Home > The Prudential Bank and Trust Company > Income and Expense
The Prudential Bank and Trust Company, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 2,812 |
| Total interest expense | $1,069,000 | 1,865 |
| Net interest income | $1,411,000 | 3,420 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,632,000 | 588 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,632,000 | 399 |
| Total noninterest expense | $4,046,000 | 1,010 |
| Salaries and employee benefits | $2,673,000 | 815 |
| Premises and equipment expense | $541,000 | 1,097 |
| Additional noninterest expense | $832,000 | 1,451 |
| Pre-tax net operating income | $-3,000 | 8,575 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-4,000 | 8,819 |
| Income before extraordinary items | $1,000 | 8,573 |
| Extraordinary gains, net | $-32,000 | 9,106 |
| Net income | $-31,000 | 8,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $110,000,000 | 25 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,000 | 8,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,032,000 | 1,595 |
| Total interest expense | $6,634,000 | 1,338 |
| Net interest income | $11,398,000 | 1,700 |
| Provision for loan and lease losses | $-1,636,000 | 9,157 |
| Total noninterest income | $14,791,000 | 494 |
| Gross Fiduciary activities income | $1,741,000 | 288 |
| Service charges on deposit accounts | $3,000 | 8,011 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,047,000 | 369 |
| Total noninterest expense | $40,241,000 | 454 |
| Salaries and employee benefits | $15,967,000 | 544 |
| Premises and equipment expense | $2,709,000 | 830 |
| Additional noninterest expense | $21,565,000 | 319 |
| Pre-tax net operating income | $-12,416,000 | 9,166 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-3,711,000 | 9,166 |
| Income before extraordinary items | $-8,705,000 | 9,167 |
| Extraordinary gains, net | $6,000 | 46 |
| Net income | $-8,699,000 | 9,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,705,000 | 9,153 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,081,000 | 1,552 |
| Total interest expense | $5,308,000 | 1,306 |
| Net interest income | $8,773,000 | 1,673 |
| Provision for loan and lease losses | $-1,645,000 | 9,220 |
| Total noninterest income | $12,112,000 | 485 |
| Gross Fiduciary activities income | $1,520,000 | 268 |
| Service charges on deposit accounts | $2,000 | 8,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,590,000 | 375 |
| Total noninterest expense | $31,243,000 | 450 |
| Salaries and employee benefits | $10,561,000 | 629 |
| Premises and equipment expense | $2,171,000 | 791 |
| Additional noninterest expense | $18,511,000 | 291 |
| Pre-tax net operating income | $-8,713,000 | 9,216 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $-2,762,000 | 9,221 |
| Income before extraordinary items | $-5,949,000 | 9,219 |
| Extraordinary gains, net | $-3,000 | 9,208 |
| Net income | $-5,952,000 | 9,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-5,950,360 | 9,196 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 1,540 |
| Total interest expense | $3,784,000 | 1,264 |
| Net interest income | $5,805,000 | 1,677 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $7,654,000 | 494 |
| Gross Fiduciary activities income | $1,062,000 | 265 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,590,000 | 389 |
| Total noninterest expense | $12,996,000 | 655 |
| Salaries and employee benefits | $6,828,000 | 642 |
| Premises and equipment expense | $1,488,000 | 775 |
| Additional noninterest expense | $4,680,000 | 589 |
| Pre-tax net operating income | $463,000 | 5,512 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $470,000 | 2,409 |
| Income before extraordinary items | $-7,000 | 8,784 |
| Extraordinary gains, net | $10,000 | 22 |
| Net income | $3,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,704 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-7,000 | 8,677 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 1,671 |
| Total interest expense | $1,823,000 | 1,343 |
| Net interest income | $2,613,000 | 1,872 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $3,787,000 | 502 |
| Gross Fiduciary activities income | $496,000 | 281 |
| Service charges on deposit accounts | $1,000 | 8,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,290,000 | 394 |
| Total noninterest expense | $6,419,000 | 653 |
| Salaries and employee benefits | $3,388,000 | 644 |
| Premises and equipment expense | $699,000 | 826 |
| Additional noninterest expense | $2,332,000 | 599 |
| Pre-tax net operating income | $-19,000 | 8,811 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $-85,000 | 9,017 |
| Extraordinary gains, net | $-14,000 | 9,299 |
| Net income | $-99,000 | 9,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-85,000 | 8,940 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,483,000 | 1,357 |
| Total interest expense | $10,092,000 | 1,114 |
| Net interest income | $12,391,000 | 1,563 |
| Provision for loan and lease losses | $-952,000 | 9,341 |
| Total noninterest income | $16,048,000 | 463 |
| Gross Fiduciary activities income | $2,093,000 | 278 |
| Service charges on deposit accounts | $8,000 | 8,100 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,947,000 | 357 |
| Total noninterest expense | $28,279,000 | 586 |
| Salaries and employee benefits | $16,382,000 | 516 |
| Premises and equipment expense | $2,794,000 | 786 |
| Additional noninterest expense | $9,103,000 | 598 |
| Pre-tax net operating income | $1,112,000 | 4,916 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $375,000 | 4,026 |
| Income before extraordinary items | $737,000 | 5,416 |
| Extraordinary gains, net | $13,000 | 58 |
| Net income | $750,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-291,000 | 9,318 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $737,000 | 5,274 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,923,000 | 836 |
| Total interest expense | $23,148,000 | 725 |
| Net interest income | $17,775,000 | 1,023 |
| Provision for loan and lease losses | $-1,888,000 | 9,602 |
| Total noninterest income | $13,405,000 | 497 |
| Gross Fiduciary activities income | $1,692,000 | 316 |
| Service charges on deposit accounts | $10,000 | 8,248 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,703,000 | 385 |
| Total noninterest expense | $26,429,000 | 616 |
| Salaries and employee benefits | $15,715,000 | 510 |
| Premises and equipment expense | $2,764,000 | 766 |
| Additional noninterest expense | $7,950,000 | 674 |
| Pre-tax net operating income | $6,639,000 | 1,116 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,516,000 | 979 |
| Income before extraordinary items | $4,123,000 | 1,320 |
| Extraordinary gains, net | $-17,000 | 9,513 |
| Net income | $4,106,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,123,000 | 1,265 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $69,163,000 | 552 |
| Total interest expense | $33,747,000 | 568 |
| Net interest income | $35,416,000 | 532 |
| Provision for loan and lease losses | $-10,948,000 | 9,901 |
| Total noninterest income | $36,813,000 | 257 |
| Gross Fiduciary activities income | $1,702,000 | 313 |
| Service charges on deposit accounts | $13,000 | 8,373 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $35,098,000 | 207 |
| Total noninterest expense | $34,813,000 | 466 |
| Salaries and employee benefits | $20,281,000 | 367 |
| Premises and equipment expense | $4,078,000 | 545 |
| Additional noninterest expense | $10,454,000 | 563 |
| Pre-tax net operating income | $48,364,000 | 242 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $18,160,000 | 228 |
| Income before extraordinary items | $30,204,000 | 252 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $30,204,000 | 252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,187,000 | 210 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $30,204,000 | 246 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $75,089,000 | 502 |
| Total interest expense | $29,386,000 | 569 |
| Net interest income | $45,703,000 | 449 |
| Provision for loan and lease losses | $10,776,000 | 187 |
| Total noninterest income | $14,016,000 | 496 |
| Gross Fiduciary activities income | $6,340,000 | 167 |
| Service charges on deposit accounts | $17,000 | 8,549 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,659,000 | 511 |
| Total noninterest expense | $52,779,000 | 351 |
| Salaries and employee benefits | $23,694,000 | 334 |
| Premises and equipment expense | $5,791,000 | 398 |
| Additional noninterest expense | $23,294,000 | 328 |
| Pre-tax net operating income | $-3,836,000 | 10,193 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,342,000 | 10,185 |
| Income before extraordinary items | $-2,494,000 | 10,171 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,494,000 | 10,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,993,000 | 156 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,494,000 | 10,167 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $99,763,000 | 396 |
| Total interest expense | $36,977,000 | 491 |
| Net interest income | $62,786,000 | 336 |
| Provision for loan and lease losses | $21,806,000 | 132 |
| Total noninterest income | $45,525,000 | 244 |
| Gross Fiduciary activities income | $6,935,000 | 166 |
| Service charges on deposit accounts | $27,000 | 8,571 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $38,563,000 | 199 |
| Total noninterest expense | $88,087,000 | 246 |
| Salaries and employee benefits | $28,966,000 | 266 |
| Premises and equipment expense | $9,181,000 | 261 |
| Additional noninterest expense | $49,940,000 | 217 |
| Pre-tax net operating income | $-1,582,000 | 10,401 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $-540,000 | 10,398 |
| Income before extraordinary items | $-1,026,000 | 10,362 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,026,000 | 10,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,350,000 | 109 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,036,560 | 10,345 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $126,864,000 | 331 |
| Total interest expense | $49,756,000 | 394 |
| Net interest income | $77,108,000 | 283 |
| Provision for loan and lease losses | $64,851,000 | 63 |
| Total noninterest income | $43,551,000 | 238 |
| Gross Fiduciary activities income | $6,323,000 | 175 |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $37,171,000 | 192 |
| Total noninterest expense | $152,266,000 | 170 |
| Salaries and employee benefits | $38,233,000 | 213 |
| Premises and equipment expense | $12,725,000 | 209 |
| Additional noninterest expense | $101,308,000 | 136 |
| Pre-tax net operating income | $-96,458,000 | 10,945 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-23,349,000 | 10,921 |
| Income before extraordinary items | $-73,109,000 | 10,922 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-73,109,000 | 10,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,918,000 | 55 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-73,109,000 | 10,922 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $92,240,000 | 465 |
| Total interest expense | $57,814,000 | 381 |
| Net interest income | $34,426,000 | 591 |
| Provision for loan and lease losses | $45,509,000 | 74 |
| Total noninterest income | $55,883,000 | 214 |
| Gross Fiduciary activities income | $5,827,000 | 205 |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $49,992,000 | 174 |
| Total noninterest expense | $130,184,000 | 208 |
| Salaries and employee benefits | $35,694,000 | 245 |
| Premises and equipment expense | $12,584,000 | 235 |
| Additional noninterest expense | $81,906,000 | 170 |
| Pre-tax net operating income | $-85,384,000 | 11,479 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-31,502,000 | 11,450 |
| Income before extraordinary items | $-53,882,000 | 11,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-53,882,000 | 11,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,935,000 | 120 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-53,882,000 | 11,452 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $101,118,000 | 450 |
| Total interest expense | $69,894,000 | 347 |
| Net interest income | $31,224,000 | 661 |
| Provision for loan and lease losses | $16,505,000 | 132 |
| Total noninterest income | $80,138,000 | 167 |
| Gross Fiduciary activities income | $5,337,000 | 227 |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $74,730,000 | 118 |
| Total noninterest expense | $98,335,000 | 250 |
| Salaries and employee benefits | $34,839,000 | 260 |
| Premises and equipment expense | $8,446,000 | 335 |
| Additional noninterest expense | $55,050,000 | 223 |
| Pre-tax net operating income | $-3,478,000 | 11,952 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-4,021,000 | 11,947 |
| Income before extraordinary items | $543,000 | 6,945 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $543,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,380,000 | 142 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $543,000 | 6,925 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $91,789,000 | 431 |
| Total interest expense | $51,620,000 | 364 |
| Net interest income | $40,169,000 | 525 |
| Provision for loan and lease losses | $16,287,000 | 135 |
| Total noninterest income | $75,447,000 | 176 |
| Gross Fiduciary activities income | $5,538,000 | 217 |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $69,818,000 | 115 |
| Total noninterest expense | $83,903,000 | 283 |
| Salaries and employee benefits | $27,585,000 | 323 |
| Premises and equipment expense | $5,829,000 | 436 |
| Additional noninterest expense | $50,489,000 | 235 |
| Pre-tax net operating income | $15,426,000 | 560 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $6,245,000 | 483 |
| Income before extraordinary items | $9,181,000 | 614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,181,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,389,000 | 175 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,181,000 | 618 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $77,683,000 | 482 |
| Total interest expense | $41,943,000 | 406 |
| Net interest income | $35,740,000 | 567 |
| Provision for loan and lease losses | $15,733,000 | 198 |
| Total noninterest income | $51,979,000 | 208 |
| Gross Fiduciary activities income | $6,341,000 | 196 |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $45,552,000 | 143 |
| Total noninterest expense | $72,828,000 | 315 |
| Salaries and employee benefits | $24,970,000 | 334 |
| Premises and equipment expense | $4,450,000 | 545 |
| Additional noninterest expense | $43,408,000 | 265 |
| Pre-tax net operating income | $-842,000 | 12,944 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-169,000 | 13,020 |
| Income before extraordinary items | $-673,000 | 12,938 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-673,000 | 12,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,851,000 | 253 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-673,000 | 12,891 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $99,800,000 | 437 |
| Total interest expense | $50,932,000 | 430 |
| Net interest income | $48,868,000 | 459 |
| Provision for loan and lease losses | $24,566,000 | 191 |
| Total noninterest income | $36,821,000 | 254 |
| Gross Fiduciary activities income | $5,349,000 | 210 |
| Service charges on deposit accounts | $64,000 | 9,773 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $31,408,000 | 192 |
| Total noninterest expense | $61,290,000 | 344 |
| Salaries and employee benefits | $17,277,000 | 433 |
| Premises and equipment expense | $3,341,000 | 721 |
| Additional noninterest expense | $40,672,000 | 283 |
| Pre-tax net operating income | $-167,000 | 13,042 |
| Securities gains (losses) | $5,456,000 | 189 |
| Applicable income taxes | $1,842,000 | 1,204 |
| Income before extraordinary items | $3,447,000 | 1,356 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,447,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,690,000 | 237 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-99,400 | 12,915 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.