Home > The Prudential Bank and Trust Company > Assets and Liabilities
The Prudential Bank and Trust Company, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $108,468,000 | 4,552 |
| Cash and due from depository institutions | $864,000 | 1,834 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $1,168,000 | 8,651 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,227 |
| Net loans & leases | $90,000,000 | 3,663 |
| Loan loss allowance | $0 | 9,009 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $62,000 | 8,783 |
| Other real estate owned | $0 | 1,834 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,374,000 | 2,770 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $108,468,000 | 4,552 |
| Total liabilities | $85,769,000 | 4,954 |
| Total deposits | $68,704,000 | 5,420 |
| Interest-bearing deposits | $67,146,000 | 4,950 |
| Deposits held in domestic offices | $68,704,000 | 5,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $17,065,000 | 430 |
| Total equity capital | $22,699,000 | 2,471 |
| Total bank equity capital | $22,699,000 | 2,471 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,020,000 | 2,775 |
| Surplus | $21,682,000 | 1,012 |
| Undivided profits | $-3,000 | 8,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $38,000 | 8,959 |
| Earning assets | $103,168,000 | 4,444 |
| Long-term assets (5+ years) | $588,000 | 7,813 |
| Average Assets, year-to-date | $249,396,500 | 2,232 |
| Average Assets, quarterly | $249,396,500 | 2,232 |
| Volatile liabilities | $7,928,000 | 6,269 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $0 | 8,875 |
| Tier 1 (core) risk-based capital | $22,671,000 | 2,321 |
| Tier 2 risk-based capital | $0 | 9,014 |
| Total risk weighted assets | $26,093,000 | 7,321 |
| Total unused commitments | $0 | 8,876 |
| Derivatives | $932,000 | 614 |
| 2003-12-31 | Rank | |
| # of Employees: | 99 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $390,325,000 | 1,451 |
| Cash and due from depository institutions | $1,866,000 | 1,748 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $1,168,000 | 8,727 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 621 |
| Net loans & leases | $361,727,000 | 990 |
| Loan loss allowance | $0 | 9,071 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,104,000 | 5,675 |
| Other real estate owned | $0 | 1,748 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,460,000 | 2,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,325,000 | 1,451 |
| Total liabilities | $257,597,000 | 1,963 |
| Total deposits | $73,454,000 | 5,201 |
| Interest-bearing deposits | $72,314,000 | 4,680 |
| Deposits held in domestic offices | $73,454,000 | 5,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $162,000,000 | 382 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $22,143,000 | 358 |
| Total equity capital | $132,728,000 | 455 |
| Total bank equity capital | $132,728,000 | 455 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,020,000 | 2,797 |
| Surplus | $226,495,000 | 183 |
| Undivided profits | $-94,787,000 | 9,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $797,000 | 3,681 |
| Earning assets | $380,895,000 | 1,346 |
| Long-term assets (5+ years) | $587,000 | 7,862 |
| Average Assets, year-to-date | $603,654,200 | 890 |
| Average Assets, quarterly | $535,890,500 | 1,024 |
| Volatile liabilities | $170,099,000 | 695 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $361,727,000 | 46 |
| Unused loan commitments | $269,176,000 | 421 |
| Tier 1 (core) risk-based capital | $132,703,000 | 417 |
| Tier 2 risk-based capital | $0 | 9,074 |
| Total risk weighted assets | $309,549,000 | 1,223 |
| Total unused commitments | $269,176,000 | 421 |
| Derivatives | $932,000 | 564 |
| 2003-09-30 | Rank | |
| # of Employees: | 126 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $681,456,000 | 837 |
| Cash and due from depository institutions | $907,000 | 1,393 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $1,309,000 | 8,721 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,606 |
| Net loans & leases | $667,707,000 | 555 |
| Loan loss allowance | $0 | 9,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,348,000 | 5,182 |
| Other real estate owned | $0 | 1,393 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,185,000 | 1,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $681,456,000 | 837 |
| Total liabilities | $545,976,000 | 928 |
| Total deposits | $525,541,000 | 847 |
| Interest-bearing deposits | $523,324,000 | 730 |
| Deposits held in domestic offices | $525,541,000 | 843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $20,435,000 | 392 |
| Total equity capital | $135,480,000 | 458 |
| Total bank equity capital | $135,480,000 | 458 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,020,000 | 2,814 |
| Surplus | $226,495,000 | 179 |
| Undivided profits | $-92,035,000 | 9,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $845,000 | 3,668 |
| Earning assets | $672,016,000 | 784 |
| Long-term assets (5+ years) | $594,000 | 7,919 |
| Average Assets, year-to-date | $656,986,500 | 846 |
| Average Assets, quarterly | $708,960,000 | 804 |
| Volatile liabilities | $9,027,000 | 5,980 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $667,707,000 | 38 |
| Unused loan commitments | $301,838,000 | 396 |
| Tier 1 (core) risk-based capital | $135,449,000 | 414 |
| Tier 2 risk-based capital | $0 | 9,129 |
| Total risk weighted assets | $397,087,000 | 962 |
| Total unused commitments | $301,838,000 | 396 |
| Derivatives | $932,000 | 578 |
| 2003-06-30 | Rank | |
| # of Employees: | 145 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $736,464,000 | 770 |
| Cash and due from depository institutions | $1,524,000 | 1,169 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $2,989,000 | 8,333 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,431 |
| Net loans & leases | $715,486,000 | 511 |
| Loan loss allowance | $1,630,000 | 2,645 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,644,000 | 4,685 |
| Other real estate owned | $1,000 | 1,169 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,820,000 | 2,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $736,464,000 | 770 |
| Total liabilities | $595,053,000 | 851 |
| Total deposits | $586,737,000 | 732 |
| Interest-bearing deposits | $585,455,000 | 630 |
| Deposits held in domestic offices | $586,737,000 | 727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,316,000 | 705 |
| Total equity capital | $141,411,000 | 426 |
| Total bank equity capital | $141,411,000 | 426 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,020,000 | 2,814 |
| Surplus | $226,495,000 | 174 |
| Undivided profits | $-86,104,000 | 9,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $960,000 | 3,112 |
| Earning assets | $729,475,000 | 716 |
| Long-term assets (5+ years) | $1,456,000 | 7,537 |
| Average Assets, year-to-date | $648,830,000 | 851 |
| Average Assets, quarterly | $672,575,000 | 833 |
| Volatile liabilities | $9,999,000 | 5,710 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $314,036,000 | 381 |
| Tier 1 (core) risk-based capital | $141,405,000 | 389 |
| Tier 2 risk-based capital | $1,630,000 | 2,432 |
| Total risk weighted assets | $421,286,000 | 893 |
| Total unused commitments | $314,036,000 | 383 |
| Derivatives | $932,000 | 561 |
| 2003-03-31 | Rank | |
| # of Employees: | 153 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $608,686,000 | 901 |
| Cash and due from depository institutions | $2,016,000 | 1,087 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,616,000 | 7,625 |
| Federal funds sold & reverse repurchase agreements | $22,500,000 | 703 |
| Net loans & leases | $572,516,000 | 617 |
| Loan loss allowance | $1,618,000 | 2,636 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,010,000 | 4,097 |
| Other real estate owned | $1,000 | 1,087 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,027,000 | 2,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $608,686,000 | 901 |
| Total liabilities | $467,349,000 | 1,048 |
| Total deposits | $459,002,000 | 918 |
| Interest-bearing deposits | $457,448,000 | 815 |
| Deposits held in domestic offices | $459,002,000 | 916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,347,000 | 712 |
| Total equity capital | $141,337,000 | 417 |
| Total bank equity capital | $141,337,000 | 417 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,020,000 | 2,825 |
| Surplus | $226,495,000 | 174 |
| Undivided profits | $-86,178,000 | 9,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $946,000 | 3,223 |
| Earning assets | $600,632,000 | 845 |
| Long-term assets (5+ years) | $1,021,000 | 7,716 |
| Average Assets, year-to-date | $605,013,000 | 893 |
| Average Assets, quarterly | $605,013,000 | 893 |
| Volatile liabilities | $11,832,000 | 5,217 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $338,988,000 | 360 |
| Tier 1 (core) risk-based capital | $141,303,000 | 382 |
| Tier 2 risk-based capital | $1,618,000 | 2,412 |
| Total risk weighted assets | $393,818,000 | 931 |
| Total unused commitments | $338,988,000 | 361 |
| Derivatives | $954,000 | 516 |
| 2002-12-31 | Rank | |
| # of Employees: | 177 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $601,340,000 | 894 |
| Cash and due from depository institutions | $955,000 | 923 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $7,805,000 | 7,079 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,217 |
| Net loans & leases | $578,642,000 | 606 |
| Loan loss allowance | $1,614,000 | 2,583 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,351,000 | 3,676 |
| Other real estate owned | $1,000 | 923 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,086,000 | 2,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $601,340,000 | 894 |
| Total liabilities | $459,860,000 | 1,058 |
| Total deposits | $448,051,000 | 927 |
| Interest-bearing deposits | $446,024,000 | 814 |
| Deposits held in domestic offices | $448,051,000 | 924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,809,000 | 553 |
| Total equity capital | $141,480,000 | 409 |
| Total bank equity capital | $141,480,000 | 409 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,020,000 | 2,827 |
| Surplus | $226,495,000 | 171 |
| Undivided profits | $-86,035,000 | 9,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,052,000 | 3,063 |
| Earning assets | $592,947,000 | 840 |
| Long-term assets (5+ years) | $1,435,000 | 7,535 |
| Average Assets, year-to-date | $652,573,600 | 784 |
| Average Assets, quarterly | $627,702,000 | 849 |
| Volatile liabilities | $13,046,000 | 4,945 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $292,046,000 | 385 |
| Tier 1 (core) risk-based capital | $141,402,000 | 375 |
| Tier 2 risk-based capital | $1,614,000 | 2,384 |
| Total risk weighted assets | $384,663,000 | 936 |
| Total unused commitments | $292,046,000 | 386 |
| Derivatives | $1,201,000 | 462 |
| 2001-12-31 | Rank | |
| # of Employees: | 231 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $676,026,000 | 767 |
| Cash and due from depository institutions | $960,000 | 697 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $195,247,000 | 611 |
| Federal funds sold & reverse repurchase agreements | $33,800,000 | 434 |
| Net loans & leases | $438,052,000 | 770 |
| Loan loss allowance | $2,275,000 | 1,764 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,589,000 | 2,523 |
| Other real estate owned | $1,000 | 697 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,377,000 | 2,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $676,026,000 | 767 |
| Total liabilities | $534,915,000 | 867 |
| Total deposits | $517,739,000 | 754 |
| Interest-bearing deposits | $515,755,000 | 659 |
| Deposits held in domestic offices | $517,739,000 | 750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $17,176,000 | 446 |
| Total equity capital | $141,111,000 | 392 |
| Total bank equity capital | $141,111,000 | 392 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,020,000 | 2,876 |
| Surplus | $226,495,000 | 169 |
| Undivided profits | $-86,404,000 | 9,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $765,000 | 4,383 |
| Earning assets | $667,099,000 | 704 |
| Long-term assets (5+ years) | $1,556,000 | 7,597 |
| Average Assets, year-to-date | $708,591,600 | 700 |
| Average Assets, quarterly | $686,217,000 | 746 |
| Volatile liabilities | $23,636,000 | 3,241 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $189,943,000 | 488 |
| Tier 1 (core) risk-based capital | $140,649,000 | 365 |
| Tier 2 risk-based capital | $2,275,000 | 1,639 |
| Total risk weighted assets | $457,895,000 | 762 |
| Total unused commitments | $189,943,000 | 488 |
| Derivatives | $1,206,000 | 399 |
| 2000-12-31 | Rank | |
| # of Employees: | 204 | 779 |
| Assets and Liabilities | ||
| Total Assets: | $715,045,000 | 709 |
| Cash and due from depository institutions | $1,463,000 | 779 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $179,632,000 | 630 |
| Federal funds sold & reverse repurchase agreements | $44,500,000 | 295 |
| Net loans & leases | $478,205,000 | 688 |
| Loan loss allowance | $4,180,000 | 978 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,053,000 | 3,925 |
| Other real estate owned | $7,000 | 779 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $9,185,000 | 1,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $715,045,000 | 709 |
| Total liabilities | $578,457,000 | 785 |
| Total deposits | $536,648,000 | 705 |
| Interest-bearing deposits | $533,580,000 | 629 |
| Deposits held in domestic offices | $536,648,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $41,809,000 | 261 |
| Total equity capital | $136,588,000 | 401 |
| Total bank equity capital | $136,588,000 | 401 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,020,000 | 2,955 |
| Surplus | $226,495,000 | 165 |
| Undivided profits | $-90,927,000 | 9,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 2,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $416,000 | 5,774 |
| Earning assets | $702,337,000 | 660 |
| Long-term assets (5+ years) | $21,252,000 | 3,040 |
| Average Assets, year-to-date | $743,459,200 | 643 |
| Average Assets, quarterly | $718,907,500 | 689 |
| Volatile liabilities | $30,336,000 | 2,640 |
| Insider loans | $382,000 | 6,049 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $608,323,000 | 237 |
| Tier 1 (core) risk-based capital | $136,543,000 | 372 |
| Tier 2 risk-based capital | $4,180,000 | 928 |
| Total risk weighted assets | $491,381,600 | 695 |
| Total unused commitments | $608,323,000 | 239 |
| Derivatives | $1,259,000 | 430 |
| 1999-12-31 | Rank | |
| # of Employees: | 346 | 497 |
| Assets and Liabilities | ||
| Total Assets: | $739,390,000 | 684 |
| Cash and due from depository institutions | $8,906,000 | 497 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $176,348,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 602 |
| Net loans & leases | $516,588,000 | 637 |
| Loan loss allowance | $23,315,000 | 259 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,961,000 | 2,878 |
| Other real estate owned | $2,000 | 497 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $17,585,000 | 645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $739,390,000 | 684 |
| Total liabilities | $633,881,000 | 725 |
| Total deposits | $590,562,000 | 643 |
| Interest-bearing deposits | $590,562,000 | 575 |
| Deposits held in domestic offices | $590,562,000 | 639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $43,319,000 | 257 |
| Total equity capital | $105,509,000 | 472 |
| Total bank equity capital | $105,509,000 | 472 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,020,000 | 3,022 |
| Surplus | $226,495,000 | 161 |
| Undivided profits | $-122,006,000 | 10,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,522,000 | 489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $467,000 | 4,825 |
| Earning assets | $709,936,000 | 656 |
| Long-term assets (5+ years) | $28,076,000 | 2,675 |
| Average Assets, year-to-date | $773,932,200 | 641 |
| Average Assets, quarterly | $741,770,500 | 674 |
| Volatile liabilities | $30,929,000 | 2,487 |
| Insider loans | $54,000 | 8,479 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,818,972,000 | 152 |
| Tier 1 (core) risk-based capital | $106,337,000 | 451 |
| Tier 2 risk-based capital | $7,159,250 | 592 |
| Total risk weighted assets | $556,584,050 | 633 |
| Total unused commitments | $1,818,972,000 | 152 |
| Derivatives | $1,280,000 | 435 |
| 1998-12-31 | Rank | |
| # of Employees: | 408 | 428 |
| Assets and Liabilities | ||
| Total Assets: | $818,674,000 | 621 |
| Cash and due from depository institutions | $5,179,000 | 428 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $172,012,000 | 695 |
| Federal funds sold & reverse repurchase agreements | $52,500,000 | 324 |
| Net loans & leases | $559,303,000 | 567 |
| Loan loss allowance | $26,532,000 | 234 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,686,000 | 1,408 |
| Other real estate owned | $26,000 | 428 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $23,968,000 | 485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $818,674,000 | 621 |
| Total liabilities | $709,860,000 | 633 |
| Total deposits | $639,824,000 | 589 |
| Interest-bearing deposits | $639,824,000 | 520 |
| Deposits held in domestic offices | $639,824,000 | 584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,623 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $66,436,000 | 192 |
| Total equity capital | $108,814,000 | 464 |
| Total bank equity capital | $108,814,000 | 464 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,020,000 | 3,023 |
| Surplus | $226,495,000 | 156 |
| Undivided profits | $-118,701,000 | 10,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,747,000 | 438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $495,000 | 4,648 |
| Earning assets | $783,815,000 | 600 |
| Long-term assets (5+ years) | $10,216,000 | 4,670 |
| Average Assets, year-to-date | $904,150,600 | 561 |
| Average Assets, quarterly | $844,300,000 | 596 |
| Volatile liabilities | $36,450,000 | 1,837 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,977,566,000 | 149 |
| Tier 1 (core) risk-based capital | $108,831,000 | 423 |
| Tier 2 risk-based capital | $7,432,410 | 562 |
| Total risk weighted assets | $575,493,110 | 583 |
| Total unused commitments | $1,977,566,000 | 149 |
| Derivatives | $113,526,000 | 196 |
| 1997-12-31 | Rank | |
| # of Employees: | 731 | 253 |
| Assets and Liabilities | ||
| Total Assets: | $1,021,687,000 | 517 |
| Cash and due from depository institutions | $9,862,000 | 253 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $126,111,000 | 915 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 655 |
| Net loans & leases | $832,956,000 | 422 |
| Loan loss allowance | $32,076,000 | 221 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,349,000 | 707 |
| Other real estate owned | $72,000 | 253 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $22,337,000 | 475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,021,687,000 | 517 |
| Total liabilities | $931,829,000 | 518 |
| Total deposits | $698,649,000 | 563 |
| Interest-bearing deposits | $698,649,000 | 482 |
| Deposits held in domestic offices | $698,649,000 | 557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,968,000 | 341 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $65,000,000 | 491 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $69,212,000 | 193 |
| Total equity capital | $89,858,000 | 540 |
| Total bank equity capital | $89,858,000 | 540 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,020,000 | 3,095 |
| Surplus | $206,495,000 | 155 |
| Undivided profits | $-117,657,000 | 10,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,503,000 | 248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $804,000 | 2,872 |
| Earning assets | $979,067,000 | 503 |
| Long-term assets (5+ years) | $15,088,000 | 3,352 |
| Average Assets, year-to-date | $1,104,976,400 | 469 |
| Average Assets, quarterly | $1,058,646,500 | 494 |
| Volatile liabilities | $198,251,000 | 542 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,152,361,000 | 81 |
| Tier 1 (core) risk-based capital | $89,857,000 | 501 |
| Tier 2 risk-based capital | $11,035,900 | 396 |
| Total risk weighted assets | $861,832,000 | 414 |
| Total unused commitments | $6,152,361,000 | 81 |
| Derivatives | $331,526,000 | 154 |
| 1996-12-31 | Rank | |
| # of Employees: | 1,055 | 221 |
| Assets and Liabilities | ||
| Total Assets: | $1,191,245,000 | 491 |
| Cash and due from depository institutions | $13,742,000 | 221 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $254,951,000 | 523 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 909 |
| Net loans & leases | $869,533,000 | 431 |
| Loan loss allowance | $39,143,000 | 214 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,439,000 | 532 |
| Other real estate owned | $395,000 | 221 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $23,985,000 | 486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,191,245,000 | 491 |
| Total liabilities | $1,107,011,000 | 484 |
| Total deposits | $803,673,000 | 527 |
| Interest-bearing deposits | $803,673,000 | 465 |
| Deposits held in domestic offices | $803,673,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $201,931,000 | 253 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $50,000,000 | 593 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $51,407,000 | 235 |
| Total equity capital | $84,234,000 | 590 |
| Total bank equity capital | $84,234,000 | 590 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,020,000 | 3,311 |
| Surplus | $137,495,000 | 206 |
| Undivided profits | $-54,281,000 | 11,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,211,000 | 255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,277,000 | 1,726 |
| Earning assets | $1,138,684,000 | 464 |
| Long-term assets (5+ years) | $18,751,000 | 2,801 |
| Average Assets, year-to-date | $1,309,625,200 | 433 |
| Average Assets, quarterly | $1,243,982,500 | 460 |
| Volatile liabilities | $380,419,000 | 372 |
| Insider loans | $24,000 | 9,869 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,065,640,000 | 62 |
| Tier 1 (core) risk-based capital | $84,255,000 | 553 |
| Tier 2 risk-based capital | $11,722,380 | 406 |
| Total risk weighted assets | $910,370,080 | 421 |
| Total unused commitments | $9,065,640,000 | 62 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 891 | 267 |
| Assets and Liabilities | ||
| Total Assets: | $1,369,450,000 | 457 |
| Cash and due from depository institutions | $3,207,000 | 267 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $352,121,000 | 430 |
| Federal funds sold & reverse repurchase agreements | $167,802,000 | 145 |
| Net loans & leases | $702,107,000 | 528 |
| Loan loss allowance | $18,569,000 | 366 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $14,849,000 | 513 |
| Other real estate owned | $295,000 | 267 |
| Goodwill and other intangibles | $180,000 | 2,077 |
| All other assets | $128,889,000 | 167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,369,450,000 | 457 |
| Total liabilities | $1,261,181,000 | 450 |
| Total deposits | $913,820,000 | 494 |
| Interest-bearing deposits | $913,820,000 | 436 |
| Deposits held in domestic offices | $913,820,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $226,180,000 | 259 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $75,000,000 | 449 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $46,181,000 | 264 |
| Total equity capital | $108,269,000 | 491 |
| Total bank equity capital | $108,269,000 | 491 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,020,000 | 3,457 |
| Surplus | $107,495,000 | 256 |
| Undivided profits | $-246,000 | 11,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,789,000 | 410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,710,000 | 645 |
| Earning assets | $1,222,030,000 | 462 |
| Long-term assets (5+ years) | $9,123,000 | 4,276 |
| Average Assets, year-to-date | $1,382,739,400 | 438 |
| Average Assets, quarterly | $1,380,080,500 | 448 |
| Volatile liabilities | $544,063,000 | 293 |
| Insider loans | $100,000 | 9,149 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,829,583,000 | 77 |
| Tier 1 (core) risk-based capital | $108,137,000 | 467 |
| Tier 2 risk-based capital | $10,922,370 | 438 |
| Total risk weighted assets | $866,142,770 | 452 |
| Total unused commitments | $5,829,583,000 | 77 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 609 | 359 |
| Assets and Liabilities | ||
| Total Assets: | $1,348,645,000 | 449 |
| Cash and due from depository institutions | $3,441,000 | 359 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $349,926,000 | 441 |
| Federal funds sold & reverse repurchase agreements | $33,247,000 | 357 |
| Net loans & leases | $933,712,000 | 401 |
| Loan loss allowance | $16,444,000 | 399 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,625,000 | 1,314 |
| Other real estate owned | $185,000 | 359 |
| Goodwill and other intangibles | $902,000 | 1,129 |
| All other assets | $21,607,000 | 569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,348,645,000 | 449 |
| Total liabilities | $1,256,023,000 | 441 |
| Total deposits | $932,977,000 | 472 |
| Interest-bearing deposits | $932,977,000 | 421 |
| Deposits held in domestic offices | $932,977,000 | 467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $197,106,000 | 293 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $95,000,000 | 392 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $30,940,000 | 304 |
| Total equity capital | $92,622,000 | 503 |
| Total bank equity capital | $92,622,000 | 503 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,020,000 | 3,603 |
| Surplus | $92,495,000 | 276 |
| Undivided profits | $-893,000 | 12,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,195,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $6,022,000 | 400 |
| Earning assets | $1,316,885,000 | 425 |
| Long-term assets (5+ years) | $8,852,000 | 4,429 |
| Average Assets, year-to-date | $1,332,676,600 | 439 |
| Average Assets, quarterly | $1,361,659,500 | 442 |
| Volatile liabilities | $592,125,000 | 276 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,003,111,000 | 83 |
| Tier 1 (core) risk-based capital | $92,594,000 | 501 |
| Tier 2 risk-based capital | $12,100,560 | 396 |
| Total risk weighted assets | $963,701,560 | 399 |
| Total unused commitments | $4,003,111,000 | 83 |
| Derivatives | $50,000,000 | 368 |
| 1993-12-31 | Rank | |
| # of Employees: | 459 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $1,259,915,000 | 470 |
| Cash and due from depository institutions | $32,269,000 | 496 |
| Interest-bearing balances | $30,000,000 | 207 |
| Securities | $300,944,000 | 521 |
| Federal funds sold & reverse repurchase agreements | $20,475,000 | 673 |
| Net loans & leases | $875,495,000 | 411 |
| Loan loss allowance | $11,546,000 | 528 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,154,000 | 1,417 |
| Other real estate owned | $337,000 | 496 |
| Goodwill and other intangibles | $1,624,000 | 790 |
| All other assets | $23,617,000 | 528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,259,915,000 | 470 |
| Total liabilities | $1,176,502,000 | 462 |
| Total deposits | $813,385,000 | 550 |
| Interest-bearing deposits | $809,563,000 | 490 |
| Deposits held in domestic offices | $813,385,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,206,000 | 235 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $135,004,000 | 288 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $27,907,000 | 326 |
| Total equity capital | $83,413,000 | 531 |
| Total bank equity capital | $83,413,000 | 531 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,020,000 | 3,726 |
| Surplus | $92,495,000 | 267 |
| Undivided profits | $-10,102,000 | 13,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,324,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $4,400,000 | 459 |
| Earning assets | $1,226,914,000 | 439 |
| Long-term assets (5+ years) | $9,635,000 | 4,457 |
| Average Assets, year-to-date | $1,282,269,400 | 453 |
| Average Assets, quarterly | $1,289,345,000 | 456 |
| Volatile liabilities | $461,716,000 | 299 |
| Insider loans | $382,000 | 6,542 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,957,969,000 | 93 |
| Tier 1 (core) risk-based capital | $83,413,000 | 514 |
| Tier 2 risk-based capital | $11,342,480 | 405 |
| Total risk weighted assets | $907,194,880 | 409 |
| Total unused commitments | $2,957,969,000 | 93 |
| Derivatives | $500,000,000 | 155 |
| 1992-12-31 | Rank | |
| # of Employees: | 421 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $1,277,906,000 | 474 |
| Cash and due from depository institutions | $40,444,000 | 539 |
| Interest-bearing balances | $25,002,000 | 325 |
| Securities | $353,621,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $58,352,000 | 370 |
| Net loans & leases | $802,395,000 | 440 |
| Loan loss allowance | $12,245,000 | 540 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,422,000 | 1,661 |
| Other real estate owned | $774,000 | 539 |
| Goodwill and other intangibles | $2,365,000 | 657 |
| All other assets | $15,533,000 | 733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,277,906,000 | 474 |
| Total liabilities | $1,207,820,000 | 464 |
| Total deposits | $922,141,000 | 516 |
| Interest-bearing deposits | $915,995,000 | 456 |
| Deposits held in domestic offices | $922,141,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $198,031,000 | 215 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $67,500,000 | 364 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $20,148,000 | 413 |
| Total equity capital | $70,086,000 | 586 |
| Total bank equity capital | $70,086,000 | 586 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,020,000 | 3,888 |
| Surplus | $78,495,000 | 280 |
| Undivided profits | $-9,429,000 | 13,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,160,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,865,000 | 563 |
| Earning assets | $1,239,370,000 | 444 |
| Long-term assets (5+ years) | $11,776,000 | 3,884 |
| Average Assets, year-to-date | $1,227,188,800 | 475 |
| Average Assets, quarterly | $1,288,131,500 | 468 |
| Volatile liabilities | $462,902,000 | 283 |
| Insider loans | $571,000 | 1,574 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,649,832,000 | 124 |
| Tier 1 (core) risk-based capital | $67,721,000 | 574 |
| Tier 2 risk-based capital | $10,487,710 | 440 |
| Total risk weighted assets | $837,259,210 | 441 |
| Total unused commitments | $1,649,832,000 | 126 |
| Derivatives | $0 | 651 |