Home > The Ramsey State Bank > Assets and Liabilities
The Ramsey State Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 10 | 11,271 |
| Assets and Liabilities | ||
| Total Assets: | $15,532,000 | 12,262 |
| Cash and due from depository institutions | $559,000 | 11,271 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,940,000 | 11,311 |
| Federal funds sold & reverse repurchase agreements | $1,770,000 | 6,212 |
| Net loans & leases | $7,782,000 | 11,981 |
| Loan loss allowance | $168,000 | 10,840 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $267,000 | 10,527 |
| Other real estate owned | $0 | 11,271 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $214,000 | 12,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,532,000 | 12,262 |
| Total liabilities | $14,110,000 | 12,228 |
| Total deposits | $14,017,000 | 12,161 |
| Interest-bearing deposits | $12,430,000 | 12,040 |
| Deposits held in domestic offices | $14,017,000 | 12,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $93,000 | 11,731 |
| Total equity capital | $1,422,000 | 12,215 |
| Total bank equity capital | $1,422,000 | 12,215 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $170,000 | 9,283 |
| Surplus | $1,077,000 | 7,861 |
| Undivided profits | $175,000 | 11,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 9,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $168,000 | 8,964 |
| Earning assets | $14,492,000 | 12,172 |
| Long-term assets (5+ years) | $1,633,000 | 9,141 |
| Average Assets, year-to-date | $15,525,400 | 12,206 |
| Average Assets, quarterly | $15,480,500 | 12,239 |
| Volatile liabilities | $200,000 | 12,885 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $537,000 | 10,436 |
| Tier 1 (core) risk-based capital | $1,422,000 | 12,189 |
| Tier 2 risk-based capital | $106,590 | 11,437 |
| Total risk weighted assets | $8,465,890 | 12,064 |
| Total unused commitments | $537,000 | 10,452 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $15,997,000 | 12,685 |
| Cash and due from depository institutions | $643,000 | 11,730 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $6,966,000 | 10,550 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $6,769,000 | 12,695 |
| Loan loss allowance | $194,000 | 10,647 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $241,000 | 11,156 |
| Other real estate owned | $112,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $266,000 | 12,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,997,000 | 12,685 |
| Total liabilities | $14,705,000 | 12,641 |
| Total deposits | $14,556,000 | 12,583 |
| Interest-bearing deposits | $13,141,000 | 12,380 |
| Deposits held in domestic offices | $14,556,000 | 12,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $149,000 | 11,185 |
| Total equity capital | $1,292,000 | 12,740 |
| Total bank equity capital | $1,292,000 | 12,740 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $170,000 | 9,729 |
| Surplus | $1,077,000 | 7,876 |
| Undivided profits | $45,000 | 12,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 6,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $194,000 | 8,814 |
| Earning assets | $14,834,000 | 12,583 |
| Long-term assets (5+ years) | $2,814,000 | 8,152 |
| Average Assets, year-to-date | $15,821,600 | 12,629 |
| Average Assets, quarterly | $15,768,500 | 12,683 |
| Volatile liabilities | $276,000 | 13,356 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $667,000 | 10,052 |
| Tier 1 (core) risk-based capital | $1,292,000 | 12,715 |
| Tier 2 risk-based capital | $103,120 | 11,874 |
| Total risk weighted assets | $8,158,720 | 12,611 |
| Total unused commitments | $667,000 | 10,078 |
| Derivatives | $0 | 651 |