Home > The Ramsey State Bank > Net Loans and Leases
The Ramsey State Bank, Net Loans and Leases
| 1993-12-31 | Rank | |
| Net loans and leases | $7,782,000 | 11,981 |
| Loan loss allowance | $168,000 | 10,840 |
| Total loans and leases | $7,950,000 | 11,980 |
| Unearned income | $9,000 | 7,644 |
| Loans and leases, gross | $7,950,000 | 11,981 |
| All real estate loans | $4,281,000 | 11,335 |
| Real estate loans in domestic offices | $4,281,000 | 11,335 |
| Construction and development loans | $248,000 | 7,947 |
| Commercial RE | $463,000 | 11,079 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $1,894,000 | 11,229 |
| Farmland loans | $1,676,000 | 3,218 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,352,000 | 4,695 |
| Commercial and industrial loans | $1,080,000 | 9,627 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,157,000 | 10,501 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,157,000 | 10,319 |
| All other loans & leases | $89,000 | 7,283 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $88,000 | 4,443 |
| Other loans | $1,000 | 9,646 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $9,000 | 4,419 |
| Non 1-4 family restructured loans & leases | $9,000 | 4,419 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $6,769,000 | 12,695 |
| Loan loss allowance | $194,000 | 10,647 |
| Total loans and leases | $6,963,000 | 12,683 |
| Unearned income | $62,000 | 6,905 |
| Loans and leases, gross | $6,963,000 | 12,683 |
| All real estate loans | $3,813,000 | 11,907 |
| Real estate loans in domestic offices | $3,813,000 | 11,907 |
| Construction and development loans | $179,000 | 8,467 |
| Commercial RE | $553,000 | 11,185 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $1,195,000 | 12,368 |
| Farmland loans | $1,886,000 | 2,831 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,557,000 | 4,420 |
| Commercial and industrial loans | $672,000 | 10,909 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $979,000 | 11,465 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $979,000 | 11,284 |
| All other loans & leases | $4,000 | 10,536 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $3,000 | 6,003 |
| Other loans | $1,000 | 9,940 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $17,000 | 4,746 |
| Non 1-4 family restructured loans & leases | $17,000 | 4,746 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |