Home > The Randolph National Bank > Income and Expense
The Randolph National Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,191 |
| Total interest expense | $411,000 | 4,353 |
| Net interest income | $5,035,000 | 3,018 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $643,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $176,000 | 3,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $467,000 | 3,117 |
| Total noninterest expense | $5,670,000 | 2,462 |
| Salaries and employee benefits | $2,682,000 | 2,753 |
| Premises and equipment expense | $806,000 | 2,132 |
| Additional noninterest expense | $2,182,000 | 2,138 |
| Pre-tax net operating income | $-82,000 | 6,395 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $-88,000 | 6,451 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-88,000 | 6,454 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-88,000 | 6,453 |
| Net charge-offs | $287,000 | 2,163 |
| Cash dividends | $188,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-88,000 | 6,418 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 3,169 |
| Total interest expense | $280,000 | 4,365 |
| Net interest income | $3,384,000 | 2,999 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $415,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $110,000 | 3,948 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $305,000 | 3,179 |
| Total noninterest expense | $3,639,000 | 2,554 |
| Salaries and employee benefits | $1,793,000 | 2,761 |
| Premises and equipment expense | $521,000 | 2,200 |
| Additional noninterest expense | $1,325,000 | 2,311 |
| Pre-tax net operating income | $100,000 | 5,823 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $94,000 | 5,886 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 5,888 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $94,000 | 5,888 |
| Net charge-offs | $19,000 | 4,030 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $94,000 | 5,795 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,184 |
| Total interest expense | $146,000 | 4,373 |
| Net interest income | $1,697,000 | 2,999 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $207,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 3,143 |
| Total noninterest expense | $1,778,000 | 2,635 |
| Salaries and employee benefits | $893,000 | 2,781 |
| Premises and equipment expense | $258,000 | 2,255 |
| Additional noninterest expense | $627,000 | 2,445 |
| Pre-tax net operating income | $96,000 | 5,363 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $90,000 | 5,363 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $90,000 | 5,365 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $90,000 | 5,365 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $63,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $90,000 | 5,261 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 3,160 |
| Total interest expense | $755,000 | 4,239 |
| Net interest income | $7,105,000 | 2,947 |
| Provision for loan and lease losses | $133,000 | 4,392 |
| Total noninterest income | $796,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $240,000 | 3,940 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $556,000 | 3,206 |
| Total noninterest expense | $7,197,000 | 2,601 |
| Salaries and employee benefits | $3,590,000 | 2,720 |
| Premises and equipment expense | $1,030,000 | 2,226 |
| Additional noninterest expense | $2,577,000 | 2,492 |
| Pre-tax net operating income | $571,000 | 4,767 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $125,000 | 3,354 |
| Income before extraordinary items | $446,000 | 5,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $446,000 | 5,071 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $446,000 | 5,072 |
| Net charge-offs | $220,000 | 3,663 |
| Cash dividends | $250,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $446,000 | 4,875 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 3,219 |
| Total interest expense | $595,000 | 4,255 |
| Net interest income | $5,281,000 | 3,012 |
| Provision for loan and lease losses | $73,000 | 4,693 |
| Total noninterest income | $569,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $184,000 | 3,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 3,330 |
| Total noninterest expense | $5,379,000 | 2,618 |
| Salaries and employee benefits | $2,677,000 | 2,749 |
| Premises and equipment expense | $767,000 | 2,263 |
| Additional noninterest expense | $1,935,000 | 2,491 |
| Pre-tax net operating income | $398,000 | 4,999 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $78,000 | 3,528 |
| Income before extraordinary items | $320,000 | 5,256 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $320,000 | 5,254 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $320,000 | 5,254 |
| Net charge-offs | $154,000 | 3,568 |
| Cash dividends | $187,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $320,000 | 5,059 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 3,283 |
| Total interest expense | $415,000 | 4,246 |
| Net interest income | $3,448,000 | 3,081 |
| Provision for loan and lease losses | $45,000 | 4,652 |
| Total noninterest income | $356,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $120,000 | 3,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $236,000 | 3,431 |
| Total noninterest expense | $3,551,000 | 2,649 |
| Salaries and employee benefits | $1,780,000 | 2,763 |
| Premises and equipment expense | $505,000 | 2,267 |
| Additional noninterest expense | $1,266,000 | 2,548 |
| Pre-tax net operating income | $208,000 | 5,264 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $34,000 | 3,757 |
| Income before extraordinary items | $174,000 | 5,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $174,000 | 5,491 |
| Net charge-offs | $82,000 | 3,600 |
| Cash dividends | $125,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $174,000 | 5,300 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,273 |
| Total interest expense | $220,000 | 4,230 |
| Net interest income | $1,738,000 | 3,074 |
| Provision for loan and lease losses | $23,000 | 4,409 |
| Total noninterest income | $156,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $1,766,000 | 2,653 |
| Salaries and employee benefits | $892,000 | 2,758 |
| Premises and equipment expense | $243,000 | 2,353 |
| Additional noninterest expense | $631,000 | 2,527 |
| Pre-tax net operating income | $105,000 | 5,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $98,000 | 5,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $98,000 | 5,386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $98,000 | 5,386 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $63,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $98,000 | 5,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,935,000 | 3,348 |
| Total interest expense | $1,028,000 | 4,338 |
| Net interest income | $6,907,000 | 3,106 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $759,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $234,000 | 4,094 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $525,000 | 3,047 |
| Total noninterest expense | $6,893,000 | 2,699 |
| Salaries and employee benefits | $3,486,000 | 2,762 |
| Premises and equipment expense | $906,000 | 2,627 |
| Additional noninterest expense | $2,501,000 | 2,590 |
| Pre-tax net operating income | $683,000 | 4,324 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $152,000 | 3,116 |
| Income before extraordinary items | $531,000 | 4,567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $531,000 | 4,570 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $531,000 | 4,569 |
| Net charge-offs | $48,000 | 5,495 |
| Cash dividends | $251,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $531,000 | 4,462 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 3,388 |
| Total interest expense | $780,000 | 4,423 |
| Net interest income | $5,158,000 | 3,132 |
| Provision for loan and lease losses | $68,000 | 5,327 |
| Total noninterest income | $595,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $175,000 | 4,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $420,000 | 2,952 |
| Total noninterest expense | $5,216,000 | 2,684 |
| Salaries and employee benefits | $2,600,000 | 2,762 |
| Premises and equipment expense | $625,000 | 2,842 |
| Additional noninterest expense | $1,991,000 | 2,475 |
| Pre-tax net operating income | $469,000 | 4,565 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $86,000 | 3,315 |
| Income before extraordinary items | $383,000 | 4,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 4,723 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $383,000 | 4,723 |
| Net charge-offs | $32,000 | 5,264 |
| Cash dividends | $187,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $383,000 | 4,593 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 3,441 |
| Total interest expense | $516,000 | 4,543 |
| Net interest income | $3,422,000 | 3,155 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $408,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $114,000 | 4,145 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $294,000 | 2,903 |
| Total noninterest expense | $3,509,000 | 2,683 |
| Salaries and employee benefits | $1,722,000 | 2,797 |
| Premises and equipment expense | $415,000 | 2,869 |
| Additional noninterest expense | $1,372,000 | 2,440 |
| Pre-tax net operating income | $276,000 | 4,728 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $41,000 | 3,483 |
| Income before extraordinary items | $235,000 | 4,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,797 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $235,000 | 4,799 |
| Net charge-offs | $11,000 | 5,313 |
| Cash dividends | $125,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $235,000 | 4,709 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 3,482 |
| Total interest expense | $258,000 | 4,670 |
| Net interest income | $1,690,000 | 3,174 |
| Provision for loan and lease losses | $22,000 | 4,949 |
| Total noninterest income | $188,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,119 |
| Total noninterest expense | $1,742,000 | 2,721 |
| Salaries and employee benefits | $836,000 | 2,890 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $715,000 | 2,319 |
| Pre-tax net operating income | $114,000 | 4,989 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $62,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $105,000 | 4,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,225,000 | 3,485 |
| Total interest expense | $1,198,000 | 4,826 |
| Net interest income | $7,027,000 | 3,068 |
| Provision for loan and lease losses | $90,000 | 6,097 |
| Total noninterest income | $722,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $256,000 | 3,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $466,000 | 3,293 |
| Total noninterest expense | $7,003,000 | 2,721 |
| Salaries and employee benefits | $3,357,000 | 2,831 |
| Premises and equipment expense | $741,000 | 3,151 |
| Additional noninterest expense | $2,905,000 | 2,341 |
| Pre-tax net operating income | $656,000 | 4,016 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $151,000 | 2,925 |
| Income before extraordinary items | $505,000 | 4,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,304 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $505,000 | 4,304 |
| Net charge-offs | $98,000 | 5,432 |
| Cash dividends | $253,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $505,000 | 4,160 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 3,556 |
| Total interest expense | $934,000 | 4,880 |
| Net interest income | $5,221,000 | 3,122 |
| Provision for loan and lease losses | $68,000 | 6,048 |
| Total noninterest income | $546,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $197,000 | 3,984 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $349,000 | 3,306 |
| Total noninterest expense | $5,258,000 | 2,723 |
| Salaries and employee benefits | $2,502,000 | 2,846 |
| Premises and equipment expense | $573,000 | 3,135 |
| Additional noninterest expense | $2,183,000 | 2,309 |
| Pre-tax net operating income | $441,000 | 4,386 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $91,000 | 3,186 |
| Income before extraordinary items | $350,000 | 4,653 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $350,000 | 4,656 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $350,000 | 4,656 |
| Net charge-offs | $6,000 | 6,398 |
| Cash dividends | $192,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $350,000 | 4,465 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 3,610 |
| Total interest expense | $651,000 | 4,867 |
| Net interest income | $3,419,000 | 3,157 |
| Provision for loan and lease losses | $45,000 | 5,941 |
| Total noninterest income | $363,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $127,000 | 4,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $236,000 | 3,213 |
| Total noninterest expense | $3,395,000 | 2,795 |
| Salaries and employee benefits | $1,646,000 | 2,899 |
| Premises and equipment expense | $360,000 | 3,293 |
| Additional noninterest expense | $1,389,000 | 2,405 |
| Pre-tax net operating income | $342,000 | 4,219 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $83,000 | 2,935 |
| Income before extraordinary items | $259,000 | 4,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $259,000 | 4,543 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $259,000 | 4,543 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $128,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $259,000 | 4,394 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 3,647 |
| Total interest expense | $340,000 | 4,897 |
| Net interest income | $1,709,000 | 3,201 |
| Provision for loan and lease losses | $23,000 | 5,664 |
| Total noninterest income | $185,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 3,132 |
| Total noninterest expense | $1,616,000 | 2,947 |
| Salaries and employee benefits | $824,000 | 2,940 |
| Premises and equipment expense | $174,000 | 3,469 |
| Additional noninterest expense | $618,000 | 2,636 |
| Pre-tax net operating income | $255,000 | 3,659 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $71,000 | 2,462 |
| Income before extraordinary items | $184,000 | 4,035 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $184,000 | 4,034 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $184,000 | 4,034 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $64,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $184,000 | 3,926 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 3,711 |
| Total interest expense | $1,878,000 | 4,641 |
| Net interest income | $6,451,000 | 3,256 |
| Provision for loan and lease losses | $90,000 | 6,520 |
| Total noninterest income | $733,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $252,000 | 4,216 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $481,000 | 3,271 |
| Total noninterest expense | $6,844,000 | 2,850 |
| Salaries and employee benefits | $3,464,000 | 2,807 |
| Premises and equipment expense | $681,000 | 3,544 |
| Additional noninterest expense | $2,699,000 | 2,574 |
| Pre-tax net operating income | $250,000 | 4,652 |
| Securities gains (losses) | $52,000 | 2,600 |
| Applicable income taxes | $25,000 | 3,576 |
| Income before extraordinary items | $277,000 | 4,551 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $277,000 | 4,551 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $277,000 | 4,552 |
| Net charge-offs | $58,000 | 6,117 |
| Cash dividends | $294,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $229,160 | 4,644 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 3,760 |
| Total interest expense | $1,502,000 | 4,599 |
| Net interest income | $4,714,000 | 3,330 |
| Provision for loan and lease losses | $68,000 | 6,341 |
| Total noninterest income | $570,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $188,000 | 4,240 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $382,000 | 3,265 |
| Total noninterest expense | $5,038,000 | 2,892 |
| Salaries and employee benefits | $2,549,000 | 2,895 |
| Premises and equipment expense | $542,000 | 3,424 |
| Additional noninterest expense | $1,947,000 | 2,631 |
| Pre-tax net operating income | $178,000 | 5,015 |
| Securities gains (losses) | $33,000 | 2,514 |
| Applicable income taxes | $10,000 | 4,043 |
| Income before extraordinary items | $201,000 | 4,849 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $201,000 | 4,849 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $201,000 | 4,849 |
| Net charge-offs | $37,000 | 5,891 |
| Cash dividends | $230,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $169,650 | 4,943 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 3,840 |
| Total interest expense | $1,024,000 | 4,668 |
| Net interest income | $3,063,000 | 3,397 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $391,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $120,000 | 4,303 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $271,000 | 3,159 |
| Total noninterest expense | $3,282,000 | 2,978 |
| Salaries and employee benefits | $1,667,000 | 2,979 |
| Premises and equipment expense | $364,000 | 3,427 |
| Additional noninterest expense | $1,251,000 | 2,724 |
| Pre-tax net operating income | $127,000 | 5,052 |
| Securities gains (losses) | $33,000 | 2,127 |
| Applicable income taxes | $17,000 | 3,789 |
| Income before extraordinary items | $143,000 | 4,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 4,902 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $143,000 | 4,903 |
| Net charge-offs | $45,000 | 5,014 |
| Cash dividends | $154,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $113,630 | 5,018 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 3,907 |
| Total interest expense | $516,000 | 4,757 |
| Net interest income | $1,508,000 | 3,436 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $186,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $58,000 | 4,312 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $128,000 | 3,231 |
| Total noninterest expense | $1,573,000 | 3,016 |
| Salaries and employee benefits | $796,000 | 3,113 |
| Premises and equipment expense | $188,000 | 3,400 |
| Additional noninterest expense | $589,000 | 2,606 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $85,000 | 5,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 5,158 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $85,000 | 5,157 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $77,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $85,000 | 4,990 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 3,975 |
| Total interest expense | $2,034,000 | 5,261 |
| Net interest income | $6,430,000 | 3,290 |
| Provision for loan and lease losses | $145,000 | 5,608 |
| Total noninterest income | $670,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $225,000 | 4,565 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $445,000 | 3,401 |
| Total noninterest expense | $6,298,000 | 2,938 |
| Salaries and employee benefits | $3,099,000 | 3,162 |
| Premises and equipment expense | $763,000 | 3,294 |
| Additional noninterest expense | $2,436,000 | 2,401 |
| Pre-tax net operating income | $657,000 | 4,491 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $152,000 | 3,051 |
| Income before extraordinary items | $505,000 | 4,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,969 |
| Cash dividends | $308,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $505,000 | 4,592 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 4,043 |
| Total interest expense | $1,547,000 | 5,356 |
| Net interest income | $4,787,000 | 3,335 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $508,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $165,000 | 4,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 3,451 |
| Total noninterest expense | $4,607,000 | 2,985 |
| Salaries and employee benefits | $2,241,000 | 3,300 |
| Premises and equipment expense | $581,000 | 3,273 |
| Additional noninterest expense | $1,785,000 | 2,379 |
| Pre-tax net operating income | $666,000 | 4,440 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $170,000 | 3,083 |
| Income before extraordinary items | $496,000 | 4,470 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $496,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $231,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $496,000 | 4,614 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 4,113 |
| Total interest expense | $1,063,000 | 5,420 |
| Net interest income | $3,148,000 | 3,364 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $335,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $106,000 | 4,733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $229,000 | 3,504 |
| Total noninterest expense | $3,051,000 | 3,012 |
| Salaries and employee benefits | $1,464,000 | 3,399 |
| Premises and equipment expense | $377,000 | 3,368 |
| Additional noninterest expense | $1,210,000 | 2,323 |
| Pre-tax net operating income | $432,000 | 4,649 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $101,000 | 3,449 |
| Income before extraordinary items | $331,000 | 4,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 4,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $154,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $331,000 | 4,776 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 4,144 |
| Total interest expense | $569,000 | 5,433 |
| Net interest income | $1,563,000 | 3,384 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $175,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,387 |
| Total noninterest expense | $1,534,000 | 2,994 |
| Salaries and employee benefits | $712,000 | 3,505 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $616,000 | 2,266 |
| Pre-tax net operating income | $189,000 | 5,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $44,000 | 3,700 |
| Income before extraordinary items | $145,000 | 5,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $145,000 | 5,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $77,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $145,000 | 5,161 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,792,000 | 4,106 |
| Total interest expense | $2,348,000 | 5,433 |
| Net interest income | $6,444,000 | 3,324 |
| Provision for loan and lease losses | $55,000 | 5,599 |
| Total noninterest income | $642,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $206,000 | 4,851 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $436,000 | 3,564 |
| Total noninterest expense | $5,912,000 | 3,000 |
| Salaries and employee benefits | $2,905,000 | 3,311 |
| Premises and equipment expense | $695,000 | 3,460 |
| Additional noninterest expense | $2,312,000 | 2,338 |
| Pre-tax net operating income | $1,119,000 | 4,506 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $293,000 | 3,404 |
| Income before extraordinary items | $826,000 | 4,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $826,000 | 4,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $809,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $826,000 | 4,704 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,564,000 | 4,131 |
| Total interest expense | $1,764,000 | 5,436 |
| Net interest income | $4,800,000 | 3,348 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $495,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,857 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $340,000 | 3,514 |
| Total noninterest expense | $4,413,000 | 2,996 |
| Salaries and employee benefits | $2,146,000 | 3,335 |
| Premises and equipment expense | $531,000 | 3,388 |
| Additional noninterest expense | $1,736,000 | 2,290 |
| Pre-tax net operating income | $827,000 | 4,768 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $227,000 | 3,557 |
| Income before extraordinary items | $600,000 | 5,001 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $600,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,063 |
| Cash dividends | $232,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $600,000 | 4,985 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 4,160 |
| Total interest expense | $1,205,000 | 5,367 |
| Net interest income | $3,155,000 | 3,409 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $328,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $229,000 | 3,527 |
| Total noninterest expense | $2,970,000 | 2,991 |
| Salaries and employee benefits | $1,431,000 | 3,369 |
| Premises and equipment expense | $362,000 | 3,346 |
| Additional noninterest expense | $1,177,000 | 2,254 |
| Pre-tax net operating income | $473,000 | 5,154 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $121,000 | 3,911 |
| Income before extraordinary items | $352,000 | 5,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $352,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $232,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $352,000 | 5,322 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 4,153 |
| Total interest expense | $625,000 | 5,275 |
| Net interest income | $1,552,000 | 3,453 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $156,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $108,000 | 3,619 |
| Total noninterest expense | $1,450,000 | 3,070 |
| Salaries and employee benefits | $708,000 | 3,427 |
| Premises and equipment expense | $172,000 | 3,510 |
| Additional noninterest expense | $570,000 | 2,289 |
| Pre-tax net operating income | $228,000 | 5,240 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $79,000 | 3,593 |
| Income before extraordinary items | $149,000 | 5,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $149,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $77,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $149,000 | 5,647 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 3,892 |
| Total interest expense | $2,222,000 | 5,130 |
| Net interest income | $6,702,000 | 3,232 |
| Provision for loan and lease losses | $78,000 | 5,050 |
| Total noninterest income | $562,000 | 4,879 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $201,000 | 4,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $361,000 | 3,938 |
| Total noninterest expense | $5,733,000 | 2,981 |
| Salaries and employee benefits | $2,823,000 | 3,298 |
| Premises and equipment expense | $709,000 | 3,305 |
| Additional noninterest expense | $2,201,000 | 2,357 |
| Pre-tax net operating income | $1,453,000 | 4,359 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $378,000 | 3,505 |
| Income before extraordinary items | $1,075,000 | 4,547 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,075,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $308,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,075,000 | 4,536 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 3,890 |
| Total interest expense | $1,612,000 | 5,156 |
| Net interest income | $5,010,000 | 3,266 |
| Provision for loan and lease losses | $115,000 | 3,881 |
| Total noninterest income | $419,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $267,000 | 3,972 |
| Total noninterest expense | $4,215,000 | 3,035 |
| Salaries and employee benefits | $2,042,000 | 3,389 |
| Premises and equipment expense | $512,000 | 3,407 |
| Additional noninterest expense | $1,661,000 | 2,333 |
| Pre-tax net operating income | $1,099,000 | 4,518 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $361,000 | 3,324 |
| Income before extraordinary items | $738,000 | 4,891 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $738,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $231,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $738,000 | 4,879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 3,916 |
| Total interest expense | $974,000 | 5,293 |
| Net interest income | $3,327,000 | 3,274 |
| Provision for loan and lease losses | $77,000 | 3,767 |
| Total noninterest income | $259,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 4,188 |
| Total noninterest expense | $2,699,000 | 3,138 |
| Salaries and employee benefits | $1,328,000 | 3,468 |
| Premises and equipment expense | $337,000 | 3,430 |
| Additional noninterest expense | $1,034,000 | 2,481 |
| Pre-tax net operating income | $810,000 | 4,311 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $264,000 | 3,217 |
| Income before extraordinary items | $546,000 | 4,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $546,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $154,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $546,000 | 4,658 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 3,922 |
| Total interest expense | $438,000 | 5,454 |
| Net interest income | $1,663,000 | 3,262 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $140,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $1,317,000 | 3,227 |
| Salaries and employee benefits | $637,000 | 3,600 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $525,000 | 2,443 |
| Pre-tax net operating income | $448,000 | 4,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $144,000 | 3,099 |
| Income before extraordinary items | $304,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $77,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $304,000 | 4,384 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 3,838 |
| Total interest expense | $1,378,000 | 5,463 |
| Net interest income | $6,375,000 | 3,264 |
| Provision for loan and lease losses | $153,000 | 4,087 |
| Total noninterest income | $666,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $217,000 | 4,869 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $449,000 | 3,565 |
| Total noninterest expense | $5,144,000 | 3,158 |
| Salaries and employee benefits | $2,486,000 | 3,502 |
| Premises and equipment expense | $632,000 | 3,500 |
| Additional noninterest expense | $2,026,000 | 2,458 |
| Pre-tax net operating income | $1,744,000 | 4,027 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $532,000 | 3,267 |
| Income before extraordinary items | $1,199,000 | 4,352 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,199,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $302,000 | 4,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,207,970 | 4,301 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 3,867 |
| Total interest expense | $993,000 | 5,451 |
| Net interest income | $4,679,000 | 3,315 |
| Provision for loan and lease losses | $115,000 | 3,957 |
| Total noninterest income | $524,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $164,000 | 4,892 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 3,477 |
| Total noninterest expense | $3,753,000 | 3,213 |
| Salaries and employee benefits | $1,812,000 | 3,555 |
| Premises and equipment expense | $465,000 | 3,547 |
| Additional noninterest expense | $1,476,000 | 2,492 |
| Pre-tax net operating income | $1,335,000 | 4,051 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $425,000 | 3,224 |
| Income before extraordinary items | $904,000 | 4,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $904,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $908,080 | 4,396 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 3,892 |
| Total interest expense | $620,000 | 5,481 |
| Net interest income | $3,056,000 | 3,354 |
| Provision for loan and lease losses | $77,000 | 3,794 |
| Total noninterest income | $277,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $106,000 | 4,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $171,000 | 4,041 |
| Total noninterest expense | $2,452,000 | 3,252 |
| Salaries and employee benefits | $1,168,000 | 3,641 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $982,000 | 2,472 |
| Pre-tax net operating income | $804,000 | 4,274 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $251,000 | 3,404 |
| Income before extraordinary items | $547,000 | 4,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $547,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $147,000 | 3,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $551,140 | 4,596 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,910 |
| Total interest expense | $304,000 | 5,440 |
| Net interest income | $1,504,000 | 3,404 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $1,199,000 | 3,312 |
| Salaries and employee benefits | $568,000 | 3,724 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $487,000 | 2,499 |
| Pre-tax net operating income | $399,000 | 4,282 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $127,000 | 3,386 |
| Income before extraordinary items | $272,000 | 4,642 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $272,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $70,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $272,000 | 4,603 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 3,826 |
| Total interest expense | $1,022,000 | 5,585 |
| Net interest income | $5,938,000 | 3,319 |
| Provision for loan and lease losses | $153,000 | 4,196 |
| Total noninterest income | $582,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $226,000 | 4,956 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,932 |
| Total noninterest expense | $4,841,000 | 3,211 |
| Salaries and employee benefits | $2,457,000 | 3,394 |
| Premises and equipment expense | $533,000 | 3,891 |
| Additional noninterest expense | $1,851,000 | 2,591 |
| Pre-tax net operating income | $1,526,000 | 4,207 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $497,000 | 3,366 |
| Income before extraordinary items | $1,057,000 | 4,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,057,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $282,000 | 4,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,037,960 | 4,521 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 3,861 |
| Total interest expense | $747,000 | 5,637 |
| Net interest income | $4,374,000 | 3,347 |
| Provision for loan and lease losses | $153,000 | 3,493 |
| Total noninterest income | $440,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $174,000 | 4,932 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $266,000 | 3,952 |
| Total noninterest expense | $3,629,000 | 3,191 |
| Salaries and employee benefits | $1,861,000 | 3,345 |
| Premises and equipment expense | $394,000 | 3,922 |
| Additional noninterest expense | $1,374,000 | 2,585 |
| Pre-tax net operating income | $1,032,000 | 4,532 |
| Securities gains (losses) | $28,000 | 2,085 |
| Applicable income taxes | $335,000 | 3,590 |
| Income before extraordinary items | $725,000 | 4,870 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $725,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $212,000 | 3,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $705,960 | 4,851 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 3,901 |
| Total interest expense | $486,000 | 5,724 |
| Net interest income | $2,874,000 | 3,384 |
| Provision for loan and lease losses | $102,000 | 3,423 |
| Total noninterest income | $271,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $112,000 | 5,013 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $159,000 | 4,193 |
| Total noninterest expense | $2,387,000 | 3,226 |
| Salaries and employee benefits | $1,232,000 | 3,366 |
| Premises and equipment expense | $260,000 | 3,958 |
| Additional noninterest expense | $895,000 | 2,634 |
| Pre-tax net operating income | $656,000 | 4,607 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $212,000 | 3,663 |
| Income before extraordinary items | $444,000 | 5,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $140,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $444,000 | 4,947 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 3,933 |
| Total interest expense | $241,000 | 5,809 |
| Net interest income | $1,423,000 | 3,391 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $1,140,000 | 3,382 |
| Salaries and employee benefits | $593,000 | 3,508 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $423,000 | 2,753 |
| Pre-tax net operating income | $361,000 | 4,343 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $115,000 | 3,550 |
| Income before extraordinary items | $246,000 | 4,798 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $69,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $246,000 | 4,680 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 3,882 |
| Total interest expense | $1,239,000 | 5,471 |
| Net interest income | $5,626,000 | 3,360 |
| Provision for loan and lease losses | $204,000 | 3,990 |
| Total noninterest income | $576,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $220,000 | 5,059 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $356,000 | 4,185 |
| Total noninterest expense | $4,514,000 | 3,337 |
| Salaries and employee benefits | $2,318,000 | 3,476 |
| Premises and equipment expense | $519,000 | 3,957 |
| Additional noninterest expense | $1,677,000 | 2,784 |
| Pre-tax net operating income | $1,484,000 | 4,146 |
| Securities gains (losses) | $-11,000 | 8,793 |
| Applicable income taxes | $465,000 | 3,504 |
| Income before extraordinary items | $1,008,000 | 4,622 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,008,000 | 4,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $277,000 | 4,492 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 9,085 |
| Net operating income | $1,015,480 | 4,432 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 3,930 |
| Total interest expense | $983,000 | 5,434 |
| Net interest income | $4,167,000 | 3,403 |
| Provision for loan and lease losses | $153,000 | 3,877 |
| Total noninterest income | $432,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $165,000 | 5,079 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,258 |
| Total noninterest expense | $3,368,000 | 3,342 |
| Salaries and employee benefits | $1,708,000 | 3,510 |
| Premises and equipment expense | $392,000 | 3,919 |
| Additional noninterest expense | $1,268,000 | 2,748 |
| Pre-tax net operating income | $1,078,000 | 4,352 |
| Securities gains (losses) | $-11,000 | 8,949 |
| Applicable income taxes | $337,000 | 3,716 |
| Income before extraordinary items | $730,000 | 4,875 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $730,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $206,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 9,148 |
| Net operating income | $737,480 | 4,649 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 4,013 |
| Total interest expense | $706,000 | 5,311 |
| Net interest income | $2,690,000 | 3,498 |
| Provision for loan and lease losses | $102,000 | 3,820 |
| Total noninterest income | $270,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $164,000 | 4,400 |
| Total noninterest expense | $2,238,000 | 3,345 |
| Salaries and employee benefits | $1,130,000 | 3,529 |
| Premises and equipment expense | $293,000 | 3,567 |
| Additional noninterest expense | $815,000 | 2,835 |
| Pre-tax net operating income | $620,000 | 4,743 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $192,000 | 4,053 |
| Income before extraordinary items | $428,000 | 5,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $428,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $134,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 9,200 |
| Net operating income | $428,000 | 5,028 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,047 |
| Total interest expense | $382,000 | 5,174 |
| Net interest income | $1,306,000 | 3,569 |
| Provision for loan and lease losses | $51,000 | 3,633 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $1,091,000 | 3,415 |
| Salaries and employee benefits | $543,000 | 3,641 |
| Premises and equipment expense | $157,000 | 3,364 |
| Additional noninterest expense | $391,000 | 2,911 |
| Pre-tax net operating income | $289,000 | 4,884 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $64,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $200,000 | 5,143 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,067,000 | 4,014 |
| Total interest expense | $1,897,000 | 4,977 |
| Net interest income | $5,170,000 | 3,566 |
| Provision for loan and lease losses | $189,000 | 4,484 |
| Total noninterest income | $520,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $204,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 4,145 |
| Total noninterest expense | $4,322,000 | 3,341 |
| Salaries and employee benefits | $2,168,000 | 3,496 |
| Premises and equipment expense | $535,000 | 3,744 |
| Additional noninterest expense | $1,619,000 | 2,775 |
| Pre-tax net operating income | $1,179,000 | 4,766 |
| Securities gains (losses) | $25,000 | 2,988 |
| Applicable income taxes | $381,000 | 3,981 |
| Income before extraordinary items | $823,000 | 5,122 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $823,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $263,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $-113,000 | 9,255 |
| Net operating income | $806,000 | 5,042 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 4,229 |
| Total interest expense | $2,613,000 | 5,253 |
| Net interest income | $4,883,000 | 3,496 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $542,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $170,000 | 5,515 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $372,000 | 3,696 |
| Total noninterest expense | $4,170,000 | 3,304 |
| Salaries and employee benefits | $2,107,000 | 3,444 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $1,511,000 | 2,852 |
| Pre-tax net operating income | $1,183,000 | 4,446 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $379,000 | 3,838 |
| Income before extraordinary items | $804,000 | 4,853 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $804,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $264,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 9,499 |
| Net operating income | $804,000 | 4,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 4,331 |
| Total interest expense | $2,745,000 | 5,244 |
| Net interest income | $4,761,000 | 3,624 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $416,000 | 5,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,207 |
| Total noninterest expense | $3,915,000 | 3,392 |
| Salaries and employee benefits | $1,935,000 | 3,563 |
| Premises and equipment expense | $508,000 | 3,740 |
| Additional noninterest expense | $1,472,000 | 2,863 |
| Pre-tax net operating income | $1,172,000 | 4,792 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $380,000 | 4,086 |
| Income before extraordinary items | $792,000 | 5,078 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $792,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,055 |
| Cash dividends | $243,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $-193,000 | 9,801 |
| Net operating income | $792,000 | 5,073 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 4,413 |
| Total interest expense | $2,518,000 | 5,176 |
| Net interest income | $4,443,000 | 3,830 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $402,000 | 5,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,560 |
| Total noninterest expense | $3,675,000 | 3,563 |
| Salaries and employee benefits | $1,836,000 | 3,683 |
| Premises and equipment expense | $485,000 | 3,870 |
| Additional noninterest expense | $1,354,000 | 3,119 |
| Pre-tax net operating income | $1,130,000 | 4,952 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $357,000 | 4,429 |
| Income before extraordinary items | $783,000 | 5,152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $783,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $285,000 | 4,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $776,100 | 5,139 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 4,380 |
| Total interest expense | $2,667,000 | 5,144 |
| Net interest income | $4,365,000 | 3,835 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $382,000 | 5,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,524 |
| Total noninterest expense | $3,438,000 | 3,674 |
| Salaries and employee benefits | $1,670,000 | 3,900 |
| Premises and equipment expense | $432,000 | 4,156 |
| Additional noninterest expense | $1,336,000 | 3,060 |
| Pre-tax net operating income | $1,309,000 | 4,587 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $446,000 | 4,146 |
| Income before extraordinary items | $863,000 | 4,952 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $863,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,700 |
| Cash dividends | $492,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $863,000 | 4,870 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,926,000 | 4,535 |
| Total interest expense | $2,749,000 | 5,044 |
| Net interest income | $4,177,000 | 4,080 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $326,000 | 6,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,333 |
| Total noninterest expense | $3,228,000 | 3,867 |
| Salaries and employee benefits | $1,639,000 | 3,948 |
| Premises and equipment expense | $392,000 | 4,512 |
| Additional noninterest expense | $1,197,000 | 3,365 |
| Pre-tax net operating income | $1,275,000 | 5,031 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $405,000 | 4,845 |
| Income before extraordinary items | $870,000 | 5,176 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $870,000 | 5,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,181 |
| Cash dividends | $312,000 | 4,467 |
| Sale, conversion, retirement of capital stock, net | $-612,000 | 10,854 |
| Net operating income | $870,000 | 5,120 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 4,660 |
| Total interest expense | $2,785,000 | 5,097 |
| Net interest income | $4,076,000 | 4,256 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $335,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,526 |
| Total noninterest expense | $3,157,000 | 4,134 |
| Salaries and employee benefits | $1,605,000 | 4,056 |
| Premises and equipment expense | $406,000 | 4,483 |
| Additional noninterest expense | $1,146,000 | 3,928 |
| Pre-tax net operating income | $1,254,000 | 4,967 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $420,000 | 4,735 |
| Income before extraordinary items | $834,000 | 5,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $834,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,667 |
| Cash dividends | $237,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $834,000 | 5,088 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 4,978 |
| Total interest expense | $2,321,000 | 5,852 |
| Net interest income | $3,997,000 | 4,314 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $331,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $3,096,000 | 4,172 |
| Salaries and employee benefits | $1,489,000 | 4,304 |
| Premises and equipment expense | $392,000 | 4,624 |
| Additional noninterest expense | $1,215,000 | 3,700 |
| Pre-tax net operating income | $1,232,000 | 5,162 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $417,000 | 4,805 |
| Income before extraordinary items | $815,000 | 5,372 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $815,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $168,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $815,000 | 5,348 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 5,031 |
| Total interest expense | $1,879,000 | 5,885 |
| Net interest income | $3,911,000 | 4,478 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $336,000 | 6,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $3,270,000 | 4,093 |
| Salaries and employee benefits | $1,539,000 | 4,199 |
| Premises and equipment expense | $419,000 | 4,412 |
| Additional noninterest expense | $1,312,000 | 3,742 |
| Pre-tax net operating income | $962,000 | 6,104 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $248,000 | 6,570 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,222 |
| Cash dividends | $42,000 | 8,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $713,480 | 5,899 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 4,930 |
| Total interest expense | $2,207,000 | 5,362 |
| Net interest income | $3,819,000 | 4,591 |
| Provision for loan and lease losses | $-16,000 | 12,559 |
| Total noninterest income | $513,000 | 5,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,476 |
| Total noninterest expense | $4,120,000 | 3,390 |
| Salaries and employee benefits | $1,815,000 | 3,583 |
| Premises and equipment expense | $503,000 | 3,846 |
| Additional noninterest expense | $1,802,000 | 2,987 |
| Pre-tax net operating income | $228,000 | 10,802 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-13,000 | 12,796 |
| Income before extraordinary items | $241,000 | 10,150 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $241,000 | 10,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 3,020 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $241,000 | 9,900 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 4,608 |
| Total interest expense | $3,309,000 | 4,769 |
| Net interest income | $4,075,000 | 4,369 |
| Provision for loan and lease losses | $675,000 | 2,435 |
| Total noninterest income | $397,000 | 6,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $4,043,000 | 3,462 |
| Salaries and employee benefits | $1,852,000 | 3,448 |
| Premises and equipment expense | $586,000 | 3,436 |
| Additional noninterest expense | $1,605,000 | 3,393 |
| Pre-tax net operating income | $-246,000 | 13,132 |
| Securities gains (losses) | $719,000 | 829 |
| Applicable income taxes | $162,000 | 8,337 |
| Income before extraordinary items | $311,000 | 9,155 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $311,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,151,000 | 1,427 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-163,540 | 13,006 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.