Home > The Professional Bank > Income and Expense
The Professional Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 4,552 |
| Total interest expense | $3,035,000 | 4,741 |
| Net interest income | $4,008,000 | 4,313 |
| Provision for loan and lease losses | $-113,000 | 11,289 |
| Total noninterest income | $443,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $212,000 | 5,361 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $4,051,000 | 3,313 |
| Salaries and employee benefits | $1,710,000 | 3,839 |
| Premises and equipment expense | $570,000 | 3,374 |
| Additional noninterest expense | $1,771,000 | 2,736 |
| Pre-tax net operating income | $513,000 | 7,865 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $138,000 | 8,066 |
| Income before extraordinary items | $375,000 | 7,821 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $375,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-330,000 | 11,391 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $375,000 | 7,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,581,000 | 3,415 |
| Total interest expense | $4,477,000 | 3,318 |
| Net interest income | $5,104,000 | 3,464 |
| Provision for loan and lease losses | $3,008,000 | 448 |
| Total noninterest income | $1,124,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $278,000 | 4,568 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $846,000 | 2,018 |
| Total noninterest expense | $4,465,000 | 3,012 |
| Salaries and employee benefits | $2,197,000 | 3,032 |
| Premises and equipment expense | $629,000 | 3,090 |
| Additional noninterest expense | $1,639,000 | 2,835 |
| Pre-tax net operating income | $-1,245,000 | 11,891 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-787,000 | 11,890 |
| Income before extraordinary items | $-458,000 | 11,784 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-458,000 | 11,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,583,000 | 397 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-458,000 | 11,777 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,193,000 | 2,990 |
| Total interest expense | $3,170,000 | 3,765 |
| Net interest income | $7,023,000 | 2,567 |
| Provision for loan and lease losses | $746,000 | 1,155 |
| Total noninterest income | $1,637,000 | 2,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,270,000 | 1,567 |
| Total noninterest expense | $6,285,000 | 2,246 |
| Salaries and employee benefits | $2,742,000 | 2,440 |
| Premises and equipment expense | $601,000 | 3,264 |
| Additional noninterest expense | $2,942,000 | 1,841 |
| Pre-tax net operating income | $1,629,000 | 4,105 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $619,000 | 3,422 |
| Income before extraordinary items | $1,010,000 | 4,509 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,010,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,756 |
| Cash dividends | $1,048,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,010,000 | 4,550 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 4,364 |
| Total interest expense | $2,028,000 | 5,770 |
| Net interest income | $4,877,000 | 3,656 |
| Provision for loan and lease losses | $470,000 | 2,190 |
| Total noninterest income | $2,069,000 | 1,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,630,000 | 1,453 |
| Total noninterest expense | $5,834,000 | 2,450 |
| Salaries and employee benefits | $2,933,000 | 2,268 |
| Premises and equipment expense | $681,000 | 2,962 |
| Additional noninterest expense | $2,220,000 | 2,500 |
| Pre-tax net operating income | $642,000 | 7,672 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $200,000 | 7,620 |
| Income before extraordinary items | $442,000 | 8,041 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $742,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,742 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $442,000 | 7,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 9,923 |
| Total interest expense | $774,000 | 11,449 |
| Net interest income | $1,726,000 | 8,578 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $271,000 | 8,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,526,000 | 7,818 |
| Salaries and employee benefits | $733,000 | 7,752 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $545,000 | 8,031 |
| Pre-tax net operating income | $462,000 | 8,698 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $377,000 | 8,443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $377,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $377,000 | 8,084 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.