Home > THE PRAIRIE STATE BANK > Income and Expense
THE PRAIRIE STATE BANK, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 6,129 |
| Total interest expense | $1,312,000 | 5,687 |
| Net interest income | $1,693,000 | 6,329 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $483,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $355,000 | 3,189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,415 |
| Total noninterest expense | $1,769,000 | 5,655 |
| Salaries and employee benefits | $681,000 | 6,637 |
| Premises and equipment expense | $280,000 | 5,161 |
| Additional noninterest expense | $808,000 | 4,230 |
| Pre-tax net operating income | $407,000 | 6,583 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $16,000 | 6,057 |
| Income before extraordinary items | $391,000 | 6,276 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $391,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,103,000 | 426 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $391,000 | 6,277 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,318,000 | 2,564 |
| Total interest expense | $3,213,000 | 2,296 |
| Net interest income | $4,105,000 | 2,733 |
| Provision for loan and lease losses | $749,000 | 681 |
| Total noninterest income | $1,442,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $876,000 | 1,002 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $566,000 | 2,039 |
| Total noninterest expense | $5,265,000 | 1,699 |
| Salaries and employee benefits | $2,746,000 | 1,786 |
| Premises and equipment expense | $734,000 | 1,735 |
| Additional noninterest expense | $1,785,000 | 1,484 |
| Pre-tax net operating income | $-467,000 | 8,550 |
| Securities gains (losses) | $28,000 | 539 |
| Applicable income taxes | $-300,000 | 8,717 |
| Income before extraordinary items | $-139,000 | 8,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-139,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 613 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-156,920 | 8,391 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 2,528 |
| Total interest expense | $1,545,000 | 2,280 |
| Net interest income | $2,099,000 | 2,678 |
| Provision for loan and lease losses | $516,000 | 470 |
| Total noninterest income | $721,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $408,000 | 1,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $313,000 | 1,877 |
| Total noninterest expense | $2,622,000 | 1,712 |
| Salaries and employee benefits | $1,387,000 | 1,772 |
| Premises and equipment expense | $378,000 | 1,694 |
| Additional noninterest expense | $857,000 | 1,530 |
| Pre-tax net operating income | $-318,000 | 8,624 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-142,000 | 8,719 |
| Income before extraordinary items | $-176,000 | 8,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-176,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 598 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-176,000 | 8,536 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,133,000 | 2,341 |
| Total interest expense | $5,169,000 | 2,133 |
| Net interest income | $8,964,000 | 2,447 |
| Provision for loan and lease losses | $3,360,000 | 327 |
| Total noninterest income | $2,944,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,900,000 | 905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,044,000 | 2,152 |
| Total noninterest expense | $10,762,000 | 1,593 |
| Salaries and employee benefits | $5,780,000 | 1,614 |
| Premises and equipment expense | $1,453,000 | 1,685 |
| Additional noninterest expense | $3,529,000 | 1,450 |
| Pre-tax net operating income | $-2,214,000 | 8,769 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,060,000 | 8,802 |
| Income before extraordinary items | $-1,154,000 | 8,697 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,154,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,960,000 | 402 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,154,000 | 8,679 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 2,267 |
| Total interest expense | $3,780,000 | 2,081 |
| Net interest income | $6,930,000 | 2,367 |
| Provision for loan and lease losses | $1,800,000 | 415 |
| Total noninterest income | $2,227,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,438,000 | 907 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $789,000 | 2,146 |
| Total noninterest expense | $8,020,000 | 1,588 |
| Salaries and employee benefits | $4,371,000 | 1,594 |
| Premises and equipment expense | $1,079,000 | 1,690 |
| Additional noninterest expense | $2,570,000 | 1,457 |
| Pre-tax net operating income | $-663,000 | 8,652 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-426,000 | 8,813 |
| Income before extraordinary items | $-237,000 | 8,537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-237,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,927,000 | 299 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-237,000 | 8,508 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,239,000 | 2,176 |
| Total interest expense | $2,484,000 | 2,004 |
| Net interest income | $4,755,000 | 2,281 |
| Provision for loan and lease losses | $1,351,000 | 373 |
| Total noninterest income | $1,175,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $949,000 | 898 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $226,000 | 3,553 |
| Total noninterest expense | $5,308,000 | 1,591 |
| Salaries and employee benefits | $2,952,000 | 1,569 |
| Premises and equipment expense | $713,000 | 1,682 |
| Additional noninterest expense | $1,643,000 | 1,515 |
| Pre-tax net operating income | $-729,000 | 8,737 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-388,000 | 8,825 |
| Income before extraordinary items | $-341,000 | 8,652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-341,000 | 8,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 304 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-341,000 | 8,627 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 2,130 |
| Total interest expense | $1,230,000 | 1,925 |
| Net interest income | $2,404,000 | 2,244 |
| Provision for loan and lease losses | $219,000 | 1,062 |
| Total noninterest income | $529,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $457,000 | 904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $2,623,000 | 1,617 |
| Salaries and employee benefits | $1,484,000 | 1,560 |
| Premises and equipment expense | $340,000 | 1,767 |
| Additional noninterest expense | $799,000 | 1,558 |
| Pre-tax net operating income | $91,000 | 7,352 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-12,000 | 8,709 |
| Income before extraordinary items | $103,000 | 6,845 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $103,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,673 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $103,000 | 6,815 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,555,000 | 1,839 |
| Total interest expense | $4,929,000 | 1,663 |
| Net interest income | $10,626,000 | 1,908 |
| Provision for loan and lease losses | $1,228,000 | 869 |
| Total noninterest income | $1,693,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,592,000 | 1,119 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,408 |
| Total noninterest expense | $10,662,000 | 1,524 |
| Salaries and employee benefits | $5,994,000 | 1,482 |
| Premises and equipment expense | $1,512,000 | 1,538 |
| Additional noninterest expense | $3,156,000 | 1,555 |
| Pre-tax net operating income | $429,000 | 6,948 |
| Securities gains (losses) | $158,000 | 960 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $584,000 | 6,011 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $584,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,070,000 | 450 |
| Cash dividends | $412,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $427,580 | 6,581 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 1,784 |
| Total interest expense | $3,757,000 | 1,609 |
| Net interest income | $8,135,000 | 1,851 |
| Provision for loan and lease losses | $844,000 | 909 |
| Total noninterest income | $1,270,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,146,000 | 1,166 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 5,505 |
| Total noninterest expense | $7,838,000 | 1,549 |
| Salaries and employee benefits | $4,446,000 | 1,497 |
| Premises and equipment expense | $1,108,000 | 1,577 |
| Additional noninterest expense | $2,284,000 | 1,583 |
| Pre-tax net operating income | $723,000 | 5,444 |
| Securities gains (losses) | $150,000 | 936 |
| Applicable income taxes | $168,000 | 4,702 |
| Income before extraordinary items | $705,000 | 4,944 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $705,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,989,000 | 353 |
| Cash dividends | $412,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $583,500 | 5,356 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,078,000 | 1,744 |
| Total interest expense | $2,594,000 | 1,531 |
| Net interest income | $5,484,000 | 1,815 |
| Provision for loan and lease losses | $485,000 | 1,029 |
| Total noninterest income | $740,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $754,000 | 1,169 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-14,000 | 9,051 |
| Total noninterest expense | $5,215,000 | 1,552 |
| Salaries and employee benefits | $2,946,000 | 1,503 |
| Premises and equipment expense | $727,000 | 1,593 |
| Additional noninterest expense | $1,542,000 | 1,568 |
| Pre-tax net operating income | $524,000 | 5,181 |
| Securities gains (losses) | $112,000 | 960 |
| Applicable income taxes | $133,000 | 4,442 |
| Income before extraordinary items | $503,000 | 4,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 667 |
| Cash dividends | $412,000 | 2,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $414,520 | 5,146 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 1,724 |
| Total interest expense | $1,321,000 | 1,509 |
| Net interest income | $2,760,000 | 1,801 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $471,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $346,000 | 1,241 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $125,000 | 3,263 |
| Total noninterest expense | $2,587,000 | 1,570 |
| Salaries and employee benefits | $1,467,000 | 1,516 |
| Premises and equipment expense | $365,000 | 1,613 |
| Additional noninterest expense | $755,000 | 1,580 |
| Pre-tax net operating income | $524,000 | 3,393 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $146,000 | 3,143 |
| Income before extraordinary items | $378,000 | 3,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $378,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,129 |
| Cash dividends | $412,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $378,000 | 3,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,061,000 | 1,679 |
| Total interest expense | $5,873,000 | 1,516 |
| Net interest income | $11,188,000 | 1,732 |
| Provision for loan and lease losses | $1,147,000 | 1,043 |
| Total noninterest income | $2,105,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,429,000 | 1,216 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $676,000 | 3,036 |
| Total noninterest expense | $9,924,000 | 1,622 |
| Salaries and employee benefits | $5,700,000 | 1,503 |
| Premises and equipment expense | $1,391,000 | 1,635 |
| Additional noninterest expense | $2,833,000 | 1,711 |
| Pre-tax net operating income | $2,222,000 | 3,141 |
| Securities gains (losses) | $270,000 | 1,120 |
| Applicable income taxes | $747,000 | 2,664 |
| Income before extraordinary items | $1,745,000 | 3,177 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,745,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,636 |
| Cash dividends | $775,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,556,000 | 3,302 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,990,000 | 1,682 |
| Total interest expense | $4,523,000 | 1,540 |
| Net interest income | $8,467,000 | 1,736 |
| Provision for loan and lease losses | $717,000 | 1,197 |
| Total noninterest income | $1,597,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,065,000 | 1,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 3,016 |
| Total noninterest expense | $7,513,000 | 1,616 |
| Salaries and employee benefits | $4,393,000 | 1,475 |
| Premises and equipment expense | $1,039,000 | 1,648 |
| Additional noninterest expense | $2,081,000 | 1,739 |
| Pre-tax net operating income | $1,834,000 | 3,031 |
| Securities gains (losses) | $270,000 | 1,034 |
| Applicable income taxes | $650,000 | 2,516 |
| Income before extraordinary items | $1,454,000 | 3,028 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,454,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,154 |
| Cash dividends | $715,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,267,700 | 3,189 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 1,704 |
| Total interest expense | $3,100,000 | 1,553 |
| Net interest income | $5,545,000 | 1,757 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,059,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $702,000 | 1,229 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $357,000 | 2,981 |
| Total noninterest expense | $5,023,000 | 1,597 |
| Salaries and employee benefits | $2,931,000 | 1,469 |
| Premises and equipment expense | $688,000 | 1,660 |
| Additional noninterest expense | $1,404,000 | 1,713 |
| Pre-tax net operating income | $1,341,000 | 2,838 |
| Securities gains (losses) | $268,000 | 875 |
| Applicable income taxes | $516,000 | 2,271 |
| Income before extraordinary items | $1,093,000 | 2,781 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,093,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $665,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $910,760 | 3,013 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 1,695 |
| Total interest expense | $1,594,000 | 1,551 |
| Net interest income | $2,775,000 | 1,747 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $427,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $332,000 | 1,264 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 4,025 |
| Total noninterest expense | $2,452,000 | 1,636 |
| Salaries and employee benefits | $1,438,000 | 1,489 |
| Premises and equipment expense | $337,000 | 1,691 |
| Additional noninterest expense | $677,000 | 1,743 |
| Pre-tax net operating income | $630,000 | 2,970 |
| Securities gains (losses) | $123,000 | 884 |
| Applicable income taxes | $245,000 | 2,352 |
| Income before extraordinary items | $508,000 | 2,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $655,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $425,590 | 3,150 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,598,000 | 1,751 |
| Total interest expense | $6,417,000 | 1,777 |
| Net interest income | $11,181,000 | 1,724 |
| Provision for loan and lease losses | $515,000 | 2,334 |
| Total noninterest income | $2,036,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,396,000 | 1,155 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $640,000 | 2,861 |
| Total noninterest expense | $9,606,000 | 1,604 |
| Salaries and employee benefits | $5,453,000 | 1,489 |
| Premises and equipment expense | $1,307,000 | 1,677 |
| Additional noninterest expense | $2,846,000 | 1,649 |
| Pre-tax net operating income | $3,096,000 | 2,439 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $1,014,000 | 2,186 |
| Income before extraordinary items | $2,086,000 | 2,710 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,086,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,813 |
| Cash dividends | $65,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,083,320 | 2,623 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,902,000 | 1,917 |
| Total interest expense | $7,945,000 | 2,027 |
| Net interest income | $9,957,000 | 1,789 |
| Provision for loan and lease losses | $595,000 | 1,924 |
| Total noninterest income | $1,709,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,194,000 | 1,251 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $515,000 | 3,076 |
| Total noninterest expense | $8,885,000 | 1,643 |
| Salaries and employee benefits | $4,974,000 | 1,515 |
| Premises and equipment expense | $1,189,000 | 1,811 |
| Additional noninterest expense | $2,722,000 | 1,691 |
| Pre-tax net operating income | $2,186,000 | 2,973 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $671,000 | 2,756 |
| Income before extraordinary items | $1,566,000 | 3,125 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,566,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 1,407 |
| Cash dividends | $582,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,530,300 | 3,076 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,954,000 | 2,082 |
| Total interest expense | $7,841,000 | 2,173 |
| Net interest income | $9,113,000 | 1,937 |
| Provision for loan and lease losses | $415,000 | 2,212 |
| Total noninterest income | $1,672,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,153,000 | 1,171 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $519,000 | 2,894 |
| Total noninterest expense | $8,417,000 | 1,658 |
| Salaries and employee benefits | $4,436,000 | 1,605 |
| Premises and equipment expense | $1,065,000 | 1,958 |
| Additional noninterest expense | $2,916,000 | 1,535 |
| Pre-tax net operating income | $1,953,000 | 3,390 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $590,000 | 3,138 |
| Income before extraordinary items | $1,363,000 | 3,508 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,363,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,945 |
| Cash dividends | $6,656,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,363,000 | 3,496 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,035,000 | 2,321 |
| Total interest expense | $6,197,000 | 2,367 |
| Net interest income | $7,838,000 | 2,241 |
| Provision for loan and lease losses | $425,000 | 1,996 |
| Total noninterest income | $1,452,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $871,000 | 1,511 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $581,000 | 2,689 |
| Total noninterest expense | $6,288,000 | 2,165 |
| Salaries and employee benefits | $3,683,000 | 1,899 |
| Premises and equipment expense | $903,000 | 2,255 |
| Additional noninterest expense | $1,702,000 | 2,538 |
| Pre-tax net operating income | $2,577,000 | 2,723 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $814,000 | 2,607 |
| Income before extraordinary items | $1,763,000 | 2,857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,763,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,435 |
| Cash dividends | $472,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,763,000 | 2,830 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 2,539 |
| Total interest expense | $5,901,000 | 2,564 |
| Net interest income | $6,986,000 | 2,428 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,265,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $815,000 | 1,553 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $450,000 | 3,191 |
| Total noninterest expense | $5,607,000 | 2,341 |
| Salaries and employee benefits | $3,324,000 | 2,031 |
| Premises and equipment expense | $749,000 | 2,597 |
| Additional noninterest expense | $1,534,000 | 2,713 |
| Pre-tax net operating income | $2,584,000 | 2,700 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $843,000 | 2,611 |
| Income before extraordinary items | $1,746,000 | 2,865 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,746,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $469,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,742,650 | 2,782 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,700,000 | 2,800 |
| Total interest expense | $5,391,000 | 2,781 |
| Net interest income | $6,309,000 | 2,759 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $1,321,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $769,000 | 1,686 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $552,000 | 2,644 |
| Total noninterest expense | $4,892,000 | 2,623 |
| Salaries and employee benefits | $2,936,000 | 2,257 |
| Premises and equipment expense | $620,000 | 3,051 |
| Additional noninterest expense | $1,336,000 | 3,028 |
| Pre-tax net operating income | $2,568,000 | 2,847 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $833,000 | 2,837 |
| Income before extraordinary items | $1,731,000 | 2,944 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,731,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,339 |
| Cash dividends | $321,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,733,720 | 2,884 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,676,000 | 3,078 |
| Total interest expense | $4,977,000 | 3,018 |
| Net interest income | $5,699,000 | 3,105 |
| Provision for loan and lease losses | $-30,000 | 11,156 |
| Total noninterest income | $1,154,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $719,000 | 1,891 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $435,000 | 3,214 |
| Total noninterest expense | $4,527,000 | 2,996 |
| Salaries and employee benefits | $2,717,000 | 2,456 |
| Premises and equipment expense | $590,000 | 3,260 |
| Additional noninterest expense | $1,220,000 | 3,728 |
| Pre-tax net operating income | $2,356,000 | 2,962 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $745,000 | 3,032 |
| Income before extraordinary items | $1,613,000 | 2,982 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,613,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,905 |
| Cash dividends | $1,711,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,611,640 | 2,948 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 4,032 |
| Total interest expense | $3,562,000 | 4,091 |
| Net interest income | $4,401,000 | 3,983 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $736,000 | 3,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,412 |
| Total noninterest expense | $3,408,000 | 3,837 |
| Salaries and employee benefits | $1,954,000 | 3,377 |
| Premises and equipment expense | $425,000 | 4,302 |
| Additional noninterest expense | $1,029,000 | 4,245 |
| Pre-tax net operating income | $1,609,000 | 4,207 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,084,000 | 4,303 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,084,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,382 |
| Cash dividends | $232,000 | 5,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,092,840 | 4,262 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 4,157 |
| Total interest expense | $2,485,000 | 4,681 |
| Net interest income | $4,633,000 | 3,816 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $654,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 3,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,356 |
| Total noninterest expense | $3,339,000 | 4,016 |
| Salaries and employee benefits | $1,850,000 | 3,522 |
| Premises and equipment expense | $391,000 | 4,674 |
| Additional noninterest expense | $1,098,000 | 4,362 |
| Pre-tax net operating income | $1,903,000 | 3,580 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $649,000 | 3,287 |
| Income before extraordinary items | $1,253,000 | 3,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,253,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,883 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,253,660 | 3,738 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,663,000 | 3,973 |
| Total interest expense | $2,607,000 | 4,638 |
| Net interest income | $5,056,000 | 3,537 |
| Provision for loan and lease losses | $945,000 | 1,355 |
| Total noninterest income | $669,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 5,104 |
| Total noninterest expense | $3,333,000 | 4,098 |
| Salaries and employee benefits | $1,781,000 | 3,644 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $1,165,000 | 4,303 |
| Pre-tax net operating income | $1,447,000 | 4,460 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $500,000 | 4,189 |
| Income before extraordinary items | $947,000 | 4,894 |
| Extraordinary gains, net | $65,000 | 1,965 |
| Net income | $1,012,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $889,000 | 1,241 |
| Cash dividends | $480,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $947,000 | 4,674 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 4,435 |
| Total interest expense | $3,038,000 | 5,100 |
| Net interest income | $4,672,000 | 3,867 |
| Provision for loan and lease losses | $590,000 | 2,668 |
| Total noninterest income | $702,000 | 4,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 3,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,781 |
| Total noninterest expense | $2,879,000 | 4,698 |
| Salaries and employee benefits | $1,533,000 | 4,144 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $978,000 | 5,134 |
| Pre-tax net operating income | $1,905,000 | 3,247 |
| Securities gains (losses) | $172,000 | 2,240 |
| Applicable income taxes | $715,000 | 2,900 |
| Income before extraordinary items | $1,362,000 | 3,371 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,362,000 | 3,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $310,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,248,480 | 3,402 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.