Home > The Provident Bank of Kentucky > Assets and Liabilities
The Provident Bank of Kentucky, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $259,312,000 | 1,757 |
| Cash and due from depository institutions | $6,003,000 | 3,119 |
| Interest-bearing balances | $219,000 | 3,838 |
| Securities | $26,642,000 | 4,003 |
| Federal funds sold & reverse repurchase agreements | $83,214,000 | 196 |
| Net loans & leases | $137,848,000 | 2,035 |
| Loan loss allowance | $1,630,000 | 2,170 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,188,000 | 3,555 |
| Other real estate owned | $120,000 | 3,119 |
| Goodwill and other intangibles | $698,000 | 1,551 |
| All other assets | $2,599,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,312,000 | 1,757 |
| Total liabilities | $229,835,000 | 1,789 |
| Total deposits | $208,796,000 | 1,801 |
| Interest-bearing deposits | $192,811,000 | 1,671 |
| Deposits held in domestic offices | $208,796,000 | 1,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,482,000 | 1,582 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $16,557,000 | 464 |
| Total equity capital | $29,477,000 | 1,531 |
| Total bank equity capital | $29,477,000 | 1,531 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,725,000 | 2,157 |
| Surplus | $10,576,000 | 1,476 |
| Undivided profits | $17,176,000 | 1,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $818,000 | 2,828 |
| Earning assets | $247,923,000 | 1,684 |
| Long-term assets (5+ years) | $14,401,000 | 3,450 |
| Average Assets, year-to-date | $257,371,600 | 1,689 |
| Average Assets, quarterly | $255,275,000 | 1,767 |
| Volatile liabilities | $19,866,000 | 3,011 |
| Insider loans | $4,933,000 | 838 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,612,000 | 2,046 |
| Tier 1 (core) risk-based capital | $28,906,000 | 1,478 |
| Tier 2 risk-based capital | $1,630,000 | 1,862 |
| Total risk weighted assets | $171,946,400 | 1,630 |
| Total unused commitments | $20,612,000 | 2,050 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $244,782,000 | 1,911 |
| Cash and due from depository institutions | $4,783,000 | 3,153 |
| Interest-bearing balances | $110,000 | 4,471 |
| Securities | $20,320,000 | 5,242 |
| Federal funds sold & reverse repurchase agreements | $17,247,000 | 760 |
| Net loans & leases | $192,182,000 | 1,519 |
| Loan loss allowance | $1,946,000 | 1,947 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,608,000 | 4,465 |
| Other real estate owned | $0 | 3,153 |
| Goodwill and other intangibles | $955,000 | 1,307 |
| All other assets | $7,687,000 | 1,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,782,000 | 1,911 |
| Total liabilities | $218,199,000 | 1,944 |
| Total deposits | $197,115,000 | 1,971 |
| Interest-bearing deposits | $182,132,000 | 1,832 |
| Deposits held in domestic offices | $197,115,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,539,000 | 2,457 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,295,000 | 1,302 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $9,250,000 | 648 |
| Total equity capital | $26,583,000 | 1,702 |
| Total bank equity capital | $26,583,000 | 1,702 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,725,000 | 2,296 |
| Surplus | $10,576,000 | 1,531 |
| Undivided profits | $14,282,000 | 1,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,646,000 | 1,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,471,000 | 1,478 |
| Earning assets | $229,859,000 | 1,866 |
| Long-term assets (5+ years) | $8,061,000 | 4,703 |
| Average Assets, year-to-date | $245,681,000 | 1,825 |
| Average Assets, quarterly | $242,350,000 | 1,912 |
| Volatile liabilities | $16,843,000 | 3,337 |
| Insider loans | $4,317,000 | 994 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,292,000 | 2,288 |
| Tier 1 (core) risk-based capital | $25,760,000 | 1,666 |
| Tier 2 risk-based capital | $1,946,000 | 1,624 |
| Total risk weighted assets | $203,090,500 | 1,409 |
| Total unused commitments | $17,292,000 | 2,303 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 61 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $246,902,000 | 1,897 |
| Cash and due from depository institutions | $4,264,000 | 3,203 |
| Interest-bearing balances | $150,000 | 4,557 |
| Securities | $18,830,000 | 5,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $217,335,000 | 1,352 |
| Loan loss allowance | $2,265,000 | 1,737 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,593,000 | 4,470 |
| Other real estate owned | $0 | 3,203 |
| Goodwill and other intangibles | $1,211,000 | 1,094 |
| All other assets | $3,669,000 | 2,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,902,000 | 1,897 |
| Total liabilities | $222,204,000 | 1,904 |
| Total deposits | $193,901,000 | 2,030 |
| Interest-bearing deposits | $180,627,000 | 1,868 |
| Deposits held in domestic offices | $193,901,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,258,000 | 963 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,295,000 | 1,151 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,750,000 | 1,083 |
| Total equity capital | $24,698,000 | 1,822 |
| Total bank equity capital | $24,698,000 | 1,822 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,725,000 | 2,355 |
| Surplus | $10,576,000 | 1,522 |
| Undivided profits | $12,397,000 | 2,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,417,000 | 1,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,786,000 | 1,255 |
| Earning assets | $236,315,000 | 1,824 |
| Long-term assets (5+ years) | $6,623,000 | 5,076 |
| Average Assets, year-to-date | $257,085,000 | 1,763 |
| Average Assets, quarterly | $248,370,500 | 1,870 |
| Volatile liabilities | $35,114,000 | 1,667 |
| Insider loans | $5,085,000 | 881 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,640,000 | 2,259 |
| Tier 1 (core) risk-based capital | $23,615,000 | 1,824 |
| Tier 2 risk-based capital | $2,265,000 | 1,411 |
| Total risk weighted assets | $216,096,100 | 1,331 |
| Total unused commitments | $16,640,000 | 2,271 |
| Derivatives | $4,653,000 | 556 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $267,104,000 | 1,720 |
| Cash and due from depository institutions | $5,647,000 | 3,222 |
| Interest-bearing balances | $134,000 | 4,881 |
| Securities | $36,366,000 | 3,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $217,872,000 | 1,299 |
| Loan loss allowance | $2,316,000 | 1,755 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,398,000 | 4,887 |
| Other real estate owned | $179,000 | 3,222 |
| Goodwill and other intangibles | $1,489,000 | 905 |
| All other assets | $4,153,000 | 1,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,104,000 | 1,720 |
| Total liabilities | $245,090,000 | 1,720 |
| Total deposits | $209,384,000 | 1,813 |
| Interest-bearing deposits | $195,066,000 | 1,696 |
| Deposits held in domestic offices | $209,384,000 | 1,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,314,000 | 836 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,295,000 | 1,211 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,097,000 | 1,278 |
| Total equity capital | $22,014,000 | 1,873 |
| Total bank equity capital | $22,014,000 | 1,873 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,725,000 | 2,416 |
| Surplus | $10,576,000 | 1,455 |
| Undivided profits | $9,713,000 | 2,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,224,000 | 1,598 |
| Earning assets | $254,372,000 | 1,656 |
| Long-term assets (5+ years) | $12,157,000 | 3,652 |
| Average Assets, year-to-date | $268,478,800 | 1,670 |
| Average Assets, quarterly | $268,638,000 | 1,701 |
| Volatile liabilities | $50,368,000 | 1,251 |
| Insider loans | $5,638,000 | 753 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,748,000 | 2,020 |
| Tier 1 (core) risk-based capital | $21,140,000 | 1,965 |
| Tier 2 risk-based capital | $2,316,000 | 1,385 |
| Total risk weighted assets | $211,595,800 | 1,326 |
| Total unused commitments | $18,748,000 | 2,031 |
| Derivatives | $11,277,000 | 498 |
| 1993-12-31 | Rank | |
| # of Employees: | 61 | 3,431 |
| Assets and Liabilities | ||
| Total Assets: | $259,257,000 | 1,784 |
| Cash and due from depository institutions | $4,530,000 | 3,431 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,517,000 | 4,199 |
| Federal funds sold & reverse repurchase agreements | $16,831,000 | 782 |
| Net loans & leases | $198,849,000 | 1,399 |
| Loan loss allowance | $1,679,000 | 2,379 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,078,000 | 5,853 |
| Other real estate owned | $292,000 | 3,431 |
| Goodwill and other intangibles | $1,872,000 | 734 |
| All other assets | $3,288,000 | 2,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,257,000 | 1,784 |
| Total liabilities | $237,691,000 | 1,776 |
| Total deposits | $222,242,000 | 1,773 |
| Interest-bearing deposits | $210,269,000 | 1,633 |
| Deposits held in domestic offices | $222,242,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $489,000 | 3,288 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,295,000 | 1,056 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,665,000 | 985 |
| Total equity capital | $21,566,000 | 1,901 |
| Total bank equity capital | $21,566,000 | 1,901 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,725,000 | 2,457 |
| Surplus | $10,576,000 | 1,383 |
| Undivided profits | $9,265,000 | 2,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 5,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $921,000 | 1,903 |
| Earning assets | $248,197,000 | 1,716 |
| Long-term assets (5+ years) | $15,092,000 | 3,293 |
| Average Assets, year-to-date | $220,368,000 | 2,048 |
| Average Assets, quarterly | $239,973,500 | 1,916 |
| Volatile liabilities | $45,248,000 | 1,293 |
| Insider loans | $2,916,000 | 1,434 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,952,000 | 3,346 |
| Tier 1 (core) risk-based capital | $19,694,000 | 2,026 |
| Tier 2 risk-based capital | $1,679,000 | 1,824 |
| Total risk weighted assets | $185,752,500 | 1,485 |
| Total unused commitments | $8,952,000 | 3,365 |
| Derivatives | $16,597,000 | 463 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $204,716,000 | 2,315 |
| Cash and due from depository institutions | $6,384,000 | 3,669 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,584,000 | 4,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $165,733,000 | 1,695 |
| Loan loss allowance | $1,293,000 | 3,034 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $911,000 | 6,568 |
| Other real estate owned | $407,000 | 3,669 |
| Goodwill and other intangibles | $2,255,000 | 672 |
| All other assets | $2,442,000 | 3,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,716,000 | 2,315 |
| Total liabilities | $184,191,000 | 2,372 |
| Total deposits | $177,097,000 | 2,336 |
| Interest-bearing deposits | $166,544,000 | 2,175 |
| Deposits held in domestic offices | $177,097,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,441,000 | 1,632 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,653,000 | 1,172 |
| Total equity capital | $20,525,000 | 1,904 |
| Total bank equity capital | $20,525,000 | 1,904 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,725,000 | 2,553 |
| Surplus | $10,032,000 | 1,401 |
| Undivided profits | $8,768,000 | 2,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 4,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $972,000 | 2,032 |
| Earning assets | $192,317,000 | 2,244 |
| Long-term assets (5+ years) | $32,965,000 | 1,708 |
| Average Assets, year-to-date | $131,979,800 | 3,437 |
| Average Assets, quarterly | $208,008,000 | 2,262 |
| Volatile liabilities | $14,411,000 | 3,073 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,753,000 | 4,225 |
| Tier 1 (core) risk-based capital | $18,270,000 | 2,069 |
| Tier 2 risk-based capital | $1,293,000 | 2,323 |
| Total risk weighted assets | $140,348,600 | 2,000 |
| Total unused commitments | $5,753,000 | 4,245 |
| Derivatives | $1,140,000 | 573 |