The Pueblo Bank and Trust Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,457,0001,439
Total interest expense$1,225,0002,482
Net interest income$7,232,0001,154
Provision for loan and lease losses$02,775
Total noninterest income$2,562,000744
Gross Fiduciary activities income$166,000615
Service charges on deposit accounts$180,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$2,216,000579
Total noninterest expense$5,932,0001,108
Salaries and employee benefits$3,621,0001,037
Premises and equipment expense$593,0001,101
Additional noninterest expense$2,216,000579
Pre-tax net operating income$3,862,000871
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$3,862,000751
Extraordinary gains, net$047
Net income$3,862,000763
Minority interest net income$065
Net income of bank and minority interests.$3,862,000751
Net charge-offs$-139,0004,405
Cash dividends$1,541,000664
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,862,000753
2024-12-31 (YTD Data)Rank
Total interest income$32,587,0001,464
Total interest expense$5,520,0002,379
Net interest income$27,067,0001,145
Provision for loan and lease losses$03,269
Total noninterest income$9,654,000781
Gross Fiduciary activities income$708,000592
Service charges on deposit accounts$749,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$8,197,000659
Total noninterest expense$23,240,0001,108
Salaries and employee benefits$14,556,0001,018
Premises and equipment expense$2,096,0001,186
Additional noninterest expense$8,197,000659
Pre-tax net operating income$13,481,000931
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$13,481,000798
Extraordinary gains, net$053
Net income$13,481,000803
Minority interest net income$090
Net income of bank and minority interests.$13,481,000798
Net charge-offs$108,0001,691
Cash dividends$7,869,000619
Sale, conversion, retirement of capital stock, net$9,000547
Net operating income$13,481,000804
2024-09-30 (YTD Data)Rank
Total interest income$24,407,0001,457
Total interest expense$4,168,0002,351
Net interest income$20,239,0001,135
Provision for loan and lease losses$03,100
Total noninterest income$7,395,000777
Gross Fiduciary activities income$505,000603
Service charges on deposit accounts$551,0001,282
Trading account gains and feesNANA
Additional Noninterest Income$6,339,000629
Total noninterest expense$17,164,0001,112
Salaries and employee benefits$10,991,0001,003
Premises and equipment expense$1,566,0001,187
Additional noninterest expense$6,339,000629
Pre-tax net operating income$10,470,000892
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$10,470,000774
Extraordinary gains, net$051
Net income$10,470,000787
Minority interest net income$082
Net income of bank and minority interests.$10,470,000776
Net charge-offs$7,0002,462
Cash dividends$6,227,000536
Sale, conversion, retirement of capital stock, net$0527
Net operating income$10,470,000770
2024-06-30 (YTD Data)Rank
Total interest income$15,998,0001,464
Total interest expense$2,650,0002,386
Net interest income$13,348,0001,138
Provision for loan and lease losses$02,935
Total noninterest income$5,261,000728
Gross Fiduciary activities income$334,000605
Service charges on deposit accounts$354,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$4,573,000589
Total noninterest expense$11,435,0001,112
Salaries and employee benefits$7,355,0001,004
Premises and equipment expense$1,077,0001,151
Additional noninterest expense$4,573,000589
Pre-tax net operating income$7,174,000864
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$7,174,000756
Extraordinary gains, net$052
Net income$7,174,000765
Minority interest net income$084
Net income of bank and minority interests.$7,174,000758
Net charge-offs$7,0002,151
Cash dividends$4,028,000545
Sale, conversion, retirement of capital stock, net$0496
Net operating income$7,174,000750
2024-03-31 (YTD Data)Rank
Total interest income$7,922,0001,459
Total interest expense$1,330,0002,350
Net interest income$6,592,0001,163
Provision for loan and lease losses$02,578
Total noninterest income$1,982,000871
Gross Fiduciary activities income$151,000584
Service charges on deposit accounts$173,0001,319
Trading account gains and feesNANA
Additional Noninterest Income$1,658,000724
Total noninterest expense$5,758,0001,111
Salaries and employee benefits$3,716,0001,004
Premises and equipment expense$556,0001,130
Additional noninterest expense$1,658,000724
Pre-tax net operating income$2,816,0001,019
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$2,816,000905
Extraordinary gains, net$051
Net income$2,816,000913
Minority interest net income$072
Net income of bank and minority interests.$2,816,000905
Net charge-offs$11,0001,501
Cash dividends$1,730,000587
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,816,000896
2023-09-30 (YTD Data)Rank
Total interest income$22,489,0001,366
Total interest expense$2,236,0002,516
Net interest income$20,253,0001,139
Provision for loan and lease losses$03,085
Total noninterest income$6,420,000835
Gross Fiduciary activities income$536,000550
Service charges on deposit accounts$590,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$5,294,000715
Total noninterest expense$16,236,0001,132
Salaries and employee benefits$10,055,0001,064
Premises and equipment expense$1,655,0001,118
Additional noninterest expense$5,294,000715
Pre-tax net operating income$10,437,000940
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$10,437,000807
Extraordinary gains, net$052
Net income$10,437,000811
Minority interest net income$081
Net income of bank and minority interests.$10,437,000807
Net charge-offs$26,0001,782
Cash dividends$9,997,000381
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,437,000821
2023-06-30 (YTD Data)Rank
Total interest income$14,711,0001,359
Total interest expense$1,035,0002,777
Net interest income$13,676,0001,141
Provision for loan and lease losses$02,940
Total noninterest income$4,267,000816
Gross Fiduciary activities income$365,000545
Service charges on deposit accounts$398,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$3,504,000676
Total noninterest expense$10,708,0001,133
Salaries and employee benefits$6,704,0001,052
Premises and equipment expense$1,101,0001,106
Additional noninterest expense$3,504,000676
Pre-tax net operating income$7,235,000923
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$7,235,000773
Extraordinary gains, net$051
Net income$7,235,000784
Minority interest net income$081
Net income of bank and minority interests.$7,235,000773
Net charge-offs$02,431
Cash dividends$6,339,000377
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,235,000782
2023-03-31 (YTD Data)Rank
Total interest income$7,253,0001,346
Total interest expense$176,0003,675
Net interest income$7,077,0001,107
Provision for loan and lease losses$02,612
Total noninterest income$2,030,000826
Gross Fiduciary activities income$166,000573
Service charges on deposit accounts$201,0001,180
Trading account gains and feesNANA
Additional Noninterest Income$1,663,000690
Total noninterest expense$5,262,0001,166
Salaries and employee benefits$3,317,0001,083
Premises and equipment expense$524,0001,201
Additional noninterest expense$1,663,000690
Pre-tax net operating income$3,845,000906
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,845,000763
Extraordinary gains, net$04
Net income$3,845,000762
Minority interest net income$048
Net income of bank and minority interests.$3,845,000762
Net charge-offs$-8,0003,980
Cash dividends$6,077,000240
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,845,000775
2022-12-31 (YTD Data)Rank
Total interest income$24,378,0001,338
Total interest expense$203,0004,037
Net interest income$24,175,0001,238
Provision for loan and lease losses$956,000843
Total noninterest income$9,340,000795
Gross Fiduciary activities income$714,000571
Service charges on deposit accounts$883,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$7,743,000664
Total noninterest expense$20,482,0001,168
Salaries and employee benefits$13,200,0001,070
Premises and equipment expense$1,968,0001,227
Additional noninterest expense$7,743,000664
Pre-tax net operating income$12,077,0001,106
Securities gains (losses)$0691
Applicable income taxes$478,0002,055
Income before extraordinary items$11,599,000990
Extraordinary gains, net$05
Net income$11,599,000990
Minority interest net income$063
Net income of bank and minority interests.$11,599,000990
Net charge-offs$102,0001,213
Cash dividends$5,148,000753
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,599,0001,009
2022-09-30 (YTD Data)Rank
Total interest income$17,381,0001,333
Total interest expense$129,0004,074
Net interest income$17,252,0001,255
Provision for loan and lease losses$956,000646
Total noninterest income$6,683,000838
Gross Fiduciary activities income$521,000578
Service charges on deposit accounts$664,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$5,498,000711
Total noninterest expense$15,276,0001,173
Salaries and employee benefits$9,930,0001,059
Premises and equipment expense$1,466,0001,238
Additional noninterest expense$5,498,000711
Pre-tax net operating income$7,703,0001,240
Securities gains (losses)$0740
Applicable income taxes$368,0002,045
Income before extraordinary items$7,335,0001,115
Extraordinary gains, net$04
Net income$7,335,0001,114
Minority interest net income$057
Net income of bank and minority interests.$7,335,0001,115
Net charge-offs$79,0001,021
Cash dividends$4,998,000591
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,335,0001,138
2022-06-30 (YTD Data)Rank
Total interest income$10,923,0001,371
Total interest expense$81,0004,110
Net interest income$10,842,0001,294
Provision for loan and lease losses$630,000589
Total noninterest income$4,464,000824
Gross Fiduciary activities income$351,000539
Service charges on deposit accounts$423,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$3,690,000719
Total noninterest expense$9,991,0001,176
Salaries and employee benefits$6,514,0001,073
Premises and equipment expense$913,0001,315
Additional noninterest expense$2,564,0001,314
Pre-tax net operating income$4,685,0001,255
Securities gains (losses)$0687
Applicable income taxes$218,0002,054
Income before extraordinary items$4,467,0001,136
Extraordinary gains, net$04
Net income$4,467,0001,134
Minority interest net income$060
Net income of bank and minority interests.$4,467,0001,136
Net charge-offs$61,000888
Cash dividends$4,998,000437
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,467,0001,162
2022-03-31 (YTD Data)Rank
Total interest income$5,252,0001,371
Total interest expense$41,0004,097
Net interest income$5,211,0001,298
Provision for loan and lease losses$225,000608
Total noninterest income$2,163,000844
Gross Fiduciary activities income$179,000536
Service charges on deposit accounts$207,0001,160
Trading account gains and feesNANA
Additional Noninterest Income$1,777,000750
Total noninterest expense$4,921,0001,187
Salaries and employee benefits$3,268,0001,068
Premises and equipment expense$472,0001,282
Additional noninterest expense$1,181,0001,391
Pre-tax net operating income$2,228,0001,257
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,228,0001,107
Extraordinary gains, net$04
Net income$2,228,0001,106
Minority interest net income$050
Net income of bank and minority interests.$2,228,0001,107
Net charge-offs$61,000616
Cash dividends$4,998,000265
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,228,0001,121
2021-12-31 (YTD Data)Rank
Total interest income$21,245,0001,399
Total interest expense$218,0004,057
Net interest income$21,027,0001,306
Provision for loan and lease losses$225,0001,650
Total noninterest income$7,974,000983
Gross Fiduciary activities income$744,000525
Service charges on deposit accounts$792,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$6,438,000898
Total noninterest expense$18,578,0001,229
Salaries and employee benefits$11,638,0001,154
Premises and equipment expense$1,901,0001,270
Additional noninterest expense$5,039,0001,321
Pre-tax net operating income$10,198,0001,257
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$10,198,0001,132
Extraordinary gains, net$010
Net income$10,198,0001,132
Minority interest net income$074
Net income of bank and minority interests.$10,198,0001,132
Net charge-offs$-282,0004,620
Cash dividends$2,677,0001,277
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,198,0001,116
2021-09-30 (YTD Data)Rank
Total interest income$15,730,0001,443
Total interest expense$170,0004,115
Net interest income$15,560,0001,340
Provision for loan and lease losses$100,0001,926
Total noninterest income$5,711,0001,028
Gross Fiduciary activities income$521,000530
Service charges on deposit accounts$569,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$4,621,000947
Total noninterest expense$13,602,0001,255
Salaries and employee benefits$8,511,0001,176
Premises and equipment expense$1,393,0001,303
Additional noninterest expense$3,698,0001,342
Pre-tax net operating income$7,569,0001,317
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$7,569,0001,187
Extraordinary gains, net$08
Net income$7,569,0001,187
Minority interest net income$069
Net income of bank and minority interests.$7,569,0001,188
Net charge-offs$-289,0004,739
Cash dividends$2,677,000939
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,569,0001,171
2021-06-30 (YTD Data)Rank
Total interest income$10,255,0001,479
Total interest expense$119,0004,143
Net interest income$10,136,0001,364
Provision for loan and lease losses$02,862
Total noninterest income$3,388,0001,101
Gross Fiduciary activities income$335,000537
Service charges on deposit accounts$347,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$2,706,0001,052
Total noninterest expense$8,800,0001,280
Salaries and employee benefits$5,494,0001,206
Premises and equipment expense$893,0001,340
Additional noninterest expense$2,413,0001,358
Pre-tax net operating income$4,724,0001,365
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$4,724,0001,233
Extraordinary gains, net$06
Net income$4,724,0001,234
Minority interest net income$067
Net income of bank and minority interests.$4,724,0001,234
Net charge-offs$-103,0004,598
Cash dividends$2,677,000681
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,724,0001,207
2021-03-31 (YTD Data)Rank
Total interest income$5,171,0001,463
Total interest expense$62,0004,178
Net interest income$5,109,0001,343
Provision for loan and lease losses$02,741
Total noninterest income$1,200,0001,362
Gross Fiduciary activities income$158,000544
Service charges on deposit accounts$177,0001,196
Trading account gains and feesNANA
Additional Noninterest Income$865,0001,399
Total noninterest expense$4,306,0001,288
Salaries and employee benefits$2,691,0001,209
Premises and equipment expense$450,0001,352
Additional noninterest expense$1,165,0001,362
Pre-tax net operating income$2,003,0001,522
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,003,0001,392
Extraordinary gains, net$03
Net income$2,003,0001,392
Minority interest net income$055
Net income of bank and minority interests.$2,003,0001,392
Net charge-offs$7,0001,445
Cash dividends$2,677,000377
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,003,0001,356
2020-12-31 (YTD Data)Rank
Total interest income$19,634,0001,520
Total interest expense$279,0004,356
Net interest income$19,355,0001,322
Provision for loan and lease losses$1,341,0001,334
Total noninterest income$4,502,0001,349
Gross Fiduciary activities income$645,000543
Service charges on deposit accounts$760,0001,178
Trading account gains and feesNANA
Additional Noninterest Income$3,097,0001,406
Total noninterest expense$16,961,0001,267
Salaries and employee benefits$11,037,0001,157
Premises and equipment expense$1,809,0001,295
Additional noninterest expense$4,115,0001,500
Pre-tax net operating income$5,555,0001,646
Securities gains (losses)$24,0002,043
Applicable income taxes$03,697
Income before extraordinary items$5,579,0001,506
Extraordinary gains, net$04
Net income$5,579,0001,506
Minority interest net income$072
Net income of bank and minority interests.$5,579,0001,506
Net charge-offs$-622,0004,965
Cash dividends$2,306,0001,363
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,555,0001,462
2020-09-30 (YTD Data)Rank
Total interest income$14,124,0001,572
Total interest expense$212,0004,418
Net interest income$13,912,0001,371
Provision for loan and lease losses$1,341,0001,151
Total noninterest income$3,277,0001,346
Gross Fiduciary activities income$459,000541
Service charges on deposit accounts$551,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$2,267,0001,382
Total noninterest expense$12,745,0001,245
Salaries and employee benefits$8,118,0001,159
Premises and equipment expense$1,314,0001,329
Additional noninterest expense$3,313,0001,393
Pre-tax net operating income$3,103,0002,005
Securities gains (losses)$24,0001,848
Applicable income taxes$03,696
Income before extraordinary items$3,127,0001,850
Extraordinary gains, net$04
Net income$3,127,0001,849
Minority interest net income$065
Net income of bank and minority interests.$3,127,0001,850
Net charge-offs$-508,0004,991
Cash dividends$2,306,000986
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,103,0001,814
2020-06-30 (YTD Data)Rank
Total interest income$9,164,0001,629
Total interest expense$137,0004,501
Net interest income$9,027,0001,396
Provision for loan and lease losses$466,0001,668
Total noninterest income$2,065,0001,329
Gross Fiduciary activities income$308,000541
Service charges on deposit accounts$362,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$1,395,0001,370
Total noninterest expense$8,183,0001,277
Salaries and employee benefits$5,326,0001,172
Premises and equipment expense$882,0001,317
Additional noninterest expense$1,975,0001,519
Pre-tax net operating income$2,443,0001,729
Securities gains (losses)$24,0001,612
Applicable income taxes$03,655
Income before extraordinary items$2,467,0001,551
Extraordinary gains, net$04
Net income$2,467,0001,551
Minority interest net income$065
Net income of bank and minority interests.$2,467,0001,552
Net charge-offs$-362,0005,024
Cash dividends$2,306,000723
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,443,0001,513
2020-03-31 (YTD Data)Rank
Total interest income$4,381,0001,685
Total interest expense$63,0004,625
Net interest income$4,318,0001,420
Provision for loan and lease losses$125,0001,776
Total noninterest income$1,053,0001,241
Gross Fiduciary activities income$166,000536
Service charges on deposit accounts$226,0001,195
Trading account gains and feesNANA
Additional Noninterest Income$661,0001,278
Total noninterest expense$4,182,0001,265
Salaries and employee benefits$2,706,0001,160
Premises and equipment expense$449,0001,307
Additional noninterest expense$1,027,0001,485
Pre-tax net operating income$1,064,0001,745
Securities gains (losses)$24,0001,088
Applicable income taxes$03,513
Income before extraordinary items$1,088,0001,557
Extraordinary gains, net$04
Net income$1,088,0001,556
Minority interest net income$056
Net income of bank and minority interests.$1,088,0001,557
Net charge-offs$-367,0005,074
Cash dividends$2,306,000482
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,064,0001,555
2019-12-31 (YTD Data)Rank
Total interest income$16,715,0001,768
Total interest expense$299,0004,573
Net interest income$16,416,0001,472
Provision for loan and lease losses$03,973
Total noninterest income$4,083,0001,297
Gross Fiduciary activities income$679,000535
Service charges on deposit accounts$926,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$2,478,0001,356
Total noninterest expense$15,353,0001,330
Salaries and employee benefits$9,338,0001,271
Premises and equipment expense$1,787,0001,284
Additional noninterest expense$4,228,0001,438
Pre-tax net operating income$5,146,0001,713
Securities gains (losses)$-57,0005,030
Applicable income taxes$03,859
Income before extraordinary items$5,089,0001,578
Extraordinary gains, net$011
Net income$5,089,0001,580
Minority interest net income$076
Net income of bank and minority interests.$5,089,0001,580
Net charge-offs$-299,0005,050
Cash dividends$2,574,0001,341
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,146,0001,526
2019-09-30 (YTD Data)Rank
Total interest income$12,288,0001,817
Total interest expense$232,0004,610
Net interest income$12,056,0001,519
Provision for loan and lease losses$03,836
Total noninterest income$2,816,0001,365
Gross Fiduciary activities income$498,000534
Service charges on deposit accounts$697,0001,194
Trading account gains and feesNANA
Additional Noninterest Income$1,621,0001,463
Total noninterest expense$11,221,0001,368
Salaries and employee benefits$6,768,0001,313
Premises and equipment expense$1,315,0001,319
Additional noninterest expense$3,138,0001,458
Pre-tax net operating income$3,651,0001,837
Securities gains (losses)$-118,0005,173
Applicable income taxes$03,902
Income before extraordinary items$3,533,0001,705
Extraordinary gains, net$011
Net income$3,533,0001,707
Minority interest net income$072
Net income of bank and minority interests.$3,533,0001,707
Net charge-offs$-298,0005,126
Cash dividends$2,575,000987
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,651,0001,625
2019-06-30 (YTD Data)Rank
Total interest income$8,096,0001,834
Total interest expense$155,0004,631
Net interest income$7,941,0001,542
Provision for loan and lease losses$03,685
Total noninterest income$1,666,0001,446
Gross Fiduciary activities income$319,000537
Service charges on deposit accounts$459,0001,195
Trading account gains and feesNANA
Additional Noninterest Income$888,0001,602
Total noninterest expense$7,318,0001,400
Salaries and employee benefits$4,368,0001,346
Premises and equipment expense$832,0001,380
Additional noninterest expense$2,118,0001,462
Pre-tax net operating income$2,289,0001,909
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,289,0001,713
Extraordinary gains, net$011
Net income$2,289,0001,713
Minority interest net income$069
Net income of bank and minority interests.$2,289,0001,713
Net charge-offs$-295,0005,202
Cash dividends$2,575,000732
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,289,0001,683
2019-03-31 (YTD Data)Rank
Total interest income$4,047,0001,838
Total interest expense$82,0004,586
Net interest income$3,965,0001,542
Provision for loan and lease losses$03,406
Total noninterest income$973,0001,260
Gross Fiduciary activities income$138,000568
Service charges on deposit accounts$235,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$600,0001,282
Total noninterest expense$3,575,0001,435
Salaries and employee benefits$2,079,0001,417
Premises and equipment expense$418,0001,399
Additional noninterest expense$1,078,0001,428
Pre-tax net operating income$1,363,0001,645
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,363,0001,465
Extraordinary gains, net$05
Net income$1,363,0001,464
Minority interest net income$052
Net income of bank and minority interests.$1,363,0001,464
Net charge-offs$-292,0005,300
Cash dividends$2,575,000426
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,363,0001,442
2018-12-31 (YTD Data)Rank
Total interest income$14,578,0001,900
Total interest expense$323,0004,426
Net interest income$14,255,0001,689
Provision for loan and lease losses$04,082
Total noninterest income$4,541,0001,155
Gross Fiduciary activities income$599,000561
Service charges on deposit accounts$1,067,0001,112
Trading account gains and feesNANA
Additional Noninterest Income$2,875,0001,178
Total noninterest expense$13,073,0001,499
Salaries and employee benefits$7,305,0001,539
Premises and equipment expense$1,524,0001,479
Additional noninterest expense$4,244,0001,431
Pre-tax net operating income$5,723,0001,586
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,723,0001,412
Extraordinary gains, net$06
Net income$5,723,0001,411
Minority interest net income$072
Net income of bank and minority interests.$5,723,0001,411
Net charge-offs$-100,0005,044
Cash dividends$2,226,0001,361
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,723,0001,400
2018-09-30 (YTD Data)Rank
Total interest income$10,624,0001,932
Total interest expense$239,0004,421
Net interest income$10,385,0001,724
Provision for loan and lease losses$03,948
Total noninterest income$3,287,0001,192
Gross Fiduciary activities income$410,000574
Service charges on deposit accounts$798,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$2,079,0001,226
Total noninterest expense$9,563,0001,531
Salaries and employee benefits$5,290,0001,594
Premises and equipment expense$1,165,0001,457
Additional noninterest expense$3,108,0001,464
Pre-tax net operating income$4,109,0001,657
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,109,0001,475
Extraordinary gains, net$05
Net income$4,109,0001,474
Minority interest net income$066
Net income of bank and minority interests.$4,109,0001,474
Net charge-offs$-84,0005,068
Cash dividends$2,116,0001,019
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,109,0001,459
2018-06-30 (YTD Data)Rank
Total interest income$7,035,0001,927
Total interest expense$157,0004,417
Net interest income$6,878,0001,736
Provision for loan and lease losses$03,782
Total noninterest income$2,047,0001,263
Gross Fiduciary activities income$272,000580
Service charges on deposit accounts$530,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$1,245,0001,316
Total noninterest expense$6,268,0001,562
Salaries and employee benefits$3,468,0001,632
Premises and equipment expense$793,0001,443
Additional noninterest expense$2,007,0001,498
Pre-tax net operating income$2,657,0001,675
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,657,0001,492
Extraordinary gains, net$06
Net income$2,657,0001,491
Minority interest net income$065
Net income of bank and minority interests.$2,657,0001,491
Net charge-offs$-24,0004,803
Cash dividends$1,766,000853
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,657,0001,476
2018-03-31 (YTD Data)Rank
Total interest income$3,521,0001,921
Total interest expense$79,0004,384
Net interest income$3,442,0001,731
Provision for loan and lease losses$03,508
Total noninterest income$950,0001,308
Gross Fiduciary activities income$132,000592
Service charges on deposit accounts$265,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$553,0001,407
Total noninterest expense$3,074,0001,597
Salaries and employee benefits$1,713,0001,663
Premises and equipment expense$365,0001,588
Additional noninterest expense$996,0001,513
Pre-tax net operating income$1,318,0001,652
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,318,0001,465
Extraordinary gains, net$07
Net income$1,318,0001,465
Minority interest net income$052
Net income of bank and minority interests.$1,318,0001,465
Net charge-offs$12,0001,889
Cash dividends$1,766,000473
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,318,0001,455
2017-12-31 (YTD Data)Rank
Total interest income$12,747,0002,019
Total interest expense$282,0004,466
Net interest income$12,465,0001,854
Provision for loan and lease losses$04,227
Total noninterest income$3,865,0001,318
Gross Fiduciary activities income$521,000581
Service charges on deposit accounts$1,046,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$2,298,0001,403
Total noninterest expense$11,909,0001,629
Salaries and employee benefits$6,573,0001,682
Premises and equipment expense$1,337,0001,690
Additional noninterest expense$3,999,0001,524
Pre-tax net operating income$4,421,0001,890
Securities gains (losses)$-15,0005,127
Applicable income taxes$04,135
Income before extraordinary items$4,406,0001,495
Extraordinary gains, net$09
Net income$4,406,0001,495
Minority interest net income$076
Net income of bank and minority interests.$4,406,0001,495
Net charge-offs$17,0003,500
Cash dividends$1,364,0001,825
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,421,0001,477
2017-09-30 (YTD Data)Rank
Total interest income$9,417,0002,053
Total interest expense$208,0004,525
Net interest income$9,209,0001,883
Provision for loan and lease losses$04,088
Total noninterest income$3,014,0001,299
Gross Fiduciary activities income$365,000597
Service charges on deposit accounts$772,0001,172
Trading account gains and feesNANA
Additional Noninterest Income$1,877,0001,341
Total noninterest expense$8,847,0001,650
Salaries and employee benefits$4,879,0001,699
Premises and equipment expense$967,0001,747
Additional noninterest expense$3,001,0001,507
Pre-tax net operating income$3,376,0001,886
Securities gains (losses)$-15,0005,453
Applicable income taxes$04,172
Income before extraordinary items$3,361,0001,575
Extraordinary gains, net$09
Net income$3,361,0001,574
Minority interest net income$071
Net income of bank and minority interests.$3,361,0001,575
Net charge-offs$36,0002,656
Cash dividends$1,364,0001,399
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,376,0001,548
2017-06-30 (YTD Data)Rank
Total interest income$6,165,0002,066
Total interest expense$133,0004,576
Net interest income$6,032,0001,895
Provision for loan and lease losses$03,871
Total noninterest income$2,097,0001,267
Gross Fiduciary activities income$247,000595
Service charges on deposit accounts$512,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$1,338,0001,280
Total noninterest expense$5,857,0001,664
Salaries and employee benefits$3,208,0001,721
Premises and equipment expense$621,0001,809
Additional noninterest expense$2,028,0001,492
Pre-tax net operating income$2,272,0001,839
Securities gains (losses)$-15,0005,547
Applicable income taxes$04,189
Income before extraordinary items$2,257,0001,542
Extraordinary gains, net$011
Net income$2,257,0001,541
Minority interest net income$071
Net income of bank and minority interests.$2,257,0001,542
Net charge-offs$27,0002,414
Cash dividends$1,364,0001,029
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,272,0001,522
2017-03-31 (YTD Data)Rank
Total interest income$3,037,0002,084
Total interest expense$64,0004,642
Net interest income$2,973,0001,911
Provision for loan and lease losses$03,537
Total noninterest income$1,055,0001,268
Gross Fiduciary activities income$121,000608
Service charges on deposit accounts$259,0001,155
Trading account gains and feesNANA
Additional Noninterest Income$675,0001,262
Total noninterest expense$2,896,0001,697
Salaries and employee benefits$1,566,0001,775
Premises and equipment expense$319,0001,793
Additional noninterest expense$1,011,0001,488
Pre-tax net operating income$1,132,0001,792
Securities gains (losses)$10,000671
Applicable income taxes$04,086
Income before extraordinary items$1,142,0001,513
Extraordinary gains, net$08
Net income$1,142,0001,513
Minority interest net income$055
Net income of bank and minority interests.$1,142,0001,513
Net charge-offs$8,0002,285
Cash dividends$1,364,000557
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,132,0001,504
2016-12-31 (YTD Data)Rank
Total interest income$11,448,0002,152
Total interest expense$250,0004,714
Net interest income$11,198,0001,978
Provision for loan and lease losses$-952,0005,820
Total noninterest income$3,647,0001,437
Gross Fiduciary activities income$519,000587
Service charges on deposit accounts$1,030,0001,181
Trading account gains and fees$0170
Additional Noninterest Income$2,098,0001,554
Total noninterest expense$11,250,0001,706
Salaries and employee benefits$5,754,0001,859
Premises and equipment expense$1,320,0001,715
Additional noninterest expense$4,176,0001,473
Pre-tax net operating income$4,547,0001,745
Securities gains (losses)$-4,0005,580
Applicable income taxes$04,278
Income before extraordinary items$4,543,0001,497
Extraordinary gains, net$05
Net income$4,543,0001,496
Minority interest net income$082
Net income of bank and minority interests.$4,543,0001,496
Net charge-offs$-541,0005,807
Cash dividends$740,0002,543
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,547,0001,465
2016-09-30 (YTD Data)Rank
Total interest income$8,477,0002,177
Total interest expense$187,0004,750
Net interest income$8,290,0002,007
Provision for loan and lease losses$-552,0005,865
Total noninterest income$3,226,0001,267
Gross Fiduciary activities income$369,000593
Service charges on deposit accounts$768,0001,178
Trading account gains and fees$0169
Additional Noninterest Income$2,089,0001,271
Total noninterest expense$8,566,0001,688
Salaries and employee benefits$4,314,0001,840
Premises and equipment expense$1,020,0001,666
Additional noninterest expense$3,232,0001,439
Pre-tax net operating income$3,502,0001,737
Securities gains (losses)$-4,0005,742
Applicable income taxes$04,325
Income before extraordinary items$3,498,0001,491
Extraordinary gains, net$05
Net income$3,498,0001,490
Minority interest net income$071
Net income of bank and minority interests.$3,498,0001,491
Net charge-offs$-548,0005,876
Cash dividends$740,0001,985
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,502,0001,450
2016-06-30 (YTD Data)Rank
Total interest income$5,575,0002,207
Total interest expense$126,0004,772
Net interest income$5,449,0002,034
Provision for loan and lease losses$-552,0005,980
Total noninterest income$2,542,0001,117
Gross Fiduciary activities income$243,000604
Service charges on deposit accounts$497,0001,201
Trading account gains and fees$0157
Additional Noninterest Income$1,802,0001,046
Total noninterest expense$5,725,0001,685
Salaries and employee benefits$2,861,0001,865
Premises and equipment expense$677,0001,673
Additional noninterest expense$2,187,0001,416
Pre-tax net operating income$2,818,0001,479
Securities gains (losses)$-4,0005,836
Applicable income taxes$04,338
Income before extraordinary items$2,814,0001,271
Extraordinary gains, net$016
Net income$2,814,0001,272
Minority interest net income$071
Net income of bank and minority interests.$2,814,0001,272
Net charge-offs$-551,0005,979
Cash dividends$740,0001,585
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,818,0001,225
2016-03-31 (YTD Data)Rank
Total interest income$2,675,0002,274
Total interest expense$62,0004,831
Net interest income$2,613,0002,106
Provision for loan and lease losses$03,656
Total noninterest income$1,790,000856
Gross Fiduciary activities income$121,000604
Service charges on deposit accounts$245,0001,210
Trading account gains and fees$0142
Additional Noninterest Income$1,424,000732
Total noninterest expense$2,824,0001,718
Salaries and employee benefits$1,427,0001,885
Premises and equipment expense$347,0001,651
Additional noninterest expense$1,050,0001,459
Pre-tax net operating income$1,579,0001,353
Securities gains (losses)$-5,0005,931
Applicable income taxes$04,259
Income before extraordinary items$1,574,0001,136
Extraordinary gains, net$012
Net income$1,574,0001,137
Minority interest net income$062
Net income of bank and minority interests.$1,574,0001,137
Net charge-offs$-6,0004,951
Cash dividends$740,000928
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,579,0001,109
2015-12-31 (YTD Data)Rank
Total interest income$10,104,0002,349
Total interest expense$276,0004,754
Net interest income$9,828,0002,177
Provision for loan and lease losses$-97,0005,728
Total noninterest income$3,753,0001,358
Gross Fiduciary activities income$588,000562
Service charges on deposit accounts$978,0001,247
Trading account gains and fees$0159
Additional Noninterest Income$2,187,0001,431
Total noninterest expense$10,729,0001,769
Salaries and employee benefits$4,948,0002,078
Premises and equipment expense$1,331,0001,721
Additional noninterest expense$4,450,0001,401
Pre-tax net operating income$2,949,0002,352
Securities gains (losses)$4,0002,883
Applicable income taxes$04,402
Income before extraordinary items$2,953,0002,083
Extraordinary gains, net$023
Net income$2,953,0002,084
Minority interest net income$081
Net income of bank and minority interests.$2,953,0002,085
Net charge-offs$-45,0005,534
Cash dividends$3,100,000944
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,949,0002,043
2015-09-30 (YTD Data)Rank
Total interest income$7,451,0002,400
Total interest expense$211,0004,799
Net interest income$7,240,0002,233
Provision for loan and lease losses$04,232
Total noninterest income$2,932,0001,336
Gross Fiduciary activities income$421,000570
Service charges on deposit accounts$703,0001,300
Trading account gains and fees$0153
Additional Noninterest Income$1,808,0001,349
Total noninterest expense$8,084,0001,769
Salaries and employee benefits$3,791,0002,042
Premises and equipment expense$996,0001,728
Additional noninterest expense$3,297,0001,420
Pre-tax net operating income$2,088,0002,492
Securities gains (losses)$4,0002,687
Applicable income taxes$04,489
Income before extraordinary items$2,092,0002,185
Extraordinary gains, net$021
Net income$2,092,0002,187
Minority interest net income$078
Net income of bank and minority interests.$2,092,0002,186
Net charge-offs$-76,0005,737
Cash dividends$3,100,000687
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,088,0002,142
2015-06-30 (YTD Data)Rank
Total interest income$4,883,0002,438
Total interest expense$142,0004,822
Net interest income$4,741,0002,260
Provision for loan and lease losses$04,069
Total noninterest income$2,038,0001,308
Gross Fiduciary activities income$283,000578
Service charges on deposit accounts$433,0001,373
Trading account gains and fees$0157
Additional Noninterest Income$1,322,0001,289
Total noninterest expense$5,362,0001,788
Salaries and employee benefits$2,520,0002,070
Premises and equipment expense$661,0001,748
Additional noninterest expense$2,181,0001,431
Pre-tax net operating income$1,417,0002,448
Securities gains (losses)$4,0002,295
Applicable income taxes$04,497
Income before extraordinary items$1,421,0002,140
Extraordinary gains, net$022
Net income$1,421,0002,142
Minority interest net income$075
Net income of bank and minority interests.$1,421,0002,142
Net charge-offs$-9,0005,225
Cash dividends$3,100,000492
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,417,0002,097
2015-03-31 (YTD Data)Rank
Total interest income$2,411,0002,463
Total interest expense$72,0004,859
Net interest income$2,339,0002,283
Provision for loan and lease losses$03,703
Total noninterest income$1,032,0001,260
Gross Fiduciary activities income$137,000591
Service charges on deposit accounts$204,0001,422
Trading account gains and fees$0152
Additional Noninterest Income$691,0001,207
Total noninterest expense$2,720,0001,762
Salaries and employee benefits$1,281,0002,037
Premises and equipment expense$339,0001,729
Additional noninterest expense$1,100,0001,403
Pre-tax net operating income$651,0002,552
Securities gains (losses)$4,0001,704
Applicable income taxes$04,400
Income before extraordinary items$655,0002,250
Extraordinary gains, net$013
Net income$655,0002,251
Minority interest net income$064
Net income of bank and minority interests.$655,0002,251
Net charge-offs$-1,0004,352
Cash dividends$3,100,000259
Sale, conversion, retirement of capital stock, net$0697
Net operating income$651,0002,199
2014-12-31 (YTD Data)Rank
Total interest income$9,962,0002,409
Total interest expense$328,0004,804
Net interest income$9,634,0002,209
Provision for loan and lease losses$-2,500,0006,434
Total noninterest income$2,691,0001,700
Gross Fiduciary activities income$580,000579
Service charges on deposit accounts$813,0001,554
Trading account gains and fees$0180
Additional Noninterest Income$1,298,0001,966
Total noninterest expense$10,782,0001,768
Salaries and employee benefits$4,900,0002,085
Premises and equipment expense$1,302,0001,778
Additional noninterest expense$4,580,0001,402
Pre-tax net operating income$4,043,0001,819
Securities gains (losses)$58,0001,635
Applicable income taxes$04,531
Income before extraordinary items$4,101,0001,557
Extraordinary gains, net$017
Net income$4,101,0001,555
Minority interest net income$084
Net income of bank and minority interests.$4,101,0001,556
Net charge-offs$-18,0005,772
Cash dividends$350,0003,246
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,043,0001,542
2014-09-30 (YTD Data)Rank
Total interest income$7,461,0002,424
Total interest expense$251,0004,841
Net interest income$7,210,0002,228
Provision for loan and lease losses$04,401
Total noninterest income$2,016,0001,698
Gross Fiduciary activities income$408,000589
Service charges on deposit accounts$603,0001,587
Trading account gains and fees$0174
Additional Noninterest Income$1,005,0001,923
Total noninterest expense$8,348,0001,719
Salaries and employee benefits$3,840,0001,999
Premises and equipment expense$971,0001,807
Additional noninterest expense$3,537,0001,366
Pre-tax net operating income$878,0003,967
Securities gains (losses)$58,0001,356
Applicable income taxes$04,583
Income before extraordinary items$936,0003,619
Extraordinary gains, net$015
Net income$936,0003,620
Minority interest net income$081
Net income of bank and minority interests.$936,0003,621
Net charge-offs$-26,0005,857
Cash dividends$350,0002,591
Sale, conversion, retirement of capital stock, net$0819
Net operating income$878,0003,687
2014-06-30 (YTD Data)Rank
Total interest income$4,960,0002,425
Total interest expense$170,0004,861
Net interest income$4,790,0002,216
Provision for loan and lease losses$04,196
Total noninterest income$1,459,0001,581
Gross Fiduciary activities income$270,000595
Service charges on deposit accounts$376,0001,646
Trading account gains and fees$0172
Additional Noninterest Income$813,0001,679
Total noninterest expense$5,499,0001,727
Salaries and employee benefits$2,561,0002,014
Premises and equipment expense$633,0001,858
Additional noninterest expense$2,305,0001,395
Pre-tax net operating income$750,0003,500
Securities gains (losses)$58,0001,091
Applicable income taxes$04,568
Income before extraordinary items$808,0003,071
Extraordinary gains, net$020
Net income$808,0003,077
Minority interest net income$080
Net income of bank and minority interests.$808,0003,077
Net charge-offs$1,0004,238
Cash dividends$350,0002,162
Sale, conversion, retirement of capital stock, net$0794
Net operating income$750,0003,179
2014-03-31 (YTD Data)Rank
Total interest income$2,369,0002,539
Total interest expense$86,0004,912
Net interest income$2,283,0002,302
Provision for loan and lease losses$03,817
Total noninterest income$970,0001,279
Gross Fiduciary activities income$140,000594
Service charges on deposit accounts$174,0001,741
Trading account gains and fees$0147
Additional Noninterest Income$656,0001,173
Total noninterest expense$2,769,0001,724
Salaries and employee benefits$1,311,0001,982
Premises and equipment expense$326,0001,840
Additional noninterest expense$1,132,0001,403
Pre-tax net operating income$484,0002,956
Securities gains (losses)$58,000603
Applicable income taxes$04,445
Income before extraordinary items$542,0002,429
Extraordinary gains, net$016
Net income$542,0002,432
Minority interest net income$066
Net income of bank and minority interests.$542,0002,432
Net charge-offs$-1,0004,711
Cash dividends$350,0001,314
Sale, conversion, retirement of capital stock, net$0747
Net operating income$484,0002,589
2013-12-31 (YTD Data)Rank
Total interest income$10,053,0002,414
Total interest expense$437,0004,737
Net interest income$9,616,0002,174
Provision for loan and lease losses$05,091
Total noninterest income$3,174,0001,550
Gross Fiduciary activities income$547,000581
Service charges on deposit accounts$789,0001,668
Trading account gains and fees$0184
Additional Noninterest Income$1,838,0001,617
Total noninterest expense$11,150,0001,718
Salaries and employee benefits$4,981,0002,051
Premises and equipment expense$1,370,0001,708
Additional noninterest expense$4,799,0001,389
Pre-tax net operating income$1,640,0003,231
Securities gains (losses)$72,0001,548
Applicable income taxes$04,631
Income before extraordinary items$1,712,0002,894
Extraordinary gains, net$029
Net income$1,712,0002,896
Minority interest net income$090
Net income of bank and minority interests.$1,712,0002,897
Net charge-offs$456,0002,111
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,640,0002,935
2013-09-30 (YTD Data)Rank
Total interest income$7,678,0002,383
Total interest expense$339,0004,760
Net interest income$7,339,0002,142
Provision for loan and lease losses$04,941
Total noninterest income$2,300,0001,623
Gross Fiduciary activities income$379,000597
Service charges on deposit accounts$595,0001,653
Trading account gains and fees$0180
Additional Noninterest Income$1,326,0001,701
Total noninterest expense$8,546,0001,697
Salaries and employee benefits$3,936,0001,950
Premises and equipment expense$1,018,0001,744
Additional noninterest expense$3,592,0001,393
Pre-tax net operating income$1,093,0003,530
Securities gains (losses)$95,0001,256
Applicable income taxes$04,713
Income before extraordinary items$1,188,0003,095
Extraordinary gains, net$025
Net income$1,188,0003,099
Minority interest net income$084
Net income of bank and minority interests.$1,188,0003,099
Net charge-offs$437,0001,733
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,093,0003,186
2013-06-30 (YTD Data)Rank
Total interest income$5,143,0002,367
Total interest expense$233,0004,763
Net interest income$4,910,0002,126
Provision for loan and lease losses$04,788
Total noninterest income$1,581,0001,579
Gross Fiduciary activities income$255,000601
Service charges on deposit accounts$386,0001,668
Trading account gains and fees$0157
Additional Noninterest Income$940,0001,650
Total noninterest expense$5,682,0001,698
Salaries and employee benefits$2,626,0001,959
Premises and equipment expense$662,0001,768
Additional noninterest expense$2,394,0001,386
Pre-tax net operating income$809,0003,317
Securities gains (losses)$164,000836
Applicable income taxes$04,679
Income before extraordinary items$973,0002,694
Extraordinary gains, net$022
Net income$973,0002,699
Minority interest net income$082
Net income of bank and minority interests.$973,0002,699
Net charge-offs$485,0001,279
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$809,0002,952
2013-03-31 (YTD Data)Rank
Total interest income$2,578,0002,397
Total interest expense$118,0004,822
Net interest income$2,460,0002,134
Provision for loan and lease losses$04,409
Total noninterest income$1,148,0001,220
Gross Fiduciary activities income$131,000606
Service charges on deposit accounts$198,0001,631
Trading account gains and fees$0148
Additional Noninterest Income$819,0001,130
Total noninterest expense$2,875,0001,685
Salaries and employee benefits$1,360,0001,904
Premises and equipment expense$329,0001,804
Additional noninterest expense$1,186,0001,377
Pre-tax net operating income$733,0002,188
Securities gains (losses)$164,000530
Applicable income taxes$04,602
Income before extraordinary items$897,0001,627
Extraordinary gains, net$010
Net income$897,0001,629
Minority interest net income$076
Net income of bank and minority interests.$897,0001,629
Net charge-offs$-15,0006,346
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$733,0001,848
2012-12-31 (YTD Data)Rank
Total interest income$10,199,0002,524
Total interest expense$604,0004,737
Net interest income$9,595,0002,242
Provision for loan and lease losses$150,0004,271
Total noninterest income$-871,0007,016
Gross Fiduciary activities income$581,000565
Service charges on deposit accounts$898,0001,549
Trading account gains and fees$0166
Additional Noninterest Income$-2,350,0007,045
Total noninterest expense$12,243,0001,579
Salaries and employee benefits$5,238,0001,921
Premises and equipment expense$1,462,0001,614
Additional noninterest expense$5,543,0001,230
Pre-tax net operating income$-3,669,0006,915
Securities gains (losses)$-31,0006,820
Applicable income taxes$04,751
Income before extraordinary items$-3,700,0006,930
Extraordinary gains, net$029
Net income$-3,700,0006,929
Minority interest net income$093
Net income of bank and minority interests.$-3,700,0006,929
Net charge-offs$189,0003,820
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-3,669,0006,912
2012-09-30 (YTD Data)Rank
Total interest income$7,547,0002,601
Total interest expense$478,0004,749
Net interest income$7,069,0002,315
Provision for loan and lease losses$150,0003,869
Total noninterest income$-1,751,0007,154
Gross Fiduciary activities income$408,000582
Service charges on deposit accounts$669,0001,572
Trading account gains and fees$0157
Additional Noninterest Income$-2,828,0007,167
Total noninterest expense$9,295,0001,572
Salaries and employee benefits$3,983,0001,890
Premises and equipment expense$1,101,0001,615
Additional noninterest expense$4,211,0001,219
Pre-tax net operating income$-4,127,0007,069
Securities gains (losses)$-29,0006,932
Applicable income taxes$04,802
Income before extraordinary items$-4,156,0007,080
Extraordinary gains, net$020
Net income$-4,156,0007,080
Minority interest net income$086
Net income of bank and minority interests.$-4,156,0007,080
Net charge-offs$335,0002,697
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-4,127,0007,070
2012-06-30 (YTD Data)Rank
Total interest income$4,877,0002,688
Total interest expense$340,0004,702
Net interest income$4,537,0002,405
Provision for loan and lease losses$150,0003,329
Total noninterest income$-327,0007,173
Gross Fiduciary activities income$273,000591
Service charges on deposit accounts$437,0001,584
Trading account gains and fees$0153
Additional Noninterest Income$-1,037,0007,208
Total noninterest expense$6,223,0001,563
Salaries and employee benefits$2,687,0001,860
Premises and equipment expense$727,0001,637
Additional noninterest expense$2,809,0001,217
Pre-tax net operating income$-2,163,0007,099
Securities gains (losses)$-29,0007,012
Applicable income taxes$04,770
Income before extraordinary items$-2,192,0007,119
Extraordinary gains, net$019
Net income$-2,192,0007,119
Minority interest net income$084
Net income of bank and minority interests.$-2,192,0007,119
Net charge-offs$81,0003,609
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,163,0007,104
2012-03-31 (YTD Data)Rank
Total interest income$2,349,0002,830
Total interest expense$185,0004,632
Net interest income$2,164,0002,524
Provision for loan and lease losses$150,0002,302
Total noninterest income$-654,0007,288
Gross Fiduciary activities income$134,000594
Service charges on deposit accounts$218,0001,583
Trading account gains and fees$0148
Additional Noninterest Income$-1,006,0007,300
Total noninterest expense$3,122,0001,565
Salaries and employee benefits$1,367,0001,834
Premises and equipment expense$369,0001,613
Additional noninterest expense$1,386,0001,215
Pre-tax net operating income$-1,762,0007,231
Securities gains (losses)$220,000560
Applicable income taxes$04,704
Income before extraordinary items$-1,542,0007,224
Extraordinary gains, net$019
Net income$-1,542,0007,224
Minority interest net income$078
Net income of bank and minority interests.$-1,542,0007,224
Net charge-offs$279,0001,555
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,762,0007,233
2011-12-31 (YTD Data)Rank
Total interest income$11,755,0002,364
Total interest expense$1,104,0004,167
Net interest income$10,651,0002,049
Provision for loan and lease losses$4,150,000921
Total noninterest income$1,766,0002,194
Gross Fiduciary activities income$570,000532
Service charges on deposit accounts$1,017,0001,461
Trading account gains and fees$0146
Additional Noninterest Income$179,0004,607
Total noninterest expense$13,341,0001,450
Salaries and employee benefits$5,322,0001,836
Premises and equipment expense$1,556,0001,587
Additional noninterest expense$6,463,0001,083
Pre-tax net operating income$-5,074,0007,062
Securities gains (losses)$-266,0007,185
Applicable income taxes$04,719
Income before extraordinary items$-5,340,0007,081
Extraordinary gains, net$029
Net income$-5,340,0007,079
Minority interest net income$096
Net income of bank and minority interests.$-5,340,0007,080
Net charge-offs$6,515,000644
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,074,0007,060
2011-09-30 (YTD Data)Rank
Total interest income$8,947,0002,361
Total interest expense$870,0004,164
Net interest income$8,077,0002,041
Provision for loan and lease losses$3,750,000776
Total noninterest income$2,440,0001,399
Gross Fiduciary activities income$392,000550
Service charges on deposit accounts$772,0001,448
Trading account gains and fees$0145
Additional Noninterest Income$1,276,0001,496
Total noninterest expense$9,894,0001,476
Salaries and employee benefits$3,987,0001,840
Premises and equipment expense$1,171,0001,608
Additional noninterest expense$4,736,0001,111
Pre-tax net operating income$-3,127,0007,118
Securities gains (losses)$-53,0007,156
Applicable income taxes$04,740
Income before extraordinary items$-3,180,0007,163
Extraordinary gains, net$021
Net income$-3,180,0007,163
Minority interest net income$087
Net income of bank and minority interests.$-3,180,0007,164
Net charge-offs$5,783,000558
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,127,0007,149
2011-06-30 (YTD Data)Rank
Total interest income$6,092,0002,339
Total interest expense$603,0004,188
Net interest income$5,489,0002,010
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$2,073,0001,197
Gross Fiduciary activities income$263,000552
Service charges on deposit accounts$508,0001,441
Trading account gains and fees$0153
Additional Noninterest Income$1,302,0001,124
Total noninterest expense$6,535,0001,504
Salaries and employee benefits$2,627,0001,871
Premises and equipment expense$783,0001,611
Additional noninterest expense$3,125,0001,130
Pre-tax net operating income$-73,0006,372
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-73,0006,465
Extraordinary gains, net$015
Net income$-73,0006,465
Minority interest net income$089
Net income of bank and minority interests.$-73,0006,465
Net charge-offs$2,662,000757
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-73,0006,419
2011-03-31 (YTD Data)Rank
Total interest income$3,103,0002,298
Total interest expense$320,0004,132
Net interest income$2,783,0001,972
Provision for loan and lease losses$100,0003,337
Total noninterest income$1,011,0001,205
Gross Fiduciary activities income$134,000556
Service charges on deposit accounts$242,0001,477
Trading account gains and fees$0158
Additional Noninterest Income$635,0001,136
Total noninterest expense$3,344,0001,483
Salaries and employee benefits$1,348,0001,840
Premises and equipment expense$398,0001,610
Additional noninterest expense$1,598,0001,117
Pre-tax net operating income$350,0003,245
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$350,0002,933
Extraordinary gains, net$09
Net income$350,0002,932
Minority interest net income$086
Net income of bank and minority interests.$350,0002,933
Net charge-offs$1,315,000707
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$350,0002,880
2010-12-31 (YTD Data)Rank
Total interest income$15,037,0002,011
Total interest expense$1,679,0004,008
Net interest income$13,358,0001,655
Provision for loan and lease losses$8,300,000785
Total noninterest income$734,0003,839
Gross Fiduciary activities income$523,000539
Service charges on deposit accounts$1,288,0001,166
Trading account gains and fees$0175
Additional Noninterest Income$-1,077,0007,499
Total noninterest expense$16,452,0001,224
Salaries and employee benefits$5,927,0001,640
Premises and equipment expense$1,669,0001,528
Additional noninterest expense$8,856,000840
Pre-tax net operating income$-10,660,0007,374
Securities gains (losses)$-323,0007,365
Applicable income taxes$04,655
Income before extraordinary items$-10,983,0007,401
Extraordinary gains, net$029
Net income$-10,983,0007,400
Minority interest net income$0111
Net income of bank and minority interests.$-10,983,0007,401
Net charge-offs$10,202,000602
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-10,660,0007,386
2010-09-30 (YTD Data)Rank
Total interest income$11,428,0002,027
Total interest expense$1,301,0004,061
Net interest income$10,127,0001,667
Provision for loan and lease losses$4,450,000967
Total noninterest income$2,052,0001,660
Gross Fiduciary activities income$363,000556
Service charges on deposit accounts$995,0001,168
Trading account gains and fees$0165
Additional Noninterest Income$694,0002,279
Total noninterest expense$11,008,0001,359
Salaries and employee benefits$4,566,0001,604
Premises and equipment expense$1,259,0001,545
Additional noninterest expense$5,183,0001,030
Pre-tax net operating income$-3,279,0007,239
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-3,279,0007,300
Extraordinary gains, net$023
Net income$-3,279,0007,299
Minority interest net income$0110
Net income of bank and minority interests.$-3,279,0007,300
Net charge-offs$7,560,000587
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,279,0007,284
2010-06-30 (YTD Data)Rank
Total interest income$7,773,0002,014
Total interest expense$892,0004,085
Net interest income$6,881,0001,634
Provision for loan and lease losses$2,850,000981
Total noninterest income$1,518,0001,499
Gross Fiduciary activities income$244,000554
Service charges on deposit accounts$680,0001,149
Trading account gains and fees$0152
Additional Noninterest Income$594,0001,870
Total noninterest expense$7,180,0001,382
Salaries and employee benefits$3,094,0001,600
Premises and equipment expense$733,0001,784
Additional noninterest expense$3,353,0001,058
Pre-tax net operating income$-1,631,0007,195
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,631,0007,276
Extraordinary gains, net$019
Net income$-1,631,0007,275
Minority interest net income$0105
Net income of bank and minority interests.$-1,631,0007,276
Net charge-offs$2,355,0001,000
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,631,0007,261
2010-03-31 (YTD Data)Rank
Total interest income$3,819,0002,091
Total interest expense$454,0004,164
Net interest income$3,365,0001,691
Provision for loan and lease losses$2,450,000637
Total noninterest income$553,0001,883
Gross Fiduciary activities income$122,000567
Service charges on deposit accounts$332,0001,180
Trading account gains and fees$0175
Additional Noninterest Income$99,0003,543
Total noninterest expense$3,671,0001,371
Salaries and employee benefits$1,552,0001,615
Premises and equipment expense$379,0001,792
Additional noninterest expense$1,740,0001,005
Pre-tax net operating income$-2,203,0007,625
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-2,203,0007,663
Extraordinary gains, net$016
Net income$-2,203,0007,664
Minority interest net income$091
Net income of bank and minority interests.$-2,203,0007,664
Net charge-offs$2,692,000527
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,203,0007,659
2009-12-31 (YTD Data)Rank
Total interest income$17,782,0001,897
Total interest expense$2,423,0003,978
Net interest income$15,359,0001,454
Provision for loan and lease losses$12,700,000706
Total noninterest income$3,482,0001,456
Gross Fiduciary activities income$509,000545
Service charges on deposit accounts$1,512,0001,143
Trading account gains and fees$0211
Additional Noninterest Income$1,461,0001,681
Total noninterest expense$16,231,0001,276
Salaries and employee benefits$6,238,0001,590
Premises and equipment expense$1,664,0001,613
Additional noninterest expense$8,329,000945
Pre-tax net operating income$-10,090,0007,492
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-10,090,0007,559
Extraordinary gains, net$034
Net income$-10,090,0007,558
Minority interest net income$0115
Net income of bank and minority interests.$-10,090,0007,558
Net charge-offs$12,008,000589
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-10,090,0007,564
2009-09-30 (YTD Data)Rank
Total interest income$14,197,0001,828
Total interest expense$1,878,0004,019
Net interest income$12,319,0001,351
Provision for loan and lease losses$5,100,0001,029
Total noninterest income$2,554,0001,491
Gross Fiduciary activities income$352,000557
Service charges on deposit accounts$1,146,0001,132
Trading account gains and fees$0212
Additional Noninterest Income$1,056,0001,759
Total noninterest expense$12,045,0001,280
Salaries and employee benefits$4,689,0001,605
Premises and equipment expense$1,252,0001,625
Additional noninterest expense$6,104,000922
Pre-tax net operating income$-2,272,0007,123
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-2,272,0007,241
Extraordinary gains, net$027
Net income$-2,272,0007,240
Minority interest net income$0118
Net income of bank and minority interests.$-2,272,0007,241
Net charge-offs$4,923,000825
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,272,0007,234
2009-06-30 (YTD Data)Rank
Total interest income$9,573,0001,843
Total interest expense$1,203,0004,239
Net interest income$8,370,0001,330
Provision for loan and lease losses$5,100,000728
Total noninterest income$1,632,0001,547
Gross Fiduciary activities income$235,000562
Service charges on deposit accounts$750,0001,132
Trading account gains and fees$0193
Additional Noninterest Income$647,0001,891
Total noninterest expense$8,092,0001,295
Salaries and employee benefits$3,216,0001,596
Premises and equipment expense$855,0001,628
Additional noninterest expense$4,021,000955
Pre-tax net operating income$-3,190,0007,587
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-3,190,0007,650
Extraordinary gains, net$021
Net income$-3,190,0007,649
Minority interest net income$0112
Net income of bank and minority interests.$-3,190,0007,649
Net charge-offs$4,693,000605
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,190,0007,661
2009-03-31 (YTD Data)Rank
Total interest income$5,013,0001,786
Total interest expense$614,0004,298
Net interest income$4,399,0001,258
Provision for loan and lease losses$600,0001,587
Total noninterest income$887,0001,425
Gross Fiduciary activities income$119,000562
Service charges on deposit accounts$373,0001,121
Trading account gains and fees$0171
Additional Noninterest Income$395,0001,629
Total noninterest expense$3,945,0001,272
Salaries and employee benefits$1,627,0001,599
Premises and equipment expense$431,0001,644
Additional noninterest expense$1,887,000876
Pre-tax net operating income$741,0001,718
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$741,0001,467
Extraordinary gains, net$015
Net income$741,0001,467
Minority interest net income$0102
Net income of bank and minority interests.$741,0001,469
Net charge-offs$291,0001,807
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$741,0001,387
2008-12-31 (YTD Data)Rank
Total interest income$22,940,0001,674
Total interest expense$3,966,0003,527
Net interest income$18,974,0001,169
Provision for loan and lease losses$18,194,000393
Total noninterest income$4,523,0001,154
Gross Fiduciary activities income$600,000529
Service charges on deposit accounts$1,900,000942
Trading account gains and fees$0154
Additional Noninterest Income$2,023,0001,291
Total noninterest expense$15,086,0001,299
Salaries and employee benefits$6,140,0001,666
Premises and equipment expense$1,599,0001,722
Additional noninterest expense$7,347,000885
Pre-tax net operating income$-9,783,0007,983
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-9,783,0007,992
Extraordinary gains, net$039
Net income$-9,783,0007,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,737,000310
Cash dividends$100,0004,953
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-9,783,0008,025
2008-09-30 (YTD Data)Rank
Total interest income$17,359,0001,713
Total interest expense$3,195,0003,464
Net interest income$14,164,0001,198
Provision for loan and lease losses$18,194,000255
Total noninterest income$3,492,0001,161
Gross Fiduciary activities income$446,000535
Service charges on deposit accounts$1,461,000914
Trading account gains and fees$0148
Additional Noninterest Income$1,585,0001,308
Total noninterest expense$10,512,0001,376
Salaries and employee benefits$4,553,0001,706
Premises and equipment expense$1,177,0001,750
Additional noninterest expense$4,782,000954
Pre-tax net operating income$-11,050,0008,230
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-11,050,0008,223
Extraordinary gains, net$031
Net income$-11,050,0008,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,760,000229
Cash dividends$100,0004,390
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-11,050,0008,245
2008-06-30 (YTD Data)Rank
Total interest income$12,461,0001,621
Total interest expense$2,211,0003,489
Net interest income$10,250,0001,064
Provision for loan and lease losses$10,444,000264
Total noninterest income$2,383,0001,154
Gross Fiduciary activities income$289,000555
Service charges on deposit accounts$958,000911
Trading account gains and fees$0149
Additional Noninterest Income$1,136,0001,282
Total noninterest expense$7,057,0001,353
Salaries and employee benefits$3,026,0001,727
Premises and equipment expense$784,0001,746
Additional noninterest expense$3,247,000917
Pre-tax net operating income$-4,868,0008,290
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-4,868,0008,315
Extraordinary gains, net$021
Net income$-4,868,0008,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,780,000207
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-4,868,0008,308
2008-03-31 (YTD Data)Rank
Total interest income$6,089,0001,696
Total interest expense$1,203,0003,445
Net interest income$4,886,0001,120
Provision for loan and lease losses$200,0001,810
Total noninterest income$946,0001,391
Gross Fiduciary activities income$137,000582
Service charges on deposit accounts$460,000943
Trading account gains and fees$0158
Additional Noninterest Income$349,0001,788
Total noninterest expense$3,269,0001,466
Salaries and employee benefits$1,515,0001,736
Premises and equipment expense$387,0001,772
Additional noninterest expense$1,367,0001,063
Pre-tax net operating income$2,363,000811
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,363,000653
Extraordinary gains, net$015
Net income$2,363,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,271,000394
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,363,000620
2007-12-31 (YTD Data)Rank
Total interest income$33,660,0001,252
Total interest expense$5,827,0003,072
Net interest income$27,833,000792
Provision for loan and lease losses$2,700,000670
Total noninterest income$4,599,0001,171
Gross Fiduciary activities income$590,000551
Service charges on deposit accounts$2,035,000877
Trading account gains and fees$0178
Additional Noninterest Income$1,974,0001,378
Total noninterest expense$15,793,0001,184
Salaries and employee benefits$8,136,0001,226
Premises and equipment expense$1,738,0001,534
Additional noninterest expense$5,919,000954
Pre-tax net operating income$13,939,000628
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$13,939,000480
Extraordinary gains, net$039
Net income$13,939,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$999,0001,024
Cash dividends$5,909,000650
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,939,000475
2007-09-30 (YTD Data)Rank
Total interest income$26,092,0001,215
Total interest expense$4,439,0003,034
Net interest income$21,653,000764
Provision for loan and lease losses$1,700,000591
Total noninterest income$3,616,0001,126
Gross Fiduciary activities income$424,000565
Service charges on deposit accounts$1,528,000863
Trading account gains and fees$0184
Additional Noninterest Income$1,664,0001,286
Total noninterest expense$11,703,0001,188
Salaries and employee benefits$6,089,0001,226
Premises and equipment expense$1,302,0001,529
Additional noninterest expense$4,312,000951
Pre-tax net operating income$11,866,000601
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$11,866,000465
Extraordinary gains, net$033
Net income$11,866,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$664,000866
Cash dividends$5,909,000495
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,866,000456
2007-06-30 (YTD Data)Rank
Total interest income$17,034,0001,255
Total interest expense$2,933,0003,059
Net interest income$14,101,000801
Provision for loan and lease losses$700,000777
Total noninterest income$2,407,0001,155
Gross Fiduciary activities income$279,000575
Service charges on deposit accounts$1,015,000882
Trading account gains and fees$0168
Additional Noninterest Income$1,113,0001,309
Total noninterest expense$7,845,0001,207
Salaries and employee benefits$4,011,0001,271
Premises and equipment expense$883,0001,523
Additional noninterest expense$2,951,000931
Pre-tax net operating income$7,963,000628
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$7,963,000495
Extraordinary gains, net$029
Net income$7,963,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,000698
Cash dividends$5,909,000361
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,963,000484
2007-03-31 (YTD Data)Rank
Total interest income$8,287,0001,284
Total interest expense$1,441,0003,092
Net interest income$6,846,000817
Provision for loan and lease losses$05,779
Total noninterest income$1,186,0001,150
Gross Fiduciary activities income$140,000582
Service charges on deposit accounts$478,000905
Trading account gains and fees$0195
Additional Noninterest Income$568,0001,245
Total noninterest expense$3,974,0001,179
Salaries and employee benefits$2,004,0001,286
Premises and equipment expense$448,0001,494
Additional noninterest expense$1,522,000896
Pre-tax net operating income$4,058,000610
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$4,058,000484
Extraordinary gains, net$022
Net income$4,058,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$3,044,000323
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,058,000474
2006-12-31 (YTD Data)Rank
Total interest income$33,056,0001,189
Total interest expense$4,624,0003,231
Net interest income$28,432,000781
Provision for loan and lease losses$2,400,000475
Total noninterest income$4,538,0001,191
Gross Fiduciary activities income$557,000564
Service charges on deposit accounts$2,046,000864
Trading account gains and fees$0130
Additional Noninterest Income$1,935,0001,396
Total noninterest expense$15,087,0001,198
Salaries and employee benefits$7,670,0001,266
Premises and equipment expense$1,675,0001,537
Additional noninterest expense$5,742,000927
Pre-tax net operating income$15,483,000667
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$15,483,000515
Extraordinary gains, net$051
Net income$15,483,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,000865
Cash dividends$11,682,000346
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$15,483,000507
2006-09-30 (YTD Data)Rank
Total interest income$24,496,0001,209
Total interest expense$3,252,0003,291
Net interest income$21,244,000802
Provision for loan and lease losses$1,800,000442
Total noninterest income$3,393,0001,199
Gross Fiduciary activities income$389,000577
Service charges on deposit accounts$1,554,000853
Trading account gains and fees$0126
Additional Noninterest Income$1,450,0001,388
Total noninterest expense$11,072,0001,238
Salaries and employee benefits$5,644,0001,308
Premises and equipment expense$1,256,0001,552
Additional noninterest expense$4,172,000956
Pre-tax net operating income$11,765,000692
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$11,765,000527
Extraordinary gains, net$045
Net income$11,765,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000613
Cash dividends$9,012,000320
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,765,000515
2006-06-30 (YTD Data)Rank
Total interest income$16,336,0001,189
Total interest expense$1,969,0003,427
Net interest income$14,367,000788
Provision for loan and lease losses$1,200,000421
Total noninterest income$2,254,0001,205
Gross Fiduciary activities income$258,000586
Service charges on deposit accounts$1,020,000850
Trading account gains and fees$0126
Additional Noninterest Income$976,0001,373
Total noninterest expense$7,317,0001,255
Salaries and employee benefits$3,832,0001,300
Premises and equipment expense$912,0001,427
Additional noninterest expense$2,573,0001,051
Pre-tax net operating income$8,104,000665
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$8,104,000509
Extraordinary gains, net$039
Net income$8,104,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000445
Cash dividends$5,783,000332
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,104,000499
2006-03-31 (YTD Data)Rank
Total interest income$7,667,0001,245
Total interest expense$944,0003,403
Net interest income$6,723,000840
Provision for loan and lease losses$600,000400
Total noninterest income$1,133,0001,167
Gross Fiduciary activities income$131,000591
Service charges on deposit accounts$501,000844
Trading account gains and fees$0115
Additional Noninterest Income$501,0001,338
Total noninterest expense$3,656,0001,256
Salaries and employee benefits$1,905,0001,301
Premises and equipment expense$436,0001,489
Additional noninterest expense$1,315,0001,015
Pre-tax net operating income$3,600,000735
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$3,600,000557
Extraordinary gains, net$021
Net income$3,600,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$2,700,000335
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,600,000546
2005-12-31 (YTD Data)Rank
Total interest income$28,995,0001,139
Total interest expense$3,232,0003,129
Net interest income$25,763,000832
Provision for loan and lease losses$300,0002,799
Total noninterest income$4,674,0001,140
Gross Fiduciary activities income$491,000591
Service charges on deposit accounts$2,163,000802
Trading account gains and fees$0138
Additional Noninterest Income$2,020,0001,360
Total noninterest expense$14,599,0001,192
Salaries and employee benefits$7,280,0001,271
Premises and equipment expense$1,770,0001,389
Additional noninterest expense$5,549,000932
Pre-tax net operating income$15,538,000660
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$15,538,000502
Extraordinary gains, net$046
Net income$15,538,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,766
Cash dividends$11,654,000342
Sale, conversion, retirement of capital stock, net$0934
Net operating income$15,538,000487
2005-09-30 (YTD Data)Rank
Total interest income$21,352,0001,125
Total interest expense$2,332,0003,097
Net interest income$19,020,000831
Provision for loan and lease losses$300,0002,192
Total noninterest income$3,479,0001,148
Gross Fiduciary activities income$345,000599
Service charges on deposit accounts$1,588,000818
Trading account gains and fees$0126
Additional Noninterest Income$1,546,0001,334
Total noninterest expense$10,961,0001,170
Salaries and employee benefits$5,417,0001,272
Premises and equipment expense$1,353,0001,347
Additional noninterest expense$4,191,000909
Pre-tax net operating income$11,238,000670
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$11,238,000516
Extraordinary gains, net$035
Net income$11,238,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,193
Cash dividends$8,651,000319
Sale, conversion, retirement of capital stock, net$0769
Net operating income$11,238,000504
2005-06-30 (YTD Data)Rank
Total interest income$14,114,0001,097
Total interest expense$1,505,0003,033
Net interest income$12,609,000832
Provision for loan and lease losses$150,0002,598
Total noninterest income$2,271,0001,151
Gross Fiduciary activities income$229,000604
Service charges on deposit accounts$998,000856
Trading account gains and fees$0116
Additional Noninterest Income$1,044,0001,304
Total noninterest expense$7,011,0001,210
Salaries and employee benefits$3,673,0001,237
Premises and equipment expense$909,0001,329
Additional noninterest expense$2,429,0001,036
Pre-tax net operating income$7,719,000639
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$7,719,000498
Extraordinary gains, net$030
Net income$7,719,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,957
Cash dividends$5,516,000317
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,719,000481
2005-03-31 (YTD Data)Rank
Total interest income$6,790,0001,122
Total interest expense$727,0003,025
Net interest income$6,063,000853
Provision for loan and lease losses$50,0003,171
Total noninterest income$1,115,0001,147
Gross Fiduciary activities income$114,000616
Service charges on deposit accounts$483,000843
Trading account gains and fees$0115
Additional Noninterest Income$518,0001,302
Total noninterest expense$3,362,0001,265
Salaries and employee benefits$1,769,0001,300
Premises and equipment expense$454,0001,336
Additional noninterest expense$1,139,0001,086
Pre-tax net operating income$3,766,000661
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$3,766,000508
Extraordinary gains, net$024
Net income$3,766,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,877
Cash dividends$2,824,000275
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,766,000490
2004-12-31 (YTD Data)Rank
Total interest income$25,655,0001,104
Total interest expense$2,595,0002,951
Net interest income$23,060,000855
Provision for loan and lease losses$500,0001,952
Total noninterest income$4,962,0001,080
Gross Fiduciary activities income$605,000508
Service charges on deposit accounts$2,199,000793
Trading account gains and fees$0138
Additional Noninterest Income$2,158,0001,251
Total noninterest expense$14,276,0001,141
Salaries and employee benefits$7,154,0001,221
Premises and equipment expense$1,880,0001,214
Additional noninterest expense$5,242,000956
Pre-tax net operating income$13,246,000685
Securities gains (losses)$-28,0008,472
Applicable income taxes$07,185
Income before extraordinary items$13,218,000535
Extraordinary gains, net$034
Net income$13,218,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,605
Cash dividends$7,351,000446
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,246,000516
2004-09-30 (YTD Data)Rank
Total interest income$18,931,0001,104
Total interest expense$1,879,0002,996
Net interest income$17,052,000862
Provision for loan and lease losses$350,0002,001
Total noninterest income$3,692,0001,103
Gross Fiduciary activities income$445,000511
Service charges on deposit accounts$1,674,000792
Trading account gains and fees$0134
Additional Noninterest Income$1,573,0001,286
Total noninterest expense$10,574,0001,154
Salaries and employee benefits$5,247,0001,256
Premises and equipment expense$1,429,0001,205
Additional noninterest expense$3,898,000957
Pre-tax net operating income$9,820,000702
Securities gains (losses)$-28,0008,721
Applicable income taxes$07,220
Income before extraordinary items$9,792,000537
Extraordinary gains, net$026
Net income$9,792,000538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,355
Cash dividends$4,610,000493
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,820,000513
2004-06-30 (YTD Data)Rank
Total interest income$13,149,0001,046
Total interest expense$1,214,0003,050
Net interest income$11,935,000818
Provision for loan and lease losses$100,0003,453
Total noninterest income$2,395,0001,123
Gross Fiduciary activities income$310,000497
Service charges on deposit accounts$1,095,000798
Trading account gains and fees$0130
Additional Noninterest Income$990,0001,329
Total noninterest expense$7,104,0001,139
Salaries and employee benefits$3,459,0001,262
Premises and equipment expense$971,0001,194
Additional noninterest expense$2,674,000933
Pre-tax net operating income$7,126,000641
Securities gains (losses)$-51,0008,909
Applicable income taxes$07,214
Income before extraordinary items$7,075,000500
Extraordinary gains, net$021
Net income$7,075,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,300
Cash dividends$3,527,000429
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,126,000473
2004-03-31 (YTD Data)Rank
Total interest income$6,484,0001,075
Total interest expense$622,0003,032
Net interest income$5,862,000846
Provision for loan and lease losses$06,501
Total noninterest income$1,214,0001,080
Gross Fiduciary activities income$165,000490
Service charges on deposit accounts$530,000799
Trading account gains and fees$0121
Additional Noninterest Income$519,0001,263
Total noninterest expense$3,504,0001,162
Salaries and employee benefits$1,677,0001,313
Premises and equipment expense$457,0001,279
Additional noninterest expense$1,370,000904
Pre-tax net operating income$3,572,000628
Securities gains (losses)$-45,0009,027
Applicable income taxes$07,103
Income before extraordinary items$3,527,000508
Extraordinary gains, net$016
Net income$3,527,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,294
Cash dividends$3,527,000229
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,572,000472
2003-12-31 (YTD Data)Rank
Total interest income$25,163,0001,135
Total interest expense$3,060,0002,813
Net interest income$22,103,000881
Provision for loan and lease losses$07,651
Total noninterest income$4,989,0001,137
Gross Fiduciary activities income$568,000519
Service charges on deposit accounts$2,216,000778
Trading account gains and fees$0160
Additional Noninterest Income$2,205,0001,367
Total noninterest expense$13,872,0001,167
Salaries and employee benefits$6,604,0001,297
Premises and equipment expense$1,843,0001,219
Additional noninterest expense$5,425,000937
Pre-tax net operating income$13,220,000671
Securities gains (losses)$04,500
Applicable income taxes$-21,0008,806
Income before extraordinary items$13,241,000532
Extraordinary gains, net$054
Net income$13,241,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,012
Cash dividends$16,031,000276
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,241,000499
2003-09-30 (YTD Data)Rank
Total interest income$18,742,0001,162
Total interest expense$2,423,0002,768
Net interest income$16,319,000904
Provision for loan and lease losses$07,481
Total noninterest income$3,808,0001,138
Gross Fiduciary activities income$416,000537
Service charges on deposit accounts$1,642,000797
Trading account gains and fees$0153
Additional Noninterest Income$1,750,0001,369
Total noninterest expense$10,396,0001,176
Salaries and employee benefits$4,892,0001,338
Premises and equipment expense$1,363,0001,251
Additional noninterest expense$4,141,000932
Pre-tax net operating income$9,731,000703
Securities gains (losses)$04,204
Applicable income taxes$-21,0008,960
Income before extraordinary items$9,752,000558
Extraordinary gains, net$040
Net income$9,752,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0009,017
Cash dividends$12,605,000264
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,752,000515
2003-06-30 (YTD Data)Rank
Total interest income$12,658,0001,158
Total interest expense$1,764,0002,629
Net interest income$10,894,000906
Provision for loan and lease losses$07,324
Total noninterest income$2,759,0001,066
Gross Fiduciary activities income$280,000537
Service charges on deposit accounts$1,073,000806
Trading account gains and fees$0150
Additional Noninterest Income$1,406,0001,186
Total noninterest expense$7,147,0001,141
Salaries and employee benefits$3,284,0001,325
Premises and equipment expense$955,0001,195
Additional noninterest expense$2,908,000891
Pre-tax net operating income$6,506,000698
Securities gains (losses)$03,782
Applicable income taxes$-21,0009,030
Income before extraordinary items$6,527,000562
Extraordinary gains, net$030
Net income$6,527,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-225,0009,213
Cash dividends$9,414,000218
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,527,000515
2003-03-31 (YTD Data)Rank
Total interest income$6,350,0001,158
Total interest expense$937,0002,575
Net interest income$5,413,000899
Provision for loan and lease losses$06,934
Total noninterest income$1,278,0001,104
Gross Fiduciary activities income$132,000562
Service charges on deposit accounts$527,000780
Trading account gains and fees$0134
Additional Noninterest Income$619,0001,267
Total noninterest expense$3,537,0001,136
Salaries and employee benefits$1,696,0001,275
Premises and equipment expense$456,0001,257
Additional noninterest expense$1,385,000906
Pre-tax net operating income$3,154,000725
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$3,154,000564
Extraordinary gains, net$021
Net income$3,154,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$5,702,000170
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,154,000525
2002-12-31 (YTD Data)Rank
Total interest income$26,576,0001,154
Total interest expense$4,428,0002,512
Net interest income$22,148,000880
Provision for loan and lease losses$1,000,0001,347
Total noninterest income$5,162,0001,027
Gross Fiduciary activities income$570,000534
Service charges on deposit accounts$2,197,000737
Trading account gains and fees$0153
Additional Noninterest Income$2,395,0001,159
Total noninterest expense$14,252,0001,087
Salaries and employee benefits$6,614,0001,218
Premises and equipment expense$1,835,0001,205
Additional noninterest expense$5,803,000857
Pre-tax net operating income$12,058,000729
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$12,058,000551
Extraordinary gains, net$070
Net income$12,058,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,188,000823
Cash dividends$12,057,000318
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,058,000522
2001-12-31 (YTD Data)Rank
Total interest income$30,374,0001,119
Total interest expense$7,809,0002,062
Net interest income$22,565,000786
Provision for loan and lease losses$1,500,000899
Total noninterest income$5,071,000987
Gross Fiduciary activities income$571,000551
Service charges on deposit accounts$2,073,000723
Trading account gains and fees$0177
Additional Noninterest Income$2,427,0001,088
Total noninterest expense$14,979,000988
Salaries and employee benefits$7,110,0001,042
Premises and equipment expense$1,808,0001,179
Additional noninterest expense$6,061,000822
Pre-tax net operating income$11,157,000694
Securities gains (losses)$6,0003,836
Applicable income taxes$5,0007,734
Income before extraordinary items$11,158,000532
Extraordinary gains, net$0105
Net income$11,158,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,302
Cash dividends$8,369,000425
Sale, conversion, retirement of capital stock, net$0922
Net operating income$11,152,000510
2000-12-31 (YTD Data)Rank
Total interest income$31,737,0001,105
Total interest expense$8,969,0001,925
Net interest income$22,768,000770
Provision for loan and lease losses$310,0002,759
Total noninterest income$4,642,000976
Gross Fiduciary activities income$632,000530
Service charges on deposit accounts$1,608,000839
Trading account gains and fees$0180
Additional Noninterest Income$2,402,0001,003
Total noninterest expense$14,363,000982
Salaries and employee benefits$6,600,0001,069
Premises and equipment expense$2,185,000914
Additional noninterest expense$5,578,000879
Pre-tax net operating income$12,737,000629
Securities gains (losses)$01,956
Applicable income taxes$-24,0009,393
Income before extraordinary items$12,761,000467
Extraordinary gains, net$038
Net income$12,761,000469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,320
Cash dividends$15,571,000285
Sale, conversion, retirement of capital stock, net$0969
Net operating income$12,761,000467
1999-12-31 (YTD Data)Rank
Total interest income$29,507,0001,111
Total interest expense$8,484,0001,750
Net interest income$21,023,000838
Provision for loan and lease losses$08,503
Total noninterest income$7,351,000734
Gross Fiduciary activities income$670,000555
Service charges on deposit accounts$1,690,000788
Trading account gains and fees$0173
Additional Noninterest Income$4,991,000652
Total noninterest expense$15,870,000904
Salaries and employee benefits$7,114,000965
Premises and equipment expense$2,226,000900
Additional noninterest expense$6,530,000802
Pre-tax net operating income$12,504,000688
Securities gains (losses)$22,0001,340
Applicable income taxes$52,0007,609
Income before extraordinary items$12,474,000523
Extraordinary gains, net$035
Net income$12,474,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,373
Cash dividends$6,455,000553
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,452,000512
1998-12-31 (YTD Data)Rank
Total interest income$28,689,0001,135
Total interest expense$9,516,0001,619
Net interest income$19,173,000896
Provision for loan and lease losses$400,0002,051
Total noninterest income$7,037,000748
Gross Fiduciary activities income$764,000523
Service charges on deposit accounts$1,676,000745
Trading account gains and fees$0224
Additional Noninterest Income$4,597,000690
Total noninterest expense$14,966,000926
Salaries and employee benefits$6,352,0001,032
Premises and equipment expense$2,176,000896
Additional noninterest expense$6,438,000806
Pre-tax net operating income$10,844,000729
Securities gains (losses)$04,449
Applicable income taxes$-334,00010,362
Income before extraordinary items$11,178,000525
Extraordinary gains, net$032
Net income$11,178,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,550
Cash dividends$8,383,000439
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$11,178,000500
1997-12-31 (YTD Data)Rank
Total interest income$26,190,0001,286
Total interest expense$8,117,0001,908
Net interest income$18,073,000987
Provision for loan and lease losses$08,829
Total noninterest income$6,721,000753
Gross Fiduciary activities income$744,000547
Service charges on deposit accounts$1,654,000769
Trading account gains and fees$0239
Additional Noninterest Income$4,323,000682
Total noninterest expense$14,929,000940
Salaries and employee benefits$6,153,0001,073
Premises and equipment expense$2,199,000908
Additional noninterest expense$6,577,000793
Pre-tax net operating income$9,865,000830
Securities gains (losses)$03,944
Applicable income taxes$3,551,000807
Income before extraordinary items$6,314,000877
Extraordinary gains, net$044
Net income$6,314,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,547
Cash dividends$6,947,000490
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,314,000853
1996-12-31 (YTD Data)Rank
Total interest income$24,165,0001,413
Total interest expense$7,822,0002,005
Net interest income$16,343,0001,113
Provision for loan and lease losses$09,041
Total noninterest income$8,250,000668
Gross Fiduciary activities income$739,000602
Service charges on deposit accounts$1,618,000823
Trading account gains and fees$0262
Additional Noninterest Income$5,893,000582
Total noninterest expense$15,933,000955
Salaries and employee benefits$5,680,0001,180
Premises and equipment expense$2,053,0001,031
Additional noninterest expense$8,200,000784
Pre-tax net operating income$8,660,000884
Securities gains (losses)$04,148
Applicable income taxes$2,886,000902
Income before extraordinary items$5,774,000915
Extraordinary gains, net$053
Net income$5,774,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,724
Cash dividends$1,921,0001,337
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,774,000898
1995-12-31 (YTD Data)Rank
Total interest income$21,521,0001,571
Total interest expense$6,774,0002,300
Net interest income$14,747,0001,222
Provision for loan and lease losses$200,0002,992
Total noninterest income$7,653,000720
Gross Fiduciary activities income$630,000670
Service charges on deposit accounts$1,418,000942
Trading account gains and fees$0522
Additional Noninterest Income$5,605,000613
Total noninterest expense$14,102,0001,063
Salaries and employee benefits$4,976,0001,332
Premises and equipment expense$1,351,0001,509
Additional noninterest expense$7,775,000813
Pre-tax net operating income$8,098,000968
Securities gains (losses)$-2,0009,253
Applicable income taxes$2,654,000999
Income before extraordinary items$5,442,000977
Extraordinary gains, net$065
Net income$5,442,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,236
Cash dividends$2,137,0001,174
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,443,340969
1994-12-31 (YTD Data)Rank
Total interest income$18,021,0001,704
Total interest expense$5,339,0002,320
Net interest income$12,682,0001,417
Provision for loan and lease losses$09,146
Total noninterest income$5,366,000883
Gross Fiduciary activities income$638,000655
Service charges on deposit accounts$1,265,0001,046
Trading account gains and fees$0475
Additional Noninterest Income$3,463,000800
Total noninterest expense$11,657,0001,270
Salaries and employee benefits$4,797,0001,411
Premises and equipment expense$1,096,0001,864
Additional noninterest expense$5,764,0001,044
Pre-tax net operating income$6,391,0001,176
Securities gains (losses)$-1,0008,790
Applicable income taxes$2,044,0001,188
Income before extraordinary items$4,346,0001,168
Extraordinary gains, net$0249
Net income$4,346,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$1,798,0001,229
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,346,6801,181
1993-12-31 (YTD Data)Rank
Total interest income$13,967,0002,230
Total interest expense$4,309,0002,962
Net interest income$9,658,0001,867
Provision for loan and lease losses$010,371
Total noninterest income$2,945,0001,489
Gross Fiduciary activities income$700,000644
Service charges on deposit accounts$1,017,0001,334
Trading account gains and fees$0532
Additional Noninterest Income$1,228,0001,786
Total noninterest expense$6,983,0002,097
Salaries and employee benefits$3,510,0001,905
Premises and equipment expense$856,0002,389
Additional noninterest expense$2,617,0002,131
Pre-tax net operating income$5,620,0001,235
Securities gains (losses)$63,0003,105
Applicable income taxes$1,733,0001,371
Income before extraordinary items$3,950,0001,288
Extraordinary gains, net$03,149
Net income$3,950,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-136,00013,022
Cash dividends$445,0003,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,905,9001,213
1992-12-31 (YTD Data)Rank
Total interest income$11,534,0003,051
Total interest expense$4,515,0003,634
Net interest income$7,019,0002,582
Provision for loan and lease losses$90,0007,540
Total noninterest income$1,795,0002,085
Gross Fiduciary activities income$625,000692
Service charges on deposit accounts$769,0001,758
Trading account gains and fees$0504
Additional Noninterest Income$401,0003,708
Total noninterest expense$5,050,0002,839
Salaries and employee benefits$2,372,0002,733
Premises and equipment expense$612,0003,293
Additional noninterest expense$2,066,0002,718
Pre-tax net operating income$3,674,0001,685
Securities gains (losses)$84,0003,291
Applicable income taxes$1,154,0001,827
Income before extraordinary items$2,604,0001,754
Extraordinary gains, net$01,422
Net income$2,604,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0003,850
Cash dividends$652,0002,252
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,546,0401,650

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.