interest income | $821,000 | 9,012 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $115,000 | 8,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $532,000 | 9,527 |
| Salaries and employee benefits | $264,000 | 9,657 |
| Premises and equipment expense | $32,000 | 9,947 |
| Additional noninterest expense | $236,000 | 8,694 |
| Pre-tax net operating income | $404,000 | 7,588 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $60,000 | 7,499 |
| Income before extraordinary items | $344,000 | 7,328 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $344,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $219,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $344,000 | 7,297 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 9,732 |
| Total interest expense | $348,000 | 9,984 |
| Net interest income | $779,000 | 9,314 |
| Provision for loan and lease losses | $-100,000 | 10,312 |
| Total noninterest income | $82,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $441,000 | 9,947 |
| Salaries and employee benefits | $238,000 | 9,935 |
| Premises and equipment expense | $29,000 | 10,190 |
| Additional noninterest expense | $174,000 | 9,413 |
| Pre-tax net operating income | $520,000 | 7,262 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $140,000 | 6,978 |
| Income before extraordinary items | $380,000 | 7,342 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $380,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $380,000 | 7,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 10,259 |
| Total interest expense | $318,000 | 10,481 |
| Net interest income | $728,000 | 9,868 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $119,000 | 9,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $479,000 | 10,197 |
| Salaries and employee benefits | $288,000 | 10,037 |
| Premises and equipment expense | $31,000 | 10,601 |
| Additional noninterest expense | $160,000 | 9,882 |
| Pre-tax net operating income | $368,000 | 8,620 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $281,000 | 8,521 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $281,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $281,000 | 8,481 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 10,728 |
| Total interest expense | $320,000 | 11,039 |
| Net interest income | $745,000 | 10,265 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $111,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $471,000 | 10,698 |
| Salaries and employee benefits | $284,000 | 10,476 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $154,000 | 10,503 |
| Pre-tax net operating income | $385,000 | 8,604 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $102,000 | 8,721 |
| Income before extraordinary items | $283,000 | 8,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $283,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $283,000 | 8,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 11,171 |
| Total interest expense | $301,000 | 11,576 |
| Net interest income | $770,000 | 10,631 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $144,000 | 9,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $513,000 | 10,966 |
| Salaries and employee benefits | $296,000 | 10,785 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $168,000 | 10,834 |
| Pre-tax net operating income | $401,000 | 9,064 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $288,000 | 9,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $288,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $288,000 | 9,025 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 11,751 |
| Total interest expense | $327,000 | 11,920 |
| Net interest income | $648,000 | 11,563 |
| Provision for loan and lease losses | $-29,000 | 11,897 |
| Total noninterest income | $132,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $556,000 | 11,330 |
| Salaries and employee benefits | $306,000 | 11,149 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $194,000 | 11,223 |
| Pre-tax net operating income | $253,000 | 10,463 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $194,000 | 10,341 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $194,000 | 10,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 11,786 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $194,000 | 10,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 12,395 |
| Total interest expense | $331,000 | 12,532 |
| Net interest income | $620,000 | 12,155 |
| Provision for loan and lease losses | $-13,000 | 12,536 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $568,000 | 11,811 |
| Salaries and employee benefits | $294,000 | 11,717 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $201,000 | 11,712 |
| Pre-tax net operating income | $155,000 | 11,436 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $133,000 | 11,420 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $133,000 | 11,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 12,362 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $133,000 | 11,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 12,824 |
| Total interest expense | $400,000 | 13,177 |
| Net interest income | $705,000 | 12,298 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $582,000 | 12,168 |
| Salaries and employee benefits | $305,000 | 11,960 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $213,000 | 12,053 |
| Pre-tax net operating income | $220,000 | 10,887 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $168,000 | 11,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $168,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $168,000 | 10,692 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.