Home > The PrivateBank > Assets and Liabilities
The PrivateBank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 81 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $619,080,000 | 1,165 |
| Cash and due from depository institutions | $101,227,000 | 2,062 |
| Interest-bearing balances | $95,693,000 | 233 |
| Securities | $68,006,000 | 1,785 |
| Federal funds sold & reverse repurchase agreements | $332,000 | 5,061 |
| Net loans & leases | $420,664,000 | 1,183 |
| Loan loss allowance | $7,305,000 | 1,018 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,135,000 | 4,383 |
| Other real estate owned | $9,772,000 | 2,062 |
| Goodwill and other intangibles | $614,000 | 1,961 |
| All other assets | $16,330,000 | 1,268 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $619,080,000 | 1,165 |
| Total liabilities | $550,567,000 | 1,181 |
| Total deposits | $445,376,000 | 1,256 |
| Interest-bearing deposits | $405,300,000 | 1,213 |
| Deposits held in domestic offices | $445,376,000 | 1,252 |
| % insured | 58.74% | 7,363 |
| Federal funds purchased & repurchase agreements | $41,100,000 | 486 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $61,000,000 | 891 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,091,000 | 1,671 |
| Total equity capital | $68,513,000 | 988 |
| Total bank equity capital | $68,513,000 | 986 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 1,221 |
| Surplus | $68,387,000 | 555 |
| Undivided profits | $-3,874,000 | 7,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,236,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,986,000 | 1,762 |
| Earning assets | $584,695,000 | 1,125 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $595,138,500 | 1,200 |
| Average Assets, quarterly | $595,138,500 | 1,200 |
| Volatile liabilities | $269,378,000 | 602 |
| Insider loans | $11,824,000 | 623 |
| FHLB advances | $61,000,000 | 794 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $76,390,000 | 1,085 |
| Tier 1 (core) risk-based capital | $64,536,000 | 982 |
| Tier 2 risk-based capital | $5,500,000 | 1,106 |
| Total risk weighted assets | $438,430,000 | 1,203 |
| Total unused commitments | $76,390,000 | 1,086 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 80 | 2,113 |
| Assets and Liabilities | ||
| Total Assets: | $571,197,000 | 1,245 |
| Cash and due from depository institutions | $49,168,000 | 2,113 |
| Interest-bearing balances | $43,910,000 | 278 |
| Securities | $69,410,000 | 1,744 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,315 |
| Net loans & leases | $426,481,000 | 1,168 |
| Loan loss allowance | $7,564,000 | 946 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,218,000 | 4,347 |
| Other real estate owned | $5,566,000 | 2,113 |
| Goodwill and other intangibles | $706,000 | 1,882 |
| All other assets | $17,639,000 | 1,201 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $571,197,000 | 1,245 |
| Total liabilities | $508,961,000 | 1,252 |
| Total deposits | $372,943,000 | 1,474 |
| Interest-bearing deposits | $335,152,000 | 1,446 |
| Deposits held in domestic offices | $372,943,000 | 1,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,200,000 | 543 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $94,500,000 | 677 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,318,000 | 1,573 |
| Total equity capital | $62,236,000 | 1,086 |
| Total bank equity capital | $62,236,000 | 1,086 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $64,137,000 | 570 |
| Undivided profits | $-5,901,000 | 7,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,731,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,075,000 | 1,783 |
| Earning assets | $539,810,000 | 1,197 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $517,717,600 | 1,298 |
| Average Assets, quarterly | $563,440,000 | 1,244 |
| Volatile liabilities | $214,589,000 | 724 |
| Insider loans | $11,908,000 | 618 |
| FHLB advances | $94,500,000 | 602 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $85,880,000 | 1,017 |
| Tier 1 (core) risk-based capital | $57,686,000 | 1,083 |
| Tier 2 risk-based capital | $5,425,000 | 1,100 |
| Total risk weighted assets | $431,884,000 | 1,209 |
| Total unused commitments | $85,880,000 | 1,017 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 82 | 2,070 |
| Assets and Liabilities | ||
| Total Assets: | $555,683,000 | 1,259 |
| Cash and due from depository institutions | $51,843,000 | 2,070 |
| Interest-bearing balances | $46,815,000 | 146 |
| Securities | $69,046,000 | 1,709 |
| Federal funds sold & reverse repurchase agreements | $136,000 | 5,555 |
| Net loans & leases | $417,583,000 | 1,183 |
| Loan loss allowance | $6,510,000 | 966 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,248,000 | 4,326 |
| Other real estate owned | $3,438,000 | 2,070 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,389,000 | 1,692 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $555,683,000 | 1,259 |
| Total liabilities | $495,553,000 | 1,274 |
| Total deposits | $367,352,000 | 1,468 |
| Interest-bearing deposits | $332,291,000 | 1,418 |
| Deposits held in domestic offices | $367,352,000 | 1,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,200,000 | 428 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $68,500,000 | 915 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,501,000 | 1,935 |
| Total equity capital | $60,130,000 | 1,122 |
| Total bank equity capital | $60,130,000 | 1,122 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $53,900,000 | 643 |
| Undivided profits | $2,230,000 | 5,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,838,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,074,000 | 1,890 |
| Earning assets | $533,580,000 | 1,194 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $504,347,750 | 1,336 |
| Average Assets, quarterly | $522,487,500 | 1,322 |
| Volatile liabilities | $182,277,000 | 827 |
| Insider loans | $12,005,000 | 612 |
| FHLB advances | $68,500,000 | 836 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $94,950,000 | 988 |
| Tier 1 (core) risk-based capital | $59,309,000 | 1,073 |
| Tier 2 risk-based capital | $5,320,000 | 1,068 |
| Total risk weighted assets | $424,433,000 | 1,224 |
| Total unused commitments | $94,950,000 | 989 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $489,292,000 | 1,427 |
| Cash and due from depository institutions | $7,428,000 | 2,138 |
| Interest-bearing balances | $29,000 | 5,987 |
| Securities | $72,064,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $143,000 | 5,638 |
| Net loans & leases | $391,133,000 | 1,253 |
| Loan loss allowance | $7,212,000 | 860 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,356,000 | 4,220 |
| Other real estate owned | $4,709,000 | 2,138 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,459,000 | 1,651 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $489,292,000 | 1,427 |
| Total liabilities | $434,522,000 | 1,460 |
| Total deposits | $308,560,000 | 1,749 |
| Interest-bearing deposits | $276,084,000 | 1,710 |
| Deposits held in domestic offices | $308,560,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,200,000 | 474 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $68,500,000 | 876 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,262,000 | 2,099 |
| Total equity capital | $54,770,000 | 1,237 |
| Total bank equity capital | $54,770,000 | 1,237 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,000,000 | 1,209 |
| Surplus | $48,900,000 | 692 |
| Undivided profits | $1,870,000 | 6,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,611,000 | 1,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,166,000 | 1,732 |
| Earning assets | $463,369,000 | 1,366 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $487,236,000 | 1,397 |
| Average Assets, quarterly | $494,138,000 | 1,390 |
| Volatile liabilities | $191,004,000 | 801 |
| Insider loans | $12,075,000 | 617 |
| FHLB advances | $68,500,000 | 816 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $94,977,000 | 1,029 |
| Tier 1 (core) risk-based capital | $53,607,000 | 1,182 |
| Tier 2 risk-based capital | $5,000,000 | 1,117 |
| Total risk weighted assets | $397,860,000 | 1,308 |
| Total unused commitments | $94,977,000 | 1,029 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $498,984,000 | 1,365 |
| Cash and due from depository institutions | $14,155,000 | 2,249 |
| Interest-bearing balances | $89,000 | 5,213 |
| Securities | $71,471,000 | 1,655 |
| Federal funds sold & reverse repurchase agreements | $5,736,000 | 2,879 |
| Net loans & leases | $387,444,000 | 1,234 |
| Loan loss allowance | $5,560,000 | 1,001 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,508,000 | 4,100 |
| Other real estate owned | $8,133,000 | 2,249 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,537,000 | 1,863 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $498,984,000 | 1,365 |
| Total liabilities | $452,469,000 | 1,359 |
| Total deposits | $341,017,000 | 1,587 |
| Interest-bearing deposits | $309,993,000 | 1,522 |
| Deposits held in domestic offices | $341,017,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,600,000 | 481 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $58,500,000 | 962 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,352,000 | 2,169 |
| Total equity capital | $46,515,000 | 1,520 |
| Total bank equity capital | $46,515,000 | 1,520 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,000,000 | 1,204 |
| Surplus | $38,500,000 | 833 |
| Undivided profits | $4,015,000 | 5,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,792,000 | 924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,905,000 | 2,067 |
| Earning assets | $464,740,000 | 1,345 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $486,208,000 | 1,383 |
| Average Assets, quarterly | $486,208,000 | 1,383 |
| Volatile liabilities | $201,252,000 | 732 |
| Insider loans | $10,583,000 | 710 |
| FHLB advances | $58,500,000 | 891 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $96,527,000 | 1,044 |
| Tier 1 (core) risk-based capital | $44,908,000 | 1,444 |
| Tier 2 risk-based capital | $5,000,000 | 1,075 |
| Total risk weighted assets | $399,467,000 | 1,272 |
| Total unused commitments | $96,527,000 | 1,045 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 81 | 2,149 |
| Assets and Liabilities | ||
| Total Assets: | $473,432,000 | 1,435 |
| Cash and due from depository institutions | $11,212,000 | 2,149 |
| Interest-bearing balances | $33,000 | 5,683 |
| Securities | $54,741,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $3,265,000 | 3,319 |
| Net loans & leases | $388,777,000 | 1,219 |
| Loan loss allowance | $4,830,000 | 1,139 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,616,000 | 3,982 |
| Other real estate owned | $4,537,000 | 2,149 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,284,000 | 2,109 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $473,432,000 | 1,435 |
| Total liabilities | $430,995,000 | 1,406 |
| Total deposits | $381,779,000 | 1,385 |
| Interest-bearing deposits | $340,576,000 | 1,358 |
| Deposits held in domestic offices | $381,779,000 | 1,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,800,000 | 1,476 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $39,000,000 | 1,207 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,416,000 | 2,120 |
| Total equity capital | $42,437,000 | 1,639 |
| Total bank equity capital | $42,437,000 | 1,639 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000,000 | 1,195 |
| Surplus | $34,000,000 | 918 |
| Undivided profits | $4,437,000 | 4,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,413,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,227,000 | 1,891 |
| Earning assets | $446,816,000 | 1,384 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $459,144,400 | 1,409 |
| Average Assets, quarterly | $455,809,000 | 1,481 |
| Volatile liabilities | $146,012,000 | 1,016 |
| Insider loans | $10,650,000 | 681 |
| FHLB advances | $39,000,000 | 1,131 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $103,776,000 | 984 |
| Tier 1 (core) risk-based capital | $40,814,000 | 1,597 |
| Tier 2 risk-based capital | $4,807,000 | 1,109 |
| Total risk weighted assets | $384,563,000 | 1,318 |
| Total unused commitments | $103,776,000 | 984 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 82 | 2,100 |
| Assets and Liabilities | ||
| Total Assets: | $438,186,000 | 1,542 |
| Cash and due from depository institutions | $6,379,000 | 2,100 |
| Interest-bearing balances | $32,000 | 5,623 |
| Securities | $48,343,000 | 2,360 |
| Federal funds sold & reverse repurchase agreements | $21,000 | 6,144 |
| Net loans & leases | $372,020,000 | 1,256 |
| Loan loss allowance | $4,493,000 | 1,176 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,356,000 | 4,199 |
| Other real estate owned | $2,356,000 | 2,100 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,711,000 | 2,463 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $438,186,000 | 1,542 |
| Total liabilities | $397,484,000 | 1,524 |
| Total deposits | $345,539,000 | 1,532 |
| Interest-bearing deposits | $318,028,000 | 1,447 |
| Deposits held in domestic offices | $345,539,000 | 1,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,400,000 | 714 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,000,000 | 1,574 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,545,000 | 2,046 |
| Total equity capital | $40,702,000 | 1,691 |
| Total bank equity capital | $40,702,000 | 1,691 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000,000 | 1,178 |
| Surplus | $31,000,000 | 977 |
| Undivided profits | $5,702,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,190,000 | 584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,122,000 | 2,154 |
| Earning assets | $420,416,000 | 1,460 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $455,572,500 | 1,418 |
| Average Assets, quarterly | $443,686,000 | 1,502 |
| Volatile liabilities | $157,356,000 | 916 |
| Insider loans | $9,322,000 | 772 |
| FHLB advances | $24,000,000 | 1,491 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $98,412,000 | 1,046 |
| Tier 1 (core) risk-based capital | $39,340,000 | 1,638 |
| Tier 2 risk-based capital | $4,493,000 | 1,159 |
| Total risk weighted assets | $372,350,000 | 1,348 |
| Total unused commitments | $98,412,000 | 1,046 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $449,186,000 | 1,493 |
| Cash and due from depository institutions | $8,752,000 | 2,370 |
| Interest-bearing balances | $20,000 | 5,970 |
| Securities | $48,888,000 | 2,335 |
| Federal funds sold & reverse repurchase agreements | $718,000 | 5,364 |
| Net loans & leases | $380,175,000 | 1,232 |
| Loan loss allowance | $4,980,000 | 1,054 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,246,000 | 4,299 |
| Other real estate owned | $1,163,000 | 2,370 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,244,000 | 2,329 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $449,186,000 | 1,493 |
| Total liabilities | $409,373,000 | 1,469 |
| Total deposits | $341,109,000 | 1,575 |
| Interest-bearing deposits | $300,273,000 | 1,548 |
| Deposits held in domestic offices | $341,109,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,100,000 | 526 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,000,000 | 1,493 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,164,000 | 2,198 |
| Total equity capital | $39,813,000 | 1,711 |
| Total bank equity capital | $39,813,000 | 1,711 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000,000 | 1,166 |
| Surplus | $31,000,000 | 985 |
| Undivided profits | $4,813,000 | 4,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,600,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,294,000 | 1,813 |
| Earning assets | $429,801,000 | 1,412 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $461,368,000 | 1,424 |
| Average Assets, quarterly | $435,750,500 | 1,542 |
| Volatile liabilities | $173,982,000 | 834 |
| Insider loans | $9,322,000 | 761 |
| FHLB advances | $24,000,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $98,776,000 | 1,069 |
| Tier 1 (core) risk-based capital | $38,636,000 | 1,671 |
| Tier 2 risk-based capital | $4,717,000 | 1,111 |
| Total risk weighted assets | $377,091,000 | 1,336 |
| Total unused commitments | $98,776,000 | 1,069 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $422,315,000 | 1,601 |
| Cash and due from depository institutions | $5,682,000 | 2,391 |
| Interest-bearing balances | $40,000 | 5,593 |
| Securities | $50,470,000 | 2,299 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 6,696 |
| Net loans & leases | $355,806,000 | 1,301 |
| Loan loss allowance | $4,384,000 | 1,185 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,115,000 | 4,397 |
| Other real estate owned | $1,719,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,465,000 | 2,475 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $422,315,000 | 1,601 |
| Total liabilities | $381,905,000 | 1,588 |
| Total deposits | $336,851,000 | 1,594 |
| Interest-bearing deposits | $293,259,000 | 1,591 |
| Deposits held in domestic offices | $336,851,000 | 1,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,400,000 | 825 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $24,000,000 | 1,444 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,654,000 | 1,955 |
| Total equity capital | $40,410,000 | 1,687 |
| Total bank equity capital | $40,410,000 | 1,687 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000,000 | 1,149 |
| Surplus | $31,000,000 | 960 |
| Undivided profits | $5,410,000 | 4,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,704,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,131,000 | 1,912 |
| Earning assets | $406,374,000 | 1,514 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $467,459,000 | 1,411 |
| Average Assets, quarterly | $467,459,000 | 1,411 |
| Volatile liabilities | $136,395,000 | 1,018 |
| Insider loans | $4,530,000 | 1,591 |
| FHLB advances | $24,000,000 | 1,373 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $87,934,000 | 1,189 |
| Tier 1 (core) risk-based capital | $38,988,000 | 1,639 |
| Tier 2 risk-based capital | $4,384,000 | 1,182 |
| Total risk weighted assets | $367,381,000 | 1,349 |
| Total unused commitments | $87,934,000 | 1,190 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 77 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $512,603,000 | 1,286 |
| Cash and due from depository institutions | $7,308,000 | 2,291 |
| Interest-bearing balances | $49,000 | 5,447 |
| Securities | $51,431,000 | 2,272 |
| Federal funds sold & reverse repurchase agreements | $24,091,000 | 651 |
| Net loans & leases | $418,530,000 | 1,073 |
| Loan loss allowance | $4,791,000 | 1,067 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,274,000 | 2,755 |
| Other real estate owned | $930,000 | 2,291 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,039,000 | 2,607 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $512,603,000 | 1,286 |
| Total liabilities | $467,143,000 | 1,263 |
| Total deposits | $416,298,000 | 1,235 |
| Interest-bearing deposits | $376,461,000 | 1,166 |
| Deposits held in domestic offices | $416,298,000 | 1,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,300,000 | 614 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,000,000 | 1,948 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,545,000 | 1,979 |
| Total equity capital | $45,460,000 | 1,453 |
| Total bank equity capital | $45,460,000 | 1,453 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,000,000 | 1,138 |
| Surplus | $31,000,000 | 934 |
| Undivided profits | $10,460,000 | 3,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,556,000 | 1,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,857,000 | 1,409 |
| Earning assets | $494,101,000 | 1,214 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $460,660,800 | 1,354 |
| Average Assets, quarterly | $497,574,000 | 1,310 |
| Volatile liabilities | $372,030,000 | 485 |
| Insider loans | $726,000 | 4,854 |
| FHLB advances | $16,000,000 | 1,855 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $125,483,000 | 849 |
| Tier 1 (core) risk-based capital | $44,094,000 | 1,409 |
| Tier 2 risk-based capital | $4,791,000 | 1,065 |
| Total risk weighted assets | $431,354,000 | 1,105 |
| Total unused commitments | $125,483,000 | 849 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $482,545,000 | 1,352 |
| Cash and due from depository institutions | $8,108,000 | 2,488 |
| Interest-bearing balances | $87,000 | 5,030 |
| Securities | $50,488,000 | 2,326 |
| Federal funds sold & reverse repurchase agreements | $9,024,000 | 1,550 |
| Net loans & leases | $404,757,000 | 1,102 |
| Loan loss allowance | $4,909,000 | 1,055 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,330,000 | 2,692 |
| Other real estate owned | $277,000 | 2,488 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,561,000 | 2,781 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $482,545,000 | 1,352 |
| Total liabilities | $437,890,000 | 1,341 |
| Total deposits | $406,875,000 | 1,240 |
| Interest-bearing deposits | $363,811,000 | 1,188 |
| Deposits held in domestic offices | $406,875,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,700,000 | 1,157 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,000,000 | 1,958 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,315,000 | 1,572 |
| Total equity capital | $44,655,000 | 1,461 |
| Total bank equity capital | $44,655,000 | 1,461 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,125 |
| Surplus | $31,000,000 | 932 |
| Undivided profits | $9,655,000 | 3,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 4,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,338,000 | 1,748 |
| Earning assets | $464,356,000 | 1,292 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $447,675,250 | 1,408 |
| Average Assets, quarterly | $470,750,000 | 1,370 |
| Volatile liabilities | $343,650,000 | 523 |
| Insider loans | $755,000 | 4,742 |
| FHLB advances | $17,000,000 | 1,850 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $128,613,000 | 858 |
| Tier 1 (core) risk-based capital | $42,831,000 | 1,454 |
| Tier 2 risk-based capital | $4,909,000 | 1,045 |
| Total risk weighted assets | $419,696,000 | 1,125 |
| Total unused commitments | $128,613,000 | 859 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 68 | 2,601 |
| Assets and Liabilities | ||
| Total Assets: | $458,955,000 | 1,409 |
| Cash and due from depository institutions | $6,838,000 | 2,601 |
| Interest-bearing balances | $37,000 | 5,726 |
| Securities | $50,848,000 | 2,303 |
| Federal funds sold & reverse repurchase agreements | $577,000 | 4,993 |
| Net loans & leases | $390,960,000 | 1,129 |
| Loan loss allowance | $4,901,000 | 1,046 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,936,000 | 2,867 |
| Other real estate owned | $0 | 2,601 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,796,000 | 2,678 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $458,955,000 | 1,409 |
| Total liabilities | $415,898,000 | 1,396 |
| Total deposits | $388,548,000 | 1,289 |
| Interest-bearing deposits | $349,379,000 | 1,220 |
| Deposits held in domestic offices | $388,548,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,700,000 | 1,613 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $19,000,000 | 1,834 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,650,000 | 1,755 |
| Total equity capital | $43,057,000 | 1,457 |
| Total bank equity capital | $43,057,000 | 1,457 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,000,000 | 1,109 |
| Surplus | $31,000,000 | 921 |
| Undivided profits | $8,057,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 2,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,375,000 | 1,524 |
| Earning assets | $442,422,000 | 1,339 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $436,052,000 | 1,445 |
| Average Assets, quarterly | $453,650,500 | 1,402 |
| Volatile liabilities | $335,681,000 | 538 |
| Insider loans | $2,571,000 | 2,436 |
| FHLB advances | $19,000,000 | 1,722 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $137,842,000 | 812 |
| Tier 1 (core) risk-based capital | $41,794,000 | 1,449 |
| Tier 2 risk-based capital | $4,901,000 | 1,033 |
| Total risk weighted assets | $407,623,000 | 1,140 |
| Total unused commitments | $137,842,000 | 812 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $448,346,000 | 1,408 |
| Cash and due from depository institutions | $8,161,000 | 2,619 |
| Interest-bearing balances | $49,000 | 5,599 |
| Securities | $50,848,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 4,809 |
| Net loans & leases | $380,297,000 | 1,121 |
| Loan loss allowance | $4,680,000 | 1,083 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,223,000 | 3,271 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,487,000 | 3,149 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $448,346,000 | 1,408 |
| Total liabilities | $408,942,000 | 1,391 |
| Total deposits | $374,763,000 | 1,333 |
| Interest-bearing deposits | $346,676,000 | 1,214 |
| Deposits held in domestic offices | $374,763,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,800,000 | 1,306 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,529 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,379,000 | 1,918 |
| Total equity capital | $39,404,000 | 1,584 |
| Total bank equity capital | $39,404,000 | 1,584 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,099 |
| Surplus | $28,000,000 | 987 |
| Undivided profits | $7,404,000 | 3,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,762,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,986,000 | 1,759 |
| Earning assets | $432,524,000 | 1,340 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $424,600,500 | 1,473 |
| Average Assets, quarterly | $424,600,500 | 1,473 |
| Volatile liabilities | $338,786,000 | 495 |
| Insider loans | $795,000 | 4,632 |
| FHLB advances | $24,000,000 | 1,448 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $132,196,000 | 834 |
| Tier 1 (core) risk-based capital | $37,900,000 | 1,592 |
| Tier 2 risk-based capital | $4,680,000 | 1,059 |
| Total risk weighted assets | $403,710,000 | 1,114 |
| Total unused commitments | $132,196,000 | 834 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $400,855,000 | 1,582 |
| Cash and due from depository institutions | $6,160,000 | 2,813 |
| Interest-bearing balances | $41,000 | 5,769 |
| Securities | $50,076,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $3,516,000 | 3,072 |
| Net loans & leases | $333,617,000 | 1,276 |
| Loan loss allowance | $3,804,000 | 1,303 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,083,000 | 3,355 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,403,000 | 3,151 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $400,855,000 | 1,582 |
| Total liabilities | $365,139,000 | 1,549 |
| Total deposits | $338,616,000 | 1,461 |
| Interest-bearing deposits | $303,725,000 | 1,381 |
| Deposits held in domestic offices | $338,616,000 | 1,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,107 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,563 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,023,000 | 2,124 |
| Total equity capital | $35,716,000 | 1,730 |
| Total bank equity capital | $35,716,000 | 1,730 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,000,000 | 1,086 |
| Surplus | $24,500,000 | 1,081 |
| Undivided profits | $7,216,000 | 3,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,026,000 | 1,724 |
| Earning assets | $387,250,000 | 1,477 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $329,953,000 | 1,803 |
| Average Assets, quarterly | $378,024,000 | 1,664 |
| Volatile liabilities | $300,974,000 | 542 |
| Insider loans | $1,765,000 | 3,063 |
| FHLB advances | $24,000,000 | 1,465 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $115,226,000 | 904 |
| Tier 1 (core) risk-based capital | $33,840,000 | 1,752 |
| Tier 2 risk-based capital | $3,804,000 | 1,294 |
| Total risk weighted assets | $356,894,000 | 1,258 |
| Total unused commitments | $115,226,000 | 904 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 56 | 3,055 |
| Assets and Liabilities | ||
| Total Assets: | $355,193,000 | 1,755 |
| Cash and due from depository institutions | $6,432,000 | 3,055 |
| Interest-bearing balances | $43,000 | 5,783 |
| Securities | $54,933,000 | 2,146 |
| Federal funds sold & reverse repurchase agreements | $659,000 | 4,941 |
| Net loans & leases | $286,728,000 | 1,473 |
| Loan loss allowance | $3,284,000 | 1,488 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,587,000 | 3,740 |
| Other real estate owned | $0 | 3,055 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,854,000 | 3,429 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $355,193,000 | 1,755 |
| Total liabilities | $325,245,000 | 1,723 |
| Total deposits | $289,479,000 | 1,699 |
| Interest-bearing deposits | $257,291,000 | 1,623 |
| Deposits held in domestic offices | $289,479,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,100,000 | 1,072 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,000,000 | 1,712 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,666,000 | 1,286 |
| Total equity capital | $29,948,000 | 2,062 |
| Total bank equity capital | $29,948,000 | 2,062 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,049 |
| Surplus | $19,000,000 | 1,283 |
| Undivided profits | $6,948,000 | 3,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,382,000 | 2,529 |
| Earning assets | $342,363,000 | 1,675 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $312,227,500 | 1,886 |
| Average Assets, quarterly | $343,872,500 | 1,779 |
| Volatile liabilities | $265,103,000 | 584 |
| Insider loans | $1,209,000 | 3,771 |
| FHLB advances | $21,000,000 | 1,610 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $100,344,000 | 982 |
| Tier 1 (core) risk-based capital | $27,640,000 | 2,143 |
| Tier 2 risk-based capital | $3,284,000 | 1,455 |
| Total risk weighted assets | $307,605,000 | 1,444 |
| Total unused commitments | $100,344,000 | 983 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $332,552,000 | 1,810 |
| Cash and due from depository institutions | $3,658,000 | 3,181 |
| Interest-bearing balances | $35,000 | 5,888 |
| Securities | $55,017,000 | 2,160 |
| Federal funds sold & reverse repurchase agreements | $3,530,000 | 2,671 |
| Net loans & leases | $265,743,000 | 1,550 |
| Loan loss allowance | $2,896,000 | 1,665 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,279,000 | 5,373 |
| Other real estate owned | $0 | 3,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,325,000 | 3,650 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $332,552,000 | 1,810 |
| Total liabilities | $304,933,000 | 1,777 |
| Total deposits | $255,853,000 | 1,872 |
| Interest-bearing deposits | $230,320,000 | 1,768 |
| Deposits held in domestic offices | $255,853,000 | 1,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,000,000 | 632 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,000,000 | 1,821 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,080,000 | 1,904 |
| Total equity capital | $27,619,000 | 2,179 |
| Total bank equity capital | $27,619,000 | 2,179 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,031 |
| Surplus | $17,500,000 | 1,360 |
| Undivided profits | $6,119,000 | 4,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,504,000 | 2,087 |
| Earning assets | $324,325,000 | 1,718 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $297,905,670 | 1,966 |
| Average Assets, quarterly | $312,863,500 | 1,888 |
| Volatile liabilities | $249,963,000 | 595 |
| Insider loans | $729,000 | 4,740 |
| FHLB advances | $19,000,000 | 1,725 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $103,114,000 | 941 |
| Tier 1 (core) risk-based capital | $25,916,000 | 2,213 |
| Tier 2 risk-based capital | $2,896,000 | 1,620 |
| Total risk weighted assets | $270,178,000 | 1,601 |
| Total unused commitments | $103,114,000 | 942 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $293,175,000 | 2,014 |
| Cash and due from depository institutions | $3,974,000 | 3,771 |
| Interest-bearing balances | $37,000 | 5,893 |
| Securities | $52,174,000 | 2,315 |
| Federal funds sold & reverse repurchase agreements | $4,018,000 | 2,738 |
| Net loans & leases | $229,348,000 | 1,739 |
| Loan loss allowance | $2,404,000 | 1,982 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,076,000 | 5,731 |
| Other real estate owned | $0 | 3,771 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,585,000 | 4,227 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $293,175,000 | 2,014 |
| Total liabilities | $270,867,000 | 1,948 |
| Total deposits | $240,476,000 | 1,982 |
| Interest-bearing deposits | $218,251,000 | 1,843 |
| Deposits held in domestic offices | $240,476,000 | 1,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,650,000 | 1,263 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,000,000 | 1,648 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,741,000 | 2,163 |
| Total equity capital | $22,308,000 | 2,579 |
| Total bank equity capital | $22,308,000 | 2,579 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,016 |
| Surplus | $13,000,000 | 1,692 |
| Undivided profits | $5,308,000 | 4,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 4,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,075,000 | 2,855 |
| Earning assets | $285,577,000 | 1,900 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $280,582,500 | 2,072 |
| Average Assets, quarterly | $280,582,500 | 2,072 |
| Volatile liabilities | $220,373,000 | 640 |
| Insider loans | $747,000 | 4,694 |
| FHLB advances | $21,000,000 | 1,546 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $80,220,000 | 1,122 |
| Tier 1 (core) risk-based capital | $21,704,000 | 2,569 |
| Tier 2 risk-based capital | $2,404,000 | 1,893 |
| Total risk weighted assets | $238,261,000 | 1,741 |
| Total unused commitments | $80,220,000 | 1,122 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $267,990,000 | 2,177 |
| Cash and due from depository institutions | $3,011,000 | 4,006 |
| Interest-bearing balances | $63,000 | 5,576 |
| Securities | $54,878,000 | 2,232 |
| Federal funds sold & reverse repurchase agreements | $47,000 | 6,073 |
| Net loans & leases | $206,775,000 | 1,876 |
| Loan loss allowance | $2,163,000 | 2,147 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $742,000 | 6,428 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,537,000 | 4,221 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $267,990,000 | 2,177 |
| Total liabilities | $247,733,000 | 2,118 |
| Total deposits | $201,576,000 | 2,351 |
| Interest-bearing deposits | $184,589,000 | 2,148 |
| Deposits held in domestic offices | $201,576,000 | 2,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,300,000 | 641 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,000,000 | 1,838 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,857,000 | 2,040 |
| Total equity capital | $20,257,000 | 2,816 |
| Total bank equity capital | $20,257,000 | 2,816 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 988 |
| Surplus | $11,500,000 | 1,838 |
| Undivided profits | $4,757,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,356,000 | 2,217 |
| Earning assets | $261,763,000 | 2,052 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $233,233,200 | 2,394 |
| Average Assets, quarterly | $261,743,500 | 2,194 |
| Volatile liabilities | $202,859,000 | 666 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $72,211,000 | 1,185 |
| Tier 1 (core) risk-based capital | $19,583,000 | 2,770 |
| Tier 2 risk-based capital | $2,163,000 | 2,054 |
| Total risk weighted assets | $204,793,000 | 1,973 |
| Total unused commitments | $72,211,000 | 1,187 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $255,497,000 | 2,261 |
| Cash and due from depository institutions | $3,322,000 | 4,156 |
| Interest-bearing balances | $42,000 | 5,903 |
| Securities | $59,409,000 | 2,064 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,498 |
| Net loans & leases | $189,671,000 | 2,022 |
| Loan loss allowance | $2,058,000 | 2,236 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $770,000 | 6,355 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,075,000 | 4,761 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $255,497,000 | 2,261 |
| Total liabilities | $237,196,000 | 2,180 |
| Total deposits | $206,956,000 | 2,248 |
| Interest-bearing deposits | $186,061,000 | 2,114 |
| Deposits held in domestic offices | $206,956,000 | 2,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,400,000 | 1,104 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,000,000 | 1,825 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,840,000 | 2,055 |
| Total equity capital | $18,301,000 | 3,071 |
| Total bank equity capital | $18,301,000 | 3,071 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,000,000 | 974 |
| Surplus | $10,000,000 | 2,012 |
| Undivided profits | $4,301,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $933,000 | 3,344 |
| Earning assets | $249,372,000 | 2,119 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $224,544,000 | 2,480 |
| Average Assets, quarterly | $247,746,500 | 2,297 |
| Volatile liabilities | $195,604,000 | 655 |
| Insider loans | $1,026,000 | 4,044 |
| FHLB advances | $18,000,000 | 1,706 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $65,895,000 | 1,271 |
| Tier 1 (core) risk-based capital | $17,297,000 | 3,090 |
| Tier 2 risk-based capital | $2,058,000 | 2,112 |
| Total risk weighted assets | $191,329,000 | 2,069 |
| Total unused commitments | $65,895,000 | 1,271 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 37 | 4,278 |
| Assets and Liabilities | ||
| Total Assets: | $239,996,000 | 2,369 |
| Cash and due from depository institutions | $2,859,000 | 4,278 |
| Interest-bearing balances | $34,000 | 6,042 |
| Securities | $60,962,000 | 2,055 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 4,635 |
| Net loans & leases | $171,804,000 | 2,172 |
| Loan loss allowance | $2,110,000 | 2,177 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $838,000 | 6,212 |
| Other real estate owned | $0 | 4,278 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,723,000 | 4,008 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $239,996,000 | 2,369 |
| Total liabilities | $223,693,000 | 2,298 |
| Total deposits | $172,925,000 | 2,642 |
| Interest-bearing deposits | $153,861,000 | 2,519 |
| Deposits held in domestic offices | $172,925,000 | 2,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,300,000 | 573 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,468,000 | 2,235 |
| Total equity capital | $16,303,000 | 3,292 |
| Total bank equity capital | $16,303,000 | 3,292 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,000,000 | 958 |
| Surplus | $10,000,000 | 1,973 |
| Undivided profits | $2,303,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 7,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $963,000 | 3,052 |
| Earning assets | $233,610,000 | 2,222 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $214,226,330 | 2,592 |
| Average Assets, quarterly | $223,928,000 | 2,511 |
| Volatile liabilities | $187,237,000 | 665 |
| Insider loans | $3,236,000 | 1,780 |
| FHLB advances | $18,000,000 | 1,697 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $59,086,000 | 1,360 |
| Tier 1 (core) risk-based capital | $16,410,000 | 3,188 |
| Tier 2 risk-based capital | $2,110,000 | 2,040 |
| Total risk weighted assets | $179,075,000 | 2,145 |
| Total unused commitments | $59,086,000 | 1,361 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $207,860,000 | 2,690 |
| Cash and due from depository institutions | $2,562,000 | 4,210 |
| Interest-bearing balances | $30,000 | 6,202 |
| Securities | $38,238,000 | 3,041 |
| Federal funds sold & reverse repurchase agreements | $307,000 | 6,380 |
| Net loans & leases | $163,859,000 | 2,203 |
| Loan loss allowance | $2,002,000 | 2,267 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $861,000 | 6,157 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,033,000 | 4,611 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $207,860,000 | 2,690 |
| Total liabilities | $191,411,000 | 2,613 |
| Total deposits | $161,515,000 | 2,786 |
| Interest-bearing deposits | $145,883,000 | 2,650 |
| Deposits held in domestic offices | $161,515,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,600,000 | 1,044 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,000,000 | 1,724 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,296,000 | 2,682 |
| Total equity capital | $16,449,000 | 3,312 |
| Total bank equity capital | $16,449,000 | 3,312 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,000,000 | 953 |
| Surplus | $10,000,000 | 1,936 |
| Undivided profits | $2,449,000 | 6,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $723,000 | 3,881 |
| Earning assets | $202,434,000 | 2,549 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $201,341,500 | 2,743 |
| Average Assets, quarterly | $201,341,500 | 2,743 |
| Volatile liabilities | $155,943,000 | 736 |
| Insider loans | $2,179,000 | 2,463 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $56,221,000 | 1,374 |
| Tier 1 (core) risk-based capital | $15,804,000 | 3,260 |
| Tier 2 risk-based capital | $2,002,000 | 2,112 |
| Total risk weighted assets | $170,026,000 | 2,200 |
| Total unused commitments | $56,221,000 | 1,379 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $194,823,000 | 2,835 |
| Cash and due from depository institutions | $3,214,000 | 4,579 |
| Interest-bearing balances | $97,000 | 5,421 |
| Securities | $34,684,000 | 3,341 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 6,278 |
| Net loans & leases | $153,828,000 | 2,312 |
| Loan loss allowance | $1,869,000 | 2,396 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $912,000 | 6,082 |
| Other real estate owned | $0 | 4,579 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,140,000 | 4,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,823,000 | 2,835 |
| Total liabilities | $178,930,000 | 2,783 |
| Total deposits | $148,904,000 | 2,974 |
| Interest-bearing deposits | $148,904,000 | 2,570 |
| Deposits held in domestic offices | $148,904,000 | 2,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,400,000 | 1,107 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,740 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,626,000 | 2,177 |
| Total equity capital | $15,893,000 | 3,351 |
| Total bank equity capital | $15,893,000 | 3,351 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,000,000 | 957 |
| Surplus | $10,000,000 | 1,912 |
| Undivided profits | $1,893,000 | 6,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $803,000 | 3,657 |
| Earning assets | $188,654,000 | 2,703 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $176,301,400 | 2,993 |
| Average Assets, quarterly | $187,196,500 | 2,907 |
| Volatile liabilities | $143,628,000 | 805 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $18,000,000 | 1,630 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $60,106,000 | 1,258 |
| Tier 1 (core) risk-based capital | $15,261,000 | 3,329 |
| Tier 2 risk-based capital | $1,869,000 | 2,225 |
| Total risk weighted assets | $159,078,000 | 2,335 |
| Total unused commitments | $60,106,000 | 1,260 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $179,570,000 | 3,024 |
| Cash and due from depository institutions | $1,854,000 | 5,029 |
| Interest-bearing balances | $25,000 | 6,300 |
| Securities | $31,391,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $1,499,000 | 4,871 |
| Net loans & leases | $142,306,000 | 2,477 |
| Loan loss allowance | $1,704,000 | 2,584 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $965,000 | 5,978 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,555,000 | 5,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,570,000 | 3,024 |
| Total liabilities | $164,055,000 | 2,985 |
| Total deposits | $129,377,000 | 3,347 |
| Interest-bearing deposits | $116,605,000 | 3,180 |
| Deposits held in domestic offices | $129,377,000 | 3,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,500,000 | 719 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,000,000 | 2,028 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,178,000 | 2,894 |
| Total equity capital | $15,515,000 | 3,413 |
| Total bank equity capital | $15,515,000 | 3,413 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,000,000 | 944 |
| Surplus | $10,000,000 | 1,887 |
| Undivided profits | $1,515,000 | 7,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $584,000 | 4,961 |
| Earning assets | $175,221,000 | 2,866 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $171,671,000 | 3,084 |
| Average Assets, quarterly | $178,363,500 | 3,029 |
| Volatile liabilities | $136,437,000 | 818 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $13,000,000 | 1,905 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $45,913,000 | 1,572 |
| Tier 1 (core) risk-based capital | $14,894,000 | 3,378 |
| Tier 2 risk-based capital | $1,704,000 | 2,381 |
| Total risk weighted assets | $143,938,000 | 2,536 |
| Total unused commitments | $45,913,000 | 1,576 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $177,157,000 | 3,035 |
| Cash and due from depository institutions | $3,089,000 | 5,283 |
| Interest-bearing balances | $20,000 | 6,453 |
| Securities | $30,957,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $4,154,000 | 3,348 |
| Net loans & leases | $136,529,000 | 2,526 |
| Loan loss allowance | $1,520,000 | 2,827 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $907,000 | 6,074 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,521,000 | 5,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,157,000 | 3,035 |
| Total liabilities | $162,192,000 | 2,990 |
| Total deposits | $145,510,000 | 3,030 |
| Interest-bearing deposits | $131,812,000 | 2,872 |
| Deposits held in domestic offices | $145,510,000 | 3,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,800,000 | 1,510 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,509 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,882,000 | 1,526 |
| Total equity capital | $14,965,000 | 3,522 |
| Total bank equity capital | $14,965,000 | 3,522 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,000,000 | 934 |
| Surplus | $10,000,000 | 1,844 |
| Undivided profits | $965,000 | 7,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $617,000 | 4,612 |
| Earning assets | $171,660,000 | 2,885 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $169,038,000 | 3,118 |
| Average Assets, quarterly | $178,625,000 | 2,996 |
| Volatile liabilities | $132,330,000 | 834 |
| Insider loans | $1,130,000 | 3,762 |
| FHLB advances | $9,000,000 | 2,352 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,837,000 | 1,674 |
| Tier 1 (core) risk-based capital | $14,302,000 | 3,466 |
| Tier 2 risk-based capital | $1,520,000 | 2,593 |
| Total risk weighted assets | $134,079,000 | 2,676 |
| Total unused commitments | $40,837,000 | 1,684 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $180,093,000 | 2,963 |
| Cash and due from depository institutions | $3,172,000 | 5,143 |
| Interest-bearing balances | $17,000 | 6,467 |
| Securities | $28,467,000 | 3,663 |
| Federal funds sold & reverse repurchase agreements | $19,047,000 | 840 |
| Net loans & leases | $127,217,000 | 2,636 |
| Loan loss allowance | $1,418,000 | 2,955 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $889,000 | 6,125 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,301,000 | 5,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,093,000 | 2,963 |
| Total liabilities | $166,105,000 | 2,910 |
| Total deposits | $153,279,000 | 2,865 |
| Interest-bearing deposits | $142,383,000 | 2,663 |
| Deposits held in domestic offices | $153,279,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,500,000 | 2,202 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,326,000 | 1,831 |
| Total equity capital | $13,988,000 | 3,672 |
| Total bank equity capital | $13,988,000 | 3,672 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 925 |
| Surplus | $9,500,000 | 1,925 |
| Undivided profits | $488,000 | 8,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $485,000 | 5,476 |
| Earning assets | $174,748,000 | 2,803 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $164,978,500 | 3,163 |
| Average Assets, quarterly | $164,978,500 | 3,163 |
| Volatile liabilities | $136,371,000 | 788 |
| Insider loans | $770,000 | 4,524 |
| FHLB advances | $10,500,000 | 2,074 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,432,000 | 1,671 |
| Tier 1 (core) risk-based capital | $13,366,000 | 3,623 |
| Tier 2 risk-based capital | $1,418,000 | 2,693 |
| Total risk weighted assets | $119,063,000 | 2,942 |
| Total unused commitments | $39,432,000 | 1,681 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 26 | 5,515 |
| Assets and Liabilities | ||
| Total Assets: | $149,864,000 | 3,384 |
| Cash and due from depository institutions | $2,528,000 | 5,515 |
| Interest-bearing balances | $13,000 | 6,537 |
| Securities | $28,323,000 | 3,664 |
| Federal funds sold & reverse repurchase agreements | $258,000 | 6,686 |
| Net loans & leases | $116,402,000 | 2,830 |
| Loan loss allowance | $1,254,000 | 3,157 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $914,000 | 6,055 |
| Other real estate owned | $0 | 5,515 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,439,000 | 5,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,864,000 | 3,384 |
| Total liabilities | $136,495,000 | 3,337 |
| Total deposits | $105,107,000 | 3,888 |
| Interest-bearing deposits | $95,347,000 | 3,700 |
| Deposits held in domestic offices | $105,107,000 | 3,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,500,000 | 746 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,500,000 | 2,140 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,388,000 | 2,670 |
| Total equity capital | $13,369,000 | 3,770 |
| Total bank equity capital | $13,369,000 | 3,770 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000,000 | 919 |
| Surplus | $9,500,000 | 1,886 |
| Undivided profits | $-131,000 | 8,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $600,000 | 4,943 |
| Earning assets | $144,996,000 | 3,239 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $118,885,400 | 3,965 |
| Average Assets, quarterly | $141,342,500 | 3,516 |
| Volatile liabilities | $112,498,000 | 917 |
| Insider loans | $750,000 | 4,602 |
| FHLB advances | $11,500,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $33,667,000 | 1,813 |
| Tier 1 (core) risk-based capital | $12,976,000 | 3,645 |
| Tier 2 risk-based capital | $1,254,000 | 2,931 |
| Total risk weighted assets | $103,886,000 | 3,246 |
| Total unused commitments | $33,667,000 | 1,819 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $96,567,000 | 4,673 |
| Cash and due from depository institutions | $1,541,000 | 5,961 |
| Interest-bearing balances | $18,000 | 6,361 |
| Securities | $9,818,000 | 6,565 |
| Federal funds sold & reverse repurchase agreements | $518,000 | 6,421 |
| Net loans & leases | $82,560,000 | 3,683 |
| Loan loss allowance | $809,000 | 4,230 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $902,000 | 6,134 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,228,000 | 5,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,567,000 | 4,673 |
| Total liabilities | $88,931,000 | 4,575 |
| Total deposits | $50,241,000 | 6,306 |
| Interest-bearing deposits | $39,694,000 | 6,553 |
| Deposits held in domestic offices | $50,241,000 | 6,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,600,000 | 629 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,500,000 | 2,081 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $590,000 | 4,924 |
| Total equity capital | $7,636,000 | 5,516 |
| Total bank equity capital | $7,636,000 | 5,516 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000,000 | 920 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $-1,364,000 | 9,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $335,000 | 7,230 |
| Earning assets | $92,914,000 | 4,491 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $56,444,600 | 6,343 |
| Average Assets, quarterly | $81,655,000 | 5,205 |
| Volatile liabilities | $75,684,000 | 1,254 |
| Insider loans | $918,000 | 4,104 |
| FHLB advances | $10,500,000 | 1,931 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $48,433,000 | 1,286 |
| Tier 1 (core) risk-based capital | $7,646,000 | 5,351 |
| Tier 2 risk-based capital | $809,000 | 3,979 |
| Total risk weighted assets | $66,404,000 | 4,493 |
| Total unused commitments | $48,433,000 | 1,291 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $28,565,000 | 8,456 |
| Cash and due from depository institutions | $612,000 | 7,222 |
| Interest-bearing balances | $9,000 | 6,398 |
| Securities | $1,014,000 | 9,518 |
| Federal funds sold & reverse repurchase agreements | $118,000 | 6,779 |
| Net loans & leases | $24,941,000 | 7,325 |
| Loan loss allowance | $277,000 | 7,553 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,146,000 | 5,601 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $734,000 | 7,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,565,000 | 8,456 |
| Total liabilities | $21,443,000 | 8,731 |
| Total deposits | $14,669,000 | 9,237 |
| Interest-bearing deposits | $14,669,000 | 8,994 |
| Deposits held in domestic offices | $14,669,000 | 9,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 2,046 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,329 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $574,000 | 5,329 |
| Total equity capital | $7,122,000 | 5,728 |
| Total bank equity capital | $7,122,000 | 5,728 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,000,000 | 927 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $-878,000 | 9,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $130,000 | 8,750 |
| Earning assets | $26,082,000 | 8,443 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $17,126,330 | 9,240 |
| Average Assets, quarterly | $21,385,000 | 8,980 |
| Volatile liabilities | $16,366,000 | 4,212 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $3,500,000 | 625 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,413,000 | 2,027 |
| Tier 1 (core) risk-based capital | $7,106,000 | 5,615 |
| Tier 2 risk-based capital | $271,000 | 7,325 |
| Total risk weighted assets | $21,707,000 | 7,931 |
| Total unused commitments | $24,413,000 | 2,029 |
| Derivatives | $0 | 481 |