Home > The Ramapo Bank > Loan Charge- Offs and Recoveries
The Ramapo Bank, Loan Charge- Offs and Recoveries
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,275,000 | 781 |
| Loans secured by real estate, total | $1,252,000 | 216 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,252,000 | 216 |
| Construction and land development | $0 | 630 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $66,000 | 1,064 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $1,186,000 | 82 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $0 | 6,621 |
| Loans to individuals | $23,000 | 5,163 |
| Credit card loan charge offs | $15,000 | 1,689 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,000 | 6,392 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 275 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,145,000 | 370 |
| Loans secured by real estate, total | $1,093,000 | 131 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,093,000 | 131 |
| Construction and land development | $0 | 460 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $138,000 | 251 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $955,000 | 77 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $24,000 | 2,459 |
| Loans to individuals | $28,000 | 2,453 |
| Credit card loan recoveries | $11,000 | 763 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,029 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $130,000 | 3,185 |
| Loans secured by real estate, total | $159,000 | 731 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $159,000 | 728 |
| Construction and land development | $0 | 552 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $-72,000 | 10,371 |
| Secured by multifamily residential properties | $0 | 283 |
| Secured by nonfarm nonresidential properties | $231,000 | 230 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-24,000 | 9,845 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $-5,000 | 10,081 |
| Credit card loan net charge offs | $4,000 | 2,431 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-9,000 | 10,206 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 249 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,101,000 | 933 |
| Loans secured by real estate, total | $1,073,000 | 289 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,073,000 | 289 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $108,000 | 868 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $965,000 | 115 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $3,000 | 6,357 |
| Loans to individuals | $25,000 | 5,262 |
| Credit card loan charge offs | $18,000 | 1,696 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,000 | 6,894 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $134,000 | 1,878 |
| Loans secured by real estate, total | $60,000 | 988 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $60,000 | 988 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $47,000 | 634 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $13,000 | 931 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $40,000 | 2,024 |
| Loans to individuals | $34,000 | 2,191 |
| Credit card loan recoveries | $3,000 | 1,469 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $31,000 | 2,114 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $967,000 | 821 |
| Loans secured by real estate, total | $1,013,000 | 208 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,013,000 | 207 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 1,036 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $952,000 | 67 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-37,000 | 10,345 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $-9,000 | 10,687 |
| Credit card loan net charge offs | $15,000 | 1,682 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-24,000 | 10,830 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $941,000 | 1,143 |
| Loans secured by real estate, total | $834,000 | 444 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $834,000 | 444 |
| Construction and land development | $110,000 | 213 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $103,000 | 981 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $621,000 | 254 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $22,000 | 4,839 |
| Loans to individuals | $85,000 | 2,852 |
| Credit card loan charge offs | $20,000 | 1,652 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $65,000 | 2,940 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $803,000 | 569 |
| Loans secured by real estate, total | $700,000 | 233 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $700,000 | 233 |
| Construction and land development | $58,000 | 173 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $100,000 | 379 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $542,000 | 163 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $84,000 | 1,254 |
| Loans to individuals | $19,000 | 3,299 |
| Credit card loan recoveries | $4,000 | 1,342 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 3,461 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $138,000 | 3,326 |
| Loans secured by real estate, total | $134,000 | 1,055 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $134,000 | 1,054 |
| Construction and land development | $52,000 | 272 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,156 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $79,000 | 615 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-62,000 | 10,987 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $66,000 | 2,665 |
| Credit card loan net charge offs | $16,000 | 1,645 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $50,000 | 2,690 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,693,000 | 506 |
| Loans secured by real estate, total | $3,463,000 | 195 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,463,000 | 194 |
| Construction and land development | $594,000 | 115 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $540,000 | 326 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $2,329,000 | 136 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $129,000 | 1,959 |
| Loans to individuals | $101,000 | 2,293 |
| Credit card loan charge offs | $13,000 | 1,849 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $88,000 | 2,200 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,545,000 | 389 |
| Loans secured by real estate, total | $1,256,000 | 159 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,256,000 | 157 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $37,000 | 823 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $1,219,000 | 105 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $213,000 | 626 |
| Loans to individuals | $76,000 | 1,270 |
| Credit card loan recoveries | $8,000 | 1,019 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $68,000 | 1,220 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,148,000 | 544 |
| Loans secured by real estate, total | $2,207,000 | 213 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,207,000 | 212 |
| Construction and land development | $594,000 | 95 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $503,000 | 285 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $1,110,000 | 183 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-84,000 | 11,527 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $25,000 | 3,975 |
| Credit card loan net charge offs | $5,000 | 2,403 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $20,000 | 3,887 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,879,000 | 593 |
| Loans secured by real estate, total | $2,462,000 | 296 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,462,000 | 296 |
| Construction and land development | $993,000 | 103 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $601,000 | 344 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $868,000 | 316 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $240,000 | 1,274 |
| Loans to individuals | $177,000 | 1,464 |
| Credit card loan charge offs | $16,000 | 1,616 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $161,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $277,000 | 1,306 |
| Loans secured by real estate, total | $195,000 | 622 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $195,000 | 621 |
| Construction and land development | $58,000 | 271 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,538 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $121,000 | 492 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $54,000 | 2,199 |
| Loans to individuals | $28,000 | 2,777 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $25,000 | 2,761 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,602,000 | 458 |
| Loans secured by real estate, total | $2,267,000 | 250 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $2,267,000 | 250 |
| Construction and land development | $935,000 | 96 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $585,000 | 294 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $747,000 | 288 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $186,000 | 1,075 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $149,000 | 1,214 |
| Credit card loan net charge offs | $13,000 | 1,576 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $136,000 | 1,004 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,749,000 | 512 |
| Loans secured by real estate, total | $4,097,000 | 275 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $4,097,000 | 275 |
| Construction and land development | $1,449,000 | 157 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $420,000 | 545 |
| Secured by multifamily residential properties | $183,000 | 316 |
| Secured by nonfarm nonresidential properties | $2,045,000 | 240 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $410,000 | 1,172 |
| Loans to individuals | $242,000 | 1,312 |
| Credit card loan charge offs | $49,000 | 1,029 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $193,000 | 1,276 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $389,000 | 1,094 |
| Loans secured by real estate, total | $170,000 | 702 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $170,000 | 701 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 2,052 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $159,000 | 417 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $93,000 | 1,616 |
| Loans to individuals | $126,000 | 1,004 |
| Credit card loan recoveries | $17,000 | 763 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $109,000 | 976 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,360,000 | 448 |
| Loans secured by real estate, total | $3,927,000 | 251 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,927,000 | 251 |
| Construction and land development | $1,449,000 | 146 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $409,000 | 462 |
| Secured by multifamily residential properties | $183,000 | 285 |
| Secured by nonfarm nonresidential properties | $1,886,000 | 223 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $317,000 | 1,081 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $116,000 | 1,647 |
| Credit card loan net charge offs | $32,000 | 1,126 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $84,000 | 1,666 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,850,000 | 704 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,263,000 | 320 |
| Loans to individuals | $587,000 | 891 |
| Credit card loan charge offs | $335,000 | 491 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $252,000 | 1,297 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $162,000 | 2,307 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $142,000 | 1,160 |
| Loans to individuals | $20,000 | 3,858 |
| Credit card loan recoveries | $6,000 | 1,271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $14,000 | 4,433 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $3,688,000 | 643 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,121,000 | 281 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $567,000 | 744 |
| Credit card loan net charge offs | $329,000 | 456 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $238,000 | 984 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.