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The PrivateBank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $375,279,000 | 1,842 |
| Cash and due from depository institutions | $31,833,000 | 3,361 |
| Interest-bearing balances | $29,150,000 | 240 |
| Securities | $31,337,000 | 3,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $263,344,000 | 1,851 |
| Loan loss allowance | $12,913,000 | 533 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,194,000 | 5,535 |
| Other real estate owned | $4,389,000 | 3,361 |
| Goodwill and other intangibles | $32,282,000 | 317 |
| All other assets | $10,900,000 | 1,760 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $375,279,000 | 1,842 |
| Total liabilities | $308,728,000 | 2,004 |
| Total deposits | $234,122,000 | 2,249 |
| Interest-bearing deposits | $212,428,000 | 2,169 |
| Deposits held in domestic offices | $234,122,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,400,000 | 790 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $49,500,000 | 1,201 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,706,000 | 2,650 |
| Total equity capital | $66,551,000 | 1,012 |
| Total bank equity capital | $66,551,000 | 1,012 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,558,000 | 793 |
| Surplus | $66,213,000 | 547 |
| Undivided profits | $-6,220,000 | 8,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,980,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,188,000 | 200 |
| Income earned, not collected on loans | $1,307,000 | 2,998 |
| Earning assets | $323,831,000 | 1,935 |
| Long-term assets (5+ years) | $44,484,000 | 2,463 |
| Average Assets, year-to-date | $351,312,250 | 1,904 |
| Average Assets, quarterly | $362,656,500 | 1,880 |
| Volatile liabilities | $95,869,000 | 1,512 |
| Insider loans | $3,459,000 | 2,203 |
| FHLB advances | $49,500,000 | 1,123 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $30,564,000 | 2,403 |
| Tier 1 (core) risk-based capital | $34,647,000 | 1,891 |
| Tier 2 risk-based capital | $3,674,000 | 1,532 |
| Total risk weighted assets | $284,655,000 | 1,797 |
| Total unused commitments | $30,564,000 | 2,405 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $350,034,000 | 1,937 |
| Cash and due from depository institutions | $4,152,000 | 3,402 |
| Interest-bearing balances | $299,000 | 4,008 |
| Securities | $33,046,000 | 3,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $264,975,000 | 1,829 |
| Loan loss allowance | $9,076,000 | 690 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,230,000 | 5,522 |
| Other real estate owned | $6,165,000 | 3,402 |
| Goodwill and other intangibles | $32,377,000 | 323 |
| All other assets | $8,089,000 | 2,190 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $350,034,000 | 1,937 |
| Total liabilities | $284,976,000 | 2,134 |
| Total deposits | $240,390,000 | 2,192 |
| Interest-bearing deposits | $218,287,000 | 2,095 |
| Deposits held in domestic offices | $240,390,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,800,000 | 1,584 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $35,983,000 | 1,465 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,803,000 | 2,509 |
| Total equity capital | $65,058,000 | 1,051 |
| Total bank equity capital | $65,058,000 | 1,051 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,558,000 | 788 |
| Surplus | $61,213,000 | 570 |
| Undivided profits | $-2,713,000 | 8,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,506,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,259,000 | 3,031 |
| Earning assets | $298,320,000 | 2,092 |
| Long-term assets (5+ years) | $98,024,000 | 1,285 |
| Average Assets, year-to-date | $343,323,330 | 1,947 |
| Average Assets, quarterly | $348,255,000 | 1,937 |
| Volatile liabilities | $74,051,000 | 1,912 |
| Insider loans | $3,463,000 | 2,178 |
| FHLB advances | $35,983,000 | 1,395 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $33,493,000 | 2,353 |
| Tier 1 (core) risk-based capital | $32,984,000 | 1,991 |
| Tier 2 risk-based capital | $3,739,000 | 1,475 |
| Total risk weighted assets | $293,821,000 | 1,749 |
| Total unused commitments | $33,493,000 | 2,355 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $346,476,000 | 1,950 |
| Cash and due from depository institutions | $6,482,000 | 3,402 |
| Interest-bearing balances | $522,000 | 3,612 |
| Securities | $27,385,000 | 3,661 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,263 |
| Net loans & leases | $265,675,000 | 1,783 |
| Loan loss allowance | $5,650,000 | 990 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,292,000 | 5,435 |
| Other real estate owned | $5,599,000 | 3,402 |
| Goodwill and other intangibles | $32,469,000 | 331 |
| All other assets | $5,974,000 | 2,675 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $346,476,000 | 1,950 |
| Total liabilities | $281,613,000 | 2,154 |
| Total deposits | $248,082,000 | 2,131 |
| Interest-bearing deposits | $226,540,000 | 2,034 |
| Deposits held in domestic offices | $248,082,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $31,991,000 | 1,480 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,540,000 | 3,018 |
| Total equity capital | $64,863,000 | 1,071 |
| Total bank equity capital | $64,863,000 | 1,071 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,558,000 | 779 |
| Surplus | $57,713,000 | 589 |
| Undivided profits | $592,000 | 7,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,964,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,268,000 | 3,051 |
| Earning assets | $295,182,000 | 2,107 |
| Long-term assets (5+ years) | $38,769,000 | 2,595 |
| Average Assets, year-to-date | $339,968,000 | 1,970 |
| Average Assets, quarterly | $339,968,000 | 1,970 |
| Volatile liabilities | $85,558,000 | 1,657 |
| Insider loans | $3,471,000 | 2,125 |
| FHLB advances | $31,991,000 | 1,405 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $44,980,000 | 1,927 |
| Tier 1 (core) risk-based capital | $32,341,000 | 2,043 |
| Tier 2 risk-based capital | $3,624,000 | 1,484 |
| Total risk weighted assets | $288,024,000 | 1,745 |
| Total unused commitments | $44,980,000 | 1,928 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $333,460,000 | 2,005 |
| Cash and due from depository institutions | $9,260,000 | 3,254 |
| Interest-bearing balances | $6,959,000 | 821 |
| Securities | $21,708,000 | 4,238 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,779 |
| Net loans & leases | $257,687,000 | 1,832 |
| Loan loss allowance | $5,583,000 | 979 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,267,000 | 5,494 |
| Other real estate owned | $1,140,000 | 3,254 |
| Goodwill and other intangibles | $32,568,000 | 327 |
| All other assets | $5,430,000 | 2,893 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $333,460,000 | 2,005 |
| Total liabilities | $271,070,000 | 2,204 |
| Total deposits | $242,092,000 | 2,169 |
| Interest-bearing deposits | $221,306,000 | 2,059 |
| Deposits held in domestic offices | $242,092,000 | 2,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,500,000 | 1,535 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,478,000 | 3,073 |
| Total equity capital | $62,390,000 | 1,099 |
| Total bank equity capital | $62,390,000 | 1,099 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,558,000 | 761 |
| Surplus | $54,713,000 | 607 |
| Undivided profits | $1,119,000 | 6,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,496,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,478,000 | 2,866 |
| Earning assets | $290,754,000 | 2,092 |
| Long-term assets (5+ years) | $31,801,000 | 2,778 |
| Average Assets, year-to-date | $314,253,200 | 2,055 |
| Average Assets, quarterly | $334,925,000 | 1,977 |
| Volatile liabilities | $75,079,000 | 1,862 |
| Insider loans | $3,477,000 | 2,093 |
| FHLB advances | $27,500,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $3,638,000 | 6,525 |
| Tier 1 (core) risk-based capital | $29,958,000 | 2,199 |
| Tier 2 risk-based capital | $3,488,000 | 1,530 |
| Total risk weighted assets | $276,995,000 | 1,797 |
| Total unused commitments | $3,638,000 | 6,526 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 48 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $336,390,000 | 1,956 |
| Cash and due from depository institutions | $22,733,000 | 3,455 |
| Interest-bearing balances | $19,522,000 | 283 |
| Securities | $19,407,000 | 4,565 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $255,670,000 | 1,806 |
| Loan loss allowance | $3,240,000 | 1,650 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,403,000 | 5,298 |
| Other real estate owned | $32,000 | 3,455 |
| Goodwill and other intangibles | $32,694,000 | 318 |
| All other assets | $4,451,000 | 3,342 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $336,390,000 | 1,956 |
| Total liabilities | $276,670,000 | 2,127 |
| Total deposits | $233,235,000 | 2,212 |
| Interest-bearing deposits | $214,081,000 | 2,097 |
| Deposits held in domestic offices | $233,235,000 | 2,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,300,000 | 1,011 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,499,000 | 1,430 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,636,000 | 2,920 |
| Total equity capital | $59,720,000 | 1,143 |
| Total bank equity capital | $59,720,000 | 1,143 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,558,000 | 733 |
| Surplus | $50,713,000 | 639 |
| Undivided profits | $2,449,000 | 6,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 2,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,548,000 | 2,889 |
| Earning assets | $294,599,000 | 2,045 |
| Long-term assets (5+ years) | $25,806,000 | 3,063 |
| Average Assets, year-to-date | $309,451,500 | 2,079 |
| Average Assets, quarterly | $328,417,500 | 1,979 |
| Volatile liabilities | $99,267,000 | 1,428 |
| Insider loans | $3,486,000 | 2,061 |
| FHLB advances | $27,499,000 | 1,354 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $4,897,000 | 6,087 |
| Tier 1 (core) risk-based capital | $27,427,000 | 2,372 |
| Tier 2 risk-based capital | $3,240,000 | 1,612 |
| Total risk weighted assets | $267,865,000 | 1,821 |
| Total unused commitments | $4,897,000 | 6,089 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $320,445,000 | 2,044 |
| Cash and due from depository institutions | $22,686,000 | 3,609 |
| Interest-bearing balances | $16,654,000 | 383 |
| Securities | $21,791,000 | 4,246 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $238,638,000 | 1,930 |
| Loan loss allowance | $2,794,000 | 1,888 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $786,000 | 6,297 |
| Other real estate owned | $32,000 | 3,609 |
| Goodwill and other intangibles | $32,486,000 | 330 |
| All other assets | $4,026,000 | 3,521 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $320,445,000 | 2,044 |
| Total liabilities | $264,125,000 | 2,230 |
| Total deposits | $236,040,000 | 2,219 |
| Interest-bearing deposits | $214,218,000 | 2,115 |
| Deposits held in domestic offices | $236,040,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,433 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,498,000 | 1,836 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,587,000 | 1,505 |
| Total equity capital | $56,320,000 | 1,204 |
| Total bank equity capital | $56,320,000 | 1,204 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,558,000 | 728 |
| Surplus | $48,213,000 | 691 |
| Undivided profits | $1,549,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,226,000 | 1,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,496,000 | 2,796 |
| Earning assets | $277,083,000 | 2,189 |
| Long-term assets (5+ years) | $21,332,000 | 3,349 |
| Average Assets, year-to-date | $300,472,000 | 2,163 |
| Average Assets, quarterly | $309,431,000 | 2,119 |
| Volatile liabilities | $76,852,000 | 1,772 |
| Insider loans | $6,759,000 | 1,098 |
| FHLB advances | $17,498,000 | 1,734 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $56,376,000 | 1,667 |
| Tier 1 (core) risk-based capital | $24,201,000 | 2,651 |
| Tier 2 risk-based capital | $2,794,000 | 1,825 |
| Total risk weighted assets | $249,512,000 | 1,955 |
| Total unused commitments | $56,376,000 | 1,668 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 40 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $298,417,000 | 2,207 |
| Cash and due from depository institutions | $16,648,000 | 4,019 |
| Interest-bearing balances | $11,626,000 | 546 |
| Securities | $24,193,000 | 3,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $218,430,000 | 2,073 |
| Loan loss allowance | $3,019,000 | 1,736 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $791,000 | 6,297 |
| Other real estate owned | $32,000 | 4,019 |
| Goodwill and other intangibles | $32,597,000 | 319 |
| All other assets | $5,726,000 | 2,710 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $298,417,000 | 2,207 |
| Total liabilities | $242,702,000 | 2,393 |
| Total deposits | $215,404,000 | 2,418 |
| Interest-bearing deposits | $195,661,000 | 2,281 |
| Deposits held in domestic offices | $215,404,000 | 2,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,866 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $22,497,000 | 1,513 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,801,000 | 2,624 |
| Total equity capital | $55,715,000 | 1,206 |
| Total bank equity capital | $55,715,000 | 1,206 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,558,000 | 711 |
| Surplus | $48,213,000 | 667 |
| Undivided profits | $944,000 | 7,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,768,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,360,000 | 2,933 |
| Earning assets | $254,249,000 | 2,354 |
| Long-term assets (5+ years) | $17,507,000 | 3,690 |
| Average Assets, year-to-date | $290,485,500 | 2,251 |
| Average Assets, quarterly | $290,485,500 | 2,251 |
| Volatile liabilities | $67,333,000 | 1,962 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $22,497,000 | 1,436 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $57,136,000 | 1,654 |
| Tier 1 (core) risk-based capital | $23,411,000 | 2,717 |
| Tier 2 risk-based capital | $2,920,000 | 1,735 |
| Total risk weighted assets | $232,736,000 | 2,034 |
| Total unused commitments | $57,136,000 | 1,655 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $282,554,000 | 2,301 |
| Cash and due from depository institutions | $8,368,000 | 4,115 |
| Interest-bearing balances | $3,825,000 | 1,296 |
| Securities | $37,354,000 | 2,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $197,692,000 | 2,253 |
| Loan loss allowance | $2,717,000 | 1,908 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $503,000 | 6,963 |
| Other real estate owned | $32,000 | 4,115 |
| Goodwill and other intangibles | $32,710,000 | 301 |
| All other assets | $5,895,000 | 2,653 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $282,554,000 | 2,301 |
| Total liabilities | $227,635,000 | 2,511 |
| Total deposits | $202,788,000 | 2,516 |
| Interest-bearing deposits | $182,558,000 | 2,400 |
| Deposits held in domestic offices | $202,788,000 | 2,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,506,000 | 1,569 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,341,000 | 2,114 |
| Total equity capital | $54,919,000 | 1,197 |
| Total bank equity capital | $54,919,000 | 1,197 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,513,000 | 829 |
| Surplus | $49,258,000 | 646 |
| Undivided profits | $148,000 | 7,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,277,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,459,000 | 2,861 |
| Earning assets | $238,871,000 | 2,451 |
| Long-term assets (5+ years) | $15,994,000 | 3,821 |
| Average Assets, year-to-date | $226,509,000 | 2,671 |
| Average Assets, quarterly | $259,800,000 | 2,453 |
| Volatile liabilities | $60,651,000 | 2,287 |
| Insider loans | $4,000 | 7,693 |
| FHLB advances | $22,506,000 | 1,484 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $67,869,000 | 1,433 |
| Tier 1 (core) risk-based capital | $22,582,000 | 2,761 |
| Tier 2 risk-based capital | $2,676,000 | 1,871 |
| Total risk weighted assets | $214,081,000 | 2,164 |
| Total unused commitments | $67,869,000 | 1,434 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $237,046,000 | 2,643 |
| Cash and due from depository institutions | $8,088,000 | 4,043 |
| Interest-bearing balances | $5,320,000 | 921 |
| Securities | $41,397,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $182,058,000 | 2,388 |
| Loan loss allowance | $2,235,000 | 2,268 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $890,000 | 6,123 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $381,000 | 2,281 |
| All other assets | $4,232,000 | 3,391 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $237,046,000 | 2,643 |
| Total liabilities | $219,103,000 | 2,570 |
| Total deposits | $177,071,000 | 2,814 |
| Interest-bearing deposits | $157,309,000 | 2,709 |
| Deposits held in domestic offices | $177,071,000 | 2,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,543,000 | 842 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,500,000 | 1,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $989,000 | 3,874 |
| Total equity capital | $17,943,000 | 3,468 |
| Total bank equity capital | $17,943,000 | 3,468 |
| Perpetual preferred stock | $2,937,000 | 51 |
| Common stock | $5,253,000 | 858 |
| Surplus | $7,820,000 | 2,898 |
| Undivided profits | $1,933,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,392,000 | 2,969 |
| Earning assets | $228,775,000 | 2,540 |
| Long-term assets (5+ years) | $16,654,000 | 3,693 |
| Average Assets, year-to-date | $212,497,750 | 2,831 |
| Average Assets, quarterly | $227,047,000 | 2,717 |
| Volatile liabilities | $68,886,000 | 2,057 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $22,500,000 | 1,541 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $69,055,000 | 1,438 |
| Tier 1 (core) risk-based capital | $18,270,000 | 3,317 |
| Tier 2 risk-based capital | $2,235,000 | 2,175 |
| Total risk weighted assets | $200,069,000 | 2,284 |
| Total unused commitments | $69,055,000 | 1,438 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $217,048,000 | 2,836 |
| Cash and due from depository institutions | $8,619,000 | 4,275 |
| Interest-bearing balances | $3,705,000 | 1,241 |
| Securities | $40,552,000 | 2,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $163,312,000 | 2,574 |
| Loan loss allowance | $2,026,000 | 2,409 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $755,000 | 6,403 |
| Other real estate owned | $0 | 4,275 |
| Goodwill and other intangibles | $408,000 | 2,254 |
| All other assets | $3,402,000 | 3,884 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $217,048,000 | 2,836 |
| Total liabilities | $200,518,000 | 2,761 |
| Total deposits | $177,156,000 | 2,802 |
| Interest-bearing deposits | $157,762,000 | 2,694 |
| Deposits held in domestic offices | $177,156,000 | 2,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $273,000 | 3,477 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $22,500,000 | 1,664 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $589,000 | 4,840 |
| Total equity capital | $16,530,000 | 3,576 |
| Total bank equity capital | $16,530,000 | 3,576 |
| Perpetual preferred stock | $2,937,000 | 53 |
| Common stock | $5,253,000 | 833 |
| Surplus | $7,020,000 | 3,053 |
| Undivided profits | $1,320,000 | 6,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,151,000 | 3,208 |
| Earning assets | $207,569,000 | 2,728 |
| Long-term assets (5+ years) | $16,087,000 | 3,724 |
| Average Assets, year-to-date | $204,315,000 | 2,925 |
| Average Assets, quarterly | $210,760,000 | 2,885 |
| Volatile liabilities | $42,004,000 | 2,945 |
| Insider loans | $3,000 | 7,817 |
| FHLB advances | $22,500,000 | 1,566 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $68,859,000 | 1,434 |
| Tier 1 (core) risk-based capital | $17,181,000 | 3,443 |
| Tier 2 risk-based capital | $2,026,000 | 2,320 |
| Total risk weighted assets | $188,384,000 | 2,355 |
| Total unused commitments | $68,859,000 | 1,436 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $204,472,000 | 2,953 |
| Cash and due from depository institutions | $12,590,000 | 4,623 |
| Interest-bearing balances | $9,619,000 | 628 |
| Securities | $37,225,000 | 3,019 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $150,361,000 | 2,704 |
| Loan loss allowance | $1,882,000 | 2,553 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $689,000 | 6,544 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $415,000 | 2,218 |
| All other assets | $3,192,000 | 3,944 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $204,472,000 | 2,953 |
| Total liabilities | $188,110,000 | 2,876 |
| Total deposits | $168,732,000 | 2,907 |
| Interest-bearing deposits | $150,216,000 | 2,772 |
| Deposits held in domestic offices | $168,732,000 | 2,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,271,000 | 1,721 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,500,000 | 2,083 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $607,000 | 4,699 |
| Total equity capital | $16,362,000 | 3,579 |
| Total bank equity capital | $16,362,000 | 3,579 |
| Perpetual preferred stock | $2,937,000 | 54 |
| Common stock | $5,253,000 | 821 |
| Surplus | $7,020,000 | 2,988 |
| Undivided profits | $1,152,000 | 6,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,101,000 | 3,151 |
| Earning assets | $197,205,000 | 2,822 |
| Long-term assets (5+ years) | $17,076,000 | 3,597 |
| Average Assets, year-to-date | $197,948,500 | 2,993 |
| Average Assets, quarterly | $197,948,500 | 2,993 |
| Volatile liabilities | $50,867,000 | 2,459 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $14,500,000 | 1,986 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $65,844,000 | 1,472 |
| Tier 1 (core) risk-based capital | $16,973,000 | 3,422 |
| Tier 2 risk-based capital | $1,882,000 | 2,434 |
| Total risk weighted assets | $175,827,000 | 2,449 |
| Total unused commitments | $65,844,000 | 1,472 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 33 | 4,642 |
| Assets and Liabilities | ||
| Total Assets: | $191,425,000 | 3,074 |
| Cash and due from depository institutions | $7,560,000 | 4,642 |
| Interest-bearing balances | $3,940,000 | 1,325 |
| Securities | $33,319,000 | 3,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $146,920,000 | 2,734 |
| Loan loss allowance | $1,783,000 | 2,621 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $350,000 | 7,457 |
| Other real estate owned | $0 | 4,642 |
| Goodwill and other intangibles | $401,000 | 2,230 |
| All other assets | $2,875,000 | 4,179 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $191,425,000 | 3,074 |
| Total liabilities | $175,413,000 | 3,021 |
| Total deposits | $155,665,000 | 3,078 |
| Interest-bearing deposits | $140,051,000 | 2,901 |
| Deposits held in domestic offices | $155,665,000 | 3,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,270,000 | 1,471 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,500,000 | 2,324 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $978,000 | 3,554 |
| Total equity capital | $16,012,000 | 3,616 |
| Total bank equity capital | $16,012,000 | 3,616 |
| Perpetual preferred stock | $2,937,000 | 53 |
| Common stock | $5,253,000 | 805 |
| Surplus | $7,020,000 | 2,954 |
| Undivided profits | $802,000 | 7,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,018,000 | 3,406 |
| Earning assets | $184,179,000 | 2,955 |
| Long-term assets (5+ years) | $25,263,000 | 2,855 |
| Average Assets, year-to-date | $173,478,800 | 3,202 |
| Average Assets, quarterly | $187,013,500 | 3,103 |
| Volatile liabilities | $50,238,000 | 2,446 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $12,500,000 | 2,203 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $62,788,000 | 1,484 |
| Tier 1 (core) risk-based capital | $15,483,000 | 3,659 |
| Tier 2 risk-based capital | $1,783,000 | 2,505 |
| Total risk weighted assets | $167,436,000 | 2,524 |
| Total unused commitments | $62,788,000 | 1,484 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $182,602,000 | 3,147 |
| Cash and due from depository institutions | $11,006,000 | 4,520 |
| Interest-bearing balances | $5,378,000 | 1,038 |
| Securities | $30,525,000 | 3,501 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $137,761,000 | 2,845 |
| Loan loss allowance | $1,695,000 | 2,715 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $283,000 | 7,714 |
| Other real estate owned | $0 | 4,520 |
| Goodwill and other intangibles | $436,000 | 2,176 |
| All other assets | $2,591,000 | 4,387 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $182,602,000 | 3,147 |
| Total liabilities | $167,177,000 | 3,098 |
| Total deposits | $145,814,000 | 3,200 |
| Interest-bearing deposits | $129,479,000 | 3,037 |
| Deposits held in domestic offices | $145,814,000 | 3,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,268,000 | 1,115 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,500,000 | 2,603 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $595,000 | 4,697 |
| Total equity capital | $15,425,000 | 3,699 |
| Total bank equity capital | $15,425,000 | 3,699 |
| Perpetual preferred stock | $2,937,000 | 53 |
| Common stock | $5,253,000 | 776 |
| Surplus | $7,020,000 | 2,892 |
| Undivided profits | $215,000 | 7,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $911,000 | 3,712 |
| Earning assets | $173,664,000 | 3,044 |
| Long-term assets (5+ years) | $25,745,000 | 2,815 |
| Average Assets, year-to-date | $168,992,250 | 3,259 |
| Average Assets, quarterly | $181,778,500 | 3,125 |
| Volatile liabilities | $44,969,000 | 2,579 |
| Insider loans | $30,000 | 7,650 |
| FHLB advances | $10,500,000 | 2,462 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $59,959,000 | 1,522 |
| Tier 1 (core) risk-based capital | $15,943,000 | 3,510 |
| Tier 2 risk-based capital | $1,695,000 | 2,569 |
| Total risk weighted assets | $157,491,000 | 2,624 |
| Total unused commitments | $59,959,000 | 1,523 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $180,955,000 | 3,121 |
| Cash and due from depository institutions | $22,669,000 | 4,824 |
| Interest-bearing balances | $18,017,000 | 312 |
| Securities | $25,763,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $129,251,000 | 2,913 |
| Loan loss allowance | $1,676,000 | 2,702 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $277,000 | 7,733 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $465,000 | 2,139 |
| All other assets | $2,530,000 | 4,314 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $180,955,000 | 3,121 |
| Total liabilities | $165,789,000 | 3,059 |
| Total deposits | $154,766,000 | 2,981 |
| Interest-bearing deposits | $140,590,000 | 2,806 |
| Deposits held in domestic offices | $154,766,000 | 2,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $267,000 | 3,453 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $756,000 | 3,882 |
| Total equity capital | $15,166,000 | 3,689 |
| Total bank equity capital | $15,166,000 | 3,689 |
| Perpetual preferred stock | $2,937,000 | 54 |
| Common stock | $5,253,000 | 758 |
| Surplus | $7,020,000 | 2,841 |
| Undivided profits | $-44,000 | 8,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $754,000 | 4,013 |
| Earning assets | $173,031,000 | 3,008 |
| Long-term assets (5+ years) | $28,953,000 | 2,652 |
| Average Assets, year-to-date | $164,455,670 | 3,322 |
| Average Assets, quarterly | $175,165,000 | 3,162 |
| Volatile liabilities | $34,959,000 | 2,957 |
| Insider loans | $30,000 | 7,674 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,923,000 | 1,439 |
| Tier 1 (core) risk-based capital | $15,523,000 | 3,514 |
| Tier 2 risk-based capital | $1,676,000 | 2,555 |
| Total risk weighted assets | $149,739,000 | 2,678 |
| Total unused commitments | $61,923,000 | 1,439 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 34 | 4,508 |
| Assets and Liabilities | ||
| Total Assets: | $169,375,000 | 3,271 |
| Cash and due from depository institutions | $13,396,000 | 4,508 |
| Interest-bearing balances | $7,230,000 | 776 |
| Securities | $24,525,000 | 4,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $128,196,000 | 2,879 |
| Loan loss allowance | $1,672,000 | 2,710 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $282,000 | 7,762 |
| Other real estate owned | $0 | 4,508 |
| Goodwill and other intangibles | $459,000 | 2,141 |
| All other assets | $2,517,000 | 4,296 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $169,375,000 | 3,271 |
| Total liabilities | $154,883,000 | 3,228 |
| Total deposits | $144,771,000 | 3,150 |
| Interest-bearing deposits | $129,988,000 | 2,991 |
| Deposits held in domestic offices | $144,771,000 | 3,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $266,000 | 3,100 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,726 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $846,000 | 3,560 |
| Total equity capital | $14,492,000 | 3,760 |
| Total bank equity capital | $14,492,000 | 3,760 |
| Perpetual preferred stock | $2,937,000 | 55 |
| Common stock | $5,253,000 | 742 |
| Surplus | $5,520,000 | 3,356 |
| Undivided profits | $782,000 | 7,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $750,000 | 3,923 |
| Earning assets | $159,951,000 | 3,193 |
| Long-term assets (5+ years) | $33,318,000 | 2,453 |
| Average Assets, year-to-date | $156,206,000 | 3,474 |
| Average Assets, quarterly | $156,206,000 | 3,474 |
| Volatile liabilities | $32,010,000 | 3,056 |
| Insider loans | $20,000 | 7,795 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $55,037,000 | 1,511 |
| Tier 1 (core) risk-based capital | $14,992,000 | 3,583 |
| Tier 2 risk-based capital | $1,672,000 | 2,543 |
| Total risk weighted assets | $144,619,000 | 2,703 |
| Total unused commitments | $55,037,000 | 1,511 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $143,037,000 | 3,746 |
| Cash and due from depository institutions | $5,931,000 | 4,823 |
| Interest-bearing balances | $2,433,000 | 1,830 |
| Securities | $22,854,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $111,365,000 | 3,241 |
| Loan loss allowance | $1,541,000 | 2,869 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $317,000 | 7,656 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $465,000 | 2,137 |
| All other assets | $2,105,000 | 4,712 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $143,037,000 | 3,746 |
| Total liabilities | $130,545,000 | 3,687 |
| Total deposits | $115,494,000 | 3,772 |
| Interest-bearing deposits | $103,988,000 | 3,565 |
| Deposits held in domestic offices | $115,494,000 | 3,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,265,000 | 1,567 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,000,000 | 2,741 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $786,000 | 3,663 |
| Total equity capital | $12,492,000 | 4,234 |
| Total bank equity capital | $12,492,000 | 4,234 |
| Perpetual preferred stock | $2,937,000 | 54 |
| Common stock | $5,253,000 | 730 |
| Surplus | $3,720,000 | 4,248 |
| Undivided profits | $582,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $634,000 | 4,508 |
| Earning assets | $136,652,000 | 3,636 |
| Long-term assets (5+ years) | $33,498,000 | 2,494 |
| Average Assets, year-to-date | $138,093,200 | 3,734 |
| Average Assets, quarterly | $142,988,500 | 3,715 |
| Volatile liabilities | $30,148,000 | 3,124 |
| Insider loans | $20,000 | 7,844 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $50,564,000 | 1,561 |
| Tier 1 (core) risk-based capital | $12,815,000 | 4,032 |
| Tier 2 risk-based capital | $1,531,000 | 2,714 |
| Total risk weighted assets | $122,482,000 | 3,109 |
| Total unused commitments | $50,564,000 | 1,561 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $142,940,000 | 3,725 |
| Cash and due from depository institutions | $10,562,000 | 4,735 |
| Interest-bearing balances | $6,170,000 | 939 |
| Securities | $20,539,000 | 4,642 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $108,612,000 | 3,263 |
| Loan loss allowance | $1,521,000 | 2,906 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $332,000 | 7,624 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $381,000 | 2,212 |
| All other assets | $2,514,000 | 4,224 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $142,940,000 | 3,725 |
| Total liabilities | $130,747,000 | 3,659 |
| Total deposits | $114,398,000 | 3,752 |
| Interest-bearing deposits | $101,953,000 | 3,596 |
| Deposits held in domestic offices | $114,398,000 | 3,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,264,000 | 1,258 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,000,000 | 3,079 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,085,000 | 3,023 |
| Total equity capital | $12,193,000 | 4,319 |
| Total bank equity capital | $12,193,000 | 4,319 |
| Perpetual preferred stock | $2,937,000 | 56 |
| Common stock | $5,253,000 | 711 |
| Surplus | $3,720,000 | 4,215 |
| Undivided profits | $283,000 | 8,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $690,000 | 4,364 |
| Earning assets | $135,321,000 | 3,621 |
| Long-term assets (5+ years) | $35,303,000 | 2,441 |
| Average Assets, year-to-date | $136,857,250 | 3,762 |
| Average Assets, quarterly | $140,365,000 | 3,749 |
| Volatile liabilities | $31,323,000 | 3,009 |
| Insider loans | $20,000 | 7,864 |
| FHLB advances | $7,000,000 | 2,945 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,597,000 | 1,518 |
| Tier 1 (core) risk-based capital | $12,401,000 | 4,113 |
| Tier 2 risk-based capital | $1,521,000 | 2,700 |
| Total risk weighted assets | $122,730,000 | 3,060 |
| Total unused commitments | $52,597,000 | 1,519 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $137,790,000 | 3,815 |
| Cash and due from depository institutions | $9,589,000 | 4,693 |
| Interest-bearing balances | $6,359,000 | 955 |
| Securities | $20,501,000 | 4,725 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $104,013,000 | 3,328 |
| Loan loss allowance | $1,455,000 | 3,011 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $379,000 | 7,492 |
| Other real estate owned | $0 | 4,693 |
| Goodwill and other intangibles | $359,000 | 2,246 |
| All other assets | $2,949,000 | 3,801 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,790,000 | 3,815 |
| Total liabilities | $125,947,000 | 3,764 |
| Total deposits | $111,987,000 | 3,815 |
| Interest-bearing deposits | $99,307,000 | 3,689 |
| Deposits held in domestic offices | $111,987,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,363,000 | 1,755 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,873 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,597,000 | 2,101 |
| Total equity capital | $11,843,000 | 4,275 |
| Total bank equity capital | $11,843,000 | 4,275 |
| Perpetual preferred stock | $2,937,000 | 56 |
| Common stock | $5,250,000 | 693 |
| Surplus | $3,717,000 | 4,191 |
| Undivided profits | $-61,000 | 8,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $542,000 | 4,995 |
| Earning assets | $130,873,000 | 3,701 |
| Long-term assets (5+ years) | $40,059,000 | 2,269 |
| Average Assets, year-to-date | $134,829,670 | 3,820 |
| Average Assets, quarterly | $138,961,000 | 3,769 |
| Volatile liabilities | $27,388,000 | 3,211 |
| Insider loans | $20,000 | 7,938 |
| FHLB advances | $8,000,000 | 2,740 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $47,944,000 | 1,615 |
| Tier 1 (core) risk-based capital | $12,071,000 | 4,152 |
| Tier 2 risk-based capital | $1,456,000 | 2,780 |
| Total risk weighted assets | $117,244,000 | 3,148 |
| Total unused commitments | $47,944,000 | 1,618 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $140,132,000 | 3,745 |
| Cash and due from depository institutions | $22,293,000 | 4,566 |
| Interest-bearing balances | $16,058,000 | 451 |
| Securities | $14,794,000 | 5,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $98,989,000 | 3,384 |
| Loan loss allowance | $1,395,000 | 3,093 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $422,000 | 7,354 |
| Other real estate owned | $425,000 | 4,566 |
| Goodwill and other intangibles | $351,000 | 2,250 |
| All other assets | $2,858,000 | 3,725 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $140,132,000 | 3,745 |
| Total liabilities | $128,381,000 | 3,674 |
| Total deposits | $116,561,000 | 3,698 |
| Interest-bearing deposits | $105,668,000 | 3,476 |
| Deposits held in domestic offices | $116,561,000 | 3,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,364,000 | 1,781 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,000,000 | 2,741 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $456,000 | 5,124 |
| Total equity capital | $11,751,000 | 4,390 |
| Total bank equity capital | $11,751,000 | 4,390 |
| Perpetual preferred stock | $2,937,000 | 55 |
| Common stock | $5,250,000 | 688 |
| Surplus | $3,717,000 | 4,162 |
| Undivided profits | $-153,000 | 8,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $557,000 | 4,802 |
| Earning assets | $129,841,000 | 3,712 |
| Long-term assets (5+ years) | $44,432,000 | 2,074 |
| Average Assets, year-to-date | $133,349,500 | 3,870 |
| Average Assets, quarterly | $133,349,500 | 3,870 |
| Volatile liabilities | $26,933,000 | 3,156 |
| Insider loans | $28,000 | 7,863 |
| FHLB advances | $8,000,000 | 2,613 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $42,986,000 | 1,705 |
| Tier 1 (core) risk-based capital | $11,521,000 | 4,277 |
| Tier 2 risk-based capital | $1,395,000 | 2,849 |
| Total risk weighted assets | $112,869,000 | 3,191 |
| Total unused commitments | $42,986,000 | 1,709 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $126,567,000 | 4,032 |
| Cash and due from depository institutions | $11,069,000 | 4,579 |
| Interest-bearing balances | $5,227,000 | 1,145 |
| Securities | $18,112,000 | 5,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $93,940,000 | 3,512 |
| Loan loss allowance | $1,432,000 | 3,017 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $464,000 | 7,261 |
| Other real estate owned | $0 | 4,579 |
| Goodwill and other intangibles | $73,000 | 2,871 |
| All other assets | $2,909,000 | 3,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,567,000 | 4,032 |
| Total liabilities | $115,096,000 | 3,988 |
| Total deposits | $95,672,000 | 4,280 |
| Interest-bearing deposits | $85,480,000 | 4,102 |
| Deposits held in domestic offices | $95,672,000 | 4,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,067,000 | 1,056 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,736 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $357,000 | 5,622 |
| Total equity capital | $11,471,000 | 4,399 |
| Total bank equity capital | $11,471,000 | 4,399 |
| Perpetual preferred stock | $2,937,000 | 55 |
| Common stock | $5,250,000 | 693 |
| Surplus | $3,716,000 | 4,136 |
| Undivided profits | $-432,000 | 8,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $532,000 | 5,142 |
| Earning assets | $117,279,000 | 3,983 |
| Long-term assets (5+ years) | $42,849,000 | 2,152 |
| Average Assets, year-to-date | $112,940,600 | 4,287 |
| Average Assets, quarterly | $126,638,000 | 4,003 |
| Volatile liabilities | $30,915,000 | 2,867 |
| Insider loans | $23,000 | 7,982 |
| FHLB advances | $8,000,000 | 2,593 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $41,013,000 | 1,720 |
| Tier 1 (core) risk-based capital | $11,155,000 | 4,332 |
| Tier 2 risk-based capital | $1,354,000 | 2,917 |
| Total risk weighted assets | $108,218,000 | 3,296 |
| Total unused commitments | $41,013,000 | 1,723 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $126,709,000 | 4,010 |
| Cash and due from depository institutions | $14,709,000 | 4,505 |
| Interest-bearing balances | $10,262,000 | 745 |
| Securities | $17,220,000 | 5,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $91,673,000 | 3,561 |
| Loan loss allowance | $1,392,000 | 3,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $489,000 | 7,209 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $81,000 | 2,835 |
| All other assets | $2,537,000 | 4,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,709,000 | 4,010 |
| Total liabilities | $114,734,000 | 3,970 |
| Total deposits | $84,059,000 | 4,712 |
| Interest-bearing deposits | $76,111,000 | 4,491 |
| Deposits held in domestic offices | $84,059,000 | 4,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,901,000 | 762 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,200,000 | 2,213 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $574,000 | 4,645 |
| Total equity capital | $11,975,000 | 4,249 |
| Total bank equity capital | $11,975,000 | 4,249 |
| Perpetual preferred stock | $2,935,000 | 54 |
| Common stock | $5,250,000 | 686 |
| Surplus | $3,716,000 | 4,075 |
| Undivided profits | $74,000 | 8,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $609,000 | 4,809 |
| Earning assets | $119,155,000 | 3,930 |
| Long-term assets (5+ years) | $40,625,000 | 2,221 |
| Average Assets, year-to-date | $109,534,000 | 4,396 |
| Average Assets, quarterly | $123,502,000 | 4,069 |
| Volatile liabilities | $39,200,000 | 2,343 |
| Insider loans | $25,000 | 8,010 |
| FHLB advances | $11,200,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $38,687,000 | 1,800 |
| Tier 1 (core) risk-based capital | $11,983,000 | 4,096 |
| Tier 2 risk-based capital | $1,336,000 | 2,918 |
| Total risk weighted assets | $106,832,000 | 3,316 |
| Total unused commitments | $38,687,000 | 1,801 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 35 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $120,295,000 | 4,156 |
| Cash and due from depository institutions | $15,845,000 | 4,522 |
| Interest-bearing balances | $8,104,000 | 1,013 |
| Securities | $14,549,000 | 5,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $87,225,000 | 3,682 |
| Loan loss allowance | $1,293,000 | 3,216 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $519,000 | 7,115 |
| Other real estate owned | $0 | 4,522 |
| Goodwill and other intangibles | $88,000 | 2,771 |
| All other assets | $2,069,000 | 4,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,295,000 | 4,156 |
| Total liabilities | $108,296,000 | 4,144 |
| Total deposits | $92,019,000 | 4,401 |
| Interest-bearing deposits | $82,905,000 | 4,199 |
| Deposits held in domestic offices | $92,019,000 | 4,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,830,000 | 1,200 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,658 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $447,000 | 5,395 |
| Total equity capital | $11,999,000 | 4,237 |
| Total bank equity capital | $11,999,000 | 4,237 |
| Perpetual preferred stock | $2,923,000 | 53 |
| Common stock | $5,250,000 | 677 |
| Surplus | $3,716,000 | 4,033 |
| Undivided profits | $110,000 | 8,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $500,000 | 5,388 |
| Earning assets | $109,878,000 | 4,165 |
| Long-term assets (5+ years) | $15,795,000 | 3,972 |
| Average Assets, year-to-date | $103,809,000 | 4,571 |
| Average Assets, quarterly | $108,597,000 | 4,455 |
| Volatile liabilities | $28,860,000 | 2,912 |
| Insider loans | $28,000 | 8,043 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $33,600,000 | 1,943 |
| Tier 1 (core) risk-based capital | $11,696,000 | 4,115 |
| Tier 2 risk-based capital | $1,267,000 | 3,010 |
| Total risk weighted assets | $101,313,000 | 3,438 |
| Total unused commitments | $33,600,000 | 1,953 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $96,899,000 | 4,816 |
| Cash and due from depository institutions | $5,916,000 | 5,143 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $12,573,000 | 5,959 |
| Federal funds sold & reverse repurchase agreements | $9,506,000 | 1,816 |
| Net loans & leases | $67,287,000 | 4,425 |
| Loan loss allowance | $1,216,000 | 3,315 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $545,000 | 7,064 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $87,000 | 2,752 |
| All other assets | $985,000 | 6,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,899,000 | 4,816 |
| Total liabilities | $88,797,000 | 4,728 |
| Total deposits | $75,648,000 | 5,037 |
| Interest-bearing deposits | $68,939,000 | 4,824 |
| Deposits held in domestic offices | $75,648,000 | 5,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,800,000 | 1,305 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,000,000 | 2,710 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $349,000 | 6,140 |
| Total equity capital | $8,102,000 | 5,488 |
| Total bank equity capital | $8,102,000 | 5,488 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,250,000 | 669 |
| Surplus | $3,716,000 | 3,984 |
| Undivided profits | $-864,000 | 8,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $402,000 | 6,144 |
| Earning assets | $89,366,000 | 4,773 |
| Long-term assets (5+ years) | $5,656,000 | 5,897 |
| Average Assets, year-to-date | $95,566,000 | 4,838 |
| Average Assets, quarterly | $95,566,000 | 4,838 |
| Volatile liabilities | $20,848,000 | 3,670 |
| Insider loans | $33,000 | 8,016 |
| FHLB advances | $7,000,000 | 2,557 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,705,000 | 1,666 |
| Tier 1 (core) risk-based capital | $7,991,000 | 5,363 |
| Tier 2 risk-based capital | $1,013,000 | 3,519 |
| Total risk weighted assets | $80,869,000 | 4,021 |
| Total unused commitments | $39,705,000 | 1,676 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $94,233,000 | 4,886 |
| Cash and due from depository institutions | $6,501,000 | 5,250 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $10,298,000 | 6,446 |
| Federal funds sold & reverse repurchase agreements | $679,000 | 6,221 |
| Net loans & leases | $75,126,000 | 4,061 |
| Loan loss allowance | $1,216,000 | 3,235 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $585,000 | 6,944 |
| Other real estate owned | $0 | 5,250 |
| Goodwill and other intangibles | $86,000 | 2,726 |
| All other assets | $958,000 | 6,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,233,000 | 4,886 |
| Total liabilities | $86,293,000 | 4,804 |
| Total deposits | $64,923,000 | 5,507 |
| Interest-bearing deposits | $59,293,000 | 5,268 |
| Deposits held in domestic offices | $64,923,000 | 5,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,038,000 | 863 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,000,000 | 2,750 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $332,000 | 6,393 |
| Total equity capital | $7,940,000 | 5,522 |
| Total bank equity capital | $7,940,000 | 5,522 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,250,000 | 670 |
| Surplus | $3,716,000 | 3,938 |
| Undivided profits | $-1,026,000 | 9,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $443,000 | 6,013 |
| Earning assets | $86,103,000 | 4,874 |
| Long-term assets (5+ years) | $6,305,000 | 5,712 |
| Average Assets, year-to-date | $68,176,800 | 5,819 |
| Average Assets, quarterly | $89,428,000 | 5,009 |
| Volatile liabilities | $21,273,000 | 3,578 |
| Insider loans | $15,000 | 8,245 |
| FHLB advances | $7,000,000 | 2,578 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $32,305,000 | 1,855 |
| Tier 1 (core) risk-based capital | $7,829,000 | 5,384 |
| Tier 2 risk-based capital | $1,074,000 | 3,326 |
| Total risk weighted assets | $85,491,000 | 3,830 |
| Total unused commitments | $32,305,000 | 1,862 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $27,399,000 | 8,481 |
| Cash and due from depository institutions | $2,735,000 | 7,739 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $5,865,000 | 7,670 |
| Federal funds sold & reverse repurchase agreements | $10,750,000 | 1,358 |
| Net loans & leases | $7,271,000 | 9,177 |
| Loan loss allowance | $120,000 | 8,885 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $598,000 | 7,010 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $180,000 | 9,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,399,000 | 8,481 |
| Total liabilities | $18,267,000 | 8,887 |
| Total deposits | $17,998,000 | 8,824 |
| Interest-bearing deposits | $17,132,000 | 8,634 |
| Deposits held in domestic offices | $17,998,000 | 8,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $269,000 | 7,195 |
| Total equity capital | $9,132,000 | 4,838 |
| Total bank equity capital | $9,132,000 | 4,838 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,200,000 | 671 |
| Surplus | $3,667,000 | 3,873 |
| Undivided profits | $265,000 | 8,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $40,000 | 9,421 |
| Earning assets | $23,886,000 | 8,544 |
| Long-term assets (5+ years) | $174,000 | 8,371 |
| Average Assets, year-to-date | $27,399,000 | 8,345 |
| Average Assets, quarterly | $27,399,000 | 8,430 |
| Volatile liabilities | $2,241,000 | 8,633 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,927,000 | 4,753 |
| Tier 1 (core) risk-based capital | $9,267,000 | 4,617 |
| Tier 2 risk-based capital | $120,000 | 8,792 |
| Total risk weighted assets | $12,196,000 | 8,886 |
| Total unused commitments | $6,927,000 | 4,758 |
| Derivatives | $0 | 450 |