Home > The Queenstown Bank of Maryland > Net charge- offs to loans
The Queenstown Bank of Maryland, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,522 |
| Percentage Net Loans Charged-off:Construction & development | -0.0429% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0447% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5920% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0339% | 4,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0339% | 4,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0328% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 4,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0522% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1126% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1126% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0404% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0729% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 4,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0678% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0678% | 4,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.0425% | 4,574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0682% | 4,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0682% | 4,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0404% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 4,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0461% | 4,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0728% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 3,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 3,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 3,527 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1766% | 4,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1766% | 4,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.0478% | 4,546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 3,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3571% | 4,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3571% | 4,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0432% | 4,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.0515% | 4,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0775% | 4,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 3,441 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4426% | 4,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4426% | 4,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 4,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2607% | 4,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2607% | 4,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0586% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0632% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0438% | 4,156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0675% | 4,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0759% | 4,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6221% | 3,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1716% | 4,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0157% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0157% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0374% | 4,223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3979% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 3,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2089% | 4,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1247% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 3,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.0342% | 4,228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5895% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2715% | 4,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2155% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 4,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0856% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1499% | 3,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1807% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.2103% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0564% | 3,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2277% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 819 |
| Percentage Net Loans Charged-off:Construction & development | -0.2819% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0610% | 3,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3191% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0797% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0797% | 2,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0464% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0519% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7321% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2394% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2394% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0699% | 3,622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0421% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1750% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1750% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0106% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 3,612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1099% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 4,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3385% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0144% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0660% | 4,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0433% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1077% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4523% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0230% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0949% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1542% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 4,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7279% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7279% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0496% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1860% | 5,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1890% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0491% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7693% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7693% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0980% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1169% | 5,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.1686% | 4,718 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 5,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1487% | 5,146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0224% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1587% | 5,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1619% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1619% | 2,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0857% | 5,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1067% | 5,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1999% | 5,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2153% | 5,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4346% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1449% | 4,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1449% | 4,851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0784% | 5,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0729% | 5,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0534% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1340% | 5,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0142% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1462% | 5,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4318% | 5,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4318% | 5,111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 886 |
| Percentage Net Loans Charged-off:Construction & development | -0.0911% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0539% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0554% | 4,468 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6381% | 5,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6381% | 5,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3168% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3531% | 267 |
| Percentage Net Loans Charged-off:Construction & development | -0.4124% | 5,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9142% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3764% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1596% | 4,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0632% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0632% | 3,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2598% | 348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0435% | 4,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3972% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1450% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2031% | 5,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2865% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2865% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2552% | 351 |
| Percentage Net Loans Charged-off:Construction & development | -0.0617% | 4,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2249% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2917% | 5,196 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0504% | 4,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0504% | 4,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1882% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0874% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2694% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2537% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2374% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.6126% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2238% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2528% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5888% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2216% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2216% | 2,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4675% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2227% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.5304% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2569% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4020% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1335% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7864% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1563% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1563% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6091% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2303% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2409% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.7199% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1856% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2387% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2112% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3898% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3898% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0366% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1149% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1562% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1562% | 5,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3496% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3041% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 1.8598% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2496% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1370% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1692% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2284% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2284% | 2,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1069% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4518% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3986% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 2.5263% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2281% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2229% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1441% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2334% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1344% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4733% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4733% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9655% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2634% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2390% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.6435% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3349% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 4,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1018% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0459% | 5,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0459% | 5,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5574% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.9436% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 4,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1876% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1031% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5409% | 5,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5409% | 5,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2096% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6197% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6595% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 2.3425% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5649% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5336% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3350% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5672% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0985% | 3,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0985% | 3,274 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0836% | 5,587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5906% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6246% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 1.1971% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7534% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5666% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4024% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5952% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0856% | 5,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5403% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5403% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0398% | 5,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5823% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6056% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 1.7730% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9057% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3306% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4617% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3076% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2286% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1141% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1141% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6228% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6265% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 1.7644% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1879% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2039% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6221% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1740% | 5,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9034% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9034% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7920% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8288% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 3.5369% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6044% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5641% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 1,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6600% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4365% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2080% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2080% | 2,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6533% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6712% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 3.2307% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2017% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5530% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6588% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6083% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2608% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2608% | 2,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7660% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8125% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 2.8766% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3019% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8366% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9991% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1972% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1634% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1634% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7869% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8715% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 4.4837% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6542% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4210% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5041% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2241% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1206% | 6,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1206% | 6,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7200% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7337% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 3.8503% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6829% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5535% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3726% | 1,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5911% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4036% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6627% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6627% | 1,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5589% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1445% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1600% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 4.1973% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8893% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6524% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2652% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7337% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0431% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8517% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8517% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7170% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8863% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8388% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 1.4498% | 1,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3167% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5559% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2914% | 1,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6114% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3232% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8739% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8739% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3594% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2338% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3407% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5392% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5900% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5283% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5409% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2792% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2792% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6005% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5901% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 6.2100% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4336% | 2,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5008% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4752% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2492% | 3,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6191% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7099% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6896% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1444% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3091% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2163% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 5.0964% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4909% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4934% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6993% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1637% | 3,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3149% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9428% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9094% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1916% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7269% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5857% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 5.8449% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6728% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6818% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9797% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6660% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0010% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9548% | 1,262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2878% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2409% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3314% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 5.8729% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5151% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1863% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2542% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7976% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7435% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5638% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6667% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 6.2563% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2730% | 2,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9551% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9826% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9452% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0218% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4151% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7871% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8836% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 7.5604% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2831% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7729% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7144% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7941% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3563% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7069% | 2,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0640% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0206% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 3.2793% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3231% | 1,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6594% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1271% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8517% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9286% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9029% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6003% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5536% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 6.4706% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5866% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2569% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7048% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0598% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6592% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2376% | 5,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 5,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0058% | 3,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1930% | 3,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2806% | 1,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 3,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9369% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2049% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 5,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0079% | 3,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2808% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4615% | 1,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2162% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 3,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9482% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 4,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1383% | 1,155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 3,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2748% | 3,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6540% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 4,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1101% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5700% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 5,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 2,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1403% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1641% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 4,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6949% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2135% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 3,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7895% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1952% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2632% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1183% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6649% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 2,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1827% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3273% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4485% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1037% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4540% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 5,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3308% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0520% | 3,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 7,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1920% | 7,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0956% | 7,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0430% | 8,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1073% | 7,491 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6275% | 8,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0489% | 7,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1624% | 7,588 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6473% | 8,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1022% | 8,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5239% | 7,981 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0860% | 8,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 4,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7994% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1476% | 5,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2326% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3444% | 3,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 7,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2999% | 8,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0288% | 7,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5017% | 8,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 5,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 3,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 3,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 4,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3190% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2715% | 4,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8203% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2187% | 4,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5710% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1587% | 7,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 8,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 8,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 8,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2755% | 3,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7586% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0784% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7965% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4660% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 3,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0932% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2561% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 3,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2691% | 8,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4722% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 4,760 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 5,812 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 7,277 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 7,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1730% | 4,273 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 8,478 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 6,994 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 8,688 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |