Home > The Prague National Bank > Income and Expense
The Prague National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 5,467 |
| Total interest expense | $2,755,000 | 4,914 |
| Net interest income | $2,386,000 | 5,972 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $583,000 | 4,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,389 |
| Total noninterest expense | $1,951,000 | 5,787 |
| Salaries and employee benefits | $1,159,000 | 5,295 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $956,000 | 5,435 |
| Securities gains (losses) | $-52,000 | 9,801 |
| Applicable income taxes | $231,000 | 5,393 |
| Income before extraordinary items | $673,000 | 5,579 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $673,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $850,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $711,480 | 5,378 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 5,400 |
| Total interest expense | $2,935,000 | 4,813 |
| Net interest income | $2,430,000 | 5,947 |
| Provision for loan and lease losses | $87,000 | 5,436 |
| Total noninterest income | $537,000 | 4,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,581 |
| Total noninterest expense | $1,940,000 | 5,709 |
| Salaries and employee benefits | $1,132,000 | 5,294 |
| Premises and equipment expense | $272,000 | 5,673 |
| Additional noninterest expense | $536,000 | 6,194 |
| Pre-tax net operating income | $940,000 | 5,606 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $251,000 | 5,640 |
| Income before extraordinary items | $693,000 | 5,649 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $693,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $435,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $690,080 | 5,557 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 5,762 |
| Total interest expense | $2,701,000 | 5,105 |
| Net interest income | $2,352,000 | 6,288 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $461,000 | 5,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,269 |
| Total noninterest expense | $1,886,000 | 5,886 |
| Salaries and employee benefits | $1,050,000 | 5,681 |
| Premises and equipment expense | $301,000 | 5,436 |
| Additional noninterest expense | $535,000 | 6,231 |
| Pre-tax net operating income | $827,000 | 6,423 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $637,000 | 6,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $637,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,425 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $619,000 | 6,197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 6,110 |
| Total interest expense | $2,499,000 | 5,516 |
| Net interest income | $2,303,000 | 6,560 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $503,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,500 |
| Total noninterest expense | $1,801,000 | 6,385 |
| Salaries and employee benefits | $1,045,000 | 5,813 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $502,000 | 7,041 |
| Pre-tax net operating income | $933,000 | 5,977 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $246,000 | 6,504 |
| Income before extraordinary items | $688,000 | 5,810 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $688,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $395,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $687,260 | 5,759 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 6,036 |
| Total interest expense | $2,494,000 | 5,583 |
| Net interest income | $2,460,000 | 6,376 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $359,000 | 6,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $1,799,000 | 6,462 |
| Salaries and employee benefits | $1,047,000 | 5,816 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $512,000 | 7,160 |
| Pre-tax net operating income | $948,000 | 6,200 |
| Securities gains (losses) | $-321,000 | 11,758 |
| Applicable income taxes | $125,000 | 8,715 |
| Income before extraordinary items | $502,000 | 7,237 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $502,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $455,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $758,800 | 5,642 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 6,297 |
| Total interest expense | $2,032,000 | 5,548 |
| Net interest income | $2,330,000 | 6,797 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $373,000 | 6,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,756,000 | 6,816 |
| Salaries and employee benefits | $1,026,000 | 5,963 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $522,000 | 7,654 |
| Pre-tax net operating income | $947,000 | 6,182 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $236,000 | 6,740 |
| Income before extraordinary items | $672,000 | 6,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $672,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $650,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $700,860 | 5,977 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 6,852 |
| Total interest expense | $1,950,000 | 5,956 |
| Net interest income | $2,075,000 | 7,469 |
| Provision for loan and lease losses | $-75,000 | 12,836 |
| Total noninterest income | $354,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,776,000 | 6,959 |
| Salaries and employee benefits | $980,000 | 6,242 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $605,000 | 7,281 |
| Pre-tax net operating income | $728,000 | 7,213 |
| Securities gains (losses) | $246,000 | 1,469 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $700,000 | 6,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $700,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $522,880 | 7,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 6,715 |
| Total interest expense | $2,297,000 | 6,410 |
| Net interest income | $2,366,000 | 6,857 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $335,000 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,798,000 | 6,949 |
| Salaries and employee benefits | $1,005,000 | 6,001 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $656,000 | 7,064 |
| Pre-tax net operating income | $903,000 | 6,084 |
| Securities gains (losses) | $208,000 | 1,966 |
| Applicable income taxes | $315,000 | 5,736 |
| Income before extraordinary items | $796,000 | 5,384 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $796,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 13,434 |
| Cash dividends | $463,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $646,240 | 5,903 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.