Home > The Ramapo Bank > Net Loans and Leases
The Ramapo Bank, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $165,026,000 | 1,710 |
| Loan loss allowance | $4,773,000 | 835 |
| Total loans and leases | $169,799,000 | 1,678 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $169,799,000 | 1,682 |
| All real estate loans | $151,823,000 | 1,328 |
| Real estate loans in domestic offices | $151,823,000 | 1,328 |
| Construction and development loans | $11,619,000 | 1,324 |
| Commercial RE | $89,855,000 | 593 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,125,000 | 1,020 |
| 1-4 family residential loans | $44,224,000 | 2,365 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $13,581,000 | 2,645 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $4,354,000 | 5,209 |
| Credit card loans | $585,000 | 2,035 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,769,000 | 5,470 |
| All other loans & leases | $41,000 | 6,726 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $41,000 | 4,707 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,260,000 | 285 |
| Non 1-4 family restructured loans & leases | $1,260,000 | 285 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $165,282,000 | 1,707 |
| Loan loss allowance | $4,628,000 | 877 |
| Total loans and leases | $169,910,000 | 1,677 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $169,910,000 | 1,681 |
| All real estate loans | $150,749,000 | 1,339 |
| Real estate loans in domestic offices | $150,749,000 | 1,339 |
| Construction and development loans | $10,553,000 | 1,370 |
| Commercial RE | $86,430,000 | 615 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,274,000 | 2,130 |
| 1-4 family residential loans | $51,492,000 | 2,171 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $11,890,000 | 2,882 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $5,142,000 | 4,845 |
| Credit card loans | $666,000 | 2,001 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,476,000 | 5,076 |
| All other loans & leases | $2,129,000 | 1,543 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $804,000 | 1,382 |
| Other loans | $102,000 | 3,530 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $1,223,000 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,475,000 | 328 |
| Non 1-4 family restructured loans & leases | $1,475,000 | 328 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $160,806,000 | 1,799 |
| Loan loss allowance | $5,115,000 | 853 |
| Total loans and leases | $165,921,000 | 1,760 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $165,921,000 | 1,769 |
| All real estate loans | $147,791,000 | 1,412 |
| Real estate loans in domestic offices | $147,791,000 | 1,412 |
| Construction and development loans | $10,949,000 | 1,346 |
| Commercial RE | $82,331,000 | 648 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,116,000 | 3,196 |
| 1-4 family residential loans | $53,395,000 | 2,156 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $11,414,000 | 2,985 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $4,163,000 | 5,737 |
| Credit card loans | $739,000 | 2,030 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,424,000 | 6,146 |
| All other loans & leases | $2,553,000 | 1,433 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $851,000 | 1,414 |
| Other loans | $142,000 | 3,256 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $1,560,000 | 344 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,540,000 | 410 |
| Non 1-4 family restructured loans & leases | $1,540,000 | 410 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $156,611,000 | 1,815 |
| Loan loss allowance | $4,853,000 | 925 |
| Total loans and leases | $161,464,000 | 1,781 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $161,464,000 | 1,788 |
| All real estate loans | $143,550,000 | 1,420 |
| Real estate loans in domestic offices | $143,550,000 | 1,420 |
| Construction and development loans | $15,177,000 | 956 |
| Commercial RE | $72,296,000 | 712 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $575,000 | 4,392 |
| 1-4 family residential loans | $55,502,000 | 2,103 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $11,321,000 | 2,896 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $3,939,000 | 6,010 |
| Credit card loans | $718,000 | 2,118 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,221,000 | 6,518 |
| All other loans & leases | $2,654,000 | 1,424 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $883,000 | 1,463 |
| Other loans | $45,000 | 5,068 |
| Lease financing receivables | $1,000 | 2,038 |
| Loans to depository institutions and acceptances of other banks | $1,725,000 | 340 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,565,000 | 491 |
| Non 1-4 family restructured loans & leases | $1,565,000 | 491 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $158,768,000 | 1,763 |
| Loan loss allowance | $6,501,000 | 754 |
| Total loans and leases | $165,269,000 | 1,726 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $165,269,000 | 1,732 |
| All real estate loans | $143,758,000 | 1,359 |
| Real estate loans in domestic offices | $143,758,000 | 1,358 |
| Construction and development loans | $18,462,000 | 725 |
| Commercial RE | $70,164,000 | 692 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,007,000 | 1,933 |
| 1-4 family residential loans | $52,125,000 | 2,200 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $13,974,000 | 2,269 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $4,661,000 | 5,401 |
| Credit card loans | $766,000 | 2,026 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,895,000 | 5,848 |
| All other loans & leases | $2,876,000 | 1,379 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $924,000 | 1,490 |
| Other loans | $64,000 | 4,630 |
| Lease financing receivables | $3,000 | 2,044 |
| Loans to depository institutions and acceptances of other banks | $1,885,000 | 342 |
| Memoranda: | ||
| Loans not secured by real estate | $600,000 | 735 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $5,983,000 | 231 |
| Non 1-4 family restructured loans & leases | $5,983,000 | 231 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $167,430,000 | 1,643 |
| Loan loss allowance | $6,366,000 | 829 |
| Total loans and leases | $173,796,000 | 1,605 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $173,796,000 | 1,619 |
| All real estate loans | $150,214,000 | 1,279 |
| Real estate loans in domestic offices | $150,214,000 | 1,278 |
| Construction and development loans | $22,044,000 | 585 |
| Commercial RE | $72,477,000 | 651 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,027,000 | 1,970 |
| 1-4 family residential loans | $52,666,000 | 2,169 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $15,261,000 | 2,062 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $5,242,000 | 4,999 |
| Credit card loans | $817,000 | 1,948 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,425,000 | 5,367 |
| All other loans & leases | $3,079,000 | 1,357 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $963,000 | 1,511 |
| Other loans | $145,000 | 3,554 |
| Lease financing receivables | $6,000 | 1,995 |
| Loans to depository institutions and acceptances of other banks | $1,965,000 | 379 |
| Memoranda: | ||
| Loans not secured by real estate | $657,000 | 723 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $10,982,000 | 199 |
| Non 1-4 family restructured loans & leases | $10,982,000 | 199 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $186,091,000 | 1,524 |
| Loan loss allowance | $5,402,000 | 940 |
| Total loans and leases | $191,493,000 | 1,507 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $191,493,000 | 1,515 |
| All real estate loans | $163,393,000 | 1,210 |
| Real estate loans in domestic offices | $163,393,000 | 1,209 |
| Construction and development loans | $26,259,000 | 546 |
| Commercial RE | $66,293,000 | 715 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,729,000 | 2,089 |
| 1-4 family residential loans | $68,112,000 | 1,802 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $13,261,000 | 2,437 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $6,592,000 | 4,297 |
| Credit card loans | $937,000 | 1,812 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,655,000 | 4,614 |
| All other loans & leases | $8,247,000 | 776 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $998,000 | 1,589 |
| Other loans | $240,000 | 2,929 |
| Lease financing receivables | $14,000 | 1,926 |
| Loans to depository institutions and acceptances of other banks | $6,995,000 | 227 |
| Memoranda: | ||
| Loans not secured by real estate | $269,000 | 1,191 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,938,000 | 505 |
| Non 1-4 family restructured loans & leases | $3,938,000 | 505 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |