Home > The PrivateBank > Income and Expense
The PrivateBank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,383,000 | 770 |
| Total interest expense | $5,200,000 | 644 |
| Net interest income | $6,183,000 | 871 |
| Provision for loan and lease losses | $5,400,000 | 386 |
| Total noninterest income | $739,000 | 1,638 |
| Gross Fiduciary activities income | $390,000 | 287 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $304,000 | 1,943 |
| Total noninterest expense | $3,871,000 | 1,293 |
| Salaries and employee benefits | $2,038,000 | 1,267 |
| Premises and equipment expense | $473,000 | 1,505 |
| Additional noninterest expense | $1,360,000 | 1,214 |
| Pre-tax net operating income | $-2,349,000 | 7,875 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-918,000 | 7,983 |
| Income before extraordinary items | $-1,431,000 | 7,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,431,000 | 7,818 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,431,000 | 7,818 |
| Net charge-offs | $2,257,000 | 557 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,431,000 | 7,806 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $47,259,000 | 784 |
| Total interest expense | $23,384,000 | 679 |
| Net interest income | $23,875,000 | 898 |
| Provision for loan and lease losses | $35,268,000 | 246 |
| Total noninterest income | $2,946,000 | 1,596 |
| Gross Fiduciary activities income | $2,010,000 | 264 |
| Service charges on deposit accounts | $121,000 | 5,644 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $815,000 | 2,436 |
| Total noninterest expense | $14,321,000 | 1,361 |
| Salaries and employee benefits | $6,787,000 | 1,529 |
| Premises and equipment expense | $1,449,000 | 1,892 |
| Additional noninterest expense | $6,085,000 | 1,060 |
| Pre-tax net operating income | $-22,768,000 | 8,118 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $-7,625,000 | 8,166 |
| Income before extraordinary items | $-15,136,000 | 8,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-15,136,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,876,000 | 195 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-15,140,620 | 8,091 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,408,000 | 835 |
| Total interest expense | $16,875,000 | 740 |
| Net interest income | $17,533,000 | 928 |
| Provision for loan and lease losses | $12,381,000 | 348 |
| Total noninterest income | $2,232,000 | 1,639 |
| Gross Fiduciary activities income | $1,588,000 | 261 |
| Service charges on deposit accounts | $87,000 | 5,730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $557,000 | 2,640 |
| Total noninterest expense | $9,986,000 | 1,451 |
| Salaries and employee benefits | $5,317,000 | 1,481 |
| Premises and equipment expense | $1,019,000 | 2,011 |
| Additional noninterest expense | $3,650,000 | 1,256 |
| Pre-tax net operating income | $-2,602,000 | 7,961 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $-888,000 | 8,014 |
| Income before extraordinary items | $-1,707,000 | 7,782 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,707,000 | 7,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,815,000 | 544 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,711,620 | 7,867 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,198,000 | 888 |
| Total interest expense | $11,457,000 | 748 |
| Net interest income | $10,741,000 | 1,017 |
| Provision for loan and lease losses | $6,333,000 | 362 |
| Total noninterest income | $1,606,000 | 1,565 |
| Gross Fiduciary activities income | $1,099,000 | 262 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $450,000 | 2,406 |
| Total noninterest expense | $6,819,000 | 1,408 |
| Salaries and employee benefits | $3,679,000 | 1,423 |
| Premises and equipment expense | $669,000 | 2,027 |
| Additional noninterest expense | $2,471,000 | 1,206 |
| Pre-tax net operating income | $-805,000 | 7,796 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $-322,000 | 8,084 |
| Income before extraordinary items | $-476,000 | 7,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-476,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,585,000 | 378 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-480,480 | 7,653 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,051,000 | 918 |
| Total interest expense | $5,930,000 | 777 |
| Net interest income | $5,121,000 | 1,057 |
| Provision for loan and lease losses | $3,607,000 | 270 |
| Total noninterest income | $756,000 | 1,634 |
| Gross Fiduciary activities income | $556,000 | 262 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,791 |
| Total noninterest expense | $3,259,000 | 1,471 |
| Salaries and employee benefits | $1,930,000 | 1,352 |
| Premises and equipment expense | $326,000 | 2,074 |
| Additional noninterest expense | $1,003,000 | 1,431 |
| Pre-tax net operating income | $-989,000 | 8,269 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $-354,000 | 8,327 |
| Income before extraordinary items | $-628,000 | 8,205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-628,000 | 8,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 448 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-632,480 | 8,194 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $40,743,000 | 1,033 |
| Total interest expense | $22,489,000 | 879 |
| Net interest income | $18,254,000 | 1,219 |
| Provision for loan and lease losses | $3,509,000 | 566 |
| Total noninterest income | $2,895,000 | 1,686 |
| Gross Fiduciary activities income | $1,942,000 | 284 |
| Service charges on deposit accounts | $103,000 | 5,984 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $850,000 | 2,474 |
| Total noninterest expense | $12,937,000 | 1,430 |
| Salaries and employee benefits | $6,740,000 | 1,499 |
| Premises and equipment expense | $1,252,000 | 2,082 |
| Additional noninterest expense | $4,945,000 | 1,146 |
| Pre-tax net operating income | $4,703,000 | 1,733 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,614,000 | 1,338 |
| Income before extraordinary items | $3,089,000 | 1,995 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,089,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,383,000 | 796 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,089,000 | 1,982 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,437,000 | 1,039 |
| Total interest expense | $16,723,000 | 885 |
| Net interest income | $13,714,000 | 1,223 |
| Provision for loan and lease losses | $2,097,000 | 503 |
| Total noninterest income | $2,181,000 | 1,682 |
| Gross Fiduciary activities income | $1,440,000 | 281 |
| Service charges on deposit accounts | $79,000 | 5,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $662,000 | 2,412 |
| Total noninterest expense | $8,451,000 | 1,616 |
| Salaries and employee benefits | $4,927,000 | 1,536 |
| Premises and equipment expense | $881,000 | 2,188 |
| Additional noninterest expense | $2,643,000 | 1,531 |
| Pre-tax net operating income | $5,347,000 | 1,274 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,725,000 | 1,087 |
| Income before extraordinary items | $3,622,000 | 1,405 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,622,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 927 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,622,000 | 1,391 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,888,000 | 1,081 |
| Total interest expense | $10,805,000 | 918 |
| Net interest income | $9,083,000 | 1,258 |
| Provision for loan and lease losses | $1,242,000 | 493 |
| Total noninterest income | $1,481,000 | 1,685 |
| Gross Fiduciary activities income | $931,000 | 292 |
| Service charges on deposit accounts | $61,000 | 5,796 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $489,000 | 2,280 |
| Total noninterest expense | $5,562,000 | 1,663 |
| Salaries and employee benefits | $3,304,000 | 1,553 |
| Premises and equipment expense | $582,000 | 2,217 |
| Additional noninterest expense | $1,676,000 | 1,614 |
| Pre-tax net operating income | $3,760,000 | 1,261 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,211,000 | 1,096 |
| Income before extraordinary items | $2,549,000 | 1,387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,549,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 632 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,549,000 | 1,366 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 1,095 |
| Total interest expense | $5,237,000 | 936 |
| Net interest income | $4,518,000 | 1,266 |
| Provision for loan and lease losses | $344,000 | 712 |
| Total noninterest income | $718,000 | 1,704 |
| Gross Fiduciary activities income | $463,000 | 294 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $224,000 | 2,383 |
| Total noninterest expense | $2,857,000 | 1,614 |
| Salaries and employee benefits | $1,746,000 | 1,483 |
| Premises and equipment expense | $292,000 | 2,239 |
| Additional noninterest expense | $819,000 | 1,638 |
| Pre-tax net operating income | $2,035,000 | 1,150 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $672,000 | 1,015 |
| Income before extraordinary items | $1,363,000 | 1,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,363,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,363,000 | 1,270 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,519,000 | 1,144 |
| Total interest expense | $17,041,000 | 981 |
| Net interest income | $17,478,000 | 1,306 |
| Provision for loan and lease losses | $808,000 | 1,264 |
| Total noninterest income | $2,570,000 | 1,843 |
| Gross Fiduciary activities income | $1,627,000 | 308 |
| Service charges on deposit accounts | $129,000 | 5,781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $814,000 | 2,561 |
| Total noninterest expense | $10,411,000 | 1,710 |
| Salaries and employee benefits | $5,887,000 | 1,661 |
| Premises and equipment expense | $1,108,000 | 2,244 |
| Additional noninterest expense | $3,416,000 | 1,545 |
| Pre-tax net operating income | $8,829,000 | 1,110 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,057,000 | 926 |
| Income before extraordinary items | $5,772,000 | 1,261 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,772,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,178 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,772,000 | 1,245 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,799,000 | 1,197 |
| Total interest expense | $11,934,000 | 1,018 |
| Net interest income | $12,865,000 | 1,348 |
| Provision for loan and lease losses | $620,000 | 1,182 |
| Total noninterest income | $1,893,000 | 1,882 |
| Gross Fiduciary activities income | $1,191,000 | 312 |
| Service charges on deposit accounts | $97,000 | 5,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $605,000 | 2,552 |
| Total noninterest expense | $7,614,000 | 1,744 |
| Salaries and employee benefits | $4,425,000 | 1,667 |
| Premises and equipment expense | $803,000 | 2,317 |
| Additional noninterest expense | $2,386,000 | 1,651 |
| Pre-tax net operating income | $6,524,000 | 1,177 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,263,000 | 987 |
| Income before extraordinary items | $4,261,000 | 1,331 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,261,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,261,000 | 1,316 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,483,000 | 1,248 |
| Total interest expense | $7,206,000 | 1,072 |
| Net interest income | $8,277,000 | 1,394 |
| Provision for loan and lease losses | $460,000 | 1,047 |
| Total noninterest income | $1,258,000 | 1,879 |
| Gross Fiduciary activities income | $785,000 | 322 |
| Service charges on deposit accounts | $61,000 | 5,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $412,000 | 2,514 |
| Total noninterest expense | $4,961,000 | 1,794 |
| Salaries and employee benefits | $2,920,000 | 1,687 |
| Premises and equipment expense | $536,000 | 2,316 |
| Additional noninterest expense | $1,505,000 | 1,752 |
| Pre-tax net operating income | $4,114,000 | 1,225 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,423,000 | 1,050 |
| Income before extraordinary items | $2,691,000 | 1,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,691,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,691,000 | 1,385 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,318,000 | 1,295 |
| Total interest expense | $3,311,000 | 1,099 |
| Net interest income | $4,007,000 | 1,436 |
| Provision for loan and lease losses | $155,000 | 1,387 |
| Total noninterest income | $634,000 | 1,835 |
| Gross Fiduciary activities income | $386,000 | 321 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $217,000 | 2,374 |
| Total noninterest expense | $2,550,000 | 1,751 |
| Salaries and employee benefits | $1,521,000 | 1,632 |
| Premises and equipment expense | $267,000 | 2,333 |
| Additional noninterest expense | $762,000 | 1,722 |
| Pre-tax net operating income | $1,936,000 | 1,280 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $678,000 | 1,077 |
| Income before extraordinary items | $1,258,000 | 1,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,258,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,258,000 | 1,428 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,187,000 | 2,498 |
| Total interest expense | $5,025,000 | 2,186 |
| Net interest income | $8,162,000 | 2,651 |
| Provision for loan and lease losses | $675,000 | 1,481 |
| Total noninterest income | $1,432,000 | 2,770 |
| Gross Fiduciary activities income | $663,000 | 506 |
| Service charges on deposit accounts | $75,000 | 6,673 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $694,000 | 2,791 |
| Total noninterest expense | $5,170,000 | 3,146 |
| Salaries and employee benefits | $2,980,000 | 2,981 |
| Premises and equipment expense | $524,000 | 4,034 |
| Additional noninterest expense | $1,666,000 | 2,972 |
| Pre-tax net operating income | $3,749,000 | 2,324 |
| Securities gains (losses) | $-34,000 | 8,043 |
| Applicable income taxes | $1,305,000 | 1,881 |
| Income before extraordinary items | $2,410,000 | 2,669 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,410,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,432,100 | 2,622 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,563,000 | 3,443 |
| Total interest expense | $2,339,000 | 3,086 |
| Net interest income | $4,224,000 | 3,602 |
| Provision for loan and lease losses | $547,000 | 1,296 |
| Total noninterest income | $786,000 | 3,451 |
| Gross Fiduciary activities income | $319,000 | 620 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $423,000 | 3,183 |
| Total noninterest expense | $2,571,000 | 4,327 |
| Salaries and employee benefits | $1,545,000 | 3,994 |
| Premises and equipment expense | $255,000 | 5,370 |
| Additional noninterest expense | $771,000 | 4,299 |
| Pre-tax net operating income | $1,892,000 | 3,173 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $655,000 | 2,498 |
| Income before extraordinary items | $1,224,000 | 3,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,224,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,232,450 | 3,565 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $668,000 | 8,079 |
| Total interest expense | $236,000 | 7,614 |
| Net interest income | $432,000 | 8,196 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $78,000 | 7,448 |
| Gross Fiduciary activities income | $34,000 | 998 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $194,000 | 8,694 |
| Salaries and employee benefits | $141,000 | 8,541 |
| Premises and equipment expense | $3,000 | 8,813 |
| Additional noninterest expense | $50,000 | 8,722 |
| Pre-tax net operating income | $316,000 | 6,496 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $205,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $205,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $205,000 | 6,860 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 1,586 |
| Total interest expense | $1,485,000 | 1,607 |
| Net interest income | $3,471,000 | 1,530 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $647,000 | 1,769 |
| Gross Fiduciary activities income | $282,000 | 367 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $329,000 | 1,785 |
| Total noninterest expense | $2,367,000 | 1,768 |
| Salaries and employee benefits | $1,463,000 | 1,579 |
| Premises and equipment expense | $251,000 | 2,350 |
| Additional noninterest expense | $653,000 | 1,879 |
| Pre-tax net operating income | $1,541,000 | 1,482 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $530,000 | 1,286 |
| Income before extraordinary items | $1,011,000 | 1,654 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,011,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,011,000 | 1,626 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,267,000 | 1,760 |
| Total interest expense | $4,049,000 | 2,021 |
| Net interest income | $12,218,000 | 1,666 |
| Provision for loan and lease losses | $650,000 | 1,541 |
| Total noninterest income | $2,376,000 | 1,944 |
| Gross Fiduciary activities income | $1,088,000 | 359 |
| Service charges on deposit accounts | $120,000 | 6,172 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,168,000 | 1,947 |
| Total noninterest expense | $8,553,000 | 1,888 |
| Salaries and employee benefits | $5,334,000 | 1,651 |
| Premises and equipment expense | $933,000 | 2,443 |
| Additional noninterest expense | $2,286,000 | 2,125 |
| Pre-tax net operating income | $5,391,000 | 1,579 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $1,795,000 | 1,403 |
| Income before extraordinary items | $3,608,000 | 1,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,608,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,801 |
| Cash dividends | $380,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,599,960 | 1,718 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,659,000 | 1,824 |
| Total interest expense | $2,844,000 | 2,105 |
| Net interest income | $8,815,000 | 1,709 |
| Provision for loan and lease losses | $500,000 | 1,450 |
| Total noninterest income | $1,857,000 | 1,891 |
| Gross Fiduciary activities income | $813,000 | 366 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $958,000 | 1,825 |
| Total noninterest expense | $6,297,000 | 1,903 |
| Salaries and employee benefits | $3,926,000 | 1,683 |
| Premises and equipment expense | $697,000 | 2,430 |
| Additional noninterest expense | $1,674,000 | 2,155 |
| Pre-tax net operating income | $3,875,000 | 1,663 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $1,276,000 | 1,471 |
| Income before extraordinary items | $2,611,000 | 1,831 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,611,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,068 |
| Cash dividends | $280,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,602,960 | 1,790 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,541,000 | 1,858 |
| Total interest expense | $1,842,000 | 2,142 |
| Net interest income | $5,699,000 | 1,749 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $1,436,000 | 1,670 |
| Gross Fiduciary activities income | $524,000 | 375 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $856,000 | 1,480 |
| Total noninterest expense | $4,178,000 | 1,915 |
| Salaries and employee benefits | $2,604,000 | 1,687 |
| Premises and equipment expense | $462,000 | 2,441 |
| Additional noninterest expense | $1,112,000 | 2,169 |
| Pre-tax net operating income | $2,557,000 | 1,652 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $842,000 | 1,470 |
| Income before extraordinary items | $1,727,000 | 1,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,727,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,453 |
| Cash dividends | $180,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,718,960 | 1,785 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 1,952 |
| Total interest expense | $907,000 | 2,192 |
| Net interest income | $2,685,000 | 1,857 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $650,000 | 1,763 |
| Gross Fiduciary activities income | $263,000 | 372 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $357,000 | 1,663 |
| Total noninterest expense | $1,929,000 | 2,079 |
| Salaries and employee benefits | $1,230,000 | 1,799 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $474,000 | 2,492 |
| Pre-tax net operating income | $1,256,000 | 1,654 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $418,000 | 1,495 |
| Income before extraordinary items | $850,000 | 1,836 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $850,000 | 1,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,668 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $841,960 | 1,772 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,275,000 | 2,148 |
| Total interest expense | $3,421,000 | 2,548 |
| Net interest income | $9,854,000 | 1,986 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $3,151,000 | 1,618 |
| Gross Fiduciary activities income | $789,000 | 431 |
| Service charges on deposit accounts | $118,000 | 6,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,244,000 | 1,348 |
| Total noninterest expense | $7,948,000 | 1,992 |
| Salaries and employee benefits | $4,973,000 | 1,728 |
| Premises and equipment expense | $781,000 | 2,822 |
| Additional noninterest expense | $2,194,000 | 2,202 |
| Pre-tax net operating income | $4,537,000 | 1,780 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,482,000 | 1,640 |
| Income before extraordinary items | $3,055,000 | 2,002 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,055,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,107 |
| Cash dividends | $760,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,055,000 | 1,916 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,826,000 | 2,211 |
| Total interest expense | $2,521,000 | 2,666 |
| Net interest income | $7,305,000 | 2,017 |
| Provision for loan and lease losses | $400,000 | 2,018 |
| Total noninterest income | $2,645,000 | 1,515 |
| Gross Fiduciary activities income | $569,000 | 449 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,987,000 | 1,236 |
| Total noninterest expense | $5,839,000 | 2,028 |
| Salaries and employee benefits | $3,761,000 | 1,728 |
| Premises and equipment expense | $587,000 | 2,834 |
| Additional noninterest expense | $1,491,000 | 2,414 |
| Pre-tax net operating income | $3,711,000 | 1,697 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,208,000 | 1,602 |
| Income before extraordinary items | $2,503,000 | 1,920 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,503,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,588 |
| Cash dividends | $680,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,503,000 | 1,815 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 2,312 |
| Total interest expense | $1,631,000 | 2,826 |
| Net interest income | $4,718,000 | 2,076 |
| Provision for loan and lease losses | $280,000 | 1,947 |
| Total noninterest income | $1,787,000 | 1,496 |
| Gross Fiduciary activities income | $348,000 | 474 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,381,000 | 1,211 |
| Total noninterest expense | $3,792,000 | 2,080 |
| Salaries and employee benefits | $2,456,000 | 1,749 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $937,000 | 2,519 |
| Pre-tax net operating income | $2,433,000 | 1,717 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $790,000 | 1,637 |
| Income before extraordinary items | $1,643,000 | 1,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,643,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,643,000 | 1,830 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 2,335 |
| Total interest expense | $802,000 | 2,937 |
| Net interest income | $2,359,000 | 2,074 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $902,000 | 1,442 |
| Gross Fiduciary activities income | $168,000 | 487 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $705,000 | 1,162 |
| Total noninterest expense | $1,888,000 | 2,071 |
| Salaries and employee benefits | $1,225,000 | 1,740 |
| Premises and equipment expense | $201,000 | 2,744 |
| Additional noninterest expense | $462,000 | 2,509 |
| Pre-tax net operating income | $1,253,000 | 1,677 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $404,000 | 1,609 |
| Income before extraordinary items | $849,000 | 1,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $849,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $849,000 | 1,748 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 2,380 |
| Total interest expense | $3,422,000 | 3,172 |
| Net interest income | $9,513,000 | 2,038 |
| Provision for loan and lease losses | $475,000 | 2,480 |
| Total noninterest income | $3,017,000 | 1,545 |
| Gross Fiduciary activities income | $601,000 | 516 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,274,000 | 1,196 |
| Total noninterest expense | $7,639,000 | 1,968 |
| Salaries and employee benefits | $4,898,000 | 1,645 |
| Premises and equipment expense | $729,000 | 2,897 |
| Additional noninterest expense | $2,012,000 | 2,294 |
| Pre-tax net operating income | $4,416,000 | 1,829 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,369,000 | 1,774 |
| Income before extraordinary items | $3,047,000 | 1,968 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,047,000 | 1,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $420,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,047,000 | 1,910 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,367,000 | 2,386 |
| Total interest expense | $6,096,000 | 2,621 |
| Net interest income | $8,271,000 | 2,163 |
| Provision for loan and lease losses | $530,000 | 2,111 |
| Total noninterest income | $2,140,000 | 1,913 |
| Gross Fiduciary activities income | $462,000 | 617 |
| Service charges on deposit accounts | $157,000 | 5,715 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,521,000 | 1,501 |
| Total noninterest expense | $6,754,000 | 2,122 |
| Salaries and employee benefits | $4,125,000 | 1,810 |
| Premises and equipment expense | $654,000 | 3,118 |
| Additional noninterest expense | $1,975,000 | 2,271 |
| Pre-tax net operating income | $3,127,000 | 2,177 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,076,000 | 1,967 |
| Income before extraordinary items | $2,051,000 | 2,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,051,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,051 |
| Cash dividends | $1,570,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,051,000 | 2,389 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,777,000 | 2,940 |
| Total interest expense | $5,777,000 | 2,890 |
| Net interest income | $6,000,000 | 2,946 |
| Provision for loan and lease losses | $113,000 | 5,060 |
| Total noninterest income | $1,284,000 | 2,625 |
| Gross Fiduciary activities income | $105,000 | 933 |
| Service charges on deposit accounts | $187,000 | 5,278 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $992,000 | 1,868 |
| Total noninterest expense | $4,810,000 | 2,817 |
| Salaries and employee benefits | $2,881,000 | 2,476 |
| Premises and equipment expense | $433,000 | 4,251 |
| Additional noninterest expense | $1,496,000 | 2,830 |
| Pre-tax net operating income | $2,361,000 | 2,911 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $821,000 | 2,473 |
| Income before extraordinary items | $1,540,000 | 3,184 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,540,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $320,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,540,000 | 3,175 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,607,000 | 3,339 |
| Total interest expense | $4,252,000 | 3,405 |
| Net interest income | $5,355,000 | 3,237 |
| Provision for loan and lease losses | $145,000 | 4,342 |
| Total noninterest income | $1,364,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $181,000 | 5,383 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,183,000 | 1,660 |
| Total noninterest expense | $4,139,000 | 3,214 |
| Salaries and employee benefits | $2,586,000 | 2,711 |
| Premises and equipment expense | $363,000 | 4,845 |
| Additional noninterest expense | $1,190,000 | 3,452 |
| Pre-tax net operating income | $2,435,000 | 2,853 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $895,000 | 2,403 |
| Income before extraordinary items | $1,540,000 | 3,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,540,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,752 |
| Cash dividends | $1,320,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,540,000 | 3,137 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,915,000 | 3,562 |
| Total interest expense | $4,124,000 | 3,582 |
| Net interest income | $4,791,000 | 3,544 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $1,970,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $145,000 | 6,016 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,825,000 | 1,229 |
| Total noninterest expense | $4,107,000 | 3,147 |
| Salaries and employee benefits | $2,635,000 | 2,565 |
| Premises and equipment expense | $338,000 | 5,006 |
| Additional noninterest expense | $1,134,000 | 3,538 |
| Pre-tax net operating income | $2,444,000 | 2,843 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $939,000 | 2,422 |
| Income before extraordinary items | $1,505,000 | 3,251 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,505,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,505,000 | 3,163 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,210,000 | 3,883 |
| Total interest expense | $3,913,000 | 3,759 |
| Net interest income | $4,297,000 | 3,976 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,860,000 | 1,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,733,000 | 1,203 |
| Total noninterest expense | $3,999,000 | 3,181 |
| Salaries and employee benefits | $2,609,000 | 2,537 |
| Premises and equipment expense | $378,000 | 4,634 |
| Additional noninterest expense | $1,012,000 | 3,857 |
| Pre-tax net operating income | $2,038,000 | 3,469 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $808,000 | 2,903 |
| Income before extraordinary items | $1,230,000 | 3,972 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,230,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,230,000 | 3,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,081,000 | 4,529 |
| Total interest expense | $3,629,000 | 4,056 |
| Net interest income | $3,452,000 | 4,873 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $1,997,000 | 1,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,814,000 | 1,233 |
| Total noninterest expense | $3,861,000 | 3,450 |
| Salaries and employee benefits | $2,455,000 | 2,749 |
| Premises and equipment expense | $311,000 | 5,439 |
| Additional noninterest expense | $1,095,000 | 4,073 |
| Pre-tax net operating income | $1,503,000 | 4,334 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $552,000 | 3,825 |
| Income before extraordinary items | $951,000 | 4,674 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $951,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $951,000 | 4,630 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,636,000 | 4,768 |
| Total interest expense | $3,573,000 | 4,077 |
| Net interest income | $3,063,000 | 5,413 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $1,267,000 | 2,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,214,000 | 1,584 |
| Total noninterest expense | $3,059,000 | 4,215 |
| Salaries and employee benefits | $1,993,000 | 3,317 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $848,000 | 5,004 |
| Pre-tax net operating income | $1,201,000 | 5,239 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $420,000 | 4,777 |
| Income before extraordinary items | $781,000 | 5,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $781,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,432 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $781,000 | 5,525 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 6,241 |
| Total interest expense | $1,951,000 | 5,719 |
| Net interest income | $2,461,000 | 6,553 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $828,000 | 3,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 2,165 |
| Total noninterest expense | $2,484,000 | 5,182 |
| Salaries and employee benefits | $1,566,000 | 4,130 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $724,000 | 6,163 |
| Pre-tax net operating income | $685,000 | 7,487 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $233,000 | 6,778 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,879 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $452,000 | 7,733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 7,750 |
| Total interest expense | $1,399,000 | 7,544 |
| Net interest income | $1,954,000 | 7,814 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $703,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $667,000 | 2,678 |
| Total noninterest expense | $1,991,000 | 6,357 |
| Salaries and employee benefits | $1,187,000 | 5,283 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $647,000 | 6,958 |
| Pre-tax net operating income | $486,000 | 8,747 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $164,000 | 8,333 |
| Income before extraordinary items | $327,000 | 9,158 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $327,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $323,650 | 8,947 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 8,904 |
| Total interest expense | $1,362,000 | 8,986 |
| Net interest income | $1,678,000 | 8,726 |
| Provision for loan and lease losses | $280,000 | 4,302 |
| Total noninterest income | $334,000 | 7,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 4,358 |
| Total noninterest expense | $1,509,000 | 7,877 |
| Salaries and employee benefits | $809,000 | 7,208 |
| Premises and equipment expense | $155,000 | 8,970 |
| Additional noninterest expense | $545,000 | 8,031 |
| Pre-tax net operating income | $223,000 | 10,855 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $169,000 | 11,008 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $169,000 | 11,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $70,000 | 7,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $145,600 | 10,998 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.