Home > The PrivateBank, N.A. > Income and Expense
The PrivateBank, N.A., Income and Expense
2010-09-30 (YTD Data) | Rank | |
Total interest income | $5,438,000 | 3,896 |
Total interest expense | $1,076,000 | 4,514 |
Net interest income | $4,362,000 | 3,590 |
Provision for loan and lease losses | $1,650,000 | 1,856 |
Total noninterest income | $234,000 | 5,432 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $44,000 | 6,182 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $190,000 | 4,253 |
Total noninterest expense | $2,954,000 | 4,286 |
Salaries and employee benefits | $1,712,000 | 3,888 |
Premises and equipment expense | $533,000 | 3,310 |
Additional noninterest expense | $709,000 | 5,231 |
Pre-tax net operating income | $-8,000 | 5,993 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $25,000 | 3,894 |
Income before extraordinary items | $-33,000 | 6,200 |
Extraordinary gains, net | $0 | 23 |
Net income | $-33,000 | 6,201 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-33,000 | 6,201 |
Net charge-offs | $436,000 | 3,254 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-33,000 | 6,082 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,654,000 | 3,902 |
Total interest expense | $744,000 | 4,528 |
Net interest income | $2,910,000 | 3,597 |
Provision for loan and lease losses | $1,034,000 | 1,901 |
Total noninterest income | $164,000 | 5,342 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $29,000 | 6,223 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $135,000 | 4,158 |
Total noninterest expense | $2,036,000 | 4,184 |
Salaries and employee benefits | $1,188,000 | 3,790 |
Premises and equipment expense | $361,000 | 3,282 |
Additional noninterest expense | $487,000 | 5,153 |
Pre-tax net operating income | $4,000 | 6,045 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $16,000 | 3,895 |
Income before extraordinary items | $-12,000 | 6,212 |
Extraordinary gains, net | $0 | 19 |
Net income | $-12,000 | 6,213 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-12,000 | 6,212 |
Net charge-offs | $0 | 6,372 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-12,000 | 6,112 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,789,000 | 4,020 |
Total interest expense | $375,000 | 4,639 |
Net interest income | $1,414,000 | 3,714 |
Provision for loan and lease losses | $1,276,000 | 990 |
Total noninterest income | $80,000 | 5,424 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $14,000 | 6,285 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $66,000 | 4,229 |
Total noninterest expense | $1,082,000 | 4,053 |
Salaries and employee benefits | $638,000 | 3,636 |
Premises and equipment expense | $191,000 | 3,241 |
Additional noninterest expense | $253,000 | 5,084 |
Pre-tax net operating income | $-864,000 | 7,367 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $-326,000 | 7,644 |
Income before extraordinary items | $-538,000 | 7,291 |
Extraordinary gains, net | $0 | 16 |
Net income | $-538,000 | 7,291 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-538,000 | 7,292 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $-538,000 | 7,268 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $6,166,000 | 4,534 |
Total interest expense | $1,927,000 | 4,557 |
Net interest income | $4,239,000 | 4,402 |
Provision for loan and lease losses | $-64,000 | 7,984 |
Total noninterest income | $287,000 | 5,671 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $287,000 | 3,956 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $0 | 7,392 |
Total noninterest expense | $3,380,000 | 4,827 |
Salaries and employee benefits | $1,607,000 | 4,993 |
Premises and equipment expense | $651,000 | 3,661 |
Additional noninterest expense | $1,122,000 | 4,916 |
Pre-tax net operating income | $1,210,000 | 2,699 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $549,000 | 1,464 |
Income before extraordinary items | $661,000 | 3,454 |
Extraordinary gains, net | $0 | 34 |
Net income | $661,000 | 3,453 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $661,000 | 3,453 |
Net charge-offs | $0 | 7,246 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $661,000 | 3,390 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $4,317,000 | 4,798 |
Total interest expense | $1,481,000 | 4,637 |
Net interest income | $2,836,000 | 4,744 |
Provision for loan and lease losses | $-106,000 | 8,072 |
Total noninterest income | $242,000 | 5,576 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $242,000 | 3,761 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $0 | 7,575 |
Total noninterest expense | $2,980,000 | 4,375 |
Salaries and employee benefits | $1,660,000 | 4,087 |
Premises and equipment expense | $474,000 | 3,774 |
Additional noninterest expense | $846,000 | 4,903 |
Pre-tax net operating income | $204,000 | 4,910 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $157,000 | 2,537 |
Income before extraordinary items | $47,000 | 5,577 |
Extraordinary gains, net | $0 | 27 |
Net income | $47,000 | 5,577 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $47,000 | 5,577 |
Net charge-offs | $0 | 6,987 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $47,000 | 5,519 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,608,000 | 5,120 |
Total interest expense | $1,000,000 | 4,730 |
Net interest income | $1,608,000 | 5,203 |
Provision for loan and lease losses | $-91,000 | 8,166 |
Total noninterest income | $194,000 | 5,269 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $194,000 | 3,378 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $0 | 7,720 |
Total noninterest expense | $2,119,000 | 4,224 |
Salaries and employee benefits | $1,213,000 | 3,869 |
Premises and equipment expense | $331,000 | 3,660 |
Additional noninterest expense | $575,000 | 4,845 |
Pre-tax net operating income | $-226,000 | 6,325 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-14,000 | 6,830 |
Income before extraordinary items | $-212,000 | 6,396 |
Extraordinary gains, net | $0 | 21 |
Net income | $-212,000 | 6,395 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-212,000 | 6,395 |
Net charge-offs | $0 | 6,628 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-212,000 | 6,384 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,287,000 | 5,190 |
Total interest expense | $518,000 | 4,749 |
Net interest income | $769,000 | 5,334 |
Provision for loan and lease losses | $-109,000 | 8,214 |
Total noninterest income | $352,000 | 2,717 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $180,000 | 2,146 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $172,000 | 2,722 |
Total noninterest expense | $1,117,000 | 3,976 |
Salaries and employee benefits | $679,000 | 3,556 |
Premises and equipment expense | $171,000 | 3,628 |
Additional noninterest expense | $267,000 | 4,771 |
Pre-tax net operating income | $113,000 | 4,890 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $52,000 | 2,848 |
Income before extraordinary items | $61,000 | 5,533 |
Extraordinary gains, net | $0 | 15 |
Net income | $61,000 | 5,536 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $61,000 | 5,536 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $61,000 | 5,352 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $6,378,000 | 4,758 |
Total interest expense | $2,330,000 | 4,930 |
Net interest income | $4,048,000 | 4,550 |
Provision for loan and lease losses | $337,000 | 4,433 |
Total noninterest income | $205,000 | 6,448 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $87,000 | 6,083 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $118,000 | 5,702 |
Total noninterest expense | $2,918,000 | 5,209 |
Salaries and employee benefits | $1,438,000 | 5,462 |
Premises and equipment expense | $603,000 | 3,922 |
Additional noninterest expense | $877,000 | 5,214 |
Pre-tax net operating income | $998,000 | 3,759 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $418,000 | 2,032 |
Income before extraordinary items | $580,000 | 4,225 |
Extraordinary gains, net | $0 | 39 |
Net income | $580,000 | 4,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,039 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $580,000 | 4,382 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $4,788,000 | 4,825 |
Total interest expense | $1,707,000 | 5,118 |
Net interest income | $3,081,000 | 4,539 |
Provision for loan and lease losses | $-22,000 | 8,287 |
Total noninterest income | $173,000 | 6,378 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $70,000 | 6,028 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $103,000 | 5,588 |
Total noninterest expense | $2,248,000 | 5,103 |
Salaries and employee benefits | $1,187,000 | 5,203 |
Premises and equipment expense | $434,000 | 4,042 |
Additional noninterest expense | $627,000 | 5,298 |
Pre-tax net operating income | $1,028,000 | 3,625 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $414,000 | 2,117 |
Income before extraordinary items | $614,000 | 4,089 |
Extraordinary gains, net | $0 | 31 |
Net income | $614,000 | 4,086 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $614,000 | 4,237 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $3,265,000 | 4,820 |
Total interest expense | $1,224,000 | 5,059 |
Net interest income | $2,041,000 | 4,553 |
Provision for loan and lease losses | $-29,000 | 8,356 |
Total noninterest income | $28,000 | 7,902 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $7,000 | 7,210 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $21,000 | 7,150 |
Total noninterest expense | $1,491,000 | 5,146 |
Salaries and employee benefits | $813,000 | 5,156 |
Premises and equipment expense | $275,000 | 4,237 |
Additional noninterest expense | $403,000 | 5,397 |
Pre-tax net operating income | $607,000 | 3,993 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $246,000 | 2,451 |
Income before extraordinary items | $361,000 | 4,675 |
Extraordinary gains, net | $0 | 21 |
Net income | $361,000 | 4,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $361,000 | 4,612 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,766,000 | 4,695 |
Total interest expense | $742,000 | 4,724 |
Net interest income | $1,024,000 | 4,545 |
Provision for loan and lease losses | $31,000 | 4,334 |
Total noninterest income | $15,000 | 7,899 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $3,000 | 7,255 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $12,000 | 7,050 |
Total noninterest expense | $800,000 | 4,934 |
Salaries and employee benefits | $436,000 | 4,974 |
Premises and equipment expense | $132,000 | 4,369 |
Additional noninterest expense | $232,000 | 4,924 |
Pre-tax net operating income | $208,000 | 4,882 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $90,000 | 2,924 |
Income before extraordinary items | $118,000 | 5,593 |
Extraordinary gains, net | $0 | 15 |
Net income | $118,000 | 5,596 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $118,000 | 5,487 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $8,282,000 | 4,277 |
Total interest expense | $4,604,000 | 3,669 |
Net interest income | $3,678,000 | 4,866 |
Provision for loan and lease losses | $364,000 | 2,850 |
Total noninterest income | $58,000 | 7,958 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $9,000 | 7,324 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $49,000 | 7,114 |
Total noninterest expense | $2,894,000 | 5,120 |
Salaries and employee benefits | $1,575,000 | 5,147 |
Premises and equipment expense | $521,000 | 4,243 |
Additional noninterest expense | $798,000 | 5,351 |
Pre-tax net operating income | $478,000 | 6,063 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $212,000 | 3,785 |
Income before extraordinary items | $266,000 | 6,546 |
Extraordinary gains, net | $0 | 39 |
Net income | $266,000 | 6,545 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $12,500,000 | 151 |
Net operating income | $266,000 | 6,528 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $6,293,000 | 4,250 |
Total interest expense | $3,583,000 | 3,580 |
Net interest income | $2,710,000 | 4,959 |
Provision for loan and lease losses | $316,000 | 2,222 |
Total noninterest income | $51,000 | 7,924 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $5,000 | 7,394 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $46,000 | 6,894 |
Total noninterest expense | $2,164,000 | 5,103 |
Salaries and employee benefits | $1,219,000 | 5,044 |
Premises and equipment expense | $390,000 | 4,249 |
Additional noninterest expense | $555,000 | 5,532 |
Pre-tax net operating income | $281,000 | 6,638 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $126,000 | 4,220 |
Income before extraordinary items | $155,000 | 7,012 |
Extraordinary gains, net | $0 | 33 |
Net income | $155,000 | 7,010 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $12,500,000 | 108 |
Net operating income | $155,000 | 6,998 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $4,016,000 | 4,383 |
Total interest expense | $2,306,000 | 3,677 |
Net interest income | $1,710,000 | 5,150 |
Provision for loan and lease losses | $352,000 | 1,359 |
Total noninterest income | $49,000 | 7,679 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $4,000 | 7,405 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $45,000 | 6,440 |
Total noninterest expense | $1,456,000 | 5,109 |
Salaries and employee benefits | $811,000 | 5,096 |
Premises and equipment expense | $261,000 | 4,256 |
Additional noninterest expense | $384,000 | 5,422 |
Pre-tax net operating income | $-49,000 | 7,887 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $-6,000 | 8,116 |
Income before extraordinary items | $-43,000 | 7,899 |
Extraordinary gains, net | $0 | 29 |
Net income | $-43,000 | 7,898 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $12,500,000 | 74 |
Net operating income | $-43,000 | 7,889 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,858,000 | 4,609 |
Total interest expense | $1,123,000 | 3,705 |
Net interest income | $735,000 | 5,636 |
Provision for loan and lease losses | $306,000 | 775 |
Total noninterest income | $11,000 | 8,220 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $2,000 | 7,430 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $9,000 | 7,488 |
Total noninterest expense | $736,000 | 5,082 |
Salaries and employee benefits | $399,000 | 5,177 |
Premises and equipment expense | $137,000 | 4,125 |
Additional noninterest expense | $200,000 | 5,262 |
Pre-tax net operating income | $-296,000 | 8,409 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $-108,000 | 8,517 |
Income before extraordinary items | $-188,000 | 8,317 |
Extraordinary gains, net | $0 | 22 |
Net income | $-188,000 | 8,315 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $12,500,000 | 39 |
Net operating income | $-188,000 | 8,304 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.