The Putnam County National Bank of Carmel, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$7,427,0003,230
Total interest expense$127,0004,416
Net interest income$7,300,0002,844
Provision for loan and lease losses$03,275
Total noninterest income$892,0002,869
Gross Fiduciary activities income$0981
Service charges on deposit accounts$53,0003,782
Trading account gains and feesNANA
Additional Noninterest Income$839,0002,463
Total noninterest expense$5,023,0003,041
Salaries and employee benefits$2,790,0003,038
Premises and equipment expense$642,0002,604
Additional noninterest expense$839,0002,463
Pre-tax net operating income$3,169,0002,453
Securities gains (losses)$0988
Applicable income taxes$808,0001,583
Income before extraordinary items$2,361,0002,611
Extraordinary gains, net$054
Net income$2,361,0002,637
Minority interest net income$088
Net income of bank and minority interests.$2,361,0002,613
Net charge-offs$165,0001,262
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,361,0002,638
2023-09-30 (YTD Data)Rank
Total interest income$5,577,0003,211
Total interest expense$59,0004,460
Net interest income$5,518,0002,838
Provision for loan and lease losses$03,085
Total noninterest income$875,0002,560
Gross Fiduciary activities income$0950
Service charges on deposit accounts$39,0003,818
Trading account gains and feesNANA
Additional Noninterest Income$836,0002,175
Total noninterest expense$3,386,0003,174
Salaries and employee benefits$1,705,0003,283
Premises and equipment expense$445,0002,735
Additional noninterest expense$836,0002,175
Pre-tax net operating income$3,007,0002,225
Securities gains (losses)$0849
Applicable income taxes$770,0001,458
Income before extraordinary items$2,237,0002,375
Extraordinary gains, net$052
Net income$2,237,0002,398
Minority interest net income$081
Net income of bank and minority interests.$2,237,0002,377
Net charge-offs$165,000966
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,237,0002,398
2023-06-30 (YTD Data)Rank
Total interest income$3,774,0003,172
Total interest expense$37,0004,489
Net interest income$3,737,0002,832
Provision for loan and lease losses$02,940
Total noninterest income$58,0004,262
Gross Fiduciary activities income$0931
Service charges on deposit accounts$26,0003,830
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,204
Total noninterest expense$2,303,0003,156
Salaries and employee benefits$1,189,0003,234
Premises and equipment expense$302,0002,706
Additional noninterest expense$32,0004,177
Pre-tax net operating income$1,492,0002,590
Securities gains (losses)$0938
Applicable income taxes$416,0001,611
Income before extraordinary items$1,076,0002,775
Extraordinary gains, net$051
Net income$1,076,0002,806
Minority interest net income$081
Net income of bank and minority interests.$1,076,0002,775
Net charge-offs$168,000734
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,076,0002,799
2023-03-31 (YTD Data)Rank
Total interest income$1,907,0003,145
Total interest expense$19,0004,520
Net interest income$1,888,0002,828
Provision for loan and lease losses$02,612
Total noninterest income$16,0004,463
Gross Fiduciary activities income$0913
Service charges on deposit accounts$14,0003,799
Trading account gains and feesNANA
Additional Noninterest Income$2,0004,520
Total noninterest expense$1,046,0003,308
Salaries and employee benefits$622,0003,222
Premises and equipment expense$168,0002,569
Additional noninterest expense$2,0004,520
Pre-tax net operating income$858,0002,487
Securities gains (losses)$0950
Applicable income taxes$187,0001,718
Income before extraordinary items$671,0002,576
Extraordinary gains, net$04
Net income$671,0002,577
Minority interest net income$048
Net income of bank and minority interests.$671,0002,576
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$671,0002,607
2022-12-31 (YTD Data)Rank
Total interest income$5,794,0003,287
Total interest expense$107,0004,368
Net interest income$5,687,0003,171
Provision for loan and lease losses$03,012
Total noninterest income$136,0004,314
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$59,0003,837
Trading account gains and feesNANA
Additional Noninterest Income$77,0004,238
Total noninterest expense$4,202,0003,286
Salaries and employee benefits$2,423,0003,234
Premises and equipment expense$621,0002,669
Additional noninterest expense$77,0004,238
Pre-tax net operating income$1,621,0003,346
Securities gains (losses)$0691
Applicable income taxes$326,0002,344
Income before extraordinary items$1,295,0003,414
Extraordinary gains, net$05
Net income$1,295,0003,411
Minority interest net income$063
Net income of bank and minority interests.$1,295,0003,413
Net charge-offs$47,0001,572
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,295,0003,438
2022-09-30 (YTD Data)Rank
Total interest income$4,086,0003,322
Total interest expense$87,0004,300
Net interest income$3,999,0003,245
Provision for loan and lease losses$02,835
Total noninterest income$116,0004,301
Gross Fiduciary activities income$0968
Service charges on deposit accounts$46,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$70,0004,201
Total noninterest expense$2,949,0003,362
Salaries and employee benefits$1,621,0003,364
Premises and equipment expense$476,0002,636
Additional noninterest expense$70,0004,201
Pre-tax net operating income$1,166,0003,394
Securities gains (losses)$0740
Applicable income taxes$226,0002,413
Income before extraordinary items$940,0003,445
Extraordinary gains, net$04
Net income$940,0003,443
Minority interest net income$057
Net income of bank and minority interests.$940,0003,444
Net charge-offs$53,0001,191
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$940,0003,470
2022-06-30 (YTD Data)Rank
Total interest income$2,546,0003,394
Total interest expense$58,0004,323
Net interest income$2,488,0003,321
Provision for loan and lease losses$02,599
Total noninterest income$78,0004,292
Gross Fiduciary activities income$0925
Service charges on deposit accounts$30,0003,891
Trading account gains and feesNANA
Additional Noninterest Income$48,0004,218
Total noninterest expense$1,977,0003,360
Salaries and employee benefits$1,054,0003,406
Premises and equipment expense$352,0002,498
Additional noninterest expense$571,0003,487
Pre-tax net operating income$589,0003,555
Securities gains (losses)$0687
Applicable income taxes$128,0002,443
Income before extraordinary items$461,0003,617
Extraordinary gains, net$04
Net income$461,0003,615
Minority interest net income$060
Net income of bank and minority interests.$461,0003,617
Net charge-offs$55,000924
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$461,0003,645
2022-03-31 (YTD Data)Rank
Total interest income$1,186,0003,451
Total interest expense$30,0004,308
Net interest income$1,156,0003,371
Provision for loan and lease losses$02,285
Total noninterest income$35,0004,329
Gross Fiduciary activities income$0892
Service charges on deposit accounts$15,0003,890
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,273
Total noninterest expense$1,029,0003,311
Salaries and employee benefits$569,0003,320
Premises and equipment expense$175,0002,511
Additional noninterest expense$285,0003,493
Pre-tax net operating income$162,0003,880
Securities gains (losses)$0623
Applicable income taxes$35,0002,682
Income before extraordinary items$127,0003,954
Extraordinary gains, net$04
Net income$127,0003,953
Minority interest net income$050
Net income of bank and minority interests.$127,0003,954
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$127,0003,976
2021-12-31 (YTD Data)Rank
Total interest income$4,657,0003,571
Total interest expense$151,0004,304
Net interest income$4,506,0003,485
Provision for loan and lease losses$03,064
Total noninterest income$263,0004,129
Gross Fiduciary activities income$0994
Service charges on deposit accounts$64,0003,853
Trading account gains and feesNANA
Additional Noninterest Income$199,0004,002
Total noninterest expense$4,235,0003,283
Salaries and employee benefits$2,427,0003,239
Premises and equipment expense$554,0002,865
Additional noninterest expense$1,254,0003,374
Pre-tax net operating income$534,0004,218
Securities gains (losses)$02,062
Applicable income taxes$81,0003,152
Income before extraordinary items$453,0004,250
Extraordinary gains, net$010
Net income$453,0004,249
Minority interest net income$074
Net income of bank and minority interests.$453,0004,250
Net charge-offs$-116,0004,407
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$453,0004,233
2021-09-30 (YTD Data)Rank
Total interest income$3,337,0003,704
Total interest expense$118,0004,375
Net interest income$3,219,0003,627
Provision for loan and lease losses$02,963
Total noninterest income$231,0004,069
Gross Fiduciary activities income$0957
Service charges on deposit accounts$47,0003,901
Trading account gains and feesNANA
Additional Noninterest Income$184,0003,904
Total noninterest expense$3,108,0003,319
Salaries and employee benefits$1,761,0003,309
Premises and equipment expense$408,0002,923
Additional noninterest expense$939,0003,393
Pre-tax net operating income$342,0004,377
Securities gains (losses)$02,015
Applicable income taxes$38,0003,277
Income before extraordinary items$304,0004,390
Extraordinary gains, net$08
Net income$304,0004,389
Minority interest net income$069
Net income of bank and minority interests.$304,0004,390
Net charge-offs$-74,0004,351
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$304,0004,374
2021-06-30 (YTD Data)Rank
Total interest income$2,187,0003,749
Total interest expense$83,0004,399
Net interest income$2,104,0003,672
Provision for loan and lease losses$02,862
Total noninterest income$143,0004,130
Gross Fiduciary activities income$0951
Service charges on deposit accounts$30,0003,928
Trading account gains and feesNANA
Additional Noninterest Income$113,0003,960
Total noninterest expense$2,074,0003,314
Salaries and employee benefits$1,211,0003,254
Premises and equipment expense$306,0002,713
Additional noninterest expense$557,0003,569
Pre-tax net operating income$173,0004,481
Securities gains (losses)$01,818
Applicable income taxes$2,0003,608
Income before extraordinary items$171,0004,469
Extraordinary gains, net$06
Net income$171,0004,468
Minority interest net income$067
Net income of bank and minority interests.$171,0004,469
Net charge-offs$-73,0004,488
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$171,0004,453
2021-03-31 (YTD Data)Rank
Total interest income$1,082,0003,761
Total interest expense$43,0004,439
Net interest income$1,039,0003,672
Provision for loan and lease losses$02,741
Total noninterest income$21,0004,693
Gross Fiduciary activities income$0922
Service charges on deposit accounts$16,0003,875
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,780
Total noninterest expense$1,142,0003,165
Salaries and employee benefits$723,0002,990
Premises and equipment expense$153,0002,740
Additional noninterest expense$266,0003,610
Pre-tax net operating income$-82,0004,886
Securities gains (losses)$01,392
Applicable income taxes$-18,0004,902
Income before extraordinary items$-64,0004,872
Extraordinary gains, net$03
Net income$-64,0004,872
Minority interest net income$055
Net income of bank and minority interests.$-64,0004,872
Net charge-offs$-100,0004,762
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-64,0004,869
2020-12-31 (YTD Data)Rank
Total interest income$4,762,0003,651
Total interest expense$190,0004,574
Net interest income$4,572,0003,480
Provision for loan and lease losses$04,319
Total noninterest income$436,0003,743
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$69,0003,917
Trading account gains and feesNANA
Additional Noninterest Income$367,0003,450
Total noninterest expense$3,565,0003,558
Salaries and employee benefits$2,036,0003,548
Premises and equipment expense$414,0003,340
Additional noninterest expense$1,115,0003,547
Pre-tax net operating income$1,443,0003,325
Securities gains (losses)$02,675
Applicable income taxes$300,0002,304
Income before extraordinary items$1,143,0003,515
Extraordinary gains, net$04
Net income$1,143,0003,515
Minority interest net income$072
Net income of bank and minority interests.$1,143,0003,515
Net charge-offs$-48,0004,588
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,143,0003,466
2020-09-30 (YTD Data)Rank
Total interest income$3,630,0003,663
Total interest expense$144,0004,627
Net interest income$3,486,0003,486
Provision for loan and lease losses$04,239
Total noninterest income$269,0003,904
Gross Fiduciary activities income$0981
Service charges on deposit accounts$52,0003,932
Trading account gains and feesNANA
Additional Noninterest Income$217,0003,644
Total noninterest expense$2,580,0003,601
Salaries and employee benefits$1,454,0003,606
Premises and equipment expense$266,0003,605
Additional noninterest expense$860,0003,465
Pre-tax net operating income$1,175,0003,261
Securities gains (losses)$02,494
Applicable income taxes$241,0002,252
Income before extraordinary items$934,0003,438
Extraordinary gains, net$04
Net income$934,0003,437
Minority interest net income$065
Net income of bank and minority interests.$934,0003,438
Net charge-offs$-4,0004,037
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$934,0003,388
2020-06-30 (YTD Data)Rank
Total interest income$2,522,0003,647
Total interest expense$94,0004,694
Net interest income$2,428,0003,446
Provision for loan and lease losses$04,134
Total noninterest income$242,0003,630
Gross Fiduciary activities income$0970
Service charges on deposit accounts$37,0003,912
Trading account gains and feesNANA
Additional Noninterest Income$205,0003,278
Total noninterest expense$1,766,0003,574
Salaries and employee benefits$998,0003,565
Premises and equipment expense$171,0003,654
Additional noninterest expense$597,0003,411
Pre-tax net operating income$904,0003,070
Securities gains (losses)$02,249
Applicable income taxes$182,0002,135
Income before extraordinary items$722,0003,237
Extraordinary gains, net$04
Net income$722,0003,236
Minority interest net income$065
Net income of bank and minority interests.$722,0003,237
Net charge-offs$3,0002,778
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$722,0003,180
2020-03-31 (YTD Data)Rank
Total interest income$1,293,0003,615
Total interest expense$47,0004,773
Net interest income$1,246,0003,357
Provision for loan and lease losses$03,711
Total noninterest income$138,0003,476
Gross Fiduciary activities income$0941
Service charges on deposit accounts$23,0003,893
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,025
Total noninterest expense$845,0003,683
Salaries and employee benefits$477,0003,670
Premises and equipment expense$60,0004,134
Additional noninterest expense$308,0003,405
Pre-tax net operating income$539,0002,689
Securities gains (losses)$01,705
Applicable income taxes$102,0001,918
Income before extraordinary items$437,0002,798
Extraordinary gains, net$04
Net income$437,0002,797
Minority interest net income$056
Net income of bank and minority interests.$437,0002,799
Net charge-offs$9,0001,897
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$437,0002,789
2019-12-31 (YTD Data)Rank
Total interest income$5,690,0003,527
Total interest expense$228,0004,724
Net interest income$5,462,0003,262
Provision for loan and lease losses$-134,0005,005
Total noninterest income$163,0004,584
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$91,0004,018
Trading account gains and feesNANA
Additional Noninterest Income$72,0004,572
Total noninterest expense$4,060,0003,393
Salaries and employee benefits$2,225,0003,418
Premises and equipment expense$632,0002,713
Additional noninterest expense$1,203,0003,484
Pre-tax net operating income$1,699,0003,246
Securities gains (losses)$02,379
Applicable income taxes$355,0002,241
Income before extraordinary items$1,344,0003,402
Extraordinary gains, net$011
Net income$1,344,0003,403
Minority interest net income$076
Net income of bank and minority interests.$1,344,0003,403
Net charge-offs$-1,0004,163
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,344,0003,378
2019-09-30 (YTD Data)Rank
Total interest income$4,281,0003,559
Total interest expense$176,0004,770
Net interest income$4,105,0003,299
Provision for loan and lease losses$-25,0005,061
Total noninterest income$109,0004,697
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$67,0004,085
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,735
Total noninterest expense$2,803,0003,561
Salaries and employee benefits$1,436,0003,698
Premises and equipment expense$464,0002,758
Additional noninterest expense$903,0003,515
Pre-tax net operating income$1,436,0003,158
Securities gains (losses)$02,167
Applicable income taxes$301,0002,225
Income before extraordinary items$1,135,0003,322
Extraordinary gains, net$011
Net income$1,135,0003,320
Minority interest net income$072
Net income of bank and minority interests.$1,135,0003,322
Net charge-offs$-1,0003,994
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,135,0003,300
2019-06-30 (YTD Data)Rank
Total interest income$2,834,0003,588
Total interest expense$118,0004,792
Net interest income$2,716,0003,332
Provision for loan and lease losses$03,685
Total noninterest income$78,0004,692
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$44,0004,120
Trading account gains and feesNANA
Additional Noninterest Income$34,0004,682
Total noninterest expense$1,893,0003,567
Salaries and employee benefits$969,0003,708
Premises and equipment expense$333,0002,634
Additional noninterest expense$591,0003,575
Pre-tax net operating income$901,0003,240
Securities gains (losses)$01,702
Applicable income taxes$171,0002,313
Income before extraordinary items$730,0003,381
Extraordinary gains, net$011
Net income$730,0003,379
Minority interest net income$069
Net income of bank and minority interests.$730,0003,380
Net charge-offs$-1,0003,898
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$730,0003,353
2019-03-31 (YTD Data)Rank
Total interest income$1,425,0003,612
Total interest expense$60,0004,808
Net interest income$1,365,0003,351
Provision for loan and lease losses$03,406
Total noninterest income$36,0004,761
Gross Fiduciary activities income$0972
Service charges on deposit accounts$23,0004,107
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,809
Total noninterest expense$934,0003,621
Salaries and employee benefits$452,0003,871
Premises and equipment expense$171,0002,622
Additional noninterest expense$311,0003,482
Pre-tax net operating income$467,0003,164
Securities gains (losses)$01,087
Applicable income taxes$66,0002,450
Income before extraordinary items$401,0003,215
Extraordinary gains, net$05
Net income$401,0003,213
Minority interest net income$052
Net income of bank and minority interests.$401,0003,214
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$401,0003,204
2018-12-31 (YTD Data)Rank
Total interest income$5,047,0003,727
Total interest expense$244,0004,692
Net interest income$4,803,0003,570
Provision for loan and lease losses$-376,0005,274
Total noninterest income$397,0004,057
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$95,0004,185
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,675
Total noninterest expense$3,648,0003,658
Salaries and employee benefits$1,802,0003,870
Premises and equipment expense$607,0002,815
Additional noninterest expense$1,239,0003,527
Pre-tax net operating income$1,928,0003,190
Securities gains (losses)$01,125
Applicable income taxes$530,0001,929
Income before extraordinary items$1,398,0003,456
Extraordinary gains, net$06
Net income$1,398,0003,454
Minority interest net income$072
Net income of bank and minority interests.$1,398,0003,455
Net charge-offs$-2,0004,252
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,398,0003,466
2018-09-30 (YTD Data)Rank
Total interest income$3,712,0003,793
Total interest expense$182,0004,706
Net interest income$3,530,0003,633
Provision for loan and lease losses$-376,0005,364
Total noninterest income$139,0004,753
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$70,0004,254
Trading account gains and feesNANA
Additional Noninterest Income$69,0004,690
Total noninterest expense$2,638,0003,752
Salaries and employee benefits$1,319,0003,935
Premises and equipment expense$442,0002,896
Additional noninterest expense$877,0003,649
Pre-tax net operating income$1,407,0003,274
Securities gains (losses)$01,118
Applicable income taxes$158,0002,712
Income before extraordinary items$1,249,0003,260
Extraordinary gains, net$05
Net income$1,249,0003,259
Minority interest net income$066
Net income of bank and minority interests.$1,249,0003,259
Net charge-offs$-2,0004,120
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,249,0003,258
2018-06-30 (YTD Data)Rank
Total interest income$2,394,0003,848
Total interest expense$121,0004,695
Net interest income$2,273,0003,700
Provision for loan and lease losses$03,782
Total noninterest income$107,0004,694
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$47,0004,279
Trading account gains and feesNANA
Additional Noninterest Income$60,0004,550
Total noninterest expense$1,757,0003,772
Salaries and employee benefits$854,0004,010
Premises and equipment expense$302,0002,853
Additional noninterest expense$601,0003,611
Pre-tax net operating income$623,0003,851
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$623,0003,672
Extraordinary gains, net$06
Net income$623,0003,670
Minority interest net income$065
Net income of bank and minority interests.$623,0003,671
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$623,0003,673
2018-03-31 (YTD Data)Rank
Total interest income$1,178,0003,883
Total interest expense$60,0004,711
Net interest income$1,118,0003,750
Provision for loan and lease losses$03,508
Total noninterest income$-7,0005,578
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$23,0004,330
Trading account gains and feesNANA
Additional Noninterest Income$-30,0005,586
Total noninterest expense$842,0003,903
Salaries and employee benefits$400,0004,161
Premises and equipment expense$174,0002,671
Additional noninterest expense$268,0003,855
Pre-tax net operating income$269,0003,989
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$269,0003,820
Extraordinary gains, net$07
Net income$269,0003,820
Minority interest net income$052
Net income of bank and minority interests.$269,0003,820
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$269,0003,820
2017-12-31 (YTD Data)Rank
Total interest income$4,464,0003,952
Total interest expense$247,0004,643
Net interest income$4,217,0003,841
Provision for loan and lease losses$04,227
Total noninterest income$291,0004,517
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$94,0004,402
Trading account gains and feesNANA
Additional Noninterest Income$197,0004,225
Total noninterest expense$3,957,0003,568
Salaries and employee benefits$1,985,0003,771
Premises and equipment expense$559,0003,051
Additional noninterest expense$1,413,0003,346
Pre-tax net operating income$551,0004,662
Securities gains (losses)$02,243
Applicable income taxes$1,491,0001,548
Income before extraordinary items$-940,0005,569
Extraordinary gains, net$09
Net income$-940,0005,569
Minority interest net income$076
Net income of bank and minority interests.$-940,0005,569
Net charge-offs$38,0003,123
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-940,0005,568
2017-09-30 (YTD Data)Rank
Total interest income$3,342,0003,981
Total interest expense$187,0004,656
Net interest income$3,155,0003,878
Provision for loan and lease losses$04,088
Total noninterest income$178,0004,775
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$70,0004,448
Trading account gains and feesNANA
Additional Noninterest Income$108,0004,568
Total noninterest expense$2,899,0003,625
Salaries and employee benefits$1,430,0003,865
Premises and equipment expense$417,0003,088
Additional noninterest expense$1,052,0003,368
Pre-tax net operating income$434,0004,719
Securities gains (losses)$02,274
Applicable income taxes$31,0003,604
Income before extraordinary items$403,0004,638
Extraordinary gains, net$09
Net income$403,0004,638
Minority interest net income$071
Net income of bank and minority interests.$403,0004,638
Net charge-offs$36,0002,656
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$403,0004,632
2017-06-30 (YTD Data)Rank
Total interest income$2,216,0003,997
Total interest expense$126,0004,642
Net interest income$2,090,0003,902
Provision for loan and lease losses$03,871
Total noninterest income$107,0004,865
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$43,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$64,0004,697
Total noninterest expense$2,004,0003,571
Salaries and employee benefits$1,002,0003,775
Premises and equipment expense$281,0003,073
Additional noninterest expense$721,0003,325
Pre-tax net operating income$193,0004,993
Securities gains (losses)$01,906
Applicable income taxes$18,0003,663
Income before extraordinary items$175,0004,973
Extraordinary gains, net$011
Net income$175,0004,973
Minority interest net income$071
Net income of bank and minority interests.$175,0004,973
Net charge-offs$37,0002,210
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$175,0004,957
2017-03-31 (YTD Data)Rank
Total interest income$1,107,0004,012
Total interest expense$65,0004,626
Net interest income$1,042,0003,918
Provision for loan and lease losses$03,537
Total noninterest income$51,0004,958
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$22,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,809
Total noninterest expense$980,0003,649
Salaries and employee benefits$503,0003,838
Premises and equipment expense$149,0003,005
Additional noninterest expense$328,0003,533
Pre-tax net operating income$113,0004,872
Securities gains (losses)$01,153
Applicable income taxes$17,0003,423
Income before extraordinary items$96,0004,903
Extraordinary gains, net$08
Net income$96,0004,903
Minority interest net income$055
Net income of bank and minority interests.$96,0004,903
Net charge-offs$2,0002,694
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$96,0004,891
2016-12-31 (YTD Data)Rank
Total interest income$4,300,0004,080
Total interest expense$252,0004,699
Net interest income$4,048,0003,986
Provision for loan and lease losses$1,371,000696
Total noninterest income$657,0003,679
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$93,0004,582
Trading account gains and fees$0170
Additional Noninterest Income$564,0003,091
Total noninterest expense$4,345,0003,482
Salaries and employee benefits$2,127,0003,709
Premises and equipment expense$587,0003,068
Additional noninterest expense$1,631,0003,159
Pre-tax net operating income$-1,011,0005,829
Securities gains (losses)$03,212
Applicable income taxes$-477,0005,823
Income before extraordinary items$-534,0005,800
Extraordinary gains, net$05
Net income$-534,0005,799
Minority interest net income$082
Net income of bank and minority interests.$-534,0005,799
Net charge-offs$527,0001,049
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-534,0005,794
2016-09-30 (YTD Data)Rank
Total interest income$3,210,0004,119
Total interest expense$188,0004,741
Net interest income$3,022,0004,023
Provision for loan and lease losses$04,186
Total noninterest income$548,0003,527
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$72,0004,592
Trading account gains and fees$0169
Additional Noninterest Income$476,0002,960
Total noninterest expense$3,093,0003,594
Salaries and employee benefits$1,402,0003,960
Premises and equipment expense$433,0003,102
Additional noninterest expense$1,258,0003,111
Pre-tax net operating income$477,0004,682
Securities gains (losses)$03,160
Applicable income taxes$53,0003,545
Income before extraordinary items$424,0004,691
Extraordinary gains, net$05
Net income$424,0004,691
Minority interest net income$071
Net income of bank and minority interests.$424,0004,691
Net charge-offs$-4,0004,681
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$424,0004,629
2016-06-30 (YTD Data)Rank
Total interest income$2,126,0004,151
Total interest expense$123,0004,806
Net interest income$2,003,0004,061
Provision for loan and lease losses$04,017
Total noninterest income$444,0003,234
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$48,0004,601
Trading account gains and fees$0157
Additional Noninterest Income$396,0002,673
Total noninterest expense$2,071,0003,610
Salaries and employee benefits$969,0003,922
Premises and equipment expense$284,0003,149
Additional noninterest expense$818,0003,179
Pre-tax net operating income$376,0004,510
Securities gains (losses)$02,835
Applicable income taxes$37,0003,538
Income before extraordinary items$339,0004,491
Extraordinary gains, net$016
Net income$339,0004,487
Minority interest net income$071
Net income of bank and minority interests.$339,0004,489
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$339,0004,421
2016-03-31 (YTD Data)Rank
Total interest income$1,061,0004,183
Total interest expense$61,0004,861
Net interest income$1,000,0004,071
Provision for loan and lease losses$03,656
Total noninterest income$275,0002,861
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$26,0004,515
Trading account gains and fees$0142
Additional Noninterest Income$249,0002,343
Total noninterest expense$990,0003,737
Salaries and employee benefits$458,0004,069
Premises and equipment expense$155,0003,012
Additional noninterest expense$377,0003,367
Pre-tax net operating income$285,0003,942
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$285,0003,713
Extraordinary gains, net$012
Net income$285,0003,710
Minority interest net income$062
Net income of bank and minority interests.$285,0003,711
Net charge-offs$-15,0005,360
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$285,0003,653
2015-12-31 (YTD Data)Rank
Total interest income$4,071,0004,271
Total interest expense$255,0004,858
Net interest income$3,816,0004,169
Provision for loan and lease losses$-903,0006,028
Total noninterest income$591,0003,928
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$105,0004,651
Trading account gains and fees$0159
Additional Noninterest Income$486,0003,328
Total noninterest expense$6,190,0002,806
Salaries and employee benefits$1,928,0003,980
Premises and equipment expense$689,0002,846
Additional noninterest expense$3,573,0001,691
Pre-tax net operating income$-880,0006,079
Securities gains (losses)$03,216
Applicable income taxes$-302,0006,056
Income before extraordinary items$-578,0006,058
Extraordinary gains, net$023
Net income$-578,0006,058
Minority interest net income$081
Net income of bank and minority interests.$-578,0006,058
Net charge-offs$711,000882
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-578,0006,052
2015-09-30 (YTD Data)Rank
Total interest income$3,048,0004,311
Total interest expense$192,0004,925
Net interest income$2,856,0004,219
Provision for loan and lease losses$-903,0006,144
Total noninterest income$317,0004,451
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$80,0004,673
Trading account gains and fees$0153
Additional Noninterest Income$237,0003,944
Total noninterest expense$4,282,0002,988
Salaries and employee benefits$1,408,0004,061
Premises and equipment expense$530,0002,851
Additional noninterest expense$2,344,0001,913
Pre-tax net operating income$-206,0006,096
Securities gains (losses)$03,031
Applicable income taxes$52,0003,623
Income before extraordinary items$-258,0006,122
Extraordinary gains, net$021
Net income$-258,0006,122
Minority interest net income$078
Net income of bank and minority interests.$-258,0006,122
Net charge-offs$667,000705
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-258,0006,111
2015-06-30 (YTD Data)Rank
Total interest income$2,032,0004,346
Total interest expense$129,0004,958
Net interest income$1,903,0004,240
Provision for loan and lease losses$116,0002,101
Total noninterest income$209,0004,489
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$54,0004,660
Trading account gains and fees$0157
Additional Noninterest Income$155,0003,982
Total noninterest expense$2,936,0002,934
Salaries and employee benefits$919,0004,133
Premises and equipment expense$386,0002,669
Additional noninterest expense$1,631,0001,853
Pre-tax net operating income$-940,0006,285
Securities gains (losses)$02,636
Applicable income taxes$35,0003,631
Income before extraordinary items$-975,0006,289
Extraordinary gains, net$022
Net income$-975,0006,289
Minority interest net income$075
Net income of bank and minority interests.$-975,0006,289
Net charge-offs$666,000503
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-975,0006,286
2015-03-31 (YTD Data)Rank
Total interest income$1,012,0004,381
Total interest expense$65,0004,996
Net interest income$947,0004,270
Provision for loan and lease losses$42,0002,285
Total noninterest income$142,0004,007
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$28,0004,610
Trading account gains and fees$0152
Additional Noninterest Income$114,0003,400
Total noninterest expense$1,639,0002,725
Salaries and employee benefits$467,0004,128
Premises and equipment expense$219,0002,467
Additional noninterest expense$953,0001,594
Pre-tax net operating income$-592,0006,369
Securities gains (losses)$02,027
Applicable income taxes$4,0004,088
Income before extraordinary items$-596,0006,370
Extraordinary gains, net$013
Net income$-596,0006,371
Minority interest net income$064
Net income of bank and minority interests.$-596,0006,371
Net charge-offs$492,000364
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-596,0006,365
2014-12-31 (YTD Data)Rank
Total interest income$4,246,0004,342
Total interest expense$341,0004,737
Net interest income$3,905,0004,254
Provision for loan and lease losses$1,689,000548
Total noninterest income$485,0004,321
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$128,0004,633
Trading account gains and fees$0180
Additional Noninterest Income$357,0003,777
Total noninterest expense$6,054,0002,901
Salaries and employee benefits$1,960,0004,025
Premises and equipment expense$828,0002,591
Additional noninterest expense$3,266,0001,890
Pre-tax net operating income$-3,353,0006,467
Securities gains (losses)$03,259
Applicable income taxes$-1,357,0006,437
Income before extraordinary items$-1,996,0006,420
Extraordinary gains, net$017
Net income$-1,996,0006,419
Minority interest net income$084
Net income of bank and minority interests.$-1,996,0006,419
Net charge-offs$329,0001,919
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,996,0006,424
2014-09-30 (YTD Data)Rank
Total interest income$3,280,0004,308
Total interest expense$270,0004,715
Net interest income$3,010,0004,226
Provision for loan and lease losses$867,000764
Total noninterest income$90,0005,927
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$97,0004,673
Trading account gains and fees$0174
Additional Noninterest Income$-7,0006,406
Total noninterest expense$5,171,0002,647
Salaries and employee benefits$1,429,0004,097
Premises and equipment expense$636,0002,575
Additional noninterest expense$3,106,0001,521
Pre-tax net operating income$-2,938,0006,557
Securities gains (losses)$02,980
Applicable income taxes$8,0004,246
Income before extraordinary items$-2,946,0006,549
Extraordinary gains, net$015
Net income$-2,946,0006,548
Minority interest net income$081
Net income of bank and minority interests.$-2,946,0006,548
Net charge-offs$294,0001,623
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-2,946,0006,553
2014-06-30 (YTD Data)Rank
Total interest income$2,217,0004,285
Total interest expense$181,0004,757
Net interest income$2,036,0004,193
Provision for loan and lease losses$935,000471
Total noninterest income$85,0005,663
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$62,0004,727
Trading account gains and fees$0172
Additional Noninterest Income$23,0005,890
Total noninterest expense$3,262,0002,781
Salaries and employee benefits$925,0004,205
Premises and equipment expense$440,0002,523
Additional noninterest expense$1,897,0001,639
Pre-tax net operating income$-2,076,0006,628
Securities gains (losses)$02,580
Applicable income taxes$4,0004,298
Income before extraordinary items$-2,080,0006,624
Extraordinary gains, net$020
Net income$-2,080,0006,624
Minority interest net income$080
Net income of bank and minority interests.$-2,080,0006,624
Net charge-offs$393,0001,049
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-2,080,0006,624
2014-03-31 (YTD Data)Rank
Total interest income$1,124,0004,284
Total interest expense$89,0004,844
Net interest income$1,035,0004,174
Provision for loan and lease losses$615,000375
Total noninterest income$31,0005,960
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$06,468
Total noninterest expense$2,211,0002,141
Salaries and employee benefits$485,0004,123
Premises and equipment expense$213,0002,634
Additional noninterest expense$1,513,0001,065
Pre-tax net operating income$-1,760,0006,716
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-1,760,0006,709
Extraordinary gains, net$016
Net income$-1,760,0006,709
Minority interest net income$066
Net income of bank and minority interests.$-1,760,0006,709
Net charge-offs$44,0001,967
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,760,0006,709
2013-12-31 (YTD Data)Rank
Total interest income$4,784,0004,194
Total interest expense$398,0004,919
Net interest income$4,386,0004,041
Provision for loan and lease losses$1,184,000961
Total noninterest income$258,0005,318
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$129,0004,831
Trading account gains and fees$0184
Additional Noninterest Income$129,0005,115
Total noninterest expense$5,806,0003,060
Salaries and employee benefits$1,911,0004,169
Premises and equipment expense$687,0003,002
Additional noninterest expense$3,208,0001,965
Pre-tax net operating income$-2,346,0006,684
Securities gains (losses)$03,182
Applicable income taxes$-954,0006,684
Income before extraordinary items$-1,392,0006,628
Extraordinary gains, net$029
Net income$-1,392,0006,628
Minority interest net income$090
Net income of bank and minority interests.$-1,392,0006,628
Net charge-offs$972,0001,298
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,392,0006,619
2013-09-30 (YTD Data)Rank
Total interest income$3,654,0004,178
Total interest expense$303,0004,978
Net interest income$3,351,0004,016
Provision for loan and lease losses$1,184,000781
Total noninterest income$279,0004,920
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$96,0004,890
Trading account gains and fees$0180
Additional Noninterest Income$183,0004,421
Total noninterest expense$3,555,0003,552
Salaries and employee benefits$1,473,0004,129
Premises and equipment expense$485,0003,163
Additional noninterest expense$1,597,0002,840
Pre-tax net operating income$-1,109,0006,715
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-1,109,0006,728
Extraordinary gains, net$025
Net income$-1,109,0006,729
Minority interest net income$084
Net income of bank and minority interests.$-1,109,0006,729
Net charge-offs$478,0001,637
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,109,0006,718
2013-06-30 (YTD Data)Rank
Total interest income$2,468,0004,153
Total interest expense$204,0005,029
Net interest income$2,264,0003,975
Provision for loan and lease losses$1,184,000594
Total noninterest income$168,0005,092
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$63,0004,904
Trading account gains and fees$0157
Additional Noninterest Income$105,0004,680
Total noninterest expense$2,354,0003,581
Salaries and employee benefits$1,014,0004,072
Premises and equipment expense$336,0003,087
Additional noninterest expense$1,004,0002,957
Pre-tax net operating income$-1,106,0006,800
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-1,106,0006,825
Extraordinary gains, net$022
Net income$-1,106,0006,826
Minority interest net income$082
Net income of bank and minority interests.$-1,106,0006,826
Net charge-offs$338,0001,574
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,106,0006,811
2013-03-31 (YTD Data)Rank
Total interest income$1,251,0004,146
Total interest expense$104,0005,072
Net interest income$1,147,0003,944
Provision for loan and lease losses$987,000403
Total noninterest income$22,0006,429
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$31,0004,905
Trading account gains and fees$0148
Additional Noninterest Income$-9,0006,792
Total noninterest expense$1,372,0003,215
Salaries and employee benefits$579,0003,793
Premises and equipment expense$174,0003,031
Additional noninterest expense$619,0002,472
Pre-tax net operating income$-1,190,0006,945
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-1,190,0006,954
Extraordinary gains, net$010
Net income$-1,190,0006,955
Minority interest net income$076
Net income of bank and minority interests.$-1,190,0006,955
Net charge-offs$243,0001,210
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,190,0006,943
2012-12-31 (YTD Data)Rank
Total interest income$5,459,0004,082
Total interest expense$510,0005,071
Net interest income$4,949,0003,844
Provision for loan and lease losses$762,0002,143
Total noninterest income$211,0005,629
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$137,0004,923
Trading account gains and fees$0166
Additional Noninterest Income$74,0005,568
Total noninterest expense$5,977,0003,053
Salaries and employee benefits$2,217,0003,879
Premises and equipment expense$732,0002,928
Additional noninterest expense$3,028,0002,144
Pre-tax net operating income$-1,579,0006,759
Securities gains (losses)$03,810
Applicable income taxes$-770,0006,937
Income before extraordinary items$-809,0006,676
Extraordinary gains, net$029
Net income$-809,0006,670
Minority interest net income$093
Net income of bank and minority interests.$-809,0006,672
Net charge-offs$777,0002,088
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-809,0006,624
2012-09-30 (YTD Data)Rank
Total interest income$4,135,0004,129
Total interest expense$400,0005,122
Net interest income$3,735,0003,889
Provision for loan and lease losses$762,0001,757
Total noninterest income$164,0005,654
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$105,0004,958
Trading account gains and fees$0157
Additional Noninterest Income$59,0005,609
Total noninterest expense$4,416,0003,093
Salaries and employee benefits$1,636,0003,917
Premises and equipment expense$539,0002,995
Additional noninterest expense$2,241,0002,165
Pre-tax net operating income$-1,279,0006,894
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,279,0006,924
Extraordinary gains, net$020
Net income$-1,279,0006,920
Minority interest net income$086
Net income of bank and minority interests.$-1,279,0006,922
Net charge-offs$735,0001,765
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,279,0006,901
2012-06-30 (YTD Data)Rank
Total interest income$2,812,0004,107
Total interest expense$286,0005,084
Net interest income$2,526,0003,867
Provision for loan and lease losses$511,0001,774
Total noninterest income$137,0005,431
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$70,0004,975
Trading account gains and fees$0153
Additional Noninterest Income$67,0005,156
Total noninterest expense$2,785,0003,249
Salaries and employee benefits$1,157,0003,796
Premises and equipment expense$352,0003,041
Additional noninterest expense$1,276,0002,532
Pre-tax net operating income$-633,0006,866
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-633,0006,913
Extraordinary gains, net$019
Net income$-633,0006,912
Minority interest net income$084
Net income of bank and minority interests.$-633,0006,913
Net charge-offs$289,0002,363
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-633,0006,881
2012-03-31 (YTD Data)Rank
Total interest income$1,448,0004,057
Total interest expense$147,0005,130
Net interest income$1,301,0003,809
Provision for loan and lease losses$77,0003,168
Total noninterest income$63,0005,584
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$37,0004,857
Trading account gains and fees$0148
Additional Noninterest Income$26,0005,490
Total noninterest expense$1,227,0003,571
Salaries and employee benefits$572,0003,845
Premises and equipment expense$191,0002,883
Additional noninterest expense$464,0003,274
Pre-tax net operating income$60,0005,821
Securities gains (losses)$02,210
Applicable income taxes$24,0003,568
Income before extraordinary items$36,0006,143
Extraordinary gains, net$019
Net income$36,0006,142
Minority interest net income$078
Net income of bank and minority interests.$36,0006,143
Net charge-offs$185,0001,920
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$36,0006,010
2011-12-31 (YTD Data)Rank
Total interest income$6,087,0004,010
Total interest expense$706,0005,182
Net interest income$5,381,0003,732
Provision for loan and lease losses$666,0003,019
Total noninterest income$275,0005,343
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$161,0004,766
Trading account gains and fees$0146
Additional Noninterest Income$114,0005,182
Total noninterest expense$4,475,0003,822
Salaries and employee benefits$2,227,0003,876
Premises and equipment expense$697,0003,220
Additional noninterest expense$1,551,0003,774
Pre-tax net operating income$515,0004,708
Securities gains (losses)$03,838
Applicable income taxes$303,0002,519
Income before extraordinary items$212,0005,516
Extraordinary gains, net$029
Net income$212,0005,518
Minority interest net income$096
Net income of bank and minority interests.$212,0005,518
Net charge-offs$1,020,0002,335
Cash dividends$400,0002,654
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$212,0005,400
2011-09-30 (YTD Data)Rank
Total interest income$4,574,0004,055
Total interest expense$555,0005,204
Net interest income$4,019,0003,763
Provision for loan and lease losses$277,0003,716
Total noninterest income$216,0005,342
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$125,0004,728
Trading account gains and fees$0145
Additional Noninterest Income$91,0005,195
Total noninterest expense$3,294,0003,885
Salaries and employee benefits$1,608,0003,978
Premises and equipment expense$540,0003,172
Additional noninterest expense$1,146,0003,810
Pre-tax net operating income$664,0004,061
Securities gains (losses)$03,555
Applicable income taxes$266,0002,391
Income before extraordinary items$398,0004,668
Extraordinary gains, net$021
Net income$398,0004,669
Minority interest net income$087
Net income of bank and minority interests.$398,0004,669
Net charge-offs$1,005,0001,883
Cash dividends$100,0003,124
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$398,0004,542
2011-06-30 (YTD Data)Rank
Total interest income$3,065,0004,078
Total interest expense$374,0005,283
Net interest income$2,691,0003,769
Provision for loan and lease losses$100,0004,367
Total noninterest income$154,0005,265
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$84,0004,706
Trading account gains and fees$0153
Additional Noninterest Income$70,0005,079
Total noninterest expense$2,150,0003,981
Salaries and employee benefits$1,064,0004,032
Premises and equipment expense$365,0003,157
Additional noninterest expense$721,0004,019
Pre-tax net operating income$595,0003,487
Securities gains (losses)$02,914
Applicable income taxes$238,0002,036
Income before extraordinary items$357,0004,187
Extraordinary gains, net$015
Net income$357,0004,186
Minority interest net income$089
Net income of bank and minority interests.$357,0004,188
Net charge-offs$-8,0006,966
Cash dividends$100,0002,767
Sale, conversion, retirement of capital stock, net$0986
Net operating income$357,0004,086
2011-03-31 (YTD Data)Rank
Total interest income$1,550,0004,064
Total interest expense$192,0005,330
Net interest income$1,358,0003,729
Provision for loan and lease losses$100,0003,337
Total noninterest income$188,0003,709
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$44,0004,568
Trading account gains and fees$0158
Additional Noninterest Income$144,0002,972
Total noninterest expense$1,089,0003,961
Salaries and employee benefits$568,0003,882
Premises and equipment expense$189,0003,127
Additional noninterest expense$332,0004,241
Pre-tax net operating income$357,0003,205
Securities gains (losses)$01,772
Applicable income taxes$143,0001,840
Income before extraordinary items$214,0003,865
Extraordinary gains, net$09
Net income$214,0003,863
Minority interest net income$086
Net income of bank and minority interests.$214,0003,865
Net charge-offs$-2,0006,441
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$214,0003,812
2010-12-31 (YTD Data)Rank
Total interest income$6,156,0004,246
Total interest expense$951,0005,333
Net interest income$5,205,0003,846
Provision for loan and lease losses$200,0005,328
Total noninterest income$264,0005,587
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$181,0004,601
Trading account gains and fees$0175
Additional Noninterest Income$83,0005,650
Total noninterest expense$3,987,0004,228
Salaries and employee benefits$2,023,0004,197
Premises and equipment expense$689,0003,344
Additional noninterest expense$1,275,0004,446
Pre-tax net operating income$1,282,0002,972
Securities gains (losses)$03,793
Applicable income taxes$505,0001,879
Income before extraordinary items$777,0003,654
Extraordinary gains, net$029
Net income$777,0003,652
Minority interest net income$0111
Net income of bank and minority interests.$777,0003,654
Net charge-offs$129,0005,198
Cash dividends$420,0002,558
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$777,0003,526
2010-09-30 (YTD Data)Rank
Total interest income$4,642,0004,315
Total interest expense$756,0005,371
Net interest income$3,886,0003,916
Provision for loan and lease losses$06,977
Total noninterest income$214,0005,580
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$140,0004,611
Trading account gains and fees$0165
Additional Noninterest Income$74,0005,596
Total noninterest expense$2,752,0004,477
Salaries and employee benefits$1,275,0004,727
Premises and equipment expense$521,0003,356
Additional noninterest expense$956,0004,430
Pre-tax net operating income$1,348,0002,581
Securities gains (losses)$03,651
Applicable income taxes$539,0001,601
Income before extraordinary items$809,0003,260
Extraordinary gains, net$023
Net income$809,0003,258
Minority interest net income$0110
Net income of bank and minority interests.$809,0003,260
Net charge-offs$74,0005,194
Cash dividends$100,0003,171
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$809,0003,139
2010-06-30 (YTD Data)Rank
Total interest income$3,060,0004,387
Total interest expense$538,0005,304
Net interest income$2,522,0003,992
Provision for loan and lease losses$06,857
Total noninterest income$149,0005,496
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$91,0004,654
Trading account gains and fees$0152
Additional Noninterest Income$58,0005,422
Total noninterest expense$1,784,0004,570
Salaries and employee benefits$797,0004,934
Premises and equipment expense$346,0003,411
Additional noninterest expense$641,0004,419
Pre-tax net operating income$887,0002,609
Securities gains (losses)$03,184
Applicable income taxes$307,0001,716
Income before extraordinary items$580,0003,131
Extraordinary gains, net$019
Net income$580,0003,126
Minority interest net income$0105
Net income of bank and minority interests.$580,0003,129
Net charge-offs$27,0005,335
Cash dividends$100,0002,812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$580,0003,026
2010-03-31 (YTD Data)Rank
Total interest income$1,468,0004,566
Total interest expense$291,0005,260
Net interest income$1,177,0004,214
Provision for loan and lease losses$06,552
Total noninterest income$-42,0007,746
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$48,0004,553
Trading account gains and fees$0175
Additional Noninterest Income$-90,0007,729
Total noninterest expense$947,0004,442
Salaries and employee benefits$380,0005,133
Premises and equipment expense$272,0002,398
Additional noninterest expense$295,0004,630
Pre-tax net operating income$188,0004,188
Securities gains (losses)$02,284
Applicable income taxes$75,0002,410
Income before extraordinary items$113,0004,811
Extraordinary gains, net$016
Net income$113,0004,811
Minority interest net income$091
Net income of bank and minority interests.$113,0004,810
Net charge-offs$28,0004,202
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$113,0004,702
2009-12-31 (YTD Data)Rank
Total interest income$6,473,0004,392
Total interest expense$1,481,0005,189
Net interest income$4,992,0003,957
Provision for loan and lease losses$56,0006,798
Total noninterest income$219,0006,105
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$166,0004,974
Trading account gains and fees$0211
Additional Noninterest Income$53,0006,304
Total noninterest expense$4,477,0004,023
Salaries and employee benefits$2,549,0003,635
Premises and equipment expense$708,0003,427
Additional noninterest expense$1,220,0004,695
Pre-tax net operating income$678,0003,598
Securities gains (losses)$-101,0007,287
Applicable income taxes$224,0002,285
Income before extraordinary items$353,0004,310
Extraordinary gains, net$034
Net income$353,0004,311
Minority interest net income$0115
Net income of bank and minority interests.$353,0004,311
Net charge-offs$38,0006,369
Cash dividends$520,0002,489
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$417,6404,045
2009-09-30 (YTD Data)Rank
Total interest income$4,926,0004,408
Total interest expense$1,172,0005,217
Net interest income$3,754,0003,949
Provision for loan and lease losses$56,0006,459
Total noninterest income$164,0006,208
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$122,0005,049
Trading account gains and fees$0212
Additional Noninterest Income$42,0006,401
Total noninterest expense$3,394,0003,990
Salaries and employee benefits$1,974,0003,581
Premises and equipment expense$509,0003,578
Additional noninterest expense$911,0004,687
Pre-tax net operating income$468,0003,985
Securities gains (losses)$03,497
Applicable income taxes$187,0002,385
Income before extraordinary items$281,0004,507
Extraordinary gains, net$027
Net income$281,0004,506
Minority interest net income$0118
Net income of bank and minority interests.$281,0004,508
Net charge-offs$39,0005,857
Cash dividends$320,0002,552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$281,0004,433
2009-06-30 (YTD Data)Rank
Total interest income$3,332,0004,406
Total interest expense$794,0005,296
Net interest income$2,538,0003,897
Provision for loan and lease losses$56,0005,990
Total noninterest income$122,0006,079
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$79,0005,083
Trading account gains and fees$0193
Additional Noninterest Income$43,0006,017
Total noninterest expense$2,558,0003,652
Salaries and employee benefits$1,537,0003,175
Premises and equipment expense$364,0003,427
Additional noninterest expense$657,0004,446
Pre-tax net operating income$46,0005,538
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$46,0005,598
Extraordinary gains, net$021
Net income$46,0005,595
Minority interest net income$0112
Net income of bank and minority interests.$46,0005,595
Net charge-offs$44,0005,034
Cash dividends$320,0002,125
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$46,0005,523
2009-03-31 (YTD Data)Rank
Total interest income$1,660,0004,465
Total interest expense$399,0005,402
Net interest income$1,261,0003,906
Provision for loan and lease losses$06,744
Total noninterest income$57,0006,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$41,0004,966
Trading account gains and fees$0171
Additional Noninterest Income$16,0006,411
Total noninterest expense$1,282,0003,574
Salaries and employee benefits$790,0003,130
Premises and equipment expense$180,0003,497
Additional noninterest expense$312,0004,280
Pre-tax net operating income$36,0005,805
Securities gains (losses)$02,434
Applicable income taxes$14,0003,806
Income before extraordinary items$22,0006,123
Extraordinary gains, net$015
Net income$22,0006,125
Minority interest net income$0102
Net income of bank and minority interests.$22,0006,125
Net charge-offs$-29,0008,058
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$22,0005,965
2008-12-31 (YTD Data)Rank
Total interest income$7,845,0004,186
Total interest expense$1,811,0005,558
Net interest income$6,034,0003,463
Provision for loan and lease losses$248,0004,924
Total noninterest income$1,785,0002,319
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$178,0005,005
Trading account gains and fees$0154
Additional Noninterest Income$1,607,0001,522
Total noninterest expense$5,817,0003,170
Salaries and employee benefits$3,996,0002,509
Premises and equipment expense$709,0003,479
Additional noninterest expense$1,112,0004,503
Pre-tax net operating income$1,754,0002,734
Securities gains (losses)$03,220
Applicable income taxes$688,0001,539
Income before extraordinary items$1,066,0003,171
Extraordinary gains, net$039
Net income$1,066,0003,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0004,217
Cash dividends$640,0002,994
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,066,0003,312
2008-09-30 (YTD Data)Rank
Total interest income$6,072,0004,164
Total interest expense$1,394,0005,621
Net interest income$4,678,0003,382
Provision for loan and lease losses$125,0004,866
Total noninterest income$1,697,0002,019
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$135,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$1,562,0001,324
Total noninterest expense$3,714,0003,581
Salaries and employee benefits$2,369,0003,133
Premises and equipment expense$536,0003,477
Additional noninterest expense$809,0004,534
Pre-tax net operating income$2,536,0001,901
Securities gains (losses)$03,106
Applicable income taxes$1,015,0001,139
Income before extraordinary items$1,521,0002,300
Extraordinary gains, net$031
Net income$1,521,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0003,136
Cash dividends$320,0003,299
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,521,0002,418
2008-06-30 (YTD Data)Rank
Total interest income$3,952,0004,294
Total interest expense$951,0005,709
Net interest income$3,001,0003,492
Provision for loan and lease losses$06,671
Total noninterest income$1,633,0001,548
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$91,0005,006
Trading account gains and fees$0149
Additional Noninterest Income$1,542,0001,032
Total noninterest expense$2,432,0003,650
Salaries and employee benefits$1,597,0003,152
Premises and equipment expense$378,0003,358
Additional noninterest expense$457,0005,010
Pre-tax net operating income$2,202,0001,545
Securities gains (losses)$03,233
Applicable income taxes$881,0001,037
Income before extraordinary items$1,321,0002,009
Extraordinary gains, net$021
Net income$1,321,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$320,0002,873
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,321,0001,971
2008-03-31 (YTD Data)Rank
Total interest income$2,009,0004,299
Total interest expense$489,0005,817
Net interest income$1,520,0003,453
Provision for loan and lease losses$06,080
Total noninterest income$1,557,000945
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$46,0004,958
Trading account gains and fees$0158
Additional Noninterest Income$1,511,000612
Total noninterest expense$1,293,0003,491
Salaries and employee benefits$763,0003,301
Premises and equipment expense$253,0002,646
Additional noninterest expense$277,0004,369
Pre-tax net operating income$1,784,0001,072
Securities gains (losses)$02,688
Applicable income taxes$714,000759
Income before extraordinary items$1,070,0001,405
Extraordinary gains, net$015
Net income$1,070,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,070,0001,365
2007-12-31 (YTD Data)Rank
Total interest income$8,982,0004,041
Total interest expense$2,013,0005,820
Net interest income$6,969,0003,123
Provision for loan and lease losses$-1,200,0008,515
Total noninterest income$438,0005,302
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$189,0005,016
Trading account gains and fees$0178
Additional Noninterest Income$249,0004,605
Total noninterest expense$6,288,0002,840
Salaries and employee benefits$4,058,0002,470
Premises and equipment expense$728,0003,337
Additional noninterest expense$1,502,0003,414
Pre-tax net operating income$2,319,0002,993
Securities gains (losses)$02,146
Applicable income taxes$919,0001,960
Income before extraordinary items$1,400,0003,584
Extraordinary gains, net$039
Net income$1,400,0003,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,067
Cash dividends$640,0003,334
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,400,0003,573
2007-09-30 (YTD Data)Rank
Total interest income$6,852,0004,009
Total interest expense$1,516,0005,840
Net interest income$5,336,0003,057
Provision for loan and lease losses$06,528
Total noninterest income$363,0005,120
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$141,0005,050
Trading account gains and fees$0184
Additional Noninterest Income$222,0004,297
Total noninterest expense$3,841,0003,358
Salaries and employee benefits$2,391,0003,043
Premises and equipment expense$574,0003,184
Additional noninterest expense$876,0004,102
Pre-tax net operating income$1,858,0002,992
Securities gains (losses)$01,655
Applicable income taxes$700,0002,086
Income before extraordinary items$1,158,0003,552
Extraordinary gains, net$033
Net income$1,158,0003,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$320,0003,538
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,158,0003,532
2007-06-30 (YTD Data)Rank
Total interest income$4,527,0004,057
Total interest expense$1,019,0005,822
Net interest income$3,508,0003,113
Provision for loan and lease losses$06,209
Total noninterest income$232,0005,264
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$75,0005,454
Trading account gains and fees$0168
Additional Noninterest Income$157,0004,229
Total noninterest expense$2,630,0003,314
Salaries and employee benefits$1,606,0003,060
Premises and equipment expense$397,0003,103
Additional noninterest expense$627,0003,889
Pre-tax net operating income$1,110,0003,289
Securities gains (losses)$01,444
Applicable income taxes$450,0002,208
Income before extraordinary items$660,0003,957
Extraordinary gains, net$029
Net income$660,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$320,0003,041
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$660,0003,942
2007-03-31 (YTD Data)Rank
Total interest income$2,189,0004,140
Total interest expense$487,0005,932
Net interest income$1,702,0003,191
Provision for loan and lease losses$05,779
Total noninterest income$114,0005,237
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$41,0005,255
Trading account gains and fees$0195
Additional Noninterest Income$73,0004,379
Total noninterest expense$1,185,0003,606
Salaries and employee benefits$767,0003,206
Premises and equipment expense$162,0003,666
Additional noninterest expense$256,0004,457
Pre-tax net operating income$631,0003,007
Securities gains (losses)$01,187
Applicable income taxes$240,0002,145
Income before extraordinary items$391,0003,555
Extraordinary gains, net$022
Net income$391,0003,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$391,0003,531
2006-12-31 (YTD Data)Rank
Total interest income$8,747,0003,956
Total interest expense$1,490,0006,129
Net interest income$7,257,0003,012
Provision for loan and lease losses$06,850
Total noninterest income$2,825,0001,714
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$200,0004,987
Trading account gains and fees$0130
Additional Noninterest Income$2,625,0001,098
Total noninterest expense$6,114,0002,835
Salaries and employee benefits$4,129,0002,377
Premises and equipment expense$753,0003,144
Additional noninterest expense$1,232,0003,851
Pre-tax net operating income$3,968,0002,278
Securities gains (losses)$01,687
Applicable income taxes$1,468,0001,692
Income before extraordinary items$2,500,0002,627
Extraordinary gains, net$051
Net income$2,500,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,970
Cash dividends$640,0003,340
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,500,0002,609
2006-09-30 (YTD Data)Rank
Total interest income$6,573,0003,916
Total interest expense$1,085,0006,147
Net interest income$5,488,0003,017
Provision for loan and lease losses$06,685
Total noninterest income$2,784,0001,384
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$157,0004,942
Trading account gains and fees$0126
Additional Noninterest Income$2,627,000915
Total noninterest expense$4,269,0002,999
Salaries and employee benefits$2,721,0002,662
Premises and equipment expense$529,0003,322
Additional noninterest expense$1,019,0003,557
Pre-tax net operating income$4,003,0001,840
Securities gains (losses)$01,388
Applicable income taxes$1,355,0001,503
Income before extraordinary items$2,648,0002,054
Extraordinary gains, net$045
Net income$2,648,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,425
Cash dividends$320,0003,550
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,648,0002,046
2006-06-30 (YTD Data)Rank
Total interest income$4,484,0003,802
Total interest expense$687,0006,169
Net interest income$3,797,0002,920
Provision for loan and lease losses$06,419
Total noninterest income$2,694,0001,039
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$109,0004,821
Trading account gains and fees$0126
Additional Noninterest Income$2,585,000664
Total noninterest expense$2,623,0003,220
Salaries and employee benefits$1,736,0002,758
Premises and equipment expense$354,0003,298
Additional noninterest expense$533,0004,271
Pre-tax net operating income$3,868,0001,303
Securities gains (losses)$01,185
Applicable income taxes$1,449,0001,031
Income before extraordinary items$2,419,0001,529
Extraordinary gains, net$039
Net income$2,419,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$320,0003,016
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,419,0001,510
2006-03-31 (YTD Data)Rank
Total interest income$2,235,0003,763
Total interest expense$325,0006,212
Net interest income$1,910,0002,901
Provision for loan and lease losses$06,013
Total noninterest income$952,0001,330
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$56,0004,691
Trading account gains and fees$0115
Additional Noninterest Income$896,000884
Total noninterest expense$1,443,0002,982
Salaries and employee benefits$951,0002,556
Premises and equipment expense$206,0002,949
Additional noninterest expense$286,0004,046
Pre-tax net operating income$1,419,0001,708
Securities gains (losses)$0955
Applicable income taxes$353,0001,808
Income before extraordinary items$1,066,0001,679
Extraordinary gains, net$021
Net income$1,066,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,066,0001,663
2005-12-31 (YTD Data)Rank
Total interest income$9,104,0003,396
Total interest expense$1,075,0006,105
Net interest income$8,029,0002,690
Provision for loan and lease losses$2,013,000546
Total noninterest income$1,973,0002,234
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$187,0005,178
Trading account gains and fees$0138
Additional Noninterest Income$1,786,0001,458
Total noninterest expense$5,763,0002,846
Salaries and employee benefits$3,611,0002,530
Premises and equipment expense$782,0002,958
Additional noninterest expense$1,370,0003,476
Pre-tax net operating income$2,226,0003,426
Securities gains (losses)$-432,0008,686
Applicable income taxes$694,0002,832
Income before extraordinary items$1,100,0004,560
Extraordinary gains, net$046
Net income$1,100,0004,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,930,000296
Cash dividends$640,0003,236
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,376,4803,972
2005-09-30 (YTD Data)Rank
Total interest income$6,831,0003,337
Total interest expense$774,0006,099
Net interest income$6,057,0002,652
Provision for loan and lease losses$1,093,000704
Total noninterest income$1,806,0001,932
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$135,0005,292
Trading account gains and fees$0126
Additional Noninterest Income$1,671,0001,252
Total noninterest expense$3,890,0003,102
Salaries and employee benefits$2,214,0002,975
Premises and equipment expense$613,0002,830
Additional noninterest expense$1,063,0003,344
Pre-tax net operating income$2,880,0002,313
Securities gains (losses)$-331,0008,768
Applicable income taxes$1,820,0001,171
Income before extraordinary items$729,0004,976
Extraordinary gains, net$035
Net income$729,0004,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-693,0008,827
Cash dividends$320,0003,424
Sale, conversion, retirement of capital stock, net$0769
Net operating income$940,8404,286
2005-06-30 (YTD Data)Rank
Total interest income$4,598,0003,251
Total interest expense$498,0006,054
Net interest income$4,100,0002,594
Provision for loan and lease losses$52,0004,495
Total noninterest income$1,616,0001,496
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$95,0005,143
Trading account gains and fees$0116
Additional Noninterest Income$1,521,0001,000
Total noninterest expense$2,669,0003,013
Salaries and employee benefits$1,493,0002,934
Premises and equipment expense$407,0002,803
Additional noninterest expense$769,0003,122
Pre-tax net operating income$2,995,0001,549
Securities gains (losses)$-200,0008,765
Applicable income taxes$1,500,000956
Income before extraordinary items$1,295,0002,496
Extraordinary gains, net$030
Net income$1,295,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-709,0008,836
Cash dividends$320,0002,836
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,423,0002,285
2005-03-31 (YTD Data)Rank
Total interest income$2,237,0003,295
Total interest expense$240,0006,080
Net interest income$1,997,0002,642
Provision for loan and lease losses$06,226
Total noninterest income$1,425,000943
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$51,0004,944
Trading account gains and fees$0115
Additional Noninterest Income$1,374,000630
Total noninterest expense$1,226,0003,266
Salaries and employee benefits$732,0003,000
Premises and equipment expense$216,0002,679
Additional noninterest expense$278,0004,035
Pre-tax net operating income$2,196,0001,055
Securities gains (losses)$01,685
Applicable income taxes$549,0001,239
Income before extraordinary items$1,647,0001,053
Extraordinary gains, net$024
Net income$1,647,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-708,0008,921
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,647,0001,028
2004-12-31 (YTD Data)Rank
Total interest income$8,582,0003,228
Total interest expense$919,0005,895
Net interest income$7,663,0002,637
Provision for loan and lease losses$50,0005,899
Total noninterest income$1,148,0003,222
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$230,0004,922
Trading account gains and fees$0138
Additional Noninterest Income$918,0002,272
Total noninterest expense$6,438,0002,482
Salaries and employee benefits$3,837,0002,267
Premises and equipment expense$746,0002,962
Additional noninterest expense$1,855,0002,589
Pre-tax net operating income$2,323,0003,183
Securities gains (losses)$03,819
Applicable income taxes$923,0002,293
Income before extraordinary items$1,400,0003,808
Extraordinary gains, net$034
Net income$1,400,0003,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,659
Cash dividends$640,0003,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,400,0003,751
2004-09-30 (YTD Data)Rank
Total interest income$6,195,0003,304
Total interest expense$691,0005,869
Net interest income$5,504,0002,730
Provision for loan and lease losses$07,100
Total noninterest income$683,0003,797
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$174,0004,932
Trading account gains and fees$0134
Additional Noninterest Income$509,0002,768
Total noninterest expense$3,896,0002,977
Salaries and employee benefits$2,547,0002,537
Premises and equipment expense$549,0002,998
Additional noninterest expense$800,0004,081
Pre-tax net operating income$2,291,0002,573
Securities gains (losses)$03,710
Applicable income taxes$945,0001,869
Income before extraordinary items$1,346,0003,247
Extraordinary gains, net$026
Net income$1,346,0003,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,219
Cash dividends$320,0003,350
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,346,0003,165
2004-06-30 (YTD Data)Rank
Total interest income$4,174,0003,277
Total interest expense$465,0005,864
Net interest income$3,709,0002,677
Provision for loan and lease losses$06,885
Total noninterest income$479,0003,673
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$118,0004,906
Trading account gains and fees$0130
Additional Noninterest Income$361,0002,681
Total noninterest expense$2,651,0002,934
Salaries and employee benefits$1,776,0002,417
Premises and equipment expense$413,0002,713
Additional noninterest expense$462,0004,590
Pre-tax net operating income$1,537,0002,538
Securities gains (losses)$03,413
Applicable income taxes$470,0002,297
Income before extraordinary items$1,067,0002,782
Extraordinary gains, net$021
Net income$1,067,0002,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$320,0002,777
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,067,0002,706
2004-03-31 (YTD Data)Rank
Total interest income$2,151,0003,193
Total interest expense$235,0005,876
Net interest income$1,916,0002,588
Provision for loan and lease losses$06,501
Total noninterest income$223,0003,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$64,0004,635
Trading account gains and fees$0121
Additional Noninterest Income$159,0002,839
Total noninterest expense$1,288,0003,012
Salaries and employee benefits$804,0002,670
Premises and equipment expense$233,0002,452
Additional noninterest expense$251,0004,304
Pre-tax net operating income$851,0002,309
Securities gains (losses)$02,934
Applicable income taxes$212,0002,476
Income before extraordinary items$639,0002,355
Extraordinary gains, net$016
Net income$639,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$639,0002,270
2003-12-31 (YTD Data)Rank
Total interest income$8,450,0003,278
Total interest expense$1,190,0005,589
Net interest income$7,260,0002,661
Provision for loan and lease losses$3,172,000452
Total noninterest income$1,736,0002,564
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$244,0004,809
Trading account gains and fees$0160
Additional Noninterest Income$1,492,0001,825
Total noninterest expense$4,409,0003,404
Salaries and employee benefits$3,288,0002,544
Premises and equipment expense$429,0004,510
Additional noninterest expense$692,0005,535
Pre-tax net operating income$1,415,0004,278
Securities gains (losses)$04,500
Applicable income taxes$565,0003,169
Income before extraordinary items$850,0005,088
Extraordinary gains, net$054
Net income$850,0005,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,815,000595
Cash dividends$640,0003,094
Sale, conversion, retirement of capital stock, net$0868
Net operating income$850,0004,923
2003-09-30 (YTD Data)Rank
Total interest income$6,326,0003,327
Total interest expense$946,0005,545
Net interest income$5,380,0002,702
Provision for loan and lease losses$3,172,000383
Total noninterest income$1,659,0002,194
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$183,0004,842
Trading account gains and fees$0153
Additional Noninterest Income$1,476,0001,547
Total noninterest expense$3,321,0003,386
Salaries and employee benefits$2,467,0002,559
Premises and equipment expense$349,0004,282
Additional noninterest expense$505,0005,611
Pre-tax net operating income$546,0006,095
Securities gains (losses)$04,204
Applicable income taxes$880,0002,059
Income before extraordinary items$-334,0008,971
Extraordinary gains, net$040
Net income$-334,0008,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,817,000472
Cash dividends$320,0003,374
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-334,0008,901
2003-06-30 (YTD Data)Rank
Total interest income$4,318,0003,280
Total interest expense$685,0005,418
Net interest income$3,633,0002,682
Provision for loan and lease losses$2,000,000389
Total noninterest income$1,581,0001,652
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$121,0004,843
Trading account gains and fees$0150
Additional Noninterest Income$1,460,0001,157
Total noninterest expense$2,012,0003,680
Salaries and employee benefits$1,450,0002,862
Premises and equipment expense$247,0004,086
Additional noninterest expense$315,0005,814
Pre-tax net operating income$1,202,0003,078
Securities gains (losses)$03,782
Applicable income taxes$650,0001,929
Income before extraordinary items$552,0004,539
Extraordinary gains, net$030
Net income$552,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,698,000377
Cash dividends$320,0002,783
Sale, conversion, retirement of capital stock, net$0589
Net operating income$552,0004,319
2003-03-31 (YTD Data)Rank
Total interest income$2,260,0003,172
Total interest expense$360,0005,361
Net interest income$1,900,0002,558
Provision for loan and lease losses$300,000910
Total noninterest income$87,0006,231
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$63,0004,635
Trading account gains and fees$0134
Additional Noninterest Income$24,0006,621
Total noninterest expense$990,0003,697
Salaries and employee benefits$730,0002,848
Premises and equipment expense$122,0004,095
Additional noninterest expense$138,0006,218
Pre-tax net operating income$697,0002,742
Securities gains (losses)$02,891
Applicable income taxes$249,0002,325
Income before extraordinary items$448,0003,182
Extraordinary gains, net$021
Net income$448,0003,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$448,0003,022
2002-12-31 (YTD Data)Rank
Total interest income$8,712,0003,397
Total interest expense$1,418,0005,896
Net interest income$7,294,0002,617
Provision for loan and lease losses$900,0001,473
Total noninterest income$333,0006,219
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$253,0004,656
Trading account gains and fees$0153
Additional Noninterest Income$80,0006,874
Total noninterest expense$4,893,0002,985
Salaries and employee benefits$3,675,0002,180
Premises and equipment expense$448,0004,272
Additional noninterest expense$770,0005,066
Pre-tax net operating income$1,834,0003,619
Securities gains (losses)$04,537
Applicable income taxes$764,0002,677
Income before extraordinary items$1,070,0004,407
Extraordinary gains, net$070
Net income$1,070,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,791
Cash dividends$640,0003,041
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,070,0004,298
2001-12-31 (YTD Data)Rank
Total interest income$10,015,0003,308
Total interest expense$2,479,0005,427
Net interest income$7,536,0002,379
Provision for loan and lease losses$08,228
Total noninterest income$764,0003,988
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$273,0004,415
Trading account gains and fees$0177
Additional Noninterest Income$491,0003,160
Total noninterest expense$5,062,0002,798
Salaries and employee benefits$3,744,0002,008
Premises and equipment expense$474,0004,074
Additional noninterest expense$844,0004,616
Pre-tax net operating income$3,238,0002,119
Securities gains (losses)$04,612
Applicable income taxes$1,278,0001,721
Income before extraordinary items$1,960,0002,581
Extraordinary gains, net$0105
Net income$1,960,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0009,395
Cash dividends$640,0003,025
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,960,0002,503
2000-12-31 (YTD Data)Rank
Total interest income$10,254,0003,330
Total interest expense$2,530,0005,519
Net interest income$7,724,0002,300
Provision for loan and lease losses$08,337
Total noninterest income$1,353,0002,534
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$306,0003,997
Trading account gains and fees$0180
Additional Noninterest Income$1,047,0001,800
Total noninterest expense$5,137,0002,648
Salaries and employee benefits$3,791,0001,898
Premises and equipment expense$555,0003,487
Additional noninterest expense$791,0004,780
Pre-tax net operating income$3,940,0001,854
Securities gains (losses)$01,956
Applicable income taxes$1,602,0001,418
Income before extraordinary items$2,338,0002,212
Extraordinary gains, net$038
Net income$2,338,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0009,574
Cash dividends$640,0003,085
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,338,0002,217
1999-12-31 (YTD Data)Rank
Total interest income$9,698,0003,306
Total interest expense$2,487,0005,211
Net interest income$7,211,0002,446
Provision for loan and lease losses$08,503
Total noninterest income$971,0003,157
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$336,0003,669
Trading account gains and fees$0173
Additional Noninterest Income$635,0002,538
Total noninterest expense$4,933,0002,739
Salaries and employee benefits$3,549,0001,976
Premises and equipment expense$454,0004,092
Additional noninterest expense$930,0004,258
Pre-tax net operating income$3,249,0002,239
Securities gains (losses)$03,155
Applicable income taxes$1,259,0001,833
Income before extraordinary items$1,990,0002,606
Extraordinary gains, net$035
Net income$1,990,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00010,001
Cash dividends$640,0003,040
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,990,0002,570
1998-12-31 (YTD Data)Rank
Total interest income$9,164,0003,480
Total interest expense$2,540,0005,304
Net interest income$6,624,0002,575
Provision for loan and lease losses$08,652
Total noninterest income$748,0003,791
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$328,0003,658
Trading account gains and fees$0224
Additional Noninterest Income$420,0003,331
Total noninterest expense$4,782,0002,726
Salaries and employee benefits$3,129,0002,163
Premises and equipment expense$614,0003,096
Additional noninterest expense$1,039,0003,833
Pre-tax net operating income$2,590,0002,693
Securities gains (losses)$04,449
Applicable income taxes$960,0002,379
Income before extraordinary items$1,630,0003,039
Extraordinary gains, net$032
Net income$1,630,0003,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00010,153
Cash dividends$640,0003,010
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,630,0002,956
1997-12-31 (YTD Data)Rank
Total interest income$8,714,0003,672
Total interest expense$2,433,0005,513
Net interest income$6,281,0002,780
Provision for loan and lease losses$08,829
Total noninterest income$584,0004,495
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$357,0003,550
Trading account gains and fees$0239
Additional Noninterest Income$227,0004,653
Total noninterest expense$4,549,0002,786
Salaries and employee benefits$3,098,0002,133
Premises and equipment expense$540,0003,455
Additional noninterest expense$911,0004,255
Pre-tax net operating income$2,316,0003,107
Securities gains (losses)$03,944
Applicable income taxes$726,0003,143
Income before extraordinary items$1,590,0003,185
Extraordinary gains, net$044
Net income$1,590,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,011
Cash dividends$640,0002,950
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,590,0003,121
1996-12-31 (YTD Data)Rank
Total interest income$8,805,0003,683
Total interest expense$2,485,0005,542
Net interest income$6,320,0002,793
Provision for loan and lease losses$09,041
Total noninterest income$624,0004,456
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$318,0004,049
Trading account gains and fees$0262
Additional Noninterest Income$306,0004,024
Total noninterest expense$4,643,0002,930
Salaries and employee benefits$3,100,0002,152
Premises and equipment expense$571,0003,368
Additional noninterest expense$972,0004,509
Pre-tax net operating income$2,301,0003,034
Securities gains (losses)$04,148
Applicable income taxes$571,0003,731
Income before extraordinary items$1,730,0002,810
Extraordinary gains, net$053
Net income$1,730,0002,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,00011,013
Cash dividends$640,0002,914
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,730,0002,771
1995-12-31 (YTD Data)Rank
Total interest income$9,009,0003,619
Total interest expense$2,500,0005,571
Net interest income$6,509,0002,739
Provision for loan and lease losses$08,958
Total noninterest income$520,0005,047
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$313,0004,153
Trading account gains and fees$0522
Additional Noninterest Income$207,0005,033
Total noninterest expense$4,818,0002,811
Salaries and employee benefits$3,190,0002,084
Premises and equipment expense$651,0003,002
Additional noninterest expense$977,0004,442
Pre-tax net operating income$2,211,0003,201
Securities gains (losses)$03,831
Applicable income taxes$550,0003,907
Income before extraordinary items$1,661,0002,959
Extraordinary gains, net$065
Net income$1,661,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,00011,301
Cash dividends$640,0002,807
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,661,0002,927
1994-12-31 (YTD Data)Rank
Total interest income$9,322,0003,238
Total interest expense$2,201,0005,157
Net interest income$7,121,0002,537
Provision for loan and lease losses$150,0003,586
Total noninterest income$795,0003,743
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$355,0003,787
Trading account gains and fees$0475
Additional Noninterest Income$440,0003,213
Total noninterest expense$5,668,0002,479
Salaries and employee benefits$3,198,0002,067
Premises and equipment expense$1,429,0001,468
Additional noninterest expense$1,041,0004,563
Pre-tax net operating income$2,098,0003,291
Securities gains (losses)$33,0001,406
Applicable income taxes$490,0004,119
Income before extraordinary items$1,641,0002,932
Extraordinary gains, net$0249
Net income$1,641,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$640,0002,684
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,615,5903,001
1993-12-31 (YTD Data)Rank
Total interest income$9,367,0003,304
Total interest expense$2,308,0005,145
Net interest income$7,059,0002,541
Provision for loan and lease losses$450,0002,259
Total noninterest income$945,0003,492
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$343,0003,962
Trading account gains and fees$0532
Additional Noninterest Income$602,0002,893
Total noninterest expense$4,237,0003,307
Salaries and employee benefits$2,491,0002,655
Premises and equipment expense$1,097,0001,890
Additional noninterest expense$649,0006,951
Pre-tax net operating income$3,317,0002,049
Securities gains (losses)$6,0005,977
Applicable income taxes$860,0002,601
Income before extraordinary items$2,463,0002,035
Extraordinary gains, net$03,149
Net income$2,463,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0002,060
Cash dividends$520,0002,971
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,458,5601,910
1992-12-31 (YTD Data)Rank
Total interest income$9,096,0003,824
Total interest expense$2,947,0005,246
Net interest income$6,149,0002,964
Provision for loan and lease losses$675,0002,435
Total noninterest income$790,0004,016
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$343,0003,981
Trading account gains and fees$0504
Additional Noninterest Income$447,0003,442
Total noninterest expense$4,063,0003,449
Salaries and employee benefits$2,439,0002,658
Premises and equipment expense$878,0002,354
Additional noninterest expense$746,0006,443
Pre-tax net operating income$2,201,0002,834
Securities gains (losses)$10,0006,439
Applicable income taxes$523,0003,848
Income before extraordinary items$1,688,0002,729
Extraordinary gains, net$01,422
Net income$1,688,0002,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,0001,980
Cash dividends$375,0003,474
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,680,4002,542

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.